Republic Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
Republic Bank 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Republic Bank 2425 E Grand River Ave Lansing, MI 48912 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 31,750 |
| Total Mortgage Loan Application Amount | $4,495,438,000 |
| Average Mortgage Loan Application Amount | $218,859 |
| Highest Mortgage Loan Application Amount | $16,500,000 |
| Average Applicant Income | $98,421 |
| Highest Applicant Income | $4,922,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with Republic Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Republic Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down Republic Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Republic Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Republic Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Republic Bank's mortgage activity for 2003.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Oakland County Michigan | 3,284 | $ 645,819,000 | $ 196,000 | $ 88,000 |
| Wayne County Michigan | 3,127 | $ 444,857,000 | $ 142,000 | $ 56,000 |
| Genesee County Michigan | 2,816 | $ 365,759,000 | $ 129,000 | $ 60,000 |
| Ottawa County Michigan | 2,424 | $ 320,283,000 | $ 132,000 | $ 58,000 |
| Muskegon County Michigan | 1,716 | $ 185,624,000 | $ 108,000 | $ 52,000 |
| Washtenaw County Michigan | 1,594 | $ 291,035,000 | $ 182,000 | $ 79,000 |
| Macomb County Michigan | 1,437 | $ 209,100,000 | $ 145,000 | $ 62,000 |
| Jackson County Michigan | 1,352 | $ 162,994,000 | $ 120,000 | $ 59,000 |
| Livingston County Michigan | 1,215 | $ 197,773,000 | $ 162,000 | $ 81,000 |
| Marion County Indiana | 793 | $ 88,210,000 | $ 111,000 | $ 43,000 |
| Montgomery County Ohio | 727 | $ 75,992,000 | $ 104,000 | $ 48,000 |
| Grand Traverse County Michigan | 664 | $ 100,837,000 | $ 151,000 | $ 69,000 |
| Kent County Michigan | 646 | $ 90,844,000 | $ 140,000 | $ 59,000 |
| Allegan County Michigan | 579 | $ 86,774,000 | $ 149,000 | $ 57,000 |
| Middlesex County Massachusetts | 569 | $ 104,519,000 | $ 183,000 | $ 67,000 |
| Ingham County Michigan | 493 | $ 60,915,000 | $ 123,000 | $ 53,000 |
| Shiawassee County Michigan | 432 | $ 49,066,000 | $ 113,000 | $ 60,000 |
| Cuyahoga County Ohio | 399 | $ 60,397,000 | $ 151,000 | $ 58,000 |
| Lake County Ohio | 298 | $ 34,697,000 | $ 116,000 | $ 57,000 |
| Newaygo County Michigan | 291 | $ 27,379,000 | $ 94,000 | $ 40,000 |
| Hamilton County Indiana | 275 | $ 37,537,000 | $ 136,000 | $ 61,000 |
| Greene County Ohio | 249 | $ 29,692,000 | $ 119,000 | $ 62,000 |
| Hendricks County Indiana | 236 | $ 31,434,000 | $ 133,000 | $ 52,000 |
| Lapeer County Michigan | 235 | $ 34,400,000 | $ 146,000 | $ 59,000 |
| Houghton County Michigan | 230 | $ 15,961,000 | $ 69,000 | $ 50,000 |
| Marquette County Michigan | 224 | $ 18,353,000 | $ 81,000 | $ 73,000 |
| Kalamazoo County Michigan | 222 | $ 25,990,000 | $ 117,000 | $ 68,000 |
