Residential Loan Centers
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Residential Loan Centers 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Residential Loan Centers 2350 E. Devon Avenue Suite 300 Des Plaines, IL 60018 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,017 |
| Total Mortgage Loan Application Amount | $677,980,000 |
| Average Mortgage Loan Application Amount | $195,333 |
| Highest Mortgage Loan Application Amount | $2,850,000 |
| Average Applicant Income | $72,000 |
| Highest Applicant Income | $3,000,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Residential Loan Centers. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Residential Loan Centers's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Residential Loan Centers's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Residential Loan Centers serves its applicants.
Each category highlights the total number of mortgage applications processed by Residential Loan Centers, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Residential Loan Centers's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook County Illinois | 720 | $ 158,809,000 | $ 220,000 | $ 103,000 |
| Shelby County Tennessee | 240 | $ 36,616,000 | $ 152,000 | $ 103,000 |
| Lake County Illinois | 186 | $ 64,144,000 | $ 344,000 | $ 163,000 |
| Lucas County Ohio | 161 | $ 14,110,000 | $ 87,000 | $ 48,000 |
| Milwaukee County Wisconsin | 138 | $ 17,298,000 | $ 125,000 | $ 52,000 |
| Davidson County Tennessee | 121 | $ 16,423,000 | $ 135,000 | $ 57,000 |
| Will County Illinois | 115 | $ 21,302,000 | $ 185,000 | $ 79,000 |
| Franklin County Ohio | 98 | $ 12,292,000 | $ 125,000 | $ 61,000 |
| Racine County Wisconsin | 80 | $ 10,063,000 | $ 125,000 | $ 55,000 |
| DuPage County Illinois | 75 | $ 15,997,000 | $ 213,000 | $ 86,000 |
| Kenosha County Wisconsin | 70 | $ 10,594,000 | $ 151,000 | $ 70,000 |
| Wayne County Michigan | 65 | $ 7,610,000 | $ 117,000 | $ 66,000 |
| Kane County Illinois | 62 | $ 11,294,000 | $ 182,000 | $ 91,000 |
| Licking County Ohio | 57 | $ 7,464,000 | $ 130,000 | $ 76,000 |
| Rutherford County Tennessee | 50 | $ 7,119,000 | $ 142,000 | $ 59,000 |
| Lake County Indiana | 44 | $ 5,443,000 | $ 123,000 | $ 53,000 |
| St. Louis County Missouri | 42 | $ 5,310,000 | $ 126,000 | $ 49,000 |
| McHenry County Illinois | 36 | $ 7,105,000 | $ 197,000 | $ 78,000 |
| Sumner County Tennessee | 34 | $ 4,631,000 | $ 136,000 | $ 57,000 |
| Macomb County Michigan | 33 | $ 4,274,000 | $ 129,000 | $ 67,000 |
| Jackson County Missouri | 28 | $ 4,215,000 | $ 150,000 | $ 113,000 |
| Miami-Dade County Florida | 27 | $ 5,675,000 | $ 210,000 | $ 76,000 |
| Hennepin County Minnesota | 25 | $ 4,084,000 | $ 163,000 | $ 62,000 |
| Duval County Florida | 24 | $ 4,117,000 | $ 171,000 | $ 55,000 |
| Hillsborough County Florida | 24 | $ 4,236,000 | $ 176,000 | $ 56,000 |
| Kendall County Illinois | 22 | $ 3,933,000 | $ 178,000 | $ 72,000 |
| Marion County Indiana | 22 | $ 2,942,000 | $ 133,000 | $ 63,000 |
| Cuyahoga County Ohio | 22 | $ 2,374,000 | $ 107,000 | $ 53,000 |
| Pinellas County Florida | 20 | $ 3,485,000 | $ 174,000 | $ 66,000 |
| Broward County Florida | 19 | $ 3,423,000 | $ 180,000 | $ 88,000 |
| Pasco County Florida | 19 | $ 2,666,000 | $ 140,000 | $ 64,000 |
| Lenawee County Michigan | 19 | $ 1,522,000 | $ 80,000 | $ 40,000 |
| Oakland County Michigan | 19 | $ 2,498,000 | $ 131,000 | $ 54,000 |
| Dane County Wisconsin | 19 | $ 3,678,000 | $ 193,000 | $ 92,000 |
| Porter County Indiana | 18 | $ 2,766,000 | $ 153,000 | $ 59,000 |
| Lee County Florida | 17 | $ 2,304,000 | $ 135,000 | $ 42,000 |
| St. Clair County Illinois | 17 | $ 2,565,000 | $ 150,000 | $ 71,000 |
| Jefferson County Missouri | 17 | $ 2,478,000 | $ 145,000 | $ 58,000 |
