Resicentral LLC Mortgage Lending & HMDA Data, 2023

In 2023, Resicentral LLC of Larkspur, CA reported 2,880 mortgage applications totaling $1.1 billion, up 12% from 2022. The average application was for $376,378, and applicants reported an average income of $168,266. 62% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Chicago-Naperville, IL (247), Dallas-Plano-Irving, TX (138) and Houston-The Woodlands-Sugar Land, TX (137) (applications in parentheses).

Mortgage Company & Address Resicentral LLC
700 Larkspur Landing Circle Suite 199-18
Larkspur, CA 94939
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  
Total Number of Mortgage Applications 2,880
Total Mortgage Loan Application Amount $1,083,970,000
Average Mortgage Loan Application Amount $376,378
Highest Mortgage Loan Application Amount $1,805,000
Average Applicant Income $168,266
Highest Applicant Income $3,618,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Resicentral LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Resicentral LLC by County in 2023

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cook, Illinois 163 $ 48,935,000 $ 300,214 $ 160,000
Los Angeles, California 88 $ 55,160,000 $ 626,818 $ 212,000
Maricopa, Arizona 86 $ 29,360,000 $ 341,395 $ 183,000
Harris, Texas 80 $ 23,400,000 $ 292,500 $ 154,000
Collin, Texas 72 $ 30,710,000 $ 426,527 $ 196,000
Lake, Illinois 62 $ 20,170,000 $ 325,322 $ 167,000
Santa Clara, California 57 $ 34,595,000 $ 606,929 $ 199,000
Salt Lake, Utah 50 $ 23,400,000 $ 468,000 $ 173,000
Alameda, California 48 $ 28,970,000 $ 603,541 $ 249,000
King, Washington 47 $ 25,625,000 $ 545,212 $ 207,000
Oakland, Michigan 43 $ 18,165,000 $ 422,441 $ 180,000
San Diego, California 42 $ 23,350,000 $ 555,952 $ 192,000
Sacramento, California 41 $ 18,015,000 $ 439,390 $ 210,000
DuPage, Illinois 40 $ 12,280,000 $ 307,000 $ 164,000
Riverside, California 39 $ 18,795,000 $ 481,923 $ 163,000
Hillsborough, Florida 37 $ 12,965,000 $ 350,405 $ 112,000
Tarrant, Texas 37 $ 9,775,000 $ 264,189 $ 148,000
Snohomish, Washington 36 $ 20,910,000 $ 580,833 $ 204,000
Contra Costa, California 34 $ 17,030,000 $ 500,882 $ 211,000
Will, Illinois 31 $ 11,265,000 $ 363,387 $ 228,000
Utah, Utah 31 $ 12,455,000 $ 401,774 $ 190,000
Greenville, South Carolina 29 $ 8,725,000 $ 300,862 $ 117,000
Richland, South Carolina 29 $ 7,245,000 $ 249,827 $ 109,000
Dallas, Texas 28 $ 9,840,000 $ 351,428 $ 162,000
San Bernardino, California 27 $ 11,085,000 $ 410,555 $ 168,000
San Joaquin, California 27 $ 11,585,000 $ 429,074 $ 161,000
Denton, Texas 27 $ 9,645,000 $ 357,222 $ 187,000
Orange, California 26 $ 19,850,000 $ 763,461 $ 293,000
Broward, Florida 23 $ 9,265,000 $ 402,826 $ 140,000
Fort Bend, Texas 22 $ 6,080,000 $ 276,363 $ 174,000
Pinellas, Florida 21 $ 7,525,000 $ 358,333 $ 170,000
Hidalgo, Texas 21 $ 5,325,000 $ 253,571 $ 134,000
Denver, Colorado 20 $ 9,750,000 $ 487,500 $ 189,000
Arapahoe, Colorado 19 $ 7,125,000 $ 375,000 $ 139,000
Bexar, Texas 19 $ 5,375,000 $ 282,894 $ 185,000
Placer, California 17 $ 7,035,000 $ 413,823 $ 148,000
Douglas, Colorado 17 $ 8,495,000 $ 499,705 $ 344,000
Jefferson, Colorado 17 $ 7,675,000 $ 451,470 $ 167,000
