Regions Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Regions Bank 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Regions Bank 1900 5Th Avenue N Birmingham, AL 35203 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 85,927 |
| Total Mortgage Loan Application Amount | $12,418,730,000 |
| Average Mortgage Loan Application Amount | $135,000 |
| Highest Mortgage Loan Application Amount | $99,999,000 |
| Average Applicant Income | $90,666 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Regions Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Regions Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Regions Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Regions Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Regions Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Regions Bank's mortgage activity for 2016.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| BIRMINGHAM-HOOVER, AL | 5,021 | $ 699,001,000 | $ 139,000 | $ 85,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 4,279 | $ 748,215,000 | $ 174,000 | $ 99,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 3,733 | $ 848,243,000 | $ 227,000 | $ 103,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 3,307 | $ 522,764,000 | $ 158,000 | $ 101,000 |
| MEMPHIS, TN-MS-AR | 2,902 | $ 253,123,000 | $ 77,666 | $ 71,666 |
| ST. LOUIS, MO-IL | 2,376 | $ 263,892,000 | $ 110,000 | $ 83,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 2,224 | $ 509,727,000 | $ 229,000 | $ 120,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 1,816 | $ 205,452,000 | $ 113,000 | $ 80,000 |
| MOBILE, AL | 1,724 | $ 146,355,000 | $ 84,000 | $ 75,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 1,621 | $ 281,594,000 | $ 173,000 | $ 113,000 |
| KNOXVILLE, TN | 1,447 | $ 198,670,000 | $ 137,000 | $ 94,000 |
| JACKSON, MS | 1,438 | $ 115,596,000 | $ 80,000 | $ 65,000 |
| NEW ORLEANS-METAIRIE, LA | 1,364 | $ 189,432,000 | $ 138,000 | $ 93,000 |
| MONTGOMERY, AL | 1,299 | $ 122,978,000 | $ 94,000 | $ 73,000 |
| HUNTSVILLE, AL | 1,298 | $ 151,465,000 | $ 116,000 | $ 78,000 |
| CHATTANOOGA, TN-GA | 1,276 | $ 149,008,000 | $ 108,500 | $ 82,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 1,122 | $ 147,081,000 | $ 131,000 | $ 87,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 1,092 | $ 132,841,000 | $ 121,000 | $ 85,000 |
| JACKSONVILLE, FL | 1,061 | $ 237,811,000 | $ 224,000 | $ 162,000 |
| BATON ROUGE, LA | 1,017 | $ 135,721,000 | $ 133,000 | $ 101,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 987 | $ 321,144,000 | $ 325,000 | $ 123,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 941 | $ 153,800,000 | $ 163,000 | $ 108,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 905 | $ 244,539,000 | $ 270,000 | $ 195,000 |
| PANAMA CITY, FL | 882 | $ 130,997,000 | $ 148,000 | $ 122,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 824 | $ 81,750,000 | $ 100,000 | $ 71,000 |
