Real Genius Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Real Genius Llc 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Real Genius Llc 1625 S Congress Ave Ste 190 Delray Beach, FL 33445 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 |
| Total Number of Mortgage Applications | 959 |
| Total Mortgage Loan Application Amount | $262,815,000 |
| Average Mortgage Loan Application Amount | $243,000 |
| Highest Mortgage Loan Application Amount | $1,085,000 |
| Average Applicant Income | $113,666 |
| Highest Applicant Income | $1,664,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Real Genius Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Real Genius Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Real Genius Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Real Genius Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Real Genius Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Real Genius Llc's mortgage activity for 2023.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| NA (OUTSIDE OF MSA/MD) | 160 | $ 24,250,000 | $ 158,142 | $ 84,371 |
| DALLAS-PLANO-IRVING, TX | 35 | $ 13,585,000 | $ 388,000 | $ 160,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 34 | $ 9,550,000 | $ 280,000 | $ 139,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 33 | $ 10,425,000 | $ 315,000 | $ 131,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 28 | $ 8,350,000 | $ 304,000 | $ 111,000 |
| AUSTIN-ROUND ROCK, TX | 21 | $ 8,715,000 | $ 415,000 | $ 189,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 21 | $ 6,655,000 | $ 316,000 | $ 147,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 19 | $ 5,525,000 | $ 290,000 | $ 158,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 18 | $ 8,900,000 | $ 550,750 | $ 279,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 17 | $ 5,485,000 | $ 322,000 | $ 155,000 |
| CHICAGO-NAPERVILLE, IL | 15 | $ 4,255,000 | $ 283,000 | $ 137,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 12 | $ 4,900,000 | $ 408,000 | $ 163,000 |
| RALEIGH, NC | 11 | $ 4,045,000 | $ 367,000 | $ 157,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 11 | $ 3,415,000 | $ 310,000 | $ 154,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 10 | $ 3,350,000 | $ 335,000 | $ 119,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 10 | $ 3,910,000 | $ 391,000 | $ 129,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 10 | $ 3,750,000 | $ 375,000 | $ 162,000 |
| FORT WORTH-ARLINGTON, TX | 10 | $ 3,800,000 | $ 380,000 | $ 156,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 10 | $ 2,900,000 | $ 290,000 | $ 176,000 |
| KANSAS CITY, MO-KS | 9 | $ 3,275,000 | $ 363,000 | $ 172,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 9 | $ 2,445,000 | $ 271,000 | $ 106,000 |
| PITTSBURGH, PA | 9 | $ 1,215,000 | $ 135,000 | $ 116,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 9 | $ 2,325,000 | $ 258,000 | $ 160,000 |
| WORCESTER, MA-CT | 9 | $ 1,905,000 | $ 191,000 | $ 103,000 |
| ALBUQUERQUE, NM | 8 | $ 1,990,000 | $ 248,000 | $ 106,000 |
| ASHEVILLE, NC | 8 | $ 2,200,000 | $ 275,000 | $ 153,000 |