| Orange County Florida | 16 | $ 3,236,000 | $ 202,000 | $ 95,000 |
| Grundy County Illinois | 16 | $ 3,448,000 | $ 215,000 | $ 83,000 |
| St. Clair County Michigan | 16 | $ 2,022,000 | $ 126,000 | $ 47,000 |
| Robertson County Tennessee | 16 | $ 2,208,000 | $ 138,000 | $ 45,000 |
| Palm Beach County Florida | 15 | $ 3,526,000 | $ 235,000 | $ 82,000 |
| Genesee County Michigan | 15 | $ 1,594,000 | $ 106,000 | $ 87,000 |
| Walworth County Wisconsin | 15 | $ 2,403,000 | $ 160,000 | $ 82,000 |
| Elkhart County Indiana | 14 | $ 1,650,000 | $ 117,000 | $ 49,000 |
| Waukesha County Wisconsin | 14 | $ 2,583,000 | $ 184,000 | $ 77,000 |
| Volusia County Florida | 13 | $ 2,029,000 | $ 156,000 | $ 56,000 |
| Kankakee County Illinois | 13 | $ 2,152,000 | $ 165,000 | $ 66,000 |
| Fairfield County Ohio | 13 | $ 1,972,000 | $ 151,000 | $ 71,000 |
| Hamilton County Ohio | 13 | $ 1,620,000 | $ 124,000 | $ 47,000 |
| Winnebago County Illinois | 12 | $ 1,548,000 | $ 129,000 | $ 57,000 |
| DeSoto County Mississippi | 12 | $ 1,698,000 | $ 141,000 | $ 72,000 |
| Cheatham County Tennessee | 12 | $ 1,620,000 | $ 135,000 | $ 48,000 |
| Montgomery County Tennessee | 12 | $ 1,444,000 | $ 120,000 | $ 47,000 |
| Sarasota County Florida | 11 | $ 3,230,000 | $ 293,000 | $ 94,000 |
| St. Lucie County Florida | 11 | $ 2,162,000 | $ 196,000 | $ 66,000 |
| St. Charles County Missouri | 11 | $ 1,525,000 | $ 138,000 | $ 64,000 |
| Williamson County Tennessee | 11 | $ 3,048,000 | $ 277,000 | $ 141,000 |
| Hernando County Florida | 10 | $ 1,771,000 | $ 177,000 | $ 62,000 |
| Manatee County Florida | 10 | $ 1,457,000 | $ 145,000 | $ 46,000 |
| Champaign County Illinois | 10 | $ 1,561,000 | $ 156,000 | $ 82,000 |
| Madison County Illinois | 10 | $ 925,000 | $ 92,000 | $ 40,000 |
| Fayette County Tennessee | 10 | $ 1,613,000 | $ 161,000 | $ 112,000 |
| Hamilton County Tennessee | 10 | $ 1,263,000 | $ 126,000 | $ 48,000 |
| Brown County Wisconsin | 10 | $ 1,308,000 | $ 130,000 | $ 49,000 |
| Jefferson County Alabama | 9 | $ 631,000 | $ 70,000 | $ 59,000 |
| Allen County Indiana | 9 | $ 976,000 | $ 108,000 | $ 50,000 |
| Berrien County Michigan | 9 | $ 1,091,000 | $ 121,000 | $ 58,000 |
| Kent County Michigan | 9 | $ 1,126,000 | $ 125,000 | $ 46,000 |
| Clay County Missouri | 9 | $ 1,097,000 | $ 121,000 | $ 63,000 |
| Butler County Ohio | 9 | $ 1,324,000 | $ 147,000 | $ 68,000 |
| Wilson County Tennessee | 9 | $ 1,355,000 | $ 150,000 | $ 51,000 |
| Hamilton County Indiana | 8 | $ 1,002,000 | $ 125,000 | $ 61,000 |
| Washtenaw County Michigan | 8 | $ 769,000 | $ 96,000 | $ 60,000 |
| St. Louis City County Missouri | 8 | $ 933,000 | $ 116,000 | $ 43,000 |
| Delaware County Ohio | 8 | $ 1,058,000 | $ 132,000 | $ 76,000 |
| Summit County Ohio | 8 | $ 866,000 | $ 108,000 | $ 47,000 |
| Trumbull County Ohio | 8 | $ 778,000 | $ 97,000 | $ 46,000 |
| Warren County Ohio | 8 | $ 928,000 | $ 116,000 | $ 67,000 |
| Dickson County Tennessee | 8 | $ 1,020,000 | $ 127,000 | $ 48,000 |
| Manitowoc County Wisconsin | 8 | $ 996,000 | $ 124,000 | $ 59,000 |
| Crittenden County Arkansas | 7 | $ 1,119,000 | $ 159,000 | $ 197,000 |
| Adams County Colorado | 7 | $ 1,096,000 | $ 156,000 | $ 74,000 |
| DeKalb County Illinois | 7 | $ 1,481,000 | $ 211,000 | $ 119,000 |
| Hendricks County Indiana | 7 | $ 825,000 | $ 117,000 | $ 52,000 |
| Kosciusko County Indiana | 7 | $ 607,000 | $ 86,000 | $ 75,000 |
| Sedgwick County Kansas | 7 | $ 894,000 | $ 127,000 | $ 65,000 |
| Kalamazoo County Michigan | 7 | $ 1,024,000 | $ 146,000 | $ 62,000 |
| Van Buren County Michigan | 7 | $ 899,000 | $ 128,000 | $ 70,000 |
| Huron County Ohio | 7 | $ 717,000 | $ 102,000 | $ 64,000 |
| Riverside County California | 6 | $ 1,175,000 | $ 195,000 | $ 106,000 |
| Leon County Florida | 6 | $ 1,155,000 | $ 192,000 | $ 75,000 |