| SHREVEPORT-BOSSIER CITY, LA | 799 | $ 89,634,000 | $ 112,000 | $ 98,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 769 | $ 143,005,000 | $ 185,000 | $ 124,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 756 | $ 161,365,000 | $ 213,000 | $ 115,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 756 | $ 189,457,000 | $ 250,000 | $ 134,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 671 | $ 111,789,000 | $ 166,000 | $ 97,000 |
| DALLAS-PLANO-IRVING, TX | 666 | $ 164,972,000 | $ 247,000 | $ 153,000 |
| OCALA, FL | 654 | $ 61,109,000 | $ 93,000 | $ 77,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 643 | $ 301,134,000 | $ 382,500 | $ 157,500 |
| CAPE CORAL-FORT MYERS, FL | 601 | $ 109,816,000 | $ 182,000 | $ 117,000 |
| DALTON, GA | 573 | $ 52,487,000 | $ 91,000 | $ 56,000 |
| AUSTIN-ROUND ROCK, TX | 545 | $ 266,589,000 | $ 489,000 | $ 212,000 |
| JACKSON, TN | 535 | $ 49,913,000 | $ 93,000 | $ 63,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 509 | $ 58,725,000 | $ 115,000 | $ 81,000 |
| FLORENCE-MUSCLE SHOALS, AL | 503 | $ 48,031,000 | $ 95,000 | $ 72,000 |
| COLUMBIA, SC | 477 | $ 90,238,000 | $ 189,000 | $ 87,000 |
| TUSCALOOSA, AL | 473 | $ 51,532,000 | $ 108,000 | $ 98,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 420 | $ 153,475,000 | $ 365,000 | $ 164,000 |
| DECATUR, AL | 412 | $ 34,823,000 | $ 84,000 | $ 63,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 402 | $ 129,085,000 | $ 321,000 | $ 149,000 |
| DOTHAN, AL | 365 | $ 32,049,000 | $ 87,000 | $ 70,000 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 361 | $ 27,607,000 | $ 76,000 | $ 64,000 |
| GAINESVILLE, GA | 360 | $ 62,658,000 | $ 174,000 | $ 99,000 |
| FORT WORTH-ARLINGTON, TX | 348 | $ 106,121,000 | $ 304,000 | $ 126,000 |
| HATTIESBURG, MS | 347 | $ 37,230,000 | $ 107,000 | $ 63,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 341 | $ 49,166,000 | $ 177,000 | $ 99,500 |
| LAFAYETTE-WEST LAFAYETTE, IN | 332 | $ 38,353,000 | $ 115,000 | $ 79,000 |
| TEXARKANA, TX-AR | 324 | $ 21,225,000 | $ 67,500 | $ 71,500 |
| LAKELAND-WINTER HAVEN, FL | 322 | $ 38,507,000 | $ 119,000 | $ 83,000 |
| JONESBORO, AR | 308 | $ 27,698,000 | $ 89,000 | $ 61,000 |
| HOT SPRINGS, AR | 301 | $ 29,512,000 | $ 98,000 | $ 68,000 |
| HOMOSASSA SPRINGS, FL | 298 | $ 28,447,000 | $ 95,000 | $ 62,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 293 | $ 87,374,000 | $ 298,000 | $ 181,000 |
| CLARKSVILLE, TN-KY | 272 | $ 23,019,000 | $ 89,500 | $ 71,000 |
| PUNTA GORDA, FL | 270 | $ 35,437,000 | $ 131,000 | $ 88,000 |
| GADSDEN, AL | 268 | $ 21,026,000 | $ 78,000 | $ 66,000 |
| FORT SMITH, AR-OK | 263 | $ 28,018,000 | $ 103,000 | $ 70,000 |
| ATHENS-CLARKE COUNTY, GA | 259 | $ 51,018,000 | $ 196,000 | $ 98,000 |
| DECATUR, IL | 244 | $ 19,404,000 | $ 79,000 | $ 63,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 233 | $ 21,436,000 | $ 90,000 | $ 62,500 |
| HOUMA-THIBODAUX, LA | 224 | $ 24,695,000 | $ 110,000 | $ 79,000 |
| TYLER, TX | 222 | $ 21,509,000 | $ 96,000 | $ 96,000 |
| LAFAYETTE, LA | 221 | $ 27,305,000 | $ 123,000 | $ 94,000 |
| CLEVELAND, TN | 220 | $ 23,109,000 | $ 105,000 | $ 70,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 216 | $ 37,277,000 | $ 172,000 | $ 103,000 |
