Real Genius LLC Mortgage Lending & HMDA Data, 2023

In 2023, Real Genius LLC of Delray Beach, FL reported 959 mortgage applications totaling $262.8 million. The average application was for $274,051, and applicants reported an average income of $125,958. 25% of its applications resulted in an originated loan and 45% were denied. Its largest markets were Dallas-Plano-Irving, TX (35), Houston-The Woodlands-Sugar Land, TX (34) and Atlanta-Sandy Springs-Roswell, GA (33) (applications in parentheses).

Mortgage Company & Address Real Genius LLC
1625 S Congress Ave Ste 190
Delray Beach, FL 33445
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2023  
Total Number of Mortgage Applications 959
Total Mortgage Loan Application Amount $262,815,000
Average Mortgage Loan Application Amount $274,051
Highest Mortgage Loan Application Amount $1,085,000
Average Applicant Income $125,958
Highest Applicant Income $1,664,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Real Genius LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Real Genius LLC by County in 2023

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa, Arizona 19 $ 5,525,000 $ 290,789 $ 158,000
Harris, Texas 16 $ 4,570,000 $ 285,625 $ 128,000
Dallas, Texas 13 $ 3,585,000 $ 275,769 $ 109,000
Cook, Illinois 12 $ 3,060,000 $ 255,000 $ 123,000
Travis, Texas 12 $ 4,990,000 $ 415,833 $ 193,000
Broward, Florida 10 $ 3,750,000 $ 375,000 $ 162,000
Fulton, Georgia 10 $ 3,620,000 $ 362,000 $ 117,000
Wake, North Carolina 10 $ 3,900,000 $ 390,000 $ 168,000
Collin, Texas 10 $ 4,580,000 $ 458,000 $ 157,000
Denton, Texas 10 $ 4,280,000 $ 428,000 $ 209,000
Hillsborough, Florida 9 $ 3,035,000 $ 337,222 $ 200,000
Orange, Florida 9 $ 3,095,000 $ 343,888 $ 226,000
Worcester, Massachusetts 8 $ 1,740,000 $ 217,500 $ 118,000
Charleston, South Carolina 8 $ 2,970,000 $ 371,250 $ 125,000
Bexar, Texas 8 $ 2,170,000 $ 271,250 $ 116,000
Newton, Texas 8 $ 700,000 $ 87,500 $ 76,000
Tarrant, Texas 8 $ 2,970,000 $ 371,250 $ 147,000
Lee, Florida 7 $ 2,025,000 $ 289,285 $ 176,000
Pinellas, Florida 7 $ 1,965,000 $ 280,714 $ 108,000
Johnson, Kansas 7 $ 2,985,000 $ 426,428 $ 196,000
Fort Bend, Texas 7 $ 1,945,000 $ 277,857 $ 147,000
Fairfax, Virginia 7 $ 4,115,000 $ 587,857 $ 234,000
Madison, Alabama 6 $ 1,190,000 $ 198,333 $ 117,000
District of Columbia, District Of Columbia 6 $ 2,360,000 $ 393,333 $ 394,000
Lake, Florida 6 $ 1,700,000 $ 283,333 $ 66,000
Palm Beach, Florida 6 $ 2,230,000 $ 371,666 $ 131,000
DeKalb, Georgia 6 $ 2,160,000 $ 360,000 $ 137,000
Houston, Georgia 6 $ 1,150,000 $ 191,666 $ 107,000
Wayne, Michigan 6 $ 600,000 $ 100,000 $ 40,000
Buncombe, North Carolina 6 $ 1,870,000 $ 311,666 $ 144,000
Williamson, Texas 6 $ 2,300,000 $ 383,333 $ 147,000
Jefferson, Alabama 5 $ 1,005,000 $ 201,000 $ 89,000
Lenawee, Michigan 5 $ 405,000 $ 81,000 $ 116,000
Oakland, Michigan 5 $ 1,925,000 $ 385,000 $ 245,000
Hennepin, Minnesota 5 $ 2,265,000 $ 453,000 $ 179,000
Bernalillo, New Mexico 5 $ 1,245,000 $ 249,000 $ 118,000
Cabarrus, North Carolina 5 $ 1,385,000 $ 277,000 $ 112,000
Gaston, North Carolina 5 $ 1,505,000 $ 301,000 $ 121,000
Mecklenburg, North Carolina 5 $ 1,695,000 $ 339,000 $ 152,000
Allegheny, Pennsylvania 5 $ 975,000 $ 195,000 $ 168,000
Greenville, South Carolina 5 $ 1,815,000 $ 363,000 $ 278,000
Benton, Arkansas 4 $ 1,190,000 $ 297,500 $ 102,000
Hartford, Connecticut 4 $ 580,000 $ 145,000 $ 139,000
Polk, Florida 4 $ 1,370,000 $ 342,500 $ 126,000
Sarasota, Florida 4 $ 1,970,000 $ 492,500 $ 220,000
St. Johns, Florida 4 $ 1,620,000 $ 405,000 $ 201,000
