Citizens Bank, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Citizens Bank, National Association 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Citizens Bank, National Association One Citizens Plaza Providence, RI 02903 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 231,117 |
| Total Mortgage Loan Application Amount | $59,985,275,000 |
| Average Mortgage Loan Application Amount | $218,833 |
| Highest Mortgage Loan Application Amount | $42,005,000 |
| Average Applicant Income | $111,666 |
| Highest Applicant Income | $9,204,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Citizens Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Citizens Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Citizens Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Citizens Bank, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Citizens Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Citizens Bank, National Association's mortgage activity for 2020.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| NA (OUTSIDE OF MSA/MD) | 16,745 | $ 3,402,225,000 | $ 228,702 | $ 129,404 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 9,658 | $ 5,002,340,000 | $ 472,000 | $ 236,500 |
| PROVIDENCE-WARWICK, RI-MA | 8,957 | $ 1,723,565,000 | $ 195,000 | $ 118,000 |
| PITTSBURGH, PA | 8,749 | $ 1,434,855,000 | $ 164,000 | $ 105,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 8,519 | $ 2,816,605,000 | $ 330,000 | $ 177,000 |
| BOSTON, MA | 8,247 | $ 2,538,175,000 | $ 307,000 | $ 165,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 7,713 | $ 1,841,175,000 | $ 238,000 | $ 146,000 |
| PHILADELPHIA, PA | 5,557 | $ 1,051,555,000 | $ 189,000 | $ 108,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 4,951 | $ 949,855,000 | $ 191,000 | $ 114,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 4,698 | $ 2,288,550,000 | $ 487,000 | $ 247,000 |
| CLEVELAND-ELYRIA, OH | 4,248 | $ 625,390,000 | $ 147,000 | $ 101,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 3,489 | $ 1,004,665,000 | $ 287,000 | $ 132,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 3,454 | $ 457,500,000 | $ 132,000 | $ 94,000 |
| NEW YORK-NEWARK, NY | 3,247 | $ 964,285,000 | $ 280,500 | $ 164,500 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 3,127 | $ 1,590,875,000 | $ 428,500 | $ 172,250 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 2,700 | $ 722,870,000 | $ 267,000 | $ 150,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 2,627 | $ 759,135,000 | $ 288,000 | $ 123,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 2,428 | $ 533,120,000 | $ 219,000 | $ 132,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 2,409 | $ 323,785,000 | $ 134,000 | $ 93,000 |
| DALLAS-PLANO-IRVING, TX | 2,367 | $ 705,635,000 | $ 298,000 | $ 149,000 |
| CHICAGO-NAPERVILLE, IL | 2,281 | $ 642,105,000 | $ 281,000 | $ 157,000 |
| ROCHESTER, NY | 2,260 | $ 295,400,000 | $ 130,000 | $ 92,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 2,244 | $ 1,246,100,000 | $ 555,000 | $ 291,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 2,164 | $ 454,580,000 | $ 210,000 | $ 137,000 |
| DENVER-AURORA-LAKEWOOD, CO | 2,147 | $ 718,165,000 | $ 334,000 | $ 129,000 |
| NEW HAVEN-MILFORD, CT | 2,002 | $ 435,800,000 | $ 217,000 | $ 123,000 |
| CAMDEN, NJ | 1,910 | $ 386,550,000 | $ 202,000 | $ 138,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 1,852 | $ 436,980,000 | $ 235,000 | $ 112,000 |
| NEWARK, NJ-PA | 1,835 | $ 608,635,000 | $ 250,000 | $ 163,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 1,785 | $ 391,385,000 | $ 205,500 | $ 124,500 |
| MANCHESTER-NASHUA, NH | 1,718 | $ 317,770,000 | $ 184,000 | $ 132,000 |
| LINCOLN, NE | 1,632 | $ 338,120,000 | $ 207,000 | $ 112,000 |
| WORCESTER, MA-CT | 1,615 | $ 337,355,000 | $ 185,500 | $ 112,000 |
| BARNSTABLE TOWN, MA | 1,600 | $ 398,480,000 | $ 249,000 | $ 164,000 |
| CINCINNATI, OH-KY-IN | 1,597 | $ 333,385,000 | $ 195,666 | $ 102,000 |
| HARRISBURG-CARLISLE, PA | 1,529 | $ 299,855,000 | $ 196,000 | $ 110,000 |
| COLUMBUS, OH | 1,395 | $ 304,325,000 | $ 218,000 | $ 117,000 |
| ALBANY-SCHENECTADY-TROY, NY | 1,387 | $ 230,365,000 | $ 166,000 | $ 112,000 |