| Polk County Florida | 6 | $ 907,000 | $ 151,000 | $ 62,000 |
| Seminole County Florida | 6 | $ 1,666,000 | $ 277,000 | $ 124,000 |
| Boone County Illinois | 6 | $ 1,007,000 | $ 167,000 | $ 59,000 |
| Johnson County Kansas | 6 | $ 871,000 | $ 145,000 | $ 80,000 |
| Lapeer County Michigan | 6 | $ 930,000 | $ 155,000 | $ 64,000 |
| Christian County Missouri | 6 | $ 687,000 | $ 114,000 | $ 67,000 |
| Greene County Missouri | 6 | $ 615,000 | $ 102,000 | $ 34,000 |
| Lorain County Ohio | 6 | $ 625,000 | $ 104,000 | $ 25,000 |
| Montgomery County Ohio | 6 | $ 624,000 | $ 104,000 | $ 53,000 |
| Stark County Ohio | 6 | $ 627,000 | $ 104,000 | $ 64,000 |
| Wood County Ohio | 6 | $ 852,000 | $ 142,000 | $ 73,000 |
| Knox County Tennessee | 6 | $ 644,000 | $ 107,000 | $ 47,000 |
| Tipton County Tennessee | 6 | $ 633,000 | $ 105,000 | $ 64,000 |
| Phillips County Arkansas | 5 | $ 283,000 | $ 56,000 | $ 26,000 |
| Los Angeles County California | 5 | $ 1,508,000 | $ 301,000 | $ 69,000 |
| Alachua County Florida | 5 | $ 551,000 | $ 110,000 | $ 42,000 |
| Charlotte County Florida | 5 | $ 648,000 | $ 129,000 | $ 33,000 |
| LaSalle County Illinois | 5 | $ 755,000 | $ 151,000 | $ 73,000 |
| Ogle County Illinois | 5 | $ 794,000 | $ 158,000 | $ 55,000 |
| Johnson County Indiana | 5 | $ 700,000 | $ 140,000 | $ 55,000 |
| Shelby County Indiana | 5 | $ 504,000 | $ 100,000 | $ 69,000 |
| Vanderburgh County Indiana | 5 | $ 710,000 | $ 142,000 | $ 71,000 |
| Calhoun County Michigan | 5 | $ 616,000 | $ 123,000 | $ 48,000 |
| Monroe County Michigan | 5 | $ 839,000 | $ 167,000 | $ 43,000 |
| Ramsey County Minnesota | 5 | $ 1,023,000 | $ 204,000 | $ 73,000 |
| Franklin County Missouri | 5 | $ 574,000 | $ 114,000 | $ 43,000 |
| Platte County Missouri | 5 | $ 892,000 | $ 178,000 | $ 77,000 |
| Bedford County Tennessee | 5 | $ 523,000 | $ 104,000 | $ 50,000 |
| Blount County Tennessee | 5 | $ 733,000 | $ 146,000 | $ 55,000 |
| Maury County Tennessee | 5 | $ 626,000 | $ 125,000 | $ 44,000 |
| Fairfax County Virginia | 5 | $ 1,236,000 | $ 247,000 | $ 91,000 |
| San Bernardino County California | 4 | $ 884,000 | $ 221,000 | $ 69,000 |
| San Diego County California | 4 | $ 1,447,000 | $ 361,000 | $ 151,000 |
| Denver County Colorado | 4 | $ 674,000 | $ 168,000 | $ 69,000 |
| Livingston County Illinois | 4 | $ 520,000 | $ 130,000 | $ 78,000 |
| McLean County Illinois | 4 | $ 477,000 | $ 119,000 | $ 71,000 |
| Peoria County Illinois | 4 | $ 464,000 | $ 116,000 | $ 61,000 |
| Tazewell County Illinois | 4 | $ 337,000 | $ 84,000 | $ 42,000 |
| LaPorte County Indiana | 4 | $ 540,000 | $ 135,000 | $ 75,000 |
| Allegan County Michigan | 4 | $ 488,000 | $ 122,000 | $ 41,000 |
| Eaton County Michigan | 4 | $ 578,000 | $ 144,000 | $ 58,000 |
| Mackinac County Michigan | 4 | $ 260,000 | $ 65,000 | $ 66,000 |
| Newaygo County Michigan | 4 | $ 503,000 | $ 125,000 | $ 50,000 |
| Anoka County Minnesota | 4 | $ 856,000 | $ 214,000 | $ 69,000 |
| Dakota County Minnesota | 4 | $ 496,000 | $ 124,000 | $ 60,000 |
| Allen County Ohio | 4 | $ 433,000 | $ 108,000 | $ 23,000 |
| Clark County Ohio | 4 | $ 453,000 | $ 113,000 | $ 41,000 |
| Erie County Ohio | 4 | $ 1,071,000 | $ 267,000 | $ 219,000 |
| Henry County Ohio | 4 | $ 427,000 | $ 106,000 | $ 67,000 |
| Hamblen County Tennessee | 4 | $ 362,000 | $ 90,000 | $ 48,000 |
| Hardeman County Tennessee | 4 | $ 831,000 | $ 207,000 | $ 353,000 |
| Hawkins County Tennessee | 4 | $ 374,000 | $ 93,000 | $ 50,000 |
| Prince William County Virginia | 4 | $ 1,347,000 | $ 336,000 | $ 105,000 |
| Sheboygan County Wisconsin | 4 | $ 629,000 | $ 157,000 | $ 64,000 |
| Waupaca County Wisconsin | 4 | $ 457,000 | $ 114,000 | $ 52,000 |
| Pulaski County Arkansas | 3 | $ 493,000 | $ 164,000 | $ 138,000 |
| Arapahoe County Colorado | 3 | $ 494,000 | $ 164,000 | $ 44,000 |