Macomb, Michigan 4 $ 660,000 $ 165,000 $ 102,000
Bergen, New Jersey 4 $ 2,660,000 $ 665,000 $ 209,000
Forsyth, North Carolina 4 $ 1,210,000 $ 302,500 $ 103,000
Bucks, Pennsylvania 4 $ 690,000 $ 172,500 $ 90,000
Bell, Texas 4 $ 900,000 $ 225,000 $ 60,000
Pima, Arizona 3 $ 1,135,000 $ 378,333 $ 185,000
Carroll, Arkansas 3 $ 945,000 $ 315,000 $ 168,000
Los Angeles, California 3 $ 2,355,000 $ 785,000 $ 89,000
Fairfield, Connecticut 3 $ 1,125,000 $ 375,000 $ 400,000
Brevard, Florida 3 $ 1,225,000 $ 408,333 $ 124,000
Duval, Florida 3 $ 665,000 $ 221,666 $ 75,000
Miami-Dade, Florida 3 $ 745,000 $ 248,333 $ 71,000
Pasco, Florida 3 $ 1,005,000 $ 335,000 $ 116,000
Clayton, Georgia 3 $ 785,000 $ 261,666 $ 68,000
Cobb, Georgia 3 $ 665,000 $ 221,666 $ 171,000
Ada, Idaho 3 $ 1,545,000 $ 515,000 $ 143,000
Tangipahoa, Louisiana 3 $ 475,000 $ 158,333 $ 73,000
Penobscot, Maine 3 $ 535,000 $ 178,333 $ 104,000
Anne Arundel, Maryland 3 $ 1,505,000 $ 501,666 $ 93,000
Baltimore, Maryland 3 $ 535,000 $ 178,333 $ 124,000
Douglas, Nebraska 3 $ 905,000 $ 301,666 $ 175,000
Rockingham, New Hampshire 3 $ 745,000 $ 248,333 $ 64,000
Sandoval, New Mexico 3 $ 745,000 $ 248,333 $ 85,000
Iredell, North Carolina 3 $ 565,000 $ 188,333 $ 56,000
Cuyahoga, Ohio 3 $ 215,000 $ 71,666 $ 32,000
Summit, Ohio 3 $ 1,265,000 $ 421,666 $ 165,000
Deschutes, Oregon 3 $ 1,575,000 $ 525,000 $ 157,000
Philadelphia, Pennsylvania 3 $ 375,000 $ 125,000 $ 69,000
Pike, Pennsylvania 3 $ 465,000 $ 155,000 $ 58,000
Lancaster, South Carolina 3 $ 975,000 $ 325,000 $ 101,000
Davidson, Tennessee 3 $ 665,000 $ 221,666 $ 117,000
Hamilton, Tennessee 3 $ 965,000 $ 321,666 $ 130,000
Rutherford, Tennessee 3 $ 1,035,000 $ 345,000 $ 111,000
Shelby, Tennessee 3 $ 565,000 $ 188,333 $ 54,000
El Paso, Texas 3 $ 225,000 $ 75,000 $ 49,000
Liberty, Texas 3 $ 325,000 $ 108,333 $ 63,000
Maverick, Texas 3 $ 325,000 $ 108,333 $ 43,000
Montgomery, Texas 3 $ 1,195,000 $ 398,333 $ 216,000
Smith, Texas 3 $ 295,000 $ 98,333 $ 102,000
Utah, Utah 3 $ 1,585,000 $ 528,333 $ 120,000
Henrico, Virginia 3 $ 1,345,000 $ 448,333 $ 134,000
Snohomish, Washington 3 $ 1,175,000 $ 391,666 $ 168,000
Baldwin, Alabama 2 $ 380,000 $ 190,000 $ 44,000
Geneva, Alabama 2 $ 160,000 $ 80,000 $ 44,000
Shelby, Alabama 2 $ 260,000 $ 130,000 $ 24,000
San Joaquin, California 2 $ 700,000 $ 350,000 $ 49,000
Stanislaus, California 2 $ 990,000 $ 495,000 $ 170,000
New Haven, Connecticut 2 $ 130,000 $ 65,000 $ 67,000
Alachua, Florida 2 $ 420,000 $ 210,000 $ 134,000
Charlotte, Florida 2 $ 380,000 $ 190,000 $ 95,000
Collier, Florida 2 $ 1,010,000 $ 505,000 $ 112,000
Hernando, Florida 2 $ 650,000 $ 325,000 $ 95,000
Martin, Florida 2 $ 590,000 $ 295,000 $ 103,000
St. Lucie, Florida 2 $ 480,000 $ 240,000 $ 96,000
Carroll, Georgia 2 $ 530,000 $ 265,000 $ 165,000
Fayette, Georgia 2 $ 280,000 $ 140,000 $ 76,000
Gwinnett, Georgia 2 $ 520,000 $ 260,000 $ 172,000
McLean, Illinois 2 $ 600,000 $ 300,000 $ 70,000
Moultrie, Illinois 2 $ 160,000 $ 80,000 $ 65,000
Will, Illinois 2 $ 750,000 $ 375,000 $ 170,000
Winnebago, Illinois 2 $ 360,000 $ 180,000 $ 93,000
Polk, Iowa 2 $ 140,000 $ 70,000 $ 49,000
Pottawattamie, Iowa 2 $ 330,000 $ 165,000 $ 53,000
Woodbury, Iowa 2 $ 10,000 $ 5,000 $ 51,000
Wyandotte, Kansas 2 $ 290,000 $ 145,000 $ 85,000
Jefferson, Kentucky 2 $ 690,000 $ 345,000 $ 64,000
McCracken, Kentucky 2 $ 370,000 $ 185,000 $ 48,000
Calcasieu, Louisiana 2 $ 510,000 $ 255,000 $ 77,000
Howard, Maryland 2 $ 930,000 $ 465,000 $ 188,000
Prince George's, Maryland 2 $ 490,000 $ 245,000 $ 81,000
