Rbc Bank Mortgage Lending & HMDA Data, 2008

In 2008, Rbc Bank of Rocky Mount, NC reported 11,704 mortgage applications totaling $2.3 billion, down 2% from 2007. The average application was for $199,953, and applicants reported an average income of $127,022. 61% of its applications resulted in an originated loan and 15% were denied. Its largest markets were Atlanta-Sandy Springs-Marietta, GA (1,138), Raleigh-Cary, NC (853) and Charlotte-Gastonia-Concord, NC-SC (491) (applications in parentheses).

Mortgage Company & Address Rbc Bank
131 North Church Street
Rocky Mount, NC 27804
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 11,704
Total Mortgage Loan Application Amount $2,340,261,000
Average Mortgage Loan Application Amount $199,953
Highest Mortgage Loan Application Amount $3,500,000
Average Applicant Income $127,022
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Rbc Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Rbc Bank by County in 2008

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Wake, North Carolina 724 $ 183,276,000 $ 253,143 $ 147,000
Mobile, Alabama 399 $ 51,097,000 $ 128,062 $ 85,000
Madison, Alabama 378 $ 73,409,000 $ 194,203 $ 120,000
Baldwin, Alabama 353 $ 85,125,000 $ 241,147 $ 157,000
Fulton, Georgia 303 $ 56,204,000 $ 185,491 $ 162,000
Mecklenburg, North Carolina 273 $ 78,919,000 $ 289,080 $ 147,000
Onslow, North Carolina 262 $ 37,954,000 $ 144,862 $ 71,000
Jefferson, Alabama 259 $ 63,344,000 $ 244,571 $ 124,000
Cumberland, North Carolina 259 $ 37,176,000 $ 143,536 $ 74,000
Horry, South Carolina 232 $ 83,323,000 $ 359,150 $ 215,000
New Hanover, North Carolina 220 $ 60,133,000 $ 273,331 $ 191,000
Nash, North Carolina 216 $ 26,314,000 $ 121,824 $ 68,000
Pitt, North Carolina 175 $ 24,712,000 $ 141,211 $ 85,000
Guilford, North Carolina 160 $ 24,602,000 $ 153,762 $ 92,000
DeKalb, Georgia 156 $ 18,761,000 $ 120,262 $ 104,000
Cobb, Georgia 151 $ 24,922,000 $ 165,046 $ 114,000
Brunswick, North Carolina 147 $ 40,251,000 $ 273,816 $ 163,000
Gwinnett, Georgia 133 $ 18,423,000 $ 138,518 $ 135,000
Morgan, Alabama 126 $ 20,073,000 $ 159,309 $ 85,000
Wayne, North Carolina 125 $ 14,370,000 $ 114,960 $ 66,000
Durham, North Carolina 115 $ 16,859,000 $ 146,600 $ 108,000
Beaufort, South Carolina 115 $ 47,969,000 $ 417,121 $ 215,000
Carteret, North Carolina 108 $ 29,769,000 $ 275,638 $ 152,000
Iredell, North Carolina 107 $ 23,967,000 $ 223,990 $ 162,000
Dare, North Carolina 103 $ 31,357,000 $ 304,436 $ 159,000
Rutherford, North Carolina 103 $ 14,581,000 $ 141,563 $ 72,000
Johnston, North Carolina 102 $ 12,852,000 $ 126,000 $ 92,000
Harnett, North Carolina 95 $ 11,246,000 $ 118,378 $ 65,000
Buncombe, North Carolina 94 $ 25,463,000 $ 270,882 $ 133,000
Edgecombe, North Carolina 93 $ 6,875,000 $ 73,924 $ 55,000
Charleston, South Carolina 93 $ 47,929,000 $ 515,365 $ 235,000
Orange, North Carolina 89 $ 18,418,000 $ 206,943 $ 120,000
Maricopa, Arizona 86 $ 21,789,000 $ 253,360 $ 266,000
Halifax, North Carolina 84 $ 8,543,000 $ 101,702 $ 58,000
Moore, North Carolina 84 $ 19,247,000 $ 229,130 $ 130,000
Shelby, Alabama 83 $ 15,093,000 $ 181,843 $ 95,000
Forsyth, North Carolina 81 $ 13,841,000 $ 170,876 $ 131,000
Gaston, North Carolina 81 $ 14,397,000 $ 177,740 $ 83,000
Limestone, Alabama 77 $ 12,156,000 $ 157,870 $ 75,000
Richland, South Carolina 76 $ 11,833,000 $ 155,697 $ 87,000
Escambia, Florida 74 $ 16,747,000 $ 226,310 $ 105,000
Montgomery, Alabama 72 $ 9,991,000 $ 138,763 $ 105,000
Lee, North Carolina 70 $ 7,912,000 $ 113,028 $ 69,000
Virginia Beach, Virginia 69 $ 16,490,000 $ 238,985 $ 123,000
Orange, Florida 64 $ 21,804,000 $ 340,687 $ 189,000
Tuscaloosa, Alabama 61 $ 10,743,000 $ 176,114 $ 108,000
Craven, North Carolina 61 $ 7,279,000 $ 119,327 $ 67,000
Florence, South Carolina 61 $ 7,798,000 $ 127,836 $ 62,000
