Regions Bank Mortgage Lending & HMDA Data, 2004

In 2004, Regions Bank of Birmingham, AL reported 43,971 mortgage applications totaling $5.1 billion, down 49% from 2003. The average application was for $115,993, and applicants reported an average income of $55,990. 64% of its applications resulted in an originated loan and 15% were denied. Its largest markets were Atlanta-Sandy Springs-Marietta, GA (2,004), Little Rock-North Little Rock, AR (1,517) and Birmingham-Hoover, AL (1,477) (applications in parentheses).

Mortgage Company & Address Regions Bank
1900 5th Avenue N - Albh10903b
Birmingham, AL 35203
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 43,971
Total Mortgage Loan Application Amount $5,100,363,000
Average Mortgage Loan Application Amount $115,993
Highest Mortgage Loan Application Amount $8,300,000
Average Applicant Income $55,990
Highest Applicant Income $3,792,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Regions Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Regions Bank by County in 2004

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Baldwin, Alabama 806 $ 103,944,000 $ 128,962 $ 61,000
Mobile, Alabama 770 $ 74,493,000 $ 96,744 $ 47,000
Montgomery, Alabama 748 $ 81,361,000 $ 108,771 $ 49,000
Pulaski, Arkansas 725 $ 87,593,000 $ 120,817 $ 60,000
Madison, Alabama 605 $ 75,212,000 $ 124,317 $ 62,000
Jefferson, Alabama 564 $ 66,655,000 $ 118,182 $ 70,000
White, Arkansas 433 $ 35,111,000 $ 81,087 $ 47,000
Bay, Florida 430 $ 53,343,000 $ 124,053 $ 61,000
Tuscaloosa, Alabama 402 $ 41,441,000 $ 103,087 $ 55,000
Hall, Georgia 384 $ 52,673,000 $ 137,169 $ 70,000
Craighead, Arkansas 380 $ 37,337,000 $ 98,255 $ 55,000
Wayne, Michigan 368 $ 39,608,000 $ 107,630 $ 53,000
Shelby, Tennessee 344 $ 44,517,000 $ 129,409 $ 75,000
Chilton, Alabama 341 $ 23,692,000 $ 69,478 $ 59,000
Harris, Texas 338 $ 46,550,000 $ 137,721 $ 68,000
Elmore, Alabama 337 $ 40,358,000 $ 119,756 $ 54,000
Maricopa, Arizona 331 $ 75,459,000 $ 227,972 $ 0
Aiken, South Carolina 329 $ 33,792,000 $ 102,711 $ 56,000
Shelby, Alabama 324 $ 39,593,000 $ 122,200 $ 58,000
Jefferson, Louisiana 324 $ 37,127,000 $ 114,589 $ 53,000
Cook, Illinois 304 $ 51,174,000 $ 168,335 $ 53,000
Saline, Arkansas 302 $ 29,531,000 $ 97,784 $ 57,000
Pope, Arkansas 300 $ 20,611,000 $ 68,703 $ 45,000
Whitfield, Georgia 297 $ 31,604,000 $ 106,410 $ 50,000
Bowie, Texas 297 $ 29,930,000 $ 100,774 $ 74,000
St. Louis, Missouri 295 $ 50,476,000 $ 171,105 $ 42,000
Garland, Arkansas 290 $ 29,201,000 $ 100,693 $ 53,000
Faulkner, Arkansas 276 $ 20,672,000 $ 74,898 $ 60,000
Prince George's, Maryland 275 $ 59,286,000 $ 215,585 $ 69,000
Houston, Alabama 274 $ 22,357,000 $ 81,594 $ 42,000
Orleans, Louisiana 246 $ 30,821,000 $ 125,288 $ 70,000
Ouachita, Louisiana 246 $ 22,952,000 $ 93,300 $ 54,000
Benton, Arkansas 243 $ 35,351,000 $ 145,477 $ 103,000
Habersham, Georgia 243 $ 24,895,000 $ 102,448 $ 48,000
Marshall, Alabama 242 $ 25,325,000 $ 104,648 $ 45,000
Citrus, Florida 227 $ 20,357,000 $ 89,678 $ 59,000
Charleston, South Carolina 223 $ 36,940,000 $ 165,650 $ 74,000
Webster, Louisiana 222 $ 8,956,000 $ 40,342 $ 41,000
Cherokee, Georgia 212 $ 29,754,000 $ 140,349 $ 58,000
Limestone, Alabama 210 $ 16,045,000 $ 76,404 $ 55,000
Dallas, Texas 210 $ 25,638,000 $ 122,085 $ 59,000
Miller, Arkansas 208 $ 11,803,000 $ 56,745 $ 56,000
Santa Rosa, Florida 207 $ 19,524,000 $ 94,318 $ 61,000
Autauga, Alabama 202 $ 19,786,000 $ 97,950 $ 48,000
Covington, Alabama 196 $ 14,646,000 $ 74,724 $ 44,000
Greenville, South Carolina 191 $ 24,685,000 $ 129,240 $ 51,000
Escambia, Florida 189 $ 23,551,000 $ 124,608 $ 63,000
Spartanburg, South Carolina 186 $ 18,776,000 $ 100,946 $ 55,000
Cobb, Georgia 185 $ 30,284,000 $ 163,697 $ 83,000
Hamilton, Tennessee 185 $ 25,306,000 $ 136,789 $ 49,000
