Renasant Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Renasant Bank 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Renasant Bank 209 Troy St., P.O. Box 709 Tupelo, MS 38802 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 6,465 |
| Total Mortgage Loan Application Amount | $827,759,000 |
| Average Mortgage Loan Application Amount | $102,000 |
| Highest Mortgage Loan Application Amount | $3,750,000 |
| Average Applicant Income | $78,666 |
| Highest Applicant Income | $4,105,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Renasant Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Renasant Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Renasant Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Renasant Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Renasant Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Renasant Bank's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Madison County Alabama | 543 | $ 91,424,000 | $ 168,000 | $ 91,000 |
| Lee County Mississippi | 460 | $ 45,640,000 | $ 99,000 | $ 85,000 |
| Jefferson County Alabama | 327 | $ 57,681,000 | $ 176,000 | $ 97,000 |
| Morgan County Alabama | 236 | $ 37,709,000 | $ 159,000 | $ 76,000 |
| Monroe County Mississippi | 228 | $ 13,928,000 | $ 61,000 | $ 71,000 |
| Winston County Mississippi | 205 | $ 12,141,000 | $ 59,000 | $ 65,000 |
| Grenada County Mississippi | 198 | $ 12,231,000 | $ 61,000 | $ 73,000 |
| Etowah County Alabama | 190 | $ 23,767,000 | $ 125,000 | $ 68,000 |
| Pontotoc County Mississippi | 173 | $ 9,917,000 | $ 57,000 | $ 69,000 |
| Alcorn County Mississippi | 160 | $ 11,060,000 | $ 69,000 | $ 70,000 |
| Shelby County Alabama | 136 | $ 24,766,000 | $ 182,000 | $ 88,000 |
| Davidson County Tennessee | 123 | $ 25,874,000 | $ 210,000 | $ 146,000 |
| Yalobusha County Mississippi | 118 | $ 5,628,000 | $ 47,000 | $ 60,000 |
| Tishomingo County Mississippi | 111 | $ 5,568,000 | $ 50,000 | $ 61,000 |
| Shelby County Tennessee | 111 | $ 28,521,000 | $ 256,000 | $ 161,000 |
| Tuscaloosa County Alabama | 109 | $ 18,760,000 | $ 172,000 | $ 92,000 |
| DeSoto County Mississippi | 109 | $ 16,258,000 | $ 149,000 | $ 96,000 |
| Union County Mississippi | 109 | $ 8,201,000 | $ 75,000 | $ 65,000 |
| Prentiss County Mississippi | 96 | $ 6,261,000 | $ 65,000 | $ 57,000 |
| Lafayette County Mississippi | 84 | $ 14,254,000 | $ 169,000 | $ 89,000 |
| Rankin County Mississippi | 83 | $ 11,516,000 | $ 138,000 | $ 87,000 |
| Chickasaw County Mississippi | 70 | $ 2,276,000 | $ 32,000 | $ 56,000 |
| Pike County Alabama | 65 | $ 9,834,000 | $ 151,000 | $ 69,000 |
| Caddo County Louisiana | 64 | $ 8,521,000 | $ 133,000 | $ 67,000 |
| Cullman County Alabama | 58 | $ 8,720,000 | $ 150,000 | $ 75,000 |
| Pike County Mississippi | 58 | $ 7,555,000 | $ 130,000 | $ 96,000 |
| Hinds County Mississippi | 57 | $ 6,548,000 | $ 114,000 | $ 94,000 |
| Houston County Alabama | 56 | $ 8,715,000 | $ 155,000 | $ 76,000 |