Broward, Florida 60 $ 22,287,000 $ 371,450 $ 340,000
Osceola, Florida 59 $ 11,703,000 $ 198,355 $ 204,000
Robeson, North Carolina 59 $ 5,744,000 $ 97,355 $ 73,000
Paulding, Georgia 58 $ 6,811,000 $ 117,431 $ 69,000
Hertford, North Carolina 57 $ 5,808,000 $ 101,894 $ 80,000
Sampson, North Carolina 57 $ 5,023,000 $ 88,122 $ 88,000
Brevard, Florida 55 $ 9,693,000 $ 176,236 $ 121,000
Forsyth, Georgia 55 $ 7,168,000 $ 130,327 $ 110,000
Newport News, Virginia 55 $ 8,799,000 $ 159,981 $ 59,000
Lee, Alabama 54 $ 10,870,000 $ 201,296 $ 107,000
Lexington, South Carolina 54 $ 8,568,000 $ 158,666 $ 75,000
Palm Beach, Florida 52 $ 14,089,000 $ 270,942 $ 218,000
Houston, Georgia 51 $ 6,869,000 $ 134,686 $ 72,000
Columbus, North Carolina 51 $ 5,829,000 $ 114,294 $ 77,000
Hillsborough, Florida 48 $ 9,891,000 $ 206,062 $ 168,000
Cherokee, Georgia 48 $ 5,644,000 $ 117,583 $ 105,000
Alamance, North Carolina 47 $ 6,221,000 $ 132,361 $ 87,000
Pender, North Carolina 47 $ 9,165,000 $ 195,000 $ 88,000
Greenville, South Carolina 47 $ 6,617,000 $ 140,787 $ 88,000
Miami-Dade, Florida 46 $ 14,649,000 $ 318,456 $ 271,000
Clayton, Georgia 46 $ 4,666,000 $ 101,434 $ 59,000
Wilson, North Carolina 46 $ 5,571,000 $ 121,108 $ 67,000
York, South Carolina 46 $ 10,599,000 $ 230,413 $ 126,000
Pinellas, Florida 45 $ 11,045,000 $ 245,444 $ 170,000
Randolph, North Carolina 45 $ 4,634,000 $ 102,977 $ 48,000
Northampton, North Carolina 43 $ 4,889,000 $ 113,697 $ 74,000
Chatham, North Carolina 41 $ 9,015,000 $ 219,878 $ 116,000
Henderson, North Carolina 41 $ 9,566,000 $ 233,317 $ 108,000
Richmond, North Carolina 41 $ 2,792,000 $ 68,097 $ 70,000
Watauga, North Carolina 41 $ 11,668,000 $ 284,585 $ 221,000
Hoke, North Carolina 40 $ 3,157,000 $ 78,925 $ 78,000
Union, North Carolina 40 $ 11,017,000 $ 275,425 $ 157,000
Troup, Georgia 38 $ 4,283,000 $ 112,710 $ 80,000
Lenoir, North Carolina 37 $ 3,968,000 $ 107,243 $ 74,000
Indian River, Florida 36 $ 5,267,000 $ 146,305 $ 91,000
Douglas, Georgia 36 $ 4,751,000 $ 131,972 $ 105,000
Pasquotank, North Carolina 36 $ 5,348,000 $ 148,555 $ 94,000
Volusia, Florida 34 $ 6,910,000 $ 203,235 $ 94,000
Granville, North Carolina 34 $ 5,606,000 $ 164,882 $ 107,000
Hampton, Virginia 34 $ 5,753,000 $ 169,205 $ 69,000
Henry, Georgia 33 $ 4,990,000 $ 151,212 $ 93,000
Catawba, North Carolina 32 $ 8,214,000 $ 256,687 $ 96,000
Riverside, California 31 $ 10,279,000 $ 331,580 $ 485,000
Scotland, North Carolina 31 $ 3,133,000 $ 101,064 $ 52,000
Norfolk, Virginia 31 $ 5,207,000 $ 167,967 $ 58,000
Collier, Florida 30 $ 10,169,000 $ 338,966 $ 251,000
James City, Virginia 29 $ 9,599,000 $ 331,000 $ 135,000
Lee, Florida 28 $ 8,027,000 $ 286,678 $ 256,000
Sarasota, Florida 28 $ 8,406,000 $ 300,214 $ 234,000
Cabarrus, North Carolina 28 $ 3,647,000 $ 130,250 $ 105,000
Tallapoosa, Alabama 27 $ 4,435,000 $ 164,259 $ 143,000
Coweta, Georgia 27 $ 3,660,000 $ 135,555 $ 80,000
Caldwell, North Carolina 27 $ 3,027,000 $ 112,111 $ 63,000
Franklin, North Carolina 27 $ 3,987,000 $ 147,666 $ 97,000
Macon, North Carolina 27 $ 6,458,000 $ 239,185 $ 105,000
Chesapeake, Virginia 27 $ 5,177,000 $ 191,740 $ 71,000
Lake, Florida 26 $ 4,431,000 $ 170,423 $ 102,000
Chowan, North Carolina 26 $ 3,767,000 $ 144,884 $ 82,000
Perquimans, North Carolina 26 $ 4,258,000 $ 163,769 $ 84,000
Surry, North Carolina 26 $ 2,959,000 $ 113,807 $ 65,000
Macon, Alabama 25 $ 1,418,000 $ 56,720 $ 68,000
Santa Rosa, Florida 25 $ 5,300,000 $ 212,000 $ 103,000
Transylvania, North Carolina 25 $ 6,599,000 $ 263,960 $ 121,000
Pinal, Arizona 24 $ 3,742,000 $ 155,916 $ 249,000
Bertie, North Carolina 24 $ 2,320,000 $ 96,666 $ 62,000
Jackson, North Carolina 24 $ 8,778,000 $ 365,750 $ 229,000
Fairfax, Virginia 24 $ 4,722,000 $ 196,750 $ 201,000
Anson, North Carolina 23 $ 1,993,000 $ 86,652 $ 69,000
