Renasant Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Renasant Bank 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Renasant Bank 209 Troy St., P.O. Box 709 Tupelo, MS 38802 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 5,445 |
| Total Mortgage Loan Application Amount | $563,378,000 |
| Average Mortgage Loan Application Amount | $197,125 |
| Highest Mortgage Loan Application Amount | $10,500,000 |
| Average Applicant Income | $123,791 |
| Highest Applicant Income | $4,001,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Renasant Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Renasant Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Renasant Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Renasant Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Renasant Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Renasant Bank's mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Lee County Mississippi | 484 | $ 32,236,000 | $ 66,000 | $ 57,000 |
| Jefferson County Alabama | 468 | $ 71,390,000 | $ 152,000 | $ 97,000 |
| Madison County Alabama | 463 | $ 62,266,000 | $ 134,000 | $ 57,000 |
| Shelby County Alabama | 323 | $ 53,986,000 | $ 167,000 | $ 114,000 |
| Monroe County Mississippi | 249 | $ 12,773,000 | $ 51,000 | $ 59,000 |
| Morgan County Alabama | 227 | $ 26,742,000 | $ 117,000 | $ 63,000 |
| Etowah County Alabama | 199 | $ 20,684,000 | $ 103,000 | $ 67,000 |
| Grenada County Mississippi | 183 | $ 8,286,000 | $ 45,000 | $ 47,000 |
| Pontotoc County Mississippi | 172 | $ 9,995,000 | $ 58,000 | $ 67,000 |
| Winston County Mississippi | 145 | $ 5,854,000 | $ 40,000 | $ 61,000 |
| Alcorn County Mississippi | 144 | $ 7,753,000 | $ 53,000 | $ 52,000 |
| Prentiss County Mississippi | 129 | $ 5,259,000 | $ 40,000 | $ 45,000 |
| DeSoto County Mississippi | 124 | $ 15,252,000 | $ 123,000 | $ 59,000 |
| Yalobusha County Mississippi | 121 | $ 4,197,000 | $ 34,000 | $ 40,000 |
| Tishomingo County Mississippi | 120 | $ 5,255,000 | $ 43,000 | $ 50,000 |
| Union County Mississippi | 106 | $ 4,744,000 | $ 44,000 | $ 50,000 |
| Caddo County Louisiana | 102 | $ 11,511,000 | $ 112,000 | $ 75,000 |
| Tuscaloosa County Alabama | 89 | $ 11,183,000 | $ 125,000 | $ 67,000 |
| Panola County Mississippi | 86 | $ 5,344,000 | $ 62,000 | $ 69,000 |
| Bossier County Louisiana | 79 | $ 9,228,000 | $ 116,000 | $ 80,000 |
| Shelby County Tennessee | 78 | $ 19,760,000 | $ 253,000 | $ 119,000 |
| Clay County Mississippi | 67 | $ 4,341,000 | $ 64,000 | $ 58,000 |
| Montgomery County Mississippi | 60 | $ 2,834,000 | $ 47,000 | $ 41,000 |
| Chickasaw County Mississippi | 59 | $ 2,113,000 | $ 35,000 | $ 52,000 |
| Limestone County Alabama | 58 | $ 7,184,000 | $ 123,000 | $ 67,000 |
| Talladega County Alabama | 55 | $ 5,651,000 | $ 102,000 | $ 73,000 |
| Calhoun County Mississippi | 53 | $ 2,003,000 | $ 37,000 | $ 55,000 |
| Calcasieu County Louisiana | 45 | $ 4,015,000 | $ 89,000 | $ 76,000 |
| St. Clair County Alabama | 44 | $ 4,668,000 | $ 106,000 | $ 62,000 |
| Marshall County Alabama | 38 | $ 4,460,000 | $ 117,000 | $ 91,000 |
| Lafayette County Mississippi | 37 | $ 4,280,000 | $ 115,000 | $ 88,000 |
| East Baton Rouge County Louisiana | 36 | $ 4,875,000 | $ 135,000 | $ 64,000 |
