Regions Bank Mortgage Lending & HMDA Data, 2006
In 2006, Regions Bank of Birmingham, AL reported 61,936 mortgage applications totaling $8.2 billion, down 26% from 2005. The average application was for $131,680, and applicants reported an average income of $77,890. 55% of its applications resulted in an originated loan and 26% were denied. Its largest markets were St. Louis, MO-IL (2,768), Atlanta-Sandy Springs-Marietta, GA (2,297) and Memphis, TN-MS-AR (2,232) (applications in parentheses).
| Mortgage Company & Address | Regions Bank 1900 5th Avenue N - Albh10903b Birmingham, AL 35203 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 61,936 |
| Total Mortgage Loan Application Amount | $8,155,792,000 |
| Average Mortgage Loan Application Amount | $131,680 |
| Highest Mortgage Loan Application Amount | $9,871,000 |
| Average Applicant Income | $77,890 |
| Highest Applicant Income | $9,999,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Regions Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| St. Louis, MO-IL | 2,768 | $ 306,587,000 | $ 110,761 | $ 62,851 |
| Atlanta-Sandy Springs-Marietta, GA | 2,297 | $ 369,188,000 | $ 160,726 | $ 78,000 |
| Memphis, TN-MS-AR | 2,232 | $ 250,209,000 | $ 112,100 | $ 78,706 |
| Little Rock-North Little Rock, AR | 1,679 | $ 205,368,000 | $ 122,315 | $ 69,000 |
| Nashville-Davidson--Murfreesboro, TN | 1,612 | $ 239,153,000 | $ 148,357 | $ 82,000 |
| Birmingham-Hoover, AL | 1,455 | $ 186,705,000 | $ 128,319 | $ 76,000 |
| New Orleans-Metairie-Kenner, LA | 1,152 | $ 167,708,000 | $ 145,579 | $ 82,000 |
| Mobile, AL | 1,127 | $ 128,046,000 | $ 113,616 | $ 67,000 |
| Baton Rouge, LA | 1,045 | $ 139,098,000 | $ 133,108 | $ 77,000 |
| Indianapolis-Carmel, IN | 960 | $ 153,716,000 | $ 160,120 | $ 103,000 |
| Montgomery, AL | 959 | $ 124,423,000 | $ 129,742 | $ 62,000 |
| Huntsville, AL | 929 | $ 102,403,000 | $ 110,229 | $ 75,000 |
| Houston-Sugar Land-Baytown, TX | 902 | $ 171,683,000 | $ 190,335 | $ 106,000 |
| Miami-Miami Beach-Kendall, FL | 795 | $ 186,139,000 | $ 234,137 | $ 148,000 |
| Jackson, MS | 787 | $ 94,128,000 | $ 119,603 | $ 73,000 |
| Augusta-Richmond County, GA-SC | 753 | $ 95,662,000 | $ 127,041 | $ 70,501 |
| Pensacola-Ferry Pass-Brent, FL | 667 | $ 108,681,000 | $ 162,940 | $ 99,000 |
| Orlando-Kissimmee, FL | 587 | $ 117,375,000 | $ 199,957 | $ 109,000 |
| Tampa-St. Petersburg-Clearwater, FL | 558 | $ 90,721,000 | $ 162,582 | $ 98,000 |
| Gulfport-Biloxi, MS | 535 | $ 67,353,000 | $ 125,893 | $ 84,000 |
| Chattanooga, TN-GA | 515 | $ 64,573,000 | $ 125,384 | $ 68,025 |
| Knoxville, TN | 511 | $ 67,319,000 | $ 131,739 | $ 89,000 |
| Jonesboro, AR | 468 | $ 40,375,000 | $ 86,271 | $ 61,000 |
| Panama City-Lynn Haven, FL | 460 | $ 108,446,000 | $ 235,752 | $ 125,000 |
| Dalton, GA | 458 | $ 48,390,000 | $ 105,655 | $ 60,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 404 | $ 111,312,000 | $ 275,524 | $ 169,000 |
| Hot Springs, AR | 403 | $ 42,263,000 | $ 104,870 | $ 74,000 |