Autauga, Alabama 22 $ 2,297,000 $ 104,409 $ 61,000
Elmore, Alabama 22 $ 3,610,000 $ 164,090 $ 144,000
Manatee, Florida 22 $ 6,101,000 $ 277,318 $ 183,000
Polk, Florida 21 $ 3,592,000 $ 171,047 $ 139,000
Clark, Nevada 20 $ 5,555,000 $ 277,750 $ 316,000
Beaufort, North Carolina 20 $ 4,855,000 $ 242,750 $ 137,000
Duplin, North Carolina 20 $ 2,295,000 $ 114,750 $ 72,000
York, Virginia 20 $ 5,143,000 $ 257,150 $ 94,000
Alachua, Florida 19 $ 3,267,000 $ 171,947 $ 93,000
Fayette, Georgia 19 $ 2,585,000 $ 136,052 $ 149,000
Georgetown, South Carolina 19 $ 9,127,000 $ 480,368 $ 216,000
Coffee, Alabama 18 $ 2,305,000 $ 128,055 $ 55,000
Vance, North Carolina 18 $ 3,402,000 $ 189,000 $ 71,000
St. Clair, Alabama 17 $ 3,155,000 $ 185,588 $ 80,000
Macon, Georgia 17 $ 674,000 $ 39,647 $ 46,000
Bladen, North Carolina 17 $ 1,842,000 $ 108,352 $ 123,000
Davidson, North Carolina 17 $ 1,784,000 $ 104,941 $ 83,000
Haywood, North Carolina 17 $ 4,224,000 $ 248,470 $ 122,000
Warren, North Carolina 17 $ 3,810,000 $ 224,117 $ 122,000
Seminole, Florida 16 $ 3,238,000 $ 202,375 $ 120,000
Bibb, Georgia 15 $ 2,176,000 $ 145,066 $ 77,000
Gates, North Carolina 15 $ 1,480,000 $ 98,666 $ 57,000
Talladega, Alabama 13 $ 1,816,000 $ 139,692 $ 68,000
Charlotte, Florida 13 $ 2,362,000 $ 181,692 $ 125,000
Flagler, Florida 13 $ 2,603,000 $ 200,230 $ 85,000
Walton, Georgia 13 $ 835,000 $ 64,230 $ 85,000
Cleveland, North Carolina 13 $ 1,108,000 $ 85,230 $ 57,000
Los Angeles, California 12 $ 5,306,000 $ 442,166 $ 385,000
Bay, Florida 12 $ 2,704,000 $ 225,333 $ 186,000
Currituck, North Carolina 12 $ 3,367,000 $ 280,583 $ 239,000
Stokes, North Carolina 12 $ 1,140,000 $ 95,000 $ 55,000
Yancey, North Carolina 12 $ 1,327,000 $ 110,583 $ 82,000
Portsmouth, Virginia 12 $ 1,808,000 $ 150,666 $ 46,000
San Diego, California 11 $ 4,957,000 $ 450,636 $ 207,000
Okaloosa, Florida 11 $ 3,806,000 $ 346,000 $ 251,000
Chatham, Georgia 11 $ 1,844,000 $ 167,636 $ 96,000
Rockdale, Georgia 11 $ 1,635,000 $ 148,636 $ 97,000
Cherokee, North Carolina 11 $ 1,500,000 $ 136,363 $ 54,000
Washington, North Carolina 11 $ 470,000 $ 42,727 $ 86,000
Darlington, South Carolina 11 $ 1,514,000 $ 137,636 $ 67,000
Loudoun, Virginia 11 $ 1,476,000 $ 134,181 $ 140,000
Prince William, Virginia 11 $ 1,717,000 $ 156,090 $ 127,000
Dooly, Georgia 10 $ 478,000 $ 47,800 $ 41,000
Marion, Georgia 10 $ 419,000 $ 41,900 $ 41,000
Lincoln, North Carolina 10 $ 2,494,000 $ 249,400 $ 182,000
Dallas, Alabama 9 $ 992,000 $ 110,222 $ 57,000
Lawrence, Alabama 9 $ 1,171,000 $ 130,111 $ 67,000
Hall, Georgia 9 $ 1,867,000 $ 207,444 $ 158,000
Jackson, Georgia 9 $ 931,000 $ 103,444 $ 102,000
New York, New York 9 $ 7,846,000 $ 871,777 $ 1,184,000
Greene, North Carolina 9 $ 1,143,000 $ 127,000 $ 71,000
McDowell, North Carolina 9 $ 2,295,000 $ 255,000 $ 172,000
Rowan, North Carolina 9 $ 1,465,000 $ 162,777 $ 144,000
Pasco, Florida 8 $ 889,000 $ 111,125 $ 83,000
Camden, North Carolina 8 $ 1,464,000 $ 183,000 $ 209,000
Martin, North Carolina 8 $ 732,000 $ 91,500 $ 67,000
Berkeley, South Carolina 8 $ 2,146,000 $ 268,250 $ 120,000
Pickens, South Carolina 8 $ 629,000 $ 78,625 $ 97,000
Spartanburg, South Carolina 8 $ 810,000 $ 101,250 $ 86,000
Henrico, Virginia 8 $ 1,574,000 $ 196,750 $ 145,000
Isle of Wight, Virginia 8 $ 2,590,000 $ 323,750 $ 106,000
Suffolk, Virginia 8 $ 2,147,000 $ 268,375 $ 107,000
Cullman, Alabama 7 $ 1,563,000 $ 223,285 $ 164,000
Marshall, Alabama 7 $ 2,063,000 $ 294,714 $ 114,000
Winston, Alabama 7 $ 2,025,000 $ 289,285 $ 299,000
Monroe, Florida 7 $ 3,014,000 $ 430,571 $ 332,000
St. Lucie, Florida 7 $ 1,440,000 $ 205,714 $ 165,000
Carroll, Georgia 7 $ 879,000 $ 125,571 $ 90,000
Columbia, Georgia 7 $ 932,000 $ 133,142 $ 95,000
Jones, North Carolina 7 $ 1,471,000 $ 210,142 $ 308,000
Whatcom, Washington 7 $ 2,111,000 $ 301,571 $ 124,000