| Leelanau County Michigan | 204 | $ 44,224,000 | $ 216,000 | $ 90,000 |
| Franklin County Ohio | 195 | $ 33,640,000 | $ 172,000 | $ 54,000 |
| Antrim County Michigan | 169 | $ 25,689,000 | $ 152,000 | $ 101,000 |
| Hancock County Indiana | 164 | $ 22,385,000 | $ 136,000 | $ 52,000 |
| Emmet County Michigan | 160 | $ 33,503,000 | $ 209,000 | $ 65,000 |
| Warren County Ohio | 144 | $ 21,465,000 | $ 149,000 | $ 66,000 |
| Geauga County Ohio | 131 | $ 21,309,000 | $ 162,000 | $ 72,000 |
| Menominee County Michigan | 119 | $ 8,271,000 | $ 69,000 | $ 37,000 |
| Miami County Ohio | 118 | $ 13,723,000 | $ 116,000 | $ 65,000 |
| Monroe County Michigan | 117 | $ 16,380,000 | $ 140,000 | $ 82,000 |
| Saginaw County Michigan | 114 | $ 13,322,000 | $ 116,000 | $ 55,000 |
| Charlevoix County Michigan | 111 | $ 17,470,000 | $ 157,000 | $ 93,000 |
| Chippewa County Michigan | 110 | $ 8,146,000 | $ 74,000 | $ 56,000 |
| Howard County Indiana | 107 | $ 10,927,000 | $ 102,000 | $ 67,000 |
| St. Clair County Michigan | 101 | $ 13,885,000 | $ 137,000 | $ 67,000 |
| Delta County Michigan | 98 | $ 8,199,000 | $ 83,000 | $ 76,000 |
| Benzie County Michigan | 96 | $ 12,376,000 | $ 128,000 | $ 88,000 |
| Hillsborough County New Hampshire | 93 | $ 15,772,000 | $ 169,000 | $ 68,000 |
| Johnson County Indiana | 92 | $ 10,619,000 | $ 115,000 | $ 46,000 |
| Clinton County Michigan | 88 | $ 12,896,000 | $ 146,000 | $ 62,000 |
| Dickinson County Michigan | 86 | $ 6,216,000 | $ 72,000 | $ 49,000 |
| Lenawee County Michigan | 74 | $ 10,824,000 | $ 146,000 | $ 57,000 |
| Tuscola County Michigan | 74 | $ 9,132,000 | $ 123,000 | $ 50,000 |
| Gogebic County Michigan | 73 | $ 3,484,000 | $ 47,000 | $ 37,000 |
| Medina County Ohio | 70 | $ 9,926,000 | $ 141,000 | $ 65,000 |
| Oceana County Michigan | 69 | $ 7,642,000 | $ 110,000 | $ 59,000 |
| Eaton County Michigan | 67 | $ 9,102,000 | $ 135,000 | $ 49,000 |
| Lorain County Ohio | 64 | $ 7,815,000 | $ 122,000 | $ 66,000 |
| Baraga County Michigan | 60 | $ 4,259,000 | $ 70,000 | $ 48,000 |
| Calhoun County Michigan | 58 | $ 7,491,000 | $ 129,000 | $ 63,000 |
| Van Buren County Michigan | 58 | $ 7,187,000 | $ 123,000 | $ 62,000 |
| Summit County Ohio | 56 | $ 7,641,000 | $ 136,000 | $ 85,000 |
| Alger County Michigan | 54 | $ 3,908,000 | $ 72,000 | $ 56,000 |
| Clark County Ohio | 54 | $ 6,190,000 | $ 114,000 | $ 42,000 |
| Worcester County Massachusetts | 53 | $ 7,594,000 | $ 143,000 | $ 49,000 |
| Madison County Indiana | 51 | $ 5,890,000 | $ 115,000 | $ 49,000 |
| Morgan County Indiana | 50 | $ 6,469,000 | $ 129,000 | $ 50,000 |
| Hillsdale County Michigan | 50 | $ 7,787,000 | $ 155,000 | $ 73,000 |
| Iron County Michigan | 50 | $ 3,481,000 | $ 69,000 | $ 44,000 |
| Cheboygan County Michigan | 46 | $ 7,005,000 | $ 152,000 | $ 64,000 |
| Roscommon County Michigan | 45 | $ 5,217,000 | $ 115,000 | $ 104,000 |
