Real Genius LLC Mortgage Lending & HMDA Data, 2023
In 2023, Real Genius LLC of Delray Beach, FL reported 959 mortgage applications totaling $262.8 million. The average application was for $274,051, and applicants reported an average income of $125,958. 25% of its applications resulted in an originated loan and 45% were denied. Its largest markets were Dallas-Plano-Irving, TX (35), Houston-The Woodlands-Sugar Land, TX (34) and Atlanta-Sandy Springs-Roswell, GA (33) (applications in parentheses).
| Mortgage Company & Address | Real Genius LLC 1625 S Congress Ave Ste 190 Delray Beach, FL 33445 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2023 |
| Total Number of Mortgage Applications | 959 |
| Total Mortgage Loan Application Amount | $262,815,000 |
| Average Mortgage Loan Application Amount | $274,051 |
| Highest Mortgage Loan Application Amount | $1,085,000 |
| Average Applicant Income | $125,958 |
| Highest Applicant Income | $1,664,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Real Genius LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 160 | $ 24,250,000 | $ 151,562 | $ 84,937 |
| Dallas-Plano-Irving, TX | 35 | $ 13,585,000 | $ 388,142 | $ 160,000 |
| Houston-The Woodlands-Sugar Land, TX | 34 | $ 9,550,000 | $ 280,882 | $ 139,000 |
| Atlanta-Sandy Springs-Roswell, GA | 33 | $ 10,425,000 | $ 315,909 | $ 131,000 |
| Charlotte-Concord-Gastonia, NC-SC | 28 | $ 8,350,000 | $ 298,214 | $ 114,428 |
| Austin-Round Rock, TX | 21 | $ 8,715,000 | $ 415,000 | $ 189,000 |
| Tampa-St. Petersburg-Clearwater, FL | 21 | $ 6,655,000 | $ 316,904 | $ 147,000 |
| Phoenix-Mesa-Scottsdale, AZ | 19 | $ 5,525,000 | $ 290,789 | $ 158,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 18 | $ 8,900,000 | $ 494,444 | $ 281,722 |
| Orlando-Kissimmee-Sanford, FL | 17 | $ 5,485,000 | $ 322,647 | $ 155,000 |
| Chicago-Naperville, IL | 15 | $ 4,255,000 | $ 283,666 | $ 137,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 12 | $ 4,900,000 | $ 408,333 | $ 163,000 |
| Raleigh, NC | 11 | $ 4,045,000 | $ 367,727 | $ 157,000 |
| San Antonio-New Braunfels, TX | 11 | $ 3,415,000 | $ 310,454 | $ 154,000 |
| Baltimore-Columbia-Towson, MD | 10 | $ 3,350,000 | $ 335,000 | $ 119,000 |
| Charleston-North Charleston, SC | 10 | $ 3,910,000 | $ 391,000 | $ 129,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 10 | $ 3,750,000 | $ 375,000 | $ 162,000 |
| Fort Worth-Arlington, TX | 10 | $ 3,800,000 | $ 380,000 | $ 156,000 |
| Warren-Troy-Farmington Hills, MI | 10 | $ 2,900,000 | $ 290,000 | $ 176,000 |
| Kansas City, MO-KS | 9 | $ 3,275,000 | $ 363,888 | $ 172,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 9 | $ 2,445,000 | $ 271,666 | $ 106,000 |
| Pittsburgh, PA | 9 | $ 1,215,000 | $ 135,000 | $ 116,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 9 | $ 2,325,000 | $ 258,333 | $ 160,000 |
| Worcester, MA-CT | 9 | $ 1,905,000 | $ 211,666 | $ 114,666 |
| Albuquerque, NM | 8 | $ 1,990,000 | $ 248,750 | $ 106,000 |
| Asheville, NC | 8 | $ 2,200,000 | $ 275,000 | $ 153,000 |
