Raymond James Bank Mortgage Lending & HMDA Data, 2009

In 2009, Raymond James Bank of St Petersburg, FL reported 752 mortgage applications totaling $299.4 million, down 67% from 2008. The average application was for $398,090, and applicants reported an average income of $275,224. 42% of its applications resulted in an originated loan and 22% were denied. Its largest markets were Tampa-St. Petersburg-Clearwater, FL (75), Indianapolis-Carmel, IN (36) and New York-White Plains-Wayne, NY-NJ (26) (applications in parentheses).

Mortgage Company & Address Raymond James Bank
710 Carillon Pkwy
St Petersburg, FL 33716
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 752
Total Mortgage Loan Application Amount $299,364,000
Average Mortgage Loan Application Amount $398,090
Highest Mortgage Loan Application Amount $6,100,000
Average Applicant Income $275,224
Highest Applicant Income $5,000,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Raymond James Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Raymond James Bank by County in 2009

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Pinellas, Florida 52 $ 20,756,000 $ 399,153 $ 240,000
New York, New York 21 $ 23,131,000 $ 1,101,476 $ 1,299,000
Miami-Dade, Florida 19 $ 8,438,000 $ 444,105 $ 409,000
Hillsborough, Florida 17 $ 5,188,000 $ 305,176 $ 158,000
Palm Beach, Florida 15 $ 3,669,000 $ 244,600 $ 220,000
Hamilton, Indiana 15 $ 3,671,000 $ 244,733 $ 226,000
Harris, Texas 15 $ 5,361,000 $ 357,400 $ 214,000
Maricopa, Arizona 13 $ 6,852,000 $ 527,076 $ 226,000
Collier, Florida 13 $ 6,574,000 $ 505,692 $ 222,000
Cook, Illinois 11 $ 3,244,000 $ 294,909 $ 218,000
Marion, Indiana 11 $ 1,825,000 $ 165,909 $ 86,000
Fairfield, Connecticut 10 $ 9,316,000 $ 931,600 $ 840,000
Lee, Florida 9 $ 4,375,000 $ 486,111 $ 216,000
Fulton, Georgia 9 $ 2,523,000 $ 280,333 $ 183,000
Broward, Florida 8 $ 1,878,000 $ 234,750 $ 207,000
Hamilton, Ohio 8 $ 3,617,000 $ 452,125 $ 248,000
Los Angeles, California 7 $ 3,983,000 $ 569,000 $ 366,000
District of Columbia, District Of Columbia 7 $ 3,283,000 $ 469,000 $ 345,000
Oakland, Michigan 7 $ 1,577,000 $ 225,285 $ 247,000
Dallas, Texas 7 $ 4,172,000 $ 596,000 $ 875,000
Fairfax, Virginia 7 $ 3,724,000 $ 532,000 $ 344,000
Wayne, Michigan 6 $ 1,192,000 $ 198,666 $ 138,000
Suffolk, New York 6 $ 2,249,000 $ 374,833 $ 205,000
San Francisco, California 5 $ 4,050,000 $ 810,000 $ 375,000
Brevard, Florida 5 $ 1,447,000 $ 289,400 $ 117,000
Martin, Florida 5 $ 1,398,000 $ 279,600 $ 134,000
St. Johns, Florida 5 $ 2,158,000 $ 431,600 $ 312,000
Anne Arundel, Maryland 5 $ 1,312,000 $ 262,400 $ 106,000
Montgomery, Maryland 5 $ 3,487,000 $ 697,400 $ 247,000