| Springfield, MO | 375 | $ 45,115,000 | $ 120,306 | $ 70,000 |
| Decatur, IL | 363 | $ 37,699,000 | $ 103,853 | $ 68,000 |
| Tuscaloosa, AL | 351 | $ 35,394,000 | $ 100,837 | $ 71,000 |
| Dothan, AL | 350 | $ 34,977,000 | $ 99,934 | $ 63,000 |
| Fort Smith, AR-OK | 334 | $ 34,784,000 | $ 104,143 | $ 71,562 |
| Peoria, IL | 327 | $ 37,603,000 | $ 114,993 | $ 111,000 |
| Chicago-Naperville-Joliet, IL | 325 | $ 67,304,000 | $ 207,089 | $ 20,000 |
| Decatur, AL | 307 | $ 20,056,000 | $ 65,328 | $ 60,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 302 | $ 55,380,000 | $ 183,377 | $ 108,000 |
| Shreveport-Bossier City, LA | 285 | $ 32,415,000 | $ 113,736 | $ 72,000 |
| Fort Walton Beach-Crestview-Destin, FL | 284 | $ 88,594,000 | $ 311,950 | $ 138,000 |
| Texarkana, Tx-Texarkana, AR | 281 | $ 18,962,000 | $ 67,480 | $ 65,679 |
| Bloomington, IN | 279 | $ 35,270,000 | $ 126,415 | $ 94,000 |
| Phoenix-Mesa-Scottsdale, AZ | 278 | $ 75,139,000 | $ 270,284 | $ 12,000 |
| Lafayette, IN | 276 | $ 32,297,000 | $ 117,018 | $ 88,000 |
| Dallas-Plano-Irving, TX | 275 | $ 46,373,000 | $ 168,629 | $ 89,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 272 | $ 46,198,000 | $ 169,845 | $ 75,573 |
| Hattiesburg, MS | 263 | $ 23,901,000 | $ 90,878 | $ 53,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 262 | $ 88,031,000 | $ 335,996 | $ 265,000 |
| Gainesville, GA | 246 | $ 43,312,000 | $ 176,065 | $ 83,000 |
| Monroe, LA | 244 | $ 26,671,000 | $ 109,307 | $ 69,000 |
| Austin-Round Rock, TX | 241 | $ 51,821,000 | $ 215,024 | $ 110,000 |
| Houma-Bayou Cane-Thibodaux, LA | 238 | $ 20,366,000 | $ 85,571 | $ 64,000 |
| Columbus, GA-AL | 235 | $ 22,796,000 | $ 97,004 | $ 61,255 |
| Charleston-North Charleston, SC | 230 | $ 73,178,000 | $ 318,165 | $ 142,000 |
| Jackson, TN | 224 | $ 17,383,000 | $ 77,602 | $ 60,000 |
| Pascagoula, MS | 213 | $ 22,972,000 | $ 107,849 | $ 72,000 |
| Auburn-Opelika, AL | 210 | $ 24,638,000 | $ 117,323 | $ 84,000 |
| Louisville-Jefferson County, KY-IN | 206 | $ 23,281,000 | $ 113,014 | $ 69,606 |
| Ocala, FL | 204 | $ 38,197,000 | $ 187,240 | $ 96,000 |
| Florence-Muscle Shoals, AL | 201 | $ 18,481,000 | $ 91,945 | $ 72,000 |
| Charlotte-Gastonia-Concord, NC-SC | 198 | $ 42,240,000 | $ 213,333 | $ 109,242 |
| Tyler, TX | 198 | $ 26,361,000 | $ 133,136 | $ 81,000 |
| Albany, GA | 181 | $ 16,271,000 | $ 89,895 | $ 72,000 |
| Tallahassee, FL | 169 | $ 24,728,000 | $ 146,319 | $ 145,000 |
| Evansville, IN-KY | 167 | $ 13,966,000 | $ 83,628 | $ 68,209 |
| Kansas City, MO-KS | 161 | $ 24,129,000 | $ 149,869 | $ 12,900 |
| Lakeland, FL | 152 | $ 33,366,000 | $ 219,513 | $ 67,000 |
| Gadsden, AL | 150 | $ 12,035,000 | $ 80,233 | $ 53,000 |
| Lafayette, LA | 149 | $ 17,666,000 | $ 118,563 | $ 75,000 |
| Longview, TX | 149 | $ 14,169,000 | $ 95,093 | $ 67,000 |
| Las Vegas-Paradise, NV | 146 | $ 40,740,000 | $ 279,041 | $ 45,000 |
| San Antonio, TX | 145 | $ 21,957,000 | $ 151,427 | $ 39,000 |
