Rbc Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Rbc Bank 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Rbc Bank 131 North Church Street Rocky Mount, NC 27804 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 11,261 |
| Total Mortgage Loan Application Amount | $1,530,918,000 |
| Average Mortgage Loan Application Amount | $111,000 |
| Highest Mortgage Loan Application Amount | $6,700,000 |
| Average Applicant Income | $96,333 |
| Highest Applicant Income | $8,800,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Rbc Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Rbc Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Rbc Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Rbc Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Rbc Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Rbc Bank's mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Wake County North Carolina | 622 | $ 80,666,000 | $ 129,000 | $ 94,000 |
| Fulton County Georgia | 512 | $ 60,087,000 | $ 117,000 | $ 159,000 |
| Mecklenburg County North Carolina | 343 | $ 60,518,000 | $ 176,000 | $ 115,000 |
| Cumberland County North Carolina | 325 | $ 34,011,000 | $ 104,000 | $ 78,000 |
| DeKalb County Georgia | 306 | $ 30,481,000 | $ 99,000 | $ 122,000 |
| Cobb County Georgia | 283 | $ 23,607,000 | $ 83,000 | $ 113,000 |
| Durham County North Carolina | 271 | $ 26,614,000 | $ 98,000 | $ 87,000 |
| Gwinnett County Georgia | 243 | $ 24,116,000 | $ 99,000 | $ 101,000 |
| Nash County North Carolina | 238 | $ 23,957,000 | $ 100,000 | $ 60,000 |
| New Hanover County North Carolina | 228 | $ 37,655,000 | $ 165,000 | $ 111,000 |
| Pitt County North Carolina | 220 | $ 22,897,000 | $ 104,000 | $ 79,000 |
| Onslow County North Carolina | 218 | $ 28,128,000 | $ 129,000 | $ 67,000 |
| Brunswick County North Carolina | 204 | $ 42,883,000 | $ 210,000 | $ 112,000 |
| Virginia Beach County Virginia | 202 | $ 35,955,000 | $ 177,000 | $ 89,000 |
| Guilford County North Carolina | 181 | $ 21,958,000 | $ 121,000 | $ 87,000 |
| Dare County North Carolina | 178 | $ 44,318,000 | $ 248,000 | $ 174,000 |
| Forsyth County North Carolina | 152 | $ 19,010,000 | $ 125,000 | $ 106,000 |
| Rutherford County North Carolina | 136 | $ 14,634,000 | $ 107,000 | $ 75,000 |
| Buncombe County North Carolina | 135 | $ 22,541,000 | $ 166,000 | $ 115,000 |
| Iredell County North Carolina | 134 | $ 21,138,000 | $ 157,000 | $ 90,000 |
| Forsyth County Georgia | 131 | $ 14,450,000 | $ 110,000 | $ 117,000 |
| Orange County North Carolina | 131 | $ 17,417,000 | $ 132,000 | $ 119,000 |
| Horry County South Carolina | 131 | $ 26,232,000 | $ 200,000 | $ 155,000 |
| Johnston County North Carolina | 116 | $ 14,516,000 | $ 125,000 | $ 69,000 |
| Robeson County North Carolina | 114 | $ 9,333,000 | $ 81,000 | $ 56,000 |
| Union County North Carolina | 114 | $ 13,290,000 | $ 116,000 | $ 86,000 |
| Broward County Florida | 107 | $ 23,740,000 | $ 221,000 | $ 136,000 |
| Edgecombe County North Carolina | 107 | $ 7,319,000 | $ 68,000 | $ 45,000 |
| Harnett County North Carolina | 106 | $ 9,653,000 | $ 91,000 | $ 71,000 |
| Troup County Georgia | 102 | $ 7,213,000 | $ 70,000 | $ 77,000 |
| Carteret County North Carolina | 100 | $ 20,362,000 | $ 203,000 | $ 147,000 |
| Norfolk County Virginia | 99 | $ 15,701,000 | $ 158,000 | $ 76,000 |
| Moore County North Carolina | 92 | $ 13,926,000 | $ 151,000 | $ 81,000 |
| Wayne County North Carolina | 91 | $ 9,103,000 | $ 100,000 | $ 52,000 |
| Alamance County North Carolina | 88 | $ 11,495,000 | $ 130,000 | $ 75,000 |
| Lee County North Carolina | 86 | $ 7,010,000 | $ 81,000 | $ 57,000 |
| Cherokee County Georgia | 82 | $ 5,759,000 | $ 70,000 | $ 94,000 |
| Houston County Georgia | 82 | $ 10,207,000 | $ 124,000 | $ 50,000 |
| Chesapeake County Virginia | 81 | $ 12,681,000 | $ 156,000 | $ 67,000 |
| Charleston County South Carolina | 80 | $ 20,961,000 | $ 262,000 | $ 181,000 |
| Halifax County North Carolina | 78 | $ 7,216,000 | $ 92,000 | $ 58,000 |
| Gaston County North Carolina | 76 | $ 7,338,000 | $ 96,000 | $ 75,000 |