Orange, North Carolina 5 $ 1,555,000 $ 311,000 $ 185,000
Travis, Texas 5 $ 2,522,000 $ 504,400 $ 324,000
King, Washington 5 $ 3,767,000 $ 753,400 $ 231,000
Marin, California 4 $ 3,185,000 $ 796,250 $ 1,065,000
San Diego, California 4 $ 4,335,000 $ 1,083,750 $ 311,000
San Mateo, California 4 $ 3,822,000 $ 955,500 $ 583,000
Manatee, Florida 4 $ 2,021,000 $ 505,250 $ 259,000
Orange, Florida 4 $ 2,550,000 $ 637,500 $ 167,000
Kane, Illinois 4 $ 1,738,000 $ 434,500 $ 257,000
Macomb, Michigan 4 $ 363,000 $ 90,750 $ 72,000
Durham, North Carolina 4 $ 873,000 $ 218,250 $ 90,000
Montgomery, Pennsylvania 4 $ 798,000 $ 199,500 $ 69,000
Hamilton, Tennessee 4 $ 707,000 $ 176,750 $ 95,000
Monterey, California 3 $ 1,227,000 $ 409,000 $ 708,000
Orange, California 3 $ 2,635,000 $ 878,333 $ 797,000
Arapahoe, Colorado 3 $ 1,733,000 $ 577,666 $ 255,000
Bay, Florida 3 $ 301,000 $ 100,333 $ 74,000
Hernando, Florida 3 $ 275,000 $ 91,666 $ 59,000
Lake, Florida 3 $ 720,000 $ 240,000 $ 120,000
Marion, Florida 3 $ 592,000 $ 197,333 $ 57,000
Pasco, Florida 3 $ 222,000 $ 74,000 $ 39,000
Volusia, Florida 3 $ 229,000 $ 76,333 $ 113,000
Fannin, Georgia 3 $ 648,000 $ 216,000 $ 84,000
Lake, Illinois 3 $ 1,122,000 $ 374,000 $ 101,000
Vermilion, Illinois 3 $ 709,000 $ 236,333 $ 94,000
Boone, Indiana 3 $ 922,000 $ 307,333 $ 214,000
Hendricks, Indiana 3 $ 503,000 $ 167,666 $ 172,000
Lake, Indiana 3 $ 532,000 $ 177,333 $ 69,000
Middlesex, Massachusetts 3 $ 605,000 $ 201,666 $ 212,000
Kalamazoo, Michigan 3 $ 682,000 $ 227,333 $ 116,000
Ocean, New Jersey 3 $ 851,000 $ 283,666 $ 290,000
Mecklenburg, North Carolina 3 $ 571,000 $ 190,333 $ 51,000
Wake, North Carolina 3 $ 1,468,000 $ 489,333 $ 213,000
Jackson, Oregon 3 $ 876,000 $ 292,000 $ 102,000
Bucks, Pennsylvania 3 $ 1,554,000 $ 518,000 $ 328,000
Chester, Pennsylvania 3 $ 683,000 $ 227,666 $ 117,000
Denton, Texas 3 $ 724,000 $ 241,333 $ 159,000
Kendall, Texas 3 $ 931,000 $ 310,333 $ 161,000
Summit, Utah 3 $ 3,336,000 $ 1,112,000 $ 936,000
Loudoun, Virginia 3 $ 988,000 $ 329,333 $ 175,000
Limestone, Alabama 2 $ 333,000 $ 166,500 $ 104,000
Shelby, Alabama 2 $ 666,000 $ 333,000 $ 185,000
Alameda, California 2 $ 762,000 $ 381,000 $ 172,000
Contra Costa, California 2 $ 767,000 $ 383,500 $ 182,000
Placer, California 2 $ 559,000 $ 279,500 $ 134,000
San Joaquin, California 2 $ 718,000 $ 359,000 $ 128,000
San Luis Obispo, California 2 $ 591,000 $ 295,500 $ 405,000
Santa Barbara, California 2 $ 2,125,000 $ 1,062,500 $ 490,000
Denver, Colorado 2 $ 604,000 $ 302,000 $ 205,000
Pitkin, Colorado 2 $ 1,750,000 $ 875,000 $ 481,000
Summit, Colorado 2 $ 690,000 $ 345,000 $ 342,000
Citrus, Florida 2 $ 400,000 $ 200,000 $ 85,000
Duval, Florida 2 $ 447,000 $ 223,500 $ 87,000