Miami-Dade, Florida 17 $ 5,465,000 $ 321,470 $ 197,000
Kane, Illinois 17 $ 3,775,000 $ 222,058 $ 152,000
Spartanburg, South Carolina 17 $ 4,025,000 $ 236,764 $ 91,000
Montgomery, Texas 17 $ 6,075,000 $ 357,352 $ 141,000
Williamson, Texas 17 $ 6,695,000 $ 393,823 $ 197,000
Weber, Utah 17 $ 6,275,000 $ 369,117 $ 114,000
El Paso, Colorado 16 $ 5,920,000 $ 370,000 $ 124,000
Wayne, Michigan 16 $ 6,560,000 $ 410,000 $ 158,000
Davis, Utah 16 $ 6,630,000 $ 414,375 $ 138,000
Larimer, Colorado 15 $ 6,185,000 $ 412,333 $ 134,000
Orange, Florida 15 $ 5,165,000 $ 344,333 $ 180,000
Marion, Oregon 15 $ 5,865,000 $ 391,000 $ 136,000
Anderson, South Carolina 15 $ 3,475,000 $ 231,666 $ 150,000
Lexington, South Carolina 15 $ 3,605,000 $ 240,333 $ 105,000
Pima, Arizona 14 $ 4,910,000 $ 350,714 $ 162,000
Kern, California 14 $ 2,830,000 $ 202,142 $ 118,000
San Mateo, California 14 $ 8,600,000 $ 614,285 $ 238,000
Ventura, California 14 $ 7,970,000 $ 569,285 $ 184,000
Manatee, Florida 14 $ 5,900,000 $ 421,428 $ 172,000
Pasco, Florida 14 $ 3,900,000 $ 278,571 $ 109,000
Travis, Texas 13 $ 5,325,000 $ 409,615 $ 183,000
Sarasota, Florida 12 $ 3,690,000 $ 307,500 $ 122,000
Cobb, Georgia 12 $ 5,030,000 $ 419,166 $ 183,000
McHenry, Illinois 12 $ 3,470,000 $ 289,166 $ 154,000
Washington, Utah 12 $ 4,590,000 $ 382,500 $ 128,000
Pierce, Washington 12 $ 4,810,000 $ 400,833 $ 200,000
Adams, Colorado 11 $ 3,645,000 $ 331,363 $ 137,000
Fulton, Georgia 11 $ 4,825,000 $ 438,636 $ 227,000
Jefferson, Kentucky 11 $ 2,255,000 $ 205,000 $ 100,000
Washtenaw, Michigan 11 $ 5,315,000 $ 483,181 $ 170,000
Clark, Washington 11 $ 4,385,000 $ 398,636 $ 215,000
Hartford, Connecticut 10 $ 2,290,000 $ 229,000 $ 101,000
Lee, Florida 10 $ 2,680,000 $ 268,000 $ 123,000
Polk, Florida 10 $ 3,840,000 $ 384,000 $ 101,000
Montgomery, Maryland 10 $ 4,060,000 $ 406,000 $ 189,000
Brazoria, Texas 10 $ 3,250,000 $ 325,000 $ 182,000
Pinal, Arizona 9 $ 2,205,000 $ 245,000 $ 127,000
Weld, Colorado 9 $ 3,135,000 $ 348,333 $ 110,000
Collier, Florida 9 $ 3,155,000 $ 350,555 $ 156,000
Osceola, Florida 9 $ 4,315,000 $ 479,444 $ 275,000
Kendall, Illinois 9 $ 2,455,000 $ 272,777 $ 162,000
Lafayette, Louisiana 9 $ 1,825,000 $ 202,777 $ 175,000
Washington, Oregon 9 $ 3,765,000 $ 418,333 $ 151,000
Dorchester, South Carolina 9 $ 2,325,000 $ 258,333 $ 81,000
Milwaukee, Wisconsin 9 $ 1,575,000 $ 175,000 $ 123,000
Fresno, California 8 $ 1,900,000 $ 237,500 $ 182,000
Boulder, Colorado 8 $ 4,100,000 $ 512,500 $ 575,000
Hernando, Florida 8 $ 2,100,000 $ 262,500 $ 85,000
Palm Beach, Florida 8 $ 1,820,000 $ 227,500 $ 94,000
St. Johns, Florida 8 $ 2,880,000 $ 360,000 $ 148,000
Middlesex, New Jersey 8 $ 3,370,000 $ 421,250 $ 163,000
Johnston, North Carolina 8 $ 2,200,000 $ 275,000 $ 100,000
Lubbock, Texas 8 $ 1,410,000 $ 176,250 $ 346,000
Santa Cruz, California 7 $ 3,855,000 $ 550,714 $ 281,000
Solano, California 7 $ 3,065,000 $ 437,857 $ 166,000
Charlotte, Florida 7 $ 1,645,000 $ 235,000 $ 163,000
St. Lucie, Florida 7 $ 2,295,000 $ 327,857 $ 190,000
DeKalb, Georgia 7 $ 1,995,000 $ 285,000 $ 82,000
Summit, Ohio 7 $ 1,175,000 $ 167,857 $ 82,000
