Resource Bank
Mortgage Loan Application
Totals and Details
for 2003
Find mortgage loan statistics, lending data, and loan application totals for Virginia.
The mortgage statistics and data below are specific to mortgage loan applications for Resource Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Resource Bank 4429 Bonney Road Virginia Beach, VA 23462 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 10,633 |
| Total Mortgage Loan Application Amount | $1,429,842,000 |
| Average Mortgage Loan Application Amount | $137,532 |
| Highest Mortgage Loan Application Amount | $2,400,000 |
| Average Applicant Income | $57,792 |
| Highest Applicant Income | $1,296,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in VA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Madison County Indiana | 1 | $ 75,000 | $ 75,000 | $ 55,000 |
| Randolph County Indiana | 1 | $ 54,000 | $ 54,000 | $ 43,000 |
| Spencer County Indiana | 1 | $ 63,000 | $ 63,000 | $ 0 |
| Warrick County Indiana | 1 | $ 203,000 | $ 203,000 | $ 74,000 |
| Monona County Iowa | 1 | $ 52,000 | $ 52,000 | $ 0 |
| Douglas County Kansas | 1 | $ 134,000 | $ 134,000 | $ 36,000 |
| Johnson County Kansas | 1 | $ 140,000 | $ 140,000 | $ 52,000 |
| Rice County Kansas | 1 | $ 52,000 | $ 52,000 | $ 24,000 |
| Shawnee County Kansas | 1 | $ 73,000 | $ 73,000 | $ 77,000 |
| Bell County Kentucky | 1 | $ 191,000 | $ 191,000 | $ 78,000 |
| Campbell County Kentucky | 1 | $ 88,000 | $ 88,000 | $ 40,000 |
| Carter County Kentucky | 1 | $ 101,000 | $ 101,000 | $ 47,000 |
| Elliott County Kentucky | 1 | $ 46,000 | $ 46,000 | $ 57,000 |
| Grant County Kentucky | 1 | $ 136,000 | $ 136,000 | $ 446,000 |
| Laurel County Kentucky | 1 | $ 58,000 | $ 58,000 | $ 42,000 |
| Livingston County Kentucky | 1 | $ 100,000 | $ 100,000 | $ 48,000 |
| Perry County Kentucky | 1 | $ 44,000 | $ 44,000 | $ 37,000 |
| Trigg County Kentucky | 1 | $ 67,000 | $ 67,000 | $ 56,000 |
| Whitley County Kentucky | 1 | $ 153,000 | $ 153,000 | $ 60,000 |
| Iberia County Louisiana | 1 | $ 71,000 | $ 71,000 | $ 40,000 |
| Jefferson County Louisiana | 1 | $ 100,000 | $ 100,000 | $ 102,000 |
| Lafayette County Louisiana | 1 | $ 97,000 | $ 97,000 | $ 62,000 |
| Cecil County Maryland | 1 | $ 232,000 | $ 232,000 | $ 0 |
| Bristol County Massachusetts | 1 | $ 92,000 | $ 92,000 | $ 32,000 |
| Essex County Massachusetts | 1 | $ 140,000 | $ 140,000 | $ 30,000 |
| Chippewa County Michigan | 1 | $ 54,000 | $ 54,000 | $ 36,000 |
| Lapeer County Michigan | 1 | $ 231,000 | $ 231,000 | $ 78,000 |
| Mackinac County Michigan | 1 | $ 191,000 | $ 191,000 | $ 120,000 |
| Menominee County Michigan | 1 | $ 84,000 | $ 84,000 | $ 54,000 |
| Monroe County Michigan | 1 | $ 17,000 | $ 17,000 | $ 95,000 |
| Montcalm County Michigan | 1 | $ 142,000 | $ 142,000 | $ 52,000 |
| Ogemaw County Michigan | 1 | $ 131,000 | $ 131,000 | $ 36,000 |
| St. Clair County Michigan | 1 | $ 29,000 | $ 29,000 | $ 56,000 |
| Wexford County Michigan | 1 | $ 70,000 | $ 70,000 | $ 24,000 |
| Beltrami County Minnesota | 1 | $ 51,000 | $ 51,000 | $ 78,000 |
| Douglas County Minnesota | 1 | $ 473,000 | $ 473,000 | $ 0 |
| Isanti County Minnesota | 1 | $ 171,000 | $ 171,000 | $ 54,000 |
| Marshall County Minnesota | 1 | $ 68,000 | $ 68,000 | $ 48,000 |
| Nicollet County Minnesota | 1 | $ 48,000 | $ 48,000 | $ 60,000 |
| Steele County Minnesota | 1 | $ 51,000 | $ 51,000 | $ 33,000 |
| Bates County Missouri | 1 | $ 219,000 | $ 219,000 | $ 68,000 |