| Birmingham-Hoover, AL | 8 | $ 1,320,000 | $ 165,000 | $ 67,000 |
| Jacksonville, FL | 8 | $ 2,290,000 | $ 286,250 | $ 135,000 |
| Cape Coral-Fort Myers, FL | 7 | $ 2,025,000 | $ 289,285 | $ 176,000 |
| Huntsville, AL | 7 | $ 1,405,000 | $ 200,714 | $ 112,000 |
| Montgomery County-Bucks County-Chester County, PA | 7 | $ 1,925,000 | $ 275,000 | $ 112,000 |
| Cincinnati, OH-KY-IN | 6 | $ 1,430,000 | $ 238,333 | $ 103,000 |
| Detroit-Dearborn-Livonia, MI | 6 | $ 600,000 | $ 100,000 | $ 40,000 |
| Greenville-Anderson-Mauldin, SC | 6 | $ 2,050,000 | $ 341,666 | $ 240,000 |
| Killeen-Temple, TX | 6 | $ 1,370,000 | $ 228,333 | $ 63,000 |
| New York-Jersey City-White Plains, NY-NJ | 6 | $ 3,350,000 | $ 558,333 | $ 193,000 |
| Omaha-Council Bluffs, NE-IA | 6 | $ 1,600,000 | $ 266,666 | $ 130,333 |
| Warner Robins, GA | 6 | $ 1,150,000 | $ 191,666 | $ 107,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 6 | $ 2,230,000 | $ 371,666 | $ 131,000 |
| Columbus, OH | 5 | $ 1,905,000 | $ 381,000 | $ 170,000 |
| Fayetteville, NC | 5 | $ 1,225,000 | $ 245,000 | $ 81,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 5 | $ 1,565,000 | $ 313,000 | $ 116,000 |
| Newark, NJ-PA | 5 | $ 915,000 | $ 183,000 | $ 152,000 |
| North Port-Sarasota-Bradenton, FL | 5 | $ 2,435,000 | $ 487,000 | $ 221,000 |
| Winston-Salem, NC | 5 | $ 1,425,000 | $ 285,000 | $ 92,000 |
| Chattanooga, TN-GA | 4 | $ 1,030,000 | $ 257,500 | $ 101,250 |
| Cleveland-Elyria, OH | 4 | $ 620,000 | $ 155,000 | $ 56,000 |
| Columbia, SC | 4 | $ 1,160,000 | $ 290,000 | $ 115,000 |
| Denver-Aurora-Lakewood, CO | 4 | $ 1,230,000 | $ 307,500 | $ 155,000 |
| Hartford-West Hartford-East Hartford, CT | 4 | $ 580,000 | $ 145,000 | $ 139,000 |
| Lakeland-Winter Haven, FL | 4 | $ 1,370,000 | $ 342,500 | $ 126,000 |
| Louisville/Jefferson County, KY-IN | 4 | $ 1,470,000 | $ 367,500 | $ 110,000 |
| Memphis, TN-MS-AR | 4 | $ 740,000 | $ 185,000 | $ 70,750 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 4 | $ 1,140,000 | $ 285,000 | $ 145,000 |
| New York-Newark, NY | 4 | $ 1,570,000 | $ 392,500 | $ 154,000 |
| Philadelphia, PA | 4 | $ 970,000 | $ 242,500 | $ 131,000 |
| Port St. Lucie, FL | 4 | $ 1,070,000 | $ 267,500 | $ 99,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 4 | $ 1,820,000 | $ 455,000 | $ 162,000 |
| Seattle-Bellevue-Everett, WA | 4 | $ 1,250,000 | $ 312,500 | $ 139,000 |
| Akron, OH | 3 | $ 1,265,000 | $ 421,666 | $ 165,000 |
| Bangor, ME | 3 | $ 535,000 | $ 178,333 | $ 104,000 |
| Bend-Redmond, OR | 3 | $ 1,575,000 | $ 525,000 | $ 157,000 |
| Boise City, ID | 3 | $ 1,545,000 | $ 515,000 | $ 143,000 |
| Bridgeport-Stamford-Norwalk, CT | 3 | $ 1,125,000 | $ 375,000 | $ 400,000 |
| Cambridge-Newton-Framingham, MA | 3 | $ 1,715,000 | $ 571,666 | $ 197,000 |
| Charlottesville, VA | 3 | $ 805,000 | $ 268,333 | $ 130,000 |
| Dothan, AL | 3 | $ 205,000 | $ 68,333 | $ 45,000 |
| Durham-Chapel Hill, NC | 3 | $ 815,000 | $ 271,666 | $ 109,000 |
| El Paso, TX | 3 | $ 225,000 | $ 75,000 | $ 49,000 |
| Gulfport-Biloxi-Pascagoula, MS | 3 | $ 695,000 | $ 231,666 | $ 60,000 |
