Resicentral, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Resicentral, Llc 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Resicentral, Llc 333 Bush St #2700 Wilmington, DE 94123 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 |
| Total Number of Mortgage Applications | 2,880 |
| Total Mortgage Loan Application Amount | $1,083,970,000 |
| Average Mortgage Loan Application Amount | $332,250 |
| Highest Mortgage Loan Application Amount | $1,805,000 |
| Average Applicant Income | $151,750 |
| Highest Applicant Income | $3,618,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Resicentral, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Resicentral, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Resicentral, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Resicentral, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Resicentral, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Resicentral, Llc's mortgage activity for 2023.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| CHICAGO-NAPERVILLE, IL | 247 | $ 76,055,000 | $ 307,000 | $ 169,000 |
| DALLAS-PLANO-IRVING, TX | 138 | $ 53,560,000 | $ 388,000 | $ 188,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 137 | $ 41,145,000 | $ 300,000 | $ 156,000 |
| NA (OUTSIDE OF MSA/MD) | 116 | $ 35,870,000 | $ 260,400 | $ 135,500 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 95 | $ 31,565,000 | $ 332,000 | $ 178,000 |
| DENVER-AURORA-LAKEWOOD, CO | 89 | $ 38,465,000 | $ 432,000 | $ 197,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 88 | $ 55,160,000 | $ 626,000 | $ 212,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 83 | $ 46,535,000 | $ 560,000 | $ 206,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 82 | $ 46,000,000 | $ 560,000 | $ 233,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 80 | $ 26,490,000 | $ 331,000 | $ 124,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 66 | $ 29,880,000 | $ 452,000 | $ 165,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 66 | $ 28,580,000 | $ 433,000 | $ 190,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 62 | $ 20,170,000 | $ 325,000 | $ 167,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 60 | $ 21,300,000 | $ 355,000 | $ 152,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 57 | $ 34,595,000 | $ 606,000 | $ 199,000 |
| SALT LAKE CITY, UT | 56 | $ 25,760,000 | $ 460,000 | $ 164,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 52 | $ 13,990,000 | $ 269,000 | $ 119,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 51 | $ 20,685,000 | $ 405,000 | $ 186,000 |
| COLUMBIA, SC | 47 | $ 11,525,000 | $ 245,000 | $ 105,000 |
| FORT WORTH-ARLINGTON, TX | 45 | $ 13,015,000 | $ 289,000 | $ 150,000 |
| SAN DIEGO-CARLSBAD, CA | 42 | $ 23,350,000 | $ 555,000 | $ 192,000 |
| OGDEN-CLEARFIELD, UT | 37 | $ 14,305,000 | $ 386,000 | $ 120,000 |
| AUSTIN-ROUND ROCK, TX | 34 | $ 13,430,000 | $ 395,000 | $ 188,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 32 | $ 12,190,000 | $ 380,000 | $ 197,000 |
| PROVO-OREM, UT | 32 | $ 12,810,000 | $ 400,000 | $ 186,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 31 | $ 11,635,000 | $ 380,000 | $ 176,500 |
| STOCKTON-LODI, CA | 27 | $ 11,585,000 | $ 429,000 | $ 161,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 26 | $ 19,850,000 | $ 763,000 | $ 293,000 |