Walton, Florida 182 $ 32,845,000 $ 180,467 $ 108,000
Nacogdoches, Texas 177 $ 16,877,000 $ 95,350 $ 59,000
Lee, Alabama 175 $ 18,576,000 $ 106,148 $ 65,000
Little River, Arkansas 172 $ 5,599,000 $ 32,552 $ 45,000
White, Georgia 172 $ 17,434,000 $ 101,360 $ 63,000
Lawrence, Arkansas 171 $ 6,790,000 $ 39,707 $ 53,000
Paulding, Georgia 171 $ 18,524,000 $ 108,327 $ 52,000
Caddo, Louisiana 171 $ 10,747,000 $ 62,847 $ 58,000
Sebastian, Arkansas 170 $ 19,228,000 $ 113,105 $ 70,000
Okaloosa, Florida 170 $ 27,548,000 $ 162,047 $ 89,000
Pickens, Georgia 166 $ 18,709,000 $ 112,704 $ 63,000
East Baton Rouge, Louisiana 165 $ 21,276,000 $ 128,945 $ 71,000
Coffee, Alabama 164 $ 12,188,000 $ 74,317 $ 57,000
Calhoun, Alabama 162 $ 9,886,000 $ 61,024 $ 44,000
Jackson, Florida 159 $ 9,878,000 $ 62,125 $ 48,000
Volusia, Florida 159 $ 18,126,000 $ 114,000 $ 59,000
Beaufort, South Carolina 159 $ 34,790,000 $ 218,805 $ 81,000
Columbia, Georgia 156 $ 23,293,000 $ 149,314 $ 53,000
Fulton, Georgia 156 $ 40,649,000 $ 260,570 $ 112,000
Iberia, Louisiana 156 $ 10,079,000 $ 64,608 $ 46,000
Escambia, Alabama 155 $ 7,074,000 $ 45,638 $ 45,000
Forsyth, Georgia 155 $ 26,730,000 $ 172,451 $ 73,000
Richmond, Georgia 154 $ 12,840,000 $ 83,376 $ 55,000
Morgan, Alabama 152 $ 12,070,000 $ 79,407 $ 45,000
Johnson, Arkansas 152 $ 7,501,000 $ 49,348 $ 43,000
Jackson, Alabama 151 $ 10,490,000 $ 69,470 $ 46,000
Lonoke, Arkansas 151 $ 14,114,000 $ 93,470 $ 64,000
Muscogee, Georgia 147 $ 14,602,000 $ 99,333 $ 53,000
Conway, Arkansas 145 $ 7,585,000 $ 52,310 $ 46,000
Jackson, Missouri 145 $ 16,886,000 $ 116,455 $ 39,000
Lincoln, Tennessee 141 $ 8,846,000 $ 62,737 $ 43,000
Franklin, Tennessee 140 $ 11,193,000 $ 79,950 $ 63,000
Virginia Beach, Virginia 140 $ 20,318,000 $ 145,128 $ 57,000
Blount, Alabama 138 $ 10,920,000 $ 79,130 $ 39,000
Jackson, Georgia 137 $ 16,221,000 $ 118,401 $ 56,000
Allegheny, Pennsylvania 136 $ 13,289,000 $ 97,713 $ 37,000
Pike, Alabama 130 $ 9,131,000 $ 70,238 $ 47,000
Smith, Texas 128 $ 11,776,000 $ 92,000 $ 71,000
Murray, Georgia 124 $ 9,030,000 $ 72,822 $ 46,000
St. Bernard, Louisiana 122 $ 8,548,000 $ 70,065 $ 48,000
Choctaw, Alabama 121 $ 5,415,000 $ 44,752 $ 54,000
Franklin, Ohio 121 $ 15,927,000 $ 131,628 $ 47,000
Banks, Georgia 120 $ 10,815,000 $ 90,125 $ 43,000
Carroll, Georgia 120 $ 13,142,000 $ 109,516 $ 59,000
Talladega, Alabama 119 $ 6,219,000 $ 52,260 $ 48,000
Dallas, Alabama 117 $ 7,090,000 $ 60,598 $ 47,000
Lauderdale, Alabama 116 $ 8,956,000 $ 77,206 $ 55,000
Rapides, Louisiana 116 $ 8,757,000 $ 75,491 $ 51,000
Baltimore, Maryland 116 $ 21,595,000 $ 186,163 $ 63,000
Etowah, Alabama 115 $ 9,633,000 $ 83,765 $ 51,000
Van Buren, Arkansas 115 $ 5,782,000 $ 50,278 $ 52,000
Howard, Arkansas 114 $ 5,411,000 $ 47,464 $ 41,000
Polk, Georgia 114 $ 9,462,000 $ 83,000 $ 45,000
Oakland, Michigan 114 $ 22,188,000 $ 194,631 $ 66,000
Prince William, Virginia 114 $ 28,914,000 $ 253,631 $ 55,000
St. Tammany, Louisiana 113 $ 14,406,000 $ 127,486 $ 66,000
Greene, Arkansas 112 $ 8,190,000 $ 73,125 $ 44,000
Plaquemines, Louisiana 111 $ 6,381,000 $ 57,486 $ 57,000
Douglas, Georgia 110 $ 12,170,000 $ 110,636 $ 53,000
Floyd, Georgia 109 $ 11,653,000 $ 106,908 $ 52,000
Terrebonne, Louisiana 109 $ 7,379,000 $ 67,697 $ 52,000
Davidson, Tennessee 107 $ 18,857,000 $ 176,233 $ 150,000
Fairfax, Virginia 107 $ 30,225,000 $ 282,476 $ 78,000
Lowndes, Georgia 106 $ 13,403,000 $ 126,443 $ 58,000
Independence, Arkansas 105 $ 6,145,000 $ 58,523 $ 46,000
Stephens, Georgia 105 $ 6,665,000 $ 63,476 $ 43,000
Anne Arundel, Maryland 104 $ 23,091,000 $ 222,028 $ 54,000
Gregg, Texas 104 $ 7,658,000 $ 73,634 $ 61,000
Ascension, Louisiana 103 $ 9,058,000 $ 87,941 $ 64,000
Clark, Nevada 101 $ 35,068,000 $ 347,207 $ 0
Tarrant, Texas 101 $ 13,068,000 $ 129,386 $ 71,000