| Wilmington, NC | 139 | $ 71,014,000 | $ 510,892 | $ 292,000 |
| Spartanburg, SC | 137 | $ 14,614,000 | $ 106,671 | $ 67,000 |
| Greenville, SC | 134 | $ 21,718,000 | $ 162,074 | $ 92,000 |
| Anniston-Oxford, AL | 130 | $ 10,665,000 | $ 82,038 | $ 55,000 |
| Jefferson City, MO | 128 | $ 7,564,000 | $ 59,093 | $ 63,000 |
| Columbia, SC | 125 | $ 19,678,000 | $ 157,424 | $ 76,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 122 | $ 26,902,000 | $ 220,508 | $ 144,000 |
| Rome, GA | 122 | $ 12,602,000 | $ 103,295 | $ 94,000 |
| Alexandria, LA | 121 | $ 12,116,000 | $ 100,132 | $ 60,000 |
| Bloomington-Normal, IL | 121 | $ 11,991,000 | $ 99,099 | $ 42,000 |
| Valdosta, GA | 120 | $ 15,088,000 | $ 125,733 | $ 96,000 |
| Columbia, MO | 117 | $ 12,316,000 | $ 105,264 | $ 77,000 |
| Jacksonville, FL | 113 | $ 23,108,000 | $ 204,495 | $ 74,000 |
| Raleigh-Cary, NC | 113 | $ 24,646,000 | $ 218,106 | $ 88,000 |
| Springfield, IL | 110 | $ 9,060,000 | $ 82,363 | $ 58,000 |
| Fort Worth-Arlington, TX | 109 | $ 18,317,000 | $ 168,045 | $ 82,000 |
| Des Moines-West Des Moines, IA | 105 | $ 11,899,000 | $ 113,323 | $ 66,000 |
| Cape Coral-Fort Myers, FL | 104 | $ 37,944,000 | $ 364,846 | $ 189,000 |
| Morristown, TN | 104 | $ 10,700,000 | $ 102,884 | $ 78,000 |
| Waterloo-Cedar Falls, IA | 104 | $ 9,769,000 | $ 93,932 | $ 79,000 |
| Sarasota-Bradenton-Venice, FL | 103 | $ 36,227,000 | $ 351,718 | $ 140,000 |
| Cincinnati-Middletown, OH-KY-IN | 95 | $ 13,335,000 | $ 140,368 | $ 10,757 |
| Savannah, GA | 90 | $ 12,493,000 | $ 138,811 | $ 127,000 |
| Terre Haute, IN | 77 | $ 5,680,000 | $ 73,766 | $ 69,000 |
| Clarksville, TN-KY | 76 | $ 7,472,000 | $ 98,315 | $ 60,684 |
| Palm Bay-Melbourne-Titusville, FL | 76 | $ 13,762,000 | $ 181,078 | $ 92,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 75 | $ 25,982,000 | $ 346,426 | $ 45,733 |
| Tucson, AZ | 71 | $ 20,510,000 | $ 288,873 | $ 7,000 |
| Cleveland, TN | 67 | $ 5,716,000 | $ 85,313 | $ 53,000 |
| Champaign-Urbana, IL | 60 | $ 5,378,000 | $ 89,633 | $ 59,000 |
| Port St. Lucie-Fort Pierce, FL | 55 | $ 12,410,000 | $ 225,636 | $ 181,000 |
| Anderson, SC | 51 | $ 8,261,000 | $ 161,980 | $ 89,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 50 | $ 9,903,000 | $ 198,060 | $ 28,580 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 47 | $ 9,595,000 | $ 204,148 | $ 26,510 |
| Athens-Clarke County, GA | 43 | $ 6,316,000 | $ 146,883 | $ 95,000 |
| Davenport-Moline-Rock Island, IA-IL | 42 | $ 5,300,000 | $ 126,190 | $ 10,142 |
| Pine Bluff, AR | 37 | $ 2,683,000 | $ 72,513 | $ 57,000 |
| Kokomo, IN | 36 | $ 3,201,000 | $ 88,916 | $ 69,000 |
| Naples-Marco Island, FL | 33 | $ 16,550,000 | $ 501,515 | $ 260,000 |
| Milwaukee-Waukesha-West Allis, WI | 31 | $ 4,548,000 | $ 146,709 | $ 65,000 |
| Gary, IN | 30 | $ 3,547,000 | $ 118,233 | $ 56,000 |
| Greensboro-High Point, NC | 29 | $ 4,292,000 | $ 148,000 | $ 67,000 |
| Salt Lake City, UT | 29 | $ 6,723,000 | $ 231,827 | $ 40,000 |
| Brunswick, GA | 28 | $ 7,662,000 | $ 273,642 | $ 147,000 |
