Resicentral LLC Mortgage Lending & HMDA Data, 2023
In 2023, Resicentral LLC of Larkspur, CA reported 2,880 mortgage applications totaling $1.1 billion, up 12% from 2022. The average application was for $376,378, and applicants reported an average income of $168,266. 62% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Chicago-Naperville, IL (247), Dallas-Plano-Irving, TX (138) and Houston-The Woodlands-Sugar Land, TX (137) (applications in parentheses).
| Mortgage Company & Address | Resicentral LLC 700 Larkspur Landing Circle Suite 199-18 Larkspur, CA 94939 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 |
| Total Number of Mortgage Applications | 2,880 |
| Total Mortgage Loan Application Amount | $1,083,970,000 |
| Average Mortgage Loan Application Amount | $376,378 |
| Highest Mortgage Loan Application Amount | $1,805,000 |
| Average Applicant Income | $168,266 |
| Highest Applicant Income | $3,618,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Resicentral LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Chicago-Naperville, IL | 247 | $ 76,055,000 | $ 307,914 | $ 169,000 |
| Dallas-Plano-Irving, TX | 138 | $ 53,560,000 | $ 388,115 | $ 188,000 |
| Houston-The Woodlands-Sugar Land, TX | 137 | $ 41,145,000 | $ 300,328 | $ 156,000 |
| Outside any metro area | 116 | $ 35,870,000 | $ 309,224 | $ 156,232 |
| Phoenix-Mesa-Scottsdale, AZ | 95 | $ 31,565,000 | $ 332,263 | $ 178,000 |
| Denver-Aurora-Lakewood, CO | 89 | $ 38,465,000 | $ 432,191 | $ 197,000 |
| Los Angeles-Long Beach-Glendale, CA | 88 | $ 55,160,000 | $ 626,818 | $ 212,000 |
| Seattle-Bellevue-Everett, WA | 83 | $ 46,535,000 | $ 560,662 | $ 206,000 |
| Oakland-Hayward-Berkeley, CA | 82 | $ 46,000,000 | $ 560,975 | $ 233,000 |
| Tampa-St. Petersburg-Clearwater, FL | 80 | $ 26,490,000 | $ 331,125 | $ 124,000 |
| Riverside-San Bernardino-Ontario, CA | 66 | $ 29,880,000 | $ 452,727 | $ 165,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 66 | $ 28,580,000 | $ 433,030 | $ 190,000 |
| Lake County-Kenosha County, IL-WI | 62 | $ 20,170,000 | $ 325,322 | $ 167,000 |
| Atlanta-Sandy Springs-Roswell, GA | 60 | $ 21,300,000 | $ 355,000 | $ 152,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 57 | $ 34,595,000 | $ 606,929 | $ 199,000 |
| Salt Lake City, UT | 56 | $ 25,760,000 | $ 460,000 | $ 164,000 |
| Greenville-Anderson-Mauldin, SC | 52 | $ 13,990,000 | $ 269,038 | $ 119,000 |
| Warren-Troy-Farmington Hills, MI | 51 | $ 20,685,000 | $ 405,588 | $ 186,000 |
| Columbia, SC | 47 | $ 11,525,000 | $ 245,212 | $ 105,000 |
| Fort Worth-Arlington, TX | 45 | $ 13,015,000 | $ 289,222 | $ 150,000 |
| San Diego-Carlsbad, CA | 42 | $ 23,350,000 | $ 555,952 | $ 192,000 |
| Ogden-Clearfield, UT | 37 | $ 14,305,000 | $ 386,621 | $ 120,000 |