Sarasota, Florida 2 $ 1,017,000 $ 508,500 $ 585,000
Seminole, Florida 2 $ 390,000 $ 195,000 $ 59,000
Walton, Florida 2 $ 667,000 $ 333,500 $ 157,000
Cobb, Georgia 2 $ 1,038,000 $ 519,000 $ 249,000
DeKalb, Georgia 2 $ 356,000 $ 178,000 $ 84,000
Glynn, Georgia 2 $ 7,200,000 $ 3,600,000 $ 975,000
Greene, Georgia 2 $ 2,195,000 $ 1,097,500 $ 564,000
Ada, Idaho 2 $ 397,000 $ 198,500 $ 76,000
Boone, Illinois 2 $ 199,000 $ 99,500 $ 42,000
Macon, Illinois 2 $ 359,000 $ 179,500 $ 179,000
Will, Illinois 2 $ 396,000 $ 198,000 $ 85,000
Winnebago, Illinois 2 $ 228,000 $ 114,000 $ 43,000
Allen, Indiana 2 $ 197,000 $ 98,500 $ 34,000
Delaware, Indiana 2 $ 303,000 $ 151,500 $ 118,000
Johnson, Indiana 2 $ 372,000 $ 186,000 $ 83,000
Vanderburgh, Indiana 2 $ 292,000 $ 146,000 $ 81,000
Riley, Kansas 2 $ 1,495,000 $ 747,500 $ 179,000
Fayette, Kentucky 2 $ 424,000 $ 212,000 $ 140,000
Kenton, Kentucky 2 $ 828,000 $ 414,000 $ 168,000
Howard, Maryland 2 $ 320,000 $ 160,000 $ 68,000
Norfolk, Massachusetts 2 $ 568,000 $ 284,000 $ 134,000
Suffolk, Massachusetts 2 $ 432,000 $ 216,000 $ 782,000
Worcester, Massachusetts 2 $ 347,000 $ 173,500 $ 220,000
Calhoun, Michigan 2 $ 735,000 $ 367,500 $ 340,000
Livingston, Michigan 2 $ 203,000 $ 101,500 $ 62,000
Van Buren, Michigan 2 $ 329,000 $ 164,500 $ 107,000
Crow Wing, Minnesota 2 $ 622,000 $ 311,000 $ 64,000
Lafayette, Mississippi 2 $ 320,000 $ 160,000 $ 262,000
St. Charles, Missouri 2 $ 449,000 $ 224,500 $ 98,000
St. Louis, Missouri 2 $ 834,000 $ 417,000 $ 275,000
Gallatin, Montana 2 $ 300,000 $ 150,000 $ 176,000
Clark, Nevada 2 $ 647,000 $ 323,500 $ 322,000
Burlington, New Jersey 2 $ 563,000 $ 281,500 $ 265,000
Essex, New Jersey 2 $ 1,180,000 $ 590,000 $ 449,000
Bernalillo, New Mexico 2 $ 144,000 $ 72,000 $ 67,000
Nassau, New York 2 $ 438,000 $ 219,000 $ 468,000
Putnam, New York 2 $ 1,452,000 $ 726,000 $ 205,000
Westchester, New York 2 $ 1,195,000 $ 597,500 $ 1,497,000
Dare, North Carolina 2 $ 495,000 $ 247,500 $ 633,000
Butler, Ohio 2 $ 100,000 $ 50,000 $ 65,000
Delaware, Ohio 2 $ 1,187,000 $ 593,500 $ 173,000
Franklin, Ohio 2 $ 186,000 $ 93,000 $ 59,000
Oklahoma, Oklahoma 2 $ 994,000 $ 497,000 $ 210,000
Allegheny, Pennsylvania 2 $ 270,000 $ 135,000 $ 105,000
Erie, Pennsylvania 2 $ 270,000 $ 135,000 $ 62,000
Georgetown, South Carolina 2 $ 350,000 $ 175,000 $ 63,000
Shelby, Tennessee 2 $ 369,000 $ 184,500 $ 184,000
Austin, Texas 2 $ 1,100,000 $ 550,000 $ 212,000
Fort Bend, Texas 2 $ 625,000 $ 312,500 $ 121,000
Tarrant, Texas 2 $ 463,000 $ 231,500 $ 87,000
Wasatch, Utah 2 $ 4,370,000 $ 2,185,000 $ 1,147,000
Henrico, Virginia 2 $ 372,000 $ 186,000 $ 109,000
Baldwin, Alabama 1 $ 251,000 $ 251,000 $ 111,000