| Coweta County Georgia | 72 | $ 8,578,000 | $ 119,000 | $ 67,000 |
| Newport News County Virginia | 69 | $ 9,969,000 | $ 144,000 | $ 64,000 |
| Bibb County Georgia | 66 | $ 6,748,000 | $ 102,000 | $ 68,000 |
| Chatham County North Carolina | 65 | $ 11,443,000 | $ 176,000 | $ 157,000 |
| Hertford County North Carolina | 64 | $ 5,956,000 | $ 93,000 | $ 74,000 |
| Beaufort County South Carolina | 62 | $ 11,433,000 | $ 184,000 | $ 232,000 |
| Henry County Georgia | 61 | $ 7,455,000 | $ 122,000 | $ 90,000 |
| Orange County Florida | 57 | $ 11,048,000 | $ 193,000 | $ 111,000 |
| Palm Beach County Florida | 56 | $ 15,279,000 | $ 272,000 | $ 111,000 |
| Sarasota County Florida | 56 | $ 7,840,000 | $ 140,000 | $ 71,000 |
| Sampson County North Carolina | 56 | $ 3,931,000 | $ 70,000 | $ 55,000 |
| York County South Carolina | 56 | $ 7,136,000 | $ 127,000 | $ 81,000 |
| Richmond County North Carolina | 55 | $ 3,028,000 | $ 55,000 | $ 44,000 |
| Wilson County North Carolina | 55 | $ 4,991,000 | $ 90,000 | $ 47,000 |
| Caldwell County North Carolina | 54 | $ 4,997,000 | $ 92,000 | $ 81,000 |
| Pender County North Carolina | 53 | $ 8,059,000 | $ 152,000 | $ 78,000 |
| Granville County North Carolina | 51 | $ 4,498,000 | $ 88,000 | $ 67,000 |
| Catawba County North Carolina | 50 | $ 6,922,000 | $ 138,000 | $ 119,000 |
| Randolph County North Carolina | 49 | $ 4,084,000 | $ 83,000 | $ 58,000 |
| Hillsborough County Florida | 48 | $ 6,866,000 | $ 143,000 | $ 75,000 |
| Dooly County Georgia | 48 | $ 1,523,000 | $ 31,000 | $ 62,000 |
| Chowan County North Carolina | 48 | $ 5,755,000 | $ 119,000 | $ 65,000 |
| Macon County Georgia | 47 | $ 3,872,000 | $ 82,000 | $ 89,000 |
| Pasquotank County North Carolina | 47 | $ 7,446,000 | $ 158,000 | $ 268,000 |
| Scotland County North Carolina | 46 | $ 3,964,000 | $ 86,000 | $ 53,000 |
| Fayette County Georgia | 45 | $ 8,082,000 | $ 179,000 | $ 97,000 |
| Columbus County North Carolina | 45 | $ 2,727,000 | $ 60,000 | $ 63,000 |
| Hoke County North Carolina | 45 | $ 2,856,000 | $ 63,000 | $ 56,000 |
| Hampton County Virginia | 45 | $ 5,930,000 | $ 131,000 | $ 61,000 |
| Pinellas County Florida | 44 | $ 9,464,000 | $ 215,000 | $ 144,000 |
| Currituck County North Carolina | 44 | $ 13,221,000 | $ 300,000 | $ 198,000 |
| Vance County North Carolina | 44 | $ 4,743,000 | $ 107,000 | $ 59,000 |
| Craven County North Carolina | 43 | $ 4,902,000 | $ 114,000 | $ 68,000 |
| James City County Virginia | 43 | $ 12,612,000 | $ 293,000 | $ 129,000 |
| Anson County North Carolina | 42 | $ 2,843,000 | $ 67,000 | $ 81,000 |
| Haywood County North Carolina | 42 | $ 5,086,000 | $ 121,000 | $ 46,000 |
| Northampton County North Carolina | 42 | $ 3,123,000 | $ 74,000 | $ 46,000 |
| Clayton County Georgia | 41 | $ 4,018,000 | $ 98,000 | $ 83,000 |
| Richland County South Carolina | 41 | $ 11,484,000 | $ 280,000 | $ 64,000 |
| Greenville County South Carolina | 40 | $ 4,530,000 | $ 113,000 | $ 106,000 |
| Transylvania County North Carolina | 39 | $ 5,767,000 | $ 147,000 | $ 81,000 |
| Watauga County North Carolina | 38 | $ 6,826,000 | $ 179,000 | $ 109,000 |
| Macon County North Carolina | 37 | $ 9,258,000 | $ 250,000 | $ 183,000 |
| Perquimans County North Carolina | 35 | $ 6,483,000 | $ 185,000 | $ 100,000 |
| Franklin County North Carolina | 34 | $ 3,819,000 | $ 112,000 | $ 68,000 |
| Manatee County Florida | 33 | $ 4,325,000 | $ 131,000 | $ 87,000 |
| Lenoir County North Carolina | 33 | $ 2,798,000 | $ 84,000 | $ 59,000 |
| Miami-Dade County Florida | 31 | $ 7,443,000 | $ 240,000 | $ 159,000 |
| Florence County South Carolina | 31 | $ 1,538,000 | $ 49,000 | $ 58,000 |
| Portsmouth County Virginia | 31 | $ 4,169,000 | $ 134,000 | $ 56,000 |
| Marion County Georgia | 29 | $ 1,492,000 | $ 51,000 | $ 51,000 |
| Cabarrus County North Carolina | 29 | $ 3,961,000 | $ 136,000 | $ 95,000 |
| Hall County Georgia | 28 | $ 2,958,000 | $ 105,000 | $ 116,000 |
| Douglas County Georgia | 27 | $ 2,052,000 | $ 76,000 | $ 84,000 |
| Paulding County Georgia | 27 | $ 1,879,000 | $ 69,000 | $ 105,000 |
| Muscogee County Georgia | 26 | $ 2,801,000 | $ 107,000 | $ 51,000 |