Essex, Massachusetts 2 $ 1,210,000 $ 605,000 $ 226,000
Hampden, Massachusetts 2 $ 680,000 $ 340,000 $ 100,000
Clare, Michigan 2 $ 190,000 $ 95,000 $ 183,000
Carver, Minnesota 2 $ 860,000 $ 430,000 $ 197,000
Crow Wing, Minnesota 2 $ 750,000 $ 375,000 $ 144,000
Dakota, Minnesota 2 $ 1,020,000 $ 510,000 $ 149,000
Harrison, Mississippi 2 $ 530,000 $ 265,000 $ 59,000
Jasper, Mississippi 2 $ 250,000 $ 125,000 $ 69,000
Coos, New Hampshire 2 $ 1,050,000 $ 525,000 $ 142,000
Merrimack, New Hampshire 2 $ 230,000 $ 115,000 $ 74,000
Atlantic, New Jersey 2 $ 370,000 $ 185,000 $ 53,000
Essex, New Jersey 2 $ 450,000 $ 225,000 $ 293,000
Monmouth, New Jersey 2 $ 370,000 $ 185,000 $ 134,000
Brunswick, North Carolina 2 $ 800,000 $ 400,000 $ 211,000
Cumberland, North Carolina 2 $ 540,000 $ 270,000 $ 135,000
Durham, North Carolina 2 $ 400,000 $ 200,000 $ 79,000
Harnett, North Carolina 2 $ 540,000 $ 270,000 $ 54,000
Lincoln, North Carolina 2 $ 670,000 $ 335,000 $ 129,000
New Hanover, North Carolina 2 $ 460,000 $ 230,000 $ 219,000
Transylvania, North Carolina 2 $ 310,000 $ 155,000 $ 26,000
Clermont, Ohio 2 $ 790,000 $ 395,000 $ 50,000
Franklin, Ohio 2 $ 800,000 $ 400,000 $ 172,000
Hamilton, Ohio 2 $ 230,000 $ 115,000 $ 78,000
Tulsa, Oklahoma 2 $ 260,000 $ 130,000 $ 64,000
Clackamas, Oregon 2 $ 1,010,000 $ 505,000 $ 286,000
Lehigh, Pennsylvania 2 $ 870,000 $ 435,000 $ 159,000
Montgomery, Pennsylvania 2 $ 730,000 $ 365,000 $ 137,000
Westmoreland, Pennsylvania 2 $ 90,000 $ 45,000 $ 76,000
York, Pennsylvania 2 $ 350,000 $ 175,000 $ 50,000
Berkeley, South Carolina 2 $ 940,000 $ 470,000 $ 142,000
Horry, South Carolina 2 $ 340,000 $ 170,000 $ 79,000
Richland, South Carolina 2 $ 450,000 $ 225,000 $ 62,000
Sumter, South Carolina 2 $ 170,000 $ 85,000 $ 56,000
York, South Carolina 2 $ 840,000 $ 420,000 $ 157,000
Jefferson, Tennessee 2 $ 530,000 $ 265,000 $ 114,000
Monroe, Tennessee 2 $ 270,000 $ 135,000 $ 66,000
Montgomery, Tennessee 2 $ 500,000 $ 250,000 $ 120,000
Sumner, Tennessee 2 $ 380,000 $ 190,000 $ 67,000
Brazoria, Texas 2 $ 620,000 $ 310,000 $ 170,000
Coryell, Texas 2 $ 470,000 $ 235,000 $ 70,000
Fayette, Texas 2 $ 330,000 $ 165,000 $ 53,000
Galveston, Texas 2 $ 510,000 $ 255,000 $ 178,000
Hays, Texas 2 $ 1,070,000 $ 535,000 $ 265,000
McLennan, Texas 2 $ 570,000 $ 285,000 $ 167,000
Webb, Texas 2 $ 360,000 $ 180,000 $ 60,000
Charlottesville, Virginia 2 $ 750,000 $ 375,000 $ 96,000
Chesapeake, Virginia 2 $ 830,000 $ 415,000 $ 146,000
Newport News, Virginia 2 $ 250,000 $ 125,000 $ 82,000
Portsmouth, Virginia 2 $ 460,000 $ 230,000 $ 51,000
Rockbridge, Virginia 2 $ 150,000 $ 75,000 $ 48,000
Benton, Washington 2 $ 310,000 $ 155,000 $ 103,000
Pierce, Washington 2 $ 1,490,000 $ 745,000 $ 184,000
Skagit, Washington 2 $ 910,000 $ 455,000 $ 183,000
Mercer, West Virginia 2 $ 150,000 $ 75,000 $ 114,000
Blount, Alabama 1 $ 55,000 $ 55,000 $ 42,000
Colbert, Alabama 1 $ 75,000 $ 75,000 $ 40,000
Cullman, Alabama 1 $ 185,000 $ 185,000 $ 65,000
Dale, Alabama 1 $ 5,000 $ 5,000 $ 47,000
Elmore, Alabama 1 $ 165,000 $ 165,000 $ 1,000
Etowah, Alabama 1 $ 215,000 $ 215,000 $ 42,000
Greene, Alabama 1 $ 75,000 $ 75,000 $ 19,000
Houston, Alabama 1 $ 45,000 $ 45,000 $ 48,000
Limestone, Alabama 1 $ 215,000 $ 215,000 $ 90,000
Mobile, Alabama 1 $ 65,000 $ 65,000 $ 68,000
Morgan, Alabama 1 $ 435,000 $ 435,000 $ 235,000
Russell, Alabama 1 $ 135,000 $ 135,000 $ 60,000
Wilcox, Alabama 1 $ 85,000 $ 85,000 $ 28,000
Winston, Alabama 1 $ 115,000 $ 115,000 $ 65,000
Gila, Arizona 1 $ 55,000 $ 55,000 $ 63,000
Mohave, Arizona 1 $ 125,000 $ 125,000 $ 0