Lee, Alabama 1 $ 1,200,000 $ 1,200,000 $ 311,000
El Dorado, California 1 $ 97,000 $ 97,000 $ 398,000
Mendocino, California 1 $ 298,000 $ 298,000 $ 138,000
Riverside, California 1 $ 410,000 $ 410,000 $ 212,000
Santa Clara, California 1 $ 267,000 $ 267,000 $ 146,000
Santa Cruz, California 1 $ 398,000 $ 398,000 $ 146,000
Trinity, California 1 $ 50,000 $ 50,000 $ 39,000
Archuleta, Colorado 1 $ 390,000 $ 390,000 $ 286,000
Douglas, Colorado 1 $ 565,000 $ 565,000 $ 377,000
Eagle, Colorado 1 $ 3,000,000 $ 3,000,000 $ 859,000
El Paso, Colorado 1 $ 314,000 $ 314,000 $ 123,000
Rio Grande, Colorado 1 $ 415,000 $ 415,000 $ 80,000
Routt, Colorado 1 $ 746,000 $ 746,000 $ 115,000
Hartford, Connecticut 1 $ 135,000 $ 135,000 $ 62,000
Litchfield, Connecticut 1 $ 200,000 $ 200,000 $ 171,000
New Haven, Connecticut 1 $ 1,156,000 $ 1,156,000 $ 1,963,000
Windham, Connecticut 1 $ 335,000 $ 335,000 $ 251,000
Sussex, Delaware 1 $ 362,000 $ 362,000 $ 75,000
Charlotte, Florida 1 $ 265,000 $ 265,000 $ 55,000
Clay, Florida 1 $ 350,000 $ 350,000 $ 432,000
DeSoto, Florida 1 $ 250,000 $ 250,000 $ 62,000
Monroe, Florida 1 $ 184,000 $ 184,000 $ 67,000
Nassau, Florida 1 $ 900,000 $ 900,000 $ 89,000
Okaloosa, Florida 1 $ 101,000 $ 101,000 $ 50,000
Osceola, Florida 1 $ 331,000 $ 331,000 $ 183,000
Chatham, Georgia 1 $ 417,000 $ 417,000 $ 115,000
Fayette, Georgia 1 $ 137,000 $ 137,000 $ 147,000
Gilmer, Georgia 1 $ 318,000 $ 318,000 $ 1,800,000
Lumpkin, Georgia 1 $ 135,000 $ 135,000 $ 129,000
Hawaii, Hawaii 1 $ 387,000 $ 387,000 $ 446,000
Kauai, Hawaii 1 $ 326,000 $ 326,000 $ 261,000
DeKalb, Illinois 1 $ 50,000 $ 50,000 $ 56,000
DuPage, Illinois 1 $ 135,000 $ 135,000 $ 220,000
McHenry, Illinois 1 $ 94,000 $ 94,000 $ 127,000
St. Clair, Illinois 1 $ 240,000 $ 240,000 $ 210,000
Brown, Indiana 1 $ 180,000 $ 180,000 $ 88,000
Lawrence, Indiana 1 $ 92,000 $ 92,000 $ 44,000
Putnam, Indiana 1 $ 155,000 $ 155,000 $ 246,000
St. Joseph, Indiana 1 $ 125,000 $ 125,000 $ 128,000
Steuben, Indiana 1 $ 243,000 $ 243,000 $ 90,000
Whitley, Indiana 1 $ 140,000 $ 140,000 $ 137,000
Polk, Iowa 1 $ 206,000 $ 206,000 $ 127,000
Ringgold, Iowa 1 $ 236,000 $ 236,000 $ 144,000
Butler, Kansas 1 $ 86,000 $ 86,000 $ 78,000
Sedgwick, Kansas 1 $ 100,000 $ 100,000 $ 51,000
Boone, Kentucky 1 $ 175,000 $ 175,000 $ 56,000
Campbell, Kentucky 1 $ 233,000 $ 233,000 $ 90,000
Marshall, Kentucky 1 $ 121,000 $ 121,000 $ 72,000
East Baton Rouge, Louisiana 1 $ 361,000 $ 361,000 $ 300,000
Lafayette, Louisiana 1 $ 193,000 $ 193,000 $ 106,000
St. Landry, Louisiana 1 $ 184,000 $ 184,000 $ 53,000
Waldo, Maine 1 $ 280,000 $ 280,000 $ 58,000
Allegany, Maryland 1 $ 120,000 $ 120,000 $ 53,000
Baltimore, Maryland 1 $ 138,000 $ 138,000 $ 87,000