| Limestone County Alabama | 56 | $ 9,466,000 | $ 169,000 | $ 115,000 |
| Marshall County Alabama | 54 | $ 6,976,000 | $ 129,000 | $ 64,000 |
| Panola County Mississippi | 53 | $ 3,208,000 | $ 60,000 | $ 60,000 |
| Montgomery County Alabama | 51 | $ 6,518,000 | $ 127,000 | $ 57,000 |
| Itawamba County Mississippi | 51 | $ 3,164,000 | $ 62,000 | $ 70,000 |
| Calhoun County Mississippi | 50 | $ 2,642,000 | $ 52,000 | $ 83,000 |
| Neshoba County Mississippi | 50 | $ 5,555,000 | $ 111,000 | $ 58,000 |
| Bossier County Louisiana | 46 | $ 6,562,000 | $ 142,000 | $ 64,000 |
| Coffee County Alabama | 45 | $ 6,586,000 | $ 146,000 | $ 75,000 |
| Colbert County Alabama | 42 | $ 4,225,000 | $ 100,000 | $ 47,000 |
| Franklin County Alabama | 42 | $ 4,112,000 | $ 97,000 | $ 50,000 |
| Montgomery County Mississippi | 41 | $ 1,573,000 | $ 38,000 | $ 66,000 |
| Lawrence County Alabama | 40 | $ 5,753,000 | $ 143,000 | $ 67,000 |
| St. Clair County Alabama | 40 | $ 6,318,000 | $ 157,000 | $ 57,000 |
| Clay County Mississippi | 40 | $ 3,099,000 | $ 77,000 | $ 73,000 |
| Copiah County Mississippi | 40 | $ 4,654,000 | $ 116,000 | $ 61,000 |
| Harrison County Mississippi | 40 | $ 7,102,000 | $ 177,000 | $ 78,000 |
| East Baton Rouge County Louisiana | 38 | $ 4,359,000 | $ 114,000 | $ 69,000 |
| Cleburne County Arkansas | 37 | $ 4,815,000 | $ 130,000 | $ 72,000 |
| Barbour County Alabama | 31 | $ 4,228,000 | $ 136,000 | $ 82,000 |
| Elmore County Alabama | 31 | $ 6,496,000 | $ 209,000 | $ 87,000 |
| Lee County Alabama | 30 | $ 6,222,000 | $ 207,000 | $ 104,000 |
| Autauga County Alabama | 28 | $ 4,681,000 | $ 167,000 | $ 66,000 |
| Butler County Alabama | 28 | $ 2,841,000 | $ 101,000 | $ 58,000 |
| Oktibbeha County Mississippi | 28 | $ 3,708,000 | $ 132,000 | $ 92,000 |
| Talladega County Alabama | 27 | $ 3,837,000 | $ 142,000 | $ 86,000 |
| Lauderdale County Mississippi | 25 | $ 3,667,000 | $ 146,000 | $ 72,000 |
| DeKalb County Alabama | 24 | $ 2,756,000 | $ 114,000 | $ 58,000 |
| Lauderdale County Alabama | 24 | $ 2,195,000 | $ 91,000 | $ 83,000 |
| Jackson County Mississippi | 24 | $ 3,256,000 | $ 135,000 | $ 60,000 |
| Tipton County Tennessee | 24 | $ 2,254,000 | $ 93,000 | $ 55,000 |
| Bibb County Alabama | 23 | $ 2,834,000 | $ 123,000 | $ 60,000 |
| Madison County Tennessee | 23 | $ 3,122,000 | $ 135,000 | $ 110,000 |
| Blount County Alabama | 22 | $ 2,990,000 | $ 135,000 | $ 68,000 |
| Baldwin County Alabama | 21 | $ 7,580,000 | $ 360,000 | $ 214,000 |
| Dallas County Alabama | 21 | $ 2,822,000 | $ 134,000 | $ 61,000 |
| Williamson County Tennessee | 20 | $ 5,550,000 | $ 277,000 | $ 237,000 |
| Calcasieu County Louisiana | 19 | $ 1,908,000 | $ 100,000 | $ 70,000 |
| Lowndes County Mississippi | 19 | $ 3,047,000 | $ 160,000 | $ 72,000 |
| Walker County Alabama | 18 | $ 1,811,000 | $ 100,000 | $ 45,000 |
| Madison County Mississippi | 18 | $ 3,823,000 | $ 212,000 | $ 103,000 |