Navajo, Arizona 1 $ 105,000 $ 105,000 $ 18,000
Yuma, Arizona 1 $ 135,000 $ 135,000 $ 103,000
Hot Spring, Arkansas 1 $ 125,000 $ 125,000 $ 48,000
Marion, Arkansas 1 $ 55,000 $ 55,000 $ 25,000
Phillips, Arkansas 1 $ 5,000 $ 5,000 $ 45,000
Pope, Arkansas 1 $ 195,000 $ 195,000 $ 54,000
Saline, Arkansas 1 $ 15,000 $ 15,000 $ 52,000
Searcy, Arkansas 1 $ 5,000 $ 5,000 $ 9,000
Stone, Arkansas 1 $ 125,000 $ 125,000 $ 85,000
Washington, Arkansas 1 $ 375,000 $ 375,000 $ 174,000
White, Arkansas 1 $ 5,000 $ 5,000 $ 470,000
Alameda, California 1 $ 245,000 $ 245,000 $ 26,000
Butte, California 1 $ 135,000 $ 135,000 $ 108,000
Contra Costa, California 1 $ 665,000 $ 665,000 $ 191,000
Fresno, California 1 $ 375,000 $ 375,000 $ 80,000
Kings, California 1 $ 285,000 $ 285,000 $ 151,000
Orange, California 1 $ 555,000 $ 555,000 $ 174,000
Sacramento, California 1 $ 655,000 $ 655,000 $ 168,000
San Bernardino, California 1 $ 675,000 $ 675,000 $ 192,000
San Diego, California 1 $ 625,000 $ 625,000 $ 256,000
Trinity, California 1 $ 225,000 $ 225,000 $ 81,000
Adams, Colorado 1 $ 235,000 $ 235,000 $ 48,000
Arapahoe, Colorado 1 $ 495,000 $ 495,000 $ 196,000
Chaffee, Colorado 1 $ 355,000 $ 355,000 $ 168,000
Douglas, Colorado 1 $ 235,000 $ 235,000 $ 307,000
El Paso, Colorado 1 $ 455,000 $ 455,000 $ 84,000
Fremont, Colorado 1 $ 295,000 $ 295,000 $ 60,000
Jefferson, Colorado 1 $ 265,000 $ 265,000 $ 71,000
Teller, Colorado 1 $ 305,000 $ 305,000 $ 60,000
Weld, Colorado 1 $ 245,000 $ 245,000 $ 57,000
Litchfield, Connecticut 1 $ 75,000 $ 75,000 $ 44,000
Windham, Connecticut 1 $ 165,000 $ 165,000 $ 88,000
Baker, Florida 1 $ 5,000 $ 5,000 $ 54,000
Bay, Florida 1 $ 395,000 $ 395,000 $ 129,000
Citrus, Florida 1 $ 165,000 $ 165,000 $ 24,000
Flagler, Florida 1 $ 65,000 $ 65,000 $ 23,000
Hamilton, Florida 1 $ 395,000 $ 395,000 $ 122,000
Highlands, Florida 1 $ 125,000 $ 125,000 $ 151,000
Manatee, Florida 1 $ 465,000 $ 465,000 $ 225,000
Marion, Florida 1 $ 125,000 $ 125,000 $ 54,000
Okaloosa, Florida 1 $ 55,000 $ 55,000 $ 25,000
Osceola, Florida 1 $ 285,000 $ 285,000 $ 30,000
Seminole, Florida 1 $ 405,000 $ 405,000 $ 178,000
Volusia, Florida 1 $ 435,000 $ 435,000 $ 225,000
Walton, Florida 1 $ 5,000 $ 5,000 $ 156,000
Appling, Georgia 1 $ 85,000 $ 85,000 $ 42,000
Barrow, Georgia 1 $ 105,000 $ 105,000 $ 19,000
Bibb, Georgia 1 $ 175,000 $ 175,000 $ 620,000
Brantley, Georgia 1 $ 145,000 $ 145,000 $ 21,000
Catoosa, Georgia 1 $ 65,000 $ 65,000 $ 15,000
Cherokee, Georgia 1 $ 395,000 $ 395,000 $ 166,000
Clarke, Georgia 1 $ 335,000 $ 335,000 $ 140,000
Coweta, Georgia 1 $ 85,000 $ 85,000 $ 68,000
Forsyth, Georgia 1 $ 675,000 $ 675,000 $ 162,000
Franklin, Georgia 1 $ 95,000 $ 95,000 $ 90,000
Jackson, Georgia 1 $ 515,000 $ 515,000 $ 194,000
Laurens, Georgia 1 $ 75,000 $ 75,000 $ 54,000
Lowndes, Georgia 1 $ 75,000 $ 75,000 $ 193,000
Richmond, Georgia 1 $ 65,000 $ 65,000 $ 83,000
Stephens, Georgia 1 $ 425,000 $ 425,000 $ 147,000
Sumter, Georgia 1 $ 95,000 $ 95,000 $ 12,000
Walton, Georgia 1 $ 605,000 $ 605,000 $ 384,000
Washington, Georgia 1 $ 95,000 $ 95,000 $ 65,000
Whitfield, Georgia 1 $ 145,000 $ 145,000 $ 62,000
Elmore, Idaho 1 $ 215,000 $ 215,000 $ 74,000
Franklin, Idaho 1 $ 75,000 $ 75,000 $ 0
Kootenai, Idaho 1 $ 515,000 $ 515,000 $ 328,000
DuPage, Illinois 1 $ 445,000 $ 445,000 $ 247,000
Iroquois, Illinois 1 $ 105,000 $ 105,000 $ 75,000
Kankakee, Illinois 1 $ 175,000 $ 175,000 $ 68,000
Kendall, Illinois 1 $ 95,000 $ 95,000 $ 22,000
Lake, Illinois 1 $ 455,000 $ 455,000 $ 139,000
Mason, Illinois 1 $ 75,000 $ 75,000 $ 75,000