| Hammond, LA | 3 | $ 475,000 | $ 158,333 | $ 73,000 |
| Los Angeles-Long Beach-Glendale, CA | 3 | $ 2,355,000 | $ 785,000 | $ 89,000 |
| Miami-Miami Beach-Kendall, FL | 3 | $ 745,000 | $ 248,333 | $ 71,000 |
| Oklahoma City, OK | 3 | $ 905,000 | $ 301,666 | $ 99,000 |
| Palm Bay-Melbourne-Titusville, FL | 3 | $ 1,225,000 | $ 408,333 | $ 124,000 |
| Provo-Orem, UT | 3 | $ 1,585,000 | $ 528,333 | $ 120,000 |
| Richmond, VA | 3 | $ 1,345,000 | $ 448,333 | $ 134,000 |
| Rockingham County-Strafford County, NH | 3 | $ 745,000 | $ 248,333 | $ 64,000 |
| Springfield, MA | 3 | $ 1,095,000 | $ 365,000 | $ 125,000 |
| Tucson, AZ | 3 | $ 1,135,000 | $ 378,333 | $ 185,000 |
| Tulsa, OK | 3 | $ 315,000 | $ 105,000 | $ 52,000 |
| Tyler, TX | 3 | $ 295,000 | $ 98,333 | $ 102,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 2 | $ 870,000 | $ 435,000 | $ 159,000 |
| Atlantic City-Hammonton, NJ | 2 | $ 370,000 | $ 185,000 | $ 53,000 |
| Bloomington, IL | 2 | $ 600,000 | $ 300,000 | $ 70,000 |
| Boston, MA | 2 | $ 1,190,000 | $ 595,000 | $ 132,000 |
| Clarksville, TN-KY | 2 | $ 500,000 | $ 250,000 | $ 120,000 |
| Colorado Springs, CO | 2 | $ 760,000 | $ 380,000 | $ 72,000 |
| Crestview-Fort Walton Beach-Destin, FL | 2 | $ 60,000 | $ 30,000 | $ 90,000 |
| Daphne-Fairhope-Foley, AL | 2 | $ 380,000 | $ 190,000 | $ 44,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 2 | $ 500,000 | $ 250,000 | $ 124,000 |
| Des Moines-West Des Moines, IA | 2 | $ 140,000 | $ 70,000 | $ 49,000 |
| Duluth, MN-WI | 2 | $ 370,000 | $ 185,000 | $ 230,000 |
| Gainesville, FL | 2 | $ 420,000 | $ 210,000 | $ 134,000 |
| Greensboro-High Point, NC | 2 | $ 520,000 | $ 260,000 | $ 90,000 |
| Hagerstown-Martinsburg, MD-WV | 2 | $ 690,000 | $ 345,000 | $ 127,000 |
| Jackson, MS | 2 | $ 320,000 | $ 160,000 | $ 135,000 |
| Kennewick-Richland, WA | 2 | $ 310,000 | $ 155,000 | $ 103,000 |
| Lafayette, LA | 2 | $ 500,000 | $ 250,000 | $ 95,000 |
| Lake Charles, LA | 2 | $ 510,000 | $ 255,000 | $ 77,000 |
| Laredo, TX | 2 | $ 360,000 | $ 180,000 | $ 60,000 |
| Lexington-Fayette, KY | 2 | $ 610,000 | $ 305,000 | $ 70,000 |
| Modesto, CA | 2 | $ 990,000 | $ 495,000 | $ 170,000 |
| Morristown, TN | 2 | $ 530,000 | $ 265,000 | $ 114,000 |
| Mount Vernon-Anacortes, WA | 2 | $ 910,000 | $ 455,000 | $ 183,000 |
| Naples-Immokalee-Marco Island, FL | 2 | $ 1,010,000 | $ 505,000 | $ 112,000 |
| New Haven-Milford, CT | 2 | $ 130,000 | $ 65,000 | $ 67,000 |
| New Orleans-Metairie, LA | 2 | $ 660,000 | $ 330,000 | $ 84,000 |
| Oakland-Hayward-Berkeley, CA | 2 | $ 910,000 | $ 455,000 | $ 108,000 |
| Providence-Warwick, RI-MA | 2 | $ 360,000 | $ 180,000 | $ 70,000 |
| Punta Gorda, FL | 2 | $ 380,000 | $ 190,000 | $ 95,000 |
| Rockford, IL | 2 | $ 360,000 | $ 180,000 | $ 93,000 |
| Sioux City, IA-NE-SD | 2 | $ 10,000 | $ 5,000 | $ 51,000 |
| Stockton-Lodi, CA | 2 | $ 700,000 | $ 350,000 | $ 49,000 |
| Sumter, SC | 2 | $ 170,000 | $ 85,000 | $ 56,000 |
| Tacoma-Lakewood, WA | 2 | $ 1,490,000 | $ 745,000 | $ 184,000 |