Shelby, Tennessee 7 $ 1,175,000 $ 167,857 $ 97,000
Grayson, Texas 7 $ 3,115,000 $ 445,000 $ 241,000
Stanislaus, California 6 $ 2,400,000 $ 400,000 $ 155,000
Tolland, Connecticut 6 $ 1,760,000 $ 293,333 $ 90,000
Brevard, Florida 6 $ 2,070,000 $ 345,000 $ 119,000
Citrus, Florida 6 $ 1,580,000 $ 263,333 $ 101,000
Forsyth, Georgia 6 $ 2,300,000 $ 383,333 $ 165,000
Multnomah, Oregon 6 $ 1,620,000 $ 270,000 $ 118,000
Berkeley, South Carolina 6 $ 1,630,000 $ 271,666 $ 74,000
Tooele, Utah 6 $ 2,360,000 $ 393,333 $ 88,000
Madera, California 5 $ 1,315,000 $ 263,000 $ 387,000
San Francisco, California 5 $ 3,655,000 $ 731,000 $ 217,000
Sutter, California 5 $ 1,485,000 $ 297,000 $ 157,000
Summit, Colorado 5 $ 2,195,000 $ 439,000 $ 257,000
Duval, Florida 5 $ 1,345,000 $ 269,000 $ 111,000
Seminole, Florida 5 $ 2,105,000 $ 421,000 $ 179,000
Bossier, Louisiana 5 $ 975,000 $ 195,000 $ 120,000
Livingston, Michigan 5 $ 1,205,000 $ 241,000 $ 261,000
Bergen, New Jersey 5 $ 2,375,000 $ 475,000 $ 258,000
Cuyahoga, Ohio 5 $ 785,000 $ 157,000 $ 114,000
Charleston, South Carolina 5 $ 2,255,000 $ 451,000 $ 121,000
Galveston, Texas 5 $ 1,015,000 $ 203,000 $ 107,000
Whatcom, Washington 5 $ 2,115,000 $ 423,000 $ 150,000
Benton, Arkansas 4 $ 810,000 $ 202,500 $ 131,000
El Dorado, California 4 $ 1,910,000 $ 477,500 $ 179,000
Sonoma, California 4 $ 1,780,000 $ 445,000 $ 178,000
Yolo, California 4 $ 1,620,000 $ 405,000 $ 181,000
Windham, Connecticut 4 $ 1,020,000 $ 255,000 $ 92,000
Marion, Florida 4 $ 650,000 $ 162,500 $ 116,000
Volusia, Florida 4 $ 1,020,000 $ 255,000 $ 68,000
Cherokee, Georgia 4 $ 1,410,000 $ 352,500 $ 134,000
Gwinnett, Georgia 4 $ 1,090,000 $ 272,500 $ 140,000
Prince George's, Maryland 4 $ 1,830,000 $ 457,500 $ 144,000
Hudson, New Jersey 4 $ 1,930,000 $ 482,500 $ 127,000
Wake, North Carolina 4 $ 1,370,000 $ 342,500 $ 166,000
Lorain, Ohio 4 $ 430,000 $ 107,500 $ 105,000
Laurens, South Carolina 4 $ 840,000 $ 210,000 $ 64,000
Pickens, South Carolina 4 $ 950,000 $ 237,500 $ 72,000
Davidson, Tennessee 4 $ 1,580,000 $ 395,000 $ 189,000
Cameron, Texas 4 $ 710,000 $ 177,500 $ 137,000
Hays, Texas 4 $ 1,410,000 $ 352,500 $ 164,000
Hunt, Texas 4 $ 980,000 $ 245,000 $ 85,000
Parker, Texas 4 $ 1,830,000 $ 457,500 $ 171,000
Wasatch, Utah 4 $ 1,730,000 $ 432,500 $ 109,000
Henrico, Virginia 4 $ 1,410,000 $ 352,500 $ 178,000
Virginia Beach, Virginia 4 $ 1,120,000 $ 280,000 $ 116,000
Kitsap, Washington 4 $ 1,530,000 $ 382,500 $ 121,000
Monterey, California 3 $ 1,385,000 $ 461,666 $ 179,000
Santa Barbara, California 3 $ 1,925,000 $ 641,666 $ 158,000
Grand, Colorado 3 $ 1,495,000 $ 498,333 $ 170,000
New London, Connecticut 3 $ 585,000 $ 195,000 $ 152,000
Escambia, Florida 3 $ 845,000 $ 281,666 $ 204,000
Highlands, Florida 3 $ 575,000 $ 191,666 $ 88,000
Lake, Florida 3 $ 605,000 $ 201,666 $ 70,000
Martin, Florida 3 $ 735,000 $ 245,000 $ 79,000
Hall, Georgia 3 $ 455,000 $ 151,666 $ 146,000
Houston, Georgia 3 $ 535,000 $ 178,333 $ 107,000
Peoria, Illinois 3 $ 835,000 $ 278,333 $ 88,000
Baltimore, Maryland 3 $ 685,000 $ 228,333 $ 98,000
Macomb, Michigan 3 $ 1,315,000 $ 438,333 $ 146,000
Camden, New Jersey 3 $ 625,000 $ 208,333 $ 102,000