| BIRMINGHAM-HOOVER, AL | 8 | $ 1,320,000 | $ 165,000 | $ 67,000 |
| JACKSONVILLE, FL | 8 | $ 2,290,000 | $ 286,000 | $ 135,000 |
| CAPE CORAL-FORT MYERS, FL | 7 | $ 2,025,000 | $ 289,000 | $ 176,000 |
| HUNTSVILLE, AL | 7 | $ 1,405,000 | $ 200,000 | $ 112,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 7 | $ 1,925,000 | $ 275,000 | $ 112,000 |
| CINCINNATI, OH-KY-IN | 6 | $ 1,430,000 | $ 277,000 | $ 185,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 6 | $ 600,000 | $ 100,000 | $ 40,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 6 | $ 2,050,000 | $ 341,000 | $ 240,000 |
| KILLEEN-TEMPLE, TX | 6 | $ 1,370,000 | $ 228,000 | $ 63,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 6 | $ 3,350,000 | $ 558,000 | $ 193,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 6 | $ 1,600,000 | $ 241,000 | $ 111,000 |
| WARNER ROBINS, GA | 6 | $ 1,150,000 | $ 191,000 | $ 107,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 6 | $ 2,230,000 | $ 371,000 | $ 131,000 |
| COLUMBUS, OH | 5 | $ 1,905,000 | $ 381,000 | $ 170,000 |
| FAYETTEVILLE, NC | 5 | $ 1,225,000 | $ 245,000 | $ 81,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 5 | $ 1,565,000 | $ 313,000 | $ 116,000 |
| NEWARK, NJ-PA | 5 | $ 915,000 | $ 190,000 | $ 175,500 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 5 | $ 2,435,000 | $ 487,000 | $ 221,000 |
| WINSTON-SALEM, NC | 5 | $ 1,425,000 | $ 285,000 | $ 92,000 |
| CHATTANOOGA, TN-GA | 4 | $ 1,030,000 | $ 193,000 | $ 72,500 |
| CLEVELAND-ELYRIA, OH | 4 | $ 620,000 | $ 155,000 | $ 56,000 |
| COLUMBIA, SC | 4 | $ 1,160,000 | $ 290,000 | $ 115,000 |
| DENVER-AURORA-LAKEWOOD, CO | 4 | $ 1,230,000 | $ 307,000 | $ 155,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 4 | $ 580,000 | $ 145,000 | $ 139,000 |
| LAKELAND-WINTER HAVEN, FL | 4 | $ 1,370,000 | $ 342,000 | $ 126,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 4 | $ 1,470,000 | $ 367,000 | $ 110,000 |
| MEMPHIS, TN-MS-AR | 4 | $ 740,000 | $ 181,500 | $ 87,500 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 4 | $ 1,140,000 | $ 285,000 | $ 145,000 |
| NEW YORK-NEWARK, NY | 4 | $ 1,570,000 | $ 392,000 | $ 154,000 |
| PHILADELPHIA, PA | 4 | $ 970,000 | $ 242,000 | $ 131,000 |
| PORT ST. LUCIE, FL | 4 | $ 1,070,000 | $ 267,000 | $ 99,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 4 | $ 1,820,000 | $ 421,500 | $ 120,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 4 | $ 1,250,000 | $ 312,000 | $ 139,000 |
| AKRON, OH | 3 | $ 1,265,000 | $ 421,000 | $ 165,000 |
| BANGOR, ME | 3 | $ 535,000 | $ 178,000 | $ 104,000 |
| BEND-REDMOND, OR | 3 | $ 1,575,000 | $ 525,000 | $ 157,000 |
| BOISE CITY, ID | 3 | $ 1,545,000 | $ 515,000 | $ 143,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 3 | $ 1,125,000 | $ 375,000 | $ 400,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 3 | $ 1,715,000 | $ 571,000 | $ 197,000 |
| CHARLOTTESVILLE, VA | 3 | $ 805,000 | $ 268,000 | $ 130,000 |
| DOTHAN, AL | 3 | $ 205,000 | $ 68,000 | $ 45,000 |
| DURHAM-CHAPEL HILL, NC | 3 | $ 815,000 | $ 271,000 | $ 109,000 |