| Essex County Massachusetts | 44 | $ 9,416,000 | $ 214,000 | $ 78,000 |
| Keweenaw County Michigan | 39 | $ 3,576,000 | $ 91,000 | $ 52,000 |
| Marinette County Wisconsin | 36 | $ 2,376,000 | $ 66,000 | $ 46,000 |
| Iosco County Michigan | 35 | $ 3,267,000 | $ 93,000 | $ 100,000 |
| Ontonagon County Michigan | 35 | $ 2,444,000 | $ 69,000 | $ 62,000 |
| Sanilac County Michigan | 33 | $ 3,592,000 | $ 108,000 | $ 67,000 |
| Barry County Michigan | 32 | $ 3,479,000 | $ 108,000 | $ 64,000 |
| Gladwin County Michigan | 31 | $ 3,172,000 | $ 102,000 | $ 77,000 |
| Butler County Ohio | 31 | $ 3,734,000 | $ 120,000 | $ 81,000 |
| Montcalm County Michigan | 30 | $ 3,621,000 | $ 120,000 | $ 50,000 |
| Kalkaska County Michigan | 29 | $ 3,119,000 | $ 107,000 | $ 89,000 |
| Ashtabula County Ohio | 29 | $ 3,106,000 | $ 107,000 | $ 56,000 |
| Delaware County Ohio | 29 | $ 5,753,000 | $ 198,000 | $ 80,000 |
| Clare County Michigan | 27 | $ 1,850,000 | $ 68,000 | $ 48,000 |
| Ionia County Michigan | 25 | $ 2,637,000 | $ 105,000 | $ 51,000 |
| Portage County Ohio | 24 | $ 4,359,000 | $ 181,000 | $ 91,000 |
| Mackinac County Michigan | 23 | $ 5,032,000 | $ 218,000 | $ 88,000 |
| Lee County Florida | 22 | $ 4,073,000 | $ 185,000 | $ 168,000 |
| Mason County Michigan | 22 | $ 2,640,000 | $ 120,000 | $ 175,000 |
| Mecosta County Michigan | 22 | $ 2,504,000 | $ 113,000 | $ 122,000 |
| Alcona County Michigan | 21 | $ 2,444,000 | $ 116,000 | $ 53,000 |
| Wexford County Michigan | 21 | $ 2,268,000 | $ 108,000 | $ 60,000 |
| Iron County Wisconsin | 21 | $ 1,096,000 | $ 52,000 | $ 43,000 |
| Licking County Ohio | 19 | $ 3,275,000 | $ 172,000 | $ 68,000 |
| Preble County Ohio | 19 | $ 2,054,000 | $ 108,000 | $ 65,000 |
| Lake County Michigan | 18 | $ 1,924,000 | $ 106,000 | $ 75,000 |
| Rockingham County New Hampshire | 18 | $ 3,102,000 | $ 172,000 | $ 67,000 |
| Midland County Michigan | 17 | $ 1,743,000 | $ 102,000 | $ 52,000 |
| Manistee County Michigan | 16 | $ 2,537,000 | $ 158,000 | $ 84,000 |
| Collier County Florida | 15 | $ 2,951,000 | $ 196,000 | $ 246,000 |
| Isabella County Michigan | 15 | $ 1,429,000 | $ 95,000 | $ 56,000 |
| Ogemaw County Michigan | 15 | $ 1,083,000 | $ 72,000 | $ 92,000 |
| Otsego County Michigan | 15 | $ 1,819,000 | $ 121,000 | $ 57,000 |
| Presque Isle County Michigan | 15 | $ 1,585,000 | $ 105,000 | $ 82,000 |
| Clinton County Ohio | 15 | $ 1,050,000 | $ 70,000 | $ 48,000 |
| Huron County Michigan | 14 | $ 1,891,000 | $ 135,000 | $ 137,000 |
| Boone County Indiana | 13 | $ 1,787,000 | $ 137,000 | $ 80,000 |
| Shelby County Indiana | 13 | $ 1,733,000 | $ 133,000 | $ 42,000 |
| St. Joseph County Michigan | 13 | $ 1,410,000 | $ 108,000 | $ 80,000 |
| Lucas County Ohio | 13 | $ 1,443,000 | $ 111,000 | $ 57,000 |
| Monroe County Florida | 12 | $ 4,076,000 | $ 339,000 | $ 548,000 |
| Tippecanoe County Indiana | 12 | $ 1,318,000 | $ 109,000 | $ 47,000 |
