Roundpoint Mortgage Company
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
Roundpoint Mortgage Company 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Roundpoint Mortgage Company 5032 Parkway Plaza Blvd, Ste 200 Charlotte, NC 28278 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2014 2013 2012 2011 2010 2009 |
| Total Number of Mortgage Applications | 3,560 |
| Total Mortgage Loan Application Amount | $737,287,000 |
| Average Mortgage Loan Application Amount | $181,000 |
| Highest Mortgage Loan Application Amount | $1,370,000 |
| Average Applicant Income | $61,666 |
| Highest Applicant Income | $1,300,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with Roundpoint Mortgage Company. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Roundpoint Mortgage Company's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down Roundpoint Mortgage Company's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Roundpoint Mortgage Company serves its applicants.
Each category highlights the total number of mortgage applications processed by Roundpoint Mortgage Company, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Roundpoint Mortgage Company's mortgage activity for 2010.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 190 | $ 31,573,000 | $ 166,000 | $ 68,000 |
| CHICAGO-JOLIET-NAPERVILLE, IL | 137 | $ 30,124,000 | $ 219,000 | $ 95,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 136 | $ 45,101,000 | $ 432,500 | $ 131,500 |
| CHARLOTTE-GASTONIA-ROCK HILL, NC-SC | 110 | $ 20,023,000 | $ 195,500 | $ 86,500 |
| RALEIGH-CARY, NC | 77 | $ 14,692,000 | $ 190,000 | $ 87,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 71 | $ 25,940,000 | $ 365,000 | $ 118,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 70 | $ 11,064,000 | $ 158,000 | $ 68,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 55 | $ 11,648,000 | $ 211,000 | $ 89,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 50 | $ 11,399,000 | $ 177,000 | $ 63,500 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 44 | $ 7,998,000 | $ 181,000 | $ 102,000 |
| DENVER-AURORA-BROOMFIELD, CO | 39 | $ 8,567,000 | $ 219,000 | $ 83,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 38 | $ 7,691,000 | $ 202,000 | $ 66,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 36 | $ 12,358,000 | $ 343,000 | $ 113,000 |
| DALLAS-PLANO-IRVING, TX | 35 | $ 6,778,000 | $ 193,000 | $ 105,000 |
| JACKSONVILLE, FL | 34 | $ 6,748,000 | $ 198,000 | $ 81,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 33 | $ 13,270,000 | $ 402,000 | $ 132,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 33 | $ 13,810,000 | $ 418,000 | $ 187,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 30 | $ 10,937,000 | $ 364,000 | $ 153,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 28 | $ 5,772,000 | $ 206,000 | $ 77,000 |
| PHILADELPHIA, PA | 28 | $ 6,549,000 | $ 233,000 | $ 124,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 28 | $ 7,941,000 | $ 283,000 | $ 130,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 27 | $ 8,179,000 | $ 302,000 | $ 120,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 27 | $ 4,507,000 | $ 166,000 | $ 84,000 |
