Regions Bank Mortgage Lending & HMDA Data, 2016

In 2016, Regions Bank of Birmingham, AL reported 85,927 mortgage applications totaling $12.4 billion, down 4% from 2015. The average application was for $144,526, and applicants reported an average income of $92,205. 52% of its applications resulted in an originated loan and 32% were denied. Its largest markets were Birmingham-Hoover, AL (5,021), Nashville-Davidson--Murfreesboro--Franklin, TN (4,279) and Atlanta-Sandy Springs-Roswell, GA (3,733) (applications in parentheses).

Mortgage Company & Address Regions Bank
1900 5th Avenue N
Birmingham, AL 35203
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 85,927
Total Mortgage Loan Application Amount $12,418,730,000
Average Mortgage Loan Application Amount $144,526
Highest Mortgage Loan Application Amount $99,999,000
Average Applicant Income $92,205
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Regions Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Regions Bank by County in 2016

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Jefferson, Alabama 3,151 $ 467,824,000 $ 148,468 $ 85,000
Miami-Dade, Florida 2,224 $ 509,727,000 $ 229,193 $ 120,000
Shelby, Tennessee 1,980 $ 168,702,000 $ 85,203 $ 78,000
Davidson, Tennessee 1,793 $ 301,444,000 $ 168,122 $ 94,000
Mobile, Alabama 1,724 $ 146,355,000 $ 84,892 $ 75,000
Hillsborough, Florida 1,373 $ 243,833,000 $ 177,591 $ 107,000
Pinellas, Florida 1,266 $ 204,270,000 $ 161,350 $ 108,000
Shelby, Alabama 1,123 $ 165,979,000 $ 147,799 $ 95,000
Madison, Alabama 1,052 $ 123,713,000 $ 117,597 $ 80,000
Pulaski, Arkansas 1,010 $ 122,954,000 $ 121,736 $ 88,000
Baldwin, Alabama 941 $ 153,800,000 $ 163,443 $ 108,000
Orange, Florida 901 $ 174,641,000 $ 193,830 $ 121,000
Hamilton, Tennessee 895 $ 114,034,000 $ 127,412 $ 96,000
Knox, Tennessee 863 $ 134,207,000 $ 155,512 $ 105,000
Bay, Florida 855 $ 127,385,000 $ 148,988 $ 122,000
Montgomery, Alabama 798 $ 66,103,000 $ 82,835 $ 68,000
Escambia, Florida 770 $ 101,809,000 $ 132,219 $ 86,000
Broward, Florida 756 $ 161,365,000 $ 213,445 $ 115,000
Hinds, Mississippi 684 $ 40,807,000 $ 59,659 $ 58,000
Williamson, Tennessee 672 $ 229,210,000 $ 341,086 $ 168,000
Brevard, Florida 671 $ 111,789,000 $ 166,600 $ 97,000
Marion, Florida 654 $ 61,109,000 $ 93,438 $ 77,000
Volusia, Florida 649 $ 98,757,000 $ 152,167 $ 105,000
St. Louis, Missouri 649 $ 104,067,000 $ 160,349 $ 97,000
Duval, Florida 627 $ 127,852,000 $ 203,910 $ 145,000
Lee, Florida 601 $ 109,816,000 $ 182,722 $ 117,000
Marion, Indiana 599 $ 54,195,000 $ 90,475 $ 72,000
St. Clair, Illinois 578 $ 47,414,000 $ 82,031 $ 80,000
East Baton Rouge, Louisiana 569 $ 94,794,000 $ 166,597 $ 113,000
Rutherford, Tennessee 565 $ 71,198,000 $ 126,014 $ 71,000
Fulton, Georgia 552 $ 208,130,000 $ 377,047 $ 164,000
Harris, Texas 552 $ 176,225,000 $ 319,248 $ 124,000
Jefferson, Louisiana 491 $ 53,794,000 $ 109,560 $ 77,000
Whitfield, Georgia 487 $ 45,927,000 $ 94,305 $ 55,000
Caddo, Louisiana 487 $ 57,391,000 $ 117,845 $ 118,000
Madison, Illinois 468 $ 35,568,000 $ 76,000 $ 72,000
Sarasota, Florida 466 $ 114,924,000 $ 246,618 $ 130,000
Pasco, Florida 463 $ 56,809,000 $ 122,697 $ 86,000
Okaloosa, Florida 458 $ 92,918,000 $ 202,877 $ 145,000
Walton, Florida 447 $ 151,621,000 $ 339,196 $ 246,000
Tuscaloosa, Alabama 442 $ 49,600,000 $ 112,217 $ 101,000
Cobb, Georgia 436 $ 83,820,000 $ 192,247 $ 101,000
Palm Beach, Florida 420 $ 153,475,000 $ 365,416 $ 164,000
Cherokee, Georgia 400 $ 78,364,000 $ 195,910 $ 90,000
DeSoto, Mississippi 399 $ 39,709,000 $ 99,521 $ 73,000
Sumner, Tennessee 389 $ 51,878,000 $ 133,362 $ 85,000
Travis, Texas 388 $ 191,703,000 $ 494,079 $ 249,000
Mecklenburg, North Carolina 387 $ 202,940,000 $ 524,392 $ 185,000
Dallas, Texas 384 $ 91,627,000 $ 238,611 $ 140,000