| York County Virginia | 26 | $ 5,375,000 | $ 206,000 | $ 102,000 |
| Surry County North Carolina | 25 | $ 2,236,000 | $ 89,000 | $ 53,000 |
| Henderson County North Carolina | 24 | $ 2,230,000 | $ 92,000 | $ 67,000 |
| Lincoln County North Carolina | 24 | $ 3,705,000 | $ 154,000 | $ 105,000 |
| Lexington County South Carolina | 24 | $ 2,973,000 | $ 123,000 | $ 66,000 |
| Cleveland County North Carolina | 23 | $ 1,508,000 | $ 65,000 | $ 45,000 |
| Duplin County North Carolina | 22 | $ 1,361,000 | $ 61,000 | $ 51,000 |
| Gates County North Carolina | 22 | $ 2,324,000 | $ 105,000 | $ 66,000 |
| Brevard County Florida | 21 | $ 4,708,000 | $ 224,000 | $ 208,000 |
| Bertie County North Carolina | 21 | $ 1,355,000 | $ 64,000 | $ 51,000 |
| Bladen County North Carolina | 21 | $ 2,521,000 | $ 120,000 | $ 126,000 |
| Yancey County North Carolina | 20 | $ 1,970,000 | $ 98,000 | $ 52,000 |
| Newton County Georgia | 19 | $ 1,674,000 | $ 88,000 | $ 104,000 |
| Walton County Georgia | 19 | $ 1,800,000 | $ 94,000 | $ 71,000 |
| Davidson County North Carolina | 19 | $ 1,948,000 | $ 102,000 | $ 93,000 |
| Rowan County North Carolina | 17 | $ 2,793,000 | $ 164,000 | $ 84,000 |
| Maricopa County Arizona | 16 | $ 6,505,000 | $ 406,000 | $ 642,000 |
| Seminole County Florida | 16 | $ 3,162,000 | $ 197,000 | $ 82,000 |
| Charlotte County Florida | 15 | $ 3,514,000 | $ 234,000 | $ 515,000 |
| Warren County North Carolina | 15 | $ 2,171,000 | $ 144,000 | $ 107,000 |
| Suffolk County Virginia | 15 | $ 2,334,000 | $ 155,000 | $ 62,000 |
| Beaufort County North Carolina | 14 | $ 1,594,000 | $ 113,000 | $ 82,000 |
| Jackson County North Carolina | 14 | $ 3,308,000 | $ 236,000 | $ 225,000 |
| Stokes County North Carolina | 14 | $ 806,000 | $ 57,000 | $ 49,000 |
| Duval County Florida | 13 | $ 1,605,000 | $ 123,000 | $ 113,000 |
| Lee County Florida | 13 | $ 4,622,000 | $ 355,000 | $ 532,000 |
| Okaloosa County Florida | 13 | $ 1,851,000 | $ 142,000 | $ 219,000 |
| Cherokee County North Carolina | 13 | $ 1,232,000 | $ 94,000 | $ 80,000 |
| Person County North Carolina | 13 | $ 2,044,000 | $ 157,000 | $ 113,000 |
| Harris County Georgia | 12 | $ 1,198,000 | $ 99,000 | $ 56,000 |
| Darlington County South Carolina | 12 | $ 828,000 | $ 69,000 | $ 55,000 |
| Lee County Alabama | 11 | $ 1,287,000 | $ 117,000 | $ 49,000 |
| Osceola County Florida | 11 | $ 3,001,000 | $ 272,000 | $ 137,000 |
| Chatham County Georgia | 11 | $ 1,579,000 | $ 143,000 | $ 240,000 |
| Dawson County Georgia | 11 | $ 1,782,000 | $ 162,000 | $ 163,000 |
| Meriwether County Georgia | 11 | $ 1,425,000 | $ 129,000 | $ 116,000 |
| Isle of Wight County Virginia | 11 | $ 2,003,000 | $ 182,000 | $ 81,000 |
| Bay County Florida | 10 | $ 4,489,000 | $ 448,000 | $ 185,000 |
| Rockdale County Georgia | 10 | $ 1,116,000 | $ 111,000 | $ 93,000 |
| Avery County North Carolina | 10 | $ 781,000 | $ 78,000 | $ 80,000 |
| Polk County Florida | 9 | $ 1,450,000 | $ 161,000 | $ 119,000 |
| Barrow County Georgia | 9 | $ 612,000 | $ 68,000 | $ 72,000 |
| Spalding County Georgia | 9 | $ 991,000 | $ 110,000 | $ 86,000 |
| Jones County North Carolina | 9 | $ 1,460,000 | $ 162,000 | $ 57,000 |
| Oconee County South Carolina | 9 | $ 1,446,000 | $ 160,000 | $ 287,000 |
| Collier County Florida | 8 | $ 2,360,000 | $ 295,000 | $ 182,000 |
| St. Johns County Florida | 8 | $ 3,610,000 | $ 451,000 | $ 463,000 |
| Volusia County Florida | 8 | $ 857,000 | $ 107,000 | $ 234,000 |
| Butts County Georgia | 8 | $ 853,000 | $ 106,000 | $ 63,000 |
| Burke County North Carolina | 8 | $ 1,357,000 | $ 169,000 | $ 120,000 |
| Camden County North Carolina | 8 | $ 1,053,000 | $ 131,000 | $ 69,000 |
| Davie County North Carolina | 8 | $ 683,000 | $ 85,000 | $ 61,000 |
| Madison County North Carolina | 8 | $ 738,000 | $ 92,000 | $ 252,000 |
| Martin County North Carolina | 8 | $ 498,000 | $ 62,000 | $ 67,000 |
| Berkeley County South Carolina | 8 | $ 1,331,000 | $ 166,000 | $ 61,000 |
| Chambers County Alabama | 7 | $ 496,000 | $ 70,000 | $ 54,000 |
| St. Lucie County Florida | 7 | $ 1,289,000 | $ 184,000 | $ 138,000 |