| Itawamba County Mississippi | 36 | $ 1,802,000 | $ 50,000 | $ 49,000 |
| Houston County Alabama | 34 | $ 4,234,000 | $ 124,000 | $ 77,000 |
| Vernon County Louisiana | 27 | $ 2,971,000 | $ 110,000 | $ 51,000 |
| Baldwin County Alabama | 24 | $ 8,866,000 | $ 369,000 | $ 187,000 |
| Pike County Mississippi | 24 | $ 2,497,000 | $ 104,000 | $ 56,000 |
| Lawrence County Alabama | 23 | $ 2,512,000 | $ 109,000 | $ 53,000 |
| Blount County Alabama | 19 | $ 2,256,000 | $ 118,000 | $ 79,000 |
| Montgomery County Alabama | 19 | $ 2,175,000 | $ 114,000 | $ 94,000 |
| Carroll County Mississippi | 18 | $ 770,000 | $ 42,000 | $ 63,000 |
| Oktibbeha County Mississippi | 18 | $ 3,687,000 | $ 204,000 | $ 97,000 |
| Barbour County Alabama | 17 | $ 2,767,000 | $ 162,000 | $ 84,000 |
| Hancock County Mississippi | 17 | $ 2,027,000 | $ 119,000 | $ 57,000 |
| DeKalb County Alabama | 16 | $ 1,697,000 | $ 106,000 | $ 43,000 |
| Ascension County Louisiana | 14 | $ 2,117,000 | $ 151,000 | $ 77,000 |
| Natchitoches County Louisiana | 14 | $ 1,730,000 | $ 123,000 | $ 49,000 |
| Ouachita County Louisiana | 13 | $ 1,241,000 | $ 95,000 | $ 100,000 |
| Tate County Mississippi | 13 | $ 1,773,000 | $ 136,000 | $ 106,000 |
| Livingston County Louisiana | 12 | $ 1,369,000 | $ 114,000 | $ 61,000 |
| Tallahatchie County Mississippi | 12 | $ 371,000 | $ 30,000 | $ 44,000 |
| Jones County Mississippi | 11 | $ 1,289,000 | $ 117,000 | $ 68,000 |
| Lamar County Mississippi | 11 | $ 1,796,000 | $ 163,000 | $ 84,000 |
| Jackson County Alabama | 10 | $ 916,000 | $ 91,000 | $ 78,000 |
| Bay County Florida | 10 | $ 2,631,000 | $ 263,000 | $ 143,000 |
| Okaloosa County Florida | 10 | $ 2,914,000 | $ 291,000 | $ 215,000 |
| Avoyelles County Louisiana | 10 | $ 963,000 | $ 96,000 | $ 44,000 |
| Rapides County Louisiana | 10 | $ 1,605,000 | $ 160,000 | $ 60,000 |
| Forrest County Mississippi | 10 | $ 1,103,000 | $ 110,000 | $ 82,000 |
| Hardin County Tennessee | 10 | $ 1,923,000 | $ 192,000 | $ 223,000 |
| Lauderdale County Alabama | 9 | $ 727,000 | $ 80,000 | $ 62,000 |
| Winston County Alabama | 9 | $ 1,754,000 | $ 194,000 | $ 175,000 |
| Cobb County Georgia | 9 | $ 1,258,000 | $ 139,000 | $ 59,000 |
| Tallapoosa County Alabama | 8 | $ 1,469,000 | $ 183,000 | $ 182,000 |
| Choctaw County Mississippi | 8 | $ 458,000 | $ 57,000 | $ 57,000 |
| Harrison County Mississippi | 8 | $ 1,101,000 | $ 137,000 | $ 66,000 |
| Galveston County Texas | 8 | $ 774,000 | $ 96,000 | $ 83,000 |
| Colbert County Alabama | 7 | $ 732,000 | $ 104,000 | $ 118,000 |
| Randolph County Alabama | 7 | $ 862,000 | $ 123,000 | $ 68,000 |
| McNairy County Tennessee | 7 | $ 369,000 | $ 52,000 | $ 48,000 |
| Chilton County Alabama | 6 | $ 531,000 | $ 88,000 | $ 66,000 |
| Fulton County Georgia | 6 | $ 1,491,000 | $ 248,000 | $ 188,000 |
| Webster County Louisiana | 6 | $ 391,000 | $ 65,000 | $ 44,000 |
| Attala County Mississippi | 6 | $ 374,000 | $ 62,000 | $ 66,000 |
| Noxubee County Mississippi | 6 | $ 119,000 | $ 19,000 | $ 36,000 |
| Harris County Texas | 6 | $ 10,872,000 | $ 1,812,000 | $ 25,000 |
| Coosa County Alabama | 5 | $ 555,000 | $ 111,000 | $ 58,000 |
| Cullman County Alabama | 5 | $ 712,000 | $ 142,000 | $ 93,000 |
| Elmore County Alabama | 5 | $ 534,000 | $ 106,000 | $ 64,000 |