| Arenac County Michigan | 11 | $ 1,254,000 | $ 114,000 | $ 72,000 |
| Crawford County Michigan | 11 | $ 1,087,000 | $ 98,000 | $ 136,000 |
| Schoolcraft County Michigan | 11 | $ 1,190,000 | $ 108,000 | $ 51,000 |
| Tipton County Indiana | 10 | $ 1,237,000 | $ 123,000 | $ 67,000 |
| Berrien County Michigan | 10 | $ 2,632,000 | $ 263,000 | $ 101,000 |
| Fairfield County Ohio | 10 | $ 1,716,000 | $ 171,000 | $ 65,000 |
| Cook County Illinois | 9 | $ 2,054,000 | $ 228,000 | $ 141,000 |
| Gratiot County Michigan | 9 | $ 751,000 | $ 83,000 | $ 45,000 |
| Osceola County Michigan | 9 | $ 963,000 | $ 107,000 | $ 71,000 |
| Darke County Ohio | 9 | $ 1,205,000 | $ 133,000 | $ 72,000 |
| Hamilton County Ohio | 9 | $ 936,000 | $ 104,000 | $ 72,000 |
| Stark County Ohio | 9 | $ 1,032,000 | $ 114,000 | $ 46,000 |
| Palm Beach County Florida | 8 | $ 1,325,000 | $ 165,000 | $ 135,000 |
| Pinellas County Florida | 8 | $ 1,838,000 | $ 229,000 | $ 93,000 |
| Bay County Michigan | 8 | $ 837,000 | $ 104,000 | $ 56,000 |
| Cass County Michigan | 8 | $ 571,000 | $ 71,000 | $ 60,000 |
| Montmorency County Michigan | 8 | $ 628,000 | $ 78,000 | $ 66,000 |
| Madison County Ohio | 8 | $ 1,149,000 | $ 143,000 | $ 72,000 |
| Sarasota County Florida | 6 | $ 2,751,000 | $ 458,000 | $ 1,792,000 |
| Alpena County Michigan | 6 | $ 608,000 | $ 101,000 | $ 64,000 |
| Missaukee County Michigan | 6 | $ 637,000 | $ 106,000 | $ 92,000 |
| Oscoda County Michigan | 6 | $ 506,000 | $ 84,000 | $ 61,000 |
| Florence County Wisconsin | 6 | $ 540,000 | $ 90,000 | $ 64,000 |
| Brevard County Florida | 5 | $ 836,000 | $ 167,000 | $ 180,000 |
| Broward County Florida | 5 | $ 1,496,000 | $ 299,000 | $ 145,000 |
| Charlotte County Florida | 5 | $ 473,000 | $ 94,000 | $ 82,000 |
| Cass County Indiana | 5 | $ 469,000 | $ 93,000 | $ 63,000 |
| Suffolk County Massachusetts | 5 | $ 1,096,000 | $ 219,000 | $ 107,000 |
| Luce County Michigan | 5 | $ 366,000 | $ 73,000 | $ 55,000 |
| Belknap County New Hampshire | 5 | $ 513,000 | $ 102,000 | $ 103,000 |
| Strafford County New Hampshire | 5 | $ 808,000 | $ 161,000 | $ 50,000 |
| Clermont County Ohio | 5 | $ 816,000 | $ 163,000 | $ 60,000 |
| Richland County Ohio | 5 | $ 3,528,000 | $ 705,000 | $ 0 |
| Trumbull County Ohio | 5 | $ 624,000 | $ 124,000 | $ 43,000 |
| Maricopa County Arizona | 4 | $ 624,000 | $ 156,000 | $ 149,000 |
| Hillsborough County Florida | 4 | $ 532,000 | $ 133,000 | $ 86,000 |
| Martin County Florida | 4 | $ 788,000 | $ 197,000 | $ 348,000 |
| Vigo County Indiana | 4 | $ 1,613,000 | $ 403,000 | $ 49,000 |
| Norfolk County Massachusetts | 4 | $ 909,000 | $ 227,000 | $ 69,000 |
| Auglaize County Ohio | 4 | $ 466,000 | $ 116,000 | $ 143,000 |
| Champaign County Ohio | 4 | $ 584,000 | $ 146,000 | $ 101,000 |
| Erie County Ohio | 4 | $ 448,000 | $ 112,000 | $ 62,000 |
| Knox County Ohio | 4 | $ 317,000 | $ 79,000 | $ 104,000 |
| Union County Ohio | 4 | $ 569,000 | $ 142,000 | $ 39,000 |