Chambers, Alabama 6 $ 505,000 $ 84,166 $ 52,000
Jackson, Alabama 6 $ 1,006,000 $ 167,666 $ 45,000
District of Columbia, District Of Columbia 6 $ 3,053,000 $ 508,833 $ 195,000
Marion, Florida 6 $ 2,472,000 $ 412,000 $ 659,000
Bartow, Georgia 6 $ 599,000 $ 99,833 $ 16,000
Newton, Georgia 6 $ 801,000 $ 133,500 $ 51,000
Polk, Georgia 6 $ 627,000 $ 104,500 $ 42,000
Madison, North Carolina 6 $ 1,087,000 $ 181,166 $ 88,000
Lancaster, South Carolina 6 $ 860,000 $ 143,333 $ 62,000
Dallas, Texas 6 $ 1,924,000 $ 320,666 $ 171,000
Nassau, Florida 5 $ 1,375,000 $ 275,000 $ 372,000
Barrow, Georgia 5 $ 1,308,000 $ 261,600 $ 95,000
Dawson, Georgia 5 $ 2,350,000 $ 470,000 $ 132,000
Muscogee, Georgia 5 $ 334,000 $ 66,800 $ 77,000
Richmond, Georgia 5 $ 752,000 $ 150,400 $ 138,000
Ashe, North Carolina 5 $ 636,000 $ 127,200 $ 121,000
Davie, North Carolina 5 $ 908,000 $ 181,600 $ 49,000
Hyde, North Carolina 5 $ 2,206,000 $ 441,200 $ 358,000
Dorchester, South Carolina 5 $ 1,124,000 $ 224,800 $ 72,000
Fort Bend, Texas 5 $ 1,477,000 $ 295,400 $ 134,000
Poquoson, Virginia 5 $ 1,204,000 $ 240,800 $ 92,000
King, Washington 5 $ 1,757,000 $ 351,400 $ 113,000
Russell, Alabama 4 $ 617,000 $ 154,250 $ 95,000
Walker, Alabama 4 $ 914,000 $ 228,500 $ 167,000
Sacramento, California 4 $ 893,000 $ 223,250 $ 204,000
Gulf, Florida 4 $ 1,503,000 $ 375,750 $ 201,000
Walton, Florida 4 $ 982,000 $ 245,500 $ 126,000
Baldwin, Georgia 4 $ 1,138,000 $ 284,500 $ 94,000
Effingham, Georgia 4 $ 619,000 $ 154,750 $ 91,000
Gilmer, Georgia 4 $ 715,000 $ 178,750 $ 111,000
Heard, Georgia 4 $ 180,000 $ 45,000 $ 53,000
Meriwether, Georgia 4 $ 365,000 $ 91,250 $ 41,000
Pickens, Georgia 4 $ 376,000 $ 94,000 $ 106,000
Cook, Illinois 4 $ 1,563,000 $ 390,750 $ 411,000
Jackson, Mississippi 4 $ 986,000 $ 246,500 $ 63,000
Avery, North Carolina 4 $ 556,000 $ 139,000 $ 101,000
Pamlico, North Carolina 4 $ 781,000 $ 195,250 $ 97,000
Anderson, South Carolina 4 $ 486,000 $ 121,500 $ 35,000
Oconee, South Carolina 4 $ 1,417,000 $ 354,250 $ 238,000
Harris, Texas 4 $ 1,280,000 $ 320,000 $ 153,000
Tarrant, Texas 4 $ 483,000 $ 120,750 $ 79,000
Alexandria, Virginia 4 $ 319,000 $ 79,750 $ 150,000
Arlington, Virginia 4 $ 503,000 $ 125,750 $ 128,000
Chesterfield, Virginia 4 $ 1,027,000 $ 256,750 $ 233,000
Gloucester, Virginia 4 $ 919,000 $ 229,750 $ 75,000
Mecklenburg, Virginia 4 $ 1,386,000 $ 346,500 $ 380,000
Patrick, Virginia 4 $ 364,000 $ 91,000 $ 36,000
Bibb, Alabama 3 $ 162,000 $ 54,000 $ 42,000
Blount, Alabama 3 $ 555,000 $ 185,000 $ 88,000
Clay, Alabama 3 $ 197,000 $ 65,666 $ 50,000
Orange, California 3 $ 2,819,000 $ 939,666 $ 639,000
San Francisco, California 3 $ 2,620,000 $ 873,333 $ 239,000
Columbia, Florida 3 $ 324,000 $ 108,000 $ 77,000
Martin, Florida 3 $ 1,960,000 $ 653,333 $ 315,000
Sumter, Florida 3 $ 798,000 $ 266,000 $ 103,000
Glynn, Georgia 3 $ 575,000 $ 191,666 $ 113,000
Haralson, Georgia 3 $ 417,000 $ 139,000 $ 92,000
Madison, Georgia 3 $ 293,000 $ 97,666 $ 72,000
Peach, Georgia 3 $ 423,000 $ 141,000 $ 46,000
Putnam, Georgia 3 $ 251,000 $ 83,666 $ 97,000
Rabun, Georgia 3 $ 635,000 $ 211,666 $ 123,000
Suffolk, Massachusetts 3 $ 3,284,000 $ 1,094,666 $ 2,524,000
Wayne, Michigan 3 $ 230,000 $ 76,666 $ 85,000
Ramsey, Minnesota 3 $ 785,000 $ 261,666 $ 28,000
Morris, New Jersey 3 $ 1,524,000 $ 508,000 $ 1,343,000
Alexander, North Carolina 3 $ 588,000 $ 196,000 $ 75,000
Burke, North Carolina 3 $ 537,000 $ 179,000 $ 92,000
Mitchell, North Carolina 3 $ 722,000 $ 240,666 $ 161,000
Person, North Carolina 3 $ 121,000 $ 40,333 $ 82,000
Yadkin, North Carolina 3 $ 419,000 $ 139,666 $ 48,000
Chester, South Carolina 3 $ 109,000 $ 36,333 $ 97,000
Marlboro, South Carolina 3 $ 196,000 $ 65,333 $ 54,000
Lincoln, Tennessee 3 $ 667,000 $ 222,333 $ 117,000
Rutherford, Tennessee 3 $ 555,000 $ 185,000 $ 68,000