| Baltimore-Towson, MD | 27 | $ 7,693,000 | $ 284,925 | $ 69,000 |
| Detroit-Livonia-Dearborn, MI | 27 | $ 4,669,000 | $ 172,925 | $ 12,000 |
| Asheville, NC | 24 | $ 5,651,000 | $ 235,458 | $ 137,000 |
| Denver-Aurora, CO | 24 | $ 6,408,000 | $ 267,000 | $ 16,000 |
| Gainesville, FL | 24 | $ 5,295,000 | $ 220,625 | $ 261,000 |
| Columbus, OH | 23 | $ 4,953,000 | $ 215,347 | $ 50,000 |
| Fayetteville, NC | 21 | $ 2,581,000 | $ 122,904 | $ 21,000 |
| Jacksonville, NC | 21 | $ 6,192,000 | $ 294,857 | $ 166,000 |
| Wichita, KS | 21 | $ 3,451,000 | $ 164,333 | $ 36,000 |
| Yuma, AZ | 21 | $ 3,616,000 | $ 172,190 | $ 2,000 |
| Grand Junction, CO | 20 | $ 4,533,000 | $ 226,650 | $ 12,000 |
| Cleveland-Elyria-Mentor, OH | 19 | $ 2,749,000 | $ 144,684 | $ 20,000 |
| Philadelphia, PA | 19 | $ 5,412,000 | $ 284,842 | $ 122,000 |
| Boston-Quincy, MA | 18 | $ 4,535,000 | $ 251,944 | $ 8,000 |
| Anderson, IN | 17 | $ 1,953,000 | $ 114,882 | $ 125,000 |
| Kingsport-Bristol-Bristol, TN-VA | 17 | $ 1,280,000 | $ 75,294 | $ 67,764 |
| Prescott, AZ | 17 | $ 3,629,000 | $ 213,470 | $ 18,000 |
| Punta Gorda, FL | 17 | $ 4,707,000 | $ 276,882 | $ 113,000 |
| Waco, TX | 16 | $ 1,588,000 | $ 99,250 | $ 0 |
| Iowa City, IA | 15 | $ 4,927,000 | $ 328,466 | $ 86,000 |
| Lima, OH | 15 | $ 1,657,000 | $ 110,466 | $ 3,000 |
| Macon, GA | 15 | $ 1,409,000 | $ 93,933 | $ 50,000 |
| Richmond, VA | 15 | $ 3,081,000 | $ 205,400 | $ 54,000 |
| Durham, NC | 14 | $ 2,199,000 | $ 157,071 | $ 80,000 |
| Killeen-Temple-Fort Hood, TX | 14 | $ 2,051,000 | $ 146,500 | $ 43,000 |
| Lake County-Kenosha County, IL-WI | 14 | $ 4,204,000 | $ 300,285 | $ 28,000 |
| Provo-Orem, UT | 14 | $ 3,177,000 | $ 226,928 | $ 10,000 |
| Warren-Troy-Farmington Hills, MI | 14 | $ 2,680,000 | $ 191,428 | $ 12,000 |
| Bethesda-Gaithersburg-Frederick, MD | 13 | $ 5,356,000 | $ 412,000 | $ 18,000 |
| Cedar Rapids, IA | 13 | $ 920,000 | $ 70,769 | $ 67,000 |
| Omaha-Council Bluffs, NE-IA | 13 | $ 3,026,000 | $ 232,769 | $ 27,923 |
| Tulsa, OK | 13 | $ 1,132,000 | $ 87,076 | $ 46,000 |
| Corpus Christi, TX | 12 | $ 1,548,000 | $ 129,000 | $ 108,000 |
| Eau Claire, WI | 12 | $ 1,351,000 | $ 112,583 | $ 0 |
| Madison, WI | 12 | $ 1,811,000 | $ 150,916 | $ 7,000 |
| Ogden-Clearfield, UT | 12 | $ 2,575,000 | $ 214,583 | $ 0 |
| Portland-Vancouver-Beaverton, OR-WA | 12 | $ 2,896,000 | $ 241,333 | $ 9,750 |
| Seattle-Bellevue-Everett, WA | 12 | $ 3,906,000 | $ 325,500 | $ 30,000 |
| Dayton, OH | 11 | $ 1,462,000 | $ 132,909 | $ 28,000 |
| Hinesville-Fort Stewart, GA | 11 | $ 1,311,000 | $ 119,181 | $ 51,000 |
| Janesville, WI | 11 | $ 1,206,000 | $ 109,636 | $ 13,000 |
| Lexington-Fayette, KY | 11 | $ 1,922,000 | $ 174,727 | $ 90,000 |
| Riverside-San Bernardino-Ontario, CA | 11 | $ 4,425,000 | $ 402,272 | $ 46,000 |
| Rochester, MN | 11 | $ 1,385,000 | $ 125,909 | $ 4,000 |
| Akron, OH | 10 | $ 1,665,000 | $ 166,500 | $ 24,000 |
| Kankakee-Bradley, IL | 10 | $ 1,300,000 | $ 130,000 | $ 0 |