| Franklin County Louisiana | 5 | $ 346,000 | $ 69,000 | $ 48,000 |
| Tippah County Mississippi | 5 | $ 188,000 | $ 37,000 | $ 71,000 |
| Bibb County Alabama | 4 | $ 425,000 | $ 106,000 | $ 98,000 |
| Calhoun County Alabama | 4 | $ 357,000 | $ 89,000 | $ 52,000 |
| Dale County Alabama | 4 | $ 426,000 | $ 106,000 | $ 50,000 |
| Henry County Alabama | 4 | $ 915,000 | $ 228,000 | $ 135,000 |
| Pike County Alabama | 4 | $ 354,000 | $ 88,000 | $ 90,000 |
| Beauregard County Louisiana | 4 | $ 377,000 | $ 94,000 | $ 68,000 |
| Grant County Louisiana | 4 | $ 332,000 | $ 83,000 | $ 49,000 |
| West Baton Rouge County Louisiana | 4 | $ 319,000 | $ 79,000 | $ 45,000 |
| Benton County Mississippi | 4 | $ 296,000 | $ 74,000 | $ 68,000 |
| Lincoln County Mississippi | 4 | $ 616,000 | $ 154,000 | $ 124,000 |
| Lowndes County Mississippi | 4 | $ 220,000 | $ 55,000 | $ 79,000 |
| Marshall County Mississippi | 4 | $ 316,000 | $ 79,000 | $ 58,000 |
| Webster County Mississippi | 4 | $ 115,000 | $ 28,000 | $ 34,000 |
| Lincoln County Tennessee | 4 | $ 915,000 | $ 228,000 | $ 111,000 |
| Covington County Alabama | 3 | $ 658,000 | $ 219,000 | $ 104,000 |
| Lee County Alabama | 3 | $ 557,000 | $ 185,000 | $ 112,000 |
| Marengo County Alabama | 3 | $ 235,000 | $ 78,000 | $ 77,000 |
| Walker County Alabama | 3 | $ 346,000 | $ 115,000 | $ 39,000 |
| Escambia County Florida | 3 | $ 1,790,000 | $ 596,000 | $ 135,000 |
| Walton County Florida | 3 | $ 530,000 | $ 176,000 | $ 43,000 |
| De Soto County Louisiana | 3 | $ 501,000 | $ 167,000 | $ 49,000 |
| East Feliciana County Louisiana | 3 | $ 208,000 | $ 69,000 | $ 58,000 |
| Lafayette County Louisiana | 3 | $ 285,000 | $ 95,000 | $ 37,000 |
| Amite County Mississippi | 3 | $ 182,000 | $ 60,000 | $ 68,000 |
| Jackson County Mississippi | 3 | $ 406,000 | $ 135,000 | $ 49,000 |
| Leflore County Mississippi | 3 | $ 259,000 | $ 86,000 | $ 82,000 |
| Neshoba County Mississippi | 3 | $ 637,000 | $ 212,000 | $ 76,000 |
| Hale County Alabama | 2 | $ 328,000 | $ 164,000 | $ 26,000 |
| Lamar County Alabama | 2 | $ 44,000 | $ 22,000 | $ 30,000 |
| Pinellas County Florida | 2 | $ 492,000 | $ 246,000 | $ 145,000 |
| Glynn County Georgia | 2 | $ 495,000 | $ 247,000 | $ 417,000 |
| Gwinnett County Georgia | 2 | $ 319,000 | $ 159,000 | $ 68,000 |
| Cook County Illinois | 2 | $ 384,000 | $ 192,000 | $ 427,000 |
| Bienville County Louisiana | 2 | $ 128,000 | $ 64,000 | $ 38,000 |
| Jefferson County Louisiana | 2 | $ 459,000 | $ 229,000 | $ 102,000 |
| Orleans County Louisiana | 2 | $ 242,000 | $ 121,000 | $ 72,000 |
| Union County Louisiana | 2 | $ 181,000 | $ 90,000 | $ 22,000 |
| Greene County Mississippi | 2 | $ 88,000 | $ 44,000 | $ 36,000 |
| Hinds County Mississippi | 2 | $ 158,000 | $ 79,000 | $ 60,000 |
| Lauderdale County Mississippi | 2 | $ 296,000 | $ 148,000 | $ 98,000 |
| Perry County Mississippi | 2 | $ 133,000 | $ 66,000 | $ 28,000 |
| Quitman County Mississippi | 2 | $ 22,000 | $ 11,000 | $ 27,000 |
| Fayette County Tennessee | 2 | $ 804,000 | $ 402,000 | $ 211,000 |
| Giles County Tennessee | 2 | $ 148,000 | $ 74,000 | $ 67,000 |
| Knox County Tennessee | 2 | $ 165,000 | $ 82,000 | $ 49,000 |
| Madison County Tennessee | 2 | $ 230,000 | $ 115,000 | $ 234,000 |