Sevier, Tennessee 3 $ 969,000 $ 323,000 $ 193,000
Denton, Texas 3 $ 701,000 $ 233,666 $ 141,000
Salt Lake, Utah 3 $ 4,270,000 $ 1,423,333 $ 791,000
Albemarle, Virginia 3 $ 1,039,000 $ 346,333 $ 112,000
Greensville, Virginia 3 $ 366,000 $ 122,000 $ 81,000
Williamsburg, Virginia 3 $ 707,000 $ 235,666 $ 138,000
Pierce, Washington 3 $ 922,000 $ 307,333 $ 135,000
Laramie, Wyoming 3 $ 725,000 $ 241,666 $ 113,000
Dale, Alabama 2 $ 290,000 $ 145,000 $ 62,000
Escambia, Alabama 2 $ 318,000 $ 159,000 $ 65,000
Greene, Alabama 2 $ 140,000 $ 70,000 $ 110,000
Pike, Alabama 2 $ 160,000 $ 80,000 $ 119,000
Pima, Arizona 2 $ 510,000 $ 255,000 $ 145,000
Monterey, California 2 $ 982,000 $ 491,000 $ 298,000
Santa Clara, California 2 $ 948,000 $ 474,000 $ 154,000
Arapahoe, Colorado 2 $ 616,000 $ 308,000 $ 153,000
Denver, Colorado 2 $ 1,237,000 $ 618,500 $ 421,000
Gunnison, Colorado 2 $ 558,000 $ 279,000 $ 121,000
Jefferson, Colorado 2 $ 762,000 $ 381,000 $ 134,000
Routt, Colorado 2 $ 756,000 $ 378,000 $ 435,000
Levy, Florida 2 $ 570,000 $ 285,000 $ 185,000
Putnam, Florida 2 $ 761,000 $ 380,500 $ 186,000
St. Johns, Florida 2 $ 722,000 $ 361,000 $ 331,000
Clarke, Georgia 2 $ 183,000 $ 91,500 $ 72,000
Crawford, Georgia 2 $ 299,000 $ 149,500 $ 52,000
Fannin, Georgia 2 $ 179,000 $ 89,500 $ 162,000
Floyd, Georgia 2 $ 197,000 $ 98,500 $ 50,000
Lumpkin, Georgia 2 $ 264,000 $ 132,000 $ 83,000
Oconee, Georgia 2 $ 868,000 $ 434,000 $ 212,000
Pike, Georgia 2 $ 176,000 $ 88,000 $ 35,000
Spalding, Georgia 2 $ 236,000 $ 118,000 $ 44,000
White, Georgia 2 $ 207,000 $ 103,500 $ 88,000
Ada, Idaho 2 $ 502,000 $ 251,000 $ 81,000
Bonner, Idaho 2 $ 915,000 $ 457,500 $ 219,000
Hamilton, Indiana 2 $ 610,000 $ 305,000 $ 111,000
Middlesex, Massachusetts 2 $ 696,000 $ 348,000 $ 148,000
Kent, Michigan 2 $ 457,000 $ 228,500 $ 136,000
Oakland, Michigan 2 $ 413,000 $ 206,500 $ 54,000
Dakota, Minnesota 2 $ 480,000 $ 240,000 $ 128,000
George, Mississippi 2 $ 263,000 $ 131,500 $ 50,000
Jackson, Missouri 2 $ 96,000 $ 48,000 $ 45,000
St. Charles, Missouri 2 $ 335,000 $ 167,500 $ 96,000
Flathead, Montana 2 $ 708,000 $ 354,000 $ 207,000
Hillsborough, New Hampshire 2 $ 326,000 $ 163,000 $ 66,000
Union, New Jersey 2 $ 1,267,000 $ 633,500 $ 186,000
Santa Fe, New Mexico 2 $ 910,000 $ 455,000 $ 121,000
Clinton, New York 2 $ 465,000 $ 232,500 $ 156,000
Orleans, New York 2 $ 197,000 $ 98,500 $ 146,000
Suffolk, New York 2 $ 455,000 $ 227,500 $ 15,000
Caswell, North Carolina 2 $ 628,000 $ 314,000 $ 137,000
Clay, North Carolina 2 $ 301,000 $ 150,500 $ 93,000
Montgomery, North Carolina 2 $ 197,000 $ 98,500 $ 159,000
Rockingham, North Carolina 2 $ 164,000 $ 82,000 $ 89,000
Wilkes, North Carolina 2 $ 330,000 $ 165,000 $ 48,000
Oklahoma, Oklahoma 2 $ 952,000 $ 476,000 $ 203,000
Washington, Oregon 2 $ 705,000 $ 352,500 $ 152,000
Allegheny, Pennsylvania 2 $ 414,000 $ 207,000 $ 163,000
Erie, Pennsylvania 2 $ 498,000 $ 249,000 $ 206,000
Colleton, South Carolina 2 $ 196,000 $ 98,000 $ 110,000
Greenwood, South Carolina 2 $ 214,000 $ 107,000 $ 53,000
Jasper, South Carolina 2 $ 231,000 $ 115,500 $ 128,000
Williamson, Tennessee 2 $ 348,000 $ 174,000 $ 69,000
Montgomery, Texas 2 $ 582,000 $ 291,000 $ 109,000
Bedford, Virginia 2 $ 192,000 $ 96,000 $ 75,000
Brunswick, Virginia 2 $ 559,000 $ 279,500 $ 74,000
Falls Church, Virginia 2 $ 267,000 $ 133,500 $ 220,000
Fluvanna, Virginia 2 $ 431,000 $ 215,500 $ 99,000
Franklin, Virginia 2 $ 358,000 $ 179,000 $ 113,000
Goochland, Virginia 2 $ 1,900,000 $ 950,000 $ 5,054,000
Hanover, Virginia 2 $ 234,000 $ 117,000 $ 57,000
Lynchburg, Virginia 2 $ 207,000 $ 103,500 $ 82,000
New Kent, Virginia 2 $ 809,000 $ 404,500 $ 105,000
Richmond City, Virginia 2 $ 386,000 $ 193,000 $ 66,000
Rockingham, Virginia 2 $ 414,000 $ 207,000 $ 103,000
Spotsylvania, Virginia 2 $ 375,000 $ 187,500 $ 198,000