| Lincoln County Mississippi | 17 | $ 2,358,000 | $ 138,000 | $ 66,000 |
| Clarke County Alabama | 16 | $ 1,618,000 | $ 101,000 | $ 69,000 |
| Jackson County Alabama | 16 | $ 2,774,000 | $ 173,000 | $ 108,000 |
| Attala County Mississippi | 16 | $ 1,480,000 | $ 92,000 | $ 59,000 |
| Sumner County Tennessee | 16 | $ 4,502,000 | $ 281,000 | $ 225,000 |
| Carroll County Mississippi | 15 | $ 759,000 | $ 50,000 | $ 87,000 |
| Simpson County Mississippi | 15 | $ 2,002,000 | $ 133,000 | $ 81,000 |
| Dale County Alabama | 14 | $ 2,046,000 | $ 146,000 | $ 76,000 |
| Pickens County Alabama | 14 | $ 1,951,000 | $ 139,000 | $ 74,000 |
| Livingston County Louisiana | 13 | $ 1,977,000 | $ 152,000 | $ 84,000 |
| Choctaw County Mississippi | 13 | $ 777,000 | $ 59,000 | $ 67,000 |
| Marion County Mississippi | 13 | $ 1,538,000 | $ 118,000 | $ 69,000 |
| Tallahatchie County Mississippi | 13 | $ 839,000 | $ 64,000 | $ 74,000 |
| Randolph County Alabama | 11 | $ 1,668,000 | $ 151,000 | $ 82,000 |
| Winston County Alabama | 11 | $ 2,522,000 | $ 229,000 | $ 167,000 |
| Wayne County Tennessee | 11 | $ 1,663,000 | $ 151,000 | $ 67,000 |
| Walton County Florida | 10 | $ 5,060,000 | $ 506,000 | $ 610,000 |
| Amite County Mississippi | 10 | $ 2,075,000 | $ 207,000 | $ 91,000 |
| Tate County Mississippi | 10 | $ 1,071,000 | $ 107,000 | $ 52,000 |
| Tippah County Mississippi | 10 | $ 312,000 | $ 31,000 | $ 61,000 |
| Mobile County Alabama | 9 | $ 1,257,000 | $ 139,000 | $ 69,000 |
| Webster County Louisiana | 9 | $ 807,000 | $ 89,000 | $ 57,000 |
| Newton County Mississippi | 9 | $ 1,298,000 | $ 144,000 | $ 75,000 |
| Walthall County Mississippi | 9 | $ 851,000 | $ 94,000 | $ 38,000 |
| Gibson County Tennessee | 9 | $ 907,000 | $ 100,000 | $ 50,000 |
| Giles County Tennessee | 9 | $ 833,000 | $ 92,000 | $ 78,000 |
| Hardin County Tennessee | 9 | $ 2,358,000 | $ 262,000 | $ 199,000 |
| Rutherford County Tennessee | 9 | $ 1,189,000 | $ 132,000 | $ 140,000 |
| Wilson County Tennessee | 9 | $ 1,272,000 | $ 141,000 | $ 302,000 |
| Calhoun County Alabama | 8 | $ 723,000 | $ 90,000 | $ 65,000 |
| Fayette County Alabama | 8 | $ 930,000 | $ 116,000 | $ 93,000 |
| Henry County Alabama | 8 | $ 827,000 | $ 103,000 | $ 88,000 |
| Ascension County Louisiana | 8 | $ 1,211,000 | $ 151,000 | $ 67,000 |
| Natchitoches County Louisiana | 8 | $ 1,777,000 | $ 222,000 | $ 88,000 |
| Webster County Mississippi | 8 | $ 613,000 | $ 76,000 | $ 69,000 |
| McNairy County Tennessee | 8 | $ 1,000,000 | $ 125,000 | $ 80,000 |
| Robertson County Tennessee | 8 | $ 2,185,000 | $ 273,000 | $ 167,000 |
| Choctaw County Alabama | 7 | $ 989,000 | $ 141,000 | $ 71,000 |
| Bay County Florida | 7 | $ 2,497,000 | $ 356,000 | $ 226,000 |
| Leake County Mississippi | 7 | $ 932,000 | $ 133,000 | $ 59,000 |
| Marshall County Mississippi | 7 | $ 738,000 | $ 105,000 | $ 89,000 |
| Fayette County Tennessee | 7 | $ 1,559,000 | $ 222,000 | $ 91,000 |