| RICHMOND, VA | 27 | $ 5,407,000 | $ 200,000 | $ 63,000 |
| GREENSBORO-HIGH POINT, NC | 26 | $ 3,919,000 | $ 150,000 | $ 54,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 26 | $ 5,737,000 | $ 217,000 | $ 82,500 |
| WARREN-TROY-FARMINGTON HILLS, MI | 25 | $ 4,582,000 | $ 183,000 | $ 137,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 24 | $ 5,077,000 | $ 211,000 | $ 98,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 23 | $ 7,134,000 | $ 310,000 | $ 168,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 23 | $ 5,309,000 | $ 230,000 | $ 87,000 |
| CAPE CORAL-FORT MYERS, FL | 22 | $ 4,023,000 | $ 182,000 | $ 79,000 |
| AUSTIN-ROUND ROCK-SAN MARCOS, TX | 21 | $ 3,583,000 | $ 170,000 | $ 117,000 |
| DURHAM-CHAPEL HILL, NC | 21 | $ 3,244,000 | $ 154,000 | $ 53,000 |
| PHOENIX-MESA-GLENDALE, AZ | 21 | $ 3,811,000 | $ 181,000 | $ 95,000 |
| ST. LOUIS, MO-IL | 21 | $ 3,057,000 | $ 135,500 | $ 33,500 |
| WINSTON-SALEM, NC | 21 | $ 2,968,000 | $ 141,000 | $ 51,000 |
| ASHEVILLE, NC | 20 | $ 2,914,000 | $ 145,000 | $ 46,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 20 | $ 4,115,000 | $ 205,000 | $ 88,000 |
| OCALA, FL | 20 | $ 2,969,000 | $ 148,000 | $ 61,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 20 | $ 8,611,000 | $ 430,000 | $ 152,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 20 | $ 5,467,000 | $ 273,000 | $ 124,000 |
| SAVANNAH, GA | 19 | $ 3,826,000 | $ 201,000 | $ 115,000 |
| BIRMINGHAM-HOOVER, AL | 18 | $ 3,691,000 | $ 205,000 | $ 115,000 |
| WILMINGTON, NC | 18 | $ 3,297,000 | $ 183,000 | $ 79,000 |
| CHARLESTON-NORTH CHARLESTON-SUMMERVILLE, SC | 17 | $ 2,706,000 | $ 159,000 | $ 63,000 |
| COLUMBIA, SC | 17 | $ 3,385,000 | $ 199,000 | $ 87,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 17 | $ 4,233,000 | $ 241,500 | $ 103,000 |
| BOSTON-QUINCY, MA | 16 | $ 4,452,000 | $ 278,000 | $ 115,000 |
| FAYETTEVILLE, NC | 16 | $ 2,522,000 | $ 157,000 | $ 54,000 |
| FORT WORTH-ARLINGTON, TX | 16 | $ 3,245,000 | $ 202,000 | $ 111,000 |
| WILMINGTON, DE-MD-NJ | 16 | $ 3,377,000 | $ 211,000 | $ 87,000 |
| BATON ROUGE, LA | 15 | $ 2,672,000 | $ 178,000 | $ 65,000 |
| COLORADO SPRINGS, CO | 15 | $ 3,634,000 | $ 242,000 | $ 84,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 15 | $ 2,233,000 | $ 148,000 | $ 71,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 15 | $ 1,999,000 | $ 133,000 | $ 64,000 |
| INDIANAPOLIS-CARMEL, IN | 14 | $ 2,481,000 | $ 177,000 | $ 101,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 14 | $ 2,992,000 | $ 213,000 | $ 66,000 |
| ALBUQUERQUE, NM | 13 | $ 2,300,000 | $ 176,000 | $ 85,000 |
| HUNTSVILLE, AL | 13 | $ 2,158,000 | $ 166,000 | $ 87,000 |
| OKLAHOMA CITY, OK | 13 | $ 2,333,000 | $ 179,000 | $ 49,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 13 | $ 3,760,000 | $ 289,000 | $ 119,000 |
| SANTA ROSA-PETALUMA, CA | 13 | $ 4,074,000 | $ 313,000 | $ 99,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 12 | $ 1,865,000 | $ 155,000 | $ 50,000 |
| GREENVILLE-MAULDIN-EASLEY, SC | 12 | $ 2,056,000 | $ 171,000 | $ 79,000 |