| SPRINGFIELD, MA | 1,366 | $ 220,780,000 | $ 161,000 | $ 88,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 1,353 | $ 362,615,000 | $ 268,000 | $ 126,000 |
| ST. LOUIS, MO-IL | 1,353 | $ 313,875,000 | $ 202,500 | $ 112,000 |
| RICHMOND, VA | 1,311 | $ 331,835,000 | $ 253,000 | $ 125,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 1,301 | $ 338,805,000 | $ 260,000 | $ 124,000 |
| SIOUX FALLS, SD | 1,283 | $ 297,905,000 | $ 232,000 | $ 114,000 |
| MEMPHIS, TN-MS-AR | 1,279 | $ 285,125,000 | $ 204,666 | $ 111,000 |
| BIRMINGHAM-HOOVER, AL | 1,264 | $ 325,630,000 | $ 257,000 | $ 118,000 |
| AKRON, OH | 1,260 | $ 175,140,000 | $ 139,000 | $ 96,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 1,221 | $ 476,925,000 | $ 350,500 | $ 153,500 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 1,205 | $ 436,205,000 | $ 361,000 | $ 161,000 |
| TOLEDO, OH | 1,110 | $ 138,030,000 | $ 124,000 | $ 83,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 1,079 | $ 475,105,000 | $ 440,000 | $ 176,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 1,078 | $ 260,550,000 | $ 241,000 | $ 123,000 |
| WILMINGTON, DE-MD-NJ | 1,054 | $ 191,990,000 | $ 193,333 | $ 116,666 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 1,047 | $ 231,835,000 | $ 210,000 | $ 98,000 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 1,035 | $ 541,695,000 | $ 523,000 | $ 210,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 933 | $ 476,025,000 | $ 510,000 | $ 224,000 |
| NEW ORLEANS-METAIRIE, LA | 909 | $ 237,705,000 | $ 261,000 | $ 149,000 |
| CANTON-MASSILLON, OH | 906 | $ 101,550,000 | $ 112,000 | $ 78,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 902 | $ 184,710,000 | $ 204,000 | $ 110,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 897 | $ 258,995,000 | $ 277,000 | $ 133,000 |
| RALEIGH, NC | 874 | $ 269,250,000 | $ 308,000 | $ 148,000 |
| FORT WORTH-ARLINGTON, TX | 859 | $ 229,785,000 | $ 267,000 | $ 137,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 852 | $ 228,020,000 | $ 267,000 | $ 137,000 |
| CEDAR RAPIDS, IA | 829 | $ 150,855,000 | $ 181,000 | $ 105,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 820 | $ 262,000,000 | $ 315,500 | $ 120,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 789 | $ 286,785,000 | $ 363,000 | $ 140,000 |
| SALISBURY, MD-DE | 772 | $ 220,420,000 | $ 270,500 | $ 182,500 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 769 | $ 200,905,000 | $ 261,000 | $ 109,000 |
| READING, PA | 768 | $ 102,660,000 | $ 133,000 | $ 89,000 |
| OCEAN CITY, NJ | 751 | $ 444,485,000 | $ 591,000 | $ 371,000 |
| KNOXVILLE, TN | 747 | $ 176,345,000 | $ 236,000 | $ 112,000 |
| NORWICH-NEW LONDON, CT | 747 | $ 132,335,000 | $ 177,000 | $ 107,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 740 | $ 149,730,000 | $ 196,000 | $ 117,500 |
| LANCASTER, PA | 740 | $ 135,380,000 | $ 182,000 | $ 105,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 737 | $ 92,055,000 | $ 124,000 | $ 91,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 701 | $ 141,915,000 | $ 202,000 | $ 113,000 |
| KANSAS CITY, MO-KS | 683 | $ 156,765,000 | $ 230,500 | $ 127,500 |
| JACKSONVILLE, FL | 678 | $ 189,810,000 | $ 279,000 | $ 139,000 |
| SYRACUSE, NY | 673 | $ 93,075,000 | $ 138,000 | $ 105,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 664 | $ 203,070,000 | $ 303,000 | $ 161,500 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 641 | $ 203,115,000 | $ 316,000 | $ 120,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 635 | $ 186,655,000 | $ 293,000 | $ 153,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 627 | $ 146,835,000 | $ 234,000 | $ 117,000 |
| PORTLAND-SOUTH PORTLAND, ME | 620 | $ 171,910,000 | $ 277,000 | $ 137,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 610 | $ 269,650,000 | $ 442,000 | $ 159,000 |
| ASHEVILLE, NC | 600 | $ 157,190,000 | $ 261,000 | $ 107,000 |
| AUSTIN-ROUND ROCK, TX | 598 | $ 178,100,000 | $ 297,000 | $ 152,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 572 | $ 184,990,000 | $ 428,000 | $ 227,000 |
| CLARKSVILLE, TN-KY | 565 | $ 115,975,000 | $ 192,500 | $ 89,500 |