| Austin-Round Rock, TX | 34 | $ 13,430,000 | $ 395,000 | $ 188,000 |
| Orlando-Kissimmee-Sanford, FL | 32 | $ 12,190,000 | $ 380,937 | $ 197,000 |
| Provo-Orem, UT | 32 | $ 12,810,000 | $ 400,312 | $ 186,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 31 | $ 11,635,000 | $ 375,322 | $ 165,322 |
| Stockton-Lodi, CA | 27 | $ 11,585,000 | $ 429,074 | $ 161,000 |
| Anaheim-Santa Ana-Irvine, CA | 26 | $ 19,850,000 | $ 763,461 | $ 293,000 |
| Elgin, IL | 26 | $ 6,230,000 | $ 239,615 | $ 155,000 |
| North Port-Sarasota-Bradenton, FL | 26 | $ 9,590,000 | $ 368,846 | $ 149,000 |
| San Antonio-New Braunfels, TX | 26 | $ 7,320,000 | $ 281,538 | $ 278,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 23 | $ 9,265,000 | $ 402,826 | $ 140,000 |
| McAllen-Edinburg-Mission, TX | 21 | $ 5,325,000 | $ 253,571 | $ 134,000 |
| Charleston-North Charleston, SC | 20 | $ 6,210,000 | $ 310,500 | $ 89,000 |
| San Francisco-Redwood City-South San Francisco, CA | 19 | $ 12,255,000 | $ 645,000 | $ 233,000 |
| Hartford-West Hartford-East Hartford, CT | 18 | $ 4,550,000 | $ 252,777 | $ 96,000 |
| Miami-Miami Beach-Kendall, FL | 17 | $ 5,465,000 | $ 321,470 | $ 197,000 |
| Salem, OR | 17 | $ 6,535,000 | $ 384,411 | $ 140,000 |
| Spartanburg, SC | 17 | $ 4,025,000 | $ 236,764 | $ 91,000 |
| Colorado Springs, CO | 16 | $ 5,920,000 | $ 370,000 | $ 124,000 |
| Detroit-Dearborn-Livonia, MI | 16 | $ 6,560,000 | $ 410,000 | $ 158,000 |
| Jacksonville, FL | 16 | $ 5,410,000 | $ 338,125 | $ 139,000 |
| Fort Collins, CO | 15 | $ 6,185,000 | $ 412,333 | $ 134,000 |
| Bakersfield, CA | 14 | $ 2,830,000 | $ 202,142 | $ 118,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 14 | $ 7,970,000 | $ 569,285 | $ 184,000 |
| Tucson, AZ | 14 | $ 4,910,000 | $ 350,714 | $ 162,000 |
| Cleveland-Elyria, OH | 13 | $ 2,115,000 | $ 162,692 | $ 100,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 13 | $ 5,745,000 | $ 441,923 | $ 127,461 |
| New York-Jersey City-White Plains, NY-NJ | 12 | $ 5,650,000 | $ 470,833 | $ 193,000 |
| New York-Newark, NY | 12 | $ 4,570,000 | $ 380,833 | $ 221,000 |
| Raleigh, NC | 12 | $ 3,570,000 | $ 297,500 | $ 122,000 |
| St. George, UT | 12 | $ 4,590,000 | $ 382,500 | $ 128,000 |
| Tacoma-Lakewood, WA | 12 | $ 4,810,000 | $ 400,833 | $ 200,000 |
| Ann Arbor, MI | 11 | $ 5,315,000 | $ 483,181 | $ 170,000 |
| Louisville/Jefferson County, KY-IN | 11 | $ 2,255,000 | $ 205,000 | $ 100,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 11 | $ 3,395,000 | $ 308,636 | $ 138,000 |
| Washington-Baltimore-Arlington, DC | 11 | $ 4,305,000 | $ 391,363 | $ 178,000 |
| Cape Coral-Fort Myers, FL | 10 | $ 2,680,000 | $ 268,000 | $ 123,000 |
| Lafayette, LA | 10 | $ 2,010,000 | $ 201,000 | $ 166,000 |
| Lakeland-Winter Haven, FL | 10 | $ 3,840,000 | $ 384,000 | $ 101,000 |