| Walton County Florida | 7 | $ 3,458,000 | $ 494,000 | $ 713,000 |
| Fannin County Georgia | 7 | $ 2,894,000 | $ 413,000 | $ 292,000 |
| Jones County Georgia | 7 | $ 851,000 | $ 121,000 | $ 79,000 |
| Pulaski County Georgia | 7 | $ 662,000 | $ 94,000 | $ 85,000 |
| Schley County Georgia | 7 | $ 648,000 | $ 92,000 | $ 31,000 |
| Alexander County North Carolina | 7 | $ 868,000 | $ 124,000 | $ 69,000 |
| Mitchell County North Carolina | 7 | $ 561,000 | $ 80,000 | $ 48,000 |
| Montgomery County North Carolina | 7 | $ 759,000 | $ 108,000 | $ 174,000 |
| Anderson County South Carolina | 7 | $ 758,000 | $ 108,000 | $ 97,000 |
| Pickens County South Carolina | 7 | $ 1,560,000 | $ 222,000 | $ 122,000 |
| Baldwin County Alabama | 6 | $ 2,752,000 | $ 458,000 | $ 215,000 |
| Lake County Florida | 6 | $ 723,000 | $ 120,000 | $ 27,000 |
| Pasco County Florida | 6 | $ 499,000 | $ 83,000 | $ 59,000 |
| Clarke County Georgia | 6 | $ 627,000 | $ 104,000 | $ 85,000 |
| Heard County Georgia | 6 | $ 549,000 | $ 91,000 | $ 50,000 |
| Jackson County Georgia | 6 | $ 441,000 | $ 73,000 | $ 71,000 |
| Ashe County North Carolina | 6 | $ 1,024,000 | $ 170,000 | $ 119,000 |
| Greene County North Carolina | 6 | $ 608,000 | $ 101,000 | $ 62,000 |
| Rockingham County North Carolina | 6 | $ 411,000 | $ 68,000 | $ 61,000 |
| Stanly County North Carolina | 6 | $ 674,000 | $ 112,000 | $ 88,000 |
| Washington County North Carolina | 6 | $ 710,000 | $ 118,000 | $ 55,000 |
| Dorchester County South Carolina | 6 | $ 391,000 | $ 65,000 | $ 64,000 |
| Chesterfield County Virginia | 6 | $ 654,000 | $ 109,000 | $ 144,000 |
| Gloucester County Virginia | 6 | $ 863,000 | $ 143,000 | $ 40,000 |
| Poquoson County Virginia | 6 | $ 2,081,000 | $ 346,000 | $ 113,000 |
| Williamsburg County Virginia | 6 | $ 2,977,000 | $ 496,000 | $ 225,000 |
| Leon County Florida | 5 | $ 549,000 | $ 109,000 | $ 143,000 |
| Crisp County Georgia | 5 | $ 312,000 | $ 62,000 | $ 57,000 |
| Lamar County Georgia | 5 | $ 732,000 | $ 146,000 | $ 75,000 |
| Monroe County Georgia | 5 | $ 658,000 | $ 131,000 | $ 78,000 |
| Putnam County Georgia | 5 | $ 692,000 | $ 138,000 | $ 303,000 |
| Middlesex County Massachusetts | 5 | $ 2,906,000 | $ 581,000 | $ 254,000 |
| Caswell County North Carolina | 5 | $ 730,000 | $ 146,000 | $ 247,000 |
| Lancaster County South Carolina | 5 | $ 578,000 | $ 115,000 | $ 52,000 |
| Arlington County Virginia | 5 | $ 490,000 | $ 98,000 | $ 171,000 |
| Monroe County Florida | 4 | $ 2,802,000 | $ 700,000 | $ 438,000 |
| Carroll County Georgia | 4 | $ 246,000 | $ 61,000 | $ 91,000 |
| Lumpkin County Georgia | 4 | $ 480,000 | $ 120,000 | $ 78,000 |
| Rabun County Georgia | 4 | $ 547,000 | $ 136,000 | $ 355,000 |
| St. Louis County Missouri | 4 | $ 1,450,000 | $ 362,000 | $ 408,000 |
| McDowell County North Carolina | 4 | $ 855,000 | $ 213,000 | $ 115,000 |
| Wilkes County North Carolina | 4 | $ 555,000 | $ 138,000 | $ 66,000 |
| Aiken County South Carolina | 4 | $ 626,000 | $ 156,000 | $ 60,000 |
| Dillon County South Carolina | 4 | $ 241,000 | $ 60,000 | $ 26,000 |
| Georgetown County South Carolina | 4 | $ 1,151,000 | $ 287,000 | $ 106,000 |
| Spartanburg County South Carolina | 4 | $ 179,000 | $ 44,000 | $ 68,000 |
| Jefferson County Texas | 4 | $ 328,000 | $ 82,000 | $ 59,000 |
| Loudoun County Virginia | 4 | $ 1,272,000 | $ 318,000 | $ 474,000 |
| King County Washington | 4 | $ 1,484,000 | $ 371,000 | $ 189,000 |
| Russell County Alabama | 3 | $ 250,000 | $ 83,000 | $ 62,000 |
| Gulf County Florida | 3 | $ 1,024,000 | $ 341,000 | $ 244,000 |
| Bartow County Georgia | 3 | $ 716,000 | $ 238,000 | $ 159,000 |
| Bryan County Georgia | 3 | $ 195,000 | $ 65,000 | $ 136,000 |
| Effingham County Georgia | 3 | $ 389,000 | $ 129,000 | $ 434,000 |
| Gilmer County Georgia | 3 | $ 404,000 | $ 134,000 | $ 143,000 |
| Glynn County Georgia | 3 | $ 240,000 | $ 80,000 | $ 96,000 |
| Gordon County Georgia | 3 | $ 233,000 | $ 77,000 | $ 70,000 |
| Haralson County Georgia | 3 | $ 88,000 | $ 29,000 | $ 149,000 |
| Hart County Georgia | 3 | $ 319,000 | $ 106,000 | $ 126,000 |