| STATE COLLEGE, PA | 564 | $ 119,610,000 | $ 212,000 | $ 113,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 554 | $ 115,390,000 | $ 204,000 | $ 91,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 541 | $ 112,695,000 | $ 208,000 | $ 103,000 |
| LAS CRUCES, NM | 529 | $ 110,455,000 | $ 208,000 | $ 109,000 |
| ANN ARBOR, MI | 518 | $ 118,370,000 | $ 228,000 | $ 133,000 |
| DES MOINES-WEST DES MOINES, IA | 514 | $ 110,630,000 | $ 215,000 | $ 120,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 508 | $ 59,490,000 | $ 120,500 | $ 87,500 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 500 | $ 138,210,000 | $ 276,000 | $ 145,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 471 | $ 138,155,000 | $ 293,000 | $ 198,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 463 | $ 98,855,000 | $ 213,000 | $ 95,000 |
| CHATTANOOGA, TN-GA | 458 | $ 101,830,000 | $ 207,500 | $ 101,000 |
| SAN DIEGO-CARLSBAD, CA | 458 | $ 195,070,000 | $ 425,000 | $ 159,000 |
| CAPE CORAL-FORT MYERS, FL | 441 | $ 110,325,000 | $ 250,000 | $ 141,000 |
| YORK-HANOVER, PA | 439 | $ 73,495,000 | $ 167,000 | $ 101,000 |
| TACOMA-LAKEWOOD, WA | 437 | $ 127,705,000 | $ 292,000 | $ 107,000 |
| OKLAHOMA CITY, OK | 432 | $ 95,390,000 | $ 220,000 | $ 133,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 415 | $ 181,075,000 | $ 436,000 | $ 166,000 |
| TUCSON, AZ | 414 | $ 92,440,000 | $ 223,000 | $ 108,000 |
| BATON ROUGE, LA | 412 | $ 91,610,000 | $ 222,000 | $ 121,000 |
| COLORADO SPRINGS, CO | 403 | $ 114,855,000 | $ 285,000 | $ 114,000 |
| ERIE, PA | 400 | $ 56,050,000 | $ 140,000 | $ 88,000 |
| GARY, IN | 385 | $ 72,105,000 | $ 187,000 | $ 87,000 |
| SALT LAKE CITY, UT | 383 | $ 104,125,000 | $ 271,000 | $ 100,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 380 | $ 96,790,000 | $ 254,000 | $ 136,000 |
| LAFAYETTE, LA | 377 | $ 80,905,000 | $ 214,000 | $ 138,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 375 | $ 110,705,000 | $ 295,000 | $ 141,000 |
| WICHITA FALLS, TX | 362 | $ 61,860,000 | $ 170,000 | $ 94,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 361 | $ 77,535,000 | $ 216,000 | $ 110,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 339 | $ 116,715,000 | $ 344,000 | $ 129,000 |
| FARGO, ND-MN | 331 | $ 74,255,000 | $ 217,500 | $ 104,000 |
| TULSA, OK | 322 | $ 65,710,000 | $ 204,000 | $ 110,000 |
| HUNTSVILLE, AL | 320 | $ 73,280,000 | $ 229,000 | $ 133,000 |
| BOWLING GREEN, KY | 319 | $ 67,175,000 | $ 210,000 | $ 101,000 |
| LAKELAND-WINTER HAVEN, FL | 317 | $ 67,095,000 | $ 211,000 | $ 101,000 |
| EAST STROUDSBURG, PA | 315 | $ 44,615,000 | $ 141,000 | $ 113,000 |
| PORT ST. LUCIE, FL | 314 | $ 71,690,000 | $ 228,000 | $ 113,000 |
| WINSTON-SALEM, NC | 311 | $ 102,205,000 | $ 328,000 | $ 162,000 |
| HATTIESBURG, MS | 307 | $ 62,605,000 | $ 203,000 | $ 119,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 305 | $ 63,435,000 | $ 207,000 | $ 133,000 |
| LYNCHBURG, VA | 303 | $ 62,685,000 | $ 206,000 | $ 104,000 |
| LEXINGTON-FAYETTE, KY | 293 | $ 60,755,000 | $ 207,000 | $ 104,000 |
| SIOUX CITY, IA-NE-SD | 293 | $ 55,175,000 | $ 185,333 | $ 96,000 |
| GRAND RAPIDS-WYOMING, MI | 287 | $ 92,915,000 | $ 323,000 | $ 91,000 |
| DURHAM-CHAPEL HILL, NC | 286 | $ 90,640,000 | $ 316,000 | $ 147,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 282 | $ 65,190,000 | $ 231,000 | $ 114,000 |
| BOISE CITY, ID | 277 | $ 73,745,000 | $ 266,000 | $ 105,000 |
| ALTOONA, PA | 272 | $ 33,040,000 | $ 121,000 | $ 74,000 |
| LAKE CHARLES, LA | 272 | $ 58,530,000 | $ 215,000 | $ 111,000 |
| LANSING-EAST LANSING, MI | 272 | $ 35,120,000 | $ 129,000 | $ 96,000 |
| DOVER, DE | 271 | $ 40,825,000 | $ 150,000 | $ 103,000 |
| HOUMA-THIBODAUX, LA | 269 | $ 55,625,000 | $ 206,000 | $ 120,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 269 | $ 106,955,000 | $ 397,000 | $ 175,000 |
| OGDEN-CLEARFIELD, UT | 268 | $ 74,710,000 | $ 278,000 | $ 103,000 |
| FLINT, MI | 265 | $ 40,435,000 | $ 152,000 | $ 87,000 |
| JACKSON, MS | 264 | $ 58,410,000 | $ 221,000 | $ 110,000 |
