Reali Loans, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Reali Loans, Inc. 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Reali Loans, Inc. 777 Mariners Island Blvd #210 San Mateo, CA 94404 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 |
| Total Number of Mortgage Applications | 1,822 |
| Total Mortgage Loan Application Amount | $723,960,000 |
| Average Mortgage Loan Application Amount | $437,333 |
| Highest Mortgage Loan Application Amount | $2,505,000 |
| Average Applicant Income | $185,000 |
| Highest Applicant Income | $9,011,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Reali Loans, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Reali Loans, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Reali Loans, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Reali Loans, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Reali Loans, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Reali Loans, Inc.'s mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 173 | $ 85,105,000 | $ 491,000 | $ 289,000 |
| King County Washington | 105 | $ 47,605,000 | $ 453,000 | $ 207,000 |
| San Diego County California | 89 | $ 43,285,000 | $ 486,000 | $ 198,000 |
| Santa Clara County California | 75 | $ 38,155,000 | $ 508,000 | $ 232,000 |
| Maricopa County Arizona | 74 | $ 23,050,000 | $ 311,000 | $ 137,000 |
| Alameda County California | 70 | $ 38,010,000 | $ 543,000 | $ 231,000 |
| Orange County California | 61 | $ 28,885,000 | $ 473,000 | $ 334,000 |
| Fairfax County Virginia | 60 | $ 26,240,000 | $ 437,000 | $ 207,000 |
| Riverside County California | 39 | $ 14,365,000 | $ 368,000 | $ 143,000 |
| Travis County Texas | 39 | $ 11,015,000 | $ 282,000 | $ 172,000 |
| Contra Costa County California | 38 | $ 20,170,000 | $ 530,000 | $ 231,000 |
| Sacramento County California | 34 | $ 12,270,000 | $ 360,000 | $ 144,000 |
| San Bernardino County California | 34 | $ 12,550,000 | $ 369,000 | $ 147,000 |
| Harris County Texas | 34 | $ 10,270,000 | $ 302,000 | $ 151,000 |
| San Francisco County California | 28 | $ 14,030,000 | $ 501,000 | $ 229,000 |
| Ventura County California | 22 | $ 9,790,000 | $ 445,000 | $ 141,000 |
| Collin County Texas | 22 | $ 7,220,000 | $ 328,000 | $ 166,000 |
| Dallas County Texas | 22 | $ 7,410,000 | $ 336,000 | $ 212,000 |
| San Mateo County California | 21 | $ 11,005,000 | $ 524,000 | $ 244,000 |
| Cook County Illinois | 21 | $ 6,945,000 | $ 330,000 | $ 163,000 |
| Loudoun County Virginia | 19 | $ 8,865,000 | $ 466,000 | $ 307,000 |
| Snohomish County Washington | 19 | $ 8,025,000 | $ 422,000 | $ 171,000 |
| Denver County Colorado | 18 | $ 6,900,000 | $ 383,000 | $ 176,000 |
| Cobb County Georgia | 17 | $ 5,655,000 | $ 332,000 | $ 158,000 |
| Multnomah County Oregon | 17 | $ 8,065,000 | $ 474,000 | $ 169,000 |
| Monterey County California | 16 | $ 7,060,000 | $ 441,000 | $ 194,000 |
| Gwinnett County Georgia | 16 | $ 4,030,000 | $ 251,000 | $ 118,000 |
| Washington County Oregon | 16 | $ 5,880,000 | $ 367,000 | $ 150,000 |
| Williamson County Texas | 16 | $ 4,330,000 | $ 270,000 | $ 177,000 |
| Arlington County Virginia | 16 | $ 6,680,000 | $ 417,000 | $ 202,000 |
| Pierce County Washington | 16 | $ 4,840,000 | $ 302,000 | $ 130,000 |
| Placer County California | 15 | $ 5,535,000 | $ 369,000 | $ 224,000 |
| Denton County Texas | 15 | $ 4,955,000 | $ 330,000 | $ 219,000 |