Frederick, Maryland 1 $ 205,000 $ 205,000 $ 104,000
Queen Anne's, Maryland 1 $ 305,000 $ 305,000 $ 303,000
Barnstable, Massachusetts 1 $ 210,000 $ 210,000 $ 121,000
Essex, Massachusetts 1 $ 175,000 $ 175,000 $ 87,000
Plymouth, Massachusetts 1 $ 265,000 $ 265,000 $ 93,000
Charlevoix, Michigan 1 $ 1,500,000 $ 1,500,000 $ 377,000
Clinton, Michigan 1 $ 130,000 $ 130,000 $ 42,000
Genesee, Michigan 1 $ 75,000 $ 75,000 $ 30,000
Ingham, Michigan 1 $ 409,000 $ 409,000 $ 180,000
Kent, Michigan 1 $ 374,000 $ 374,000 $ 158,000
Leelanau, Michigan 1 $ 168,000 $ 168,000 $ 178,000
Lenawee, Michigan 1 $ 285,000 $ 285,000 $ 597,000
Mackinac, Michigan 1 $ 378,000 $ 378,000 $ 175,000
Monroe, Michigan 1 $ 154,000 $ 154,000 $ 107,000
Muskegon, Michigan 1 $ 113,000 $ 113,000 $ 95,000
Ontonagon, Michigan 1 $ 132,000 $ 132,000 $ 42,000
Saginaw, Michigan 1 $ 50,000 $ 50,000 $ 54,000
Hennepin, Minnesota 1 $ 138,000 $ 138,000 $ 91,000
Sibley, Minnesota 1 $ 137,000 $ 137,000 $ 85,000
Stevens, Minnesota 1 $ 145,000 $ 145,000 $ 95,000
DeSoto, Mississippi 1 $ 101,000 $ 101,000 $ 62,000
Christian, Missouri 1 $ 114,000 $ 114,000 $ 105,000
Madison, Montana 1 $ 417,000 $ 417,000 $ 406,000
Ravalli, Montana 1 $ 417,000 $ 417,000 $ 59,000
Douglas, Nebraska 1 $ 146,000 $ 146,000 $ 45,000
Rockingham, New Hampshire 1 $ 692,000 $ 692,000 $ 182,000
Atlantic, New Jersey 1 $ 330,000 $ 330,000 $ 200,000
Bergen, New Jersey 1 $ 1,027,000 $ 1,027,000 $ 1,260,000
Camden, New Jersey 1 $ 275,000 $ 275,000 $ 1,137,000
Cape May, New Jersey 1 $ 407,000 $ 407,000 $ 1,137,000
Gloucester, New Jersey 1 $ 25,000 $ 25,000 $ 75,000
Middlesex, New Jersey 1 $ 175,000 $ 175,000 $ 103,000
Union, New Jersey 1 $ 350,000 $ 350,000 $ 55,000
Sandoval, New Mexico 1 $ 240,000 $ 240,000 $ 80,000
Columbia, New York 1 $ 253,000 $ 253,000 $ 175,000
Buncombe, North Carolina 1 $ 282,000 $ 282,000 $ 100,000
Cabarrus, North Carolina 1 $ 115,000 $ 115,000 $ 202,000
Chatham, North Carolina 1 $ 152,000 $ 152,000 $ 45,000
Haywood, North Carolina 1 $ 177,000 $ 177,000 $ 64,000
Lincoln, North Carolina 1 $ 417,000 $ 417,000 $ 198,000
New Hanover, North Carolina 1 $ 178,000 $ 178,000 $ 147,000
Pender, North Carolina 1 $ 400,000 $ 400,000 $ 99,000
Polk, North Carolina 1 $ 100,000 $ 100,000 $ 90,000
Robeson, North Carolina 1 $ 145,000 $ 145,000 $ 600,000
Watauga, North Carolina 1 $ 750,000 $ 750,000 $ 379,000
Greene, Ohio 1 $ 145,000 $ 145,000 $ 77,000
Lawrence, Ohio 1 $ 32,000 $ 32,000 $ 26,000
Lorain, Ohio 1 $ 200,000 $ 200,000 $ 100,000
Lucas, Ohio 1 $ 85,000 $ 85,000 $ 96,000
Ottawa, Ohio 1 $ 680,000 $ 680,000 $ 329,000
Sandusky, Ohio 1 $ 355,000 $ 355,000 $ 565,000
Stark, Ohio 1 $ 300,000 $ 300,000 $ 239,000