Saline, Illinois 1 $ 55,000 $ 55,000 $ 18,000
Sangamon, Illinois 1 $ 95,000 $ 95,000 $ 61,000
Johnson, Indiana 1 $ 135,000 $ 135,000 $ 71,000
Clinton, Iowa 1 $ 55,000 $ 55,000 $ 0
Floyd, Iowa 1 $ 75,000 $ 75,000 $ 46,000
Jackson, Iowa 1 $ 205,000 $ 205,000 $ 76,000
Linn, Iowa 1 $ 55,000 $ 55,000 $ 62,000
Muscatine, Iowa 1 $ 25,000 $ 25,000 $ 35,000
Poweshiek, Iowa 1 $ 5,000 $ 5,000 $ 166,000
Brown, Kansas 1 $ 215,000 $ 215,000 $ 0
Cloud, Kansas 1 $ 105,000 $ 105,000 $ 87,000
Doniphan, Kansas 1 $ 95,000 $ 95,000 $ 74,000
Montgomery, Kansas 1 $ 65,000 $ 65,000 $ 0
Osage, Kansas 1 $ 75,000 $ 75,000 $ 129,000
Osborne, Kansas 1 $ 115,000 $ 115,000 $ 52,000
Sedgwick, Kansas 1 $ 75,000 $ 75,000 $ 21,000
Boone, Kentucky 1 $ 335,000 $ 335,000 $ 308,000
Bullitt, Kentucky 1 $ 145,000 $ 145,000 $ 52,000
Fayette, Kentucky 1 $ 205,000 $ 205,000 $ 39,000
Floyd, Kentucky 1 $ 85,000 $ 85,000 $ 85,000
Hardin, Kentucky 1 $ 275,000 $ 275,000 $ 112,000
Henderson, Kentucky 1 $ 65,000 $ 65,000 $ 42,000
Madison, Kentucky 1 $ 165,000 $ 165,000 $ 62,000
Menifee, Kentucky 1 $ 75,000 $ 75,000 $ 68,000
Mercer, Kentucky 1 $ 145,000 $ 145,000 $ 175,000
Oldham, Kentucky 1 $ 635,000 $ 635,000 $ 260,000
Scott, Kentucky 1 $ 405,000 $ 405,000 $ 102,000
Warren, Kentucky 1 $ 205,000 $ 205,000 $ 67,000
Caddo, Louisiana 1 $ 245,000 $ 245,000 $ 88,000
East Baton Rouge, Louisiana 1 $ 325,000 $ 325,000 $ 212,000
Jefferson, Louisiana 1 $ 305,000 $ 305,000 $ 91,000
Lafayette, Louisiana 1 $ 245,000 $ 245,000 $ 66,000
Ouachita, Louisiana 1 $ 75,000 $ 75,000 $ 29,000
Rapides, Louisiana 1 $ 5,000 $ 5,000 $ 0
Sabine, Louisiana 1 $ 65,000 $ 65,000 $ 31,000
St. Tammany, Louisiana 1 $ 355,000 $ 355,000 $ 77,000
Vermilion, Louisiana 1 $ 255,000 $ 255,000 $ 124,000
Washington, Louisiana 1 $ 175,000 $ 175,000 $ 60,000
Cumberland, Maine 1 $ 465,000 $ 465,000 $ 179,000
Kennebec, Maine 1 $ 135,000 $ 135,000 $ 90,000
Waldo, Maine 1 $ 115,000 $ 115,000 $ 74,000
Washington, Maine 1 $ 75,000 $ 75,000 $ 85,000
Baltimore City, Maryland 1 $ 125,000 $ 125,000 $ 112,000
Harford, Maryland 1 $ 255,000 $ 255,000 $ 55,000
Montgomery, Maryland 1 $ 195,000 $ 195,000 $ 49,000
Worcester, Maryland 1 $ 415,000 $ 415,000 $ 214,000
Barnstable, Massachusetts 1 $ 405,000 $ 405,000 $ 24,000
Berkshire, Massachusetts 1 $ 145,000 $ 145,000 $ 27,000
Hampshire, Massachusetts 1 $ 415,000 $ 415,000 $ 174,000
Middlesex, Massachusetts 1 $ 505,000 $ 505,000 $ 139,000
Plymouth, Massachusetts 1 $ 555,000 $ 555,000 $ 184,000
Suffolk, Massachusetts 1 $ 635,000 $ 635,000 $ 80,000
Berrien, Michigan 1 $ 145,000 $ 145,000 $ 63,000
Charlevoix, Michigan 1 $ 155,000 $ 155,000 $ 86,000
Genesee, Michigan 1 $ 125,000 $ 125,000 $ 60,000
Ingham, Michigan 1 $ 115,000 $ 115,000 $ 40,000
Jackson, Michigan 1 $ 75,000 $ 75,000 $ 34,000
Lapeer, Michigan 1 $ 315,000 $ 315,000 $ 124,000
Mason, Michigan 1 $ 165,000 $ 165,000 $ 52,000
Saginaw, Michigan 1 $ 555,000 $ 555,000 $ 257,000
Sanilac, Michigan 1 $ 55,000 $ 55,000 $ 0
Washtenaw, Michigan 1 $ 105,000 $ 105,000 $ 49,000
Benton, Minnesota 1 $ 335,000 $ 335,000 $ 63,000
Le Sueur, Minnesota 1 $ 215,000 $ 215,000 $ 60,000
Pine, Minnesota 1 $ 75,000 $ 75,000 $ 217,000
Ramsey, Minnesota 1 $ 105,000 $ 105,000 $ 43,000
St. Louis, Minnesota 1 $ 195,000 $ 195,000 $ 93,000
Washington, Minnesota 1 $ 435,000 $ 435,000 $ 264,000
Clay, Mississippi 1 $ 85,000 $ 85,000 $ 64,000
DeSoto, Mississippi 1 $ 175,000 $ 175,000 $ 121,000
Hinds, Mississippi 1 $ 5,000 $ 5,000 $ 46,000
Jackson, Mississippi 1 $ 165,000 $ 165,000 $ 62,000
Lawrence, Mississippi 1 $ 55,000 $ 55,000 $ 60,000