Passaic, New Jersey 3 $ 1,345,000 $ 448,333 $ 173,000
Mecklenburg, North Carolina 3 $ 1,055,000 $ 351,666 $ 111,000
Union, North Carolina 3 $ 855,000 $ 285,000 $ 97,000
Butler, Ohio 3 $ 1,085,000 $ 361,666 $ 274,000
Hamilton, Ohio 3 $ 535,000 $ 178,333 $ 134,000
Lake, Ohio 3 $ 775,000 $ 258,333 $ 86,000
Stark, Ohio 3 $ 545,000 $ 181,666 $ 83,000
Clackamas, Oregon 3 $ 1,065,000 $ 355,000 $ 155,000
Lane, Oregon 3 $ 1,045,000 $ 348,333 $ 155,000
Allegheny, Pennsylvania 3 $ 1,175,000 $ 391,666 $ 157,000
Philadelphia, Pennsylvania 3 $ 585,000 $ 195,000 $ 111,000
Beaufort, South Carolina 3 $ 1,025,000 $ 341,666 $ 120,000
Horry, South Carolina 3 $ 935,000 $ 311,666 $ 104,000
Kershaw, South Carolina 3 $ 675,000 $ 225,000 $ 65,000
Comal, Texas 3 $ 695,000 $ 231,666 $ 368,000
El Paso, Texas 3 $ 375,000 $ 125,000 $ 81,000
Guadalupe, Texas 3 $ 615,000 $ 205,000 $ 766,000
Hood, Texas 3 $ 605,000 $ 201,666 $ 76,000
Johnson, Texas 3 $ 925,000 $ 308,333 $ 144,000
Kaufman, Texas 3 $ 715,000 $ 238,333 $ 398,000
Box Elder, Utah 3 $ 1,035,000 $ 345,000 $ 75,000
Summit, Utah 3 $ 1,965,000 $ 655,000 $ 468,000
Newport News, Virginia 3 $ 655,000 $ 218,333 $ 124,000
Thurston, Washington 3 $ 1,765,000 $ 588,333 $ 239,000
Craighead, Arkansas 2 $ 320,000 $ 160,000 $ 119,000
Butte, California 2 $ 700,000 $ 350,000 $ 93,000
Imperial, California 2 $ 320,000 $ 160,000 $ 46,000
Mendocino, California 2 $ 1,290,000 $ 645,000 $ 175,000
Merced, California 2 $ 560,000 $ 280,000 $ 169,000
Napa, California 2 $ 1,170,000 $ 585,000 $ 219,000
San Luis Obispo, California 2 $ 810,000 $ 405,000 $ 159,000
Shasta, California 2 $ 510,000 $ 255,000 $ 229,000
Yuba, California 2 $ 770,000 $ 385,000 $ 123,000
Broomfield, Colorado 2 $ 700,000 $ 350,000 $ 161,000
Elbert, Colorado 2 $ 900,000 $ 450,000 $ 214,000
Fremont, Colorado 2 $ 590,000 $ 295,000 $ 61,000
Mesa, Colorado 2 $ 630,000 $ 315,000 $ 202,000
Pueblo, Colorado 2 $ 840,000 $ 420,000 $ 121,000
Middlesex, Connecticut 2 $ 500,000 $ 250,000 $ 86,000
Clay, Florida 2 $ 480,000 $ 240,000 $ 88,000
Indian River, Florida 2 $ 1,040,000 $ 520,000 $ 158,000
Baldwin, Georgia 2 $ 580,000 $ 290,000 $ 496,000
Bibb, Georgia 2 $ 530,000 $ 265,000 $ 82,000
Clayton, Georgia 2 $ 340,000 $ 170,000 $ 54,000
Coweta, Georgia 2 $ 520,000 $ 260,000 $ 67,000
Fayette, Georgia 2 $ 1,070,000 $ 535,000 $ 172,000
Glynn, Georgia 2 $ 350,000 $ 175,000 $ 84,000
Henry, Georgia 2 $ 660,000 $ 330,000 $ 118,000
Jackson, Georgia 2 $ 500,000 $ 250,000 $ 311,000
Rockdale, Georgia 2 $ 430,000 $ 215,000 $ 176,000
Spalding, Georgia 2 $ 410,000 $ 205,000 $ 57,000
Ada, Idaho 2 $ 610,000 $ 305,000 $ 96,000
McLean, Illinois 2 $ 520,000 $ 260,000 $ 180,000
Fayette, Kentucky 2 $ 500,000 $ 250,000 $ 95,000
Jefferson, Louisiana 2 $ 210,000 $ 105,000 $ 87,000
Orleans, Louisiana 2 $ 260,000 $ 130,000 $ 96,000
Dorchester, Maryland 2 $ 550,000 $ 275,000 $ 187,000
Kent, Michigan 2 $ 850,000 $ 425,000 $ 207,000
Hillsborough, New Hampshire 2 $ 910,000 $ 455,000 $ 169,000
Essex, New Jersey 2 $ 1,160,000 $ 580,000 $ 226,000
Ocean, New Jersey 2 $ 330,000 $ 165,000 $ 424,000
Union, New Jersey 2 $ 930,000 $ 465,000 $ 198,000