Barbour, Alabama 1 $ 23,000 $ 23,000 $ 1,099,000
Butler, Alabama 1 $ 155,000 $ 155,000 $ 45,000
Chilton, Alabama 1 $ 309,000 $ 309,000 $ 366,000
Colbert, Alabama 1 $ 118,000 $ 118,000 $ 91,000
Crenshaw, Alabama 1 $ 68,000 $ 68,000 $ 40,000
DeKalb, Alabama 1 $ 146,000 $ 146,000 $ 252,000
Geneva, Alabama 1 $ 250,000 $ 250,000 $ 95,000
Lauderdale, Alabama 1 $ 137,000 $ 137,000 $ 162,000
Marion, Alabama 1 $ 97,000 $ 97,000 $ 65,000
Monroe, Alabama 1 $ 111,000 $ 111,000 $ 65,000
Washington, Alabama 1 $ 25,000 $ 25,000 $ 34,000
Wilcox, Alabama 1 $ 325,000 $ 325,000 $ 417,000
Yavapai, Arizona 1 $ 476,000 $ 476,000 $ 600,000
Pulaski, Arkansas 1 $ 175,000 $ 175,000 $ 68,000
Saline, Arkansas 1 $ 200,000 $ 200,000 $ 100,000
Alameda, California 1 $ 668,000 $ 668,000 $ 165,000
Contra Costa, California 1 $ 995,000 $ 995,000 $ 339,000
Kern, California 1 $ 417,000 $ 417,000 $ 86,000
Plumas, California 1 $ 230,000 $ 230,000 $ 181,000
San Joaquin, California 1 $ 119,000 $ 119,000 $ 31,000
Solano, California 1 $ 440,000 $ 440,000 $ 220,000
Ventura, California 1 $ 473,000 $ 473,000 $ 148,000
Douglas, Colorado 1 $ 1,715,000 $ 1,715,000 $ 2,200,000
El Paso, Colorado 1 $ 284,000 $ 284,000 $ 164,000
San Miguel, Colorado 1 $ 266,000 $ 266,000 $ 295,000
Fairfield, Connecticut 1 $ 1,200,000 $ 1,200,000 $ 254,000
Litchfield, Connecticut 1 $ 542,000 $ 542,000 $ 0
Baker, Florida 1 $ 29,000 $ 29,000 $ 66,000
Citrus, Florida 1 $ 1,090,000 $ 1,090,000 $ 341,000
Clay, Florida 1 $ 77,000 $ 77,000 $ 71,000
DeSoto, Florida 1 $ 70,000 $ 70,000 $ 84,000
Duval, Florida 1 $ 50,000 $ 50,000 $ 36,000
Hamilton, Florida 1 $ 260,000 $ 260,000 $ 16,000
Washington, Florida 1 $ 79,000 $ 79,000 $ 153,000
Butts, Georgia 1 $ 74,000 $ 74,000 $ 53,000
Camden, Georgia 1 $ 417,000 $ 417,000 $ 158,000
Catoosa, Georgia 1 $ 233,000 $ 233,000 $ 0
Coffee, Georgia 1 $ 356,000 $ 356,000 $ 267,000
Dougherty, Georgia 1 $ 15,000 $ 15,000 $ 72,000
Elbert, Georgia 1 $ 135,000 $ 135,000 $ 63,000
Gordon, Georgia 1 $ 135,000 $ 135,000 $ 33,000
Greene, Georgia 1 $ 122,000 $ 122,000 $ 622,000
Habersham, Georgia 1 $ 154,000 $ 154,000 $ 180,000
Harris, Georgia 1 $ 217,000 $ 217,000 $ 58,000
Lee, Georgia 1 $ 417,000 $ 417,000 $ 225,000
Liberty, Georgia 1 $ 124,000 $ 124,000 $ 45,000
Lowndes, Georgia 1 $ 35,000 $ 35,000 $ 37,000
McDuffie, Georgia 1 $ 500,000 $ 500,000 $ 0
McIntosh, Georgia 1 $ 316,000 $ 316,000 $ 250,000
Murray, Georgia 1 $ 207,000 $ 207,000 $ 83,000
Pierce, Georgia 1 $ 40,000 $ 40,000 $ 80,000
Pulaski, Georgia 1 $ 73,000 $ 73,000 $ 24,000
Schley, Georgia 1 $ 132,000 $ 132,000 $ 46,000
Thomas, Georgia 1 $ 336,000 $ 336,000 $ 186,000
Union, Georgia 1 $ 652,000 $ 652,000 $ 228,000
Whitfield, Georgia 1 $ 243,000 $ 243,000 $ 75,000
Worth, Georgia 1 $ 43,000 $ 43,000 $ 73,000
Maui, Hawaii 1 $ 1,000,000 $ 1,000,000 $ 1,174,000
Blaine, Idaho 1 $ 406,000 $ 406,000 $ 336,000
Kootenai, Idaho 1 $ 222,000 $ 222,000 $ 103,000
Madison, Idaho 1 $ 84,000 $ 84,000 $ 84,000
DuPage, Illinois 1 $ 171,000 $ 171,000 $ 80,000
Kane, Illinois 1 $ 158,000 $ 158,000 $ 200,000
Lake, Illinois 1 $ 160,000 $ 160,000 $ 38,000
Macon, Illinois 1 $ 187,000 $ 187,000 $ 111,000
Madison, Illinois 1 $ 302,000 $ 302,000 $ 146,000
Perry, Illinois 1 $ 200,000 $ 200,000 $ 146,000
Lake, Indiana 1 $ 207,000 $ 207,000 $ 82,000
Marion, Indiana 1 $ 43,000 $ 43,000 $ 163,000
Linn, Iowa 1 $ 200,000 $ 200,000 $ 168,000
Mills, Iowa 1 $ 224,000 $ 224,000 $ 109,000
Scott, Iowa 1 $ 176,000 $ 176,000 $ 85,000
Henderson, Kentucky 1 $ 212,000 $ 212,000 $ 176,000
Jessamine, Kentucky 1 $ 68,000 $ 68,000 $ 16,000
Shelby, Kentucky 1 $ 290,000 $ 290,000 $ 100,000
Calcasieu, Louisiana 1 $ 110,000 $ 110,000 $ 65,000
East Baton Rouge, Louisiana 1 $ 210,000 $ 210,000 $ 194,000
St. Landry, Louisiana 1 $ 188,000 $ 188,000 $ 370,000
St. Tammany, Louisiana 1 $ 224,000 $ 224,000 $ 80,000
