Republic State Mortgage Co.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Republic State Mortgage Co. 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Republic State Mortgage Co. 815 Hawthorne Street Houston, TX 77006 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 6,295 |
| Total Mortgage Loan Application Amount | $1,647,615,000 |
| Average Mortgage Loan Application Amount | $274,500 |
| Highest Mortgage Loan Application Amount | $2,305,000 |
| Average Applicant Income | $117,750 |
| Highest Applicant Income | $3,426,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Republic State Mortgage Co.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Republic State Mortgage Co.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Republic State Mortgage Co.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Republic State Mortgage Co. serves its applicants.
Each category highlights the total number of mortgage applications processed by Republic State Mortgage Co., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Republic State Mortgage Co.'s mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Harris County Texas | 765 | $ 286,385,000 | $ 374,000 | $ 185,000 |
| Tarrant County Texas | 473 | $ 131,065,000 | $ 277,000 | $ 105,000 |
| Warren County Kentucky | 401 | $ 79,985,000 | $ 199,000 | $ 57,000 |
| Denton County Texas | 278 | $ 78,940,000 | $ 283,000 | $ 110,000 |
| Jefferson County Texas | 224 | $ 45,980,000 | $ 205,000 | $ 104,000 |
| Travis County Texas | 203 | $ 83,355,000 | $ 410,000 | $ 169,000 |
| Galveston County Texas | 193 | $ 55,045,000 | $ 285,000 | $ 150,000 |
| Orange County Texas | 178 | $ 34,920,000 | $ 196,000 | $ 87,000 |
| Williamson County Texas | 169 | $ 56,425,000 | $ 333,000 | $ 144,000 |
| Essex County Massachusetts | 126 | $ 44,680,000 | $ 354,000 | $ 118,000 |
| Tuscarawas County Ohio | 122 | $ 17,420,000 | $ 142,000 | $ 65,000 |
| Dallas County Texas | 93 | $ 29,585,000 | $ 318,000 | $ 136,000 |
| Pulaski County Kentucky | 91 | $ 15,345,000 | $ 168,000 | $ 66,000 |
| Collin County Texas | 91 | $ 27,175,000 | $ 298,000 | $ 112,000 |
| Fayette County Kentucky | 90 | $ 17,440,000 | $ 193,000 | $ 92,000 |
| Kaufman County Texas | 85 | $ 24,905,000 | $ 293,000 | $ 93,000 |
| Clark County Kentucky | 83 | $ 14,475,000 | $ 174,000 | $ 65,000 |
| Fort Bend County Texas | 78 | $ 25,510,000 | $ 327,000 | $ 173,000 |
| Montgomery County Kentucky | 77 | $ 12,545,000 | $ 162,000 | $ 63,000 |
| Hays County Texas | 77 | $ 24,255,000 | $ 315,000 | $ 119,000 |
| Ellis County Texas | 76 | $ 23,780,000 | $ 312,000 | $ 111,000 |
| Johnson County Texas | 75 | $ 22,855,000 | $ 304,000 | $ 113,000 |
| Woodford County Kentucky | 71 | $ 15,155,000 | $ 213,000 | $ 82,000 |
| Ascension County Louisiana | 70 | $ 18,960,000 | $ 270,000 | $ 113,000 |
| Franklin County Kentucky | 65 | $ 13,445,000 | $ 206,000 | $ 83,000 |
| Laurel County Kentucky | 64 | $ 10,900,000 | $ 170,000 | $ 62,000 |
| Hardin County Texas | 62 | $ 14,760,000 | $ 238,000 | $ 136,000 |