| GREENSBORO-HIGH POINT, NC | 262 | $ 74,180,000 | $ 283,000 | $ 138,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 256 | $ 84,420,000 | $ 329,000 | $ 171,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 253 | $ 90,545,000 | $ 357,000 | $ 216,000 |
| ELGIN, IL | 251 | $ 56,325,000 | $ 224,000 | $ 132,000 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 250 | $ 42,320,000 | $ 169,000 | $ 94,000 |
| BINGHAMTON, NY | 248 | $ 26,510,000 | $ 106,000 | $ 83,000 |
| TRENTON, NJ | 246 | $ 74,450,000 | $ 302,000 | $ 180,000 |
| COLUMBIA, SC | 243 | $ 52,015,000 | $ 214,000 | $ 118,000 |
| UTICA-ROME, NY | 243 | $ 27,515,000 | $ 113,000 | $ 78,000 |
| BISMARCK, ND | 237 | $ 61,005,000 | $ 257,000 | $ 121,000 |
| ROANOKE, VA | 231 | $ 47,835,000 | $ 207,000 | $ 99,000 |
| CLEVELAND, TN | 226 | $ 44,040,000 | $ 194,000 | $ 84,000 |
| BEAUMONT-PORT ARTHUR, TX | 221 | $ 44,655,000 | $ 202,000 | $ 126,000 |
| HOT SPRINGS, AR | 217 | $ 44,645,000 | $ 205,000 | $ 112,000 |
| SHREVEPORT-BOSSIER CITY, LA | 217 | $ 50,605,000 | $ 233,000 | $ 115,000 |
| BOULDER, CO | 214 | $ 77,520,000 | $ 362,000 | $ 142,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 209 | $ 52,835,000 | $ 252,000 | $ 115,000 |
| IDAHO FALLS, ID | 208 | $ 46,530,000 | $ 223,000 | $ 96,000 |
| PROVO-OREM, UT | 205 | $ 57,835,000 | $ 282,000 | $ 97,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 203 | $ 38,435,000 | $ 184,500 | $ 104,500 |
| MONROE, MI | 202 | $ 31,410,000 | $ 155,000 | $ 84,000 |
| ATHENS-CLARKE COUNTY, GA | 199 | $ 47,435,000 | $ 238,000 | $ 139,000 |
| GLENS FALLS, NY | 199 | $ 34,595,000 | $ 173,000 | $ 105,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 199 | $ 61,495,000 | $ 271,500 | $ 157,500 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 199 | $ 92,845,000 | $ 466,000 | $ 193,000 |
| KINGSTON, NY | 198 | $ 41,540,000 | $ 209,000 | $ 148,000 |
| LUBBOCK, TX | 195 | $ 36,995,000 | $ 189,000 | $ 128,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 194 | $ 40,820,000 | $ 210,000 | $ 133,000 |
| AMES, IA | 179 | $ 32,775,000 | $ 183,000 | $ 100,000 |
| RAPID CITY, SD | 176 | $ 41,330,000 | $ 234,000 | $ 111,000 |
| GREELEY, CO | 171 | $ 50,505,000 | $ 295,000 | $ 114,000 |
| MOBILE, AL | 161 | $ 30,875,000 | $ 191,000 | $ 122,000 |
| FORT COLLINS, CO | 159 | $ 46,015,000 | $ 289,000 | $ 127,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 157 | $ 30,375,000 | $ 193,000 | $ 93,000 |
| MADISON, WI | 150 | $ 40,130,000 | $ 267,000 | $ 147,000 |
| WILMINGTON, NC | 147 | $ 42,705,000 | $ 290,000 | $ 146,000 |
| TUSCALOOSA, AL | 138 | $ 30,620,000 | $ 221,000 | $ 122,000 |
| ABILENE, TX | 137 | $ 30,025,000 | $ 219,000 | $ 132,000 |
| HICKORY-LENOIR-MORGANTON, NC | 137 | $ 40,245,000 | $ 293,000 | $ 139,000 |
| TEXARKANA, TX-AR | 134 | $ 23,910,000 | $ 177,000 | $ 111,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 133 | $ 24,165,000 | $ 181,000 | $ 84,000 |
| EL PASO, TX | 132 | $ 23,890,000 | $ 180,000 | $ 100,000 |
| CUMBERLAND, MD-WV | 131 | $ 19,475,000 | $ 148,000 | $ 82,500 |
| MORGANTOWN, WV | 128 | $ 31,100,000 | $ 242,000 | $ 136,000 |
| PITTSFIELD, MA | 126 | $ 28,720,000 | $ 227,000 | $ 127,000 |
| ALBUQUERQUE, NM | 124 | $ 26,380,000 | $ 212,000 | $ 121,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 124 | $ 46,880,000 | $ 378,000 | $ 192,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 124 | $ 54,630,000 | $ 440,000 | $ 151,000 |
| JONESBORO, AR | 122 | $ 25,790,000 | $ 211,000 | $ 112,000 |
| SAVANNAH, GA | 122 | $ 26,220,000 | $ 214,000 | $ 108,000 |
| HAMMOND, LA | 120 | $ 23,640,000 | $ 197,000 | $ 100,000 |
| IOWA CITY, IA | 119 | $ 26,965,000 | $ 226,000 | $ 129,000 |
| SPOKANE-SPOKANE VALLEY, WA | 119 | $ 30,305,000 | $ 254,000 | $ 128,000 |
| JACKSON, TN | 118 | $ 19,950,000 | $ 169,000 | $ 100,000 |
| WATERTOWN-FORT DRUM, NY | 118 | $ 20,470,000 | $ 173,000 | $ 110,000 |
| WATERLOO-CEDAR FALLS, IA | 117 | $ 18,795,000 | $ 160,000 | $ 87,000 |
| TALLAHASSEE, FL | 115 | $ 24,935,000 | $ 216,000 | $ 171,000 |
| JOPLIN, MO | 114 | $ 20,610,000 | $ 180,000 | $ 98,000 |
| KALAMAZOO-PORTAGE, MI | 112 | $ 18,500,000 | $ 165,000 | $ 89,000 |
| SANTA ROSA, CA | 112 | $ 41,050,000 | $ 366,000 | $ 134,000 |
| LEBANON, PA | 111 | $ 21,565,000 | $ 194,000 | $ 101,000 |