| New Haven County Connecticut | 3 | $ 291,000 | $ 97,000 | $ 48,000 |
| Lake County Florida | 3 | $ 259,000 | $ 86,000 | $ 127,000 |
| Manatee County Florida | 3 | $ 532,000 | $ 177,000 | $ 144,000 |
| Orange County Florida | 3 | $ 360,000 | $ 120,000 | $ 31,000 |
| St. Lucie County Florida | 3 | $ 438,000 | $ 146,000 | $ 119,000 |
| Muscatine County Iowa | 3 | $ 236,000 | $ 78,000 | $ 47,000 |
| Barnstable County Massachusetts | 3 | $ 543,000 | $ 181,000 | $ 85,000 |
| Branch County Michigan | 3 | $ 229,000 | $ 76,000 | $ 63,000 |
| St. Charles County Missouri | 3 | $ 387,000 | $ 129,000 | $ 75,000 |
| Carroll County New Hampshire | 3 | $ 547,000 | $ 182,000 | $ 71,000 |
| Cheshire County New Hampshire | 3 | $ 315,000 | $ 105,000 | $ 43,000 |
| Ashland County Ohio | 3 | $ 318,000 | $ 106,000 | $ 99,000 |
| Hocking County Ohio | 3 | $ 371,000 | $ 123,000 | $ 54,000 |
| Morrow County Ohio | 3 | $ 295,000 | $ 98,000 | $ 39,000 |
| Pickaway County Ohio | 3 | $ 407,000 | $ 135,000 | $ 60,000 |
| Wayne County Ohio | 3 | $ 412,000 | $ 137,000 | $ 46,000 |
| Horry County South Carolina | 3 | $ 881,000 | $ 293,000 | $ 251,000 |
| Summit County Colorado | 2 | $ 680,000 | $ 340,000 | $ 180,000 |
| Fairfield County Connecticut | 2 | $ 257,000 | $ 128,000 | $ 36,000 |
| Citrus County Florida | 2 | $ 224,000 | $ 112,000 | $ 29,000 |
| Miami-Dade County Florida | 2 | $ 567,000 | $ 283,000 | $ 136,000 |
| Pasco County Florida | 2 | $ 214,000 | $ 107,000 | $ 109,000 |
| Cobb County Georgia | 2 | $ 234,000 | $ 117,000 | $ 97,000 |
| Champaign County Illinois | 2 | $ 266,000 | $ 133,000 | $ 295,000 |
| Bartholomew County Indiana | 2 | $ 318,000 | $ 159,000 | $ 115,000 |
| Brown County Indiana | 2 | $ 391,000 | $ 195,000 | $ 68,000 |
| Delaware County Indiana | 2 | $ 336,000 | $ 168,000 | $ 72,000 |
| Henry County Indiana | 2 | $ 151,000 | $ 75,000 | $ 29,000 |
| Kosciusko County Indiana | 2 | $ 206,000 | $ 103,000 | $ 137,000 |
| Miami County Indiana | 2 | $ 287,000 | $ 143,000 | $ 55,000 |
| Montgomery County Indiana | 2 | $ 231,000 | $ 115,000 | $ 62,000 |
| Owen County Indiana | 2 | $ 177,000 | $ 88,000 | $ 54,000 |
| Parke County Indiana | 2 | $ 89,000 | $ 44,000 | $ 31,000 |
| Porter County Indiana | 2 | $ 387,000 | $ 193,000 | $ 59,000 |
| Putnam County Indiana | 2 | $ 271,000 | $ 135,000 | $ 36,000 |
| Rush County Indiana | 2 | $ 257,000 | $ 128,000 | $ 35,000 |
| Steuben County Indiana | 2 | $ 272,000 | $ 136,000 | $ 92,000 |
| White County Indiana | 2 | $ 257,000 | $ 128,000 | $ 104,000 |
| York County Maine | 2 | $ 538,000 | $ 269,000 | $ 94,000 |
| Plymouth County Massachusetts | 2 | $ 325,000 | $ 162,000 | $ 70,000 |
| Hennepin County Minnesota | 2 | $ 214,000 | $ 107,000 | $ 117,000 |
| Clark County Nevada | 2 | $ 264,000 | $ 132,000 | $ 65,000 |
| Grafton County New Hampshire | 2 | $ 118,000 | $ 59,000 | $ 68,000 |
