Rmr Financial, Inc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
Rmr Financial, Inc 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Rmr Financial, Inc 1 Mortgage Way 2Nd Floor Mt Laurel, NJ 08054 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2017 2016 2015 2014 2013 2012 |
| Total Number of Mortgage Applications | 3,107 |
| Total Mortgage Loan Application Amount | $1,374,564,000 |
| Average Mortgage Loan Application Amount | $443,500 |
| Highest Mortgage Loan Application Amount | $2,500,000 |
| Average Applicant Income | $160,000 |
| Highest Applicant Income | $3,814,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Rmr Financial, Inc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Rmr Financial, Inc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down Rmr Financial, Inc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Rmr Financial, Inc serves its applicants.
Each category highlights the total number of mortgage applications processed by Rmr Financial, Inc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Rmr Financial, Inc's mortgage activity for 2014.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Santa Clara County California | 612 | $ 322,471,000 | $ 526,000 | $ 164,000 |
| Los Angeles County California | 364 | $ 178,875,000 | $ 491,000 | $ 205,000 |
| Sacramento County California | 353 | $ 86,282,000 | $ 244,000 | $ 91,000 |
| Monterey County California | 220 | $ 89,929,000 | $ 408,000 | $ 150,000 |
| Alameda County California | 219 | $ 98,214,000 | $ 448,000 | $ 143,000 |
| San Mateo County California | 213 | $ 134,254,000 | $ 630,000 | $ 202,000 |
| Contra Costa County California | 172 | $ 75,970,000 | $ 441,000 | $ 148,000 |
| Sonoma County California | 150 | $ 52,322,000 | $ 348,000 | $ 131,000 |
| San Francisco County California | 101 | $ 61,998,000 | $ 613,000 | $ 195,000 |
| Orange County California | 93 | $ 43,421,000 | $ 466,000 | $ 183,000 |
| Santa Cruz County California | 90 | $ 45,051,000 | $ 500,000 | $ 205,000 |
| El Dorado County California | 61 | $ 19,207,000 | $ 314,000 | $ 116,000 |
| Riverside County California | 56 | $ 15,603,000 | $ 278,000 | $ 135,000 |
| Santa Barbara County California | 52 | $ 30,818,000 | $ 592,000 | $ 200,000 |
| Marin County California | 50 | $ 27,562,000 | $ 551,000 | $ 187,000 |
| Placer County California | 47 | $ 16,384,000 | $ 348,000 | $ 120,000 |
| Solano County California | 45 | $ 14,199,000 | $ 315,000 | $ 104,000 |
| Ventura County California | 39 | $ 14,234,000 | $ 364,000 | $ 125,000 |
| San Benito County California | 30 | $ 11,194,000 | $ 373,000 | $ 129,000 |
| San Joaquin County California | 22 | $ 5,295,000 | $ 240,000 | $ 95,000 |
| San Diego County California | 19 | $ 7,661,000 | $ 403,000 | $ 143,000 |
| Yolo County California | 18 | $ 4,238,000 | $ 235,000 | $ 86,000 |
| San Bernardino County California | 14 | $ 3,654,000 | $ 261,000 | $ 144,000 |
| Nevada County California | 9 | $ 2,453,000 | $ 272,000 | $ 147,000 |
| Merced County California | 8 | $ 1,706,000 | $ 213,000 | $ 61,000 |
| Stanislaus County California | 7 | $ 1,212,000 | $ 173,000 | $ 67,000 |
| Calaveras County California | 6 | $ 1,472,000 | $ 245,000 | $ 125,000 |
| Butte County California | 4 | $ 1,067,000 | $ 266,000 | $ 92,000 |
| Fresno County California | 4 | $ 447,000 | $ 111,000 | $ 73,000 |
| Napa County California | 4 | $ 1,758,000 | $ 439,000 | $ 220,000 |
| Plumas County California | 4 | $ 1,023,000 | $ 255,000 | $ 215,000 |
| San Luis Obispo County California | 4 | $ 1,178,000 | $ 294,000 | $ 199,000 |