| Sumter, SC | 10 | $ 638,000 | $ 63,800 | $ 40,000 |
| Toledo, OH | 10 | $ 838,000 | $ 83,800 | $ 26,000 |
| Wilmington, DE-MD-NJ | 10 | $ 3,421,000 | $ 342,100 | $ 22,000 |
| Winston-Salem, NC | 10 | $ 1,278,000 | $ 127,800 | $ 63,000 |
| Colorado Springs, CO | 9 | $ 2,171,000 | $ 241,222 | $ 58,000 |
| McAllen-Edinburg-Mission, TX | 9 | $ 1,322,000 | $ 146,888 | $ 101,000 |
| Pittsburgh, PA | 9 | $ 1,807,000 | $ 200,777 | $ 32,000 |
| Providence-New Bedford-Fall River, RI-MA | 9 | $ 1,860,000 | $ 206,666 | $ 20,555 |
| Sacramento--Arden-Arcade--Roseville, CA | 9 | $ 3,293,000 | $ 365,888 | $ 0 |
| Brownsville-Harlingen, TX | 8 | $ 684,000 | $ 85,500 | $ 40,000 |
| Cambridge-Newton-Framingham, MA | 8 | $ 2,031,000 | $ 253,875 | $ 0 |
| El Paso, TX | 8 | $ 883,000 | $ 110,375 | $ 29,000 |
| Essex County, MA | 8 | $ 2,666,000 | $ 333,250 | $ 0 |
| Grand Forks, ND-MN | 8 | $ 655,000 | $ 81,875 | $ 0 |
| Hartford-West Hartford-East Hartford, CT | 8 | $ 1,596,000 | $ 199,500 | $ 18,000 |
| Joplin, MO | 8 | $ 752,000 | $ 94,000 | $ 93,000 |
| La Crosse, WI-MN | 8 | $ 1,582,000 | $ 197,750 | $ 74,375 |
| South Bend-Mishawaka, IN-MI | 8 | $ 1,009,000 | $ 126,125 | $ 63,000 |
| Albuquerque, NM | 7 | $ 1,514,000 | $ 216,285 | $ 67,000 |
| Bowling Green, KY | 7 | $ 1,105,000 | $ 157,857 | $ 63,000 |
| Danville, IL | 7 | $ 326,000 | $ 46,571 | $ 100,000 |
| Fort Wayne, IN | 7 | $ 1,196,000 | $ 170,857 | $ 72,000 |
| Nassau-Suffolk, NY | 7 | $ 3,093,000 | $ 441,857 | $ 109,000 |
| Sebastian-Vero Beach, FL | 7 | $ 2,091,000 | $ 298,714 | $ 77,000 |
| Sioux Falls, SD | 7 | $ 486,000 | $ 69,428 | $ 0 |
| Wausau, WI | 7 | $ 688,000 | $ 98,285 | $ 6,000 |
| Camden, NJ | 6 | $ 1,203,000 | $ 200,500 | $ 25,000 |
| Columbus, IN | 6 | $ 2,190,000 | $ 365,000 | $ 131,000 |
| Duluth, MN-WI | 6 | $ 515,000 | $ 85,833 | $ 2,666 |
| Edison, NJ | 6 | $ 2,172,000 | $ 362,000 | $ 0 |
| Fargo, ND-MN | 6 | $ 816,000 | $ 136,000 | $ 9,166 |
| Flagstaff, AZ | 6 | $ 1,713,000 | $ 285,500 | $ 43,000 |
| Hickory-Lenoir-Morganton, NC | 6 | $ 1,397,000 | $ 232,833 | $ 63,000 |
| Lake Charles, LA | 6 | $ 472,000 | $ 78,666 | $ 42,000 |
| Los Angeles-Long Beach-Glendale, CA | 6 | $ 2,361,000 | $ 393,500 | $ 0 |
| Oakland-Fremont-Hayward, CA | 6 | $ 2,291,000 | $ 381,833 | $ 15,000 |
| Odessa, TX | 6 | $ 544,000 | $ 90,666 | $ 38,000 |
| Worcester, MA | 6 | $ 1,103,000 | $ 183,833 | $ 5,000 |
| College Station-Bryan, TX | 5 | $ 596,000 | $ 119,200 | $ 84,000 |
| Florence, SC | 5 | $ 810,000 | $ 162,000 | $ 90,000 |
| Fort Collins-Loveland, CO | 5 | $ 2,140,000 | $ 428,000 | $ 294,000 |
| Harrisburg-Carlisle, PA | 5 | $ 801,000 | $ 160,200 | $ 57,000 |
| Lynchburg, VA | 5 | $ 634,000 | $ 126,800 | $ 93,000 |
| New York-White Plains-Wayne, NY-NJ | 5 | $ 848,000 | $ 169,600 | $ 28,800 |
| Reno-Sparks, NV | 5 | $ 1,241,000 | $ 248,200 | $ 52,000 |
| Springfield, MA | 5 | $ 704,000 | $ 140,800 | $ 38,000 |
| St. Cloud, MN | 5 | $ 579,000 | $ 115,800 | $ 15,000 |