Cumberland, Maine 1 $ 233,000 $ 233,000 $ 405,000
Baltimore City, Maryland 1 $ 565,000 $ 565,000 $ 302,000
Frederick, Maryland 1 $ 400,000 $ 400,000 $ 185,000
Howard, Maryland 1 $ 401,000 $ 401,000 $ 2,383,000
Montgomery, Maryland 1 $ 750,000 $ 750,000 $ 250,000
Barnstable, Massachusetts 1 $ 202,000 $ 202,000 $ 75,000
Essex, Massachusetts 1 $ 239,000 $ 239,000 $ 122,000
Nantucket, Massachusetts 1 $ 525,000 $ 525,000 $ 714,000
Norfolk, Massachusetts 1 $ 1,094,000 $ 1,094,000 $ 400,000
Plymouth, Massachusetts 1 $ 540,000 $ 540,000 $ 656,000
Grand Traverse, Michigan 1 $ 343,000 $ 343,000 $ 262,000
Macomb, Michigan 1 $ 46,000 $ 46,000 $ 30,000
Muskegon, Michigan 1 $ 50,000 $ 50,000 $ 65,000
Wexford, Michigan 1 $ 138,000 $ 138,000 $ 166,000
Anoka, Minnesota 1 $ 241,000 $ 241,000 $ 74,000
Carver, Minnesota 1 $ 288,000 $ 288,000 $ 113,000
Hennepin, Minnesota 1 $ 360,000 $ 360,000 $ 298,000
Roseau, Minnesota 1 $ 144,000 $ 144,000 $ 22,000
Washington, Minnesota 1 $ 300,000 $ 300,000 $ 215,000
Harrison, Mississippi 1 $ 311,000 $ 311,000 $ 242,000
Lamar, Mississippi 1 $ 224,000 $ 224,000 $ 82,000
Lauderdale, Mississippi 1 $ 49,000 $ 49,000 $ 123,000
Lee, Mississippi 1 $ 120,000 $ 120,000 $ 74,000
Lowndes, Mississippi 1 $ 50,000 $ 50,000 $ 369,000
Phelps, Missouri 1 $ 200,000 $ 200,000 $ 150,000
Lincoln, Montana 1 $ 554,000 $ 554,000 $ 362,000
Rockingham, New Hampshire 1 $ 276,000 $ 276,000 $ 134,000
Atlantic, New Jersey 1 $ 79,000 $ 79,000 $ 38,000
Essex, New Jersey 1 $ 559,000 $ 559,000 $ 266,000
Hudson, New Jersey 1 $ 240,000 $ 240,000 $ 0
Hunterdon, New Jersey 1 $ 224,000 $ 224,000 $ 105,000
Monmouth, New Jersey 1 $ 286,000 $ 286,000 $ 272,000
Passaic, New Jersey 1 $ 342,000 $ 342,000 $ 59,000
Somerset, New Jersey 1 $ 260,000 $ 260,000 $ 175,000
Broome, New York 1 $ 288,000 $ 288,000 $ 351,000
Cattaraugus, New York 1 $ 270,000 $ 270,000 $ 278,000
Erie, New York 1 $ 266,000 $ 266,000 $ 74,000
Essex, New York 1 $ 240,000 $ 240,000 $ 132,000
Monroe, New York 1 $ 90,000 $ 90,000 $ 63,000
Nassau, New York 1 $ 420,000 $ 420,000 $ 500,000
Niagara, New York 1 $ 107,000 $ 107,000 $ 101,000
Oneida, New York 1 $ 231,000 $ 231,000 $ 162,000
Putnam, New York 1 $ 232,000 $ 232,000 $ 100,000
Queens, New York 1 $ 900,000 $ 900,000 $ 350,000
Schenectady, New York 1 $ 100,000 $ 100,000 $ 28,000
Westchester, New York 1 $ 689,000 $ 689,000 $ 192,000
Alleghany, North Carolina 1 $ 165,000 $ 165,000 $ 148,000
Graham, North Carolina 1 $ 58,000 $ 58,000 $ 78,000
Stanly, North Carolina 1 $ 53,000 $ 53,000 $ 98,000
Swain, North Carolina 1 $ 207,000 $ 207,000 $ 64,000
Delaware, Ohio 1 $ 145,000 $ 145,000 $ 103,000
Montgomery, Ohio 1 $ 72,000 $ 72,000 $ 105,000
Warren, Ohio 1 $ 310,000 $ 310,000 $ 205,000
Wyandot, Ohio 1 $ 50,000 $ 50,000 $ 48,000
Beckham, Oklahoma 1 $ 73,000 $ 73,000 $ 47,000
Cleveland, Oklahoma 1 $ 179,000 $ 179,000 $ 210,000
Tulsa, Oklahoma 1 $ 156,000 $ 156,000 $ 41,000
Multnomah, Oregon 1 $ 207,000 $ 207,000 $ 108,000
Wasco, Oregon 1 $ 144,000 $ 144,000 $ 99,000
Berks, Pennsylvania 1 $ 140,000 $ 140,000 $ 399,000
Chester, Pennsylvania 1 $ 220,000 $ 220,000 $ 55,000
Lawrence, Pennsylvania 1 $ 133,000 $ 133,000 $ 73,000
Luzerne, Pennsylvania 1 $ 36,000 $ 36,000 $ 523,000
Westmoreland, Pennsylvania 1 $ 196,000 $ 196,000 $ 107,000
Bristol, Rhode Island 1 $ 480,000 $ 480,000 $ 162,000
Aiken, South Carolina 1 $ 100,000 $ 100,000 $ 93,000
Cherokee, South Carolina 1 $ 130,000 $ 130,000 $ 37,000
Chesterfield, South Carolina 1 $ 100,000 $ 100,000 $ 46,000
Clarendon, South Carolina 1 $ 189,000 $ 189,000 $ 85,000
Dillon, South Carolina 1 $ 221,000 $ 221,000 $ 57,000
Fairfield, South Carolina 1 $ 156,000 $ 156,000 $ 64,000
Kershaw, South Carolina 1 $ 77,000 $ 77,000 $ 27,000
Lee, South Carolina 1 $ 122,000 $ 122,000 $ 45,000