Lexington, South Carolina 99 $ 11,503,000 $ 116,191 $ 64,000
Oklahoma, Oklahoma 98 $ 10,628,000 $ 108,448 $ 50,000
Bartow, Georgia 97 $ 12,357,000 $ 127,391 $ 42,000
Dougherty, Georgia 95 $ 6,964,000 $ 73,305 $ 52,000
Montgomery, Maryland 95 $ 21,883,000 $ 230,347 $ 57,000
Richland, South Carolina 95 $ 11,097,000 $ 116,810 $ 58,000
Rabun, Georgia 93 $ 13,757,000 $ 147,924 $ 50,000
Chesapeake, Virginia 92 $ 15,196,000 $ 165,173 $ 52,000
Washington, Arkansas 91 $ 11,492,000 $ 126,285 $ 86,000
Pointe Coupee, Louisiana 91 $ 7,275,000 $ 79,945 $ 47,000
Mecklenburg, North Carolina 90 $ 26,012,000 $ 289,022 $ 94,000
Morehouse, Louisiana 89 $ 5,218,000 $ 58,629 $ 53,000
DeKalb, Alabama 87 $ 6,778,000 $ 77,908 $ 40,000
Russell, Alabama 87 $ 5,238,000 $ 60,206 $ 41,000
Sumter, Alabama 87 $ 4,600,000 $ 52,873 $ 37,000
Gordon, Georgia 86 $ 10,297,000 $ 119,732 $ 37,000
Heard, Georgia 86 $ 6,821,000 $ 79,313 $ 44,000
Union, Arkansas 85 $ 3,950,000 $ 46,470 $ 58,000
Cuyahoga, Ohio 85 $ 11,529,000 $ 135,635 $ 46,000
Logan, Arkansas 84 $ 3,563,000 $ 42,416 $ 54,000
Pasco, Florida 84 $ 6,452,000 $ 76,809 $ 97,000
Milwaukee, Wisconsin 83 $ 9,882,000 $ 119,060 $ 36,000
Washington, Florida 82 $ 4,721,000 $ 57,573 $ 50,000
Summit, Ohio 80 $ 11,140,000 $ 139,250 $ 35,000
Gwinnett, Georgia 79 $ 13,130,000 $ 166,202 $ 56,000
DeSoto, Mississippi 79 $ 9,956,000 $ 126,025 $ 51,000
St. Charles, Missouri 79 $ 12,729,000 $ 161,126 $ 31,000
Elbert, Georgia 77 $ 4,901,000 $ 63,649 $ 38,000
Coweta, Georgia 76 $ 9,087,000 $ 119,565 $ 44,000
DeKalb, Georgia 76 $ 10,407,000 $ 136,934 $ 74,000
Rhea, Tennessee 76 $ 6,226,000 $ 81,921 $ 59,000
Catoosa, Georgia 75 $ 9,669,000 $ 128,920 $ 45,000
Barnwell, South Carolina 75 $ 5,549,000 $ 73,986 $ 48,000
Gilmer, Georgia 73 $ 6,064,000 $ 83,068 $ 54,000
Walker, Georgia 73 $ 7,864,000 $ 107,726 $ 58,000
Johnson, Kansas 73 $ 14,174,000 $ 194,164 $ 36,000
Bossier, Louisiana 73 $ 7,277,000 $ 99,684 $ 53,000
Macomb, Michigan 73 $ 12,287,000 $ 168,315 $ 54,000
St. Mary, Louisiana 72 $ 4,364,000 $ 60,611 $ 43,000
Marion, Florida 71 $ 5,147,000 $ 72,492 $ 52,000
Monroe, Pennsylvania 71 $ 10,477,000 $ 147,563 $ 61,000
Angelina, Texas 71 $ 5,497,000 $ 77,422 $ 103,000
Hennepin, Minnesota 70 $ 13,575,000 $ 193,928 $ 50,000
Knox, Tennessee 70 $ 8,869,000 $ 126,700 $ 66,000
Denver, Colorado 69 $ 12,352,000 $ 179,014 $ 51,000
Crisp, Georgia 69 $ 4,474,000 $ 64,840 $ 54,000
Mississippi, Arkansas 68 $ 2,657,000 $ 39,073 $ 45,000
Arapahoe, Colorado 68 $ 14,515,000 $ 213,455 $ 59,000
St. Louis City, Missouri 68 $ 8,203,000 $ 120,632 $ 38,000
Luzerne, Pennsylvania 68 $ 6,282,000 $ 92,382 $ 41,000
Jefferson, Georgia 67 $ 3,658,000 $ 54,597 $ 50,000
McDuffie, Georgia 67 $ 3,724,000 $ 55,582 $ 59,000
Claiborne, Louisiana 67 $ 3,217,000 $ 48,014 $ 53,000
Dale, Alabama 66 $ 5,821,000 $ 88,196 $ 52,000
Cleburne, Arkansas 66 $ 4,048,000 $ 61,333 $ 58,000
Anderson, South Carolina 66 $ 7,745,000 $ 117,348 $ 52,000
Norfolk, Virginia 66 $ 7,295,000 $ 110,530 $ 40,000
Cherokee, Alabama 65 $ 5,453,000 $ 83,892 $ 46,000
Fayette, Alabama 65 $ 3,318,000 $ 51,046 $ 38,000
Hillsborough, Florida 65 $ 6,102,000 $ 93,876 $ 60,000
Berks, Pennsylvania 65 $ 8,247,000 $ 126,876 $ 52,000
Conecuh, Alabama 64 $ 2,352,000 $ 36,750 $ 33,000
Williamson, Texas 64 $ 5,797,000 $ 90,578 $ 68,000
Orange, Florida 63 $ 10,089,000 $ 160,142 $ 184,000
Fayette, Georgia 63 $ 9,954,000 $ 158,000 $ 82,000
Genesee, Michigan 59 $ 8,263,000 $ 140,050 $ 50,000
Jefferson, Missouri 59 $ 8,433,000 $ 142,932 $ 35,000
Cullman, Alabama 58 $ 5,859,000 $ 101,017 $ 50,000
Adams, Colorado 58 $ 11,028,000 $ 190,137 $ 51,000
St. James, Louisiana 58 $ 3,983,000 $ 68,672 $ 51,000
Berkeley, South Carolina 58 $ 5,986,000 $ 103,206 $ 56,000
Meigs, Tennessee 58 $ 3,080,000 $ 53,103 $ 37,000