Macon, North Carolina 2 $ 380,000 $ 190,000 $ 173,000
Franklin, Ohio 2 $ 580,000 $ 290,000 $ 73,000
Greene, Ohio 2 $ 410,000 $ 205,000 $ 62,000
Trumbull, Ohio 2 $ 170,000 $ 85,000 $ 85,000
Linn, Oregon 2 $ 780,000 $ 390,000 $ 172,000
Polk, Oregon 2 $ 670,000 $ 335,000 $ 168,000
Chester, Pennsylvania 2 $ 610,000 $ 305,000 $ 106,000
Dauphin, Pennsylvania 2 $ 180,000 $ 90,000 $ 108,000
Monroe, Pennsylvania 2 $ 580,000 $ 290,000 $ 136,000
Westmoreland, Pennsylvania 2 $ 510,000 $ 255,000 $ 102,000
Aiken, South Carolina 2 $ 540,000 $ 270,000 $ 69,000
Cherokee, South Carolina 2 $ 510,000 $ 255,000 $ 111,000
Florence, South Carolina 2 $ 460,000 $ 230,000 $ 68,000
Newberry, South Carolina 2 $ 410,000 $ 205,000 $ 182,000
Oconee, South Carolina 2 $ 520,000 $ 260,000 $ 69,000
Warren, Tennessee 2 $ 470,000 $ 235,000 $ 150,000
Williamson, Tennessee 2 $ 1,280,000 $ 640,000 $ 197,000
Brazos, Texas 2 $ 650,000 $ 325,000 $ 160,000
Ellis, Texas 2 $ 760,000 $ 380,000 $ 202,000
Montague, Texas 2 $ 960,000 $ 480,000 $ 171,000
Nolan, Texas 2 $ 710,000 $ 355,000 $ 196,000
Rockwall, Texas 2 $ 910,000 $ 455,000 $ 162,000
Taylor, Texas 2 $ 580,000 $ 290,000 $ 102,000
Tom Green, Texas 2 $ 530,000 $ 265,000 $ 81,000
Waller, Texas 2 $ 1,160,000 $ 580,000 $ 196,000
Wharton, Texas 2 $ 270,000 $ 135,000 $ 149,000
Duchesne, Utah 2 $ 420,000 $ 210,000 $ 134,000
Iron, Utah 2 $ 380,000 $ 190,000 $ 159,000
Rich, Utah 2 $ 750,000 $ 375,000 $ 318,000
Sanpete, Utah 2 $ 550,000 $ 275,000 $ 99,000
Loudoun, Virginia 2 $ 1,050,000 $ 525,000 $ 129,000
Montgomery, Virginia 2 $ 530,000 $ 265,000 $ 85,000
Norfolk, Virginia 2 $ 910,000 $ 455,000 $ 239,000
Prince William, Virginia 2 $ 1,100,000 $ 550,000 $ 187,000
Wythe, Virginia 2 $ 400,000 $ 200,000 $ 92,000
Benton, Washington 2 $ 1,130,000 $ 565,000 $ 196,000
Skagit, Washington 2 $ 810,000 $ 405,000 $ 130,000
Spokane, Washington 2 $ 520,000 $ 260,000 $ 169,000
Coconino, Arizona 1 $ 585,000 $ 585,000 $ 176,000
Mohave, Arizona 1 $ 315,000 $ 315,000 $ 445,000
Navajo, Arizona 1 $ 215,000 $ 215,000 $ 60,000
Santa Cruz, Arizona 1 $ 455,000 $ 455,000 $ 150,000
Yavapai, Arizona 1 $ 235,000 $ 235,000 $ 121,000
Yuma, Arizona 1 $ 175,000 $ 175,000 $ 125,000
Pulaski, Arkansas 1 $ 95,000 $ 95,000 $ 145,000
Amador, California 1 $ 665,000 $ 665,000 $ 181,000
Calaveras, California 1 $ 375,000 $ 375,000 $ 677,000
Glenn, California 1 $ 125,000 $ 125,000 $ 32,000
Kings, California 1 $ 115,000 $ 115,000 $ 55,000
Marin, California 1 $ 1,375,000 $ 1,375,000 $ 267,000
Nevada, California 1 $ 525,000 $ 525,000 $ 171,000
Plumas, California 1 $ 165,000 $ 165,000 $ 209,000
Tulare, California 1 $ 225,000 $ 225,000 $ 110,000
Tuolumne, California 1 $ 375,000 $ 375,000 $ 86,000
Archuleta, Colorado 1 $ 365,000 $ 365,000 $ 228,000
Clear Creek, Colorado 1 $ 175,000 $ 175,000 $ 151,000
Huerfano, Colorado 1 $ 165,000 $ 165,000 $ 95,000
Logan, Colorado 1 $ 135,000 $ 135,000 $ 77,000
Pitkin, Colorado 1 $ 155,000 $ 155,000 $ 174,000
Rio Blanco, Colorado 1 $ 185,000 $ 185,000 $ 69,000
Routt, Colorado 1 $ 725,000 $ 725,000 $ 306,000
Litchfield, Connecticut 1 $ 185,000 $ 185,000 $ 58,000
New Haven, Connecticut 1 $ 265,000 $ 265,000 $ 157,000