| Milwaukee-Waukesha-West Allis, WI | 10 | $ 2,050,000 | $ 205,000 | $ 122,000 |
| Port St. Lucie, FL | 10 | $ 3,030,000 | $ 303,000 | $ 156,000 |
| Charlotte-Concord-Gastonia, NC-SC | 9 | $ 2,545,000 | $ 282,777 | $ 243,777 |
| Greeley, CO | 9 | $ 3,135,000 | $ 348,333 | $ 110,000 |
| Naples-Immokalee-Marco Island, FL | 9 | $ 3,155,000 | $ 350,555 | $ 156,000 |
| Baltimore-Columbia-Towson, MD | 8 | $ 2,730,000 | $ 341,250 | $ 126,000 |
| Boulder, CO | 8 | $ 4,100,000 | $ 512,500 | $ 575,000 |
| Fresno, CA | 8 | $ 1,900,000 | $ 237,500 | $ 182,000 |
| Lubbock, TX | 8 | $ 1,410,000 | $ 176,250 | $ 346,000 |
| Richmond, VA | 8 | $ 2,410,000 | $ 301,250 | $ 136,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 8 | $ 1,820,000 | $ 227,500 | $ 94,000 |
| Akron, OH | 7 | $ 1,175,000 | $ 167,857 | $ 82,000 |
| Memphis, TN-MS-AR | 7 | $ 1,175,000 | $ 167,857 | $ 97,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 7 | $ 3,205,000 | $ 457,857 | $ 169,000 |
| Pittsburgh, PA | 7 | $ 2,295,000 | $ 327,857 | $ 133,000 |
| Punta Gorda, FL | 7 | $ 1,645,000 | $ 235,000 | $ 163,000 |
| Santa Cruz-Watsonville, CA | 7 | $ 3,855,000 | $ 550,714 | $ 281,000 |
| Sherman-Denison, TX | 7 | $ 3,115,000 | $ 445,000 | $ 241,000 |
| Vallejo-Fairfield, CA | 7 | $ 3,065,000 | $ 437,857 | $ 166,000 |
| Yuba City, CA | 7 | $ 2,255,000 | $ 322,142 | $ 147,000 |
| Cincinnati, OH-KY-IN | 6 | $ 1,620,000 | $ 270,000 | $ 204,000 |
| Homosassa Springs, FL | 6 | $ 1,580,000 | $ 263,333 | $ 101,000 |
| Modesto, CA | 6 | $ 2,400,000 | $ 400,000 | $ 155,000 |
| Palm Bay-Melbourne-Titusville, FL | 6 | $ 2,070,000 | $ 345,000 | $ 119,000 |
| Shreveport-Bossier City, LA | 6 | $ 1,240,000 | $ 206,666 | $ 118,000 |
| Bellingham, WA | 5 | $ 2,115,000 | $ 423,000 | $ 150,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 5 | $ 1,385,000 | $ 277,000 | $ 94,000 |
| Madera, CA | 5 | $ 1,315,000 | $ 263,000 | $ 387,000 |
| Newark, NJ-PA | 5 | $ 2,215,000 | $ 443,000 | $ 210,000 |
| Bremerton-Silverdale, WA | 4 | $ 1,530,000 | $ 382,500 | $ 121,000 |
| Brownsville-Harlingen, TX | 4 | $ 710,000 | $ 177,500 | $ 137,000 |
| Columbus, OH | 4 | $ 1,040,000 | $ 260,000 | $ 93,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 4 | $ 810,000 | $ 202,500 | $ 131,000 |
| Montgomery County-Bucks County-Chester County, PA | 4 | $ 1,420,000 | $ 355,000 | $ 220,000 |
| New Orleans-Metairie, LA | 4 | $ 470,000 | $ 117,500 | $ 92,000 |
| Ocala, FL | 4 | $ 650,000 | $ 162,500 | $ 116,000 |
| Pensacola-Ferry Pass-Brent, FL | 4 | $ 1,490,000 | $ 372,500 | $ 236,000 |
| Peoria, IL | 4 | $ 1,140,000 | $ 285,000 | $ 85,000 |
| Santa Rosa, CA | 4 | $ 1,780,000 | $ 445,000 | $ 178,000 |
| Worcester, MA-CT | 4 | $ 1,020,000 | $ 255,000 | $ 92,000 |
| Augusta-Richmond County, GA-SC | 3 | $ 845,000 | $ 281,666 | $ 69,000 |