Summit, Ohio 1 $ 350,000 $ 350,000 $ 252,000
Trumbull, Ohio 1 $ 156,000 $ 156,000 $ 135,000
Canadian, Oklahoma 1 $ 108,000 $ 108,000 $ 90,000
Le Flore, Oklahoma 1 $ 99,000 $ 99,000 $ 58,000
Wagoner, Oklahoma 1 $ 175,000 $ 175,000 $ 78,000
Washington, Oklahoma 1 $ 260,000 $ 260,000 $ 112,000
Lane, Oregon 1 $ 105,000 $ 105,000 $ 154,000
Cumberland, Pennsylvania 1 $ 282,000 $ 282,000 $ 136,000
Mercer, Pennsylvania 1 $ 210,000 $ 210,000 $ 151,000
Monroe, Pennsylvania 1 $ 203,000 $ 203,000 $ 101,000
Northampton, Pennsylvania 1 $ 30,000 $ 30,000 $ 119,000
Philadelphia, Pennsylvania 1 $ 145,000 $ 145,000 $ 384,000
Venango, Pennsylvania 1 $ 67,000 $ 67,000 $ 81,000
Washington, Pennsylvania 1 $ 400,000 $ 400,000 $ 1,325,000
Newport, Rhode Island 1 $ 307,000 $ 307,000 $ 108,000
Providence, Rhode Island 1 $ 386,000 $ 386,000 $ 181,000
Washington, Rhode Island 1 $ 1,500,000 $ 1,500,000 $ 577,000
Beaufort, South Carolina 1 $ 330,000 $ 330,000 $ 84,000
Horry, South Carolina 1 $ 118,000 $ 118,000 $ 85,000
Lancaster, South Carolina 1 $ 128,000 $ 128,000 $ 108,000
Lexington, South Carolina 1 $ 468,000 $ 468,000 $ 286,000
Oconee, South Carolina 1 $ 450,000 $ 450,000 $ 118,000
Pickens, South Carolina 1 $ 500,000 $ 500,000 $ 340,000
Sumter, South Carolina 1 $ 185,000 $ 185,000 $ 63,000
York, South Carolina 1 $ 287,000 $ 287,000 $ 122,000
Claiborne, Tennessee 1 $ 171,000 $ 171,000 $ 36,000
Davidson, Tennessee 1 $ 200,000 $ 200,000 $ 131,000
Knox, Tennessee 1 $ 177,000 $ 177,000 $ 186,000
Sevier, Tennessee 1 $ 272,000 $ 272,000 $ 107,000
Washington, Tennessee 1 $ 250,000 $ 250,000 $ 93,000
Wilson, Tennessee 1 $ 299,000 $ 299,000 $ 111,000
Bastrop, Texas 1 $ 110,000 $ 110,000 $ 33,000
Collin, Texas 1 $ 800,000 $ 800,000 $ 450,000
El Paso, Texas 1 $ 241,000 $ 241,000 $ 85,000
Hidalgo, Texas 1 $ 158,000 $ 158,000 $ 54,000
Jefferson, Texas 1 $ 200,000 $ 200,000 $ 121,000
Medina, Texas 1 $ 116,000 $ 116,000 $ 58,000
Midland, Texas 1 $ 125,000 $ 125,000 $ 102,000
Milam, Texas 1 $ 252,000 $ 252,000 $ 110,000
Montgomery, Texas 1 $ 912,000 $ 912,000 $ 396,000
Nacogdoches, Texas 1 $ 104,000 $ 104,000 $ 64,000
Rockwall, Texas 1 $ 180,000 $ 180,000 $ 116,000
Waller, Texas 1 $ 274,000 $ 274,000 $ 201,000
Salt Lake, Utah 1 $ 400,000 $ 400,000 $ 312,000
Utah, Utah 1 $ 284,000 $ 284,000 $ 66,000
Chittenden, Vermont 1 $ 177,000 $ 177,000 $ 51,000
Windham, Vermont 1 $ 233,000 $ 233,000 $ 162,000
Alexandria, Virginia 1 $ 174,000 $ 174,000 $ 112,000
Arlington, Virginia 1 $ 148,000 $ 148,000 $ 148,000
Bedford, Virginia 1 $ 350,000 $ 350,000 $ 127,000
Virginia Beach, Virginia 1 $ 1,530,000 $ 1,530,000 $ 411,000
Clallam, Washington 1 $ 334,000 $ 334,000 $ 87,000