| EL PASO, TX | 3 | $ 225,000 | $ 75,000 | $ 49,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 3 | $ 695,000 | $ 231,000 | $ 60,000 |
| HAMMOND, LA | 3 | $ 475,000 | $ 158,000 | $ 73,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 3 | $ 2,355,000 | $ 785,000 | $ 89,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 3 | $ 745,000 | $ 248,000 | $ 71,000 |
| OKLAHOMA CITY, OK | 3 | $ 905,000 | $ 301,000 | $ 99,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 3 | $ 1,225,000 | $ 408,000 | $ 124,000 |
| PROVO-OREM, UT | 3 | $ 1,585,000 | $ 528,000 | $ 120,000 |
| RICHMOND, VA | 3 | $ 1,345,000 | $ 448,000 | $ 134,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 3 | $ 745,000 | $ 248,000 | $ 64,000 |
| SPRINGFIELD, MA | 3 | $ 1,095,000 | $ 365,000 | $ 125,000 |
| TUCSON, AZ | 3 | $ 1,135,000 | $ 378,000 | $ 185,000 |
| TULSA, OK | 3 | $ 315,000 | $ 105,000 | $ 52,000 |
| TYLER, TX | 3 | $ 295,000 | $ 98,000 | $ 102,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 2 | $ 870,000 | $ 435,000 | $ 159,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 2 | $ 370,000 | $ 185,000 | $ 53,000 |
| BLOOMINGTON, IL | 2 | $ 600,000 | $ 300,000 | $ 70,000 |
| BOSTON, MA | 2 | $ 1,190,000 | $ 595,000 | $ 132,000 |
| CLARKSVILLE, TN-KY | 2 | $ 500,000 | $ 250,000 | $ 120,000 |
| COLORADO SPRINGS, CO | 2 | $ 760,000 | $ 380,000 | $ 72,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 2 | $ 60,000 | $ 30,000 | $ 90,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 2 | $ 380,000 | $ 190,000 | $ 44,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 2 | $ 500,000 | $ 250,000 | $ 124,000 |
| DES MOINES-WEST DES MOINES, IA | 2 | $ 140,000 | $ 70,000 | $ 49,000 |
| DULUTH, MN-WI | 2 | $ 370,000 | $ 185,000 | $ 230,000 |
| GAINESVILLE, FL | 2 | $ 420,000 | $ 210,000 | $ 134,000 |
| GREENSBORO-HIGH POINT, NC | 2 | $ 520,000 | $ 260,000 | $ 90,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 2 | $ 690,000 | $ 345,000 | $ 127,000 |
| JACKSON, MS | 2 | $ 320,000 | $ 160,000 | $ 135,000 |
| KENNEWICK-RICHLAND, WA | 2 | $ 310,000 | $ 155,000 | $ 103,000 |
| LAFAYETTE, LA | 2 | $ 500,000 | $ 250,000 | $ 95,000 |
| LAKE CHARLES, LA | 2 | $ 510,000 | $ 255,000 | $ 77,000 |
| LAREDO, TX | 2 | $ 360,000 | $ 180,000 | $ 60,000 |
| LEXINGTON-FAYETTE, KY | 2 | $ 610,000 | $ 305,000 | $ 70,000 |
| MODESTO, CA | 2 | $ 990,000 | $ 495,000 | $ 170,000 |
| MORRISTOWN, TN | 2 | $ 530,000 | $ 265,000 | $ 114,000 |
| MOUNT VERNON-ANACORTES, WA | 2 | $ 910,000 | $ 455,000 | $ 183,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 2 | $ 1,010,000 | $ 505,000 | $ 112,000 |
| NEW HAVEN-MILFORD, CT | 2 | $ 130,000 | $ 65,000 | $ 67,000 |
| NEW ORLEANS-METAIRIE, LA | 2 | $ 660,000 | $ 330,000 | $ 84,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 2 | $ 910,000 | $ 455,000 | $ 108,000 |
| PROVIDENCE-WARWICK, RI-MA | 2 | $ 360,000 | $ 180,000 | $ 70,000 |
| PUNTA GORDA, FL | 2 | $ 380,000 | $ 190,000 | $ 95,000 |
| ROCKFORD, IL | 2 | $ 360,000 | $ 180,000 | $ 93,000 |
| SIOUX CITY, IA-NE-SD | 2 | $ 10,000 | $ 5,000 | $ 51,000 |