| Washington County Tennessee | 2 | $ 78,000 | $ 39,000 | $ 58,000 |
| Brazoria County Texas | 2 | $ 224,000 | $ 112,000 | $ 65,000 |
| Henderson County Texas | 2 | $ 202,000 | $ 101,000 | $ 151,000 |
| Jefferson County Texas | 2 | $ 55,000 | $ 27,000 | $ 118,000 |
| Chambers County Alabama | 1 | $ 220,000 | $ 220,000 | $ 110,000 |
| Cherokee County Alabama | 1 | $ 77,000 | $ 77,000 | $ 48,000 |
| Coffee County Alabama | 1 | $ 77,000 | $ 77,000 | $ 37,000 |
| Conecuh County Alabama | 1 | $ 80,000 | $ 80,000 | $ 37,000 |
| Escambia County Alabama | 1 | $ 54,000 | $ 54,000 | $ 60,000 |
| Fayette County Alabama | 1 | $ 32,000 | $ 32,000 | $ 79,000 |
| Franklin County Alabama | 1 | $ 11,000 | $ 11,000 | $ 41,000 |
| Greene County Alabama | 1 | $ 46,000 | $ 46,000 | $ 96,000 |
| Marion County Alabama | 1 | $ 38,000 | $ 38,000 | $ 40,000 |
| Mobile County Alabama | 1 | $ 166,000 | $ 166,000 | $ 81,000 |
| Perry County Alabama | 1 | $ 50,000 | $ 50,000 | $ 35,000 |
| Pickens County Alabama | 1 | $ 135,000 | $ 135,000 | $ 97,000 |
| Cleburne County Arkansas | 1 | $ 350,000 | $ 350,000 | $ 354,000 |
| Crittenden County Arkansas | 1 | $ 55,000 | $ 55,000 | $ 21,000 |
| Brevard County Florida | 1 | $ 86,000 | $ 86,000 | $ 78,000 |
| Duval County Florida | 1 | $ 273,000 | $ 273,000 | $ 375,000 |
| Gulf County Florida | 1 | $ 333,000 | $ 333,000 | $ 4,001,000 |
| Jackson County Florida | 1 | $ 75,000 | $ 75,000 | $ 61,000 |
| Osceola County Florida | 1 | $ 269,000 | $ 269,000 | $ 60,000 |
| Santa Rosa County Florida | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Early County Georgia | 1 | $ 108,000 | $ 108,000 | $ 49,000 |
| Seminole County Georgia | 1 | $ 132,000 | $ 132,000 | $ 127,000 |
| Catahoula County Louisiana | 1 | $ 143,000 | $ 143,000 | $ 83,000 |
| Claiborne County Louisiana | 1 | $ 51,000 | $ 51,000 | $ 0 |
| Evangeline County Louisiana | 1 | $ 208,000 | $ 208,000 | $ 54,000 |
| Jefferson Davis County Louisiana | 1 | $ 39,000 | $ 39,000 | $ 19,000 |
| Lincoln County Louisiana | 1 | $ 498,000 | $ 498,000 | $ 0 |
| Pointe Coupee County Louisiana | 1 | $ 165,000 | $ 165,000 | $ 97,000 |
| Red River County Louisiana | 1 | $ 50,000 | $ 50,000 | $ 43,000 |
| Sabine County Louisiana | 1 | $ 74,000 | $ 74,000 | $ 107,000 |
| St. Bernard County Louisiana | 1 | $ 109,000 | $ 109,000 | $ 28,000 |
| Terrebonne County Louisiana | 1 | $ 89,000 | $ 89,000 | $ 38,000 |
| West Feliciana County Louisiana | 1 | $ 219,000 | $ 219,000 | $ 289,000 |
| Adams County Mississippi | 1 | $ 129,000 | $ 129,000 | $ 47,000 |
| Coahoma County Mississippi | 1 | $ 44,000 | $ 44,000 | $ 120,000 |
| Copiah County Mississippi | 1 | $ 40,000 | $ 40,000 | $ 30,000 |
| Covington County Mississippi | 1 | $ 151,000 | $ 151,000 | $ 117,000 |
| Jasper County Mississippi | 1 | $ 88,000 | $ 88,000 | $ 83,000 |
| Jefferson County Mississippi | 1 | $ 41,000 | $ 41,000 | $ 38,000 |
| Leake County Mississippi | 1 | $ 52,000 | $ 52,000 | $ 66,000 |
| Newton County Mississippi | 1 | $ 61,000 | $ 61,000 | $ 78,000 |
| Rankin County Mississippi | 1 | $ 86,000 | $ 86,000 | $ 79,000 |
| Scott County Mississippi | 1 | $ 200,000 | $ 200,000 | $ 48,000 |
| Sunflower County Mississippi | 1 | $ 24,000 | $ 24,000 | $ 52,000 |