Madison, Tennessee 381 $ 36,044,000 $ 94,603 $ 65,000
Rankin, Mississippi 369 $ 37,822,000 $ 102,498 $ 69,000
Calhoun, Alabama 361 $ 27,607,000 $ 76,473 $ 64,000
Hall, Georgia 360 $ 62,658,000 $ 174,050 $ 99,000
Santa Rosa, Florida 352 $ 45,272,000 $ 128,613 $ 89,000
Morgan, Alabama 346 $ 29,697,000 $ 85,829 $ 63,000
Saline, Arkansas 323 $ 30,240,000 $ 93,622 $ 72,000
Polk, Florida 322 $ 38,507,000 $ 119,586 $ 83,000
Tarrant, Texas 315 $ 99,787,000 $ 316,784 $ 126,000
Seminole, Florida 313 $ 53,359,000 $ 170,476 $ 119,000
Orleans, Louisiana 313 $ 65,512,000 $ 209,303 $ 132,000
Aiken, South Carolina 313 $ 35,246,000 $ 112,607 $ 70,000
Garland, Arkansas 301 $ 29,512,000 $ 98,046 $ 68,000
Houston, Alabama 298 $ 26,603,000 $ 89,271 $ 70,000
Faulkner, Arkansas 298 $ 31,786,000 $ 106,664 $ 68,000
Citrus, Florida 298 $ 28,447,000 $ 95,459 $ 62,000
Collier, Florida 293 $ 87,374,000 $ 298,204 $ 181,000
Manatee, Florida 290 $ 74,533,000 $ 257,010 $ 140,000
St. Tammany, Louisiana 289 $ 46,621,000 $ 161,318 $ 97,000
Elmore, Alabama 285 $ 37,211,000 $ 130,564 $ 93,000
Gwinnett, Georgia 283 $ 157,987,000 $ 558,257 $ 100,000
White, Arkansas 281 $ 27,946,000 $ 99,451 $ 66,000
St. Clair, Alabama 273 $ 27,901,000 $ 102,201 $ 69,000
Lauderdale, Alabama 270 $ 26,500,000 $ 98,148 $ 74,000
Charlotte, Florida 270 $ 35,437,000 $ 131,248 $ 88,000
Charleston, South Carolina 269 $ 99,047,000 $ 368,204 $ 170,000
Etowah, Alabama 268 $ 21,026,000 $ 78,455 $ 66,000
Maury, Tennessee 265 $ 26,061,000 $ 98,343 $ 74,000
Marshall, Alabama 264 $ 26,590,000 $ 100,719 $ 71,000
Harrison, Mississippi 264 $ 28,918,000 $ 109,537 $ 82,000
Montgomery, Tennessee 258 $ 21,667,000 $ 83,980 $ 62,000
Paulding, Georgia 257 $ 25,128,000 $ 97,774 $ 74,000
DeKalb, Georgia 256 $ 65,371,000 $ 255,355 $ 133,000
Tippecanoe, Indiana 256 $ 32,731,000 $ 127,855 $ 82,000
Craighead, Arkansas 247 $ 24,114,000 $ 97,627 $ 65,000
DeKalb, Alabama 246 $ 19,928,000 $ 81,008 $ 63,000
Limestone, Alabama 246 $ 27,752,000 $ 112,813 $ 72,000
Gibson, Tennessee 245 $ 19,715,000 $ 80,469 $ 56,000
Macon, Illinois 244 $ 19,404,000 $ 79,524 $ 63,000
Madison, Mississippi 238 $ 30,079,000 $ 126,382 $ 82,000
Colbert, Alabama 233 $ 21,531,000 $ 92,407 $ 70,000
Lexington, South Carolina 224 $ 45,617,000 $ 203,647 $ 86,000
Smith, Texas 222 $ 21,509,000 $ 96,887 $ 96,000
Forsyth, Georgia 219 $ 47,922,000 $ 218,821 $ 119,000
St. Charles, Missouri 217 $ 28,636,000 $ 131,963 $ 87,000
Talladega, Alabama 212 $ 17,318,000 $ 81,688 $ 63,000
St. Johns, Florida 212 $ 63,040,000 $ 297,358 $ 252,000
Bradley, Tennessee 210 $ 22,373,000 $ 106,538 $ 70,000
Lake, Florida 208 $ 28,057,000 $ 134,889 $ 94,000
Sebastian, Arkansas 206 $ 21,825,000 $ 105,946 $ 67,000
Hernando, Florida 205 $ 17,852,000 $ 87,082 $ 58,000
Blount, Tennessee 204 $ 27,005,000 $ 132,377 $ 84,000
Douglas, Georgia 200 $ 22,994,000 $ 114,970 $ 65,000
Richland, South Carolina 200 $ 37,234,000 $ 186,170 $ 93,000
Osceola, Florida 199 $ 25,537,000 $ 128,326 $ 84,000
St. Louis City, Missouri 198 $ 18,764,000 $ 94,767 $ 76,000
Forrest, Mississippi 195 $ 18,132,000 $ 92,984 $ 58,000
Cape Girardeau, Missouri 195 $ 16,825,000 $ 86,282 $ 63,000
Benton, Arkansas 190 $ 25,874,000 $ 136,178 $ 112,000
Lee, Alabama 188 $ 27,135,000 $ 144,335 $ 93,000
Columbia, Georgia 187 $ 19,697,000 $ 105,331 $ 77,000
Ascension, Louisiana 187 $ 19,639,000 $ 105,021 $ 105,000
Ouachita, Louisiana 187 $ 21,993,000 $ 117,609 $ 122,000
Autauga, Alabama 186 $ 17,239,000 $ 92,682 $ 65,000
Chilton, Alabama 186 $ 18,391,000 $ 98,876 $ 78,000
Lee, Mississippi 185 $ 16,288,000 $ 88,043 $ 63,000
Wilson, Tennessee 185 $ 26,356,000 $ 142,464 $ 88,000
Floyd, Georgia 181 $ 14,226,000 $ 78,596 $ 83,000
Walker, Georgia 179 $ 14,618,000 $ 81,664 $ 60,000