| Stockton, CA | 5 | $ 1,884,000 | $ 376,800 | $ 14,000 |
| Warner Robins, GA | 5 | $ 760,000 | $ 152,000 | $ 65,000 |
| Abilene, TX | 4 | $ 294,000 | $ 73,500 | $ 45,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 4 | $ 639,000 | $ 159,750 | $ 58,000 |
| Boulder, CO | 4 | $ 1,304,000 | $ 326,000 | $ 79,000 |
| Burlington, NC | 4 | $ 612,000 | $ 153,000 | $ 43,000 |
| Dubuque, IA | 4 | $ 429,000 | $ 107,250 | $ 0 |
| El Centro, CA | 4 | $ 1,126,000 | $ 281,500 | $ 0 |
| Elizabethtown, KY | 4 | $ 973,000 | $ 243,250 | $ 98,000 |
| Johnson City, TN | 4 | $ 358,000 | $ 89,500 | $ 38,000 |
| Oklahoma City, OK | 4 | $ 633,000 | $ 158,250 | $ 211,000 |
| Roanoke, VA | 4 | $ 492,000 | $ 123,000 | $ 66,000 |
| Rockford, IL | 4 | $ 403,000 | $ 100,750 | $ 22,000 |
| Rocky Mount, NC | 4 | $ 1,157,000 | $ 289,250 | $ 79,000 |
| Santa Fe, NM | 4 | $ 832,000 | $ 208,000 | $ 72,000 |
| Sherman-Denison, TX | 4 | $ 341,000 | $ 85,250 | $ 62,000 |
| St. George, UT | 4 | $ 717,000 | $ 179,250 | $ 12,000 |
| Topeka, KS | 4 | $ 599,000 | $ 149,750 | $ 0 |
| Albany-Schenectady-Troy, NY | 3 | $ 362,000 | $ 120,666 | $ 57,000 |
| Beaumont-Port Arthur, TX | 3 | $ 234,000 | $ 78,000 | $ 26,000 |
| Bismarck, ND | 3 | $ 383,000 | $ 127,666 | $ 0 |
| Greeley, CO | 3 | $ 564,000 | $ 188,000 | $ 150,000 |
| Michigan City-La Porte, IN | 3 | $ 214,000 | $ 71,333 | $ 55,000 |
| Midland, TX | 3 | $ 451,000 | $ 150,333 | $ 53,000 |
| Muncie, IN | 3 | $ 203,000 | $ 67,666 | $ 129,000 |
| Newark-Union, NJ-PA | 3 | $ 517,000 | $ 172,333 | $ 64,000 |
| Norwich-New London, CT | 3 | $ 630,000 | $ 210,000 | $ 31,000 |
| Racine, WI | 3 | $ 480,000 | $ 160,000 | $ 19,000 |
| Victoria, TX | 3 | $ 299,000 | $ 99,666 | $ 0 |
| Weirton-Steubenville, WV-OH | 3 | $ 314,000 | $ 104,666 | $ 45,666 |
| Ames, IA | 2 | $ 419,000 | $ 209,500 | $ 187,000 |
| Ann Arbor, MI | 2 | $ 332,000 | $ 166,000 | $ 0 |
| Boise City-Nampa, ID | 2 | $ 406,000 | $ 203,000 | $ 50,000 |
| Charlottesville, VA | 2 | $ 1,480,000 | $ 740,000 | $ 318,000 |
| Danville, VA | 2 | $ 173,000 | $ 86,500 | $ 28,000 |
| Dover, DE | 2 | $ 620,000 | $ 310,000 | $ 0 |
| Grand Rapids-Wyoming, MI | 2 | $ 461,000 | $ 230,500 | $ 46,000 |
| Greenville, NC | 2 | $ 262,000 | $ 131,000 | $ 53,000 |
| Idaho Falls, ID | 2 | $ 119,000 | $ 59,500 | $ 51,000 |
| Kalamazoo-Portage, MI | 2 | $ 205,000 | $ 102,500 | $ 323,000 |
| Laredo, TX | 2 | $ 141,000 | $ 70,500 | $ 0 |
| Las Cruces, NM | 2 | $ 176,000 | $ 88,000 | $ 39,000 |
| Lincoln, NE | 2 | $ 499,000 | $ 249,500 | $ 170,000 |
| Logan, UT-ID | 2 | $ 364,000 | $ 182,000 | $ 49,000 |
| Lubbock, TX | 2 | $ 193,000 | $ 96,500 | $ 39,000 |
| Manchester-Nashua, NH | 2 | $ 406,000 | $ 203,000 | $ 0 |
| Mansfield, OH | 2 | $ 203,000 | $ 101,500 | $ 0 |
| Missoula, MT | 2 | $ 327,000 | $ 163,500 | $ 0 |
| New Haven-Milford, CT | 2 | $ 589,000 | $ 294,500 | $ 0 |
| Ocean City, NJ | 2 | $ 370,000 | $ 185,000 | $ 0 |
| Oshkosh-Neenah, WI | 2 | $ 283,000 | $ 141,500 | $ 0 |