| Waco, TX | 2 | $ 570,000 | $ 285,000 | $ 167,000 |
| Wilmington, NC | 2 | $ 460,000 | $ 230,000 | $ 219,000 |
| York-Hanover, PA | 2 | $ 350,000 | $ 175,000 | $ 50,000 |
| Alexandria, LA | 1 | $ 5,000 | $ 5,000 | $ 0 |
| Anaheim-Santa Ana-Irvine, CA | 1 | $ 555,000 | $ 555,000 | $ 174,000 |
| Ann Arbor, MI | 1 | $ 105,000 | $ 105,000 | $ 49,000 |
| Athens-Clarke County, GA | 1 | $ 335,000 | $ 335,000 | $ 140,000 |
| Augusta-Richmond County, GA-SC | 1 | $ 65,000 | $ 65,000 | $ 83,000 |
| Barnstable Town, MA | 1 | $ 405,000 | $ 405,000 | $ 24,000 |
| Baton Rouge, LA | 1 | $ 325,000 | $ 325,000 | $ 212,000 |
| Bellingham, WA | 1 | $ 55,000 | $ 55,000 | $ 76,000 |
| Billings, MT | 1 | $ 95,000 | $ 95,000 | $ 72,000 |
| Bowling Green, KY | 1 | $ 205,000 | $ 205,000 | $ 67,000 |
| Brownsville-Harlingen, TX | 1 | $ 5,000 | $ 5,000 | $ 0 |
| Brunswick, GA | 1 | $ 145,000 | $ 145,000 | $ 21,000 |
| Burlington, NC | 1 | $ 205,000 | $ 205,000 | $ 59,000 |
| Camden, NJ | 1 | $ 245,000 | $ 245,000 | $ 104,000 |
| Canton-Massillon, OH | 1 | $ 75,000 | $ 75,000 | $ 56,000 |
| Casper, WY | 1 | $ 285,000 | $ 285,000 | $ 118,000 |
| Cedar Rapids, IA | 1 | $ 55,000 | $ 55,000 | $ 62,000 |
| Chambersburg-Waynesboro, PA | 1 | $ 155,000 | $ 155,000 | $ 97,000 |
| Cheyenne, WY | 1 | $ 135,000 | $ 135,000 | $ 53,000 |
| Chico, CA | 1 | $ 135,000 | $ 135,000 | $ 108,000 |
| Cleveland, TN | 1 | $ 185,000 | $ 185,000 | $ 97,000 |
| Coeur D'Alene, ID | 1 | $ 515,000 | $ 515,000 | $ 328,000 |
| Columbus, GA-AL | 1 | $ 135,000 | $ 135,000 | $ 60,000 |
| Corpus Christi, TX | 1 | $ 55,000 | $ 55,000 | $ 18,000 |
| Dalton, GA | 1 | $ 145,000 | $ 145,000 | $ 62,000 |
| Dayton-Springfield-Kettering, OH | 1 | $ 85,000 | $ 85,000 | $ 52,000 |
| Decatur, AL | 1 | $ 435,000 | $ 435,000 | $ 235,000 |
| East Stroudsburg, PA | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Elgin, IL | 1 | $ 95,000 | $ 95,000 | $ 22,000 |
| Elizabethtown-Fort Knox, KY | 1 | $ 275,000 | $ 275,000 | $ 112,000 |
| Erie, PA | 1 | $ 75,000 | $ 75,000 | $ 51,000 |
| Evansville, IN-KY | 1 | $ 65,000 | $ 65,000 | $ 42,000 |
| Flint, MI | 1 | $ 125,000 | $ 125,000 | $ 60,000 |
| Florence-Muscle Shoals, AL | 1 | $ 75,000 | $ 75,000 | $ 40,000 |
| Fort Smith, AR-OK | 1 | $ 125,000 | $ 125,000 | $ 77,000 |
| Fresno, CA | 1 | $ 375,000 | $ 375,000 | $ 80,000 |
| Gadsden, AL | 1 | $ 215,000 | $ 215,000 | $ 42,000 |
| Goldsboro, NC | 1 | $ 305,000 | $ 305,000 | $ 85,000 |
| Grand Forks, ND-MN | 1 | $ 275,000 | $ 275,000 | $ 78,000 |
| Grand Island, NE | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Greeley, CO | 1 | $ 245,000 | $ 245,000 | $ 57,000 |
| Green Bay, WI | 1 | $ 175,000 | $ 175,000 | $ 1,664,000 |
| Hanford-Corcoran, CA | 1 | $ 285,000 | $ 285,000 | $ 151,000 |
| Harrisburg-Carlisle, PA | 1 | $ 105,000 | $ 105,000 | $ 37,000 |
| Homosassa Springs, FL | 1 | $ 165,000 | $ 165,000 | $ 24,000 |
| Huntington-Ashland, WV-KY-OH | 1 | $ 95,000 | $ 95,000 | $ 45,000 |
| Indianapolis-Carmel-Anderson, IN | 1 | $ 135,000 | $ 135,000 | $ 71,000 |