| LOUISVILLE-JEFFERSON COUNTY, KY-IN | 12 | $ 1,337,000 | $ 114,000 | $ 44,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 12 | $ 1,804,000 | $ 150,000 | $ 64,000 |
| BOISE CITY-NAMPA, ID | 11 | $ 1,910,000 | $ 173,000 | $ 51,000 |
| BRUNSWICK, GA | 11 | $ 2,260,000 | $ 205,000 | $ 107,000 |
| LAS VEGAS-PARADISE, NV | 11 | $ 2,079,000 | $ 189,000 | $ 85,000 |
| ALBANY, GA | 10 | $ 1,434,000 | $ 143,000 | $ 49,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 10 | $ 1,412,000 | $ 187,500 | $ 94,500 |
| EDISON-NEW BRUNSWICK, NJ | 10 | $ 1,839,000 | $ 183,000 | $ 90,000 |
| HONOLULU, HI | 10 | $ 4,282,000 | $ 428,000 | $ 89,000 |
| LAKELAND-WINTER HAVEN, FL | 10 | $ 1,508,000 | $ 150,000 | $ 63,000 |
| LAS CRUCES, NM | 10 | $ 1,727,000 | $ 172,000 | $ 83,000 |
| NEW HAVEN-MILFORD, CT | 10 | $ 2,026,000 | $ 202,000 | $ 128,000 |
| WORCESTER, MA | 10 | $ 1,813,000 | $ 181,000 | $ 104,000 |
| KANSAS CITY, MO-KS | 9 | $ 2,098,000 | $ 233,000 | $ 96,000 |
| NORTH PORT-BRADENTON-SARASOTA, FL | 9 | $ 1,661,000 | $ 184,000 | $ 96,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 9 | $ 1,629,000 | $ 181,000 | $ 63,000 |
| PANAMA CITY-LYNN HAVEN-PANAMA CITY BEACH, FL | 9 | $ 1,670,000 | $ 185,000 | $ 69,000 |
| GARY, IN | 8 | $ 1,099,000 | $ 137,000 | $ 63,000 |
| KNOXVILLE, TN | 8 | $ 1,406,000 | $ 175,000 | $ 69,000 |
| MACON, GA | 8 | $ 1,338,000 | $ 167,000 | $ 74,000 |
| MOBILE, AL | 8 | $ 1,198,000 | $ 149,000 | $ 69,000 |
| PEABODY, MA | 8 | $ 2,056,000 | $ 257,000 | $ 114,000 |
| STOCKTON, CA | 8 | $ 1,513,000 | $ 189,000 | $ 57,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 7 | $ 1,713,000 | $ 244,000 | $ 73,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 7 | $ 1,730,000 | $ 247,000 | $ 119,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 7 | $ 1,200,000 | $ 171,000 | $ 82,000 |
| NEWARK-UNION, NJ-PA | 7 | $ 1,712,000 | $ 244,000 | $ 130,000 |
| PORT ST. LUCIE, FL | 7 | $ 1,373,000 | $ 196,000 | $ 61,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 7 | $ 1,231,000 | $ 175,000 | $ 91,000 |
| ANN ARBOR, MI | 6 | $ 1,209,000 | $ 201,000 | $ 91,000 |
| ATHENS-CLARKE COUNTY, GA | 6 | $ 1,039,000 | $ 173,000 | $ 116,000 |
| CHATTANOOGA, TN-GA | 6 | $ 938,000 | $ 144,000 | $ 67,000 |
| DOTHAN, AL | 6 | $ 944,000 | $ 157,000 | $ 86,000 |
| PALM COAST, FL | 6 | $ 981,000 | $ 163,000 | $ 60,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 6 | $ 1,108,000 | $ 184,000 | $ 107,000 |
| TUCSON, AZ | 6 | $ 837,000 | $ 139,000 | $ 86,000 |
| BAKERSFIELD-DELANO, CA | 5 | $ 929,000 | $ 185,000 | $ 57,000 |
| BEND, OR | 5 | $ 1,398,000 | $ 279,000 | $ 88,000 |
| EUGENE-SPRINGFIELD, OR | 5 | $ 1,043,000 | $ 208,000 | $ 77,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 5 | $ 1,269,000 | $ 253,000 | $ 115,000 |
| GAINESVILLE, FL | 5 | $ 1,148,000 | $ 229,000 | $ 92,000 |
| GAINESVILLE, GA | 5 | $ 706,000 | $ 141,000 | $ 62,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 5 | $ 588,000 | $ 110,500 | $ 78,500 |
| LAFAYETTE, LA | 5 | $ 825,000 | $ 165,000 | $ 157,000 |
| MANCHESTER-NASHUA, NH | 5 | $ 1,032,000 | $ 206,000 | $ 94,000 |
| PITTSBURGH, PA | 5 | $ 769,000 | $ 153,000 | $ 72,000 |