| Douglas County Colorado | 3 | $ 1,056,000 | $ 352,000 | $ 84,000 |
| El Paso County Colorado | 3 | $ 466,000 | $ 155,000 | $ 49,000 |
| Weld County Colorado | 3 | $ 480,000 | $ 160,000 | $ 63,000 |
| Collier County Florida | 3 | $ 317,000 | $ 105,000 | $ 83,000 |
| Flagler County Florida | 3 | $ 664,000 | $ 221,000 | $ 57,000 |
| Sumter County Florida | 3 | $ 421,000 | $ 140,000 | $ 51,000 |
| Taylor County Florida | 3 | $ 429,000 | $ 143,000 | $ 63,000 |
| Iroquois County Illinois | 3 | $ 453,000 | $ 151,000 | $ 58,000 |
| Rock Island County Illinois | 3 | $ 257,000 | $ 85,000 | $ 31,000 |
| Sangamon County Illinois | 3 | $ 427,000 | $ 142,000 | $ 72,000 |
| Whiteside County Illinois | 3 | $ 289,000 | $ 96,000 | $ 39,000 |
| Madison County Indiana | 3 | $ 352,000 | $ 117,000 | $ 38,000 |
| St. Joseph County Indiana | 3 | $ 303,000 | $ 101,000 | $ 69,000 |
| Steuben County Indiana | 3 | $ 479,000 | $ 159,000 | $ 58,000 |
| Tippecanoe County Indiana | 3 | $ 310,000 | $ 103,000 | $ 47,000 |
| Shawnee County Kansas | 3 | $ 269,000 | $ 89,000 | $ 50,000 |
| Baltimore County Maryland | 3 | $ 550,000 | $ 183,000 | $ 63,000 |
| Barry County Michigan | 3 | $ 334,000 | $ 111,000 | $ 53,000 |
| Ingham County Michigan | 3 | $ 375,000 | $ 125,000 | $ 65,000 |
| Jackson County Mississippi | 3 | $ 495,000 | $ 165,000 | $ 97,000 |
| Madison County Mississippi | 3 | $ 459,000 | $ 153,000 | $ 82,000 |
| Johnson County Missouri | 3 | $ 380,000 | $ 126,000 | $ 65,000 |
| Pulaski County Missouri | 3 | $ 240,000 | $ 80,000 | $ 60,000 |
| Warren County Missouri | 3 | $ 435,000 | $ 145,000 | $ 58,000 |
| Ashtabula County Ohio | 3 | $ 280,000 | $ 93,000 | $ 47,000 |
| Greene County Ohio | 3 | $ 400,000 | $ 133,000 | $ 48,000 |
| Lake County Ohio | 3 | $ 318,000 | $ 106,000 | $ 36,000 |
| Perry County Ohio | 3 | $ 417,000 | $ 139,000 | $ 69,000 |
| Portage County Ohio | 3 | $ 329,000 | $ 109,000 | $ 64,000 |
| Campbell County Tennessee | 3 | $ 453,000 | $ 151,000 | $ 28,000 |
| Greene County Tennessee | 3 | $ 414,000 | $ 138,000 | $ 50,000 |
| Jefferson County Tennessee | 3 | $ 375,000 | $ 125,000 | $ 65,000 |
| Lawrence County Tennessee | 3 | $ 350,000 | $ 116,000 | $ 45,000 |
| Marshall County Tennessee | 3 | $ 335,000 | $ 111,000 | $ 76,000 |
| Roane County Tennessee | 3 | $ 373,000 | $ 124,000 | $ 60,000 |
| Fond du Lac County Wisconsin | 3 | $ 339,000 | $ 113,000 | $ 56,000 |
| Washington County Wisconsin | 3 | $ 731,000 | $ 243,000 | $ 75,000 |
| Clark County Arkansas | 2 | $ 100,000 | $ 50,000 | $ 30,000 |
| Contra Costa County California | 2 | $ 2,408,000 | $ 1,204,000 | $ 68,000 |
| Fresno County California | 2 | $ 474,000 | $ 237,000 | $ 90,000 |
| Monterey County California | 2 | $ 608,000 | $ 304,000 | $ 0 |
| Orange County California | 2 | $ 414,000 | $ 207,000 | $ 128,000 |
| Larimer County Colorado | 2 | $ 306,000 | $ 153,000 | $ 57,000 |
| Pueblo County Colorado | 2 | $ 306,000 | $ 153,000 | $ 59,000 |
| Marion County Florida | 2 | $ 212,000 | $ 106,000 | $ 22,000 |
| Nassau County Florida | 2 | $ 385,000 | $ 192,000 | $ 76,000 |
| Stephenson County Illinois | 2 | $ 217,000 | $ 108,000 | $ 86,000 |
| Vermilion County Illinois | 2 | $ 143,000 | $ 71,000 | $ 79,000 |
| Warren County Illinois | 2 | $ 246,000 | $ 123,000 | $ 65,000 |
| Williamson County Illinois | 2 | $ 201,000 | $ 100,000 | $ 30,000 |
| Huntington County Indiana | 2 | $ 230,000 | $ 115,000 | $ 73,000 |
| LaGrange County Indiana | 2 | $ 406,000 | $ 203,000 | $ 64,000 |
| Ripley County Indiana | 2 | $ 387,000 | $ 193,000 | $ 168,000 |
| Starke County Indiana | 2 | $ 266,000 | $ 133,000 | $ 49,000 |
| Tipton County Indiana | 2 | $ 300,000 | $ 150,000 | $ 90,000 |
| Jackson County Kansas | 2 | $ 85,000 | $ 42,000 | $ 42,000 |
| Bullitt County Kentucky | 2 | $ 490,000 | $ 245,000 | $ 57,000 |