| San Joaquin County California | 13 | $ 4,875,000 | $ 375,000 | $ 167,000 |
| Fulton County Georgia | 13 | $ 4,655,000 | $ 358,000 | $ 188,000 |
| Bexar County Texas | 13 | $ 3,555,000 | $ 273,000 | $ 161,000 |
| Fort Bend County Texas | 13 | $ 3,865,000 | $ 297,000 | $ 184,000 |
| Marin County California | 12 | $ 6,970,000 | $ 580,000 | $ 192,000 |
| Yolo County California | 11 | $ 4,265,000 | $ 387,000 | $ 190,000 |
| Douglas County Colorado | 11 | $ 4,125,000 | $ 375,000 | $ 150,000 |
| Alexandria County Virginia | 11 | $ 4,605,000 | $ 418,000 | $ 198,000 |
| Fresno County California | 10 | $ 2,920,000 | $ 292,000 | $ 115,000 |
| Larimer County Colorado | 10 | $ 3,030,000 | $ 303,000 | $ 140,000 |
| DeKalb County Georgia | 10 | $ 3,520,000 | $ 352,000 | $ 162,000 |
| Prince William County Virginia | 10 | $ 3,330,000 | $ 333,000 | $ 122,000 |
| San Luis Obispo County California | 9 | $ 3,495,000 | $ 388,000 | $ 185,000 |
| Arapahoe County Colorado | 9 | $ 2,745,000 | $ 305,000 | $ 156,000 |
| Boulder County Colorado | 9 | $ 3,705,000 | $ 411,000 | $ 189,000 |
| Forsyth County Georgia | 9 | $ 2,545,000 | $ 282,000 | $ 158,000 |
| Clark County Washington | 9 | $ 3,005,000 | $ 333,000 | $ 114,000 |
| Pima County Arizona | 8 | $ 1,760,000 | $ 220,000 | $ 113,000 |
| Santa Cruz County California | 8 | $ 3,970,000 | $ 496,000 | $ 289,000 |
| Solano County California | 8 | $ 3,080,000 | $ 385,000 | $ 151,000 |
| Sonoma County California | 8 | $ 2,990,000 | $ 373,000 | $ 188,000 |
| Adams County Colorado | 8 | $ 2,510,000 | $ 313,000 | $ 184,000 |
| Jefferson County Colorado | 8 | $ 2,460,000 | $ 307,000 | $ 199,000 |
| DuPage County Illinois | 8 | $ 2,580,000 | $ 322,000 | $ 147,000 |
| Oakland County Michigan | 8 | $ 2,110,000 | $ 263,000 | $ 179,000 |
| Tarrant County Texas | 8 | $ 1,940,000 | $ 242,000 | $ 143,000 |
| Santa Barbara County California | 7 | $ 3,065,000 | $ 437,000 | $ 172,000 |
| Philadelphia County Pennsylvania | 7 | $ 2,295,000 | $ 327,000 | $ 455,000 |
| Henrico County Virginia | 7 | $ 2,675,000 | $ 382,000 | $ 177,000 |
| Whatcom County Washington | 7 | $ 2,645,000 | $ 377,000 | $ 120,000 |
| El Dorado County California | 6 | $ 2,350,000 | $ 391,000 | $ 178,000 |
| Stanislaus County California | 6 | $ 1,670,000 | $ 278,000 | $ 158,000 |
| Montgomery County Texas | 6 | $ 1,790,000 | $ 298,000 | $ 182,000 |
| Chesterfield County Virginia | 6 | $ 1,650,000 | $ 275,000 | $ 142,000 |
| Pinal County Arizona | 5 | $ 1,195,000 | $ 239,000 | $ 135,000 |
| Kern County California | 5 | $ 1,685,000 | $ 337,000 | $ 131,000 |
| Richmond City County Virginia | 5 | $ 1,665,000 | $ 333,000 | $ 177,000 |
| Spokane County Washington | 5 | $ 1,655,000 | $ 331,000 | $ 174,000 |
| Nevada County California | 4 | $ 1,720,000 | $ 430,000 | $ 208,000 |
| El Paso County Colorado | 4 | $ 1,020,000 | $ 255,000 | $ 120,000 |
| Weld County Colorado | 4 | $ 1,440,000 | $ 360,000 | $ 129,000 |
| Cherokee County Georgia | 4 | $ 930,000 | $ 232,000 | $ 147,000 |
| Henry County Georgia | 4 | $ 910,000 | $ 227,000 | $ 105,000 |
| Washtenaw County Michigan | 4 | $ 1,210,000 | $ 302,000 | $ 182,000 |
| Clackamas County Oregon | 4 | $ 1,210,000 | $ 302,000 | $ 177,000 |
| Montgomery County Pennsylvania | 4 | $ 1,470,000 | $ 367,000 | $ 261,000 |
| Albemarle County Virginia | 4 | $ 1,340,000 | $ 335,000 | $ 175,000 |