Lee, Mississippi 1 $ 215,000 $ 215,000 $ 85,000
Madison, Mississippi 1 $ 315,000 $ 315,000 $ 225,000
Pearl River, Mississippi 1 $ 405,000 $ 405,000 $ 84,000
Pontotoc, Mississippi 1 $ 65,000 $ 65,000 $ 68,000
Sunflower, Mississippi 1 $ 55,000 $ 55,000 $ 54,000
Gallatin, Montana 1 $ 405,000 $ 405,000 $ 96,000
Lewis and Clark, Montana 1 $ 155,000 $ 155,000 $ 135,000
Missoula, Montana 1 $ 215,000 $ 215,000 $ 100,000
Silver Bow, Montana 1 $ 325,000 $ 325,000 $ 149,000
Yellowstone, Montana 1 $ 95,000 $ 95,000 $ 72,000
Hall, Nebraska 1 $ 65,000 $ 65,000 $ 0
Holt, Nebraska 1 $ 105,000 $ 105,000 $ 18,000
Sarpy, Nebraska 1 $ 365,000 $ 365,000 $ 152,000
Scotts Bluff, Nebraska 1 $ 95,000 $ 95,000 $ 104,000
Grafton, New Hampshire 1 $ 225,000 $ 225,000 $ 180,000
Hillsborough, New Hampshire 1 $ 95,000 $ 95,000 $ 29,000
Sullivan, New Hampshire 1 $ 105,000 $ 105,000 $ 0
Gloucester, New Jersey 1 $ 245,000 $ 245,000 $ 104,000
Hudson, New Jersey 1 $ 205,000 $ 205,000 $ 150,000
Middlesex, New Jersey 1 $ 595,000 $ 595,000 $ 145,000
Ocean, New Jersey 1 $ 605,000 $ 605,000 $ 204,000
Passaic, New Jersey 1 $ 485,000 $ 485,000 $ 173,000
Cibola, New Mexico 1 $ 85,000 $ 85,000 $ 63,000
Otero, New Mexico 1 $ 205,000 $ 205,000 $ 73,000
Santa Fe, New Mexico 1 $ 295,000 $ 295,000 $ 71,000
Taos, New Mexico 1 $ 95,000 $ 95,000 $ 82,000
Alamance, North Carolina 1 $ 205,000 $ 205,000 $ 59,000
Chatham, North Carolina 1 $ 415,000 $ 415,000 $ 170,000
Columbus, North Carolina 1 $ 105,000 $ 105,000 $ 151,000
Craven, North Carolina 1 $ 375,000 $ 375,000 $ 77,000
Davidson, North Carolina 1 $ 215,000 $ 215,000 $ 49,000
Franklin, North Carolina 1 $ 145,000 $ 145,000 $ 51,000
Guilford, North Carolina 1 $ 225,000 $ 225,000 $ 128,000
Henderson, North Carolina 1 $ 325,000 $ 325,000 $ 207,000
Hoke, North Carolina 1 $ 145,000 $ 145,000 $ 28,000
Macon, North Carolina 1 $ 335,000 $ 335,000 $ 98,000
Madison, North Carolina 1 $ 5,000 $ 5,000 $ 0
Onslow, North Carolina 1 $ 155,000 $ 155,000 $ 179,000
Richmond, North Carolina 1 $ 55,000 $ 55,000 $ 50,000
Robeson, North Carolina 1 $ 245,000 $ 245,000 $ 95,000
Rockingham, North Carolina 1 $ 295,000 $ 295,000 $ 52,000
Rowan, North Carolina 1 $ 145,000 $ 145,000 $ 78,000
Rutherford, North Carolina 1 $ 225,000 $ 225,000 $ 185,000
Surry, North Carolina 1 $ 125,000 $ 125,000 $ 75,000
Union, North Carolina 1 $ 495,000 $ 495,000 $ 139,000
Wayne, North Carolina 1 $ 305,000 $ 305,000 $ 85,000
Wilson, North Carolina 1 $ 285,000 $ 285,000 $ 125,000
Grand Forks, North Dakota 1 $ 275,000 $ 275,000 $ 78,000
Ward, North Dakota 1 $ 5,000 $ 5,000 $ 110,000
Champaign, Ohio 1 $ 95,000 $ 95,000 $ 69,000
Clark, Ohio 1 $ 375,000 $ 375,000 $ 112,000
Delaware, Ohio 1 $ 305,000 $ 305,000 $ 78,000
Fairfield, Ohio 1 $ 605,000 $ 605,000 $ 250,000
Guernsey, Ohio 1 $ 95,000 $ 95,000 $ 49,000
Lorain, Ohio 1 $ 405,000 $ 405,000 $ 128,000
Lucas, Ohio 1 $ 75,000 $ 75,000 $ 109,000
Madison, Ohio 1 $ 195,000 $ 195,000 $ 180,000
Montgomery, Ohio 1 $ 85,000 $ 85,000 $ 52,000
Scioto, Ohio 1 $ 95,000 $ 95,000 $ 46,000
Stark, Ohio 1 $ 75,000 $ 75,000 $ 56,000
Warren, Ohio 1 $ 75,000 $ 75,000 $ 53,000
Washington, Ohio 1 $ 195,000 $ 195,000 $ 120,000
Bryan, Oklahoma 1 $ 325,000 $ 325,000 $ 133,000
Canadian, Oklahoma 1 $ 335,000 $ 335,000 $ 92,000
Cherokee, Oklahoma 1 $ 155,000 $ 155,000 $ 58,000
Cleveland, Oklahoma 1 $ 265,000 $ 265,000 $ 67,000
McIntosh, Oklahoma 1 $ 265,000 $ 265,000 $ 104,000
Oklahoma, Oklahoma 1 $ 305,000 $ 305,000 $ 138,000
Osage, Oklahoma 1 $ 55,000 $ 55,000 $ 30,000