| Oconee County Georgia | 3 | $ 495,000 | $ 165,000 | $ 187,000 |
| Richmond County Georgia | 3 | $ 150,000 | $ 50,000 | $ 60,000 |
| Sumter County Georgia | 3 | $ 247,000 | $ 82,000 | $ 38,000 |
| Ada County Idaho | 3 | $ 429,000 | $ 143,000 | $ 81,000 |
| DuPage County Illinois | 3 | $ 920,000 | $ 306,000 | $ 157,000 |
| Oakland County Michigan | 3 | $ 861,000 | $ 287,000 | $ 90,000 |
| New York County New York | 3 | $ 2,014,000 | $ 671,000 | $ 786,000 |
| Pamlico County North Carolina | 3 | $ 749,000 | $ 249,000 | $ 167,000 |
| Tyrrell County North Carolina | 3 | $ 255,000 | $ 85,000 | $ 136,000 |
| Franklin County Ohio | 3 | $ 291,000 | $ 97,000 | $ 74,000 |
| Laurens County South Carolina | 3 | $ 534,000 | $ 178,000 | $ 72,000 |
| Marion County South Carolina | 3 | $ 123,000 | $ 41,000 | $ 37,000 |
| Brunswick County Virginia | 3 | $ 508,000 | $ 169,000 | $ 58,000 |
| Grayson County Virginia | 3 | $ 155,000 | $ 51,000 | $ 72,000 |
| Henrico County Virginia | 3 | $ 1,090,000 | $ 363,000 | $ 172,000 |
| Prince William County Virginia | 3 | $ 1,363,000 | $ 454,000 | $ 126,000 |
| Richmond City County Virginia | 3 | $ 533,000 | $ 177,000 | $ 13,000 |
| Randolph County Alabama | 2 | $ 126,000 | $ 63,000 | $ 61,000 |
| Los Angeles County California | 2 | $ 655,000 | $ 327,000 | $ 116,000 |
| Orange County California | 2 | $ 1,766,000 | $ 883,000 | $ 503,000 |
| San Bernardino County California | 2 | $ 719,000 | $ 359,000 | $ 104,000 |
| Escambia County Florida | 2 | $ 75,000 | $ 37,000 | $ 29,000 |
| Indian River County Florida | 2 | $ 426,000 | $ 213,000 | $ 148,000 |
| Marion County Florida | 2 | $ 231,000 | $ 115,000 | $ 45,000 |
| Martin County Florida | 2 | $ 1,121,000 | $ 560,000 | $ 133,000 |
| Santa Rosa County Florida | 2 | $ 180,000 | $ 90,000 | $ 202,000 |
| Sumter County Florida | 2 | $ 713,000 | $ 356,000 | $ 164,000 |
| Bleckley County Georgia | 2 | $ 195,000 | $ 97,000 | $ 57,000 |
| Chattahoochee County Georgia | 2 | $ 42,000 | $ 21,000 | $ 15,000 |
| Columbia County Georgia | 2 | $ 445,000 | $ 222,000 | $ 300,000 |
| Hancock County Georgia | 2 | $ 106,000 | $ 53,000 | $ 284,000 |
| Lee County Georgia | 2 | $ 71,000 | $ 35,000 | $ 77,000 |
| Pike County Georgia | 2 | $ 366,000 | $ 183,000 | $ 81,000 |
| Polk County Georgia | 2 | $ 97,000 | $ 48,000 | $ 99,000 |
| Talbot County Georgia | 2 | $ 40,000 | $ 20,000 | $ 23,000 |
| Taylor County Georgia | 2 | $ 131,000 | $ 65,000 | $ 40,000 |
| Baltimore County Maryland | 2 | $ 325,000 | $ 162,000 | $ 67,000 |
| Suffolk County Massachusetts | 2 | $ 1,695,000 | $ 847,000 | $ 542,000 |
| Clay County North Carolina | 2 | $ 373,000 | $ 186,000 | $ 75,000 |
| Hyde County North Carolina | 2 | $ 270,000 | $ 135,000 | $ 0 |
| Polk County North Carolina | 2 | $ 257,000 | $ 128,000 | $ 125,000 |
| Swain County North Carolina | 2 | $ 890,000 | $ 445,000 | $ 219,000 |
| Yadkin County North Carolina | 2 | $ 185,000 | $ 92,000 | $ 68,000 |
| Tuscarawas County Ohio | 2 | $ 215,000 | $ 107,000 | $ 70,000 |
| Chester County South Carolina | 2 | $ 356,000 | $ 178,000 | $ 61,000 |
| Chesterfield County South Carolina | 2 | $ 171,000 | $ 85,000 | $ 51,000 |
| Colleton County South Carolina | 2 | $ 2,305,000 | $ 1,152,000 | $ 470,000 |
| Lee County South Carolina | 2 | $ 150,000 | $ 75,000 | $ 29,000 |
| Davidson County Tennessee | 2 | $ 337,000 | $ 168,000 | $ 155,000 |
| Williamson County Tennessee | 2 | $ 769,000 | $ 384,000 | $ 519,000 |
| Dallas County Texas | 2 | $ 749,000 | $ 374,000 | $ 507,000 |
| Parker County Texas | 2 | $ 460,000 | $ 230,000 | $ 125,000 |
| Travis County Texas | 2 | $ 431,000 | $ 215,000 | $ 207,000 |
| Accomack County Virginia | 2 | $ 271,000 | $ 135,000 | $ 241,000 |
| Franklin County Virginia | 2 | $ 466,000 | $ 233,000 | $ 626,000 |
| Frederick County Virginia | 2 | $ 246,000 | $ 123,000 | $ 64,000 |
| Greensville County Virginia | 2 | $ 285,000 | $ 142,000 | $ 63,000 |
| New Kent County Virginia | 2 | $ 73,000 | $ 36,000 | $ 135,000 |
| Powhatan County Virginia | 2 | $ 457,000 | $ 228,000 | $ 53,000 |