| Stafford County Virginia | 4 | $ 1,830,000 | $ 457,000 | $ 144,000 |
| Yavapai County Arizona | 3 | $ 945,000 | $ 315,000 | $ 89,000 |
| Butte County California | 3 | $ 1,185,000 | $ 395,000 | $ 117,000 |
| Merced County California | 3 | $ 905,000 | $ 301,000 | $ 140,000 |
| Tulare County California | 3 | $ 735,000 | $ 245,000 | $ 131,000 |
| Broomfield County Colorado | 3 | $ 1,095,000 | $ 365,000 | $ 182,000 |
| Martin County Florida | 3 | $ 765,000 | $ 255,000 | $ 100,000 |
| Chatham County Georgia | 3 | $ 765,000 | $ 255,000 | $ 162,000 |
| Lake County Illinois | 3 | $ 1,165,000 | $ 388,000 | $ 236,000 |
| Deschutes County Oregon | 3 | $ 1,145,000 | $ 381,000 | $ 150,000 |
| Marion County Oregon | 3 | $ 975,000 | $ 325,000 | $ 138,000 |
| Allegheny County Pennsylvania | 3 | $ 575,000 | $ 191,000 | $ 158,000 |
| Fauquier County Virginia | 3 | $ 1,435,000 | $ 478,000 | $ 208,000 |
| Norfolk County Virginia | 3 | $ 645,000 | $ 215,000 | $ 145,000 |
| Benton County Washington | 3 | $ 1,035,000 | $ 345,000 | $ 138,000 |
| Kitsap County Washington | 3 | $ 955,000 | $ 318,000 | $ 130,000 |
| Thurston County Washington | 3 | $ 775,000 | $ 258,000 | $ 164,000 |
| Imperial County California | 2 | $ 540,000 | $ 270,000 | $ 99,000 |
| Mesa County Colorado | 2 | $ 540,000 | $ 270,000 | $ 115,000 |
| Brevard County Florida | 2 | $ 600,000 | $ 300,000 | $ 120,000 |
| Hillsborough County Florida | 2 | $ 580,000 | $ 290,000 | $ 135,000 |
| Orange County Florida | 2 | $ 320,000 | $ 160,000 | $ 91,000 |
| Pasco County Florida | 2 | $ 340,000 | $ 170,000 | $ 153,000 |
| St. Johns County Florida | 2 | $ 590,000 | $ 295,000 | $ 264,000 |
| Carroll County Georgia | 2 | $ 240,000 | $ 120,000 | $ 39,000 |
| Pickens County Georgia | 2 | $ 350,000 | $ 175,000 | $ 96,000 |
| Will County Illinois | 2 | $ 560,000 | $ 280,000 | $ 166,000 |
| Livingston County Michigan | 2 | $ 510,000 | $ 255,000 | $ 127,000 |
| Ottawa County Michigan | 2 | $ 670,000 | $ 335,000 | $ 120,000 |
| Yamhill County Oregon | 2 | $ 220,000 | $ 110,000 | $ 20,000 |
| Bucks County Pennsylvania | 2 | $ 700,000 | $ 350,000 | $ 155,000 |
| Centre County Pennsylvania | 2 | $ 450,000 | $ 225,000 | $ 100,000 |
| Brazoria County Texas | 2 | $ 700,000 | $ 350,000 | $ 255,000 |
| Brazos County Texas | 2 | $ 550,000 | $ 275,000 | $ 115,000 |
| El Paso County Texas | 2 | $ 430,000 | $ 215,000 | $ 78,000 |
| Smith County Texas | 2 | $ 610,000 | $ 305,000 | $ 103,000 |
| Charlottesville County Virginia | 2 | $ 530,000 | $ 265,000 | $ 87,000 |
| Montgomery County Virginia | 2 | $ 510,000 | $ 255,000 | $ 99,000 |
| Rockingham County Virginia | 2 | $ 720,000 | $ 360,000 | $ 223,000 |
| Virginia Beach County Virginia | 2 | $ 630,000 | $ 315,000 | $ 132,000 |
| Jefferson County Washington | 2 | $ 800,000 | $ 400,000 | $ 143,000 |
| Klickitat County Washington | 2 | $ 1,070,000 | $ 535,000 | $ 118,000 |
| Skagit County Washington | 2 | $ 690,000 | $ 345,000 | $ 84,000 |
| Yakima County Washington | 2 | $ 680,000 | $ 340,000 | $ 168,000 |
| Cochise County Arizona | 1 | $ 125,000 | $ 125,000 | $ 83,000 |
| Humboldt County California | 1 | $ 305,000 | $ 305,000 | $ 134,000 |
| Mendocino County California | 1 | $ 145,000 | $ 145,000 | $ 175,000 |
| Mono County California | 1 | $ 375,000 | $ 375,000 | $ 450,000 |
| Yuba County California | 1 | $ 295,000 | $ 295,000 | $ 79,000 |
| Gunnison County Colorado | 1 | $ 205,000 | $ 205,000 | $ 145,000 |