| Lincoln County Kentucky | 61 | $ 7,945,000 | $ 130,000 | $ 53,000 |
| East Baton Rouge County Louisiana | 58 | $ 15,250,000 | $ 262,000 | $ 115,000 |
| Parker County Texas | 54 | $ 17,220,000 | $ 318,000 | $ 124,000 |
| Barren County Kentucky | 51 | $ 8,605,000 | $ 168,000 | $ 63,000 |
| Montgomery County Texas | 51 | $ 14,435,000 | $ 283,000 | $ 152,000 |
| Allen County Kentucky | 48 | $ 8,200,000 | $ 170,000 | $ 48,000 |
| Boyle County Kentucky | 46 | $ 7,680,000 | $ 166,000 | $ 67,000 |
| Shelby County Kentucky | 46 | $ 9,830,000 | $ 213,000 | $ 79,000 |
| Anderson County Kentucky | 43 | $ 8,245,000 | $ 191,000 | $ 68,000 |
| Berkshire County Massachusetts | 43 | $ 8,775,000 | $ 204,000 | $ 98,000 |
| Bay County Florida | 40 | $ 10,950,000 | $ 273,000 | $ 92,000 |
| Brazoria County Texas | 40 | $ 10,020,000 | $ 250,000 | $ 129,000 |
| Howard County Texas | 39 | $ 8,295,000 | $ 212,000 | $ 86,000 |
| Madison County Kentucky | 37 | $ 7,515,000 | $ 203,000 | $ 71,000 |
| Middlesex County Massachusetts | 36 | $ 12,940,000 | $ 359,000 | $ 117,000 |
| Scott County Kentucky | 33 | $ 8,325,000 | $ 252,000 | $ 98,000 |
| Jefferson County Kentucky | 32 | $ 6,680,000 | $ 208,000 | $ 83,000 |
| Rockwall County Texas | 30 | $ 8,480,000 | $ 282,000 | $ 104,000 |
| Hardin County Kentucky | 29 | $ 5,085,000 | $ 175,000 | $ 54,000 |
| Jefferson County Louisiana | 27 | $ 5,265,000 | $ 195,000 | $ 69,000 |
| Livingston County Louisiana | 27 | $ 6,655,000 | $ 246,000 | $ 84,000 |
| Johnson County Kentucky | 25 | $ 3,935,000 | $ 157,000 | $ 86,000 |
| Logan County Kentucky | 25 | $ 4,095,000 | $ 163,000 | $ 57,000 |
| Carroll County Ohio | 25 | $ 3,665,000 | $ 146,000 | $ 56,000 |
| Chambers County Texas | 24 | $ 6,520,000 | $ 271,000 | $ 108,000 |
| Garrard County Kentucky | 21 | $ 3,315,000 | $ 157,000 | $ 56,000 |
| Powell County Kentucky | 21 | $ 3,295,000 | $ 156,000 | $ 66,000 |
| Jasper County Texas | 20 | $ 4,360,000 | $ 218,000 | $ 98,000 |
| Jessamine County Kentucky | 18 | $ 5,140,000 | $ 285,000 | $ 98,000 |
| Mercer County Kentucky | 17 | $ 2,725,000 | $ 160,000 | $ 53,000 |
| Comal County Texas | 17 | $ 5,975,000 | $ 351,000 | $ 153,000 |
| Knox County Kentucky | 16 | $ 2,640,000 | $ 165,000 | $ 58,000 |
| Stark County Ohio | 16 | $ 2,280,000 | $ 142,000 | $ 50,000 |
| Bastrop County Texas | 16 | $ 5,300,000 | $ 331,000 | $ 91,000 |
| Midland County Texas | 16 | $ 4,310,000 | $ 269,000 | $ 88,000 |
| Clay County Kentucky | 15 | $ 2,405,000 | $ 160,000 | $ 70,000 |
| Lafourche County Louisiana | 15 | $ 2,995,000 | $ 199,000 | $ 67,000 |
| Smith County Texas | 15 | $ 4,325,000 | $ 288,000 | $ 115,000 |
| Taylor County Texas | 15 | $ 2,845,000 | $ 189,000 | $ 76,000 |
| Presidio County Texas | 14 | $ 4,140,000 | $ 295,000 | $ 149,000 |
| Tyler County Texas | 14 | $ 2,740,000 | $ 195,000 | $ 105,000 |
| Simpson County Kentucky | 13 | $ 1,845,000 | $ 141,000 | $ 50,000 |
| Taylor County Kentucky | 13 | $ 1,345,000 | $ 103,000 | $ 34,000 |