| GAINESVILLE, GA | 100 | $ 25,980,000 | $ 259,000 | $ 121,000 |
| CHARLESTON, WV | 98 | $ 16,870,000 | $ 172,000 | $ 117,000 |
| SPARTANBURG, SC | 98 | $ 19,840,000 | $ 202,000 | $ 102,000 |
| CHARLOTTESVILLE, VA | 96 | $ 29,350,000 | $ 305,000 | $ 133,000 |
| SAGINAW, MI | 94 | $ 10,300,000 | $ 109,000 | $ 113,000 |
| BLOOMINGTON, IN | 92 | $ 18,800,000 | $ 204,000 | $ 104,000 |
| JOHNSON CITY, TN | 91 | $ 18,955,000 | $ 208,000 | $ 94,000 |
| PUNTA GORDA, FL | 91 | $ 19,145,000 | $ 210,000 | $ 110,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 90 | $ 46,740,000 | $ 519,000 | $ 212,000 |
| WINCHESTER, VA-WV | 90 | $ 23,960,000 | $ 224,000 | $ 100,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 89 | $ 16,075,000 | $ 160,000 | $ 97,500 |
| FAYETTEVILLE, NC | 88 | $ 16,890,000 | $ 191,000 | $ 108,000 |
| FORT WAYNE, IN | 88 | $ 13,460,000 | $ 152,000 | $ 71,000 |
| ALEXANDRIA, LA | 87 | $ 14,915,000 | $ 171,000 | $ 103,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 87 | $ 13,935,000 | $ 160,000 | $ 88,000 |
| GRAND ISLAND, NE | 85 | $ 16,635,000 | $ 195,000 | $ 106,000 |
| FRESNO, CA | 83 | $ 20,425,000 | $ 246,000 | $ 110,000 |
| SPRINGFIELD, MO | 82 | $ 13,640,000 | $ 166,000 | $ 89,000 |
| COLLEGE STATION-BRYAN, TX | 80 | $ 19,290,000 | $ 241,000 | $ 165,000 |
| LOGAN, UT-ID | 80 | $ 20,670,000 | $ 240,500 | $ 79,500 |
| SOUTH BEND-MISHAWAKA, IN-MI | 80 | $ 15,380,000 | $ 232,500 | $ 281,000 |
| MORRISTOWN, TN | 79 | $ 17,645,000 | $ 223,000 | $ 101,000 |
| GREEN BAY, WI | 78 | $ 16,290,000 | $ 208,000 | $ 129,000 |
| COEUR D'ALENE, ID | 77 | $ 21,345,000 | $ 277,000 | $ 111,000 |
| ST. CLOUD, MN | 77 | $ 17,385,000 | $ 225,000 | $ 142,000 |
| FORT SMITH, AR-OK | 71 | $ 10,185,000 | $ 145,000 | $ 90,000 |
| BAKERSFIELD, CA | 70 | $ 17,510,000 | $ 250,000 | $ 113,000 |
| RACINE, WI | 69 | $ 14,125,000 | $ 204,000 | $ 92,000 |
| WICHITA, KS | 69 | $ 12,945,000 | $ 187,000 | $ 93,000 |
| PANAMA CITY, FL | 68 | $ 16,040,000 | $ 235,000 | $ 115,000 |
| STOCKTON-LODI, CA | 67 | $ 21,395,000 | $ 319,000 | $ 121,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 66 | $ 11,910,000 | $ 159,000 | $ 118,000 |
| JACKSONVILLE, NC | 66 | $ 12,890,000 | $ 195,000 | $ 90,000 |
| ST. GEORGE, UT | 66 | $ 18,900,000 | $ 286,000 | $ 106,000 |
| GETTYSBURG, PA | 65 | $ 12,685,000 | $ 195,000 | $ 116,000 |
| SEBASTIAN-VERO BEACH, FL | 65 | $ 14,655,000 | $ 225,000 | $ 126,000 |
| HARRISONBURG, VA | 64 | $ 15,670,000 | $ 244,000 | $ 114,000 |
| RENO, NV | 64 | $ 19,180,000 | $ 299,000 | $ 115,000 |
| FLAGSTAFF, AZ | 63 | $ 18,135,000 | $ 287,000 | $ 134,000 |
| FLORENCE-MUSCLE SHOALS, AL | 63 | $ 11,105,000 | $ 176,000 | $ 130,000 |
| SALEM, OR | 63 | $ 16,635,000 | $ 264,000 | $ 92,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 62 | $ 12,840,000 | $ 207,000 | $ 101,000 |
| MONTGOMERY, AL | 61 | $ 13,325,000 | $ 218,000 | $ 124,000 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 60 | $ 9,460,000 | $ 157,000 | $ 79,000 |
| MCALLEN-EDINBURG-MISSION, TX | 59 | $ 10,845,000 | $ 183,000 | $ 101,000 |
| OLYMPIA-TUMWATER, WA | 59 | $ 17,665,000 | $ 299,000 | $ 120,000 |
| VISALIA-PORTERVILLE, CA | 59 | $ 13,175,000 | $ 223,000 | $ 106,000 |
| DECATUR, AL | 58 | $ 9,950,000 | $ 171,000 | $ 95,000 |
| DUBUQUE, IA | 56 | $ 8,600,000 | $ 153,000 | $ 80,000 |
| AMARILLO, TX | 55 | $ 11,375,000 | $ 206,000 | $ 139,000 |
| POCATELLO, ID | 53 | $ 11,075,000 | $ 208,000 | $ 80,000 |
| APPLETON, WI | 52 | $ 10,890,000 | $ 209,000 | $ 110,000 |
| BILLINGS, MT | 52 | $ 12,860,000 | $ 247,000 | $ 107,000 |
| CHEYENNE, WY | 52 | $ 13,340,000 | $ 256,000 | $ 102,000 |
| MUNCIE, IN | 52 | $ 7,200,000 | $ 138,000 | $ 83,000 |
| VALLEJO-FAIRFIELD, CA | 52 | $ 18,500,000 | $ 355,000 | $ 136,000 |
| FLORENCE, SC | 51 | $ 10,205,000 | $ 200,000 | $ 132,000 |
| BREMERTON-SILVERDALE, WA | 49 | $ 15,015,000 | $ 306,000 | $ 107,000 |
| MIDLAND, TX | 49 | $ 13,885,000 | $ 283,000 | $ 146,000 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 49 | $ 13,725,000 | $ 280,000 | $ 129,000 |
| JOHNSTOWN, PA | 48 | $ 12,180,000 | $ 253,000 | $ 72,000 |