| Union County North Carolina | 2 | $ 414,000 | $ 207,000 | $ 102,000 |
| Logan County Ohio | 2 | $ 227,000 | $ 113,000 | $ 30,000 |
| Mercer County Ohio | 2 | $ 220,000 | $ 110,000 | $ 43,000 |
| Ottawa County Ohio | 2 | $ 167,000 | $ 83,000 | $ 101,000 |
| Campbell County Tennessee | 2 | $ 268,000 | $ 134,000 | $ 45,000 |
| Chesterfield County Virginia | 2 | $ 401,000 | $ 200,000 | $ 90,000 |
| Baldwin County Alabama | 1 | $ 290,000 | $ 290,000 | $ 487,000 |
| Shelby County Alabama | 1 | $ 178,000 | $ 178,000 | $ 90,000 |
| Mohave County Arizona | 1 | $ 170,000 | $ 170,000 | $ 36,000 |
| Pima County Arizona | 1 | $ 124,000 | $ 124,000 | $ 123,000 |
| Los Angeles County California | 1 | $ 300,000 | $ 300,000 | $ 94,000 |
| Sacramento County California | 1 | $ 216,000 | $ 216,000 | $ 65,000 |
| San Diego County California | 1 | $ 268,000 | $ 268,000 | $ 100,000 |
| Eagle County Colorado | 1 | $ 500,000 | $ 500,000 | $ 369,000 |
| Larimer County Colorado | 1 | $ 400,000 | $ 400,000 | $ 85,000 |
| New London County Connecticut | 1 | $ 118,000 | $ 118,000 | $ 55,000 |
| Windham County Connecticut | 1 | $ 189,000 | $ 189,000 | $ 65,000 |
| Duval County Florida | 1 | $ 160,000 | $ 160,000 | $ 84,000 |
| Flagler County Florida | 1 | $ 69,000 | $ 69,000 | $ 28,000 |
| Hernando County Florida | 1 | $ 20,000 | $ 20,000 | $ 42,000 |
| Indian River County Florida | 1 | $ 220,000 | $ 220,000 | $ 183,000 |
| Marion County Florida | 1 | $ 73,000 | $ 73,000 | $ 56,000 |
| Okaloosa County Florida | 1 | $ 206,000 | $ 206,000 | $ 261,000 |
| Osceola County Florida | 1 | $ 145,000 | $ 145,000 | $ 139,000 |
| Polk County Florida | 1 | $ 110,000 | $ 110,000 | $ 91,000 |
| Sumter County Florida | 1 | $ 169,000 | $ 169,000 | $ 31,000 |
| Volusia County Florida | 1 | $ 103,000 | $ 103,000 | $ 71,000 |
| Walton County Florida | 1 | $ 266,000 | $ 266,000 | $ 150,000 |
| Blaine County Idaho | 1 | $ 118,000 | $ 118,000 | $ 32,000 |
| DuPage County Illinois | 1 | $ 77,000 | $ 77,000 | $ 122,000 |
| Lake County Illinois | 1 | $ 100,000 | $ 100,000 | $ 58,000 |
| St. Clair County Illinois | 1 | $ 238,000 | $ 238,000 | $ 50,000 |
| Carroll County Indiana | 1 | $ 79,000 | $ 79,000 | $ 57,000 |
| Clinton County Indiana | 1 | $ 169,000 | $ 169,000 | $ 64,000 |
| Dearborn County Indiana | 1 | $ 85,000 | $ 85,000 | $ 30,000 |
| Floyd County Indiana | 1 | $ 64,000 | $ 64,000 | $ 24,000 |
| Grant County Indiana | 1 | $ 182,000 | $ 182,000 | $ 107,000 |
| Jackson County Indiana | 1 | $ 63,000 | $ 63,000 | $ 109,000 |
| Lake County Indiana | 1 | $ 140,000 | $ 140,000 | $ 38,000 |
| Lawrence County Indiana | 1 | $ 84,000 | $ 84,000 | $ 74,000 |
| Monroe County Indiana | 1 | $ 79,000 | $ 79,000 | $ 21,000 |
| Ripley County Indiana | 1 | $ 96,000 | $ 96,000 | $ 70,000 |
| St. Joseph County Indiana | 1 | $ 88,000 | $ 88,000 | $ 45,000 |
| Warrick County Indiana | 1 | $ 110,000 | $ 110,000 | $ 105,000 |