| Jackson, MI | 1 | $ 75,000 | $ 75,000 | $ 34,000 |
| Jacksonville, NC | 1 | $ 155,000 | $ 155,000 | $ 179,000 |
| Kankakee, IL | 1 | $ 175,000 | $ 175,000 | $ 68,000 |
| Knoxville, TN | 1 | $ 395,000 | $ 395,000 | $ 180,000 |
| Lake County-Kenosha County, IL-WI | 1 | $ 455,000 | $ 455,000 | $ 139,000 |
| Lake Havasu City-Kingman, AZ | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Lancaster, PA | 1 | $ 315,000 | $ 315,000 | $ 70,000 |
| Lansing-East Lansing, MI | 1 | $ 115,000 | $ 115,000 | $ 40,000 |
| Little Rock-North Little Rock-Conway, AR | 1 | $ 15,000 | $ 15,000 | $ 52,000 |
| Logan, UT-ID | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Lynchburg, VA | 1 | $ 405,000 | $ 405,000 | $ 159,000 |
| Macon-Bibb County, GA | 1 | $ 175,000 | $ 175,000 | $ 620,000 |
| Manchester-Nashua, NH | 1 | $ 95,000 | $ 95,000 | $ 29,000 |
| Milwaukee-Waukesha-West Allis, WI | 1 | $ 635,000 | $ 635,000 | $ 200,000 |
| Missoula, MT | 1 | $ 215,000 | $ 215,000 | $ 100,000 |
| Mobile, AL | 1 | $ 65,000 | $ 65,000 | $ 68,000 |
| Monroe, LA | 1 | $ 75,000 | $ 75,000 | $ 29,000 |
| Montgomery, AL | 1 | $ 165,000 | $ 165,000 | $ 1,000 |
| New Bern, NC | 1 | $ 375,000 | $ 375,000 | $ 77,000 |
| Niles-Benton Harbor, MI | 1 | $ 145,000 | $ 145,000 | $ 63,000 |
| Ocala, FL | 1 | $ 125,000 | $ 125,000 | $ 54,000 |
| Panama City, FL | 1 | $ 395,000 | $ 395,000 | $ 129,000 |
| Pittsfield, MA | 1 | $ 145,000 | $ 145,000 | $ 27,000 |
| Portland-South Portland, ME | 1 | $ 465,000 | $ 465,000 | $ 179,000 |
| Reading, PA | 1 | $ 115,000 | $ 115,000 | $ 70,000 |
| Riverside-San Bernardino-Ontario, CA | 1 | $ 675,000 | $ 675,000 | $ 192,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 1 | $ 655,000 | $ 655,000 | $ 168,000 |
| Saginaw, MI | 1 | $ 555,000 | $ 555,000 | $ 257,000 |
| Salem, OR | 1 | $ 5,000 | $ 5,000 | $ 68,000 |
| Salisbury, MD-DE | 1 | $ 415,000 | $ 415,000 | $ 214,000 |
| Salt Lake City, UT | 1 | $ 465,000 | $ 465,000 | $ 113,000 |
| San Diego-Carlsbad, CA | 1 | $ 625,000 | $ 625,000 | $ 256,000 |
| Santa Fe, NM | 1 | $ 295,000 | $ 295,000 | $ 71,000 |
| Sebring, FL | 1 | $ 125,000 | $ 125,000 | $ 151,000 |
| Shreveport-Bossier City, LA | 1 | $ 245,000 | $ 245,000 | $ 88,000 |
| Sioux Falls, SD | 1 | $ 365,000 | $ 365,000 | $ 90,000 |
| Spartanburg, SC | 1 | $ 155,000 | $ 155,000 | $ 45,000 |
| Springfield, IL | 1 | $ 95,000 | $ 95,000 | $ 61,000 |
| Springfield, OH | 1 | $ 375,000 | $ 375,000 | $ 112,000 |
| St. Cloud, MN | 1 | $ 335,000 | $ 335,000 | $ 63,000 |
| St. Joseph, MO-KS | 1 | $ 95,000 | $ 95,000 | $ 74,000 |
| Staunton-Waynesboro, VA | 1 | $ 195,000 | $ 195,000 | $ 94,000 |
| Texarkana, TX-AR | 1 | $ 85,000 | $ 85,000 | $ 30,000 |
| Toledo, OH | 1 | $ 75,000 | $ 75,000 | $ 109,000 |
| Topeka, KS | 1 | $ 75,000 | $ 75,000 | $ 129,000 |
| Tuscaloosa, AL | 1 | $ 75,000 | $ 75,000 | $ 19,000 |
| Valdosta, GA | 1 | $ 75,000 | $ 75,000 | $ 193,000 |
| Washington-Baltimore-Arlington, DC | 1 | $ 195,000 | $ 195,000 | $ 49,000 |
| Wausau, WI | 1 | $ 135,000 | $ 135,000 | $ 46,000 |