| SALEM, OR | 5 | $ 953,000 | $ 190,000 | $ 82,000 |
| SHREVEPORT-BOSSIER CITY, LA | 5 | $ 568,000 | $ 113,000 | $ 66,000 |
| TALLAHASSEE, FL | 5 | $ 907,000 | $ 181,000 | $ 62,000 |
| TULSA, OK | 5 | $ 726,000 | $ 145,000 | $ 59,000 |
| WINCHESTER, VA-WV | 5 | $ 935,000 | $ 187,000 | $ 85,000 |
| BOULDER, CO | 4 | $ 975,000 | $ 243,000 | $ 111,000 |
| BURLINGTON, NC | 4 | $ 833,000 | $ 208,000 | $ 49,000 |
| CHICO, CA | 4 | $ 512,000 | $ 128,000 | $ 44,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 4 | $ 431,000 | $ 114,500 | $ 41,500 |
| COLUMBUS, GA-AL | 4 | $ 568,000 | $ 142,000 | $ 74,000 |
| DES MOINES-WEST DES MOINES, IA | 4 | $ 811,000 | $ 202,000 | $ 101,000 |
| FLORENCE-MUSCLE SHOALS, AL | 4 | $ 408,000 | $ 102,000 | $ 57,000 |
| FRESNO, CA | 4 | $ 865,000 | $ 216,000 | $ 58,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 4 | $ 592,000 | $ 148,000 | $ 53,000 |
| HARRISBURG-CARLISLE, PA | 4 | $ 587,000 | $ 146,000 | $ 45,000 |
| HICKORY-LENOIR-MORGANTON, NC | 4 | $ 469,000 | $ 117,000 | $ 20,000 |
| HINESVILLE-FORT STEWART, GA | 4 | $ 384,000 | $ 96,000 | $ 41,000 |
| LANCASTER, PA | 4 | $ 540,000 | $ 135,000 | $ 68,000 |
| LANSING-EAST LANSING, MI | 4 | $ 482,000 | $ 120,000 | $ 105,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 4 | $ 881,000 | $ 220,000 | $ 53,000 |
| MEMPHIS, TN-MS-AR | 4 | $ 544,000 | $ 135,500 | $ 67,500 |
| MONTGOMERY, AL | 4 | $ 610,000 | $ 152,000 | $ 62,000 |
| NAPLES-MARCO ISLAND, FL | 4 | $ 985,000 | $ 246,000 | $ 111,000 |
| NORWICH-NEW LONDON, CT | 4 | $ 876,000 | $ 219,000 | $ 106,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 4 | $ 646,000 | $ 161,000 | $ 39,000 |
| PUNTA GORDA, FL | 4 | $ 498,000 | $ 124,000 | $ 78,000 |
| ROCKFORD, IL | 4 | $ 469,000 | $ 117,000 | $ 40,000 |
| SALINAS, CA | 4 | $ 1,349,000 | $ 337,000 | $ 102,000 |
| TACOMA, WA | 4 | $ 701,000 | $ 175,000 | $ 91,000 |
| TRENTON-EWING, NJ | 4 | $ 783,000 | $ 195,000 | $ 168,000 |
| YORK-HANOVER, PA | 4 | $ 710,000 | $ 177,000 | $ 33,000 |
| BALTIMORE-TOWSON, MD | 3 | $ 756,000 | $ 252,000 | $ 128,000 |
| BANGOR, ME | 3 | $ 436,000 | $ 145,000 | $ 70,000 |
| CHARLOTTESVILLE, VA | 3 | $ 719,000 | $ 239,000 | $ 67,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 3 | $ 609,000 | $ 203,000 | $ 67,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 3 | $ 663,000 | $ 221,000 | $ 85,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 3 | $ 405,000 | $ 135,000 | $ 82,000 |
| EL PASO, TX | 3 | $ 446,000 | $ 148,000 | $ 49,000 |
| ERIE, PA | 3 | $ 784,000 | $ 261,000 | $ 148,000 |
| FORT COLLINS-LOVELAND, CO | 3 | $ 779,000 | $ 259,000 | $ 144,000 |
| FORT WAYNE, IN | 3 | $ 722,000 | $ 240,000 | $ 120,000 |
| GRAND JUNCTION, CO | 3 | $ 538,000 | $ 179,000 | $ 51,000 |
| GREELEY, CO | 3 | $ 569,000 | $ 189,000 | $ 95,000 |
| GREENVILLE, NC | 3 | $ 416,000 | $ 138,000 | $ 84,000 |
| IDAHO FALLS, ID | 3 | $ 494,000 | $ 164,000 | $ 23,000 |
| LAFAYETTE, IN | 3 | $ 367,000 | $ 122,000 | $ 62,000 |
| MADISON, WI | 3 | $ 704,000 | $ 234,000 | $ 152,000 |
| MORRISTOWN, TN | 3 | $ 598,000 | $ 199,000 | $ 98,000 |
| REDDING, CA | 3 | $ 992,000 | $ 330,000 | $ 41,000 |