| CAPE GIRARDEAU, MO-IL | 211 | $ 17,857,000 | $ 55,500 | $ 59,500 |
| JOHNSON CITY, TN | 210 | $ 22,044,000 | $ 104,000 | $ 69,000 |
| SPRINGFIELD, MO | 207 | $ 22,114,000 | $ 106,000 | $ 79,000 |
| CINCINNATI, OH-KY-IN | 203 | $ 34,320,000 | $ 144,000 | $ 97,666 |
| MONROE, LA | 197 | $ 23,276,000 | $ 118,000 | $ 118,000 |
| TALLAHASSEE, FL | 194 | $ 24,123,000 | $ 124,000 | $ 97,000 |
| LONGVIEW, TX | 189 | $ 13,688,000 | $ 72,000 | $ 68,000 |
| AUBURN-OPELIKA, AL | 188 | $ 27,135,000 | $ 144,000 | $ 93,000 |
| ROME, GA | 181 | $ 14,226,000 | $ 78,000 | $ 83,000 |
| ALBANY, GA | 162 | $ 11,259,000 | $ 69,000 | $ 56,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 162 | $ 26,491,000 | $ 163,000 | $ 118,000 |
| HAMMOND, LA | 161 | $ 15,490,000 | $ 96,000 | $ 73,000 |
| COLUMBUS, GA-AL | 154 | $ 12,156,000 | $ 74,500 | $ 75,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 154 | $ 18,177,000 | $ 138,500 | $ 74,500 |
| RALEIGH, NC | 148 | $ 37,276,000 | $ 251,000 | $ 117,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 148 | $ 45,528,000 | $ 307,000 | $ 194,000 |
| JEFFERSON CITY, MO | 146 | $ 13,975,000 | $ 95,000 | $ 65,000 |
| CARBONDALE-MARION, IL | 140 | $ 11,488,000 | $ 82,000 | $ 65,000 |
| ALEXANDRIA, LA | 128 | $ 11,043,000 | $ 86,000 | $ 76,000 |
| CHICAGO-NAPERVILLE-ARLINGTON HEIGHTS, IL | 123 | $ 24,548,000 | $ 199,000 | $ 121,000 |
| PEORIA, IL | 110 | $ 8,774,000 | $ 79,000 | $ 71,000 |
| MORRISTOWN, TN | 103 | $ 9,106,000 | $ 88,000 | $ 75,000 |
| EVANSVILLE, IN-KY | 90 | $ 10,296,000 | $ 112,000 | $ 57,000 |
| COLUMBIA, MO | 80 | $ 10,475,000 | $ 130,000 | $ 83,000 |
| BLOOMINGTON, IL | 77 | $ 6,738,000 | $ 87,000 | $ 69,000 |
| BLOOMINGTON, IN | 77 | $ 9,716,000 | $ 126,000 | $ 83,000 |
| WATERLOO-CEDAR FALLS, IA | 74 | $ 5,648,000 | $ 76,000 | $ 65,000 |
| GAINESVILLE, FL | 70 | $ 11,196,000 | $ 159,000 | $ 111,000 |
| VALDOSTA, GA | 70 | $ 5,890,000 | $ 84,000 | $ 78,000 |
| THE VILLAGES, FL | 68 | $ 7,500,000 | $ 110,000 | $ 65,000 |
| PORT ST. LUCIE, FL | 65 | $ 11,893,000 | $ 182,000 | $ 157,000 |
| DES MOINES-WEST DES MOINES, IA | 62 | $ 7,774,000 | $ 125,000 | $ 122,000 |
| SPARTANBURG, SC | 52 | $ 6,262,000 | $ 120,000 | $ 85,000 |
| KOKOMO, IN | 48 | $ 3,785,000 | $ 78,000 | $ 47,000 |
| TERRE HAUTE, IN | 48 | $ 3,327,000 | $ 69,000 | $ 53,000 |
| CHAMPAIGN-URBANA, IL | 46 | $ 4,776,000 | $ 103,000 | $ 76,000 |
| SPRINGFIELD, IL | 46 | $ 3,212,000 | $ 69,000 | $ 85,000 |
| ASHEVILLE, NC | 41 | $ 16,296,000 | $ 397,000 | $ 277,000 |
| DURHAM-CHAPEL HILL, NC | 41 | $ 11,862,000 | $ 289,000 | $ 157,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 40 | $ 8,960,000 | $ 304,500 | $ 382,000 |
| PINE BLUFF, AR | 39 | $ 2,344,000 | $ 60,000 | $ 54,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 35 | $ 37,819,000 | $ 8,764,333 | $ 131,333 |
| KANSAS CITY, MO-KS | 31 | $ 5,628,000 | $ 231,000 | $ 99,000 |
| WILMINGTON, NC | 31 | $ 8,917,000 | $ 287,000 | $ 354,000 |
| CORPUS CHRISTI, TX | 30 | $ 6,639,000 | $ 221,000 | $ 148,000 |