Clark, Washington 1 $ 191,000 $ 191,000 $ 231,000
Thurston, Washington 1 $ 180,000 $ 180,000 $ 96,000
Kanawha, West Virginia 1 $ 265,000 $ 265,000 $ 89,000
Laramie, Wyoming 1 $ 282,000 $ 282,000 $ 93,000

Mortgage Loan Application Detail Totals for Raymond James Bank in 2009

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 507 $187,273,000 $369,000 $6,100,000 $237,000 $5,000,000
Home Purchase 205 $101,830,000 $496,000 $3,750,000 $394,000 $4,455,000
Home Improvement 40 $10,261,000 $256,000 $1,125,000 $151,000 $778,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 556 $203,686,000 $366,000 $2,370,000 $252,000 $5,000,000
Not Provided 157 $75,275,000 $479,000 $6,100,000 $354,000 $4,455,000
Black or African American 14 $10,142,000 $724,000 $3,750,000 $273,000 $1,426,000
Hispanic 11 $5,556,000 $505,000 $1,900,000 $359,000 $1,250,000
Asian 8 $2,715,000 $339,000 $710,000 $238,000 $468,000
American Indian or Alaskan Native 4 $1,302,000 $325,000 $455,000 $238,000 $465,000
Native Hawaiian or Other Pacific Islander 2 $688,000 $344,000 $357,000 $266,000 $350,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 752 $299,364,000 $398,000 $6,100,000 $275,000 $5,000,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 319 $97,290,000 $304,000 $3,000,000 $188,000 $1,516,000
Application Denied By Financial Institution 162 $73,395,000 $453,000 $6,100,000 $201,000 $2,400,000
Application Withdrawn By Applicant 114 $29,417,000 $258,000 $1,100,000 $212,000 $1,800,000
Loan Purchased By The Institution 95 $82,015,000 $863,000 $2,000,000 $821,000 $5,000,000
File Closed For Incompleteness 58 $15,567,000 $268,000 $1,100,000 $183,000 $1,325,000
Application Approved But Not Accepted 4 $1,680,000 $420,000 $1,082,000 $437,000 $1,516,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 47 $16,407,000 $349,000 $1,280,000 $189,000 $732,000
Debt-To-Income Ratio 40 $19,249,000 $481,000 $3,450,000 $100,000 $525,000
Other 38 $17,126,000 $450,000 $3,750,000 $302,000 $2,400,000
Credit History 23 $14,147,000 $615,000 $6,100,000 $243,000 $1,496,000
Unverifiable Information 7 $3,115,000 $445,000 $820,000 $184,000 $350,000
Mortgage Insurance Denied 3 $780,000 $260,000 $383,000 $175,000 $275,000
Employment History 2 $894,000 $447,000 $700,000 $180,000 $180,000
Insufficient Cash (Downpayment, Closing Cost) 1 $1,530,000 $1,530,000 $1,530,000 $411,000 $411,000
Credit Application Incomplete 1 $147,000 $147,000 $147,000 $58,000 $58,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Raymond James Bank's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Raymond James Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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