| ELGIN, IL | 26 | $ 6,230,000 | $ 239,000 | $ 155,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 26 | $ 9,590,000 | $ 368,000 | $ 149,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 26 | $ 7,320,000 | $ 281,000 | $ 278,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 23 | $ 9,265,000 | $ 402,000 | $ 140,000 |
| MCALLEN-EDINBURG-MISSION, TX | 21 | $ 5,325,000 | $ 253,000 | $ 134,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 20 | $ 6,210,000 | $ 310,000 | $ 89,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 19 | $ 12,255,000 | $ 645,000 | $ 233,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 18 | $ 4,550,000 | $ 252,000 | $ 96,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 17 | $ 5,465,000 | $ 321,000 | $ 197,000 |
| SALEM, OR | 17 | $ 6,535,000 | $ 384,000 | $ 140,000 |
| SPARTANBURG, SC | 17 | $ 4,025,000 | $ 236,000 | $ 91,000 |
| COLORADO SPRINGS, CO | 16 | $ 5,920,000 | $ 370,000 | $ 124,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 16 | $ 6,560,000 | $ 410,000 | $ 158,000 |
| JACKSONVILLE, FL | 16 | $ 5,410,000 | $ 338,000 | $ 139,000 |
| FORT COLLINS, CO | 15 | $ 6,185,000 | $ 412,000 | $ 134,000 |
| BAKERSFIELD, CA | 14 | $ 2,830,000 | $ 202,000 | $ 118,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 14 | $ 7,970,000 | $ 569,000 | $ 184,000 |
| TUCSON, AZ | 14 | $ 4,910,000 | $ 350,000 | $ 162,000 |
| CLEVELAND-ELYRIA, OH | 13 | $ 2,115,000 | $ 162,000 | $ 100,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 13 | $ 5,745,000 | $ 352,666 | $ 107,666 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 12 | $ 5,650,000 | $ 470,000 | $ 193,000 |
| NEW YORK-NEWARK, NY | 12 | $ 4,570,000 | $ 380,000 | $ 221,000 |
| RALEIGH, NC | 12 | $ 3,570,000 | $ 297,000 | $ 122,000 |
| ST. GEORGE, UT | 12 | $ 4,590,000 | $ 382,000 | $ 128,000 |
| TACOMA-LAKEWOOD, WA | 12 | $ 4,810,000 | $ 400,000 | $ 200,000 |
| ANN ARBOR, MI | 11 | $ 5,315,000 | $ 483,000 | $ 170,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 11 | $ 2,255,000 | $ 205,000 | $ 100,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 11 | $ 3,395,000 | $ 308,000 | $ 138,000 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 11 | $ 4,305,000 | $ 391,000 | $ 178,000 |
| CAPE CORAL-FORT MYERS, FL | 10 | $ 2,680,000 | $ 268,000 | $ 123,000 |
| LAFAYETTE, LA | 10 | $ 2,010,000 | $ 201,000 | $ 166,000 |
| LAKELAND-WINTER HAVEN, FL | 10 | $ 3,840,000 | $ 384,000 | $ 101,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 10 | $ 2,050,000 | $ 205,000 | $ 122,000 |
| PORT ST. LUCIE, FL | 10 | $ 3,030,000 | $ 303,000 | $ 156,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 9 | $ 2,545,000 | $ 257,500 | $ 778,500 |
| GREELEY, CO | 9 | $ 3,135,000 | $ 348,000 | $ 110,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 9 | $ 3,155,000 | $ 350,000 | $ 156,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 8 | $ 2,730,000 | $ 341,000 | $ 126,000 |
| BOULDER, CO | 8 | $ 4,100,000 | $ 512,000 | $ 575,000 |
| FRESNO, CA | 8 | $ 1,900,000 | $ 237,000 | $ 182,000 |
| LUBBOCK, TX | 8 | $ 1,410,000 | $ 176,000 | $ 346,000 |
| RICHMOND, VA | 8 | $ 2,410,000 | $ 301,000 | $ 136,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 8 | $ 1,820,000 | $ 227,000 | $ 94,000 |
| AKRON, OH | 7 | $ 1,175,000 | $ 167,000 | $ 82,000 |
| MEMPHIS, TN-MS-AR | 7 | $ 1,175,000 | $ 167,000 | $ 97,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 7 | $ 3,205,000 | $ 457,000 | $ 169,000 |