Robertson, Tennessee 178 $ 18,893,000 $ 106,140 $ 89,000
Jackson, Florida 176 $ 13,543,000 $ 76,948 $ 67,000
Richmond, Georgia 176 $ 15,082,000 $ 85,693 $ 75,000
Jackson, Georgia 175 $ 22,515,000 $ 128,657 $ 74,000
Pope, Arkansas 171 $ 14,451,000 $ 84,508 $ 59,000
Cumberland, Tennessee 168 $ 14,540,000 $ 86,547 $ 57,000
Hamilton, Indiana 167 $ 30,518,000 $ 182,742 $ 116,000
Gordon, Georgia 166 $ 14,846,000 $ 89,433 $ 58,000
Grenada, Mississippi 166 $ 12,398,000 $ 74,686 $ 56,000
Clinton, Indiana 163 $ 13,188,000 $ 80,907 $ 54,000
Sullivan, Tennessee 163 $ 15,345,000 $ 94,141 $ 64,000
Tangipahoa, Louisiana 161 $ 15,490,000 $ 96,211 $ 73,000
Lafayette, Mississippi 161 $ 26,580,000 $ 165,093 $ 128,000
Crittenden, Arkansas 157 $ 8,409,000 $ 53,560 $ 67,000
Knox, Indiana 157 $ 11,455,000 $ 72,961 $ 63,000
Lauderdale, Mississippi 157 $ 10,701,000 $ 68,159 $ 65,000
Angelina, Texas 157 $ 10,628,000 $ 67,694 $ 68,000
Jackson, Mississippi 155 $ 15,819,000 $ 102,058 $ 78,000
Tipton, Tennessee 153 $ 15,872,000 $ 103,738 $ 66,000
Leon, Florida 151 $ 19,562,000 $ 129,549 $ 101,000
Catoosa, Georgia 151 $ 15,488,000 $ 102,569 $ 78,000
Greenville, South Carolina 151 $ 28,128,000 $ 186,278 $ 107,000
Bossier, Louisiana 150 $ 21,854,000 $ 145,693 $ 80,000
Washington, Arkansas 148 $ 22,972,000 $ 155,216 $ 89,000
Blount, Alabama 147 $ 10,697,000 $ 72,768 $ 67,000
Putnam, Tennessee 147 $ 13,483,000 $ 91,721 $ 62,000
Bartow, Georgia 146 $ 17,603,000 $ 120,568 $ 90,000
Webster, Louisiana 146 $ 8,222,000 $ 56,315 $ 54,000
Gregg, Texas 145 $ 10,158,000 $ 70,055 $ 67,000
Lowndes, Mississippi 142 $ 11,534,000 $ 81,225 $ 60,000
Washington, Tennessee 138 $ 16,057,000 $ 116,355 $ 74,000
Anderson, Tennessee 135 $ 11,441,000 $ 84,748 $ 70,000
Dyer, Tennessee 134 $ 13,192,000 $ 98,447 $ 62,000
Covington, Alabama 133 $ 12,224,000 $ 91,909 $ 79,000
Carroll, Georgia 133 $ 13,532,000 $ 101,744 $ 65,000
Lonoke, Arkansas 132 $ 15,733,000 $ 119,189 $ 76,000
Greene, Missouri 132 $ 13,156,000 $ 99,666 $ 72,000
Lauderdale, Tennessee 131 $ 8,832,000 $ 67,419 $ 53,000
Bowie, Texas 131 $ 10,398,000 $ 79,374 $ 72,000
Clarke, Georgia 130 $ 21,629,000 $ 166,376 $ 88,000
Lamar, Mississippi 130 $ 17,490,000 $ 134,538 $ 68,000
McCracken, Kentucky 128 $ 11,728,000 $ 91,625 $ 68,000
Lafourche, Louisiana 125 $ 14,539,000 $ 116,312 $ 86,000
Chester, Tennessee 124 $ 11,639,000 $ 93,862 $ 60,000
Williamson, Texas 122 $ 64,457,000 $ 528,336 $ 116,000
Rapides, Louisiana 121 $ 10,231,000 $ 84,553 $ 77,000
Jefferson, Missouri 121 $ 15,053,000 $ 124,404 $ 72,000
Wake, North Carolina 121 $ 32,530,000 $ 268,842 $ 123,000
Collin, Texas 121 $ 36,330,000 $ 300,247 $ 181,000
Flagler, Florida 120 $ 44,248,000 $ 368,733 $ 226,000
Beaufort, South Carolina 120 $ 24,494,000 $ 204,116 $ 142,000
Coweta, Georgia 119 $ 14,315,000 $ 120,294 $ 82,000
Miller, Arkansas 117 $ 8,190,000 $ 70,000 $ 72,000
Livingston, Louisiana 116 $ 9,721,000 $ 83,801 $ 74,000
Brazoria, Texas 116 $ 11,068,000 $ 95,413 $ 89,000
Cherokee, Alabama 115 $ 7,408,000 $ 64,417 $ 60,000
Cullman, Alabama 114 $ 11,644,000 $ 102,140 $ 88,000
Clay, Florida 113 $ 21,389,000 $ 189,283 $ 130,000
Alcorn, Mississippi 111 $ 8,765,000 $ 78,963 $ 56,000
Washington, Mississippi 111 $ 4,805,000 $ 43,288 $ 48,000
Bexar, Texas 111 $ 36,547,000 $ 329,252 $ 216,000
Dallas, Alabama 108 $ 5,453,000 $ 50,490 $ 55,000
Dougherty, Georgia 107 $ 6,279,000 $ 58,682 $ 58,000
Nassau, Florida 105 $ 24,810,000 $ 236,285 $ 120,000
Washington, Florida 105 $ 7,674,000 $ 73,085 $ 57,000
Henry, Tennessee 105 $ 8,735,000 $ 83,190 $ 62,000
Johnson, Arkansas 104 $ 6,893,000 $ 66,278 $ 50,000
Graves, Kentucky 104 $ 6,961,000 $ 66,932 $ 62,000
Galveston, Texas 104 $ 16,001,000 $ 153,855 $ 117,000