| SAVANNAH, GA | 30 | $ 5,286,000 | $ 176,000 | $ 105,000 |
| COLUMBUS, IN | 27 | $ 3,214,000 | $ 119,000 | $ 73,000 |
| GOLDSBORO, NC | 23 | $ 4,015,000 | $ 174,000 | $ 80,000 |
| HICKORY-LENOIR-MORGANTON, NC | 23 | $ 3,732,000 | $ 162,000 | $ 121,000 |
| BROWNSVILLE-HARLINGEN, TX | 19 | $ 2,262,000 | $ 119,000 | $ 141,000 |
| CEDAR RAPIDS, IA | 19 | $ 1,497,000 | $ 78,000 | $ 68,000 |
| SEBRING, FL | 19 | $ 2,914,000 | $ 153,000 | $ 110,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 19 | $ 3,674,000 | $ 193,000 | $ 94,000 |
| DENVER-AURORA-LAKEWOOD, CO | 18 | $ 6,612,000 | $ 367,000 | $ 178,000 |
| SEBASTIAN-VERO BEACH, FL | 18 | $ 4,389,000 | $ 243,000 | $ 161,000 |
| GREENSBORO-HIGH POINT, NC | 17 | $ 2,949,000 | $ 173,000 | $ 100,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 17 | $ 3,928,000 | $ 231,000 | $ 107,000 |
| MACON, GA | 17 | $ 3,354,000 | $ 197,000 | $ 122,000 |
| IOWA CITY, IA | 16 | $ 3,093,000 | $ 193,000 | $ 78,000 |
| WINSTON-SALEM, NC | 16 | $ 4,247,000 | $ 265,000 | $ 139,000 |
| GARY, IN | 15 | $ 1,841,000 | $ 122,000 | $ 67,000 |
| WARNER ROBINS, GA | 14 | $ 1,486,000 | $ 106,000 | $ 73,000 |
| ELGIN, IL | 13 | $ 2,821,000 | $ 217,000 | $ 107,000 |
| KILLEEN-TEMPLE, TX | 13 | $ 2,834,000 | $ 218,000 | $ 452,000 |
| EL PASO, TX | 12 | $ 2,641,000 | $ 220,000 | $ 293,000 |
| BEAUMONT-PORT ARTHUR, TX | 11 | $ 1,272,000 | $ 115,000 | $ 118,000 |
| FORT WAYNE, IN | 11 | $ 1,241,000 | $ 112,000 | $ 67,000 |
| BRUNSWICK, GA | 10 | $ 3,414,000 | $ 341,000 | $ 160,000 |
| LUBBOCK, TX | 10 | $ 2,190,000 | $ 219,000 | $ 89,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 10 | $ 1,593,000 | $ 163,000 | $ 106,000 |
| RICHMOND, VA | 10 | $ 6,283,000 | $ 628,000 | $ 90,000 |
| BOWLING GREEN, KY | 9 | $ 1,290,000 | $ 143,000 | $ 104,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 9 | $ 1,052,000 | $ 116,000 | $ 78,000 |
| LAKE CHARLES, LA | 8 | $ 1,706,000 | $ 213,000 | $ 147,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 8 | $ 13,721,000 | $ 1,715,000 | $ 151,000 |
| OKLAHOMA CITY, OK | 8 | $ 1,959,000 | $ 244,000 | $ 73,000 |
| WACO, TX | 8 | $ 1,353,000 | $ 169,000 | $ 138,000 |
| HINESVILLE, GA | 7 | $ 384,000 | $ 54,000 | $ 63,000 |
| MCALLEN-EDINBURG-MISSION, TX | 7 | $ 1,380,000 | $ 197,000 | $ 249,000 |
| MUNCIE, IN | 7 | $ 668,000 | $ 95,000 | $ 78,000 |
| SUMTER, SC | 7 | $ 1,296,000 | $ 185,000 | $ 76,000 |
| CLEVELAND-ELYRIA, OH | 6 | $ 1,087,000 | $ 181,000 | $ 88,000 |
| FAYETTEVILLE, NC | 6 | $ 1,206,000 | $ 201,000 | $ 121,000 |
| LEXINGTON-FAYETTE, KY | 6 | $ 1,069,000 | $ 178,000 | $ 64,000 |
| MIDLAND, TX | 6 | $ 1,619,000 | $ 269,000 | $ 157,000 |
| ROANOKE, VA | 6 | $ 1,688,000 | $ 281,000 | $ 118,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 5 | $ 550,000 | $ 110,000 | $ 119,000 |
| COLLEGE STATION-BRYAN, TX | 5 | $ 841,000 | $ 168,000 | $ 137,000 |
| COLORADO SPRINGS, CO | 5 | $ 1,543,000 | $ 308,000 | $ 315,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 5 | $ 685,000 | $ 137,000 | $ 71,000 |
| GREENVILLE, NC | 5 | $ 786,000 | $ 157,000 | $ 108,000 |