| La Plata County Colorado | 1 | $ 305,000 | $ 305,000 | $ 71,000 |
| Montrose County Colorado | 1 | $ 335,000 | $ 335,000 | $ 71,000 |
| Palm Beach County Florida | 1 | $ 205,000 | $ 205,000 | $ 95,000 |
| Pinellas County Florida | 1 | $ 215,000 | $ 215,000 | $ 239,000 |
| Camden County Georgia | 1 | $ 105,000 | $ 105,000 | $ 34,000 |
| Clayton County Georgia | 1 | $ 145,000 | $ 145,000 | $ 85,000 |
| Columbia County Georgia | 1 | $ 145,000 | $ 145,000 | $ 128,000 |
| Coweta County Georgia | 1 | $ 205,000 | $ 205,000 | $ 88,000 |
| Douglas County Georgia | 1 | $ 115,000 | $ 115,000 | $ 97,000 |
| Fayette County Georgia | 1 | $ 455,000 | $ 455,000 | $ 409,000 |
| Glynn County Georgia | 1 | $ 275,000 | $ 275,000 | $ 131,000 |
| Hall County Georgia | 1 | $ 195,000 | $ 195,000 | $ 68,000 |
| Hart County Georgia | 1 | $ 205,000 | $ 205,000 | $ 66,000 |
| Houston County Georgia | 1 | $ 325,000 | $ 325,000 | $ 78,000 |
| Richmond County Georgia | 1 | $ 175,000 | $ 175,000 | $ 172,000 |
| Stephens County Georgia | 1 | $ 205,000 | $ 205,000 | $ 139,000 |
| Troup County Georgia | 1 | $ 285,000 | $ 285,000 | $ 108,000 |
| Adams County Illinois | 1 | $ 395,000 | $ 395,000 | $ 466,000 |
| Kane County Illinois | 1 | $ 165,000 | $ 165,000 | $ 100,000 |
| Piatt County Illinois | 1 | $ 325,000 | $ 325,000 | $ 213,000 |
| Union County Illinois | 1 | $ 145,000 | $ 145,000 | $ 146,000 |
| Woodford County Illinois | 1 | $ 115,000 | $ 115,000 | $ 163,000 |
| Grand Traverse County Michigan | 1 | $ 255,000 | $ 255,000 | $ 80,000 |
| Hillsdale County Michigan | 1 | $ 155,000 | $ 155,000 | $ 102,000 |
| Kent County Michigan | 1 | $ 105,000 | $ 105,000 | $ 97,000 |
| Monroe County Michigan | 1 | $ 205,000 | $ 205,000 | $ 92,000 |
| Muskegon County Michigan | 1 | $ 295,000 | $ 295,000 | $ 128,000 |
| Wayne County Michigan | 1 | $ 185,000 | $ 185,000 | $ 137,000 |
| Benton County Oregon | 1 | $ 455,000 | $ 455,000 | $ 116,000 |
| Coos County Oregon | 1 | $ 175,000 | $ 175,000 | $ 43,000 |
| Lincoln County Oregon | 1 | $ 355,000 | $ 355,000 | $ 181,000 |
| Tillamook County Oregon | 1 | $ 205,000 | $ 205,000 | $ 126,000 |
| Umatilla County Oregon | 1 | $ 255,000 | $ 255,000 | $ 73,000 |
| Berks County Pennsylvania | 1 | $ 245,000 | $ 245,000 | $ 157,000 |
| Cambria County Pennsylvania | 1 | $ 275,000 | $ 275,000 | $ 77,000 |
| Chester County Pennsylvania | 1 | $ 415,000 | $ 415,000 | $ 290,000 |
| Dauphin County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 63,000 |
| Delaware County Pennsylvania | 1 | $ 245,000 | $ 245,000 | $ 52,000 |
| Lycoming County Pennsylvania | 1 | $ 205,000 | $ 205,000 | $ 125,000 |
| Northampton County Pennsylvania | 1 | $ 245,000 | $ 245,000 | $ 112,000 |
| Washington County Pennsylvania | 1 | $ 225,000 | $ 225,000 | $ 117,000 |
| Angelina County Texas | 1 | $ 125,000 | $ 125,000 | $ 60,000 |
| Burnet County Texas | 1 | $ 525,000 | $ 525,000 | $ 148,000 |
| Cameron County Texas | 1 | $ 175,000 | $ 175,000 | $ 161,000 |
| Comal County Texas | 1 | $ 365,000 | $ 365,000 | $ 250,000 |
| Ellis County Texas | 1 | $ 225,000 | $ 225,000 | $ 87,000 |
| Grayson County Texas | 1 | $ 365,000 | $ 365,000 | $ 146,000 |
| Hidalgo County Texas | 1 | $ 115,000 | $ 115,000 | $ 35,000 |
| Johnson County Texas | 1 | $ 415,000 | $ 415,000 | $ 146,000 |
| Midland County Texas | 1 | $ 255,000 | $ 255,000 | $ 100,000 |