| Chilton County Alabama | 6 | $ 1,385,000 | $ 230,000 | $ 138,000 |
| Tallapoosa County Alabama | 6 | $ 1,704,000 | $ 284,000 | $ 91,000 |
| Craighead County Arkansas | 6 | $ 936,000 | $ 156,000 | $ 112,000 |
| Early County Georgia | 6 | $ 711,000 | $ 118,000 | $ 76,000 |
| Lawrence County Mississippi | 6 | $ 514,000 | $ 85,000 | $ 44,000 |
| Hale County Alabama | 5 | $ 410,000 | $ 82,000 | $ 64,000 |
| Sumter County Alabama | 5 | $ 554,000 | $ 110,000 | $ 78,000 |
| Hancock County Mississippi | 5 | $ 686,000 | $ 137,000 | $ 83,000 |
| Dickson County Tennessee | 5 | $ 995,000 | $ 199,000 | $ 82,000 |
| Henderson County Tennessee | 5 | $ 786,000 | $ 157,000 | $ 74,000 |
| Lauderdale County Tennessee | 5 | $ 361,000 | $ 72,000 | $ 38,000 |
| Lawrence County Tennessee | 5 | $ 385,000 | $ 77,000 | $ 31,000 |
| Lewis County Tennessee | 5 | $ 485,000 | $ 97,000 | $ 66,000 |
| Lincoln County Tennessee | 5 | $ 622,000 | $ 124,000 | $ 59,000 |
| Maury County Tennessee | 5 | $ 895,000 | $ 179,000 | $ 71,000 |
| Crenshaw County Alabama | 4 | $ 465,000 | $ 116,000 | $ 95,000 |
| Lowndes County Alabama | 4 | $ 350,000 | $ 87,000 | $ 53,000 |
| Crittenden County Arkansas | 4 | $ 2,432,000 | $ 608,000 | $ 48,000 |
| Bibb County Georgia | 4 | $ 535,000 | $ 133,000 | $ 83,000 |
| Franklin County Louisiana | 4 | $ 460,000 | $ 115,000 | $ 79,000 |
| Bolivar County Mississippi | 4 | $ 304,000 | $ 76,000 | $ 76,000 |
| Coahoma County Mississippi | 4 | $ 475,000 | $ 118,000 | $ 56,000 |
| Lamar County Mississippi | 4 | $ 510,000 | $ 127,000 | $ 129,000 |
| Scott County Mississippi | 4 | $ 441,000 | $ 110,000 | $ 57,000 |
| Marshall County Tennessee | 4 | $ 514,000 | $ 128,000 | $ 93,000 |
| Sevier County Tennessee | 4 | $ 818,000 | $ 204,000 | $ 178,000 |
| Bowie County Texas | 4 | $ 529,000 | $ 132,000 | $ 54,000 |
| Greene County Alabama | 3 | $ 447,000 | $ 149,000 | $ 59,000 |
| Faulkner County Arkansas | 3 | $ 473,000 | $ 157,000 | $ 44,000 |
| Hempstead County Arkansas | 3 | $ 380,000 | $ 126,000 | $ 69,000 |
| Miller County Arkansas | 3 | $ 321,000 | $ 107,000 | $ 88,000 |
| Van Buren County Arkansas | 3 | $ 523,000 | $ 174,000 | $ 93,000 |
| Santa Rosa County Florida | 3 | $ 817,000 | $ 272,000 | $ 142,000 |
| Calhoun County Georgia | 3 | $ 339,000 | $ 113,000 | $ 63,000 |
| Fulton County Georgia | 3 | $ 1,170,000 | $ 390,000 | $ 187,000 |
| Vernon County Louisiana | 3 | $ 456,000 | $ 152,000 | $ 65,000 |
| Adams County Mississippi | 3 | $ 611,000 | $ 203,000 | $ 82,000 |
| Clarke County Mississippi | 3 | $ 247,000 | $ 82,000 | $ 66,000 |
| Franklin County Mississippi | 3 | $ 391,000 | $ 130,000 | $ 137,000 |
| Kemper County Mississippi | 3 | $ 276,000 | $ 92,000 | $ 31,000 |
| Dyer County Tennessee | 3 | $ 951,000 | $ 317,000 | $ 192,000 |
| Humphreys County Tennessee | 3 | $ 426,000 | $ 142,000 | $ 62,000 |
| Harris County Texas | 3 | $ 617,000 | $ 205,000 | $ 234,000 |