| Anne Arundel County Maryland | 2 | $ 433,000 | $ 216,000 | $ 72,000 |
| Prince George's County Maryland | 2 | $ 556,000 | $ 278,000 | $ 78,000 |
| Bay County Michigan | 2 | $ 173,000 | $ 86,000 | $ 50,000 |
| Cheboygan County Michigan | 2 | $ 177,000 | $ 88,000 | $ 67,000 |
| Marquette County Michigan | 2 | $ 322,000 | $ 161,000 | $ 91,000 |
| St. Joseph County Michigan | 2 | $ 187,000 | $ 93,000 | $ 43,000 |
| McLeod County Minnesota | 2 | $ 288,000 | $ 144,000 | $ 55,000 |
| Sibley County Minnesota | 2 | $ 242,000 | $ 121,000 | $ 48,000 |
| Rankin County Mississippi | 2 | $ 298,000 | $ 149,000 | $ 71,000 |
| Yazoo County Mississippi | 2 | $ 215,000 | $ 107,000 | $ 64,000 |
| Cass County Missouri | 2 | $ 345,000 | $ 172,000 | $ 86,000 |
| Cole County Missouri | 2 | $ 236,000 | $ 118,000 | $ 38,000 |
| Lafayette County Missouri | 2 | $ 231,000 | $ 115,000 | $ 34,000 |
| Lincoln County Missouri | 2 | $ 275,000 | $ 137,000 | $ 47,000 |
| Ray County Missouri | 2 | $ 232,000 | $ 116,000 | $ 72,000 |
| Webster County Missouri | 2 | $ 73,000 | $ 36,000 | $ 20,000 |
| Clermont County Ohio | 2 | $ 211,000 | $ 105,000 | $ 40,000 |
| Columbiana County Ohio | 2 | $ 224,000 | $ 112,000 | $ 74,000 |
| Crawford County Ohio | 2 | $ 322,000 | $ 161,000 | $ 62,000 |
| Geauga County Ohio | 2 | $ 284,000 | $ 142,000 | $ 45,000 |
| Hardin County Ohio | 2 | $ 201,000 | $ 100,000 | $ 59,000 |
| Knox County Ohio | 2 | $ 149,000 | $ 74,000 | $ 28,000 |
| Madison County Ohio | 2 | $ 223,000 | $ 111,000 | $ 42,000 |
| Anderson County Tennessee | 2 | $ 320,000 | $ 160,000 | $ 70,000 |
| DeKalb County Tennessee | 2 | $ 153,000 | $ 76,000 | $ 52,000 |
| Dyer County Tennessee | 2 | $ 182,000 | $ 91,000 | $ 51,000 |
| Gibson County Tennessee | 2 | $ 186,000 | $ 93,000 | $ 39,000 |
| Hardin County Tennessee | 2 | $ 364,000 | $ 182,000 | $ 424,000 |
| Johnson County Tennessee | 2 | $ 166,000 | $ 83,000 | $ 29,000 |
| Loudon County Tennessee | 2 | $ 236,000 | $ 118,000 | $ 64,000 |
| Madison County Tennessee | 2 | $ 179,000 | $ 89,000 | $ 58,000 |
| Putnam County Tennessee | 2 | $ 241,000 | $ 120,000 | $ 58,000 |
| Sevier County Tennessee | 2 | $ 455,000 | $ 227,000 | $ 204,000 |
| Washington County Tennessee | 2 | $ 219,000 | $ 109,000 | $ 54,000 |
| Henrico County Virginia | 2 | $ 323,000 | $ 161,000 | $ 55,000 |
| Roanoke City County Virginia | 2 | $ 192,000 | $ 96,000 | $ 33,000 |
| Virginia Beach County Virginia | 2 | $ 316,000 | $ 158,000 | $ 55,000 |
| Columbia County Wisconsin | 2 | $ 411,000 | $ 205,000 | $ 141,000 |
| Dodge County Wisconsin | 2 | $ 268,000 | $ 134,000 | $ 40,000 |
| Rock County Wisconsin | 2 | $ 314,000 | $ 157,000 | $ 63,000 |
| St. Croix County Wisconsin | 2 | $ 356,000 | $ 178,000 | $ 56,000 |
| Lauderdale County Alabama | 1 | $ 161,000 | $ 161,000 | $ 37,000 |
| Lee County Alabama | 1 | $ 135,000 | $ 135,000 | $ 43,000 |
| Shelby County Alabama | 1 | $ 176,000 | $ 176,000 | $ 97,000 |
| St. Francis County Arkansas | 1 | $ 67,000 | $ 67,000 | $ 45,000 |
| Washington County Arkansas | 1 | $ 161,000 | $ 161,000 | $ 50,000 |
| Alameda County California | 1 | $ 416,000 | $ 416,000 | $ 59,000 |
| El Dorado County California | 1 | $ 378,000 | $ 378,000 | $ 0 |
| Kern County California | 1 | $ 255,000 | $ 255,000 | $ 77,000 |
| San Joaquin County California | 1 | $ 240,000 | $ 240,000 | $ 0 |
| Stanislaus County California | 1 | $ 226,000 | $ 226,000 | $ 164,000 |
| Tuolumne County California | 1 | $ 186,000 | $ 186,000 | $ 49,000 |
| Boulder County Colorado | 1 | $ 759,000 | $ 759,000 | $ 240,000 |
| Jefferson County Colorado | 1 | $ 225,000 | $ 225,000 | $ 51,000 |
| Pitkin County Colorado | 1 | $ 2,665,000 | $ 2,665,000 | $ 3,000,000 |
| Bay County Florida | 1 | $ 306,000 | $ 306,000 | $ 408,000 |