| Camden, NJ | 3 | $ 625,000 | $ 208,333 | $ 102,000 |
| Canton-Massillon, OH | 3 | $ 545,000 | $ 181,666 | $ 83,000 |
| Dayton-Springfield-Kettering, OH | 3 | $ 495,000 | $ 165,000 | $ 84,000 |
| Durham-Chapel Hill, NC | 3 | $ 825,000 | $ 275,000 | $ 85,000 |
| El Paso, TX | 3 | $ 375,000 | $ 125,000 | $ 81,000 |
| Eugene, OR | 3 | $ 1,045,000 | $ 348,333 | $ 155,000 |
| Gainesville, GA | 3 | $ 455,000 | $ 151,666 | $ 146,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 3 | $ 1,025,000 | $ 341,666 | $ 120,000 |
| Macon-Bibb County, GA | 3 | $ 875,000 | $ 291,666 | $ 87,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 3 | $ 935,000 | $ 311,666 | $ 104,000 |
| Norwich-New London, CT | 3 | $ 585,000 | $ 195,000 | $ 152,000 |
| Olympia-Tumwater, WA | 3 | $ 1,765,000 | $ 588,333 | $ 239,000 |
| Philadelphia, PA | 3 | $ 585,000 | $ 195,000 | $ 111,000 |
| Salinas, CA | 3 | $ 1,385,000 | $ 461,666 | $ 179,000 |
| Santa Maria-Santa Barbara, CA | 3 | $ 1,925,000 | $ 641,666 | $ 158,000 |
| Sebring, FL | 3 | $ 575,000 | $ 191,666 | $ 88,000 |
| Spokane-Spokane Valley, WA | 3 | $ 985,000 | $ 328,333 | $ 174,000 |
| Warner Robins, GA | 3 | $ 535,000 | $ 178,333 | $ 107,000 |
| Youngstown-Warren-Boardman, OH-PA | 3 | $ 335,000 | $ 111,666 | $ 92,000 |
| Abilene, TX | 2 | $ 580,000 | $ 290,000 | $ 102,000 |
| Albany, OR | 2 | $ 780,000 | $ 390,000 | $ 172,000 |
| Blacksburg-Christiansburg-Radford, VA | 2 | $ 530,000 | $ 265,000 | $ 85,000 |
| Bloomington, IL | 2 | $ 520,000 | $ 260,000 | $ 180,000 |
| Boise City, ID | 2 | $ 610,000 | $ 305,000 | $ 96,000 |
| Brunswick, GA | 2 | $ 350,000 | $ 175,000 | $ 84,000 |
| Chico, CA | 2 | $ 700,000 | $ 350,000 | $ 93,000 |
| College Station-Bryan, TX | 2 | $ 650,000 | $ 325,000 | $ 160,000 |
| East Stroudsburg, PA | 2 | $ 580,000 | $ 290,000 | $ 136,000 |
| El Centro, CA | 2 | $ 320,000 | $ 160,000 | $ 46,000 |
| Florence, SC | 2 | $ 460,000 | $ 230,000 | $ 68,000 |
| Grand Junction, CO | 2 | $ 630,000 | $ 315,000 | $ 202,000 |
| Grand Rapids-Wyoming, MI | 2 | $ 850,000 | $ 425,000 | $ 207,000 |
| Harrisburg-Carlisle, PA | 2 | $ 180,000 | $ 90,000 | $ 108,000 |
| Jonesboro, AR | 2 | $ 320,000 | $ 160,000 | $ 119,000 |
| Kennewick-Richland, WA | 2 | $ 1,130,000 | $ 565,000 | $ 196,000 |
| Lansing-East Lansing, MI | 2 | $ 530,000 | $ 265,000 | $ 85,000 |
| Lexington-Fayette, KY | 2 | $ 500,000 | $ 250,000 | $ 95,000 |
| Manchester-Nashua, NH | 2 | $ 910,000 | $ 455,000 | $ 169,000 |
| Merced, CA | 2 | $ 560,000 | $ 280,000 | $ 169,000 |
| Mount Vernon-Anacortes, WA | 2 | $ 810,000 | $ 405,000 | $ 130,000 |
| Napa, CA | 2 | $ 1,170,000 | $ 585,000 | $ 219,000 |
| Pueblo, CO | 2 | $ 840,000 | $ 420,000 | $ 121,000 |
| Redding, CA | 2 | $ 510,000 | $ 255,000 | $ 229,000 |