Jefferson, Colorado 57 $ 12,410,000 $ 217,719 $ 56,000
Morgan, Georgia 57 $ 8,975,000 $ 157,456 $ 54,000
Lafayette, Louisiana 57 $ 7,170,000 $ 125,789 $ 69,000
St. Clair, Alabama 56 $ 5,300,000 $ 94,642 $ 55,000
Jenkins, Georgia 56 $ 2,581,000 $ 46,089 $ 44,000
Clark, Arkansas 55 $ 3,147,000 $ 57,218 $ 79,000
Lucas, Ohio 54 $ 5,919,000 $ 109,611 $ 42,000
York, Pennsylvania 53 $ 6,712,000 $ 126,641 $ 46,000
Burke, Georgia 51 $ 3,538,000 $ 69,372 $ 42,000
Hamilton, Ohio 51 $ 6,058,000 $ 118,784 $ 44,000
Stark, Ohio 51 $ 6,168,000 $ 120,941 $ 31,000
Bucks, Pennsylvania 51 $ 9,692,000 $ 190,039 $ 55,000
Holmes, Florida 50 $ 1,861,000 $ 37,220 $ 38,000
Salt Lake, Utah 50 $ 6,903,000 $ 138,060 $ 7,000
Westmoreland, Pennsylvania 49 $ 5,292,000 $ 108,000 $ 41,000
Chesterfield, Virginia 49 $ 7,123,000 $ 145,367 $ 51,000
Pinellas, Florida 48 $ 5,891,000 $ 122,729 $ 56,000
Cass, Texas 48 $ 1,999,000 $ 41,645 $ 45,000
Collin, Texas 48 $ 9,478,000 $ 197,458 $ 87,000
Henrico, Virginia 48 $ 8,018,000 $ 167,041 $ 55,000
Loudoun, Virginia 48 $ 16,905,000 $ 352,187 $ 80,000
Essex, Massachusetts 47 $ 10,572,000 $ 224,936 $ 48,000
Dorchester, South Carolina 47 $ 4,802,000 $ 102,170 $ 49,000
Rutherford, Tennessee 47 $ 5,791,000 $ 123,212 $ 72,000
Anderson, Texas 47 $ 3,231,000 $ 68,744 $ 62,000
Travis, Texas 47 $ 6,970,000 $ 148,297 $ 76,000
Clay, Arkansas 46 $ 2,015,000 $ 43,804 $ 39,000
Calhoun, Florida 46 $ 2,633,000 $ 57,239 $ 49,000
Kent, Michigan 46 $ 5,603,000 $ 121,804 $ 52,000
Bernalillo, New Mexico 46 $ 6,705,000 $ 145,760 $ 34,000
Suffolk, New York 46 $ 10,901,000 $ 236,978 $ 82,000
El Paso, Colorado 45 $ 7,909,000 $ 175,755 $ 51,000
Horry, South Carolina 45 $ 5,544,000 $ 123,200 $ 62,000
Hampton, Virginia 45 $ 4,833,000 $ 107,400 $ 42,000
Portsmouth, Virginia 45 $ 4,007,000 $ 89,044 $ 35,000
Crenshaw, Alabama 44 $ 2,543,000 $ 57,795 $ 48,000
Livingston, Louisiana 44 $ 4,410,000 $ 100,227 $ 41,000
Bibb, Alabama 43 $ 2,614,000 $ 60,790 $ 47,000
Crawford, Arkansas 43 $ 3,432,000 $ 79,813 $ 53,000
Miami-Dade, Florida 43 $ 2,877,000 $ 66,906 $ 134,000
Pima, Arizona 42 $ 11,749,000 $ 279,738 $ 10,000
Hernando, Florida 42 $ 3,644,000 $ 86,761 $ 75,000
Charles, Maryland 42 $ 9,522,000 $ 226,714 $ 66,000
Harford, Maryland 42 $ 8,252,000 $ 196,476 $ 62,000
Cleveland, Oklahoma 42 $ 5,140,000 $ 122,380 $ 62,000
Philadelphia, Pennsylvania 42 $ 5,840,000 $ 139,047 $ 65,000
Henry, Alabama 41 $ 2,712,000 $ 66,146 $ 53,000
Franklin, Georgia 41 $ 3,166,000 $ 77,219 $ 42,000
Lumpkin, Georgia 41 $ 4,967,000 $ 121,146 $ 76,000
Lancaster, Pennsylvania 41 $ 5,876,000 $ 143,317 $ 46,000
Bradley, Tennessee 41 $ 3,713,000 $ 90,560 $ 70,000
Yell, Arkansas 40 $ 3,606,000 $ 90,150 $ 57,000
Lee, Georgia 40 $ 3,746,000 $ 93,650 $ 72,000
Middlesex, Massachusetts 40 $ 9,434,000 $ 235,850 $ 56,000
Hinds, Mississippi 40 $ 3,680,000 $ 92,000 $ 49,000
McMinn, Tennessee 40 $ 3,683,000 $ 92,075 $ 40,000
Tallapoosa, Alabama 39 $ 4,056,000 $ 104,000 $ 64,000
Boone, Arkansas 39 $ 2,812,000 $ 72,102 $ 47,000
Cross, Arkansas 39 $ 1,862,000 $ 47,743 $ 48,000
Poinsett, Arkansas 39 $ 2,202,000 $ 56,461 $ 56,000
Baltimore City, Maryland 39 $ 5,476,000 $ 140,410 $ 40,000
Tulsa, Oklahoma 39 $ 5,017,000 $ 128,641 $ 52,000
Delaware, Pennsylvania 39 $ 5,290,000 $ 135,641 $ 53,000
Edgefield, South Carolina 39 $ 3,622,000 $ 92,871 $ 47,000
Grant, Arkansas 38 $ 1,955,000 $ 51,447 $ 51,000
Lorain, Ohio 38 $ 4,648,000 $ 122,315 $ 38,000
Montgomery, Ohio 38 $ 4,136,000 $ 108,842 $ 45,000
Chester, Pennsylvania 38 $ 7,530,000 $ 198,157 $ 58,000
York, South Carolina 38 $ 4,802,000 $ 126,368 $ 52,000
Coffee, Tennessee 38 $ 2,627,000 $ 69,131 $ 38,000
Denton, Texas 38 $ 7,326,000 $ 192,789 $ 96,000
Fort Bend, Texas 38 $ 4,283,000 $ 112,710 $ 81,000
Barrow, Georgia 37 $ 3,864,000 $ 104,432 $ 58,000