| PITTSBURGH, PA | 7 | $ 2,295,000 | $ 327,000 | $ 133,000 |
| PUNTA GORDA, FL | 7 | $ 1,645,000 | $ 235,000 | $ 163,000 |
| SANTA CRUZ-WATSONVILLE, CA | 7 | $ 3,855,000 | $ 550,000 | $ 281,000 |
| SHERMAN-DENISON, TX | 7 | $ 3,115,000 | $ 445,000 | $ 241,000 |
| VALLEJO-FAIRFIELD, CA | 7 | $ 3,065,000 | $ 437,000 | $ 166,000 |
| YUBA CITY, CA | 7 | $ 2,255,000 | $ 322,000 | $ 147,000 |
| CINCINNATI, OH-KY-IN | 6 | $ 1,620,000 | $ 270,000 | $ 204,000 |
| HOMOSASSA SPRINGS, FL | 6 | $ 1,580,000 | $ 263,000 | $ 101,000 |
| MODESTO, CA | 6 | $ 2,400,000 | $ 400,000 | $ 155,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 6 | $ 2,070,000 | $ 345,000 | $ 119,000 |
| SHREVEPORT-BOSSIER CITY, LA | 6 | $ 1,240,000 | $ 206,000 | $ 118,000 |
| BELLINGHAM, WA | 5 | $ 2,115,000 | $ 423,000 | $ 150,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 5 | $ 1,385,000 | $ 277,000 | $ 94,000 |
| MADERA, CA | 5 | $ 1,315,000 | $ 263,000 | $ 387,000 |
| NEWARK, NJ-PA | 5 | $ 2,215,000 | $ 443,000 | $ 210,000 |
| BREMERTON-SILVERDALE, WA | 4 | $ 1,530,000 | $ 382,000 | $ 121,000 |
| BROWNSVILLE-HARLINGEN, TX | 4 | $ 710,000 | $ 177,000 | $ 137,000 |
| COLUMBUS, OH | 4 | $ 1,040,000 | $ 260,000 | $ 93,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 4 | $ 810,000 | $ 202,000 | $ 131,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 4 | $ 1,420,000 | $ 355,000 | $ 220,000 |
| NEW ORLEANS-METAIRIE, LA | 4 | $ 470,000 | $ 117,000 | $ 92,000 |
| OCALA, FL | 4 | $ 650,000 | $ 162,000 | $ 116,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 4 | $ 1,490,000 | $ 372,000 | $ 236,000 |
| PEORIA, IL | 4 | $ 1,140,000 | $ 285,000 | $ 85,000 |
| SANTA ROSA, CA | 4 | $ 1,780,000 | $ 445,000 | $ 178,000 |
| WORCESTER, MA-CT | 4 | $ 1,020,000 | $ 255,000 | $ 92,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 3 | $ 845,000 | $ 287,500 | $ 69,000 |
| CAMDEN, NJ | 3 | $ 625,000 | $ 208,000 | $ 102,000 |
| CANTON-MASSILLON, OH | 3 | $ 545,000 | $ 181,000 | $ 83,000 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 3 | $ 495,000 | $ 165,000 | $ 84,000 |
| DURHAM-CHAPEL HILL, NC | 3 | $ 825,000 | $ 275,000 | $ 85,000 |
| EL PASO, TX | 3 | $ 375,000 | $ 125,000 | $ 81,000 |
| EUGENE, OR | 3 | $ 1,045,000 | $ 348,000 | $ 155,000 |
| GAINESVILLE, GA | 3 | $ 455,000 | $ 151,000 | $ 146,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 3 | $ 1,025,000 | $ 341,000 | $ 120,000 |
| MACON-BIBB COUNTY, GA | 3 | $ 875,000 | $ 291,000 | $ 87,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 3 | $ 935,000 | $ 311,000 | $ 104,000 |
| NORWICH-NEW LONDON, CT | 3 | $ 585,000 | $ 195,000 | $ 152,000 |
| OLYMPIA-TUMWATER, WA | 3 | $ 1,765,000 | $ 588,000 | $ 239,000 |
| PHILADELPHIA, PA | 3 | $ 585,000 | $ 195,000 | $ 111,000 |
| SALINAS, CA | 3 | $ 1,385,000 | $ 461,000 | $ 179,000 |
| SANTA MARIA-SANTA BARBARA, CA | 3 | $ 1,925,000 | $ 641,000 | $ 158,000 |
| SEBRING, FL | 3 | $ 575,000 | $ 191,000 | $ 88,000 |
| SPOKANE-SPOKANE VALLEY, WA | 3 | $ 985,000 | $ 328,000 | $ 174,000 |
| WARNER ROBINS, GA | 3 | $ 535,000 | $ 178,000 | $ 107,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 3 | $ 335,000 | $ 111,000 | $ 92,000 |
| ABILENE, TX | 2 | $ 580,000 | $ 290,000 | $ 102,000 |
| ALBANY, OR | 2 | $ 780,000 | $ 390,000 | $ 172,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 2 | $ 530,000 | $ 265,000 | $ 85,000 |
| BLOOMINGTON, IL | 2 | $ 520,000 | $ 260,000 | $ 180,000 |