| Salisbury, MD-DE | 2 | $ 620,000 | $ 310,000 | $ 208,000 |
| San Angelo, TX | 2 | $ 530,000 | $ 265,000 | $ 81,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 2 | $ 810,000 | $ 405,000 | $ 159,000 |
| Savannah, GA | 2 | $ 590,000 | $ 295,000 | $ 115,000 |
| Sebastian-Vero Beach, FL | 2 | $ 1,040,000 | $ 520,000 | $ 158,000 |
| Beaumont-Port Arthur, TX | 1 | $ 325,000 | $ 325,000 | $ 130,000 |
| Bend-Redmond, OR | 1 | $ 555,000 | $ 555,000 | $ 245,000 |
| Champaign-Urbana, IL | 1 | $ 325,000 | $ 325,000 | $ 211,000 |
| Chattanooga, TN-GA | 1 | $ 165,000 | $ 165,000 | $ 31,000 |
| Davenport-Moline-Rock Island, IA-IL | 1 | $ 85,000 | $ 85,000 | $ 64,000 |
| Decatur, IL | 1 | $ 175,000 | $ 175,000 | $ 80,000 |
| Flagstaff, AZ | 1 | $ 585,000 | $ 585,000 | $ 176,000 |
| Fond Du Lac, WI | 1 | $ 215,000 | $ 215,000 | $ 82,000 |
| Gainesville, FL | 1 | $ 205,000 | $ 205,000 | $ 51,000 |
| Hanford-Corcoran, CA | 1 | $ 115,000 | $ 115,000 | $ 55,000 |
| Hickory-Lenoir-Morganton, NC | 1 | $ 275,000 | $ 275,000 | $ 81,000 |
| Hinesville, GA | 1 | $ 325,000 | $ 325,000 | $ 79,000 |
| Houma-Thibodaux, LA | 1 | $ 105,000 | $ 105,000 | $ 62,000 |
| Kalamazoo-Portage, MI | 1 | $ 165,000 | $ 165,000 | $ 136,000 |
| Killeen-Temple, TX | 1 | $ 225,000 | $ 225,000 | $ 421,000 |
| Knoxville, TN | 1 | $ 295,000 | $ 295,000 | $ 147,000 |
| Lake Havasu City-Kingman, AZ | 1 | $ 315,000 | $ 315,000 | $ 445,000 |
| Little Rock-North Little Rock-Conway, AR | 1 | $ 95,000 | $ 95,000 | $ 145,000 |
| Logan, UT-ID | 1 | $ 255,000 | $ 255,000 | $ 127,000 |
| Longview, WA | 1 | $ 335,000 | $ 335,000 | $ 75,000 |
| Lynchburg, VA | 1 | $ 245,000 | $ 245,000 | $ 89,000 |
| New Haven-Milford, CT | 1 | $ 265,000 | $ 265,000 | $ 157,000 |
| Panama City, FL | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Prescott Valley-Prescott, AZ | 1 | $ 235,000 | $ 235,000 | $ 121,000 |
| Rockford, IL | 1 | $ 185,000 | $ 185,000 | $ 64,000 |
| San Rafael, CA | 1 | $ 1,375,000 | $ 1,375,000 | $ 267,000 |
| Springfield, OH | 1 | $ 85,000 | $ 85,000 | $ 872,000 |
| St. Louis, MO-IL | 1 | $ 175,000 | $ 175,000 | $ 46,000 |
| Tallahassee, FL | 1 | $ 155,000 | $ 155,000 | $ 42,000 |
| Tyler, TX | 1 | $ 95,000 | $ 95,000 | $ 24,000 |
| Visalia-Porterville, CA | 1 | $ 225,000 | $ 225,000 | $ 110,000 |
| Waco, TX | 1 | $ 105,000 | $ 105,000 | $ 43,000 |
| Walla Walla, WA | 1 | $ 355,000 | $ 355,000 | $ 148,000 |
| Wenatchee, WA | 1 | $ 195,000 | $ 195,000 | $ 270,000 |
| Yakima, WA | 1 | $ 165,000 | $ 165,000 | $ 124,000 |
| York-Hanover, PA | 1 | $ 215,000 | $ 215,000 | $ 61,000 |
| Yuma, AZ | 1 | $ 175,000 | $ 175,000 | $ 125,000 |
Mortgage Loan Application Detail Totals for Resicentral LLC in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,295 | $894,175,000 | $389,000 | $1,685,000 | $170,000 | $3,618,000 |