District of Columbia, District Of Columbia 1 $ 125,000 $ 125,000 $ 56,000
Alachua, Florida 1 $ 205,000 $ 205,000 $ 51,000
Bay, Florida 1 $ 275,000 $ 275,000 $ 0
Columbia, Florida 1 $ 125,000 $ 125,000 $ 40,000
Flagler, Florida 1 $ 365,000 $ 365,000 $ 199,000
Hendry, Florida 1 $ 105,000 $ 105,000 $ 72,000
Leon, Florida 1 $ 155,000 $ 155,000 $ 42,000
Monroe, Florida 1 $ 515,000 $ 515,000 $ 66,000
Nassau, Florida 1 $ 705,000 $ 705,000 $ 313,000
Santa Rosa, Florida 1 $ 645,000 $ 645,000 $ 332,000
Banks, Georgia 1 $ 305,000 $ 305,000 $ 106,000
Barrow, Georgia 1 $ 235,000 $ 235,000 $ 114,000
Bartow, Georgia 1 $ 215,000 $ 215,000 $ 141,000
Catoosa, Georgia 1 $ 165,000 $ 165,000 $ 31,000
Chatham, Georgia 1 $ 265,000 $ 265,000 $ 146,000
Dawson, Georgia 1 $ 345,000 $ 345,000 $ 150,000
Effingham, Georgia 1 $ 325,000 $ 325,000 $ 85,000
Gilmer, Georgia 1 $ 465,000 $ 465,000 $ 206,000
Habersham, Georgia 1 $ 205,000 $ 205,000 $ 51,000
Jasper, Georgia 1 $ 425,000 $ 425,000 $ 94,000
Long, Georgia 1 $ 325,000 $ 325,000 $ 79,000
Monroe, Georgia 1 $ 345,000 $ 345,000 $ 98,000
Polk, Georgia 1 $ 285,000 $ 285,000 $ 90,000
Richmond, Georgia 1 $ 305,000 $ 305,000 $ 69,000
Union, Georgia 1 $ 195,000 $ 195,000 $ 46,000
Boone, Illinois 1 $ 185,000 $ 185,000 $ 64,000
Champaign, Illinois 1 $ 325,000 $ 325,000 $ 211,000
Coles, Illinois 1 $ 115,000 $ 115,000 $ 135,000
Grundy, Illinois 1 $ 105,000 $ 105,000 $ 139,000
Henry, Illinois 1 $ 85,000 $ 85,000 $ 64,000
Macon, Illinois 1 $ 175,000 $ 175,000 $ 80,000
Pulaski, Illinois 1 $ 105,000 $ 105,000 $ 141,000
St. Clair, Illinois 1 $ 175,000 $ 175,000 $ 46,000
Woodford, Illinois 1 $ 305,000 $ 305,000 $ 79,000
Breckinridge, Kentucky 1 $ 135,000 $ 135,000 $ 240,000
De Soto, Louisiana 1 $ 265,000 $ 265,000 $ 111,000
St. Landry, Louisiana 1 $ 195,000 $ 195,000 $ 65,000
St. Martin, Louisiana 1 $ 185,000 $ 185,000 $ 85,000
Terrebonne, Louisiana 1 $ 105,000 $ 105,000 $ 62,000
Anne Arundel, Maryland 1 $ 465,000 $ 465,000 $ 86,000
Baltimore City, Maryland 1 $ 145,000 $ 145,000 $ 74,000
Carroll, Maryland 1 $ 545,000 $ 545,000 $ 192,000
Charles, Maryland 1 $ 455,000 $ 455,000 $ 93,000
Frederick, Maryland 1 $ 245,000 $ 245,000 $ 65,000
Harford, Maryland 1 $ 165,000 $ 165,000 $ 175,000
Howard, Maryland 1 $ 725,000 $ 725,000 $ 194,000
Wicomico, Maryland 1 $ 165,000 $ 165,000 $ 119,000
Worcester, Maryland 1 $ 455,000 $ 455,000 $ 297,000
Barry, Michigan 1 $ 275,000 $ 275,000 $ 106,000
Clinton, Michigan 1 $ 245,000 $ 245,000 $ 94,000
Eaton, Michigan 1 $ 285,000 $ 285,000 $ 76,000
Kalamazoo, Michigan 1 $ 165,000 $ 165,000 $ 136,000
Monmouth, New Jersey 1 $ 155,000 $ 155,000 $ 67,000
Somerset, New Jersey 1 $ 715,000 $ 715,000 $ 440,000
Sussex, New Jersey 1 $ 125,000 $ 125,000 $ 205,000
Cabarrus, North Carolina 1 $ 225,000 $ 225,000 $ 51,000
Catawba, North Carolina 1 $ 275,000 $ 275,000 $ 81,000
Chatham, North Carolina 1 $ 235,000 $ 235,000 $ 56,000
Durham, North Carolina 1 $ 265,000 $ 265,000 $ 83,000
Iredell, North Carolina 1 $ 185,000 $ 185,000 $ 50,000
Lee, North Carolina 1 $ 185,000 $ 185,000 $ 115,000
Orange, North Carolina 1 $ 325,000 $ 325,000 $ 117,000
Wilson, North Carolina 1 $ 265,000 $ 265,000 $ 70,000