| ODESSA, TX | 48 | $ 10,920,000 | $ 227,000 | $ 116,000 |
| PEORIA, IL | 48 | $ 6,480,000 | $ 135,000 | $ 89,000 |
| BRUNSWICK, GA | 47 | $ 10,925,000 | $ 232,000 | $ 152,000 |
| KILLEEN-TEMPLE, TX | 47 | $ 8,515,000 | $ 181,000 | $ 107,000 |
| GRAND JUNCTION, CO | 46 | $ 12,890,000 | $ 280,000 | $ 120,000 |
| LAREDO, TX | 46 | $ 11,480,000 | $ 249,000 | $ 118,000 |
| MODESTO, CA | 46 | $ 12,170,000 | $ 264,000 | $ 98,000 |
| MONROE, LA | 46 | $ 10,570,000 | $ 229,000 | $ 133,000 |
| BURLINGTON, NC | 44 | $ 10,440,000 | $ 237,000 | $ 122,000 |
| ELMIRA, NY | 43 | $ 5,085,000 | $ 118,000 | $ 76,000 |
| ITHACA, NY | 41 | $ 7,345,000 | $ 179,000 | $ 96,000 |
| MEDFORD, OR | 41 | $ 11,315,000 | $ 275,000 | $ 104,000 |
| MISSOULA, MT | 41 | $ 12,855,000 | $ 313,000 | $ 161,000 |
| CORPUS CHRISTI, TX | 40 | $ 9,200,000 | $ 230,000 | $ 155,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 38 | $ 7,580,000 | $ 199,000 | $ 106,000 |
| OCALA, FL | 37 | $ 6,855,000 | $ 185,000 | $ 100,000 |
| SANTA MARIA-SANTA BARBARA, CA | 37 | $ 13,255,000 | $ 358,000 | $ 134,000 |
| BANGOR, ME | 36 | $ 6,500,000 | $ 180,000 | $ 92,000 |
| ROCHESTER, MN | 36 | $ 8,660,000 | $ 240,000 | $ 110,000 |
| SAN ANGELO, TX | 36 | $ 7,600,000 | $ 211,000 | $ 145,000 |
| BEND-REDMOND, OR | 35 | $ 10,515,000 | $ 300,000 | $ 117,000 |
| GAINESVILLE, FL | 35 | $ 8,005,000 | $ 228,000 | $ 132,000 |
| VINELAND-BRIDGETON, NJ | 35 | $ 4,245,000 | $ 121,000 | $ 82,000 |
| BLOOMSBURG-BERWICK, PA | 34 | $ 6,230,000 | $ 183,000 | $ 96,000 |
| EUGENE, OR | 34 | $ 8,590,000 | $ 252,000 | $ 93,000 |
| GREENVILLE, NC | 33 | $ 6,205,000 | $ 188,000 | $ 108,000 |
| MERCED, CA | 33 | $ 8,605,000 | $ 260,000 | $ 95,000 |
| THE VILLAGES, FL | 33 | $ 7,825,000 | $ 237,000 | $ 94,000 |
| WACO, TX | 33 | $ 7,345,000 | $ 222,000 | $ 120,000 |
| BROWNSVILLE-HARLINGEN, TX | 32 | $ 6,560,000 | $ 205,000 | $ 104,000 |
| COLUMBUS, GA-AL | 32 | $ 6,210,000 | $ 180,500 | $ 80,500 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 32 | $ 13,050,000 | $ 407,000 | $ 154,000 |
| TYLER, TX | 32 | $ 6,620,000 | $ 206,000 | $ 118,000 |
| PINE BLUFF, AR | 31 | $ 4,865,000 | $ 156,000 | $ 107,000 |
| SIERRA VISTA-DOUGLAS, AZ | 31 | $ 5,535,000 | $ 178,000 | $ 105,000 |
| JACKSON, MI | 30 | $ 4,460,000 | $ 148,000 | $ 107,000 |
| STAUNTON-WAYNESBORO, VA | 30 | $ 5,580,000 | $ 186,000 | $ 85,000 |
| WARNER ROBINS, GA | 30 | $ 5,770,000 | $ 192,000 | $ 117,000 |
| AUBURN-OPELIKA, AL | 29 | $ 9,175,000 | $ 316,000 | $ 203,000 |
| CORVALLIS, OR | 29 | $ 7,215,000 | $ 248,000 | $ 115,000 |
| HANFORD-CORCORAN, CA | 29 | $ 5,515,000 | $ 190,000 | $ 97,000 |
| MADERA, CA | 29 | $ 5,585,000 | $ 192,000 | $ 90,000 |
| MUSKEGON, MI | 29 | $ 4,395,000 | $ 151,000 | $ 83,000 |
| SHERMAN-DENISON, TX | 29 | $ 6,735,000 | $ 232,000 | $ 133,000 |
| BELLINGHAM, WA | 28 | $ 8,230,000 | $ 293,000 | $ 130,000 |
| EVANSVILLE, IN-KY | 28 | $ 4,660,000 | $ 161,000 | $ 63,500 |
| LAWRENCE, KS | 28 | $ 6,700,000 | $ 239,000 | $ 147,000 |
| MACON-BIBB COUNTY, GA | 28 | $ 5,350,000 | $ 191,000 | $ 110,000 |
| ALBANY, OR | 27 | $ 6,495,000 | $ 240,000 | $ 85,000 |
| DALTON, GA | 27 | $ 5,095,000 | $ 188,000 | $ 100,000 |
| DOTHAN, AL | 27 | $ 5,245,000 | $ 194,000 | $ 131,000 |
| GRAND FORKS, ND-MN | 27 | $ 5,805,000 | $ 209,000 | $ 114,000 |
| SEBRING, FL | 27 | $ 3,975,000 | $ 147,000 | $ 98,000 |
| COLUMBIA, MO | 26 | $ 4,700,000 | $ 180,000 | $ 111,000 |
| MICHIGAN CITY-LA PORTE, IN | 26 | $ 5,690,000 | $ 218,000 | $ 171,000 |
| TWIN FALLS, ID | 26 | $ 6,390,000 | $ 245,000 | $ 84,000 |
| WILLIAMSPORT, PA | 26 | $ 5,470,000 | $ 210,000 | $ 273,000 |
| ELKHART-GOSHEN, IN | 25 | $ 5,075,000 | $ 203,000 | $ 86,000 |
| HINESVILLE, GA | 25 | $ 4,145,000 | $ 165,000 | $ 69,000 |
| HOMOSASSA SPRINGS, FL | 25 | $ 4,495,000 | $ 179,000 | $ 134,000 |
| ROCKFORD, IL | 25 | $ 3,865,000 | $ 154,000 | $ 91,000 |
| SUMTER, SC | 24 | $ 4,140,000 | $ 172,000 | $ 87,000 |
| PUEBLO, CO | 23 | $ 4,455,000 | $ 193,000 | $ 98,000 |
| REDDING, CA | 23 | $ 5,615,000 | $ 244,000 | $ 97,000 |
| BAY CITY, MI | 22 | $ 2,820,000 | $ 128,000 | $ 193,000 |
| FAIRBANKS, AK | 22 | $ 6,120,000 | $ 278,000 | $ 97,000 |