| STOCKTON-LODI, CA | 2 | $ 700,000 | $ 350,000 | $ 49,000 |
| SUMTER, SC | 2 | $ 170,000 | $ 85,000 | $ 56,000 |
| TACOMA-LAKEWOOD, WA | 2 | $ 1,490,000 | $ 745,000 | $ 184,000 |
| WACO, TX | 2 | $ 570,000 | $ 285,000 | $ 167,000 |
| WILMINGTON, NC | 2 | $ 460,000 | $ 230,000 | $ 219,000 |
| YORK-HANOVER, PA | 2 | $ 350,000 | $ 175,000 | $ 50,000 |
| ALEXANDRIA, LA | 1 | $ 5,000 | $ 5,000 | $ 0 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 1 | $ 555,000 | $ 555,000 | $ 174,000 |
| ANN ARBOR, MI | 1 | $ 105,000 | $ 105,000 | $ 49,000 |
| ATHENS-CLARKE COUNTY, GA | 1 | $ 335,000 | $ 335,000 | $ 140,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 1 | $ 65,000 | $ 65,000 | $ 83,000 |
| BARNSTABLE TOWN, MA | 1 | $ 405,000 | $ 405,000 | $ 24,000 |
| BATON ROUGE, LA | 1 | $ 325,000 | $ 325,000 | $ 212,000 |
| BELLINGHAM, WA | 1 | $ 55,000 | $ 55,000 | $ 76,000 |
| BILLINGS, MT | 1 | $ 95,000 | $ 95,000 | $ 72,000 |
| BOWLING GREEN, KY | 1 | $ 205,000 | $ 205,000 | $ 67,000 |
| BROWNSVILLE-HARLINGEN, TX | 1 | $ 5,000 | $ 5,000 | $ 0 |
| BRUNSWICK, GA | 1 | $ 145,000 | $ 145,000 | $ 21,000 |
| BURLINGTON, NC | 1 | $ 205,000 | $ 205,000 | $ 59,000 |
| CAMDEN, NJ | 1 | $ 245,000 | $ 245,000 | $ 104,000 |
| CANTON-MASSILLON, OH | 1 | $ 75,000 | $ 75,000 | $ 56,000 |
| CASPER, WY | 1 | $ 285,000 | $ 285,000 | $ 118,000 |
| CEDAR RAPIDS, IA | 1 | $ 55,000 | $ 55,000 | $ 62,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 1 | $ 155,000 | $ 155,000 | $ 97,000 |
| CHEYENNE, WY | 1 | $ 135,000 | $ 135,000 | $ 53,000 |
| CHICO, CA | 1 | $ 135,000 | $ 135,000 | $ 108,000 |
| CLEVELAND, TN | 1 | $ 185,000 | $ 185,000 | $ 97,000 |
| COEUR D'ALENE, ID | 1 | $ 515,000 | $ 515,000 | $ 328,000 |
| COLUMBUS, GA-AL | 1 | $ 135,000 | $ 135,000 | $ 60,000 |
| CORPUS CHRISTI, TX | 1 | $ 55,000 | $ 55,000 | $ 18,000 |
| DALTON, GA | 1 | $ 145,000 | $ 145,000 | $ 62,000 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 1 | $ 85,000 | $ 85,000 | $ 52,000 |
| DECATUR, AL | 1 | $ 435,000 | $ 435,000 | $ 235,000 |
| EAST STROUDSBURG, PA | 1 | $ 245,000 | $ 245,000 | $ 0 |
| ELGIN, IL | 1 | $ 95,000 | $ 95,000 | $ 22,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 1 | $ 275,000 | $ 275,000 | $ 112,000 |
| ERIE, PA | 1 | $ 75,000 | $ 75,000 | $ 51,000 |
| EVANSVILLE, IN-KY | 1 | $ 65,000 | $ 65,000 | $ 42,000 |
| FLINT, MI | 1 | $ 125,000 | $ 125,000 | $ 60,000 |
| FLORENCE-MUSCLE SHOALS, AL | 1 | $ 75,000 | $ 75,000 | $ 40,000 |
| FORT SMITH, AR-OK | 1 | $ 125,000 | $ 125,000 | $ 77,000 |
| FRESNO, CA | 1 | $ 375,000 | $ 375,000 | $ 80,000 |
| GADSDEN, AL | 1 | $ 215,000 | $ 215,000 | $ 42,000 |
| GOLDSBORO, NC | 1 | $ 305,000 | $ 305,000 | $ 85,000 |
| GRAND FORKS, ND-MN | 1 | $ 275,000 | $ 275,000 | $ 78,000 |
| GRAND ISLAND, NE | 1 | $ 65,000 | $ 65,000 | $ 0 |
| GREELEY, CO | 1 | $ 245,000 | $ 245,000 | $ 57,000 |
| GREEN BAY, WI | 1 | $ 175,000 | $ 175,000 | $ 1,664,000 |
| HANFORD-CORCORAN, CA | 1 | $ 285,000 | $ 285,000 | $ 151,000 |
| HARRISBURG-CARLISLE, PA | 1 | $ 105,000 | $ 105,000 | $ 37,000 |