Fayette, Tennessee 103 $ 12,941,000 $ 125,640 $ 83,000
Johnson, Indiana 102 $ 16,339,000 $ 160,186 $ 107,000
Lincoln, Tennessee 102 $ 8,274,000 $ 81,117 $ 62,000
Fort Bend, Texas 102 $ 25,597,000 $ 250,950 $ 163,000
Pearl River, Mississippi 100 $ 10,216,000 $ 102,160 $ 75,000
Pickens, Georgia 99 $ 18,064,000 $ 182,464 $ 93,000
Greene, Indiana 99 $ 7,111,000 $ 71,828 $ 58,000
Terrebonne, Louisiana 99 $ 10,156,000 $ 102,585 $ 69,000
Walker, Alabama 96 $ 5,506,000 $ 57,354 $ 71,000
Weakley, Tennessee 96 $ 7,179,000 $ 74,781 $ 57,000
Warren, Tennessee 95 $ 6,008,000 $ 63,242 $ 47,000
Montgomery, Texas 95 $ 90,921,000 $ 957,063 $ 128,000
Grant, Indiana 94 $ 4,934,000 $ 52,489 $ 50,000
Denton, Texas 94 $ 29,411,000 $ 312,882 $ 214,000
Barrow, Georgia 93 $ 12,333,000 $ 132,612 $ 79,000
Union, North Carolina 92 $ 41,335,000 $ 449,293 $ 242,000
Hardeman, Tennessee 92 $ 7,572,000 $ 82,304 $ 50,000
Escambia, Alabama 91 $ 7,629,000 $ 83,835 $ 64,000
Lafayette, Louisiana 91 $ 16,547,000 $ 181,835 $ 121,000
Jackson, Alabama 90 $ 7,778,000 $ 86,422 $ 68,000
Hancock, Mississippi 90 $ 13,988,000 $ 155,422 $ 85,000
Roane, Tennessee 89 $ 7,712,000 $ 86,651 $ 62,000
Clarke, Alabama 88 $ 4,842,000 $ 55,022 $ 60,000
Henry, Georgia 87 $ 10,055,000 $ 115,574 $ 84,000
Iberia, Louisiana 87 $ 6,852,000 $ 78,758 $ 74,000
Murray, Georgia 86 $ 6,560,000 $ 76,279 $ 59,000
Adams, Mississippi 86 $ 3,818,000 $ 44,395 $ 51,000
Scott, Missouri 86 $ 5,789,000 $ 67,313 $ 53,000
St. Bernard, Louisiana 85 $ 4,822,000 $ 56,729 $ 70,000
Greene, Arkansas 81 $ 5,901,000 $ 72,851 $ 49,000
Carroll, Tennessee 81 $ 5,980,000 $ 73,827 $ 64,000
DeKalb, Tennessee 81 $ 5,704,000 $ 70,419 $ 61,000
Obion, Tennessee 81 $ 6,108,000 $ 75,407 $ 54,000
Habersham, Georgia 80 $ 10,122,000 $ 126,525 $ 63,000
Cook, Illinois 80 $ 16,337,000 $ 204,212 $ 132,000
Jackson, Illinois 80 $ 6,276,000 $ 78,450 $ 64,000
Pointe Coupee, Louisiana 80 $ 5,155,000 $ 64,437 $ 69,000
Boone, Missouri 80 $ 10,475,000 $ 130,937 $ 83,000
Nacogdoches, Texas 80 $ 6,735,000 $ 84,187 $ 70,000
Oconee, Georgia 79 $ 22,020,000 $ 278,734 $ 142,000
Jones, Mississippi 79 $ 5,276,000 $ 66,784 $ 72,000
Panola, Mississippi 78 $ 5,337,000 $ 68,423 $ 65,000
Pike, Alabama 77 $ 6,211,000 $ 80,662 $ 62,000
Gilmer, Georgia 77 $ 8,809,000 $ 114,402 $ 116,000
Little River, Arkansas 76 $ 2,637,000 $ 34,697 $ 70,000
Berkeley, South Carolina 76 $ 18,390,000 $ 241,973 $ 123,000
Dickson, Tennessee 76 $ 6,472,000 $ 85,157 $ 74,000
Sevier, Tennessee 76 $ 10,546,000 $ 138,763 $ 95,000
Jackson, Arkansas 74 $ 3,865,000 $ 52,229 $ 51,000
Mississippi, Arkansas 74 $ 3,375,000 $ 45,608 $ 50,000
Polk, Georgia 74 $ 4,212,000 $ 56,918 $ 59,000
Lawrence, Mississippi 74 $ 3,251,000 $ 43,932 $ 51,000
Perry, Missouri 74 $ 5,436,000 $ 73,459 $ 63,000
Franklin, Tennessee 74 $ 10,141,000 $ 137,040 $ 99,000
Calloway, Kentucky 73 $ 5,576,000 $ 76,383 $ 58,000
Warren, Mississippi 73 $ 6,160,000 $ 84,383 $ 55,000
Marshall, Kentucky 72 $ 5,631,000 $ 78,208 $ 72,000
Cole, Missouri 72 $ 6,711,000 $ 93,208 $ 65,000
Taney, Missouri 72 $ 6,784,000 $ 94,222 $ 69,000
Hendricks, Indiana 71 $ 8,390,000 $ 118,169 $ 64,000
Neshoba, Mississippi 71 $ 3,648,000 $ 51,380 $ 56,000
Sumter, Alabama 70 $ 3,075,000 $ 43,928 $ 51,000
Van Buren, Arkansas 70 $ 5,071,000 $ 72,442 $ 67,000
Fayette, Georgia 70 $ 13,687,000 $ 195,528 $ 110,000
Harrison, Indiana 70 $ 6,892,000 $ 98,457 $ 54,000
Monroe, Indiana 70 $ 8,986,000 $ 128,371 $ 87,000
Black Hawk, Iowa 70 $ 5,428,000 $ 77,542 $ 65,000
Lincoln, Mississippi 70 $ 5,098,000 $ 72,828 $ 66,000
McNairy, Tennessee 70 $ 5,209,000 $ 74,414 $ 74,000
Anderson, Texas 70 $ 3,658,000 $ 52,257 $ 69,000
St. Francis, Arkansas 69 $ 4,056,000 $ 58,782 $ 55,000
Muscogee, Georgia 69 $ 5,546,000 $ 80,376 $ 72,000