| Spotsylvania County Virginia | 2 | $ 100,000 | $ 50,000 | $ 105,000 |
| Surry County Virginia | 2 | $ 290,000 | $ 145,000 | $ 49,000 |
| Tallapoosa County Alabama | 1 | $ 99,000 | $ 99,000 | $ 205,000 |
| Pima County Arizona | 1 | $ 355,000 | $ 355,000 | $ 209,000 |
| Butte County California | 1 | $ 105,000 | $ 105,000 | $ 85,000 |
| Contra Costa County California | 1 | $ 448,000 | $ 448,000 | $ 131,000 |
| El Dorado County California | 1 | $ 540,000 | $ 540,000 | $ 175,000 |
| Riverside County California | 1 | $ 770,000 | $ 770,000 | $ 240,000 |
| San Francisco County California | 1 | $ 417,000 | $ 417,000 | $ 155,000 |
| San Mateo County California | 1 | $ 2,000,000 | $ 2,000,000 | $ 585,000 |
| Santa Barbara County California | 1 | $ 500,000 | $ 500,000 | $ 180,000 |
| Boulder County Colorado | 1 | $ 408,000 | $ 408,000 | $ 300,000 |
| Clear Creek County Colorado | 1 | $ 180,000 | $ 180,000 | $ 66,000 |
| Douglas County Colorado | 1 | $ 493,000 | $ 493,000 | $ 1,500,000 |
| Jefferson County Colorado | 1 | $ 180,000 | $ 180,000 | $ 59,000 |
| Pueblo County Colorado | 1 | $ 264,000 | $ 264,000 | $ 234,000 |
| Fairfield County Connecticut | 1 | $ 94,000 | $ 94,000 | $ 54,000 |
| Sussex County Delaware | 1 | $ 1,000,000 | $ 1,000,000 | $ 3,299,000 |
| Citrus County Florida | 1 | $ 139,000 | $ 139,000 | $ 300,000 |
| Flagler County Florida | 1 | $ 80,000 | $ 80,000 | $ 70,000 |
| Franklin County Florida | 1 | $ 225,000 | $ 225,000 | $ 150,000 |
| Hernando County Florida | 1 | $ 144,000 | $ 144,000 | $ 94,000 |
| Highlands County Florida | 1 | $ 77,000 | $ 77,000 | $ 187,000 |
| Jefferson County Florida | 1 | $ 50,000 | $ 50,000 | $ 64,000 |
| Nassau County Florida | 1 | $ 338,000 | $ 338,000 | $ 706,000 |
| Putnam County Florida | 1 | $ 110,000 | $ 110,000 | $ 148,000 |
| Baldwin County Georgia | 1 | $ 350,000 | $ 350,000 | $ 220,000 |
| Banks County Georgia | 1 | $ 45,000 | $ 45,000 | $ 42,000 |
| Bulloch County Georgia | 1 | $ 59,000 | $ 59,000 | $ 189,000 |
| Charlton County Georgia | 1 | $ 69,000 | $ 69,000 | $ 104,000 |
| Colquitt County Georgia | 1 | $ 152,000 | $ 152,000 | $ 221,000 |
| Early County Georgia | 1 | $ 60,000 | $ 60,000 | $ 38,000 |
| Floyd County Georgia | 1 | $ 220,000 | $ 220,000 | $ 128,000 |
| Franklin County Georgia | 1 | $ 43,000 | $ 43,000 | $ 204,000 |
| Glascock County Georgia | 1 | $ 50,000 | $ 50,000 | $ 127,000 |
| Greene County Georgia | 1 | $ 55,000 | $ 55,000 | $ 210,000 |
| Habersham County Georgia | 1 | $ 300,000 | $ 300,000 | $ 117,000 |
| Irwin County Georgia | 1 | $ 29,000 | $ 29,000 | $ 66,000 |
| Jasper County Georgia | 1 | $ 126,000 | $ 126,000 | $ 53,000 |
| Lincoln County Georgia | 1 | $ 375,000 | $ 375,000 | $ 100,000 |
| Lowndes County Georgia | 1 | $ 73,000 | $ 73,000 | $ 46,000 |
| Madison County Georgia | 1 | $ 16,000 | $ 16,000 | $ 50,000 |
| Peach County Georgia | 1 | $ 133,000 | $ 133,000 | $ 25,000 |
| Pickens County Georgia | 1 | $ 46,000 | $ 46,000 | $ 156,000 |
| Stewart County Georgia | 1 | $ 5,000 | $ 5,000 | $ 50,000 |
| Union County Georgia | 1 | $ 50,000 | $ 50,000 | $ 72,000 |
| Upson County Georgia | 1 | $ 114,000 | $ 114,000 | $ 57,000 |
| Walker County Georgia | 1 | $ 38,000 | $ 38,000 | $ 43,000 |
| Ware County Georgia | 1 | $ 12,000 | $ 12,000 | $ 13,000 |
| Webster County Georgia | 1 | $ 122,000 | $ 122,000 | $ 55,000 |
| White County Georgia | 1 | $ 50,000 | $ 50,000 | $ 70,000 |
| Wilcox County Georgia | 1 | $ 53,000 | $ 53,000 | $ 35,000 |
| Elmore County Idaho | 1 | $ 178,000 | $ 178,000 | $ 56,000 |
| Cook County Illinois | 1 | $ 230,000 | $ 230,000 | $ 42,000 |
| Kane County Illinois | 1 | $ 13,000 | $ 13,000 | $ 34,000 |
| Lake County Illinois | 1 | $ 424,000 | $ 424,000 | $ 158,000 |
| Peoria County Illinois | 1 | $ 164,000 | $ 164,000 | $ 65,000 |
| Tippecanoe County Indiana | 1 | $ 103,000 | $ 103,000 | $ 28,000 |
| Scott County Iowa | 1 | $ 218,000 | $ 218,000 | $ 110,000 |
| Johnson County Kansas | 1 | $ 177,000 | $ 177,000 | $ 67,000 |
| Bell County Kentucky | 1 | $ 169,000 | $ 169,000 | $ 138,000 |
| St. Charles County Louisiana | 1 | $ 358,000 | $ 358,000 | $ 275,000 |