| JACKSONVILLE, NC | 5 | $ 165,000 | $ 33,000 | $ 45,000 |
| CHARLOTTESVILLE, VA | 4 | $ 1,463,000 | $ 365,000 | $ 97,000 |
| GRAND JUNCTION, CO | 4 | $ 882,000 | $ 220,000 | $ 23,000 |
| LYNCHBURG, VA | 4 | $ 615,000 | $ 153,000 | $ 109,000 |
| TULSA, OK | 4 | $ 912,000 | $ 228,000 | $ 114,000 |
| VICTORIA, TX | 4 | $ 865,000 | $ 216,000 | $ 102,000 |
| AMARILLO, TX | 3 | $ 1,065,000 | $ 355,000 | $ 347,000 |
| CAMDEN, NJ | 3 | $ 311,000 | $ 103,000 | $ 68,000 |
| CANTON-MASSILLON, OH | 3 | $ 413,000 | $ 137,000 | $ 152,000 |
| COLUMBUS, OH | 3 | $ 606,000 | $ 202,000 | $ 131,000 |
| FLORENCE, SC | 3 | $ 240,000 | $ 80,000 | $ 28,000 |
| GREELEY, CO | 3 | $ 454,000 | $ 151,000 | $ 139,000 |
| ODESSA, TX | 3 | $ 976,000 | $ 325,000 | $ 116,000 |
| ABILENE, TX | 2 | $ 870,000 | $ 435,000 | $ 358,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 2 | $ 939,000 | $ 469,000 | $ 341,000 |
| DAYTON, OH | 2 | $ 18,504,000 | $ 9,252,000 | $ 0 |
| JOPLIN, MO | 2 | $ 125,000 | $ 62,000 | $ 114,000 |
| MICHIGAN CITY-LA PORTE, IN | 2 | $ 356,000 | $ 178,000 | $ 66,000 |
| NEW BERN, NC | 2 | $ 349,000 | $ 174,000 | $ 82,000 |
| OWENSBORO, KY | 2 | $ 186,000 | $ 93,000 | $ 102,000 |
| SHERMAN-DENISON, TX | 2 | $ 480,000 | $ 240,000 | $ 138,000 |
| SIOUX CITY, IA-NE-SD | 2 | $ 488,000 | $ 244,000 | $ 135,000 |
| WICHITA, KS | 2 | $ 164,000 | $ 82,000 | $ 49,000 |
| WINCHESTER, VA-WV | 2 | $ 378,000 | $ 189,000 | $ 77,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 1 | $ 12,000 | $ 12,000 | $ 65,000 |
| AMES, IA | 1 | $ 2,000 | $ 2,000 | $ 38,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 1 | $ 400,000 | $ 400,000 | $ 490,000 |
| BOULDER, CO | 1 | $ 434,000 | $ 434,000 | $ 87,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 1 | $ 400,000 | $ 400,000 | $ 133,000 |
| BURLINGTON, NC | 1 | $ 125,000 | $ 125,000 | $ 88,000 |
| CASPER, WY | 1 | $ 40,000 | $ 40,000 | $ 45,000 |
| DUBUQUE, IA | 1 | $ 10,000 | $ 10,000 | $ 56,000 |
| ELKHART-GOSHEN, IN | 1 | $ 29,000 | $ 29,000 | $ 0 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 1 | $ 72,000 | $ 72,000 | $ 158,000 |
| JANESVILLE-BELOIT, WI | 1 | $ 43,000 | $ 43,000 | $ 53,000 |
| LAREDO, TX | 1 | $ 55,000 | $ 55,000 | $ 98,000 |
| LEBANON, PA | 1 | $ 70,000 | $ 70,000 | $ 70,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 1 | $ 2,000 | $ 2,000 | $ 51,000 |
| MONROE, MI | 1 | $ 2,000 | $ 2,000 | $ 93,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 1 | $ 120,000 | $ 120,000 | $ 120,000 |
| PHILADELPHIA, PA | 1 | $ 100,000 | $ 100,000 | $ 121,000 |
| ROCHESTER, NY | 1 | $ 2,000 | $ 2,000 | $ 36,000 |
| ROCKFORD, IL | 1 | $ 400,000 | $ 400,000 | $ 350,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 1 | $ 62,000 | $ 62,000 | $ 292,000 |
| SALT LAKE CITY, UT | 1 | $ 1,100,000 | $ 1,100,000 | $ 495,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 1 | $ 262,000 | $ 262,000 | $ 108,000 |
| SAN RAFAEL, CA | 1 | $ 230,000 | $ 230,000 | $ 154,000 |
| SIERRA VISTA-DOUGLAS, AZ | 1 | $ 60,000 | $ 60,000 | $ 34,000 |
| SYRACUSE, NY | 1 | $ 304,000 | $ 304,000 | $ 435,000 |