| Owensboro, KY | 2 | $ 110,000 | $ 55,000 | $ 76,000 |
| Portland-South Portland-Biddeford, ME | 2 | $ 354,000 | $ 177,000 | $ 64,000 |
| Rochester, NY | 2 | $ 118,000 | $ 59,000 | $ 0 |
| Rockingham County-Strafford County, NH | 2 | $ 292,000 | $ 146,000 | $ 0 |
| San Angelo, TX | 2 | $ 141,000 | $ 70,500 | $ 0 |
| Sheboygan, WI | 2 | $ 228,000 | $ 114,000 | $ 0 |
| Sioux City, IA-NE-SD | 2 | $ 237,000 | $ 118,500 | $ 34,000 |
| Spokane, WA | 2 | $ 397,000 | $ 198,500 | $ 120,000 |
| St. Joseph, MO-KS | 2 | $ 293,000 | $ 146,500 | $ 90,000 |
| Tacoma, WA | 2 | $ 476,000 | $ 238,000 | $ 44,000 |
| Amarillo, TX | 1 | $ 145,000 | $ 145,000 | $ 34,000 |
| Anchorage, AK | 1 | $ 15,000 | $ 15,000 | $ 123,000 |
| Appleton, WI | 1 | $ 136,000 | $ 136,000 | $ 0 |
| Barnstable Town, MA | 1 | $ 165,000 | $ 165,000 | $ 174,000 |
| Binghamton, NY | 1 | $ 53,000 | $ 53,000 | $ 28,000 |
| Bridgeport-Stamford-Norwalk, CT | 1 | $ 60,000 | $ 60,000 | $ 240,000 |
| Canton-Massillon, OH | 1 | $ 123,000 | $ 123,000 | $ 55,000 |
| Casper, WY | 1 | $ 206,000 | $ 206,000 | $ 270,000 |
| Charleston, WV | 1 | $ 126,000 | $ 126,000 | $ 67,000 |
| Coeur D'Alene, ID | 1 | $ 240,000 | $ 240,000 | $ 44,000 |
| Holland-Grand Haven, MI | 1 | $ 162,000 | $ 162,000 | $ 0 |
| Honolulu, HI | 1 | $ 15,000 | $ 15,000 | $ 79,000 |
| Lawrence, KS | 1 | $ 205,000 | $ 205,000 | $ 100,000 |
| Lebanon, PA | 1 | $ 312,000 | $ 312,000 | $ 78,000 |
| Longview, WA | 1 | $ 254,000 | $ 254,000 | $ 0 |
| Medford, OR | 1 | $ 236,000 | $ 236,000 | $ 0 |
| Merced, CA | 1 | $ 226,000 | $ 226,000 | $ 64,000 |
| Niles-Benton Harbor, MI | 1 | $ 93,000 | $ 93,000 | $ 60,000 |
| Parkersburg-Marietta-Vienna, WV-OH | 1 | $ 41,000 | $ 41,000 | $ 72,000 |
| Pittsfield, MA | 1 | $ 66,000 | $ 66,000 | $ 62,000 |
| Pocatello, ID | 1 | $ 58,000 | $ 58,000 | $ 80,000 |
| Pueblo, CO | 1 | $ 182,000 | $ 182,000 | $ 95,000 |
| Rapid City, SD | 1 | $ 132,000 | $ 132,000 | $ 0 |
| Salisbury, MD | 1 | $ 144,000 | $ 144,000 | $ 101,000 |
| San Diego-Carlsbad-San Marcos, CA | 1 | $ 47,000 | $ 47,000 | $ 40,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 1 | $ 548,000 | $ 548,000 | $ 0 |
| Santa Ana-Anaheim-Irvine, CA | 1 | $ 1,040,000 | $ 1,040,000 | $ 402,000 |
| Springfield, OH | 1 | $ 86,000 | $ 86,000 | $ 48,000 |
| Syracuse, NY | 1 | $ 12,000 | $ 12,000 | $ 42,000 |
| Vallejo-Fairfield, CA | 1 | $ 460,000 | $ 460,000 | $ 0 |
| Winchester, VA-WV | 1 | $ 290,000 | $ 290,000 | $ 0 |
| Yakima, WA | 1 | $ 94,000 | $ 94,000 | $ 18,000 |
| York-Hanover, PA | 1 | $ 381,000 | $ 381,000 | $ 0 |
Mortgage Loan Application Detail Totals for Regions Bank in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 30,564 | $4,821,033,000 | $157,000 | $6,553,000 | $82,000 | $9,999,000 |
| Refinancing | 26,379 | $3,193,453,000 | $121,000 | $9,871,000 | $75,000 | $9,999,000 |
| Home Improvement | 4,993 | $141,306,000 | $28,000 | $2,391,000 | $68,000 | $5,500,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 42,847 | $5,498,186,000 | $128,000 | $6,760,000 | $87,000 | $9,999,000 |