Marion, South Carolina 1 $ 165,000 $ 165,000 $ 22,000
Newberry, South Carolina 1 $ 104,000 $ 104,000 $ 69,000
Orangeburg, South Carolina 1 $ 157,000 $ 157,000 $ 40,000
Sumter, South Carolina 1 $ 102,000 $ 102,000 $ 34,000
Williamsburg, South Carolina 1 $ 90,000 $ 90,000 $ 57,000
Davidson, Tennessee 1 $ 236,000 $ 236,000 $ 123,000
Hawkins, Tennessee 1 $ 268,000 $ 268,000 $ 132,000
Haywood, Tennessee 1 $ 117,000 $ 117,000 $ 42,000
Johnson, Tennessee 1 $ 212,000 $ 212,000 $ 696,000
Sumner, Tennessee 1 $ 140,000 $ 140,000 $ 46,000
Unicoi, Tennessee 1 $ 116,000 $ 116,000 $ 118,000
Washington, Tennessee 1 $ 189,000 $ 189,000 $ 155,000
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Mortgage Loan Application Detail Totals for Rbc Bank in 2008

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 5,853 $1,195,476,000 $204,000 $3,500,000 $132,000 $9,999,000
Refinancing 5,571 $1,115,345,000 $200,000 $3,000,000 $123,000 $5,726,000
Home Improvement 280 $29,440,000 $105,000 $1,000,000 $103,000 $1,098,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 8,419 $1,773,686,000 $210,000 $3,000,000 $137,000 $9,999,000
Not Provided 1,460 $277,453,000 $190,000 $3,500,000 $125,000 $1,644,000
Black or African American 1,194 $155,281,000 $130,000 $1,700,000 $73,000 $3,595,000
Hispanic 247 $39,137,000 $158,000 $2,000,000 $94,000 $897,000
Asian 225 $49,275,000 $219,000 $2,000,000 $142,000 $2,340,000
Not applicable 89 $33,960,000 $381,000 $2,500,000 $3,000 $309,000
American Indian or Alaskan Native 46 $5,338,000 $116,000 $417,000 $83,000 $904,000
Native Hawaiian or Other Pacific Islander 24 $6,131,000 $255,000 $1,333,000 $79,000 $332,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 9,709 $2,061,823,000 $212,000 $3,500,000 $142,000 $9,999,000
FHA-insured (Federal Housing Administration) 1,519 $201,315,000 $132,000 $369,000 $54,000 $1,271,000
VA-guaranteed (Veterans Administration) 418 $70,096,000 $167,000 $585,000 $60,000 $240,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 58 $7,027,000 $121,000 $234,000 $40,000 $78,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 7,130 $1,502,244,000 $210,000 $3,500,000 $133,000 $9,999,000
Application Denied By Financial Institution 1,708 $247,297,000 $144,000 $2,160,000 $107,000 $3,595,000
Application Withdrawn By Applicant 1,453 $329,938,000 $227,000 $3,000,000 $142,000 $5,292,000
Loan Purchased By The Institution 464 $55,115,000 $118,000 $417,000 $38,000 $409,000
Application Approved But Not Accepted 435 $66,490,000 $152,000 $2,634,000 $120,000 $2,000,000
File Closed For Incompleteness 424 $122,544,000 $289,000 $3,000,000 $173,000 $5,099,000
Preapproval Denied by Financial Institution 66 $11,662,000 $176,000 $1,200,000 $97,000 $2,004,000
Preapproval Approved but not Accepted 24 $4,971,000 $207,000 $990,000 $95,000 $295,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 529 $62,598,000 $118,000 $1,700,000 $84,000 $3,595,000
Debt-To-Income Ratio 432 $67,657,000 $156,000 $1,750,000 $72,000 $1,430,000
Collateral 351 $51,985,000 $148,000 $2,000,000 $136,000 $3,459,000
Other 162 $27,551,000 $170,000 $1,950,000 $166,000 $1,962,000
Credit Application Incomplete 140 $25,924,000 $185,000 $2,160,000 $163,000 $2,070,000
Unverifiable Information 45 $5,896,000 $131,000 $639,000 $137,000 $1,380,000
Insufficient Cash (Downpayment, Closing Cost) 41 $9,452,000 $230,000 $1,675,000 $120,000 $743,000
Employment History 19 $2,735,000 $143,000 $417,000 $61,000 $184,000
Mortgage Insurance Denied 5 $793,000 $158,000 $260,000 $55,000 $83,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Rbc Bank's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Rbc Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Carolina, download the full spreadsheet with aggregated HMDA statistics today.

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