| TOLEDO, OH | 1 | $ 15,000,000 | $ 15,000,000 | $ 0 |
| TOPEKA, KS | 1 | $ 240,000 | $ 240,000 | $ 96,000 |
| TUCSON, AZ | 1 | $ 11,000 | $ 11,000 | $ 43,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 1 | $ 50,000 | $ 50,000 | $ 102,000 |
| WICHITA FALLS, TX | 1 | $ 5,000 | $ 5,000 | $ 86,000 |
| WILMINGTON, DE-MD-NJ | 1 | $ 48,000 | $ 48,000 | $ 22,000 |
Mortgage Loan Application Detail Totals for Regions Bank in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 39,126 | $6,027,299,000 | $154,000 | $99,999,000 | $92,000 | $9,999,000 |
| Home Purchase | 26,049 | $5,760,802,000 | $221,000 | $3,250,000 | $111,000 | $9,740,000 |
| Home Improvement | 20,752 | $630,629,000 | $30,000 | $2,000,000 | $69,000 | $4,232,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 60,696 | $8,974,574,000 | $147,000 | $3,400,000 | $98,000 | $9,999,000 |
| Black or African American | 12,811 | $1,037,333,000 | $80,000 | $1,973,000 | $62,000 | $2,728,000 |
| Hispanic | 6,285 | $1,002,065,000 | $159,000 | $3,250,000 | $90,000 | $2,780,000 |
| Not Provided | 3,792 | $408,898,000 | $107,000 | $2,000,000 | $91,000 | $4,232,000 |
| Asian | 1,621 | $349,329,000 | $215,000 | $2,000,000 | $126,000 | $3,289,000 |
| American Indian or Alaskan Native | 376 | $37,218,000 | $98,000 | $1,425,000 | $81,000 | $996,000 |
| Not applicable | 200 | $587,813,000 | $2,939,000 | $99,999,000 | $0 | $0 |
| Native Hawaiin or Other Pacific Islander | 146 | $21,500,000 | $147,000 | $749,000 | $91,000 | $734,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 76,958 | $11,074,813,000 | $143,000 | $99,999,000 | $96,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 5,392 | $777,092,000 | $144,000 | $511,000 | $58,000 | $937,000 |
| VA-guaranteed (Veterans Administration) | 2,066 | $396,163,000 | $191,000 | $781,000 | $73,000 | $413,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1,511 | $170,662,000 | $112,000 | $404,000 | $41,000 | $103,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 44,286 | $7,480,094,000 | $168,000 | $99,999,000 | $101,000 | $9,999,000 |
| Application Denied By Financial Institution | 27,275 | $2,288,908,000 | $83,000 | $2,000,000 | $67,000 | $9,740,000 |
| Application Withdrawn By Applicant | 5,766 | $1,317,879,000 | $228,000 | $3,400,000 | $120,000 | $9,999,000 |
| Application Approved But Not Accepted | 5,382 | $668,374,000 | $124,000 | $3,800,000 | $100,000 | $9,711,000 |
| File Closed For Incompleteness | 2,607 | $561,984,000 | $215,000 | $2,300,000 | $124,000 | $7,018,000 |
| Preapproval Denied by Financial Institution | 557 | $95,142,000 | $170,000 | $1,890,000 | $60,000 | $1,343,000 |
| Loan Purchased By The Institution | 53 | $5,849,000 | $110,000 | $322,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 1 | $500,000 | $500,000 | $500,000 | $593,000 | $593,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Regions Bank's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Regions Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Alabama, download the full spreadsheet
with aggregated HMDA statistics today.