Clayton, Georgia 37 $ 2,873,000 $ 77,648 $ 41,000
Worcester, Massachusetts 37 $ 7,341,000 $ 198,405 $ 46,000
Ingham, Michigan 37 $ 3,591,000 $ 97,054 $ 44,000
Northampton, Pennsylvania 37 $ 5,279,000 $ 142,675 $ 56,000
Geneva, Alabama 36 $ 2,498,000 $ 69,388 $ 49,000
Decatur, Georgia 36 $ 1,872,000 $ 52,000 $ 42,000
Harris, Georgia 36 $ 5,309,000 $ 147,472 $ 58,000
DuPage, Illinois 36 $ 8,521,000 $ 236,694 $ 92,000
Queens, New York 36 $ 10,543,000 $ 292,861 $ 81,000
Beaver, Pennsylvania 36 $ 4,229,000 $ 117,472 $ 45,000
Blair, Pennsylvania 36 $ 3,028,000 $ 84,111 $ 36,000
Oconee, South Carolina 36 $ 4,080,000 $ 113,333 $ 57,000
Williamson, Tennessee 36 $ 7,169,000 $ 199,138 $ 76,000
Newport News, Virginia 36 $ 4,236,000 $ 117,666 $ 51,000
Clarke, Alabama 35 $ 1,991,000 $ 56,885 $ 53,000
Jefferson, Arkansas 35 $ 2,065,000 $ 59,000 $ 50,000
Dauphin, Pennsylvania 35 $ 3,860,000 $ 110,285 $ 50,000
Dallas, Arkansas 34 $ 1,027,000 $ 30,205 $ 39,000
Jackson, Arkansas 34 $ 1,538,000 $ 45,235 $ 32,000
Harrison, Mississippi 34 $ 3,161,000 $ 92,970 $ 50,000
Monroe, New York 34 $ 3,909,000 $ 114,970 $ 58,000
Montgomery, Pennsylvania 34 $ 6,127,000 $ 180,205 $ 50,000
Montgomery, Texas 34 $ 6,153,000 $ 180,970 $ 88,000
Hempstead, Arkansas 33 $ 1,269,000 $ 38,454 $ 42,000
Brevard, Florida 33 $ 3,587,000 $ 108,696 $ 57,000
Manatee, Florida 33 $ 5,334,000 $ 161,636 $ 47,000
Troup, Georgia 33 $ 2,717,000 $ 82,333 $ 44,000
New Hanover, North Carolina 33 $ 6,516,000 $ 197,454 $ 110,000
Douglas, Colorado 32 $ 8,666,000 $ 270,812 $ 77,000
Clarke, Georgia 32 $ 3,267,000 $ 102,093 $ 57,000
St. Louis, Minnesota 32 $ 2,713,000 $ 84,781 $ 38,000
Macon, North Carolina 32 $ 5,187,000 $ 162,093 $ 94,000
Spalding, Georgia 31 $ 5,082,000 $ 163,935 $ 64,000
Will, Illinois 31 $ 5,898,000 $ 190,258 $ 55,000
Nassau, New York 31 $ 9,414,000 $ 303,677 $ 98,000
Wake, North Carolina 31 $ 6,070,000 $ 195,806 $ 60,000
Cumberland, Pennsylvania 31 $ 3,712,000 $ 119,741 $ 53,000
Lackawanna, Pennsylvania 31 $ 3,441,000 $ 111,000 $ 50,000
Lehigh, Pennsylvania 31 $ 4,488,000 $ 144,774 $ 40,000
Spotsylvania, Virginia 31 $ 6,078,000 $ 196,064 $ 71,000
Franklin, Arkansas 30 $ 1,572,000 $ 52,400 $ 52,000
Sarasota, Florida 30 $ 4,129,000 $ 137,633 $ 98,000
Stafford, Virginia 30 $ 7,092,000 $ 236,400 $ 69,000
Lake, Illinois 29 $ 6,094,000 $ 210,137 $ 54,000
Lafourche, Louisiana 29 $ 2,223,000 $ 76,655 $ 53,000
West Carroll, Louisiana 29 $ 880,000 $ 30,344 $ 42,000
Frederick, Maryland 29 $ 6,718,000 $ 231,655 $ 48,000
Erie, New York 29 $ 2,983,000 $ 102,862 $ 48,000
Bexar, Texas 29 $ 3,201,000 $ 110,379 $ 68,000
St. John the Baptist, Louisiana 28 $ 2,599,000 $ 92,821 $ 44,000
Le Flore, Oklahoma 28 $ 2,579,000 $ 92,107 $ 42,000
Richmond City, Virginia 28 $ 3,216,000 $ 114,857 $ 60,000
Suffolk, Virginia 28 $ 2,925,000 $ 104,464 $ 37,000
Larimer, Colorado 27 $ 5,133,000 $ 190,111 $ 41,000
Duval, Florida 27 $ 3,157,000 $ 116,925 $ 57,000
Chatham, Georgia 27 $ 2,668,000 $ 98,814 $ 48,000
Clay, Missouri 27 $ 3,432,000 $ 127,111 $ 46,000
Orange, New York 27 $ 5,808,000 $ 215,111 $ 70,000
Pickens, South Carolina 27 $ 2,772,000 $ 102,666 $ 78,000
Sumner, Tennessee 27 $ 2,832,000 $ 104,888 $ 74,000
Lawrence, Alabama 26 $ 1,789,000 $ 68,807 $ 43,000
Hot Spring, Arkansas 26 $ 1,289,000 $ 49,576 $ 44,000
Henry, Georgia 26 $ 2,735,000 $ 105,192 $ 53,000
Howard, Maryland 26 $ 5,658,000 $ 217,615 $ 88,000
Butler, Ohio 26 $ 4,042,000 $ 155,461 $ 59,000
Perry, Arkansas 25 $ 1,044,000 $ 41,760 $ 35,000
St. Clair, Illinois 25 $ 2,644,000 $ 105,760 $ 44,000
St. Martin, Louisiana 25 $ 1,920,000 $ 76,800 $ 43,000
Carroll, Maryland 25 $ 5,563,000 $ 222,520 $ 69,000
Plymouth, Massachusetts 25 $ 5,957,000 $ 238,280 $ 79,000
Suffolk, Massachusetts 25 $ 6,012,000 $ 240,480 $ 46,000
Washtenaw, Michigan 25 $ 5,015,000 $ 200,600 $ 54,000