| BOISE CITY, ID | 2 | $ 610,000 | $ 305,000 | $ 96,000 |
| BRUNSWICK, GA | 2 | $ 350,000 | $ 175,000 | $ 84,000 |
| CHICO, CA | 2 | $ 700,000 | $ 350,000 | $ 93,000 |
| COLLEGE STATION-BRYAN, TX | 2 | $ 650,000 | $ 325,000 | $ 160,000 |
| EAST STROUDSBURG, PA | 2 | $ 580,000 | $ 290,000 | $ 136,000 |
| EL CENTRO, CA | 2 | $ 320,000 | $ 160,000 | $ 46,000 |
| FLORENCE, SC | 2 | $ 460,000 | $ 230,000 | $ 68,000 |
| GRAND JUNCTION, CO | 2 | $ 630,000 | $ 315,000 | $ 202,000 |
| GRAND RAPIDS-WYOMING, MI | 2 | $ 850,000 | $ 425,000 | $ 207,000 |
| HARRISBURG-CARLISLE, PA | 2 | $ 180,000 | $ 90,000 | $ 108,000 |
| JONESBORO, AR | 2 | $ 320,000 | $ 160,000 | $ 119,000 |
| KENNEWICK-RICHLAND, WA | 2 | $ 1,130,000 | $ 565,000 | $ 196,000 |
| LANSING-EAST LANSING, MI | 2 | $ 530,000 | $ 265,000 | $ 85,000 |
| LEXINGTON-FAYETTE, KY | 2 | $ 500,000 | $ 250,000 | $ 95,000 |
| MANCHESTER-NASHUA, NH | 2 | $ 910,000 | $ 455,000 | $ 169,000 |
| MERCED, CA | 2 | $ 560,000 | $ 280,000 | $ 169,000 |
| MOUNT VERNON-ANACORTES, WA | 2 | $ 810,000 | $ 405,000 | $ 130,000 |
| NAPA, CA | 2 | $ 1,170,000 | $ 585,000 | $ 219,000 |
| PUEBLO, CO | 2 | $ 840,000 | $ 420,000 | $ 121,000 |
| REDDING, CA | 2 | $ 510,000 | $ 255,000 | $ 229,000 |
| SALISBURY, MD-DE | 2 | $ 620,000 | $ 310,000 | $ 208,000 |
| SAN ANGELO, TX | 2 | $ 530,000 | $ 265,000 | $ 81,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 2 | $ 810,000 | $ 405,000 | $ 159,000 |
| SAVANNAH, GA | 2 | $ 590,000 | $ 295,000 | $ 115,000 |
| SEBASTIAN-VERO BEACH, FL | 2 | $ 1,040,000 | $ 520,000 | $ 158,000 |
| BEAUMONT-PORT ARTHUR, TX | 1 | $ 325,000 | $ 325,000 | $ 130,000 |
| BEND-REDMOND, OR | 1 | $ 555,000 | $ 555,000 | $ 245,000 |
| CHAMPAIGN-URBANA, IL | 1 | $ 325,000 | $ 325,000 | $ 211,000 |
| CHATTANOOGA, TN-GA | 1 | $ 165,000 | $ 165,000 | $ 31,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 1 | $ 85,000 | $ 85,000 | $ 64,000 |
| DECATUR, IL | 1 | $ 175,000 | $ 175,000 | $ 80,000 |
| FLAGSTAFF, AZ | 1 | $ 585,000 | $ 585,000 | $ 176,000 |
| FOND DU LAC, WI | 1 | $ 215,000 | $ 215,000 | $ 82,000 |
| GAINESVILLE, FL | 1 | $ 205,000 | $ 205,000 | $ 51,000 |
| HANFORD-CORCORAN, CA | 1 | $ 115,000 | $ 115,000 | $ 55,000 |
| HICKORY-LENOIR-MORGANTON, NC | 1 | $ 275,000 | $ 275,000 | $ 81,000 |
| HINESVILLE, GA | 1 | $ 325,000 | $ 325,000 | $ 79,000 |
| HOUMA-THIBODAUX, LA | 1 | $ 105,000 | $ 105,000 | $ 62,000 |
| KALAMAZOO-PORTAGE, MI | 1 | $ 165,000 | $ 165,000 | $ 136,000 |
| KILLEEN-TEMPLE, TX | 1 | $ 225,000 | $ 225,000 | $ 421,000 |
| KNOXVILLE, TN | 1 | $ 295,000 | $ 295,000 | $ 147,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 1 | $ 315,000 | $ 315,000 | $ 445,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 1 | $ 95,000 | $ 95,000 | $ 145,000 |
| LOGAN, UT-ID | 1 | $ 255,000 | $ 255,000 | $ 127,000 |
| LONGVIEW, WA | 1 | $ 335,000 | $ 335,000 | $ 75,000 |
| LYNCHBURG, VA | 1 | $ 245,000 | $ 245,000 | $ 89,000 |
| NEW HAVEN-MILFORD, CT | 1 | $ 265,000 | $ 265,000 | $ 157,000 |
| PANAMA CITY, FL | 1 | $ 275,000 | $ 275,000 | $ 0 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 1 | $ 235,000 | $ 235,000 | $ 121,000 |
| ROCKFORD, IL | 1 | $ 185,000 | $ 185,000 | $ 64,000 |
| SAN RAFAEL, CA | 1 | $ 1,375,000 | $ 1,375,000 | $ 267,000 |
| SPRINGFIELD, OH | 1 | $ 85,000 | $ 85,000 | $ 872,000 |
| ST. LOUIS, MO-IL | 1 | $ 175,000 | $ 175,000 | $ 46,000 |
| TALLAHASSEE, FL | 1 | $ 155,000 | $ 155,000 | $ 42,000 |