Rabun, Georgia 69 $ 27,558,000 $ 399,391 $ 223,000
Henderson, Tennessee 69 $ 4,266,000 $ 61,826 $ 52,000
Clay, Arkansas 68 $ 3,350,000 $ 49,264 $ 48,000
Alachua, Florida 68 $ 10,816,000 $ 159,058 $ 112,000
Sumter, Florida 68 $ 7,500,000 $ 110,294 $ 65,000
Carroll, Indiana 68 $ 5,193,000 $ 76,367 $ 64,000
Haywood, Tennessee 68 $ 4,180,000 $ 61,470 $ 59,000
Choctaw, Alabama 67 $ 3,421,000 $ 51,059 $ 63,000
Tallapoosa, Alabama 67 $ 11,493,000 $ 171,537 $ 104,000
Carter, Tennessee 67 $ 5,600,000 $ 83,582 $ 59,000
Cheatham, Tennessee 67 $ 8,567,000 $ 127,865 $ 73,000
Lawrence, Alabama 66 $ 5,126,000 $ 77,666 $ 60,000
Marengo, Alabama 66 $ 3,666,000 $ 55,545 $ 50,000
Coahoma, Mississippi 66 $ 4,259,000 $ 64,530 $ 53,000
Tippah, Mississippi 65 $ 4,189,000 $ 64,446 $ 52,000
Lawrence, Missouri 65 $ 3,741,000 $ 57,553 $ 64,000
Rhea, Tennessee 65 $ 6,497,000 $ 99,953 $ 69,000
Lowndes, Georgia 64 $ 5,473,000 $ 85,515 $ 81,000
McLean, Illinois 64 $ 5,769,000 $ 90,140 $ 74,000
Newton, Mississippi 64 $ 3,256,000 $ 50,875 $ 55,000
Pike, Mississippi 64 $ 5,177,000 $ 80,890 $ 57,000
Clayton, Georgia 63 $ 11,748,000 $ 186,476 $ 51,000
Chattooga, Georgia 62 $ 3,232,000 $ 52,129 $ 53,000
Leflore, Mississippi 62 $ 2,964,000 $ 47,806 $ 61,000
Oktibbeha, Mississippi 62 $ 6,794,000 $ 109,580 $ 91,000
Callaway, Missouri 62 $ 5,897,000 $ 95,112 $ 66,000
Russell, Alabama 61 $ 3,438,000 $ 56,360 $ 76,000
Poinsett, Arkansas 61 $ 3,584,000 $ 58,754 $ 42,000
Dawson, Georgia 61 $ 15,814,000 $ 259,245 $ 129,000
Copiah, Mississippi 61 $ 3,072,000 $ 50,360 $ 49,000
Conecuh, Alabama 60 $ 3,639,000 $ 60,650 $ 68,000
Logan, Illinois 60 $ 3,594,000 $ 59,900 $ 55,000
Williamson, Illinois 60 $ 5,212,000 $ 86,866 $ 67,000
Stewart, Tennessee 60 $ 6,860,000 $ 114,333 $ 74,000
Boone, Arkansas 59 $ 5,767,000 $ 97,745 $ 51,000
Tazewell, Illinois 59 $ 4,826,000 $ 81,796 $ 77,000
Bedford, Tennessee 59 $ 3,627,000 $ 61,474 $ 77,000
McMinn, Tennessee 59 $ 4,403,000 $ 74,627 $ 69,000
Coffee, Alabama 58 $ 5,398,000 $ 93,068 $ 74,000
Perry, Illinois 58 $ 3,233,000 $ 55,741 $ 59,000
Christian, Missouri 58 $ 7,389,000 $ 127,396 $ 96,000
Hamblen, Tennessee 58 $ 4,233,000 $ 72,982 $ 68,000
Marion, Illinois 57 $ 2,209,000 $ 38,754 $ 56,000
Dorchester, South Carolina 57 $ 11,648,000 $ 204,350 $ 84,000
Monroe, Alabama 56 $ 3,497,000 $ 62,446 $ 68,000
Plaquemines, Louisiana 56 $ 5,195,000 $ 92,767 $ 88,000
St. Mary, Louisiana 56 $ 3,353,000 $ 59,875 $ 61,000
Union, Mississippi 56 $ 4,076,000 $ 72,785 $ 46,000
Edgefield, South Carolina 56 $ 5,009,000 $ 89,446 $ 62,000
McCormick, South Carolina 56 $ 2,126,000 $ 37,964 $ 45,000
Washington, Alabama 54 $ 3,097,000 $ 57,351 $ 67,000
Elbert, Georgia 54 $ 5,015,000 $ 92,870 $ 68,000
Jefferson Davis, Mississippi 54 $ 1,995,000 $ 36,944 $ 49,000
Webster, Mississippi 54 $ 3,630,000 $ 67,222 $ 59,000
Loudon, Tennessee 54 $ 10,169,000 $ 188,314 $ 120,000
Banks, Georgia 53 $ 3,603,000 $ 67,981 $ 65,000
Monroe, Illinois 52 $ 6,658,000 $ 128,038 $ 107,000
Morgan, Indiana 52 $ 5,282,000 $ 101,576 $ 77,000
Bolivar, Mississippi 52 $ 4,488,000 $ 86,307 $ 61,000
Hamilton, Ohio 52 $ 9,350,000 $ 179,807 $ 124,000
Spartanburg, South Carolina 52 $ 6,262,000 $ 120,423 $ 85,000
Conway, Arkansas 51 $ 3,470,000 $ 68,039 $ 66,000
McDuffie, Georgia 51 $ 2,596,000 $ 50,901 $ 52,000
Tallahatchie, Mississippi 51 $ 2,414,000 $ 47,333 $ 69,000
Monroe, Tennessee 51 $ 4,245,000 $ 83,235 $ 65,000
Cross, Arkansas 50 $ 1,477,000 $ 29,540 $ 59,000
White, Georgia 50 $ 4,994,000 $ 99,880 $ 64,000
Butler, Ohio 50 $ 7,928,000 $ 158,560 $ 79,000
Lawrence, Arkansas 49 $ 3,063,000 $ 62,510 $ 57,000
Howard, Indiana 48 $ 3,785,000 $ 78,854 $ 47,000
St. John the Baptist, Louisiana 48 $ 4,899,000 $ 102,062 $ 63,000
Yazoo, Mississippi 48 $ 1,707,000 $ 35,562 $ 46,000