| Orleans County Louisiana | 13 | $ 3,885,000 | $ 298,000 | $ 130,000 |
| Magoffin County Kentucky | 12 | $ 2,540,000 | $ 211,000 | $ 87,000 |
| Whitley County Kentucky | 12 | $ 1,610,000 | $ 134,000 | $ 58,000 |
| St. Tammany County Louisiana | 12 | $ 3,140,000 | $ 261,000 | $ 126,000 |
| Bell County Texas | 12 | $ 2,780,000 | $ 231,000 | $ 76,000 |
| Bexar County Texas | 12 | $ 3,130,000 | $ 260,000 | $ 107,000 |
| Bath County Kentucky | 11 | $ 1,635,000 | $ 148,000 | $ 54,000 |
| Wayne County Kentucky | 11 | $ 1,685,000 | $ 153,000 | $ 45,000 |
| Rockingham County New Hampshire | 11 | $ 2,875,000 | $ 261,000 | $ 94,000 |
| Nelson County Kentucky | 10 | $ 1,650,000 | $ 165,000 | $ 75,000 |
| Suffolk County Massachusetts | 10 | $ 2,790,000 | $ 279,000 | $ 131,000 |
| Davidson County Tennessee | 9 | $ 2,625,000 | $ 291,000 | $ 99,000 |
| Grayson County Texas | 9 | $ 2,295,000 | $ 255,000 | $ 126,000 |
| Lubbock County Texas | 9 | $ 2,025,000 | $ 225,000 | $ 93,000 |
| Adair County Kentucky | 8 | $ 1,400,000 | $ 175,000 | $ 42,000 |
| Edmonson County Kentucky | 8 | $ 1,430,000 | $ 178,000 | $ 57,000 |
| Jackson County Kentucky | 8 | $ 1,330,000 | $ 166,000 | $ 102,000 |
| Worcester County Massachusetts | 8 | $ 3,170,000 | $ 396,000 | $ 90,000 |
| Ector County Texas | 8 | $ 1,780,000 | $ 222,000 | $ 77,000 |
| Casey County Kentucky | 7 | $ 875,000 | $ 125,000 | $ 35,000 |
| Terrebonne County Louisiana | 7 | $ 1,155,000 | $ 165,000 | $ 42,000 |
| McLennan County Texas | 7 | $ 1,685,000 | $ 240,000 | $ 97,000 |
| Mitchell County Texas | 7 | $ 805,000 | $ 115,000 | $ 87,000 |
| Baldwin County Alabama | 6 | $ 2,550,000 | $ 425,000 | $ 257,000 |
| Estill County Kentucky | 6 | $ 760,000 | $ 126,000 | $ 43,000 |
| Hart County Kentucky | 6 | $ 830,000 | $ 138,000 | $ 62,000 |
| Menifee County Kentucky | 6 | $ 590,000 | $ 98,000 | $ 50,000 |
| Spencer County Kentucky | 6 | $ 900,000 | $ 150,000 | $ 65,000 |
| Calcasieu County Louisiana | 6 | $ 1,450,000 | $ 241,000 | $ 91,000 |
| West Baton Rouge County Louisiana | 6 | $ 1,470,000 | $ 245,000 | $ 90,000 |
| Norfolk County Massachusetts | 6 | $ 2,060,000 | $ 343,000 | $ 105,000 |
| Williamson County Tennessee | 6 | $ 1,980,000 | $ 330,000 | $ 103,000 |
| Brazos County Texas | 6 | $ 2,720,000 | $ 453,000 | $ 239,000 |
| Burnet County Texas | 6 | $ 2,270,000 | $ 378,000 | $ 181,000 |
| Nueces County Texas | 6 | $ 1,570,000 | $ 261,000 | $ 100,000 |
| Bullitt County Kentucky | 5 | $ 845,000 | $ 169,000 | $ 60,000 |
| Fleming County Kentucky | 5 | $ 785,000 | $ 157,000 | $ 53,000 |
| Grayson County Kentucky | 5 | $ 785,000 | $ 157,000 | $ 73,000 |
| Rockcastle County Kentucky | 5 | $ 605,000 | $ 121,000 | $ 47,000 |
| Rowan County Kentucky | 5 | $ 585,000 | $ 117,000 | $ 77,000 |
| Russell County Kentucky | 5 | $ 575,000 | $ 115,000 | $ 71,000 |
| St. Charles County Louisiana | 5 | $ 1,455,000 | $ 291,000 | $ 101,000 |
| Tangipahoa County Louisiana | 5 | $ 1,055,000 | $ 211,000 | $ 76,000 |