Clark, Ohio 1 $ 85,000 $ 85,000 $ 872,000
Erie, Ohio 1 $ 295,000 $ 295,000 $ 75,000
Fairfield, Ohio 1 $ 265,000 $ 265,000 $ 158,000
Geauga, Ohio 1 $ 125,000 $ 125,000 $ 55,000
Madison, Ohio 1 $ 195,000 $ 195,000 $ 70,000
Mahoning, Ohio 1 $ 165,000 $ 165,000 $ 106,000
Montgomery, Ohio 1 $ 85,000 $ 85,000 $ 128,000
Seneca, Ohio 1 $ 105,000 $ 105,000 $ 185,000
Columbia, Oregon 1 $ 395,000 $ 395,000 $ 102,000
Deschutes, Oregon 1 $ 555,000 $ 555,000 $ 245,000
Douglas, Oregon 1 $ 235,000 $ 235,000 $ 56,000
Lincoln, Oregon 1 $ 365,000 $ 365,000 $ 82,000
Yamhill, Oregon 1 $ 405,000 $ 405,000 $ 123,000
Beaver, Pennsylvania 1 $ 165,000 $ 165,000 $ 89,000
Bucks, Pennsylvania 1 $ 425,000 $ 425,000 $ 131,000
Montgomery, Pennsylvania 1 $ 385,000 $ 385,000 $ 540,000
Washington, Pennsylvania 1 $ 445,000 $ 445,000 $ 170,000
York, Pennsylvania 1 $ 215,000 $ 215,000 $ 61,000
Abbeville, South Carolina 1 $ 275,000 $ 275,000 $ 62,000
Colleton, South Carolina 1 $ 305,000 $ 305,000 $ 360,000
Greenwood, South Carolina 1 $ 405,000 $ 405,000 $ 171,000
Marion, South Carolina 1 $ 275,000 $ 275,000 $ 105,000
York, South Carolina 1 $ 225,000 $ 225,000 $ 1,466,000
DeKalb, Tennessee 1 $ 125,000 $ 125,000 $ 27,000
Henderson, Tennessee 1 $ 375,000 $ 375,000 $ 109,000
Knox, Tennessee 1 $ 295,000 $ 295,000 $ 147,000
McMinn, Tennessee 1 $ 155,000 $ 155,000 $ 30,000
Sumner, Tennessee 1 $ 345,000 $ 345,000 $ 35,000
Bell, Texas 1 $ 225,000 $ 225,000 $ 421,000
Camp, Texas 1 $ 255,000 $ 255,000 $ 117,000
Henderson, Texas 1 $ 225,000 $ 225,000 $ 169,000
Hill, Texas 1 $ 245,000 $ 245,000 $ 58,000
Jefferson, Texas 1 $ 325,000 $ 325,000 $ 130,000
Kendall, Texas 1 $ 635,000 $ 635,000 $ 304,000
Kleberg, Texas 1 $ 275,000 $ 275,000 $ 79,000
Lamar, Texas 1 $ 195,000 $ 195,000 $ 78,000
Leon, Texas 1 $ 185,000 $ 185,000 $ 54,000
Liberty, Texas 1 $ 165,000 $ 165,000 $ 60,000
Matagorda, Texas 1 $ 135,000 $ 135,000 $ 37,000
McLennan, Texas 1 $ 105,000 $ 105,000 $ 43,000
Morris, Texas 1 $ 105,000 $ 105,000 $ 50,000
Navarro, Texas 1 $ 335,000 $ 335,000 $ 89,000
San Jacinto, Texas 1 $ 205,000 $ 205,000 $ 98,000
Smith, Texas 1 $ 95,000 $ 95,000 $ 24,000
Somervell, Texas 1 $ 185,000 $ 185,000 $ 58,000
Van Zandt, Texas 1 $ 525,000 $ 525,000 $ 163,000
Walker, Texas 1 $ 345,000 $ 345,000 $ 169,000
Wise, Texas 1 $ 485,000 $ 485,000 $ 182,000
Cache, Utah 1 $ 255,000 $ 255,000 $ 127,000
Carbon, Utah 1 $ 395,000 $ 395,000 $ 93,000
Grand, Utah 1 $ 745,000 $ 745,000 $ 151,000
Juab, Utah 1 $ 355,000 $ 355,000 $ 86,000
Kane, Utah 1 $ 285,000 $ 285,000 $ 112,000
Morgan, Utah 1 $ 365,000 $ 365,000 $ 81,000
Uintah, Utah 1 $ 695,000 $ 695,000 $ 270,000
Amelia, Virginia 1 $ 385,000 $ 385,000 $ 175,000
Arlington, Virginia 1 $ 225,000 $ 225,000 $ 56,000
Campbell, Virginia 1 $ 245,000 $ 245,000 $ 89,000
Chesterfield, Virginia 1 $ 245,000 $ 245,000 $ 55,000
Fairfax, Virginia 1 $ 325,000 $ 325,000 $ 90,000
Fauquier, Virginia 1 $ 635,000 $ 635,000 $ 154,000
Hanover, Virginia 1 $ 245,000 $ 245,000 $ 103,000
Poquoson, Virginia 1 $ 355,000 $ 355,000 $ 117,000
Richmond City, Virginia 1 $ 125,000 $ 125,000 $ 47,000
Suffolk, Virginia 1 $ 355,000 $ 355,000 $ 87,000