| Nueces County Texas | 1 | $ 35,000 | $ 35,000 | $ 60,000 |
| Rockwall County Texas | 1 | $ 255,000 | $ 255,000 | $ 195,000 |
| Waller County Texas | 1 | $ 275,000 | $ 275,000 | $ 209,000 |
| Wise County Texas | 1 | $ 285,000 | $ 285,000 | $ 159,000 |
| Bedford County Virginia | 1 | $ 305,000 | $ 305,000 | $ 77,000 |
| Botetourt County Virginia | 1 | $ 285,000 | $ 285,000 | $ 118,000 |
| Campbell County Virginia | 1 | $ 185,000 | $ 185,000 | $ 99,000 |
| Chesapeake County Virginia | 1 | $ 155,000 | $ 155,000 | $ 123,000 |
| Fairfax City County Virginia | 1 | $ 365,000 | $ 365,000 | $ 200,000 |
| Falls Church County Virginia | 1 | $ 495,000 | $ 495,000 | $ 250,000 |
| Isle of Wight County Virginia | 1 | $ 325,000 | $ 325,000 | $ 430,000 |
| Manassas County Virginia | 1 | $ 255,000 | $ 255,000 | $ 124,000 |
| Newport News County Virginia | 1 | $ 145,000 | $ 145,000 | $ 82,000 |
| Portsmouth County Virginia | 1 | $ 165,000 | $ 165,000 | $ 152,000 |
| Roanoke County Virginia | 1 | $ 155,000 | $ 155,000 | $ 71,000 |
| Roanoke City County Virginia | 1 | $ 205,000 | $ 205,000 | $ 138,000 |
| Spotsylvania County Virginia | 1 | $ 545,000 | $ 545,000 | $ 266,000 |
| Wythe County Virginia | 1 | $ 115,000 | $ 115,000 | $ 37,000 |
| Cowlitz County Washington | 1 | $ 435,000 | $ 435,000 | $ 103,000 |
| Kittitas County Washington | 1 | $ 295,000 | $ 295,000 | $ 108,000 |
| Skamania County Washington | 1 | $ 545,000 | $ 545,000 | $ 130,000 |
Mortgage Loan Application Detail Totals for Reali Loans, Inc. in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,160 | $457,870,000 | $394,000 | $2,505,000 | $213,000 | $9,011,000 |
| Cash-out Refinancing | 559 | $210,065,000 | $375,000 | $825,000 | $160,000 | $544,000 |
| Home Purchase | 103 | $56,025,000 | $543,000 | $1,005,000 | $182,000 | $641,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 886 | $349,850,000 | $394,000 | $2,505,000 | $205,000 | $9,011,000 |
| Not Provided | 432 | $172,320,000 | $398,000 | $1,505,000 | $189,000 | $1,300,000 |
| Asian | 232 | $98,150,000 | $423,000 | $825,000 | $198,000 | $1,208,000 |
| Hispanic | 120 | $41,910,000 | $349,000 | $825,000 | $142,000 | $395,000 |
| Black or African American | 34 | $13,560,000 | $398,000 | $775,000 | $195,000 | $430,000 |
| Native Hawaiian or Other Pacific Islander | 11 | $4,235,000 | $385,000 | $545,000 | $190,000 | $434,000 |
| American Indian or Alaskan Native | 8 | $2,680,000 | $335,000 | $785,000 | $120,000 | $279,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,822 | $723,960,000 | $397,000 | $2,505,000 | $195,000 | $9,011,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,091 | $425,935,000 | $390,000 | $825,000 | $193,000 | $9,011,000 |
| Application Withdrawn By Applicant | 729 | $296,965,000 | $407,000 | $2,505,000 | $199,000 | $2,181,000 |
| Application Denied By Financial Institution | 2 | $1,060,000 | $530,000 | $545,000 | $121,000 | $167,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,820 | $722,900,000 | $397,000 | $2,505,000 | $195,000 | $9,011,000 |
| Other | 1 | $515,000 | $515,000 | $515,000 | $167,000 | $167,000 |
| Debt-To-Income Ratio | 1 | $545,000 | $545,000 | $545,000 | $75,000 | $75,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Reali Loans, Inc.'s 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Reali Loans, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.