| LONGVIEW, TX | 22 | $ 4,760,000 | $ 216,000 | $ 133,000 |
| OSHKOSH-NEENAH, WI | 22 | $ 4,380,000 | $ 199,000 | $ 113,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 22 | $ 2,500,000 | $ 114,000 | $ 79,000 |
| BATTLE CREEK, MI | 21 | $ 2,925,000 | $ 139,000 | $ 83,000 |
| MANKATO-NORTH MANKATO, MN | 21 | $ 4,435,000 | $ 211,000 | $ 109,000 |
| SALINAS, CA | 21 | $ 10,845,000 | $ 516,000 | $ 145,000 |
| SPRINGFIELD, OH | 21 | $ 3,145,000 | $ 149,000 | $ 99,000 |
| WHEELING, WV-OH | 21 | $ 3,325,000 | $ 155,000 | $ 122,000 |
| COLUMBUS, IN | 20 | $ 4,900,000 | $ 245,000 | $ 107,000 |
| NILES-BENTON HARBOR, MI | 20 | $ 4,610,000 | $ 230,000 | $ 233,000 |
| WAUSAU, WI | 20 | $ 4,500,000 | $ 225,000 | $ 208,000 |
| BLOOMINGTON, IL | 19 | $ 3,835,000 | $ 201,000 | $ 121,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 18 | $ 8,230,000 | $ 457,000 | $ 185,000 |
| LEWISTON-AUBURN, ME | 18 | $ 3,500,000 | $ 194,000 | $ 76,000 |
| VALDOSTA, GA | 18 | $ 3,340,000 | $ 185,000 | $ 87,000 |
| ANCHORAGE, AK | 17 | $ 4,895,000 | $ 287,000 | $ 121,000 |
| BECKLEY, WV | 17 | $ 2,535,000 | $ 149,000 | $ 90,000 |
| CASPER, WY | 17 | $ 4,235,000 | $ 249,000 | $ 91,000 |
| GADSDEN, AL | 17 | $ 3,085,000 | $ 181,000 | $ 90,000 |
| MANSFIELD, OH | 17 | $ 1,985,000 | $ 116,000 | $ 63,000 |
| URBAN HONOLULU, HI | 17 | $ 8,155,000 | $ 479,000 | $ 118,000 |
| WENATCHEE, WA | 17 | $ 5,425,000 | $ 319,000 | $ 106,000 |
| CAPE GIRARDEAU, MO-IL | 16 | $ 3,550,000 | $ 221,000 | $ 107,000 |
| DULUTH, MN-WI | 16 | $ 3,840,000 | $ 210,000 | $ 134,000 |
| NEW BERN, NC | 16 | $ 2,830,000 | $ 176,000 | $ 106,000 |
| SAN RAFAEL, CA | 16 | $ 7,560,000 | $ 472,000 | $ 153,000 |
| SANTA CRUZ-WATSONVILLE, CA | 16 | $ 6,410,000 | $ 400,000 | $ 161,000 |
| TOPEKA, KS | 16 | $ 2,850,000 | $ 178,000 | $ 98,000 |
| JANESVILLE-BELOIT, WI | 15 | $ 2,945,000 | $ 196,000 | $ 95,000 |
| KENNEWICK-RICHLAND, WA | 15 | $ 4,725,000 | $ 315,000 | $ 129,000 |
| PARKERSBURG-VIENNA, WV | 15 | $ 2,295,000 | $ 153,000 | $ 125,000 |
| CHAMPAIGN-URBANA, IL | 14 | $ 3,260,000 | $ 232,000 | $ 120,000 |
| FOND DU LAC, WI | 14 | $ 2,420,000 | $ 172,000 | $ 70,000 |
| LA CROSSE-ONALASKA, WI-MN | 14 | $ 3,170,000 | $ 238,000 | $ 100,000 |
| LONGVIEW, WA | 14 | $ 3,250,000 | $ 232,000 | $ 101,000 |
| SHEBOYGAN, WI | 14 | $ 2,680,000 | $ 191,000 | $ 124,000 |
| GREAT FALLS, MT | 13 | $ 2,845,000 | $ 218,000 | $ 97,000 |
| MOUNT VERNON-ANACORTES, WA | 13 | $ 4,445,000 | $ 341,000 | $ 106,000 |
| SANTA FE, NM | 13 | $ 5,395,000 | $ 415,000 | $ 139,000 |
| YUBA CITY, CA | 13 | $ 3,375,000 | $ 259,000 | $ 90,000 |
| KANKAKEE, IL | 12 | $ 1,840,000 | $ 153,000 | $ 93,000 |
| KOKOMO, IN | 12 | $ 1,810,000 | $ 150,000 | $ 66,000 |
| NAPA, CA | 12 | $ 3,850,000 | $ 320,000 | $ 79,000 |
| ROME, GA | 12 | $ 2,450,000 | $ 204,000 | $ 113,000 |
| ALBANY, GA | 11 | $ 1,745,000 | $ 158,000 | $ 102,000 |
| EAU CLAIRE, WI | 11 | $ 2,105,000 | $ 191,000 | $ 73,000 |
| MANHATTAN, KS | 11 | $ 2,225,000 | $ 202,000 | $ 99,000 |
| MIDLAND, MI | 11 | $ 1,505,000 | $ 136,000 | $ 118,000 |
| ROCKY MOUNT, NC | 11 | $ 1,745,000 | $ 158,000 | $ 88,000 |
| TERRE HAUTE, IN | 11 | $ 1,495,000 | $ 135,000 | $ 76,000 |
| CHICO, CA | 10 | $ 2,760,000 | $ 276,000 | $ 176,000 |
| GRANTS PASS, OR | 9 | $ 2,315,000 | $ 257,000 | $ 93,000 |
| JEFFERSON CITY, MO | 9 | $ 1,775,000 | $ 197,000 | $ 74,000 |
| CARBONDALE-MARION, IL | 8 | $ 1,030,000 | $ 128,000 | $ 132,000 |
| LIMA, OH | 8 | $ 1,130,000 | $ 141,000 | $ 80,000 |
| VICTORIA, TX | 8 | $ 1,190,000 | $ 148,000 | $ 90,000 |
| YAKIMA, WA | 8 | $ 2,010,000 | $ 251,000 | $ 125,000 |
| YUMA, AZ | 8 | $ 1,330,000 | $ 166,000 | $ 94,000 |
| LEWISTON, ID-WA | 7 | $ 1,835,000 | $ 209,000 | $ 89,500 |
| OWENSBORO, KY | 7 | $ 1,655,000 | $ 236,000 | $ 116,000 |
| ST. JOSEPH, MO-KS | 7 | $ 1,255,000 | $ 179,000 | $ 63,000 |
| DANVILLE, IL | 6 | $ 440,000 | $ 73,000 | $ 58,000 |
| GOLDSBORO, NC | 5 | $ 995,000 | $ 199,000 | $ 112,000 |
| CARSON CITY, NV | 4 | $ 860,000 | $ 215,000 | $ 102,000 |
| DECATUR, IL | 4 | $ 650,000 | $ 162,000 | $ 81,000 |
| EL CENTRO, CA | 4 | $ 870,000 | $ 217,000 | $ 116,000 |