Chelan, Washington 1 $ 195,000 $ 195,000 $ 270,000
Cowlitz, Washington 1 $ 335,000 $ 335,000 $ 75,000
Grant, Washington 1 $ 225,000 $ 225,000 $ 47,000
Grays Harbor, Washington 1 $ 205,000 $ 205,000 $ 246,000
Klickitat, Washington 1 $ 275,000 $ 275,000 $ 174,000
Lewis, Washington 1 $ 395,000 $ 395,000 $ 143,000
Stevens, Washington 1 $ 465,000 $ 465,000 $ 186,000
Walla Walla, Washington 1 $ 355,000 $ 355,000 $ 148,000
Yakima, Washington 1 $ 165,000 $ 165,000 $ 124,000
Fond du Lac, Wisconsin 1 $ 215,000 $ 215,000 $ 82,000
Waukesha, Wisconsin 1 $ 475,000 $ 475,000 $ 109,000

Mortgage Loan Application Detail Totals for Resicentral LLC in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,295 $894,175,000 $389,000 $1,685,000 $170,000 $3,618,000
Cash-out Refinancing 375 $111,205,000 $296,000 $1,795,000 $152,000 $1,788,000
Refinancing 186 $72,470,000 $389,000 $1,805,000 $189,000 $2,785,000
Home Improvement 24 $6,120,000 $255,000 $825,000 $96,000 $246,000
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,123 $399,515,000 $355,000 $1,805,000 $157,000 $2,785,000
Asian 857 $344,105,000 $401,000 $1,285,000 $199,000 $1,788,000
Not Provided 419 $170,865,000 $407,000 $1,685,000 $183,000 $3,618,000
Hispanic 312 $108,030,000 $346,000 $1,055,000 $126,000 $1,466,000
Black or African American 155 $55,915,000 $360,000 $1,795,000 $131,000 $625,000
American Indian or Alaskan Native 7 $2,505,000 $357,000 $625,000 $149,000 $379,000
Native Hawaiian or Other Pacific Islander 3 $1,605,000 $535,000 $605,000 $166,000 $262,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,416 $910,660,000 $376,000 $1,805,000 $179,000 $3,618,000
FHA-insured (Federal Housing Administration) 342 $126,430,000 $369,000 $1,375,000 $112,000 $541,000
VA-guaranteed (Veterans Administration) 122 $46,880,000 $384,000 $1,125,000 $118,000 $446,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,784 $655,710,000 $367,000 $1,385,000 $171,000 $1,466,000
Application Withdrawn By Applicant 570 $223,380,000 $391,000 $1,795,000 $174,000 $3,618,000
Application Approved But Not Accepted 354 $134,930,000 $381,000 $1,475,000 $170,000 $2,785,000
Application Denied By Financial Institution 172 $69,950,000 $406,000 $1,805,000 $116,000 $725,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,708 $1,014,020,000 $374,000 $1,795,000 $172,000 $3,618,000
Debt-To-Income Ratio 109 $45,685,000 $419,000 $1,705,000 $104,000 $478,000
Unverifiable Information 25 $10,895,000 $435,000 $1,805,000 $149,000 $725,000
Collateral 21 $7,445,000 $354,000 $1,685,000 $127,000 $505,000
Credit History 8 $2,770,000 $346,000 $515,000 $135,000 $389,000
Other 6 $1,700,000 $283,000 $345,000 $148,000 $328,000
Credit Application Incomplete 1 $635,000 $635,000 $635,000 $110,000 $110,000
Employment History 1 $695,000 $695,000 $695,000 $91,000 $91,000
Insufficient Cash (Downpayment, Closing Cost) 1 $125,000 $125,000 $125,000 $72,000 $72,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Resicentral LLC's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Resicentral LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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