| Boone County Missouri | 1 | $ 45,000 | $ 45,000 | $ 33,000 |
| Buchanan County Missouri | 1 | $ 58,000 | $ 58,000 | $ 71,000 |
| Howell County Missouri | 1 | $ 125,000 | $ 125,000 | $ 53,000 |
| Jefferson County Missouri | 1 | $ 86,000 | $ 86,000 | $ 30,000 |
| Johnson County Missouri | 1 | $ 134,000 | $ 134,000 | $ 72,000 |
| Madison County Missouri | 1 | $ 48,000 | $ 48,000 | $ 23,000 |
| Yellowstone County Montana | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Dakota County Nebraska | 1 | $ 101,000 | $ 101,000 | $ 44,000 |
| Jefferson County Nebraska | 1 | $ 69,000 | $ 69,000 | $ 69,000 |
| Lancaster County Nebraska | 1 | $ 98,000 | $ 98,000 | $ 66,000 |
| Saline County Nebraska | 1 | $ 90,000 | $ 90,000 | $ 0 |
| Broome County New York | 1 | $ 112,000 | $ 112,000 | $ 66,000 |
| Essex County New York | 1 | $ 109,000 | $ 109,000 | $ 83,000 |
| Ontario County New York | 1 | $ 576,000 | $ 576,000 | $ 275,000 |
| Orange County New York | 1 | $ 280,000 | $ 280,000 | $ 0 |
| Caldwell County North Carolina | 1 | $ 20,000 | $ 20,000 | $ 68,000 |
| Carteret County North Carolina | 1 | $ 78,000 | $ 78,000 | $ 58,000 |
| Catawba County North Carolina | 1 | $ 77,000 | $ 77,000 | $ 46,000 |
| Chatham County North Carolina | 1 | $ 775,000 | $ 775,000 | $ 212,000 |
| Edgecombe County North Carolina | 1 | $ 50,000 | $ 50,000 | $ 58,000 |
| Granville County North Carolina | 1 | $ 147,000 | $ 147,000 | $ 55,000 |
| Hertford County North Carolina | 1 | $ 119,000 | $ 119,000 | $ 49,000 |
| Jones County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 70,000 |
| Moore County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 24,000 |
| Polk County North Carolina | 1 | $ 84,000 | $ 84,000 | $ 25,000 |
| Randolph County North Carolina | 1 | $ 87,000 | $ 87,000 | $ 33,000 |
| Robeson County North Carolina | 1 | $ 78,000 | $ 78,000 | $ 63,000 |
| Rutherford County North Carolina | 1 | $ 122,000 | $ 122,000 | $ 62,000 |
| Watauga County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 246,000 |
| Wilkes County North Carolina | 1 | $ 98,000 | $ 98,000 | $ 34,000 |
| Ashtabula County Ohio | 1 | $ 124,000 | $ 124,000 | $ 26,000 |
| Athens County Ohio | 1 | $ 59,000 | $ 59,000 | $ 28,000 |
| Carroll County Ohio | 1 | $ 105,000 | $ 105,000 | $ 51,000 |
| Hancock County Ohio | 1 | $ 62,000 | $ 62,000 | $ 0 |
| Harrison County Ohio | 1 | $ 40,000 | $ 40,000 | $ 24,000 |
| Lake County Ohio | 1 | $ 144,000 | $ 144,000 | $ 40,000 |
| Marion County Ohio | 1 | $ 46,000 | $ 46,000 | $ 0 |
| Morrow County Ohio | 1 | $ 62,000 | $ 62,000 | $ 27,000 |
| Muskingum County Ohio | 1 | $ 65,000 | $ 65,000 | $ 67,000 |
| Perry County Ohio | 1 | $ 70,000 | $ 70,000 | $ 60,000 |
| Preble County Ohio | 1 | $ 163,000 | $ 163,000 | $ 132,000 |
| Vinton County Ohio | 1 | $ 72,000 | $ 72,000 | $ 47,000 |
| Williams County Ohio | 1 | $ 107,000 | $ 107,000 | $ 54,000 |
| Wyandot County Ohio | 1 | $ 85,000 | $ 85,000 | $ 28,000 |
| Canadian County Oklahoma | 1 | $ 126,000 | $ 126,000 | $ 94,000 |
| Cleveland County Oklahoma | 1 | $ 94,000 | $ 94,000 | $ 43,000 |
| Creek County Oklahoma | 1 | $ 148,000 | $ 148,000 | $ 120,000 |
| Delaware County Oklahoma | 1 | $ 50,000 | $ 50,000 | $ 42,000 |
| Grady County Oklahoma | 1 | $ 72,000 | $ 72,000 | $ 92,000 |
| Wagoner County Oklahoma | 1 | $ 142,000 | $ 142,000 | $ 85,000 |
| Polk County Oregon | 1 | $ 240,000 | $ 240,000 | $ 0 |
| Adams County Pennsylvania | 1 | $ 169,000 | $ 169,000 | $ 0 |