Benton, Tennessee 48 $ 3,751,000 $ 78,145 $ 77,000
Union, Arkansas 47 $ 3,065,000 $ 65,212 $ 62,000
Randolph, Illinois 47 $ 3,001,000 $ 63,851 $ 60,000
Gibson, Indiana 47 $ 3,853,000 $ 81,978 $ 58,000
St. James, Louisiana 47 $ 4,188,000 $ 89,106 $ 68,000
Calhoun, Mississippi 47 $ 2,391,000 $ 50,872 $ 54,000
Barnwell, South Carolina 47 $ 4,053,000 $ 86,234 $ 44,000
Christian, Illinois 46 $ 2,886,000 $ 62,739 $ 61,000
Montgomery, Mississippi 46 $ 1,890,000 $ 41,086 $ 53,000
Bibb, Alabama 45 $ 2,703,000 $ 60,066 $ 54,000
Logan, Arkansas 45 $ 2,982,000 $ 66,266 $ 54,000
Jefferson, Tennessee 45 $ 4,873,000 $ 108,288 $ 84,000
Wilkes, Georgia 44 $ 2,771,000 $ 62,977 $ 63,000
Crawford, Illinois 44 $ 1,833,000 $ 41,659 $ 51,000
Peoria, Illinois 44 $ 3,221,000 $ 73,204 $ 64,000
Sangamon, Illinois 44 $ 2,918,000 $ 66,318 $ 85,000
New Madrid, Missouri 44 $ 3,098,000 $ 70,409 $ 63,000
Boone, Indiana 43 $ 8,764,000 $ 203,813 $ 113,000
Marshall, Mississippi 43 $ 2,728,000 $ 63,441 $ 57,000
Ste. Genevieve, Missouri 43 $ 4,406,000 $ 102,465 $ 76,000
Anderson, South Carolina 43 $ 4,769,000 $ 110,906 $ 60,000
Morgan, Tennessee 43 $ 2,420,000 $ 56,279 $ 63,000
Cass, Texas 43 $ 1,892,000 $ 44,000 $ 53,000
Fayette, Alabama 42 $ 1,611,000 $ 38,357 $ 52,000
St. Lucie, Florida 42 $ 6,887,000 $ 163,976 $ 140,000
Stephens, Georgia 42 $ 3,964,000 $ 94,380 $ 57,000
Vanderburgh, Indiana 42 $ 4,608,000 $ 109,714 $ 57,000
Jasper, South Carolina 42 $ 1,997,000 $ 47,547 $ 51,000
Cannon, Tennessee 42 $ 2,883,000 $ 68,642 $ 52,000
Lee, Georgia 41 $ 3,649,000 $ 89,000 $ 53,000
Morgan, Georgia 41 $ 4,588,000 $ 111,902 $ 68,000
Polk, Iowa 41 $ 3,722,000 $ 90,780 $ 81,000
Winston, Mississippi 41 $ 2,580,000 $ 62,926 $ 43,000
York, South Carolina 41 $ 10,658,000 $ 259,951 $ 111,000
Geneva, Alabama 40 $ 2,906,000 $ 72,650 $ 61,000
Holmes, Florida 40 $ 3,749,000 $ 93,725 $ 61,000
Walton, Georgia 40 $ 8,458,000 $ 211,450 $ 90,000
Washington, Illinois 40 $ 2,972,000 $ 74,300 $ 80,000
Tate, Mississippi 40 $ 3,769,000 $ 94,225 $ 70,000
Yalobusha, Mississippi 40 $ 2,417,000 $ 60,425 $ 53,000
Franklin, Illinois 39 $ 2,024,000 $ 51,897 $ 67,000
Grant, Arkansas 38 $ 3,506,000 $ 92,263 $ 77,000
Simpson, Mississippi 38 $ 2,109,000 $ 55,500 $ 82,000
Humphreys, Tennessee 38 $ 4,180,000 $ 110,000 $ 64,000
Lewis, Tennessee 38 $ 1,719,000 $ 45,236 $ 58,000
Jefferson, Arkansas 37 $ 2,177,000 $ 58,837 $ 54,000
Decatur, Georgia 37 $ 1,404,000 $ 37,945 $ 54,000
Champaign, Illinois 37 $ 4,173,000 $ 112,783 $ 81,000
Marshall, Tennessee 37 $ 3,801,000 $ 102,729 $ 64,000
Meigs, Tennessee 37 $ 2,901,000 $ 78,405 $ 55,000
Harrison, Texas 37 $ 3,450,000 $ 93,243 $ 81,000
Calhoun, Florida 36 $ 3,618,000 $ 100,500 $ 52,000
Lumpkin, Georgia 36 $ 5,412,000 $ 150,333 $ 88,000
Madison, Georgia 36 $ 5,333,000 $ 148,138 $ 52,000
Cleburne, Arkansas 35 $ 4,953,000 $ 141,514 $ 188,000
Crawford, Arkansas 35 $ 3,998,000 $ 114,228 $ 63,000
Jefferson, Georgia 35 $ 1,660,000 $ 47,428 $ 54,000
Kenton, Kentucky 35 $ 6,847,000 $ 195,628 $ 99,000
St. Charles, Louisiana 35 $ 4,401,000 $ 125,742 $ 81,000
Kershaw, South Carolina 35 $ 6,142,000 $ 175,485 $ 76,000
Monroe, Florida 34 $ 14,134,000 $ 415,705 $ 185,000
Jenkins, Georgia 34 $ 1,561,000 $ 45,911 $ 63,000
Ballard, Kentucky 34 $ 2,097,000 $ 61,676 $ 71,000
Iredell, North Carolina 34 $ 13,669,000 $ 402,029 $ 201,000
Horry, South Carolina 34 $ 6,437,000 $ 189,323 $ 155,000
Coosa, Alabama 33 $ 5,237,000 $ 158,696 $ 94,000
Haralson, Georgia 33 $ 3,513,000 $ 106,454 $ 75,000
Newton, Georgia 33 $ 3,452,000 $ 104,606 $ 59,000
Clay, Mississippi 33 $ 1,679,000 $ 50,878 $ 54,000
Covington, Mississippi 33 $ 2,167,000 $ 65,666 $ 56,000
Stoddard, Missouri 33 $ 1,949,000 $ 59,060 $ 63,000
Winston, Alabama 32 $ 7,130,000 $ 222,812 $ 160,000