Ulster, New York 25 $ 4,715,000 $ 188,600 $ 63,000
Allen, Ohio 25 $ 2,035,000 $ 81,400 $ 45,000
Robertson, Tennessee 25 $ 2,972,000 $ 118,880 $ 54,000
Lowndes, Alabama 24 $ 1,999,000 $ 83,291 $ 77,000
Lee, Florida 24 $ 9,540,000 $ 397,500 $ 164,000
Leon, Florida 24 $ 2,250,000 $ 93,750 $ 70,000
Okeechobee, Florida 24 $ 1,096,000 $ 45,666 $ 41,000
St. Charles, Louisiana 24 $ 2,632,000 $ 109,666 $ 60,000
West Baton Rouge, Louisiana 24 $ 2,833,000 $ 118,041 $ 55,000
Bristol, Massachusetts 24 $ 5,247,000 $ 218,625 $ 67,000
Dutchess, New York 24 $ 5,585,000 $ 232,708 $ 91,000
Lake, Ohio 24 $ 3,758,000 $ 156,583 $ 50,000
Washington, Pennsylvania 24 $ 2,626,000 $ 109,416 $ 47,000
Seminole, Florida 23 $ 3,257,000 $ 141,608 $ 51,000
Haralson, Georgia 23 $ 3,770,000 $ 163,913 $ 67,000
Rockdale, Georgia 23 $ 3,260,000 $ 141,739 $ 96,000
Wyandotte, Kansas 23 $ 2,068,000 $ 89,913 $ 23,000
Penobscot, Maine 23 $ 2,517,000 $ 109,434 $ 64,000
Monroe, Alabama 22 $ 807,000 $ 36,681 $ 43,000
Dawson, Georgia 22 $ 3,428,000 $ 155,818 $ 65,000
Hampden, Massachusetts 22 $ 2,908,000 $ 132,181 $ 44,000
Anoka, Minnesota 22 $ 4,012,000 $ 182,363 $ 40,000
Dakota, Minnesota 22 $ 4,690,000 $ 213,181 $ 60,000
Jackson, Mississippi 22 $ 1,747,000 $ 79,409 $ 48,000
Cass, Missouri 22 $ 3,241,000 $ 147,318 $ 36,000
Medina, Ohio 22 $ 3,788,000 $ 172,181 $ 48,000
Trumbull, Ohio 22 $ 1,857,000 $ 84,409 $ 46,000
Utah, Utah 22 $ 3,355,000 $ 152,500 $ 0
Pike, Arkansas 21 $ 1,120,000 $ 53,333 $ 90,000
Riverside, California 21 $ 5,887,000 $ 280,333 $ 47,000
Madison, Illinois 21 $ 1,941,000 $ 92,428 $ 34,000
Scott, Iowa 21 $ 3,770,000 $ 179,523 $ 13,000
Sedgwick, Kansas 21 $ 1,818,000 $ 86,571 $ 46,000
Lincoln, Louisiana 21 $ 1,646,000 $ 78,380 $ 83,000
Wicomico, Maryland 21 $ 2,902,000 $ 138,190 $ 52,000
Comanche, Oklahoma 21 $ 2,001,000 $ 95,285 $ 46,000
Lebanon, Pennsylvania 21 $ 2,530,000 $ 120,476 $ 45,000
Jasper, South Carolina 21 $ 1,793,000 $ 85,380 $ 53,000
Waukesha, Wisconsin 21 $ 4,564,000 $ 217,333 $ 56,000
Randolph, Alabama 20 $ 1,998,000 $ 99,900 $ 48,000
Broward, Florida 20 $ 3,134,000 $ 156,700 $ 69,000
Calcasieu, Louisiana 20 $ 1,459,000 $ 72,950 $ 46,000
Tangipahoa, Louisiana 20 $ 2,014,000 $ 100,700 $ 46,000
Ramsey, Minnesota 20 $ 3,620,000 $ 181,000 $ 62,000
Portage, Ohio 20 $ 3,733,000 $ 186,650 $ 79,000
Erie, Pennsylvania 20 $ 1,878,000 $ 93,900 $ 35,000
Schuylkill, Pennsylvania 20 $ 2,129,000 $ 106,450 $ 53,000
McCormick, South Carolina 20 $ 1,948,000 $ 97,400 $ 38,000
Orangeburg, South Carolina 20 $ 1,624,000 $ 81,200 $ 37,000
Colbert, Alabama 19 $ 1,633,000 $ 85,947 $ 49,000
Sharp, Arkansas 19 $ 779,000 $ 41,000 $ 53,000
San Diego, California 19 $ 7,303,000 $ 384,368 $ 0
Gulf, Florida 19 $ 3,121,000 $ 164,263 $ 88,000
Madison, Georgia 19 $ 1,538,000 $ 80,947 $ 64,000
Grant, Louisiana 19 $ 1,111,000 $ 58,473 $ 30,000
Norfolk, Massachusetts 19 $ 5,065,000 $ 266,578 $ 102,000
Saginaw, Michigan 19 $ 1,540,000 $ 81,052 $ 43,000
Wright, Minnesota 19 $ 3,929,000 $ 206,789 $ 66,000
Kings, New York 19 $ 5,780,000 $ 304,210 $ 86,000
Onondaga, New York 19 $ 2,305,000 $ 121,315 $ 50,000
Mahoning, Ohio 19 $ 1,643,000 $ 86,473 $ 99,000
Sandusky, Ohio 19 $ 1,977,000 $ 104,052 $ 40,000
Rusk, Texas 19 $ 1,788,000 $ 94,105 $ 151,000
Bibb, Georgia 18 $ 1,129,000 $ 62,722 $ 70,000
Newton, Georgia 18 $ 1,729,000 $ 96,055 $ 71,000
Randolph, Georgia 18 $ 486,000 $ 27,000 $ 44,000
Wilkes, Georgia 18 $ 1,017,000 $ 56,500 $ 31,000
Kane, Illinois 18 $ 3,699,000 $ 205,500 $ 50,000
McHenry, Illinois 18 $ 3,246,000 $ 180,333 $ 47,000
Union, Louisiana 18 $ 1,301,000 $ 72,277 $ 62,000
Jackson, Michigan 18 $ 2,369,000 $ 131,611 $ 60,000
Canadian, Oklahoma 18 $ 2,362,000 $ 131,222 $ 67,000
Wilson, Tennessee 18 $ 1,883,000 $ 104,611 $ 31,000
Hale, Alabama 17 $ 1,223,000 $ 71,941 $ 57,000