| Cash-out Refinancing | 375 | $111,205,000 | $296,000 | $1,795,000 | $152,000 | $1,788,000 |
| Refinancing | 186 | $72,470,000 | $389,000 | $1,805,000 | $189,000 | $2,785,000 |
| Home Improvement | 24 | $6,120,000 | $255,000 | $825,000 | $96,000 | $246,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,123 | $399,515,000 | $355,000 | $1,805,000 | $157,000 | $2,785,000 |
| Asian | 857 | $344,105,000 | $401,000 | $1,285,000 | $199,000 | $1,788,000 |
| Not Provided | 419 | $170,865,000 | $407,000 | $1,685,000 | $183,000 | $3,618,000 |
| Hispanic | 312 | $108,030,000 | $346,000 | $1,055,000 | $126,000 | $1,466,000 |
| Black or African American | 155 | $55,915,000 | $360,000 | $1,795,000 | $131,000 | $625,000 |
| American Indian or Alaskan Native | 7 | $2,505,000 | $357,000 | $625,000 | $149,000 | $379,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $1,605,000 | $535,000 | $605,000 | $166,000 | $262,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,416 | $910,660,000 | $376,000 | $1,805,000 | $179,000 | $3,618,000 |
| FHA-insured (Federal Housing Administration) | 342 | $126,430,000 | $369,000 | $1,375,000 | $112,000 | $541,000 |
| VA-guaranteed (Veterans Administration) | 122 | $46,880,000 | $384,000 | $1,125,000 | $118,000 | $446,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,784 | $655,710,000 | $367,000 | $1,385,000 | $171,000 | $1,466,000 |
| Application Withdrawn By Applicant | 570 | $223,380,000 | $391,000 | $1,795,000 | $174,000 | $3,618,000 |
| Application Approved But Not Accepted | 354 | $134,930,000 | $381,000 | $1,475,000 | $170,000 | $2,785,000 |
| Application Denied By Financial Institution | 172 | $69,950,000 | $406,000 | $1,805,000 | $116,000 | $725,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,708 | $1,014,020,000 | $374,000 | $1,795,000 | $172,000 | $3,618,000 |
| Debt-To-Income Ratio | 109 | $45,685,000 | $419,000 | $1,705,000 | $104,000 | $478,000 |
| Unverifiable Information | 25 | $10,895,000 | $435,000 | $1,805,000 | $149,000 | $725,000 |
| Collateral | 21 | $7,445,000 | $354,000 | $1,685,000 | $127,000 | $505,000 |
| Credit History | 8 | $2,770,000 | $346,000 | $515,000 | $135,000 | $389,000 |
| Other | 6 | $1,700,000 | $283,000 | $345,000 | $148,000 | $328,000 |
| Credit Application Incomplete | 1 | $635,000 | $635,000 | $635,000 | $110,000 | $110,000 |
| Employment History | 1 | $695,000 | $695,000 | $695,000 | $91,000 | $91,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $125,000 | $125,000 | $125,000 | $72,000 | $72,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Resicentral LLC's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Resicentral LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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