| Brevard County Florida | 1 | $ 107,000 | $ 107,000 | $ 27,000 |
| Clay County Florida | 1 | $ 157,000 | $ 157,000 | $ 54,000 |
| Gilchrist County Florida | 1 | $ 186,000 | $ 186,000 | $ 54,000 |
| Hendry County Florida | 1 | $ 199,000 | $ 199,000 | $ 78,000 |
| Lake County Florida | 1 | $ 177,000 | $ 177,000 | $ 52,000 |
| Okaloosa County Florida | 1 | $ 135,000 | $ 135,000 | $ 37,000 |
| Okeechobee County Florida | 1 | $ 114,000 | $ 114,000 | $ 41,000 |
| Osceola County Florida | 1 | $ 254,000 | $ 254,000 | $ 74,000 |
| Putnam County Florida | 1 | $ 139,000 | $ 139,000 | $ 71,000 |
| Santa Rosa County Florida | 1 | $ 179,000 | $ 179,000 | $ 91,000 |
| Walton County Florida | 1 | $ 314,000 | $ 314,000 | $ 103,000 |
| Adams County Illinois | 1 | $ 79,000 | $ 79,000 | $ 28,000 |
| Christian County Illinois | 1 | $ 242,000 | $ 242,000 | $ 110,000 |
| Clark County Illinois | 1 | $ 63,000 | $ 63,000 | $ 29,000 |
| Clinton County Illinois | 1 | $ 115,000 | $ 115,000 | $ 117,000 |
| Cumberland County Illinois | 1 | $ 68,000 | $ 68,000 | $ 27,000 |
| Douglas County Illinois | 1 | $ 145,000 | $ 145,000 | $ 99,000 |
| Edgar County Illinois | 1 | $ 101,000 | $ 101,000 | $ 33,000 |
| Ford County Illinois | 1 | $ 85,000 | $ 85,000 | $ 33,000 |
| Henry County Illinois | 1 | $ 92,000 | $ 92,000 | $ 29,000 |
| Lawrence County Illinois | 1 | $ 120,000 | $ 120,000 | $ 68,000 |
| Macon County Illinois | 1 | $ 56,000 | $ 56,000 | $ 41,000 |
| Marshall County Illinois | 1 | $ 89,000 | $ 89,000 | $ 131,000 |
| Mercer County Illinois | 1 | $ 46,000 | $ 46,000 | $ 26,000 |
| Monroe County Illinois | 1 | $ 190,000 | $ 190,000 | $ 71,000 |
| Shelby County Illinois | 1 | $ 70,000 | $ 70,000 | $ 43,000 |
| White County Illinois | 1 | $ 69,000 | $ 69,000 | $ 29,000 |
| Woodford County Illinois | 1 | $ 120,000 | $ 120,000 | $ 62,000 |
| Adams County Indiana | 1 | $ 143,000 | $ 143,000 | $ 38,000 |
| Bartholomew County Indiana | 1 | $ 138,000 | $ 138,000 | $ 52,000 |
| Brown County Indiana | 1 | $ 114,000 | $ 114,000 | $ 42,000 |
| DeKalb County Indiana | 1 | $ 190,000 | $ 190,000 | $ 96,000 |
| Hancock County Indiana | 1 | $ 94,000 | $ 94,000 | $ 67,000 |
| Henry County Indiana | 1 | $ 160,000 | $ 160,000 | $ 109,000 |
| Marshall County Indiana | 1 | $ 170,000 | $ 170,000 | $ 74,000 |
| Miami County Indiana | 1 | $ 93,000 | $ 93,000 | $ 33,000 |
| Monroe County Indiana | 1 | $ 192,000 | $ 192,000 | $ 0 |
| Morgan County Indiana | 1 | $ 155,000 | $ 155,000 | $ 48,000 |
| Noble County Indiana | 1 | $ 109,000 | $ 109,000 | $ 57,000 |
| Posey County Indiana | 1 | $ 93,000 | $ 93,000 | $ 56,000 |
| Putnam County Indiana | 1 | $ 165,000 | $ 165,000 | $ 59,000 |
| Warrick County Indiana | 1 | $ 199,000 | $ 199,000 | $ 104,000 |
| Osage County Kansas | 1 | $ 89,000 | $ 89,000 | $ 82,000 |
| Riley County Kansas | 1 | $ 161,000 | $ 161,000 | $ 37,000 |
| Washington County Maryland | 1 | $ 140,000 | $ 140,000 | $ 50,000 |
| Alger County Michigan | 1 | $ 100,000 | $ 100,000 | $ 548,000 |
| Branch County Michigan | 1 | $ 192,000 | $ 192,000 | $ 62,000 |
| Clare County Michigan | 1 | $ 80,000 | $ 80,000 | $ 30,000 |
| Delta County Michigan | 1 | $ 139,000 | $ 139,000 | $ 83,000 |
| Emmet County Michigan | 1 | $ 118,000 | $ 118,000 | $ 32,000 |
| Huron County Michigan | 1 | $ 121,000 | $ 121,000 | $ 49,000 |
| Jackson County Michigan | 1 | $ 60,000 | $ 60,000 | $ 24,000 |
| Kalkaska County Michigan | 1 | $ 40,000 | $ 40,000 | $ 0 |
| Livingston County Michigan | 1 | $ 165,000 | $ 165,000 | $ 58,000 |
| Montcalm County Michigan | 1 | $ 192,000 | $ 192,000 | $ 137,000 |
| Oceana County Michigan | 1 | $ 117,000 | $ 117,000 | $ 47,000 |
| Ottawa County Michigan | 1 | $ 98,000 | $ 98,000 | $ 43,000 |
| Roscommon County Michigan | 1 | $ 95,000 | $ 95,000 | $ 37,000 |