| Bullock County Alabama | 2 | $ 176,000 | $ 88,000 | $ 40,000 |
| Lamar County Alabama | 2 | $ 206,000 | $ 103,000 | $ 46,000 |
| Macon County Alabama | 2 | $ 311,000 | $ 155,000 | $ 83,000 |
| Marengo County Alabama | 2 | $ 206,000 | $ 103,000 | $ 38,000 |
| Marion County Alabama | 2 | $ 169,000 | $ 84,000 | $ 56,000 |
| Clay County Arkansas | 2 | $ 337,000 | $ 168,000 | $ 111,000 |
| Nevada County Arkansas | 2 | $ 212,000 | $ 106,000 | $ 61,000 |
| White County Arkansas | 2 | $ 163,000 | $ 81,000 | $ 41,000 |
| Jackson County Florida | 2 | $ 430,000 | $ 215,000 | $ 153,000 |
| Okaloosa County Florida | 2 | $ 855,000 | $ 427,000 | $ 202,000 |
| Cobb County Georgia | 2 | $ 522,000 | $ 261,000 | $ 118,000 |
| Quitman County Georgia | 2 | $ 351,000 | $ 175,000 | $ 64,000 |
| Fayette County Kentucky | 2 | $ 168,000 | $ 84,000 | $ 95,000 |
| Claiborne County Louisiana | 2 | $ 167,000 | $ 83,000 | $ 52,000 |
| Grant County Louisiana | 2 | $ 175,000 | $ 87,000 | $ 41,000 |
| Lafayette County Louisiana | 2 | $ 150,000 | $ 75,000 | $ 39,000 |
| Rapides County Louisiana | 2 | $ 229,000 | $ 114,000 | $ 112,000 |
| St. Tammany County Louisiana | 2 | $ 389,000 | $ 194,000 | $ 90,000 |
| Benton County Mississippi | 2 | $ 41,000 | $ 20,000 | $ 31,000 |
| Covington County Mississippi | 2 | $ 65,000 | $ 32,000 | $ 31,000 |
| Forrest County Mississippi | 2 | $ 232,000 | $ 116,000 | $ 113,000 |
| Greene County Mississippi | 2 | $ 223,000 | $ 111,000 | $ 42,000 |
| Leflore County Mississippi | 2 | $ 211,000 | $ 105,000 | $ 58,000 |
| Stone County Mississippi | 2 | $ 302,000 | $ 151,000 | $ 44,000 |
| Warren County Mississippi | 2 | $ 177,000 | $ 88,000 | $ 32,000 |
| Wilkinson County Mississippi | 2 | $ 78,000 | $ 39,000 | $ 23,000 |
| Yazoo County Mississippi | 2 | $ 112,000 | $ 56,000 | $ 59,000 |
| Carroll County Tennessee | 2 | $ 123,000 | $ 61,000 | $ 33,000 |
| Crockett County Tennessee | 2 | $ 144,000 | $ 72,000 | $ 53,000 |
| Conecuh County Alabama | 1 | $ 156,000 | $ 156,000 | $ 49,000 |
| Coosa County Alabama | 1 | $ 50,000 | $ 50,000 | $ 29,000 |
| Covington County Alabama | 1 | $ 285,000 | $ 285,000 | $ 189,000 |
| Escambia County Alabama | 1 | $ 175,000 | $ 175,000 | $ 96,000 |
| Geneva County Alabama | 1 | $ 138,000 | $ 138,000 | $ 48,000 |
| Perry County Alabama | 1 | $ 81,000 | $ 81,000 | $ 40,000 |
| Russell County Alabama | 1 | $ 52,000 | $ 52,000 | $ 29,000 |
| Columbia County Arkansas | 1 | $ 48,000 | $ 48,000 | $ 42,000 |
| Conway County Arkansas | 1 | $ 56,000 | $ 56,000 | $ 16,000 |
| Greene County Arkansas | 1 | $ 125,000 | $ 125,000 | $ 100,000 |
| Independence County Arkansas | 1 | $ 111,000 | $ 111,000 | $ 52,000 |
| Jackson County Arkansas | 1 | $ 75,000 | $ 75,000 | $ 33,000 |
| Mississippi County Arkansas | 1 | $ 200,000 | $ 200,000 | $ 97,000 |
| Monroe County Arkansas | 1 | $ 161,000 | $ 161,000 | $ 96,000 |
| Phillips County Arkansas | 1 | $ 115,000 | $ 115,000 | $ 64,000 |