| Campbell County Kentucky | 1 | $ 139,000 | $ 139,000 | $ 77,000 |
| Cumberland County Kentucky | 1 | $ 180,000 | $ 180,000 | $ 194,000 |
| Jessamine County Kentucky | 1 | $ 70,000 | $ 70,000 | $ 43,000 |
| Franklin County Maine | 1 | $ 75,000 | $ 75,000 | $ 19,000 |
| Bristol County Massachusetts | 1 | $ 198,000 | $ 198,000 | $ 203,000 |
| Dakota County Minnesota | 1 | $ 179,000 | $ 179,000 | $ 95,000 |
| Harrison County Mississippi | 1 | $ 80,000 | $ 80,000 | $ 160,000 |
| Clay County Missouri | 1 | $ 116,000 | $ 116,000 | $ 117,000 |
| St. Louis County Missouri | 1 | $ 221,000 | $ 221,000 | $ 77,000 |
| Douglas County Nebraska | 1 | $ 92,000 | $ 92,000 | $ 69,000 |
| Merrimack County New Hampshire | 1 | $ 299,000 | $ 299,000 | $ 112,000 |
| Essex County New Jersey | 1 | $ 258,000 | $ 258,000 | $ 103,000 |
| Middlesex County New Jersey | 1 | $ 86,000 | $ 86,000 | $ 130,000 |
| Washington County New York | 1 | $ 133,000 | $ 133,000 | $ 60,000 |
| Buncombe County North Carolina | 1 | $ 212,000 | $ 212,000 | $ 224,000 |
| Haywood County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Mecklenburg County North Carolina | 1 | $ 184,000 | $ 184,000 | $ 100,000 |
| Perquimans County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 62,000 |
| Athens County Ohio | 1 | $ 164,000 | $ 164,000 | $ 55,000 |
| Gallia County Ohio | 1 | $ 77,000 | $ 77,000 | $ 73,000 |
| Guernsey County Ohio | 1 | $ 64,000 | $ 64,000 | $ 20,000 |
| Hancock County Ohio | 1 | $ 108,000 | $ 108,000 | $ 50,000 |
| Harrison County Ohio | 1 | $ 78,000 | $ 78,000 | $ 35,000 |
| Mahoning County Ohio | 1 | $ 78,000 | $ 78,000 | $ 49,000 |
| Ross County Ohio | 1 | $ 78,000 | $ 78,000 | $ 39,000 |
| Bucks County Pennsylvania | 1 | $ 200,000 | $ 200,000 | $ 130,000 |
| Claiborne County Tennessee | 1 | $ 199,000 | $ 199,000 | $ 89,000 |
| Knox County Tennessee | 1 | $ 215,000 | $ 215,000 | $ 41,000 |
| Cameron County Texas | 1 | $ 40,000 | $ 40,000 | $ 80,000 |
| Chittenden County Vermont | 1 | $ 129,000 | $ 129,000 | $ 28,000 |
| Franklin County Vermont | 1 | $ 385,000 | $ 385,000 | $ 145,000 |
| Rutland County Vermont | 1 | $ 77,000 | $ 77,000 | $ 45,000 |
| Whatcom County Washington | 1 | $ 323,000 | $ 323,000 | $ 270,000 |
| Brown County Wisconsin | 1 | $ 6,000 | $ 6,000 | $ 0 |
| Forest County Wisconsin | 1 | $ 106,000 | $ 106,000 | $ 33,000 |
| Jefferson County Wisconsin | 1 | $ 184,000 | $ 184,000 | $ 177,000 |
| Oconto County Wisconsin | 1 | $ 62,000 | $ 62,000 | $ 52,000 |
| Vilas County Wisconsin | 1 | $ 77,000 | $ 77,000 | $ 26,000 |
| Washington County Wisconsin | 1 | $ 164,000 | $ 164,000 | $ 130,000 |
Mortgage Loan Application Detail Totals for Republic Bank in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 20,139 | $2,902,369,000 | $185,928 | $2,380,000 | $118,642 | $2,785,000 |
| Home Purchase (one-to-four family) | 11,404 | $1,534,845,000 | $146,217 | $2,529,000 | $93,608 | $4,922,000 |