| Clark County Nevada | 1 | $ 184,000 | $ 184,000 | $ 50,000 |
| Allegheny County Pennsylvania | 1 | $ 124,000 | $ 124,000 | $ 60,000 |
| Richland County South Carolina | 1 | $ 219,000 | $ 219,000 | $ 107,000 |
| Dyer County Tennessee | 1 | $ 45,000 | $ 45,000 | $ 52,000 |
| Franklin County Tennessee | 1 | $ 535,000 | $ 535,000 | $ 74,000 |
| Hickman County Tennessee | 1 | $ 14,000 | $ 14,000 | $ 62,000 |
| Lawrence County Tennessee | 1 | $ 13,000 | $ 13,000 | $ 33,000 |
| Putnam County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 125,000 |
| Rutherford County Tennessee | 1 | $ 16,000 | $ 16,000 | $ 150,000 |
| Blanco County Texas | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Denton County Texas | 1 | $ 206,000 | $ 206,000 | $ 0 |
| Newton County Texas | 1 | $ 47,000 | $ 47,000 | $ 55,000 |
| Salem County Virginia | 1 | $ 102,000 | $ 102,000 | $ 162,000 |
| Stafford County Virginia | 1 | $ 252,000 | $ 252,000 | $ 61,000 |
Mortgage Loan Application Detail Totals for Renasant Bank in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,853 | $328,397,000 | $226,727 | $10,500,000 | $161,454 | $4,001,000 |
| Refinancing | 2,177 | $220,999,000 | $153,200 | $2,856,000 | $103,100 | $3,271,000 |
| Home Improvement | 415 | $13,982,000 | $235,000 | $4,600,000 | $54,666 | $524,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,593 | $479,621,000 | $165,076 | $1,700,000 | $143,846 | $4,001,000 |
| Black or African American | 598 | $33,259,000 | $101,833 | $640,000 | $61,666 | $327,000 |
| Not applicable | 107 | $31,989,000 | $1,555,000 | $10,500,000 | $1,600 | $426,000 |
| Not Provided | 52 | $7,118,000 | $218,250 | $520,000 | $93,000 | $360,000 |
| Hispanic | 50 | $5,568,000 | $100,000 | $650,000 | $71,250 | $312,000 |
| Asian | 34 | $4,484,000 | $132,666 | $323,000 | $63,333 | $703,000 |
| American Indian or Alaskan Native | 7 | $816,000 | $120,666 | $178,000 | $58,666 | $102,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $523,000 | $131,333 | $206,000 | $88,000 | $103,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,333 | $549,842,000 | $202,461 | $10,500,000 | $137,615 | $4,001,000 |
| FHA-insured (Federal Housing Administration) | 72 | $7,355,000 | $99,500 | $172,000 | $45,500 | $177,000 |
| VA-guaranteed (Veterans Administration) | 39 | $6,042,000 | $137,000 | $275,000 | $69,333 | $127,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $139,000 | $139,000 | $139,000 | $30,000 | $30,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,777 | $522,002,000 | $206,692 | $10,500,000 | $138,461 | $4,001,000 |
| Application Denied By Financial Institution | 378 | $17,603,000 | $99,500 | $520,000 | $66,500 | $300,000 |
| Application Approved But Not Accepted | 244 | $16,937,000 | $137,833 | $566,000 | $91,166 | $1,020,000 |
| Application Withdrawn By Applicant | 45 | $6,626,000 | $146,000 | $595,000 | $109,500 | $327,000 |
| File Closed For Incompleteness | 1 | $210,000 | $210,000 | $210,000 | $97,000 | $97,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Renasant Bank's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Renasant Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Mississippi, download the full spreadsheet
with aggregated HMDA statistics today.