| Wichita Falls, TX | 1 | $ 5,000 | $ 5,000 | $ 128,000 |
| Wichita, KS | 1 | $ 75,000 | $ 75,000 | $ 21,000 |
| Yuma, AZ | 1 | $ 135,000 | $ 135,000 | $ 103,000 |
Mortgage Loan Application Detail Totals for Real Genius LLC in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 576 | $190,030,000 | $329,000 | $1,085,000 | $148,000 | $1,664,000 |
| Cash-out Refinancing | 320 | $59,150,000 | $184,000 | $725,000 | $91,000 | $770,000 |
| Refinancing | 63 | $13,635,000 | $216,000 | $805,000 | $102,000 | $320,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 449 | $111,445,000 | $248,000 | $725,000 | $116,000 | $1,664,000 |
| Not Provided | 231 | $64,825,000 | $280,000 | $1,025,000 | $134,000 | $770,000 |
| Asian | 106 | $46,400,000 | $437,000 | $865,000 | $171,000 | $521,000 |
| Black or African American | 89 | $20,695,000 | $232,000 | $1,085,000 | $114,000 | $1,440,000 |
| Hispanic | 74 | $17,520,000 | $236,000 | $725,000 | $120,000 | $900,000 |
| American Indian or Alaskan Native | 9 | $1,665,000 | $185,000 | $425,000 | $78,000 | $133,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $265,000 | $265,000 | $265,000 | $115,000 | $115,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 856 | $236,350,000 | $276,000 | $1,085,000 | $129,000 | $1,664,000 |
| VA-guaranteed (Veterans Administration) | 79 | $21,085,000 | $266,000 | $1,025,000 | $97,000 | $624,000 |
| FHA-insured (Federal Housing Administration) | 24 | $5,380,000 | $224,000 | $565,000 | $100,000 | $360,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 429 | $95,475,000 | $222,000 | $1,085,000 | $102,000 | $1,664,000 |
| Application Withdrawn By Applicant | 282 | $88,610,000 | $314,000 | $1,025,000 | $143,000 | $900,000 |
| Loan Originated | 243 | $77,385,000 | $318,000 | $725,000 | $149,000 | $676,000 |
| Application Approved But Not Accepted | 5 | $1,345,000 | $269,000 | $425,000 | $140,000 | $267,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 530 | $167,340,000 | $315,000 | $1,025,000 | $145,000 | $900,000 |
| Credit History | 188 | $31,410,000 | $167,000 | $705,000 | $97,000 | $1,664,000 |
| Debt-To-Income Ratio | 90 | $23,260,000 | $258,000 | $1,085,000 | $62,000 | $343,000 |
| Credit Application Incomplete | 80 | $24,900,000 | $311,000 | $725,000 | $149,000 | $770,000 |
| Collateral | 32 | $5,950,000 | $185,000 | $495,000 | $96,000 | $217,000 |
| Other | 11 | $2,975,000 | $270,000 | $625,000 | $141,000 | $256,000 |
| Employment History | 10 | $1,940,000 | $194,000 | $485,000 | $68,000 | $161,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 9 | $2,815,000 | $312,000 | $725,000 | $138,000 | $400,000 |
| Unverifiable Information | 9 | $2,225,000 | $247,000 | $475,000 | $166,000 | $355,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Real Genius LLC's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Real Genius LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Florida, download the full spreadsheet
with aggregated HMDA statistics today.
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