Washington, Alabama 17 $ 921,000 $ 54,176 $ 36,000
Palm Beach, Florida 17 $ 2,830,000 $ 166,470 $ 76,000
Warren, Georgia 17 $ 1,016,000 $ 59,764 $ 39,000
Polk, Iowa 17 $ 2,925,000 $ 172,058 $ 43,000
Calvert, Maryland 17 $ 4,199,000 $ 247,000 $ 67,000
Washington, Maryland 17 $ 3,048,000 $ 179,294 $ 55,000
Muskegon, Michigan 17 $ 1,583,000 $ 93,117 $ 26,000
Albany, New York 17 $ 2,039,000 $ 119,941 $ 70,000
Sequoyah, Oklahoma 17 $ 1,214,000 $ 71,411 $ 44,000
Laurens, South Carolina 17 $ 1,812,000 $ 106,588 $ 57,000
Harrison, Texas 17 $ 1,198,000 $ 70,470 $ 60,000
Columbia, Arkansas 16 $ 702,000 $ 43,875 $ 50,000
Liberty, Georgia 16 $ 1,060,000 $ 66,250 $ 57,000
Oconee, Georgia 16 $ 2,722,000 $ 170,125 $ 91,000
Sangamon, Illinois 16 $ 1,896,000 $ 118,500 $ 52,000
Cecil, Maryland 16 $ 3,181,000 $ 198,812 $ 73,000
Eaton, Michigan 16 $ 2,150,000 $ 134,375 $ 46,000
Chaves, New Mexico 16 $ 1,535,000 $ 95,937 $ 64,000
Butler, Pennsylvania 16 $ 2,179,000 $ 136,187 $ 47,000
Pike, Pennsylvania 16 $ 2,093,000 $ 130,812 $ 57,000
Barbour, Alabama 15 $ 949,000 $ 63,266 $ 41,000
Ouachita, Arkansas 15 $ 322,000 $ 21,466 $ 42,000
Randolph, Arkansas 15 $ 865,000 $ 57,666 $ 71,000
Sacramento, California 15 $ 4,057,000 $ 270,466 $ 0
Worth, Georgia 15 $ 671,000 $ 44,733 $ 60,000
McLean, Illinois 15 $ 2,026,000 $ 135,066 $ 62,000
Androscoggin, Maine 15 $ 1,678,000 $ 111,866 $ 39,000
Barry, Michigan 15 $ 2,139,000 $ 142,600 $ 56,000
Washington, Minnesota 15 $ 3,284,000 $ 218,933 $ 52,000
Lawrence, Pennsylvania 15 $ 1,311,000 $ 87,400 $ 48,000
Lycoming, Pennsylvania 15 $ 1,183,000 $ 78,866 $ 34,000
Hampton, South Carolina 15 $ 745,000 $ 49,666 $ 42,000
Kershaw, South Carolina 15 $ 1,383,000 $ 92,200 $ 43,000
Sumter, South Carolina 15 $ 1,111,000 $ 74,066 $ 49,000
Montgomery, Tennessee 15 $ 2,459,000 $ 163,933 $ 68,000
El Paso, Texas 15 $ 1,330,000 $ 88,666 $ 58,000
Lynchburg, Virginia 15 $ 1,677,000 $ 111,800 $ 44,000
La Crosse, Wisconsin 15 $ 1,828,000 $ 121,866 $ 30,000
Marengo, Alabama 14 $ 1,024,000 $ 73,142 $ 49,000
Clay, Georgia 14 $ 717,000 $ 51,214 $ 48,000
Colquitt, Georgia 14 $ 709,000 $ 50,642 $ 64,000
Walton, Georgia 14 $ 1,794,000 $ 128,142 $ 43,000
Kennebec, Maine 14 $ 1,597,000 $ 114,071 $ 62,000
Monroe, Michigan 14 $ 2,110,000 $ 150,714 $ 51,000
Bronx, New York 14 $ 3,698,000 $ 264,142 $ 95,000
Buncombe, North Carolina 14 $ 1,782,000 $ 127,285 $ 61,000
Jackson, North Carolina 14 $ 2,753,000 $ 196,642 $ 108,000
Muskingum, Ohio 14 $ 1,504,000 $ 107,428 $ 52,000
Clearfield, Pennsylvania 14 $ 1,125,000 $ 80,357 $ 43,000
Allendale, South Carolina 14 $ 861,000 $ 61,500 $ 50,000
Lancaster, South Carolina 14 $ 1,514,000 $ 108,142 $ 49,000
Roane, Tennessee 14 $ 909,000 $ 64,928 $ 36,000
Brazoria, Texas 14 $ 2,099,000 $ 149,928 $ 77,000
Galveston, Texas 14 $ 1,801,000 $ 128,642 $ 159,000
Isle of Wight, Virginia 14 $ 1,971,000 $ 140,785 $ 33,000
Roanoke City, Virginia 14 $ 1,449,000 $ 103,500 $ 30,000
Crittenden, Arkansas 13 $ 957,000 $ 73,615 $ 44,000
Sevier, Arkansas 13 $ 708,000 $ 54,461 $ 64,000
Santa Clara, California 13 $ 5,746,000 $ 442,000 $ 0
Weld, Colorado 13 $ 2,673,000 $ 205,615 $ 59,000
Houston, Georgia 13 $ 1,200,000 $ 92,307 $ 55,000
Woodbury, Iowa 13 $ 1,365,000 $ 105,000 $ 57,000
Berrien, Michigan 13 $ 1,784,000 $ 137,230 $ 54,000
Kalamazoo, Michigan 13 $ 1,626,000 $ 125,076 $ 48,000
Lenawee, Michigan 13 $ 1,597,000 $ 122,846 $ 66,000
Hancock, Mississippi 13 $ 1,058,000 $ 81,384 $ 48,000
Pearl River, Mississippi 13 $ 1,491,000 $ 114,692 $ 72,000
Franklin, Missouri 13 $ 2,529,000 $ 194,538 $ 38,000
Greene, Missouri 13 $ 1,290,000 $ 99,230 $ 48,000
Platte, Missouri 13 $ 2,958,000 $ 227,538 $ 47,000
Broome, New York 13 $ 992,000 $ 76,307 $ 50,000
Clark, Ohio 13 $ 1,122,000 $ 86,307 $ 33,000