| Pearl River County Mississippi | 5 | $ 1,175,000 | $ 235,000 | $ 114,000 |
| Hillsborough County New Hampshire | 5 | $ 1,885,000 | $ 377,000 | $ 128,000 |
| Hunt County Texas | 5 | $ 1,385,000 | $ 277,000 | $ 126,000 |
| Llano County Texas | 5 | $ 2,545,000 | $ 509,000 | $ 174,000 |
| Newton County Texas | 5 | $ 845,000 | $ 169,000 | $ 73,000 |
| Nolan County Texas | 5 | $ 875,000 | $ 175,000 | $ 77,000 |
| Wise County Texas | 5 | $ 1,305,000 | $ 261,000 | $ 93,000 |
| Henry County Kentucky | 4 | $ 750,000 | $ 187,000 | $ 53,000 |
| Lee County Kentucky | 4 | $ 250,000 | $ 62,000 | $ 30,000 |
| McCreary County Kentucky | 4 | $ 550,000 | $ 137,000 | $ 35,000 |
| Metcalfe County Kentucky | 4 | $ 450,000 | $ 112,000 | $ 39,000 |
| Iberville County Louisiana | 4 | $ 850,000 | $ 212,000 | $ 95,000 |
| Merrimack County New Hampshire | 4 | $ 610,000 | $ 152,000 | $ 56,000 |
| Harrison County Ohio | 4 | $ 460,000 | $ 115,000 | $ 54,000 |
| Dickson County Tennessee | 4 | $ 870,000 | $ 217,000 | $ 87,000 |
| Caldwell County Texas | 4 | $ 750,000 | $ 187,000 | $ 74,000 |
| Cameron County Texas | 4 | $ 880,000 | $ 220,000 | $ 127,000 |
| Cooke County Texas | 4 | $ 980,000 | $ 245,000 | $ 284,000 |
| Guadalupe County Texas | 4 | $ 1,160,000 | $ 290,000 | $ 181,000 |
| Waller County Texas | 4 | $ 910,000 | $ 227,000 | $ 107,000 |
| Fulton County Georgia | 3 | $ 1,015,000 | $ 338,000 | $ 324,000 |
| Floyd County Kentucky | 3 | $ 325,000 | $ 108,000 | $ 49,000 |
| Green County Kentucky | 3 | $ 665,000 | $ 221,000 | $ 54,000 |
| Harrison County Kentucky | 3 | $ 565,000 | $ 188,000 | $ 59,000 |
| Ohio County Kentucky | 3 | $ 445,000 | $ 148,000 | $ 53,000 |
| Oxford County Maine | 3 | $ 875,000 | $ 291,000 | $ 329,000 |
| Hinds County Mississippi | 3 | $ 395,000 | $ 131,000 | $ 50,000 |
| Columbiana County Ohio | 3 | $ 405,000 | $ 135,000 | $ 82,000 |
| Coshocton County Ohio | 3 | $ 425,000 | $ 141,000 | $ 55,000 |
| Wayne County Ohio | 3 | $ 515,000 | $ 171,000 | $ 94,000 |
| Maury County Tennessee | 3 | $ 865,000 | $ 288,000 | $ 90,000 |
| Austin County Texas | 3 | $ 1,215,000 | $ 405,000 | $ 227,000 |
| Hidalgo County Texas | 3 | $ 815,000 | $ 271,000 | $ 140,000 |
| Hill County Texas | 3 | $ 755,000 | $ 251,000 | $ 129,000 |
| Kendall County Texas | 3 | $ 815,000 | $ 271,000 | $ 163,000 |
| Liberty County Texas | 3 | $ 605,000 | $ 201,000 | $ 93,000 |
| San Jacinto County Texas | 3 | $ 655,000 | $ 218,000 | $ 135,000 |
| Scurry County Texas | 3 | $ 535,000 | $ 178,000 | $ 66,000 |
| Uvalde County Texas | 3 | $ 775,000 | $ 258,000 | $ 51,000 |
| Wichita County Texas | 3 | $ 695,000 | $ 231,000 | $ 202,000 |
| Jefferson County Alabama | 2 | $ 370,000 | $ 185,000 | $ 115,000 |
| Arapahoe County Colorado | 2 | $ 1,120,000 | $ 560,000 | $ 139,000 |
| Brevard County Florida | 2 | $ 510,000 | $ 255,000 | $ 86,000 |
| Duval County Florida | 2 | $ 870,000 | $ 435,000 | $ 242,000 |
| Marion County Florida | 2 | $ 320,000 | $ 160,000 | $ 87,000 |
| Palm Beach County Florida | 2 | $ 680,000 | $ 340,000 | $ 177,000 |