Pittsburg, Oklahoma 1 $ 185,000 $ 185,000 $ 69,000
Sequoyah, Oklahoma 1 $ 125,000 $ 125,000 $ 77,000
Coos, Oregon 1 $ 155,000 $ 155,000 $ 48,000
Douglas, Oregon 1 $ 255,000 $ 255,000 $ 89,000
Lincoln, Oregon 1 $ 335,000 $ 335,000 $ 89,000
Malheur, Oregon 1 $ 175,000 $ 175,000 $ 56,000
Multnomah, Oregon 1 $ 455,000 $ 455,000 $ 40,000
Polk, Oregon 1 $ 5,000 $ 5,000 $ 68,000
Berks, Pennsylvania 1 $ 115,000 $ 115,000 $ 70,000
Bradford, Pennsylvania 1 $ 85,000 $ 85,000 $ 69,000
Butler, Pennsylvania 1 $ 5,000 $ 5,000 $ 23,000
Chester, Pennsylvania 1 $ 505,000 $ 505,000 $ 125,000
Dauphin, Pennsylvania 1 $ 105,000 $ 105,000 $ 37,000
Delaware, Pennsylvania 1 $ 595,000 $ 595,000 $ 319,000
Erie, Pennsylvania 1 $ 75,000 $ 75,000 $ 51,000
Franklin, Pennsylvania 1 $ 155,000 $ 155,000 $ 97,000
Lancaster, Pennsylvania 1 $ 315,000 $ 315,000 $ 70,000
Monroe, Pennsylvania 1 $ 245,000 $ 245,000 $ 0
Somerset, Pennsylvania 1 $ 145,000 $ 145,000 $ 56,000
Warren, Pennsylvania 1 $ 75,000 $ 75,000 $ 82,000
Washington, Pennsylvania 1 $ 145,000 $ 145,000 $ 34,000
Wayne, Pennsylvania 1 $ 65,000 $ 65,000 $ 30,000
Kent, Rhode Island 1 $ 245,000 $ 245,000 $ 51,000
Washington, Rhode Island 1 $ 115,000 $ 115,000 $ 90,000
Anderson, South Carolina 1 $ 235,000 $ 235,000 $ 54,000
Cherokee, South Carolina 1 $ 125,000 $ 125,000 $ 70,000
Chester, South Carolina 1 $ 75,000 $ 75,000 $ 11,000
Fairfield, South Carolina 1 $ 425,000 $ 425,000 $ 190,000
Greenwood, South Carolina 1 $ 95,000 $ 95,000 $ 61,000
Lexington, South Carolina 1 $ 285,000 $ 285,000 $ 145,000
Newberry, South Carolina 1 $ 85,000 $ 85,000 $ 82,000
Spartanburg, South Carolina 1 $ 155,000 $ 155,000 $ 45,000
Lincoln, South Dakota 1 $ 365,000 $ 365,000 $ 90,000
Bradley, Tennessee 1 $ 185,000 $ 185,000 $ 97,000
Cumberland, Tennessee 1 $ 245,000 $ 245,000 $ 76,000
Franklin, Tennessee 1 $ 5,000 $ 5,000 $ 0
Greene, Tennessee 1 $ 255,000 $ 255,000 $ 64,000
Jackson, Tennessee 1 $ 5,000 $ 5,000 $ 45,000
Lawrence, Tennessee 1 $ 265,000 $ 265,000 $ 55,000
Putnam, Tennessee 1 $ 195,000 $ 195,000 $ 218,000
Union, Tennessee 1 $ 395,000 $ 395,000 $ 180,000
Wilson, Tennessee 1 $ 365,000 $ 365,000 $ 140,000
Austin, Texas 1 $ 385,000 $ 385,000 $ 138,000
Bandera, Texas 1 $ 565,000 $ 565,000 $ 360,000
Bastrop, Texas 1 $ 355,000 $ 355,000 $ 249,000
Bowie, Texas 1 $ 85,000 $ 85,000 $ 30,000
Brown, Texas 1 $ 105,000 $ 105,000 $ 59,000
Cameron, Texas 1 $ 5,000 $ 5,000 $ 0
Comal, Texas 1 $ 325,000 $ 325,000 $ 234,000
Comanche, Texas 1 $ 75,000 $ 75,000 $ 95,000
Ellis, Texas 1 $ 415,000 $ 415,000 $ 171,000
Guadalupe, Texas 1 $ 355,000 $ 355,000 $ 174,000
Henderson, Texas 1 $ 115,000 $ 115,000 $ 47,000
Hill, Texas 1 $ 75,000 $ 75,000 $ 48,000
Hood, Texas 1 $ 235,000 $ 235,000 $ 45,000
Johnson, Texas 1 $ 305,000 $ 305,000 $ 150,000
Lamar, Texas 1 $ 195,000 $ 195,000 $ 82,000
Nueces, Texas 1 $ 55,000 $ 55,000 $ 18,000
Parker, Texas 1 $ 525,000 $ 525,000 $ 232,000
Rockwall, Texas 1 $ 725,000 $ 725,000 $ 365,000
San Jacinto, Texas 1 $ 655,000 $ 655,000 $ 194,000
Van Zandt, Texas 1 $ 225,000 $ 225,000 $ 75,000
Wichita, Texas 1 $ 5,000 $ 5,000 $ 128,000
Salt Lake, Utah 1 $ 465,000 $ 465,000 $ 113,000
Alexandria, Virginia 1 $ 425,000 $ 425,000 $ 355,000
Bedford, Virginia 1 $ 405,000 $ 405,000 $ 159,000
Fluvanna, Virginia 1 $ 55,000 $ 55,000 $ 199,000
Hampton, Virginia 1 $ 5,000 $ 5,000 $ 164,000
Lee, Virginia 1 $ 25,000 $ 25,000 $ 14,000
Mecklenburg, Virginia 1 $ 205,000 $ 205,000 $ 110,000
Norfolk, Virginia 1 $ 245,000 $ 245,000 $ 137,000
Virginia Beach, Virginia 1 $ 535,000 $ 535,000 $ 587,000