| Bedford County Pennsylvania | 1 | $ 57,000 | $ 57,000 | $ 54,000 |
| Clinton County Pennsylvania | 1 | $ 225,000 | $ 225,000 | $ 63,000 |
| Fayette County Pennsylvania | 1 | $ 118,000 | $ 118,000 | $ 42,000 |
| Greene County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 200,000 |
| Lawrence County Pennsylvania | 1 | $ 77,000 | $ 77,000 | $ 42,000 |
| Pike County Pennsylvania | 1 | $ 60,000 | $ 60,000 | $ 58,000 |
| Venango County Pennsylvania | 1 | $ 56,000 | $ 56,000 | $ 32,000 |
| Wayne County Pennsylvania | 1 | $ 161,000 | $ 161,000 | $ 49,000 |
| Westmoreland County Pennsylvania | 1 | $ 70,000 | $ 70,000 | $ 99,000 |
| Abbeville County South Carolina | 1 | $ 61,000 | $ 61,000 | $ 54,000 |
| Aiken County South Carolina | 1 | $ 68,000 | $ 68,000 | $ 49,000 |
| Beaufort County South Carolina | 1 | $ 238,000 | $ 238,000 | $ 101,000 |
| Chesterfield County South Carolina | 1 | $ 240,000 | $ 240,000 | $ 68,000 |
| Clarendon County South Carolina | 1 | $ 191,000 | $ 191,000 | $ 83,000 |
| Florence County South Carolina | 1 | $ 39,000 | $ 39,000 | $ 49,000 |
| Oconee County South Carolina | 1 | $ 93,000 | $ 93,000 | $ 24,000 |
| Orangeburg County South Carolina | 1 | $ 92,000 | $ 92,000 | $ 41,000 |
| Minnehaha County South Dakota | 1 | $ 155,000 | $ 155,000 | $ 58,000 |
| Campbell County Tennessee | 1 | $ 68,000 | $ 68,000 | $ 34,000 |
| Chester County Tennessee | 1 | $ 129,000 | $ 129,000 | $ 72,000 |
| Cocke County Tennessee | 1 | $ 265,000 | $ 265,000 | $ 102,000 |
| Hardeman County Tennessee | 1 | $ 81,000 | $ 81,000 | $ 31,000 |
| Hawkins County Tennessee | 1 | $ 78,000 | $ 78,000 | $ 60,000 |
| Hickman County Tennessee | 1 | $ 132,000 | $ 132,000 | $ 63,000 |
| Madison County Tennessee | 1 | $ 94,000 | $ 94,000 | $ 49,000 |
| McMinn County Tennessee | 1 | $ 137,000 | $ 137,000 | $ 48,000 |
| McNairy County Tennessee | 1 | $ 82,000 | $ 82,000 | $ 120,000 |
| Putnam County Tennessee | 1 | $ 136,000 | $ 136,000 | $ 70,000 |
| Rhea County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 33,000 |
| Wilson County Tennessee | 1 | $ 122,000 | $ 122,000 | $ 60,000 |
| Caldwell County Texas | 1 | $ 85,000 | $ 85,000 | $ 37,000 |
| El Paso County Texas | 1 | $ 112,000 | $ 112,000 | $ 78,000 |
| Fort Bend County Texas | 1 | $ 200,000 | $ 200,000 | $ 68,000 |
| Jefferson County Texas | 1 | $ 74,000 | $ 74,000 | $ 62,000 |
| Johnson County Texas | 1 | $ 149,000 | $ 149,000 | $ 0 |
| Cumberland County Virginia | 1 | $ 167,000 | $ 167,000 | $ 63,000 |
| Emporia County Virginia | 1 | $ 90,000 | $ 90,000 | $ 52,000 |
| Giles County Virginia | 1 | $ 117,000 | $ 117,000 | $ 45,000 |
| King George County Virginia | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Madison County Virginia | 1 | $ 116,000 | $ 116,000 | $ 44,000 |
| Mathews County Virginia | 1 | $ 284,000 | $ 284,000 | $ 121,000 |
| Orange County Virginia | 1 | $ 128,000 | $ 128,000 | $ 40,000 |
| Page County Virginia | 1 | $ 113,000 | $ 113,000 | $ 126,000 |
| Prince Edward County Virginia | 1 | $ 94,000 | $ 94,000 | $ 66,000 |
| Wythe County Virginia | 1 | $ 80,000 | $ 80,000 | $ 48,000 |
| Kittitas County Washington | 1 | $ 72,000 | $ 72,000 | $ 42,000 |
| Thurston County Washington | 1 | $ 290,000 | $ 290,000 | $ 123,000 |
| Brooke County West Virginia | 1 | $ 49,000 | $ 49,000 | $ 26,000 |
| Gilmer County West Virginia | 1 | $ 50,000 | $ 50,000 | $ 18,000 |
| Hancock County West Virginia | 1 | $ 85,000 | $ 85,000 | $ 29,000 |