| ENID, OK | 3 | $ 585,000 | $ 195,000 | $ 121,000 |
| FARMINGTON, NM | 3 | $ 825,000 | $ 275,000 | $ 124,000 |
| LAWTON, OK | 3 | $ 385,000 | $ 128,000 | $ 109,000 |
| KAHULUI-WAILUKU-LAHAINA, HI | 1 | $ 345,000 | $ 345,000 | $ 113,000 |
| SPRINGFIELD, IL | 1 | $ 95,000 | $ 95,000 | $ 49,000 |
Mortgage Loan Application Detail Totals for Citizens Bank, National Association in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 105,119 | $28,173,535,000 | $268,000 | $42,005,000 | $143,000 | $9,204,000 |
| Home Purchase | 63,501 | $20,067,005,000 | $316,000 | $9,405,000 | $143,000 | $7,385,000 |
| Cash-out Refinancing | 26,958 | $7,226,940,000 | $268,000 | $6,505,000 | $127,000 | $4,139,000 |
| Home Improvement | 20,005 | $2,280,505,000 | $113,000 | $6,505,000 | $124,000 | $8,331,000 |
| Other Purpose | 15,200 | $2,168,450,000 | $142,000 | $7,505,000 | $133,000 | $8,697,000 |
| Not Applicable | 334 | $68,840,000 | $206,000 | $965,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 163,956 | $41,530,940,000 | $253,000 | $11,915,000 | $137,000 | $9,204,000 |
| Not Provided | 31,284 | $8,815,280,000 | $281,000 | $9,405,000 | $164,000 | $8,697,000 |
| Asian | 13,018 | $4,261,210,000 | $327,000 | $5,005,000 | $146,000 | $2,794,000 |
| Hispanic | 10,542 | $2,490,310,000 | $236,000 | $3,905,000 | $106,000 | $4,227,000 |
| Black or African American | 8,930 | $1,797,230,000 | $201,000 | $3,045,000 | $99,000 | $7,158,000 |
| American Indian or Alaskan Native | 871 | $168,365,000 | $193,000 | $2,705,000 | $104,000 | $2,026,000 |
| Not applicable | 632 | $270,410,000 | $427,000 | $42,005,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 186 | $50,280,000 | $270,000 | $1,445,000 | $121,000 | $670,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 216,178 | $56,462,070,000 | $261,000 | $42,005,000 | $142,000 | $9,204,000 |
| FHA-insured (Federal Housing Administration) | 7,828 | $1,674,520,000 | $213,000 | $1,035,000 | $73,000 | $629,000 |
| VA-guaranteed (Veterans Administration) | 6,117 | $1,686,815,000 | $275,000 | $1,895,000 | $97,000 | $659,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 994 | $161,870,000 | $162,000 | $535,000 | $54,000 | $148,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 105,453 | $29,331,415,000 | $278,000 | $42,005,000 | $151,000 | $9,204,000 |
| Loan Purchased By The Institution | 66,703 | $16,414,635,000 | $246,000 | $1,675,000 | $122,000 | $4,227,000 |
| Application Denied By Financial Institution | 34,833 | $7,885,735,000 | $226,000 | $10,705,000 | $122,000 | $8,697,000 |
| File Closed For Incompleteness | 11,336 | $2,926,840,000 | $258,000 | $5,985,000 | $149,000 | $7,385,000 |
| Application Withdrawn By Applicant | 10,898 | $2,958,180,000 | $271,000 | $40,005,000 | $153,000 | $7,883,000 |
| Application Approved But Not Accepted | 1,894 | $468,470,000 | $247,000 | $2,175,000 | $143,000 | $3,498,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 196,284 | $52,099,540,000 | $265,000 | $42,005,000 | $141,000 | $9,204,000 |
| Debt-To-Income Ratio | 11,960 | $2,653,030,000 | $221,000 | $4,325,000 | $70,000 | $1,747,000 |
| Collateral | 7,662 | $1,601,720,000 | $209,000 | $10,705,000 | $163,000 | $8,697,000 |
| Credit History | 5,623 | $756,185,000 | $134,000 | $6,505,000 | $112,000 | $5,500,000 |
| Credit Application Incomplete | 4,345 | $1,021,925,000 | $235,000 | $1,855,000 | $122,000 | $1,563,000 |
| Unverifiable Information | 2,162 | $633,190,000 | $292,000 | $5,005,000 | $168,000 | $4,950,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1,968 | $940,610,000 | $477,000 | $7,705,000 | $228,000 | $5,911,000 |
| Other | 823 | $219,325,000 | $266,000 | $6,655,000 | $184,000 | $6,004,000 |
| Employment History | 288 | $59,060,000 | $205,000 | $1,205,000 | $124,000 | $746,000 |
| Mortgage Insurance Denied | 2 | $690,000 | $345,000 | $665,000 | $85,000 | $130,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Citizens Bank, National Association's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Citizens Bank, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Rhode Island, download the full spreadsheet
with aggregated HMDA statistics today.