Warren, Virginia 1 $ 505,000 $ 505,000 $ 148,000
Waynesboro, Virginia 1 $ 195,000 $ 195,000 $ 94,000
Clark, Washington 1 $ 355,000 $ 355,000 $ 36,000
King, Washington 1 $ 75,000 $ 75,000 $ 54,000
Whatcom, Washington 1 $ 55,000 $ 55,000 $ 76,000
Berkeley, West Virginia 1 $ 385,000 $ 385,000 $ 133,000
Doddridge, West Virginia 1 $ 85,000 $ 85,000 $ 16,000
Greenbrier, West Virginia 1 $ 85,000 $ 85,000 $ 69,000
Jefferson, West Virginia 1 $ 1,005,000 $ 1,005,000 $ 403,000
Marion, West Virginia 1 $ 145,000 $ 145,000 $ 75,000
Monroe, West Virginia 1 $ 135,000 $ 135,000 $ 157,000
Morgan, West Virginia 1 $ 305,000 $ 305,000 $ 122,000
Wayne, West Virginia 1 $ 95,000 $ 95,000 $ 45,000
Brown, Wisconsin 1 $ 175,000 $ 175,000 $ 1,664,000
Dodge, Wisconsin 1 $ 195,000 $ 195,000 $ 132,000
Douglas, Wisconsin 1 $ 175,000 $ 175,000 $ 367,000
Lincoln, Wisconsin 1 $ 135,000 $ 135,000 $ 46,000
Milwaukee, Wisconsin 1 $ 635,000 $ 635,000 $ 200,000
Oneida, Wisconsin 1 $ 415,000 $ 415,000 $ 293,000
Laramie, Wyoming 1 $ 135,000 $ 135,000 $ 53,000
Natrona, Wyoming 1 $ 285,000 $ 285,000 $ 118,000
Weston, Wyoming 1 $ 65,000 $ 65,000 $ 34,000

Mortgage Loan Application Detail Totals for Real Genius LLC in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 576 $190,030,000 $329,000 $1,085,000 $148,000 $1,664,000
Cash-out Refinancing 320 $59,150,000 $184,000 $725,000 $91,000 $770,000
Refinancing 63 $13,635,000 $216,000 $805,000 $102,000 $320,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 449 $111,445,000 $248,000 $725,000 $116,000 $1,664,000
Not Provided 231 $64,825,000 $280,000 $1,025,000 $134,000 $770,000
Asian 106 $46,400,000 $437,000 $865,000 $171,000 $521,000
Black or African American 89 $20,695,000 $232,000 $1,085,000 $114,000 $1,440,000
Hispanic 74 $17,520,000 $236,000 $725,000 $120,000 $900,000
American Indian or Alaskan Native 9 $1,665,000 $185,000 $425,000 $78,000 $133,000
Native Hawaiian or Other Pacific Islander 1 $265,000 $265,000 $265,000 $115,000 $115,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 856 $236,350,000 $276,000 $1,085,000 $129,000 $1,664,000
VA-guaranteed (Veterans Administration) 79 $21,085,000 $266,000 $1,025,000 $97,000 $624,000
FHA-insured (Federal Housing Administration) 24 $5,380,000 $224,000 $565,000 $100,000 $360,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 429 $95,475,000 $222,000 $1,085,000 $102,000 $1,664,000
Application Withdrawn By Applicant 282 $88,610,000 $314,000 $1,025,000 $143,000 $900,000
Loan Originated 243 $77,385,000 $318,000 $725,000 $149,000 $676,000
Application Approved But Not Accepted 5 $1,345,000 $269,000 $425,000 $140,000 $267,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 530 $167,340,000 $315,000 $1,025,000 $145,000 $900,000
Credit History 188 $31,410,000 $167,000 $705,000 $97,000 $1,664,000
Debt-To-Income Ratio 90 $23,260,000 $258,000 $1,085,000 $62,000 $343,000
Credit Application Incomplete 80 $24,900,000 $311,000 $725,000 $149,000 $770,000
Collateral 32 $5,950,000 $185,000 $495,000 $96,000 $217,000
Other 11 $2,975,000 $270,000 $625,000 $141,000 $256,000
Employment History 10 $1,940,000 $194,000 $485,000 $68,000 $161,000
Insufficient Cash (Downpayment, Closing Cost) 9 $2,815,000 $312,000 $725,000 $138,000 $400,000
Unverifiable Information 9 $2,225,000 $247,000 $475,000 $166,000 $355,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Real Genius LLC's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Real Genius LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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