| Black or African American | 5,910 | $542,176,000 | $91,000 | $6,553,000 | $58,000 | $3,500,000 |
| Not Provided | 5,394 | $669,890,000 | $124,000 | $4,550,000 | $85,000 | $3,600,000 |
| Not applicable | 4,602 | $955,939,000 | $207,000 | $9,871,000 | $0 | $236,000 |
| Hispanic | 2,214 | $335,709,000 | $151,000 | $4,100,000 | $96,000 | $5,880,000 |
| Asian | 638 | $114,178,000 | $178,000 | $2,200,000 | $115,000 | $1,311,000 |
| American Indian or Alaskan Native | 232 | $23,325,000 | $100,000 | $3,000,000 | $74,000 | $502,000 |
| Native Hawaiian or Other Pacific Islander | 99 | $16,389,000 | $165,000 | $1,270,000 | $117,000 | $1,179,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 57,967 | $7,681,952,000 | $132,000 | $9,871,000 | $81,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 2,909 | $334,614,000 | $115,000 | $305,000 | $32,000 | $1,324,000 |
| VA-guaranteed (Veterans Administration) | 801 | $115,324,000 | $143,000 | $417,000 | $45,000 | $393,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 259 | $23,902,000 | $92,000 | $245,000 | $36,000 | $81,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 34,005 | $4,560,925,000 | $134,000 | $5,524,000 | $89,000 | $9,999,000 |
| Application Denied By Financial Institution | 15,933 | $1,602,150,000 | $100,000 | $6,760,000 | $66,000 | $5,880,000 |
| Loan Purchased By The Institution | 4,210 | $854,378,000 | $202,000 | $2,115,000 | $0 | $0 |
| Application Withdrawn By Applicant | 3,869 | $758,799,000 | $196,000 | $6,553,000 | $107,000 | $3,860,000 |
| Application Approved But Not Accepted | 3,227 | $280,827,000 | $87,000 | $9,871,000 | $90,000 | $3,600,000 |
| File Closed For Incompleteness | 605 | $88,095,000 | $145,000 | $4,040,000 | $72,000 | $1,479,000 |
| Preapproval Denied by Financial Institution | 87 | $10,618,000 | $122,000 | $720,000 | $58,000 | $1,146,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 6,282 | $363,543,000 | $57,000 | $2,391,000 | $52,000 | $5,500,000 |
| Credit Application Incomplete | 3,459 | $552,741,000 | $159,000 | $6,760,000 | $80,000 | $5,880,000 |
| Debt-To-Income Ratio | 2,108 | $142,417,000 | $67,000 | $6,750,000 | $54,000 | $1,656,000 |
| Other | 1,232 | $139,981,000 | $113,000 | $3,400,000 | $77,000 | $1,324,000 |
| Collateral | 1,154 | $137,758,000 | $119,000 | $1,250,000 | $81,000 | $2,172,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 941 | $168,360,000 | $178,000 | $4,550,000 | $88,000 | $2,700,000 |
| Unverifiable Information | 747 | $102,688,000 | $137,000 | $1,471,000 | $75,000 | $1,200,000 |
| Employment History | 97 | $5,280,000 | $54,000 | $257,000 | $46,000 | $192,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Regions Bank's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Regions Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Alabama, download the full spreadsheet
with aggregated HMDA statistics today.
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