| TYLER, TX | 1 | $ 95,000 | $ 95,000 | $ 24,000 |
| VISALIA-PORTERVILLE, CA | 1 | $ 225,000 | $ 225,000 | $ 110,000 |
| WACO, TX | 1 | $ 105,000 | $ 105,000 | $ 43,000 |
| WALLA WALLA, WA | 1 | $ 355,000 | $ 355,000 | $ 148,000 |
| WENATCHEE, WA | 1 | $ 195,000 | $ 195,000 | $ 270,000 |
| YAKIMA, WA | 1 | $ 165,000 | $ 165,000 | $ 124,000 |
| YORK-HANOVER, PA | 1 | $ 215,000 | $ 215,000 | $ 61,000 |
| YUMA, AZ | 1 | $ 175,000 | $ 175,000 | $ 125,000 |
Mortgage Loan Application Detail Totals for Resicentral, Llc in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,295 | $894,175,000 | $389,000 | $1,685,000 | $170,000 | $3,618,000 |
| Cash-out Refinancing | 375 | $111,205,000 | $296,000 | $1,795,000 | $152,000 | $1,788,000 |
| Refinancing | 186 | $72,470,000 | $389,000 | $1,805,000 | $189,000 | $2,785,000 |
| Home Improvement | 24 | $6,120,000 | $255,000 | $825,000 | $96,000 | $246,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,123 | $399,515,000 | $355,000 | $1,805,000 | $157,000 | $2,785,000 |
| Asian | 857 | $344,105,000 | $401,000 | $1,285,000 | $199,000 | $1,788,000 |
| Not Provided | 419 | $170,865,000 | $407,000 | $1,685,000 | $183,000 | $3,618,000 |
| Hispanic | 312 | $108,030,000 | $346,000 | $1,055,000 | $126,000 | $1,466,000 |
| Black or African American | 155 | $55,915,000 | $360,000 | $1,795,000 | $131,000 | $625,000 |
| American Indian or Alaskan Native | 7 | $2,505,000 | $357,000 | $625,000 | $149,000 | $379,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $1,605,000 | $535,000 | $605,000 | $166,000 | $262,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,416 | $910,660,000 | $376,000 | $1,805,000 | $179,000 | $3,618,000 |
| FHA-insured (Federal Housing Administration) | 342 | $126,430,000 | $369,000 | $1,375,000 | $112,000 | $541,000 |
| VA-guaranteed (Veterans Administration) | 122 | $46,880,000 | $384,000 | $1,125,000 | $118,000 | $446,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,784 | $655,710,000 | $367,000 | $1,385,000 | $171,000 | $1,466,000 |
| Application Withdrawn By Applicant | 570 | $223,380,000 | $391,000 | $1,795,000 | $174,000 | $3,618,000 |
| Application Approved But Not Accepted | 354 | $134,930,000 | $381,000 | $1,475,000 | $170,000 | $2,785,000 |
| Application Denied By Financial Institution | 172 | $69,950,000 | $406,000 | $1,805,000 | $116,000 | $725,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,708 | $1,014,020,000 | $374,000 | $1,795,000 | $172,000 | $3,618,000 |
| Debt-To-Income Ratio | 109 | $45,685,000 | $419,000 | $1,705,000 | $104,000 | $478,000 |
| Unverifiable Information | 25 | $10,895,000 | $435,000 | $1,805,000 | $149,000 | $725,000 |
| Collateral | 21 | $7,445,000 | $354,000 | $1,685,000 | $127,000 | $505,000 |
| Credit History | 8 | $2,770,000 | $346,000 | $515,000 | $135,000 | $389,000 |
| Other | 6 | $1,700,000 | $283,000 | $345,000 | $148,000 | $328,000 |
| Credit Application Incomplete | 1 | $635,000 | $635,000 | $635,000 | $110,000 | $110,000 |
| Employment History | 1 | $695,000 | $695,000 | $695,000 | $91,000 | $91,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $125,000 | $125,000 | $125,000 | $72,000 | $72,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Resicentral, Llc's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Resicentral, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet
with aggregated HMDA statistics today.