| Kanawha County West Virginia | 1 | $ 40,000 | $ 40,000 | $ 18,000 |
| Marshall County West Virginia | 1 | $ 62,000 | $ 62,000 | $ 45,000 |
| Ohio County West Virginia | 1 | $ 48,000 | $ 48,000 | $ 54,000 |
| Putnam County West Virginia | 1 | $ 76,000 | $ 76,000 | $ 43,000 |
| Wayne County West Virginia | 1 | $ 63,000 | $ 63,000 | $ 72,000 |
| Brown County Wisconsin | 1 | $ 50,000 | $ 50,000 | $ 55,000 |
| Burnett County Wisconsin | 1 | $ 183,000 | $ 183,000 | $ 67,000 |
| Dane County Wisconsin | 1 | $ 69,000 | $ 69,000 | $ 131,000 |
| Jefferson County Wisconsin | 1 | $ 41,000 | $ 41,000 | $ 73,000 |
| Kenosha County Wisconsin | 1 | $ 62,000 | $ 62,000 | $ 34,000 |
| Lincoln County Wisconsin | 1 | $ 100,000 | $ 100,000 | $ 44,000 |
| Marinette County Wisconsin | 1 | $ 55,000 | $ 55,000 | $ 36,000 |
| St. Croix County Wisconsin | 1 | $ 123,000 | $ 123,000 | $ 62,000 |
| Winnebago County Wisconsin | 1 | $ 136,000 | $ 136,000 | $ 56,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Virginia,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Resource Bank in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase (one-to-four family) | 6,470 | $800,670,000 | $105,243 | $975,000 | $57,378 | $1,296,000 |
| Refinancing (home purchase or home improvement, one-to-four family) | 4,144 | $621,960,000 | $149,944 | $1,700,000 | $56,638 | $816,000 |
| Home Improvement (one-to-four family) | 12 | $3,057,000 | $235,000 | $488,000 | $96,000 | $320,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 7 | $4,155,000 | $593,000 | $2,400,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,884 | $982,967,000 | $112,916 | $1,700,000 | $55,444 | $1,296,000 |
| Black | 1,729 | $195,309,000 | $114,074 | $840,000 | $71,518 | $576,000 |
| Information not provided by applicant in mail or telephone application | 846 | $97,958,000 | $119,483 | $950,000 | $54,290 | $816,000 |
| Hispanic | 739 | $90,709,000 | $99,636 | $521,000 | $45,545 | $240,000 |
| Asian or Pacific Islander | 293 | $39,833,000 | $107,928 | $680,000 | $46,000 | $420,000 |
| Other | 97 | $13,610,000 | $104,100 | $823,000 | $57,500 | $360,000 |
| American Indian or Alaskan Native | 27 | $3,724,000 | $106,285 | $616,000 | $34,571 | $168,000 |
| Not applicable | 18 | $5,732,000 | $355,666 | $2,400,000 | $30,333 | $219,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 8,694 | $1,177,020,000 | $116,487 | $2,400,000 | $55,461 | $1,296,000 |
| FHA-insured (Federal Housing Administration) | 991 | $113,900,000 | $128,500 | $300,000 | $61,166 | $816,000 |
| VA-guaranteed (Veterans Administration) | 935 | $137,220,000 | $162,500 | $300,000 | $35,333 | $239,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 13 | $1,702,000 | $124,000 | $198,000 | $44,000 | $153,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 7,830 | $1,102,196,000 | $110,947 | $2,400,000 | $49,947 | $1,296,000 |
| Application Denied By Financial Institution | 1,083 | $110,473,000 | $110,185 | $556,000 | $69,444 | $576,000 |
| Application Approved But Not Accepted | 958 | $102,385,000 | $120,300 | $1,230,000 | $60,866 | $480,000 |
| Application Withdrawn By Applicant | 670 | $99,661,000 | $118,285 | $1,700,000 | $63,857 | $895,000 |
| File Closed For Incompleteness | 92 | $15,127,000 | $147,833 | $950,000 | $78,000 | $582,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in VA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Virginia, and search similar information at your convenience.