| Walton County Florida | 2 | $ 760,000 | $ 380,000 | $ 97,000 |
| Cobb County Georgia | 2 | $ 370,000 | $ 185,000 | $ 132,000 |
| Bourbon County Kentucky | 2 | $ 290,000 | $ 145,000 | $ 58,000 |
| Harlan County Kentucky | 2 | $ 180,000 | $ 90,000 | $ 89,000 |
| Larue County Kentucky | 2 | $ 220,000 | $ 110,000 | $ 41,000 |
| Lawrence County Kentucky | 2 | $ 440,000 | $ 220,000 | $ 139,000 |
| Marion County Kentucky | 2 | $ 230,000 | $ 115,000 | $ 39,000 |
| Meade County Kentucky | 2 | $ 400,000 | $ 200,000 | $ 84,000 |
| Monroe County Kentucky | 2 | $ 240,000 | $ 120,000 | $ 48,000 |
| Oldham County Kentucky | 2 | $ 490,000 | $ 245,000 | $ 130,000 |
| Owen County Kentucky | 2 | $ 250,000 | $ 125,000 | $ 55,000 |
| Pike County Kentucky | 2 | $ 300,000 | $ 150,000 | $ 58,000 |
| East Feliciana County Louisiana | 2 | $ 290,000 | $ 145,000 | $ 73,000 |
| St. James County Louisiana | 2 | $ 420,000 | $ 210,000 | $ 89,000 |
| St. Martin County Louisiana | 2 | $ 340,000 | $ 170,000 | $ 52,000 |
| Vermilion County Louisiana | 2 | $ 390,000 | $ 195,000 | $ 108,000 |
| Winn County Louisiana | 2 | $ 140,000 | $ 70,000 | $ 37,000 |
| Cumberland County Maine | 2 | $ 820,000 | $ 410,000 | $ 99,000 |
| Grafton County New Hampshire | 2 | $ 550,000 | $ 275,000 | $ 106,000 |
| Ashland County Ohio | 2 | $ 370,000 | $ 185,000 | $ 87,000 |
| Mahoning County Ohio | 2 | $ 340,000 | $ 170,000 | $ 86,000 |
| Angelina County Texas | 2 | $ 400,000 | $ 200,000 | $ 97,000 |
| Fayette County Texas | 2 | $ 700,000 | $ 350,000 | $ 214,000 |
| Grimes County Texas | 2 | $ 740,000 | $ 370,000 | $ 111,000 |
| Hood County Texas | 2 | $ 280,000 | $ 140,000 | $ 118,000 |
| Jones County Texas | 2 | $ 190,000 | $ 95,000 | $ 56,000 |
| Montague County Texas | 2 | $ 360,000 | $ 180,000 | $ 110,000 |
| Randall County Texas | 2 | $ 600,000 | $ 300,000 | $ 120,000 |
| Walker County Texas | 2 | $ 530,000 | $ 265,000 | $ 123,000 |
| El Paso County Colorado | 1 | $ 335,000 | $ 335,000 | $ 226,000 |
| Grand County Colorado | 1 | $ 185,000 | $ 185,000 | $ 44,000 |
| La Plata County Colorado | 1 | $ 845,000 | $ 845,000 | $ 1,392,000 |
| Larimer County Colorado | 1 | $ 375,000 | $ 375,000 | $ 130,000 |
| Calhoun County Florida | 1 | $ 145,000 | $ 145,000 | $ 55,000 |
| Gulf County Florida | 1 | $ 135,000 | $ 135,000 | $ 105,000 |
| Holmes County Florida | 1 | $ 175,000 | $ 175,000 | $ 61,000 |
| Miami-Dade County Florida | 1 | $ 255,000 | $ 255,000 | $ 159,000 |
| Monroe County Florida | 1 | $ 605,000 | $ 605,000 | $ 251,000 |
| Osceola County Florida | 1 | $ 195,000 | $ 195,000 | $ 117,000 |
| Pinellas County Florida | 1 | $ 265,000 | $ 265,000 | $ 72,000 |
| Santa Rosa County Florida | 1 | $ 265,000 | $ 265,000 | $ 110,000 |
| Coweta County Georgia | 1 | $ 225,000 | $ 225,000 | $ 118,000 |
| DeKalb County Georgia | 1 | $ 455,000 | $ 455,000 | $ 171,000 |
| Forsyth County Georgia | 1 | $ 315,000 | $ 315,000 | $ 115,000 |
| Hall County Georgia | 1 | $ 365,000 | $ 365,000 | $ 200,000 |