| Home Improvement (one-to-four family) | 155 | $3,743,000 | $28,000 | $146,000 | $45,000 | $983,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 52 | $54,481,000 | $1,274,000 | $16,500,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 29,460 | $4,150,130,000 | $168,666 | $2,529,000 | $106,848 | $4,922,000 |
| Black | 876 | $110,422,000 | $129,666 | $996,000 | $67,166 | $360,000 |
| Hispanic | 439 | $52,060,000 | $137,500 | $480,000 | $70,500 | $518,000 |
| Asian or Pacific Islander | 352 | $64,415,000 | $183,750 | $1,880,000 | $113,000 | $568,000 |
| Information not provided by applicant in mail or telephone application | 335 | $30,698,000 | $99,111 | $700,000 | $73,222 | $983,000 |
| Other | 151 | $23,094,000 | $159,333 | $650,000 | $73,500 | $476,000 |
| American Indian or Alaskan Native | 85 | $10,138,000 | $78,250 | $570,000 | $60,000 | $203,000 |
| Not applicable | 52 | $54,481,000 | $1,274,000 | $16,500,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 28,621 | $4,124,505,000 | $166,575 | $16,500,000 | $107,969 | $4,922,000 |
| FHA-insured (Federal Housing Administration) | 2,709 | $314,983,000 | $141,000 | $377,000 | $45,600 | $246,000 |
| VA-guaranteed (Veterans Administration) | 364 | $50,448,000 | $172,800 | $260,000 | $54,400 | $133,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 56 | $5,502,000 | $98,000 | $189,000 | $40,000 | $83,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 27,560 | $3,933,735,000 | $166,343 | $16,500,000 | $100,812 | $4,922,000 |
| Application Denied By Financial Institution | 1,893 | $259,433,000 | $184,833 | $2,380,000 | $105,833 | $1,180,000 |
| Application Withdrawn By Applicant | 1,619 | $216,465,000 | $143,500 | $835,000 | $127,916 | $1,331,000 |
| Application Approved But Not Accepted | 551 | $69,670,000 | $129,125 | $550,000 | $59,500 | $397,000 |
| File Closed For Incompleteness | 127 | $16,135,000 | $112,400 | $537,000 | $42,000 | $263,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 1,429 | $206,981,000 | $188,416 | $2,380,000 | $109,500 | $1,180,000 |
| Credit History | 181 | $17,557,000 | $112,500 | $350,000 | $48,666 | $644,000 |
| Debt-To-Income Ratio | 123 | $14,539,000 | $126,000 | $450,000 | $42,666 | $179,000 |
| Other | 71 | $9,323,000 | $118,750 | $1,300,000 | $56,500 | $589,000 |
| Collateral | 54 | $6,421,000 | $96,000 | $440,000 | $39,800 | $935,000 |
| Unverifiable Information | 14 | $2,457,000 | $175,000 | $466,000 | $85,000 | $342,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 11 | $1,242,000 | $112,000 | $400,000 | $64,000 | $186,000 |
| Employment History | 10 | $913,000 | $84,500 | $190,000 | $29,000 | $64,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Republic Bank's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Republic Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Michigan, download the full spreadsheet
with aggregated HMDA statistics today.