| Poinsett County Arkansas | 1 | $ 54,000 | $ 54,000 | $ 99,000 |
| Stone County Arkansas | 1 | $ 25,000 | $ 25,000 | $ 11,000 |
| San Bernardino County California | 1 | $ 201,000 | $ 201,000 | $ 74,000 |
| Denver County Colorado | 1 | $ 264,000 | $ 264,000 | $ 82,000 |
| Brevard County Florida | 1 | $ 120,000 | $ 120,000 | $ 27,000 |
| Charlotte County Florida | 1 | $ 335,000 | $ 335,000 | $ 240,000 |
| Escambia County Florida | 1 | $ 1,201,000 | $ 1,201,000 | $ 0 |
| Gulf County Florida | 1 | $ 417,000 | $ 417,000 | $ 138,000 |
| Hillsborough County Florida | 1 | $ 120,000 | $ 120,000 | $ 40,000 |
| Orange County Florida | 1 | $ 107,000 | $ 107,000 | $ 93,000 |
| Pasco County Florida | 1 | $ 104,000 | $ 104,000 | $ 33,000 |
| Catoosa County Georgia | 1 | $ 203,000 | $ 203,000 | $ 95,000 |
| Clarke County Georgia | 1 | $ 116,000 | $ 116,000 | $ 125,000 |
| DeKalb County Georgia | 1 | $ 248,000 | $ 248,000 | $ 55,000 |
| Gwinnett County Georgia | 1 | $ 400,000 | $ 400,000 | $ 640,000 |
| Miller County Georgia | 1 | $ 115,000 | $ 115,000 | $ 40,000 |
| Monroe County Georgia | 1 | $ 417,000 | $ 417,000 | $ 184,000 |
| Muscogee County Georgia | 1 | $ 188,000 | $ 188,000 | $ 73,000 |
| Troup County Georgia | 1 | $ 244,000 | $ 244,000 | $ 39,000 |
| Union County Georgia | 1 | $ 118,000 | $ 118,000 | $ 144,000 |
| Oldham County Kentucky | 1 | $ 207,000 | $ 207,000 | $ 98,000 |
| Simpson County Kentucky | 1 | $ 55,000 | $ 55,000 | $ 131,000 |
| Iberville County Louisiana | 1 | $ 93,000 | $ 93,000 | $ 78,000 |
| Jefferson County Louisiana | 1 | $ 166,000 | $ 166,000 | $ 135,000 |
| Tangipahoa County Louisiana | 1 | $ 140,000 | $ 140,000 | $ 260,000 |
| Jefferson Davis County Mississippi | 1 | $ 25,000 | $ 25,000 | $ 11,000 |
| Noxubee County Mississippi | 1 | $ 63,000 | $ 63,000 | $ 57,000 |
| Pearl River County Mississippi | 1 | $ 165,000 | $ 165,000 | $ 37,000 |
| Taney County Missouri | 1 | $ 650,000 | $ 650,000 | $ 348,000 |
| Cherokee County North Carolina | 1 | $ 206,000 | $ 206,000 | $ 0 |
| Cumberland County North Carolina | 1 | $ 93,000 | $ 93,000 | $ 206,000 |
| Macon County North Carolina | 1 | $ 994,000 | $ 994,000 | $ 432,000 |
| Luzerne County Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 100,000 |
| Beaufort County South Carolina | 1 | $ 233,000 | $ 233,000 | $ 120,000 |
| Charleston County South Carolina | 1 | $ 3,200,000 | $ 3,200,000 | $ 0 |
| Blount County Tennessee | 1 | $ 145,000 | $ 145,000 | $ 39,000 |
| Cheatham County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 24,000 |
| Chester County Tennessee | 1 | $ 83,000 | $ 83,000 | $ 18,000 |
| DeKalb County Tennessee | 1 | $ 275,000 | $ 275,000 | $ 234,000 |
| Hamilton County Tennessee | 1 | $ 87,000 | $ 87,000 | $ 96,000 |
| Hardeman County Tennessee | 1 | $ 94,000 | $ 94,000 | $ 57,000 |
| Haywood County Tennessee | 1 | $ 40,000 | $ 40,000 | $ 23,000 |
| Macon County Tennessee | 1 | $ 39,000 | $ 39,000 | $ 35,000 |