| Pike County Georgia | 1 | $ 365,000 | $ 365,000 | $ 159,000 |
| Floyd County Indiana | 1 | $ 285,000 | $ 285,000 | $ 148,000 |
| Hamilton County Indiana | 1 | $ 205,000 | $ 205,000 | $ 200,000 |
| Marion County Indiana | 1 | $ 195,000 | $ 195,000 | $ 36,000 |
| Scott County Indiana | 1 | $ 85,000 | $ 85,000 | $ 36,000 |
| Boone County Kentucky | 1 | $ 235,000 | $ 235,000 | $ 49,000 |
| Breckinridge County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 34,000 |
| Butler County Kentucky | 1 | $ 85,000 | $ 85,000 | $ 36,000 |
| Campbell County Kentucky | 1 | $ 445,000 | $ 445,000 | $ 137,000 |
| Christian County Kentucky | 1 | $ 285,000 | $ 285,000 | $ 106,000 |
| Daviess County Kentucky | 1 | $ 185,000 | $ 185,000 | $ 48,000 |
| Knott County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 43,000 |
| Letcher County Kentucky | 1 | $ 115,000 | $ 115,000 | $ 39,000 |
| Lewis County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 81,000 |
| Morgan County Kentucky | 1 | $ 95,000 | $ 95,000 | $ 63,000 |
| Nicholas County Kentucky | 1 | $ 285,000 | $ 285,000 | $ 57,000 |
| Perry County Kentucky | 1 | $ 135,000 | $ 135,000 | $ 45,000 |
| Robertson County Kentucky | 1 | $ 85,000 | $ 85,000 | $ 47,000 |
| Todd County Kentucky | 1 | $ 185,000 | $ 185,000 | $ 55,000 |
| Webster County Kentucky | 1 | $ 155,000 | $ 155,000 | $ 87,000 |
| Assumption County Louisiana | 1 | $ 115,000 | $ 115,000 | $ 29,000 |
| Avoyelles County Louisiana | 1 | $ 135,000 | $ 135,000 | $ 56,000 |
| Bienville County Louisiana | 1 | $ 65,000 | $ 65,000 | $ 147,000 |
| Caddo County Louisiana | 1 | $ 155,000 | $ 155,000 | $ 63,000 |
| Cameron County Louisiana | 1 | $ 225,000 | $ 225,000 | $ 123,000 |
| Natchitoches County Louisiana | 1 | $ 205,000 | $ 205,000 | $ 106,000 |
| St. Bernard County Louisiana | 1 | $ 65,000 | $ 65,000 | $ 35,000 |
| St. Helena County Louisiana | 1 | $ 215,000 | $ 215,000 | $ 93,000 |
| St. John the Baptist County Louisiana | 1 | $ 65,000 | $ 65,000 | $ 91,000 |
| St. Landry County Louisiana | 1 | $ 125,000 | $ 125,000 | $ 35,000 |
| St. Mary County Louisiana | 1 | $ 135,000 | $ 135,000 | $ 107,000 |
| Washington County Louisiana | 1 | $ 215,000 | $ 215,000 | $ 38,000 |
| West Carroll County Louisiana | 1 | $ 135,000 | $ 135,000 | $ 78,000 |
| West Feliciana County Louisiana | 1 | $ 155,000 | $ 155,000 | $ 120,000 |
| Barnstable County Massachusetts | 1 | $ 465,000 | $ 465,000 | $ 89,000 |
| Bristol County Massachusetts | 1 | $ 295,000 | $ 295,000 | $ 64,000 |
| Hampden County Massachusetts | 1 | $ 155,000 | $ 155,000 | $ 101,000 |
| Nantucket County Massachusetts | 1 | $ 405,000 | $ 405,000 | $ 106,000 |
| Plymouth County Massachusetts | 1 | $ 415,000 | $ 415,000 | $ 176,000 |
| Madison County Mississippi | 1 | $ 155,000 | $ 155,000 | $ 44,000 |
| Rankin County Mississippi | 1 | $ 155,000 | $ 155,000 | $ 54,000 |
| Stone County Mississippi | 1 | $ 95,000 | $ 95,000 | $ 163,000 |
| Warren County Mississippi | 1 | $ 105,000 | $ 105,000 | $ 47,000 |