Cabarrus, North Carolina 32 $ 18,376,000 $ 574,250 $ 267,000
Hampton, South Carolina 32 $ 899,000 $ 28,093 $ 48,000
Coffee, Tennessee 32 $ 2,786,000 $ 87,062 $ 74,000
Dale, Alabama 31 $ 3,471,000 $ 111,967 $ 62,000
Carroll, Mississippi 31 $ 1,493,000 $ 48,161 $ 52,000
Pontotoc, Mississippi 31 $ 2,991,000 $ 96,483 $ 63,000
Campbell, Tennessee 31 $ 3,448,000 $ 111,225 $ 76,000
Overton, Tennessee 31 $ 2,821,000 $ 91,000 $ 58,000
Lowndes, Alabama 30 $ 2,425,000 $ 80,833 $ 50,000
Gadsden, Florida 30 $ 2,910,000 $ 97,000 $ 74,000
Burke, Georgia 30 $ 1,894,000 $ 63,133 $ 70,000
Rockdale, Georgia 30 $ 4,630,000 $ 154,333 $ 82,000
Lawrence, Indiana 30 $ 1,886,000 $ 62,866 $ 42,000
Morehouse, Louisiana 30 $ 1,957,000 $ 65,233 $ 59,000
Attala, Mississippi 30 $ 2,107,000 $ 70,233 $ 65,000
Chickasaw, Mississippi 30 $ 1,779,000 $ 59,300 $ 49,000
Crockett, Tennessee 30 $ 2,230,000 $ 74,333 $ 59,000
Hawkins, Tennessee 30 $ 2,560,000 $ 85,333 $ 56,000
Rusk, Texas 30 $ 2,125,000 $ 70,833 $ 63,000
Clark, Arkansas 29 $ 2,230,000 $ 76,896 $ 46,000
Marion, Mississippi 29 $ 1,932,000 $ 66,620 $ 56,000
Monroe, Mississippi 29 $ 2,726,000 $ 94,000 $ 62,000
Hays, Texas 29 $ 9,649,000 $ 332,724 $ 154,000
Howard, Arkansas 28 $ 2,762,000 $ 98,642 $ 64,000
Independence, Arkansas 28 $ 1,802,000 $ 64,357 $ 54,000
Heard, Georgia 28 $ 1,429,000 $ 51,035 $ 58,000
Spalding, Georgia 28 $ 2,199,000 $ 78,535 $ 58,000
Macon, North Carolina 28 $ 5,481,000 $ 195,750 $ 176,000
Henry, Alabama 27 $ 2,540,000 $ 94,074 $ 81,000
Macon, Alabama 27 $ 2,271,000 $ 84,111 $ 66,000
Gulf, Florida 27 $ 3,612,000 $ 133,777 $ 121,000
Bartholomew, Indiana 27 $ 3,214,000 $ 119,037 $ 73,000
Campbell, Kentucky 27 $ 3,911,000 $ 144,851 $ 88,000
Lincoln, Louisiana 27 $ 2,865,000 $ 106,111 $ 62,000
Stone, Missouri 27 $ 2,132,000 $ 78,962 $ 61,000
Gaston, North Carolina 27 $ 5,705,000 $ 211,296 $ 101,000
Lake, Tennessee 27 $ 1,555,000 $ 57,592 $ 50,000
Hale, Alabama 26 $ 1,673,000 $ 64,346 $ 56,000
Clinton, Illinois 26 $ 1,917,000 $ 73,730 $ 78,000
West Baton Rouge, Louisiana 26 $ 2,984,000 $ 114,769 $ 63,000
Phelps, Missouri 26 $ 1,931,000 $ 74,269 $ 72,000
Kaufman, Texas 26 $ 2,332,000 $ 89,692 $ 96,000
Hot Spring, Arkansas 25 $ 2,016,000 $ 80,640 $ 69,000
Union, Georgia 25 $ 6,779,000 $ 271,160 $ 150,000
Jefferson, Kentucky 25 $ 4,288,000 $ 171,520 $ 97,000
Sunflower, Mississippi 25 $ 1,146,000 $ 45,840 $ 46,000
Barry, Missouri 25 $ 2,298,000 $ 91,920 $ 82,000
Butler, Missouri 25 $ 2,064,000 $ 82,560 $ 46,000
Johnston, North Carolina 25 $ 4,387,000 $ 175,480 $ 89,000
New Hanover, North Carolina 25 $ 7,233,000 $ 289,320 $ 380,000
Hickman, Tennessee 25 $ 2,645,000 $ 105,800 $ 55,000
Dade, Georgia 24 $ 2,119,000 $ 88,291 $ 52,000
Harris, Georgia 24 $ 3,172,000 $ 132,166 $ 82,000
Benton, Mississippi 24 $ 981,000 $ 40,875 $ 52,000
Jasper, Mississippi 24 $ 1,467,000 $ 61,125 $ 56,000
Gasconade, Missouri 24 $ 1,415,000 $ 58,958 $ 58,000
Buncombe, North Carolina 24 $ 12,944,000 $ 539,333 $ 288,000
Martin, Florida 23 $ 5,006,000 $ 217,652 $ 188,000
Chatham, Georgia 23 $ 3,930,000 $ 170,869 $ 108,000
Henderson, Kentucky 23 $ 2,503,000 $ 108,826 $ 51,000
St. Martin, Louisiana 23 $ 2,330,000 $ 101,304 $ 81,000
Holmes, Mississippi 23 $ 678,000 $ 29,478 $ 46,000
Itawamba, Mississippi 23 $ 2,636,000 $ 114,608 $ 49,000
Wayne, North Carolina 23 $ 4,015,000 $ 174,565 $ 80,000
Nueces, Texas 23 $ 4,357,000 $ 189,434 $ 133,000
Perry, Alabama 22 $ 696,000 $ 31,636 $ 60,000
Vigo, Indiana 22 $ 1,751,000 $ 79,590 $ 48,000
Simpson, Kentucky 22 $ 1,855,000 $ 84,318 $ 56,000
Perry, Mississippi 22 $ 1,608,000 $ 73,090 $ 66,000
Houston, Tennessee 22 $ 2,323,000 $ 105,590 $ 127,000
Lawrence, Tennessee 22 $ 1,894,000 $ 86,090 $ 50,000