| Marion County Tennessee | 1 | $ 300,000 | $ 300,000 | $ 225,000 |
| Perry County Tennessee | 1 | $ 156,000 | $ 156,000 | $ 37,000 |
| Polk County Tennessee | 1 | $ 43,000 | $ 43,000 | $ 62,000 |
| Rhea County Tennessee | 1 | $ 254,000 | $ 254,000 | $ 206,000 |
| Rockwall County Texas | 1 | $ 237,000 | $ 237,000 | $ 41,000 |
| Summit County Utah | 1 | $ 75,000 | $ 75,000 | $ 480,000 |
| Pierce County Washington | 1 | $ 358,000 | $ 358,000 | $ 108,000 |
| La Crosse County Wisconsin | 1 | $ 293,000 | $ 293,000 | $ 71,000 |
Mortgage Loan Application Detail Totals for Renasant Bank in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,305 | $444,469,000 | $134,000 | $2,000,000 | $85,000 | $4,105,000 |
| Refinancing | 2,819 | $368,658,000 | $130,000 | $3,750,000 | $83,000 | $2,370,000 |
| Home Improvement | 341 | $14,632,000 | $42,000 | $3,068,000 | $68,000 | $636,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,269 | $681,399,000 | $129,000 | $3,750,000 | $89,000 | $4,105,000 |
| Black or African American | 835 | $74,458,000 | $89,000 | $840,000 | $62,000 | $2,200,000 |
| Not applicable | 143 | $36,861,000 | $257,000 | $3,200,000 | $0 | $0 |
| Not Provided | 87 | $14,002,000 | $160,000 | $750,000 | $74,000 | $320,000 |
| Hispanic | 62 | $6,876,000 | $110,000 | $927,000 | $63,000 | $273,000 |
| Asian | 57 | $12,540,000 | $220,000 | $1,100,000 | $114,000 | $695,000 |
| American Indian or Alaskan Native | 8 | $1,030,000 | $128,000 | $229,000 | $76,000 | $146,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $593,000 | $148,000 | $230,000 | $355,000 | $994,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,953 | $765,358,000 | $128,000 | $3,750,000 | $86,000 | $4,105,000 |
| FHA-insured (Federal Housing Administration) | 398 | $44,034,000 | $110,000 | $203,000 | $50,000 | $474,000 |
| VA-guaranteed (Veterans Administration) | 85 | $15,343,000 | $180,000 | $397,000 | $67,000 | $159,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 29 | $3,024,000 | $104,000 | $148,000 | $39,000 | $70,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,095 | $661,809,000 | $129,000 | $3,200,000 | $87,000 | $4,105,000 |
| Loan Purchased By The Institution | 466 | $72,704,000 | $156,000 | $660,000 | $75,000 | $599,000 |
| Application Denied By Financial Institution | 456 | $41,955,000 | $92,000 | $3,750,000 | $57,000 | $444,000 |
| Application Approved But Not Accepted | 385 | $42,258,000 | $109,000 | $1,100,000 | $76,000 | $441,000 |
| Application Withdrawn By Applicant | 62 | $8,974,000 | $144,000 | $1,300,000 | $74,000 | $262,000 |
| File Closed For Incompleteness | 1 | $59,000 | $59,000 | $59,000 | $144,000 | $144,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Renasant Bank's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Renasant Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Mississippi, download the full spreadsheet
with aggregated HMDA statistics today.