| Wilkinson County Mississippi | 1 | $ 185,000 | $ 185,000 | $ 78,000 |
| Carroll County New Hampshire | 1 | $ 255,000 | $ 255,000 | $ 172,000 |
| Strafford County New Hampshire | 1 | $ 235,000 | $ 235,000 | $ 115,000 |
| Allen County Ohio | 1 | $ 165,000 | $ 165,000 | $ 125,000 |
| Delaware County Ohio | 1 | $ 255,000 | $ 255,000 | $ 95,000 |
| Holmes County Ohio | 1 | $ 115,000 | $ 115,000 | $ 16,000 |
| Jefferson County Ohio | 1 | $ 145,000 | $ 145,000 | $ 43,000 |
| Licking County Ohio | 1 | $ 265,000 | $ 265,000 | $ 112,000 |
| Madison County Ohio | 1 | $ 135,000 | $ 135,000 | $ 40,000 |
| Meigs County Ohio | 1 | $ 135,000 | $ 135,000 | $ 34,000 |
| Cumberland County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 53,000 |
| Humphreys County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 42,000 |
| Knox County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 42,000 |
| Rutherford County Tennessee | 1 | $ 285,000 | $ 285,000 | $ 162,000 |
| Shelby County Tennessee | 1 | $ 325,000 | $ 325,000 | $ 107,000 |
| Aransas County Texas | 1 | $ 695,000 | $ 695,000 | $ 841,000 |
| Archer County Texas | 1 | $ 105,000 | $ 105,000 | $ 107,000 |
| Bandera County Texas | 1 | $ 205,000 | $ 205,000 | $ 173,000 |
| Blanco County Texas | 1 | $ 75,000 | $ 75,000 | $ 250,000 |
| Brewster County Texas | 1 | $ 75,000 | $ 75,000 | $ 20,000 |
| Calhoun County Texas | 1 | $ 345,000 | $ 345,000 | $ 209,000 |
| Callahan County Texas | 1 | $ 215,000 | $ 215,000 | $ 167,000 |
| Cherokee County Texas | 1 | $ 285,000 | $ 285,000 | $ 92,000 |
| El Paso County Texas | 1 | $ 215,000 | $ 215,000 | $ 86,000 |
| Erath County Texas | 1 | $ 155,000 | $ 155,000 | $ 129,000 |
| Fannin County Texas | 1 | $ 415,000 | $ 415,000 | $ 109,000 |
| Gillespie County Texas | 1 | $ 1,005,000 | $ 1,005,000 | $ 3,426,000 |
| Gregg County Texas | 1 | $ 185,000 | $ 185,000 | $ 96,000 |
| Henderson County Texas | 1 | $ 245,000 | $ 245,000 | $ 61,000 |
| Kerr County Texas | 1 | $ 195,000 | $ 195,000 | $ 174,000 |
| Lampasas County Texas | 1 | $ 155,000 | $ 155,000 | $ 45,000 |
| Marion County Texas | 1 | $ 205,000 | $ 205,000 | $ 102,000 |
| Martin County Texas | 1 | $ 125,000 | $ 125,000 | $ 53,000 |
| Polk County Texas | 1 | $ 305,000 | $ 305,000 | $ 608,000 |
| Real County Texas | 1 | $ 265,000 | $ 265,000 | $ 123,000 |
| Sabine County Texas | 1 | $ 245,000 | $ 245,000 | $ 193,000 |
| Titus County Texas | 1 | $ 95,000 | $ 95,000 | $ 129,000 |
| Trinity County Texas | 1 | $ 435,000 | $ 435,000 | $ 326,000 |
| Upshur County Texas | 1 | $ 165,000 | $ 165,000 | $ 51,000 |
| Victoria County Texas | 1 | $ 115,000 | $ 115,000 | $ 75,000 |
| Ward County Texas | 1 | $ 225,000 | $ 225,000 | $ 71,000 |
| Washington County Texas | 1 | $ 185,000 | $ 185,000 | $ 22,000 |
| Wharton County Texas | 1 | $ 115,000 | $ 115,000 | $ 98,000 |
| Wood County Texas | 1 | $ 135,000 | $ 135,000 | $ 127,000 |
Mortgage Loan Application Detail Totals for Republic State Mortgage Co. in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 4,347 | $1,128,195,000 | $259,000 | $2,305,000 | $101,000 | $1,264,000 |