Pickett, Tennessee 22 $ 2,285,000 $ 103,863 $ 59,000
Ellis, Texas 22 $ 2,944,000 $ 133,818 $ 89,000
Bristol, Virginia 22 $ 1,489,000 $ 67,681 $ 58,000
Greene, Alabama 21 $ 893,000 $ 42,523 $ 29,000
Dallas, Arkansas 21 $ 515,000 $ 24,523 $ 42,000
Liberty, Florida 21 $ 2,006,000 $ 95,523 $ 61,000
Warrick, Indiana 21 $ 2,406,000 $ 114,571 $ 70,000
Livingston, Kentucky 21 $ 1,296,000 $ 61,714 $ 65,000
Tishomingo, Mississippi 21 $ 1,836,000 $ 87,428 $ 64,000
Grainger, Tennessee 21 $ 1,773,000 $ 84,428 $ 63,000
Franklin, Alabama 20 $ 1,539,000 $ 76,950 $ 61,000
Crisp, Georgia 20 $ 1,136,000 $ 56,800 $ 52,000
Clark, Indiana 20 $ 2,545,000 $ 127,250 $ 79,000
Washington, Indiana 20 $ 1,384,000 $ 69,200 $ 51,000
Claiborne, Louisiana 20 $ 1,260,000 $ 63,000 $ 62,000
West Carroll, Louisiana 20 $ 1,095,000 $ 54,750 $ 89,000
Claiborne, Mississippi 20 $ 950,000 $ 47,500 $ 54,000
Randolph, Alabama 19 $ 2,530,000 $ 133,157 $ 107,000
Randolph, Arkansas 19 $ 2,092,000 $ 110,105 $ 70,000
Highlands, Florida 19 $ 2,914,000 $ 153,368 $ 110,000
Clark, Illinois 19 $ 1,206,000 $ 63,473 $ 61,000
Madison, Indiana 19 $ 2,965,000 $ 156,052 $ 100,000
Richland, Louisiana 19 $ 1,404,000 $ 73,894 $ 57,000
Kemper, Mississippi 19 $ 1,184,000 $ 62,315 $ 61,000
Durham, North Carolina 19 $ 4,500,000 $ 236,842 $ 143,000
Jackson, North Carolina 19 $ 9,001,000 $ 473,736 $ 428,000
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Mortgage Loan Application Detail Totals for Regions Bank in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 39,126 $6,027,299,000 $154,000 $99,999,000 $92,000 $9,999,000
Home Purchase 26,049 $5,760,802,000 $221,000 $3,250,000 $111,000 $9,740,000
Home Improvement 20,752 $630,629,000 $30,000 $2,000,000 $69,000 $4,232,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 60,696 $8,974,574,000 $147,000 $3,400,000 $98,000 $9,999,000
Black or African American 12,811 $1,037,333,000 $80,000 $1,973,000 $62,000 $2,728,000
Hispanic 6,285 $1,002,065,000 $159,000 $3,250,000 $90,000 $2,780,000
Not Provided 3,792 $408,898,000 $107,000 $2,000,000 $91,000 $4,232,000
Asian 1,621 $349,329,000 $215,000 $2,000,000 $126,000 $3,289,000
American Indian or Alaskan Native 376 $37,218,000 $98,000 $1,425,000 $81,000 $996,000
Not applicable 200 $587,813,000 $2,939,000 $99,999,000 $0 $0
Native Hawaiin or Other Pacific Islander 146 $21,500,000 $147,000 $749,000 $91,000 $734,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 76,958 $11,074,813,000 $143,000 $99,999,000 $96,000 $9,999,000
FHA-insured (Federal Housing Administration) 5,392 $777,092,000 $144,000 $511,000 $58,000 $937,000
VA-guaranteed (Veterans Administration) 2,066 $396,163,000 $191,000 $781,000 $73,000 $413,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 1,511 $170,662,000 $112,000 $404,000 $41,000 $103,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 44,286 $7,480,094,000 $168,000 $99,999,000 $101,000 $9,999,000
Application Denied By Financial Institution 27,275 $2,288,908,000 $83,000 $2,000,000 $67,000 $9,740,000
Application Withdrawn By Applicant 5,766 $1,317,879,000 $228,000 $3,400,000 $120,000 $9,999,000
Application Approved But Not Accepted 5,382 $668,374,000 $124,000 $3,800,000 $100,000 $9,711,000
File Closed For Incompleteness 2,607 $561,984,000 $215,000 $2,300,000 $124,000 $7,018,000
Preapproval Denied by Financial Institution 557 $95,142,000 $170,000 $1,890,000 $60,000 $1,343,000
Loan Purchased By The Institution 53 $5,849,000 $110,000 $322,000 $0 $0
Preapproval Approved but not Accepted 1 $500,000 $500,000 $500,000 $593,000 $593,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Regions Bank's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Regions Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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