| Saginaw County Michigan | 1 | $ 95,000 | $ 95,000 | $ 32,000 |
| Sanilac County Michigan | 1 | $ 118,000 | $ 118,000 | $ 32,000 |
| Tuscola County Michigan | 1 | $ 125,000 | $ 125,000 | $ 36,000 |
| Carver County Minnesota | 1 | $ 194,000 | $ 194,000 | $ 75,000 |
| Isanti County Minnesota | 1 | $ 180,000 | $ 180,000 | $ 74,000 |
| Olmsted County Minnesota | 1 | $ 112,000 | $ 112,000 | $ 27,000 |
| Washington County Minnesota | 1 | $ 174,000 | $ 174,000 | $ 56,000 |
| Wright County Minnesota | 1 | $ 230,000 | $ 230,000 | $ 65,000 |
| Covington County Mississippi | 1 | $ 87,000 | $ 87,000 | $ 60,000 |
| Hancock County Mississippi | 1 | $ 113,000 | $ 113,000 | $ 43,000 |
| Harrison County Mississippi | 1 | $ 105,000 | $ 105,000 | $ 33,000 |
| Hinds County Mississippi | 1 | $ 83,000 | $ 83,000 | $ 27,000 |
| Jones County Mississippi | 1 | $ 81,000 | $ 81,000 | $ 39,000 |
| Lee County Mississippi | 1 | $ 98,000 | $ 98,000 | $ 34,000 |
| Lincoln County Mississippi | 1 | $ 78,000 | $ 78,000 | $ 44,000 |
| Newton County Mississippi | 1 | $ 87,000 | $ 87,000 | $ 24,000 |
| Pearl River County Mississippi | 1 | $ 130,000 | $ 130,000 | $ 76,000 |
| Tate County Mississippi | 1 | $ 126,000 | $ 126,000 | $ 55,000 |
| Washington County Mississippi | 1 | $ 53,000 | $ 53,000 | $ 34,000 |
| Winston County Mississippi | 1 | $ 142,000 | $ 142,000 | $ 56,000 |
| Boone County Missouri | 1 | $ 68,000 | $ 68,000 | $ 36,000 |
| Camden County Missouri | 1 | $ 105,000 | $ 105,000 | $ 34,000 |
| Howell County Missouri | 1 | $ 171,000 | $ 171,000 | $ 58,000 |
| Jasper County Missouri | 1 | $ 79,000 | $ 79,000 | $ 24,000 |
| Montgomery County Missouri | 1 | $ 72,000 | $ 72,000 | $ 39,000 |
| Ripley County Missouri | 1 | $ 95,000 | $ 95,000 | $ 38,000 |
| Taney County Missouri | 1 | $ 109,000 | $ 109,000 | $ 25,000 |
| Ashland County Ohio | 1 | $ 58,000 | $ 58,000 | $ 18,000 |
| Athens County Ohio | 1 | $ 98,000 | $ 98,000 | $ 199,000 |
| Auglaize County Ohio | 1 | $ 145,000 | $ 145,000 | $ 57,000 |
| Coshocton County Ohio | 1 | $ 59,000 | $ 59,000 | $ 45,000 |
| Fayette County Ohio | 1 | $ 95,000 | $ 95,000 | $ 59,000 |
| Mahoning County Ohio | 1 | $ 111,000 | $ 111,000 | $ 46,000 |
| Marion County Ohio | 1 | $ 49,000 | $ 49,000 | $ 71,000 |
| Miami County Ohio | 1 | $ 123,000 | $ 123,000 | $ 72,000 |
| Morrow County Ohio | 1 | $ 77,000 | $ 77,000 | $ 90,000 |
| Pickaway County Ohio | 1 | $ 187,000 | $ 187,000 | $ 43,000 |
| Richland County Ohio | 1 | $ 39,000 | $ 39,000 | $ 87,000 |
| Sandusky County Ohio | 1 | $ 146,000 | $ 146,000 | $ 63,000 |
| Seneca County Ohio | 1 | $ 72,000 | $ 72,000 | $ 82,000 |
| Wayne County Ohio | 1 | $ 122,000 | $ 122,000 | $ 40,000 |
| Williams County Ohio | 1 | $ 152,000 | $ 152,000 | $ 63,000 |
| Chester County Tennessee | 1 | $ 168,000 | $ 168,000 | $ 154,000 |
| Claiborne County Tennessee | 1 | $ 174,000 | $ 174,000 | $ 60,000 |
| Coffee County Tennessee | 1 | $ 200,000 | $ 200,000 | $ 93,000 |
| Franklin County Tennessee | 1 | $ 123,000 | $ 123,000 | $ 24,000 |
| Henderson County Tennessee | 1 | $ 74,000 | $ 74,000 | $ 43,000 |
| Hickman County Tennessee | 1 | $ 91,000 | $ 91,000 | $ 33,000 |
| Humphreys County Tennessee | 1 | $ 119,000 | $ 119,000 | $ 67,000 |
| Lincoln County Tennessee | 1 | $ 174,000 | $ 174,000 | $ 55,000 |
| Marion County Tennessee | 1 | $ 112,000 | $ 112,000 | $ 28,000 |
| McMinn County Tennessee | 1 | $ 88,000 | $ 88,000 | $ 28,000 |
| Overton County Tennessee | 1 | $ 45,000 | $ 45,000 | $ 23,000 |
| Perry County Tennessee | 1 | $ 130,000 | $ 130,000 | $ 38,000 |
| Rhea County Tennessee | 1 | $ 152,000 | $ 152,000 | $ 56,000 |
| Smith County Tennessee | 1 | $ 93,000 | $ 93,000 | $ 59,000 |
| Stewart County Tennessee | 1 | $ 108,000 | $ 108,000 | $ 37,000 |
| Trousdale County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 31,000 |