Huron, Ohio 13 $ 1,384,000 $ 106,461 $ 41,000
Licking, Ohio 13 $ 1,750,000 $ 134,615 $ 57,000
Miami, Ohio 13 $ 1,951,000 $ 150,076 $ 62,000
Cambria, Pennsylvania 13 $ 1,194,000 $ 91,846 $ 40,000
Mercer, Pennsylvania 13 $ 1,266,000 $ 97,384 $ 39,000
Northumberland, Pennsylvania 13 $ 977,000 $ 75,153 $ 38,000
Cherokee, Texas 13 $ 1,435,000 $ 110,384 $ 72,000
Ellis, Texas 13 $ 1,254,000 $ 96,461 $ 46,000
Amherst, Virginia 13 $ 1,249,000 $ 96,076 $ 29,000
Dane, Wisconsin 13 $ 1,970,000 $ 151,538 $ 31,000
Walworth, Wisconsin 13 $ 1,976,000 $ 152,000 $ 41,000
Mitchell, Georgia 12 $ 555,000 $ 46,250 $ 52,000
De Soto, Louisiana 12 $ 490,000 $ 40,833 $ 62,000
Barnstable, Massachusetts 12 $ 3,163,000 $ 263,583 $ 50,000
Clay, Minnesota 12 $ 1,230,000 $ 102,500 $ 24,000
Jones, Mississippi 12 $ 775,000 $ 64,583 $ 53,000
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Mortgage Loan Application Detail Totals for Regions Bank in 2004

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 22,606 $2,621,309,000 $169,956 $7,200,000 $37,217 $2,331,000
Home Purchase 18,497 $2,383,046,000 $171,312 $8,300,000 $35,020 $3,792,000
Home Improvement 2,868 $96,008,000 $96,500 $2,346,000 $54,900 $747,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 30,344 $3,302,471,000 $150,000 $3,840,000 $71,638 $2,331,000
Black or African American 5,127 $474,180,000 $120,718 $1,288,000 $55,718 $3,792,000
Not applicable 3,465 $747,655,000 $196,680 $8,300,000 $191 $277,000
Not Provided 2,724 $302,457,000 $124,821 $2,000,000 $61,035 $1,889,000
Hispanic 1,615 $180,083,000 $122,035 $760,000 $49,750 $929,000
Asian 392 $59,009,000 $156,958 $1,500,000 $73,583 $1,000,000
American Indian or Alaskan Native 231 $24,783,000 $145,611 $650,000 $66,388 $507,000
Native Hawaiian or Other Pacific Islander 73 $9,725,000 $177,055 $890,000 $71,555 $250,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 42,468 $4,945,172,000 $167,775 $8,300,000 $37,346 $3,792,000
FHA-insured (Federal Housing Administration) 1,045 $99,685,000 $112,083 $337,000 $18,625 $427,000
VA-guaranteed (Veterans Administration) 452 $54,914,000 $124,833 $295,000 $25,111 $134,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 6 $592,000 $98,000 $156,000 $33,000 $44,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 27,964 $3,164,305,000 $163,545 $8,300,000 $76,060 $2,137,000
Application Denied By Financial Institution 6,779 $538,327,000 $114,843 $2,346,000 $52,125 $1,211,000
Loan Purchased By The Institution 2,860 $613,270,000 $194,425 $750,000 $0 $0
File Closed For Incompleteness 2,831 $369,669,000 $135,620 $650,000 $61,068 $2,331,000
Application Approved But Not Accepted 1,921 $224,650,000 $137,629 $2,850,000 $68,740 $3,792,000
Application Withdrawn By Applicant 1,532 $180,101,000 $175,571 $1,900,000 $83,190 $911,000
Preapproval Denied by Financial Institution 54 $5,927,000 $109,000 $334,000 $33,000 $109,000
Preapproval Approved but not Accepted 30 $4,114,000 $137,000 $316,000 $174,000 $1,000,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 2,927 $138,593,000 $91,068 $635,000 $53,758 $610,000
Debt-To-Income Ratio 1,293 $111,950,000 $115,925 $2,346,000 $37,185 $266,000
Other 353 $33,648,000 $127,652 $700,000 $69,086 $578,000
Collateral 350 $30,807,000 $107,720 $578,000 $58,000 $627,000
Employment History 41 $4,442,000 $138,142 $357,000 $53,785 $123,000
Unverifiable Information 26 $2,713,000 $105,181 $338,000 $56,090 $199,000
Insufficient Cash (Downpayment, Closing Cost) 18 $901,000 $57,571 $162,000 $38,142 $98,000
Credit Application Incomplete 3 $33,000 $11,000 $20,000 $57,333 $80,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Regions Bank's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Regions Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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