| Refinancing | 1,610 | $420,350,000 | $261,000 | $1,455,000 | $129,000 | $1,430,000 |
| Cash-out Refinancing | 337 | $98,785,000 | $293,000 | $1,705,000 | $151,000 | $3,426,000 |
| Home Improvement | 1 | $285,000 | $285,000 | $285,000 | $90,000 | $90,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,419 | $1,133,295,000 | $256,000 | $2,305,000 | $113,000 | $3,426,000 |
| Hispanic | 591 | $161,115,000 | $272,000 | $1,375,000 | $104,000 | $563,000 |
| Not Provided | 435 | $119,885,000 | $275,000 | $1,205,000 | $118,000 | $1,091,000 |
| Asian | 408 | $111,350,000 | $272,000 | $1,995,000 | $103,000 | $845,000 |
| Black or African American | 401 | $110,715,000 | $276,000 | $1,705,000 | $94,000 | $514,000 |
| American Indian or Alaskan Native | 30 | $7,720,000 | $257,000 | $485,000 | $100,000 | $385,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $1,435,000 | $287,000 | $485,000 | $69,000 | $135,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,431 | $1,252,185,000 | $282,000 | $2,305,000 | $129,000 | $3,426,000 |
| FHA-insured (Federal Housing Administration) | 1,250 | $256,380,000 | $205,000 | $655,000 | $69,000 | $460,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 315 | $50,555,000 | $160,000 | $345,000 | $50,000 | $106,000 |
| VA-guaranteed (Veterans Administration) | 299 | $88,495,000 | $295,000 | $765,000 | $88,000 | $320,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,095 | $1,330,055,000 | $261,000 | $1,875,000 | $111,000 | $1,430,000 |
| Application Withdrawn By Applicant | 839 | $234,335,000 | $279,000 | $2,305,000 | $119,000 | $1,392,000 |
| Application Denied By Financial Institution | 279 | $60,885,000 | $218,000 | $1,705,000 | $87,000 | $3,426,000 |
| File Closed For Incompleteness | 59 | $17,345,000 | $293,000 | $995,000 | $120,000 | $858,000 |
| Application Approved But Not Accepted | 23 | $4,995,000 | $217,000 | $445,000 | $99,000 | $265,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 6,016 | $1,586,730,000 | $263,000 | $2,305,000 | $112,000 | $1,430,000 |
| Debt-To-Income Ratio | 75 | $15,435,000 | $205,000 | $535,000 | $54,000 | $213,000 |
| Collateral | 65 | $14,455,000 | $222,000 | $1,705,000 | $77,000 | $205,000 |
| Credit History | 50 | $8,990,000 | $179,000 | $365,000 | $80,000 | $460,000 |
| Employment History | 34 | $6,840,000 | $201,000 | $435,000 | $57,000 | $120,000 |
| Other | 20 | $5,130,000 | $256,000 | $545,000 | $98,000 | $210,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 18 | $4,820,000 | $267,000 | $545,000 | $97,000 | $242,000 |
| Credit Application Incomplete | 10 | $2,490,000 | $249,000 | $535,000 | $127,000 | $413,000 |
| Unverifiable Information | 7 | $2,725,000 | $389,000 | $1,005,000 | $626,000 | $3,426,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Republic State Mortgage Co.'s 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Republic State Mortgage Co.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.