| St. Landry County Louisiana | 1 | $ 72,000 | $ 72,000 | $ 72,000 |
| Baltimore City County Maryland | 1 | $ 300,000 | $ 300,000 | $ 423,000 |
| Berrien County Michigan | 1 | $ 104,000 | $ 104,000 | $ 95,000 |
| Grand Traverse County Michigan | 1 | $ 203,000 | $ 203,000 | $ 97,000 |
| Ingham County Michigan | 1 | $ 105,000 | $ 105,000 | $ 110,000 |
| Kent County Michigan | 1 | $ 200,000 | $ 200,000 | $ 125,000 |
| Newaygo County Michigan | 1 | $ 245,000 | $ 245,000 | $ 16,000 |
| Washtenaw County Michigan | 1 | $ 179,000 | $ 179,000 | $ 43,000 |
| Hennepin County Minnesota | 1 | $ 880,000 | $ 880,000 | $ 0 |
| Jackson County Mississippi | 1 | $ 170,000 | $ 170,000 | $ 82,000 |
| Camden County Missouri | 1 | $ 292,000 | $ 292,000 | $ 208,000 |
| Flathead County Montana | 1 | $ 364,000 | $ 364,000 | $ 603,000 |
| Clark County Nevada | 1 | $ 135,000 | $ 135,000 | $ 107,000 |
| Atlantic County New Jersey | 1 | $ 260,000 | $ 260,000 | $ 462,000 |
| Gloucester County New Jersey | 1 | $ 35,000 | $ 35,000 | $ 40,000 |
| Nassau County New York | 1 | $ 1,500,000 | $ 1,500,000 | $ 2,142,000 |
| Westchester County New York | 1 | $ 500,000 | $ 500,000 | $ 0 |
| Clermont County Ohio | 1 | $ 173,000 | $ 173,000 | $ 80,000 |
| Hamilton County Ohio | 1 | $ 99,000 | $ 99,000 | $ 50,000 |
| Clackamas County Oregon | 1 | $ 1,013,000 | $ 1,013,000 | $ 161,000 |
| Jackson County Oregon | 1 | $ 160,000 | $ 160,000 | $ 43,000 |
| Lane County Oregon | 1 | $ 100,000 | $ 100,000 | $ 66,000 |
| Greenwood County South Carolina | 1 | $ 32,000 | $ 32,000 | $ 213,000 |
| Kershaw County South Carolina | 1 | $ 333,000 | $ 333,000 | $ 184,000 |
| Newberry County South Carolina | 1 | $ 340,000 | $ 340,000 | $ 97,000 |
| Orangeburg County South Carolina | 1 | $ 125,000 | $ 125,000 | $ 76,000 |
| Sumter County South Carolina | 1 | $ 20,000 | $ 20,000 | $ 12,000 |
| Williamsburg County South Carolina | 1 | $ 135,000 | $ 135,000 | $ 92,000 |
| Anderson County Tennessee | 1 | $ 150,000 | $ 150,000 | $ 44,000 |
| Knox County Tennessee | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Madison County Tennessee | 1 | $ 132,000 | $ 132,000 | $ 123,000 |
| Sevier County Tennessee | 1 | $ 170,000 | $ 170,000 | $ 275,000 |
| Sullivan County Tennessee | 1 | $ 87,000 | $ 87,000 | $ 300,000 |
| Bexar County Texas | 1 | $ 260,000 | $ 260,000 | $ 102,000 |
| Denton County Texas | 1 | $ 395,000 | $ 395,000 | $ 174,000 |
| El Paso County Texas | 1 | $ 30,000 | $ 30,000 | $ 58,000 |
| Ellis County Texas | 1 | $ 133,000 | $ 133,000 | $ 48,000 |
| Fort Bend County Texas | 1 | $ 135,000 | $ 135,000 | $ 46,000 |
| Galveston County Texas | 1 | $ 39,000 | $ 39,000 | $ 350,000 |
| Harris County Texas | 1 | $ 127,000 | $ 127,000 | $ 91,000 |
| Montgomery County Texas | 1 | $ 192,000 | $ 192,000 | $ 100,000 |
| Nueces County Texas | 1 | $ 222,000 | $ 222,000 | $ 35,000 |
| Duchesne County Utah | 1 | $ 80,000 | $ 80,000 | $ 99,000 |
| Salt Lake County Utah | 1 | $ 278,000 | $ 278,000 | $ 107,000 |
| Albemarle County Virginia | 1 | $ 273,000 | $ 273,000 | $ 218,000 |
| Alexandria County Virginia | 1 | $ 740,000 | $ 740,000 | $ 900,000 |
| Carroll County Virginia | 1 | $ 58,000 | $ 58,000 | $ 116,000 |
| Charlottesville County Virginia | 1 | $ 518,000 | $ 518,000 | $ 165,000 |
| Dinwiddie County Virginia | 1 | $ 121,000 | $ 121,000 | $ 68,000 |
| Fairfax County Virginia | 1 | $ 395,000 | $ 395,000 | $ 115,000 |
| Fauquier County Virginia | 1 | $ 95,000 | $ 95,000 | $ 102,000 |
| Goochland County Virginia | 1 | $ 425,000 | $ 425,000 | $ 202,000 |
| Harrisonburg County Virginia | 1 | $ 117,000 | $ 117,000 | $ 0 |
| Henry County Virginia | 1 | $ 820,000 | $ 820,000 | $ 0 |
| Hopewell County Virginia | 1 | $ 40,000 | $ 40,000 | $ 19,000 |
| Louisa County Virginia | 1 | $ 196,000 | $ 196,000 | $ 72,000 |
| Martinsville County Virginia | 1 | $ 43,000 | $ 43,000 | $ 0 |
| Mathews County Virginia | 1 | $ 400,000 | $ 400,000 | $ 98,000 |
| Mecklenburg County Virginia | 1 | $ 400,000 | $ 400,000 | $ 238,000 |
| Northampton County Virginia | 1 | $ 200,000 | $ 200,000 | $ 137,000 |