| Madera County California | 3 | $ 642,000 | $ 214,000 | $ 124,000 |
| Sutter County California | 3 | $ 657,000 | $ 219,000 | $ 98,000 |
| Kings County California | 2 | $ 236,000 | $ 118,000 | $ 75,000 |
| Lake County California | 2 | $ 586,000 | $ 293,000 | $ 125,000 |
| Amador County California | 1 | $ 273,000 | $ 273,000 | $ 51,000 |
| Kern County California | 1 | $ 119,000 | $ 119,000 | $ 83,000 |
| Mariposa County California | 1 | $ 119,000 | $ 119,000 | $ 182,000 |
| Siskiyou County California | 1 | $ 136,000 | $ 136,000 | $ 656,000 |
| Trinity County California | 1 | $ 183,000 | $ 183,000 | $ 143,000 |
| Tuolumne County California | 1 | $ 233,000 | $ 233,000 | $ 236,000 |
| Yuba County California | 1 | $ 228,000 | $ 228,000 | $ 45,000 |
Mortgage Loan Application Detail Totals for Rmr Financial, Inc in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,234 | $984,242,000 | $440,000 | $2,500,000 | $151,000 | $2,816,000 |
| Refinancing | 873 | $390,322,000 | $447,000 | $1,989,000 | $169,000 | $3,814,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,931 | $842,006,000 | $436,000 | $2,500,000 | $160,000 | $3,814,000 |
| Not Provided | 505 | $247,106,000 | $489,000 | $1,945,000 | $172,000 | $1,558,000 |
| Asian | 334 | $166,150,000 | $497,000 | $1,800,000 | $155,000 | $697,000 |
| Hispanic | 243 | $83,381,000 | $343,000 | $1,051,000 | $111,000 | $557,000 |
| Black or African American | 55 | $21,907,000 | $398,000 | $821,000 | $120,000 | $400,000 |
| Native Hawaiian or Other Pacific Islander | 26 | $9,309,000 | $358,000 | $656,000 | $106,000 | $210,000 |
| American Indian or Alaskan Native | 13 | $4,705,000 | $361,000 | $1,000,000 | $125,000 | $327,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,630 | $1,189,315,000 | $452,000 | $2,500,000 | $165,000 | $3,814,000 |
| FHA-insured (Federal Housing Administration) | 286 | $102,754,000 | $359,000 | $638,000 | $99,000 | $280,000 |
| VA-guaranteed (Veterans Administration) | 185 | $81,028,000 | $437,000 | $1,083,000 | $115,000 | $345,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 6 | $1,467,000 | $244,000 | $369,000 | $72,000 | $107,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,609 | $1,156,613,000 | $443,000 | $2,200,000 | $157,000 | $3,814,000 |
| Application Withdrawn By Applicant | 217 | $102,137,000 | $470,000 | $2,500,000 | $176,000 | $2,816,000 |
| Application Approved But Not Accepted | 143 | $64,404,000 | $450,000 | $1,690,000 | $153,000 | $595,000 |
| Application Denied By Financial Institution | 108 | $39,112,000 | $362,000 | $1,800,000 | $107,000 | $743,000 |
| File Closed For Incompleteness | 30 | $12,298,000 | $409,000 | $1,800,000 | $116,000 | $400,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 34 | $15,454,000 | $454,000 | $1,800,000 | $91,000 | $302,000 |
| Credit History | 20 | $5,992,000 | $299,000 | $652,000 | $97,000 | $184,000 |
| Collateral | 8 | $2,749,000 | $343,000 | $525,000 | $130,000 | $324,000 |
| Other | 6 | $1,789,000 | $298,000 | $560,000 | $111,000 | $239,000 |
| Unverifiable Information | 3 | $1,135,000 | $378,000 | $626,000 | $128,000 | $176,000 |
| Credit Application Incomplete | 1 | $410,000 | $410,000 | $410,000 | $149,000 | $149,000 |
| Employment History | 1 | $417,000 | $417,000 | $417,000 | $168,000 | $168,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Rmr Financial, Inc's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Rmr Financial, Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New Jersey, download the full spreadsheet
with aggregated HMDA statistics today.