| HOMOSASSA SPRINGS, FL | 1 | $ 165,000 | $ 165,000 | $ 24,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 1 | $ 95,000 | $ 95,000 | $ 45,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 1 | $ 135,000 | $ 135,000 | $ 71,000 |
| JACKSON, MI | 1 | $ 75,000 | $ 75,000 | $ 34,000 |
| JACKSONVILLE, NC | 1 | $ 155,000 | $ 155,000 | $ 179,000 |
| KANKAKEE, IL | 1 | $ 175,000 | $ 175,000 | $ 68,000 |
| KNOXVILLE, TN | 1 | $ 395,000 | $ 395,000 | $ 180,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 1 | $ 455,000 | $ 455,000 | $ 139,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 1 | $ 125,000 | $ 125,000 | $ 0 |
| LANCASTER, PA | 1 | $ 315,000 | $ 315,000 | $ 70,000 |
| LANSING-EAST LANSING, MI | 1 | $ 115,000 | $ 115,000 | $ 40,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 1 | $ 15,000 | $ 15,000 | $ 52,000 |
| LOGAN, UT-ID | 1 | $ 75,000 | $ 75,000 | $ 0 |
| LYNCHBURG, VA | 1 | $ 405,000 | $ 405,000 | $ 159,000 |
| MACON-BIBB COUNTY, GA | 1 | $ 175,000 | $ 175,000 | $ 620,000 |
| MANCHESTER-NASHUA, NH | 1 | $ 95,000 | $ 95,000 | $ 29,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 1 | $ 635,000 | $ 635,000 | $ 200,000 |
| MISSOULA, MT | 1 | $ 215,000 | $ 215,000 | $ 100,000 |
| MOBILE, AL | 1 | $ 65,000 | $ 65,000 | $ 68,000 |
| MONROE, LA | 1 | $ 75,000 | $ 75,000 | $ 29,000 |
| MONTGOMERY, AL | 1 | $ 165,000 | $ 165,000 | $ 1,000 |
| NEW BERN, NC | 1 | $ 375,000 | $ 375,000 | $ 77,000 |
| NILES-BENTON HARBOR, MI | 1 | $ 145,000 | $ 145,000 | $ 63,000 |
| OCALA, FL | 1 | $ 125,000 | $ 125,000 | $ 54,000 |
| PANAMA CITY, FL | 1 | $ 395,000 | $ 395,000 | $ 129,000 |
| PITTSFIELD, MA | 1 | $ 145,000 | $ 145,000 | $ 27,000 |
| PORTLAND-SOUTH PORTLAND, ME | 1 | $ 465,000 | $ 465,000 | $ 179,000 |
| READING, PA | 1 | $ 115,000 | $ 115,000 | $ 70,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 1 | $ 675,000 | $ 675,000 | $ 192,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 1 | $ 655,000 | $ 655,000 | $ 168,000 |
| SAGINAW, MI | 1 | $ 555,000 | $ 555,000 | $ 257,000 |
| SALEM, OR | 1 | $ 5,000 | $ 5,000 | $ 68,000 |
| SALISBURY, MD-DE | 1 | $ 415,000 | $ 415,000 | $ 214,000 |
| SALT LAKE CITY, UT | 1 | $ 465,000 | $ 465,000 | $ 113,000 |
| SAN DIEGO-CARLSBAD, CA | 1 | $ 625,000 | $ 625,000 | $ 256,000 |
| SANTA FE, NM | 1 | $ 295,000 | $ 295,000 | $ 71,000 |
| SEBRING, FL | 1 | $ 125,000 | $ 125,000 | $ 151,000 |
| SHREVEPORT-BOSSIER CITY, LA | 1 | $ 245,000 | $ 245,000 | $ 88,000 |
| SIOUX FALLS, SD | 1 | $ 365,000 | $ 365,000 | $ 90,000 |
| SPARTANBURG, SC | 1 | $ 155,000 | $ 155,000 | $ 45,000 |
| SPRINGFIELD, IL | 1 | $ 95,000 | $ 95,000 | $ 61,000 |
| SPRINGFIELD, OH | 1 | $ 375,000 | $ 375,000 | $ 112,000 |
| ST. CLOUD, MN | 1 | $ 335,000 | $ 335,000 | $ 63,000 |
| ST. JOSEPH, MO-KS | 1 | $ 95,000 | $ 95,000 | $ 74,000 |
| STAUNTON-WAYNESBORO, VA | 1 | $ 195,000 | $ 195,000 | $ 94,000 |
| TEXARKANA, TX-AR | 1 | $ 85,000 | $ 85,000 | $ 30,000 |
| TOLEDO, OH | 1 | $ 75,000 | $ 75,000 | $ 109,000 |
| TOPEKA, KS | 1 | $ 75,000 | $ 75,000 | $ 129,000 |
| TUSCALOOSA, AL | 1 | $ 75,000 | $ 75,000 | $ 19,000 |