| Prince George County Virginia | 1 | $ 173,000 | $ 173,000 | $ 70,000 |
| Richmond County Virginia | 1 | $ 125,000 | $ 125,000 | $ 55,000 |
| Roanoke County Virginia | 1 | $ 55,000 | $ 55,000 | $ 78,000 |
| Roanoke City County Virginia | 1 | $ 78,000 | $ 78,000 | $ 201,000 |
| Southampton County Virginia | 1 | $ 11,000 | $ 11,000 | $ 73,000 |
| Sussex County Virginia | 1 | $ 150,000 | $ 150,000 | $ 71,000 |
| Wythe County Virginia | 1 | $ 143,000 | $ 143,000 | $ 68,000 |
| Snohomish County Washington | 1 | $ 300,000 | $ 300,000 | $ 86,000 |
| Spokane County Washington | 1 | $ 612,000 | $ 612,000 | $ 270,000 |
| Yakima County Washington | 1 | $ 191,000 | $ 191,000 | $ 48,000 |
| Berkeley County West Virginia | 1 | $ 297,000 | $ 297,000 | $ 110,000 |
Mortgage Loan Application Detail Totals for Rbc Bank in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 5,582 | $751,594,000 | $134,000 | $6,700,000 | $104,000 | $4,800,000 |
| Home Purchase | 4,842 | $739,794,000 | $152,000 | $2,316,000 | $105,000 | $8,800,000 |
| Home Improvement | 837 | $39,530,000 | $47,000 | $1,040,000 | $80,000 | $879,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 7,828 | $1,134,947,000 | $144,000 | $2,600,000 | $105,000 | $4,800,000 |
| Not Provided | 1,562 | $151,833,000 | $97,000 | $1,052,000 | $124,000 | $3,186,000 |
| Black or African American | 1,234 | $134,097,000 | $108,000 | $1,100,000 | $67,000 | $3,371,000 |
| Hispanic | 285 | $39,466,000 | $138,000 | $1,000,000 | $82,000 | $873,000 |
| Asian | 153 | $27,444,000 | $179,000 | $2,000,000 | $101,000 | $654,000 |
| Not applicable | 101 | $33,228,000 | $328,000 | $6,700,000 | $155,000 | $8,800,000 |
| American Indian or Alaskan Native | 60 | $4,802,000 | $80,000 | $306,000 | $62,000 | $185,000 |
| Native Hawaiian or Other Pacific Islander | 38 | $5,101,000 | $134,000 | $920,000 | $76,000 | $364,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 10,509 | $1,427,651,000 | $135,000 | $6,700,000 | $107,000 | $8,800,000 |
| FHA-insured (Federal Housing Administration) | 409 | $49,477,000 | $120,000 | $294,000 | $47,000 | $231,000 |
| VA-guaranteed (Veterans Administration) | 331 | $52,372,000 | $158,000 | $424,000 | $50,000 | $240,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 12 | $1,418,000 | $118,000 | $155,000 | $41,000 | $95,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 7,968 | $1,094,084,000 | $137,000 | $6,700,000 | $112,000 | $8,800,000 |
| Application Denied By Financial Institution | 1,204 | $139,076,000 | $115,000 | $2,600,000 | $79,000 | $1,980,000 |
| Application Withdrawn By Applicant | 1,043 | $146,379,000 | $140,000 | $2,316,000 | $103,000 | $2,950,000 |
| Loan Purchased By The Institution | 814 | $108,345,000 | $133,000 | $426,000 | $47,000 | $269,000 |
| Application Approved But Not Accepted | 184 | $33,684,000 | $183,000 | $1,054,000 | $100,000 | $700,000 |
| Preapproval Denied by Financial Institution | 27 | $3,618,000 | $134,000 | $400,000 | $51,000 | $143,000 |
| File Closed For Incompleteness | 21 | $5,732,000 | $272,000 | $1,592,000 | $114,000 | $960,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 379 | $26,012,000 | $68,000 | $680,000 | $58,000 | $1,980,000 |
| Debt-To-Income Ratio | 280 | $21,524,000 | $76,000 | $652,000 | $55,000 | $495,000 |
| Credit Application Incomplete | 238 | $52,219,000 | $219,000 | $2,600,000 | $108,000 | $1,200,000 |
| Collateral | 102 | $12,589,000 | $123,000 | $2,400,000 | $95,000 | $720,000 |
| Other | 77 | $12,697,000 | $164,000 | $1,300,000 | $115,000 | $938,000 |
| Unverifiable Information | 19 | $2,422,000 | $127,000 | $1,000,000 | $89,000 | $284,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 17 | $3,327,000 | $195,000 | $750,000 | $84,000 | $420,000 |
| Employment History | 11 | $1,768,000 | $160,000 | $595,000 | $93,000 | $430,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Rbc Bank's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Rbc Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Carolina, download the full spreadsheet
with aggregated HMDA statistics today.