| Union County Tennessee | 1 | $ 90,000 | $ 90,000 | $ 38,000 |
| Warren County Tennessee | 1 | $ 103,000 | $ 103,000 | $ 63,000 |
| White County Tennessee | 1 | $ 161,000 | $ 161,000 | $ 43,000 |
| Arlington County Virginia | 1 | $ 332,000 | $ 332,000 | $ 84,000 |
| Goochland County Virginia | 1 | $ 319,000 | $ 319,000 | $ 117,000 |
| Hampton County Virginia | 1 | $ 182,000 | $ 182,000 | $ 59,000 |
| Mecklenburg County Virginia | 1 | $ 75,000 | $ 75,000 | $ 45,000 |
| Newport News County Virginia | 1 | $ 127,000 | $ 127,000 | $ 39,000 |
| Norfolk County Virginia | 1 | $ 137,000 | $ 137,000 | $ 52,000 |
| Orange County Virginia | 1 | $ 149,000 | $ 149,000 | $ 50,000 |
| Pulaski County Virginia | 1 | $ 86,000 | $ 86,000 | $ 52,000 |
| Suffolk County Virginia | 1 | $ 120,000 | $ 120,000 | $ 40,000 |
| Marinette County Wisconsin | 1 | $ 113,000 | $ 113,000 | $ 46,000 |
| Outagamie County Wisconsin | 1 | $ 103,000 | $ 103,000 | $ 38,000 |
| Ozaukee County Wisconsin | 1 | $ 190,000 | $ 190,000 | $ 48,000 |
| Portage County Wisconsin | 1 | $ 184,000 | $ 184,000 | $ 44,000 |
| Winnebago County Wisconsin | 1 | $ 100,000 | $ 100,000 | $ 61,000 |
Mortgage Loan Application Detail Totals for Residential Loan Centers in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,461 | $419,223,000 | $170,000 | $2,665,000 | $77,000 | $3,000,000 |
| Home Purchase | 1,554 | $258,256,000 | $166,000 | $2,850,000 | $84,000 | $1,860,000 |
| Home Improvement | 2 | $501,000 | $250,000 | $290,000 | $55,000 | $66,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,337 | $427,739,000 | $183,000 | $2,850,000 | $90,000 | $3,000,000 |
| Black or African American | 726 | $101,867,000 | $140,000 | $871,000 | $59,000 | $332,000 |
| Not Provided | 580 | $86,465,000 | $149,000 | $952,000 | $65,000 | $696,000 |
| Hispanic | 275 | $45,420,000 | $165,000 | $504,000 | $71,000 | $1,200,000 |
| Asian | 68 | $11,430,000 | $168,000 | $439,000 | $85,000 | $282,000 |
| American Indian or Alaskan Native | 20 | $2,808,000 | $140,000 | $417,000 | $121,000 | $620,000 |
| Native Hawaiian or Other Pacific Islander | 11 | $2,251,000 | $204,000 | $356,000 | $58,000 | $86,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 2,204 | $312,029,000 | $141,000 | $358,000 | $55,000 | $1,200,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,798 | $362,855,000 | $201,000 | $2,850,000 | $109,000 | $3,000,000 |
| VA-guaranteed (Veterans Administration) | 15 | $3,096,000 | $206,000 | $329,000 | $77,000 | $139,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,880 | $494,637,000 | $171,000 | $2,850,000 | $83,000 | $1,860,000 |
| Application Withdrawn By Applicant | 883 | $140,272,000 | $158,000 | $2,665,000 | $68,000 | $3,000,000 |
| Application Denied By Financial Institution | 254 | $43,071,000 | $169,000 | $2,520,000 | $77,000 | $1,133,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 141 | $24,028,000 | $170,000 | $2,520,000 | $79,000 | $1,133,000 |
| Credit History | 37 | $6,365,000 | $172,000 | $650,000 | $60,000 | $160,000 |
| Other | 29 | $3,887,000 | $134,000 | $325,000 | $70,000 | $408,000 |
| Debt-To-Income Ratio | 25 | $5,319,000 | $212,000 | $2,000,000 | $127,000 | $960,000 |
| Unverifiable Information | 7 | $1,022,000 | $146,000 | $355,000 | $42,000 | $90,000 |
| Employment History | 4 | $667,000 | $166,000 | $308,000 | $63,000 | $92,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $642,000 | $214,000 | $309,000 | $54,000 | $63,000 |
| Credit Application Incomplete | 1 | $42,000 | $42,000 | $42,000 | $49,000 | $49,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Residential Loan Centers's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Residential Loan Centers's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.