| VALDOSTA, GA | 1 | $ 75,000 | $ 75,000 | $ 193,000 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 1 | $ 195,000 | $ 195,000 | $ 49,000 |
| WAUSAU, WI | 1 | $ 135,000 | $ 135,000 | $ 46,000 |
| WICHITA FALLS, TX | 1 | $ 5,000 | $ 5,000 | $ 128,000 |
| WICHITA, KS | 1 | $ 75,000 | $ 75,000 | $ 21,000 |
| YUMA, AZ | 1 | $ 135,000 | $ 135,000 | $ 103,000 |
Mortgage Loan Application Detail Totals for Real Genius Llc in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 576 | $190,030,000 | $329,000 | $1,085,000 | $148,000 | $1,664,000 |
| Cash-out Refinancing | 320 | $59,150,000 | $184,000 | $725,000 | $91,000 | $770,000 |
| Refinancing | 63 | $13,635,000 | $216,000 | $805,000 | $102,000 | $320,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 449 | $111,445,000 | $248,000 | $725,000 | $116,000 | $1,664,000 |
| Not Provided | 231 | $64,825,000 | $280,000 | $1,025,000 | $134,000 | $770,000 |
| Asian | 106 | $46,400,000 | $437,000 | $865,000 | $171,000 | $521,000 |
| Black or African American | 89 | $20,695,000 | $232,000 | $1,085,000 | $114,000 | $1,440,000 |
| Hispanic | 74 | $17,520,000 | $236,000 | $725,000 | $120,000 | $900,000 |
| American Indian or Alaskan Native | 9 | $1,665,000 | $185,000 | $425,000 | $78,000 | $133,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $265,000 | $265,000 | $265,000 | $115,000 | $115,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 856 | $236,350,000 | $276,000 | $1,085,000 | $129,000 | $1,664,000 |
| VA-guaranteed (Veterans Administration) | 79 | $21,085,000 | $266,000 | $1,025,000 | $97,000 | $624,000 |
| FHA-insured (Federal Housing Administration) | 24 | $5,380,000 | $224,000 | $565,000 | $100,000 | $360,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 429 | $95,475,000 | $222,000 | $1,085,000 | $102,000 | $1,664,000 |
| Application Withdrawn By Applicant | 282 | $88,610,000 | $314,000 | $1,025,000 | $143,000 | $900,000 |
| Loan Originated | 243 | $77,385,000 | $318,000 | $725,000 | $149,000 | $676,000 |
| Application Approved But Not Accepted | 5 | $1,345,000 | $269,000 | $425,000 | $140,000 | $267,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 530 | $167,340,000 | $315,000 | $1,025,000 | $145,000 | $900,000 |
| Credit History | 188 | $31,410,000 | $167,000 | $705,000 | $97,000 | $1,664,000 |
| Debt-To-Income Ratio | 90 | $23,260,000 | $258,000 | $1,085,000 | $62,000 | $343,000 |
| Credit Application Incomplete | 80 | $24,900,000 | $311,000 | $725,000 | $149,000 | $770,000 |
| Collateral | 32 | $5,950,000 | $185,000 | $495,000 | $96,000 | $217,000 |
| Other | 11 | $2,975,000 | $270,000 | $625,000 | $141,000 | $256,000 |
| Employment History | 10 | $1,940,000 | $194,000 | $485,000 | $68,000 | $161,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 9 | $2,815,000 | $312,000 | $725,000 | $138,000 | $400,000 |
| Unverifiable Information | 9 | $2,225,000 | $247,000 | $475,000 | $166,000 | $355,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Real Genius Llc's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Real Genius Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.