| ROANOKE, VA | 3 | $ 362,000 | $ 120,000 | $ 34,000 |
| ROCKY MOUNT, NC | 3 | $ 341,000 | $ 113,000 | $ 68,000 |
| SANTA CRUZ-WATSONVILLE, CA | 3 | $ 1,151,000 | $ 383,000 | $ 129,000 |
| SANTA FE, NM | 3 | $ 780,000 | $ 260,000 | $ 133,000 |
| SPARTANBURG, SC | 3 | $ 680,000 | $ 226,000 | $ 89,000 |
| SUMTER, SC | 3 | $ 178,000 | $ 59,000 | $ 51,000 |
| VISALIA-PORTERVILLE, CA | 3 | $ 887,000 | $ 295,000 | $ 68,000 |
| ALEXANDRIA, LA | 2 | $ 415,000 | $ 207,000 | $ 67,000 |
| AUBURN-OPELIKA, AL | 2 | $ 315,000 | $ 157,000 | $ 67,000 |
| BEAUMONT-PORT ARTHUR, TX | 2 | $ 330,000 | $ 165,000 | $ 72,000 |
| BISMARCK, ND | 2 | $ 271,000 | $ 135,000 | $ 53,000 |
| BLOOMINGTON-NORMAL, IL | 2 | $ 299,000 | $ 149,000 | $ 106,000 |
| BREMERTON-SILVERDALE, WA | 2 | $ 716,000 | $ 358,000 | $ 121,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 2 | $ 346,000 | $ 173,000 | $ 77,000 |
| CASPER, WY | 2 | $ 535,000 | $ 267,000 | $ 30,000 |
| CHAMPAIGN-URBANA, IL | 2 | $ 335,000 | $ 167,000 | $ 91,000 |
| CLARKSVILLE, TN-KY | 2 | $ 278,000 | $ 139,000 | $ 85,000 |
| COLLEGE STATION-BRYAN, TX | 2 | $ 225,000 | $ 112,000 | $ 49,000 |
| DALTON, GA | 2 | $ 340,000 | $ 170,000 | $ 85,000 |
| DANVILLE, VA | 2 | $ 264,000 | $ 132,000 | $ 28,000 |
| DECATUR, AL | 2 | $ 320,000 | $ 160,000 | $ 63,000 |
| DOVER, DE | 2 | $ 353,000 | $ 176,000 | $ 62,000 |
| EVANSVILLE, IN-KY | 2 | $ 411,000 | $ 205,000 | $ 89,000 |
| FOND DU LAC, WI | 2 | $ 271,000 | $ 135,000 | $ 74,000 |
| FORT SMITH, AR-OK | 2 | $ 226,000 | $ 113,000 | $ 18,500 |
| GOLDSBORO, NC | 2 | $ 271,000 | $ 135,000 | $ 34,000 |
| HOT SPRINGS, AR | 2 | $ 250,000 | $ 125,000 | $ 27,000 |
| HOUMA-BAYOU CANE-THIBODAUX, LA | 2 | $ 272,000 | $ 136,000 | $ 71,000 |
| JOHNSON CITY, TN | 2 | $ 391,000 | $ 195,000 | $ 53,000 |
| KALAMAZOO-PORTAGE, MI | 2 | $ 506,000 | $ 253,000 | $ 256,000 |
| KANKAKEE-BRADLEY, IL | 2 | $ 344,000 | $ 172,000 | $ 63,000 |
| LAKE CHARLES, LA | 2 | $ 245,000 | $ 122,000 | $ 64,000 |
| LEWISTON, ID-WA | 2 | $ 394,000 | $ 197,000 | $ 73,000 |
| LONGVIEW, TX | 2 | $ 88,000 | $ 44,000 | $ 37,000 |
| LYNCHBURG, VA | 2 | $ 628,000 | $ 314,000 | $ 107,000 |
| MICHIGAN CITY-LA PORTE, IN | 2 | $ 572,000 | $ 286,000 | $ 116,000 |
| MODESTO, CA | 2 | $ 232,000 | $ 116,000 | $ 60,000 |
| MOUNT VERNON-ANACORTES, WA | 2 | $ 753,000 | $ 376,000 | $ 120,000 |
| MYRTLE BEACH-NORTH MYRTLE BEACH-CONWAY, SC | 2 | $ 303,000 | $ 151,000 | $ 92,000 |
| NAPA, CA | 2 | $ 403,000 | $ 201,000 | $ 79,000 |
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 2 | $ 402,000 | $ 201,000 | $ 153,000 |
| PUEBLO, CO | 2 | $ 443,000 | $ 221,000 | $ 62,000 |
| READING, PA | 2 | $ 290,000 | $ 145,000 | $ 104,000 |
| RENO-SPARKS, NV | 2 | $ 566,000 | $ 283,000 | $ 124,000 |
| ROME, GA | 2 | $ 147,000 | $ 73,000 | $ 34,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 2 | $ 859,000 | $ 429,000 | $ 285,000 |
| SIOUX CITY, IA-NE-SD | 2 | $ 586,000 | $ 293,000 | $ 108,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 2 | $ 216,000 | $ 108,000 | $ 43,000 |
| SPOKANE, WA | 2 | $ 297,000 | $ 148,000 | $ 45,000 |
| SPRINGFIELD, IL | 2 | $ 293,000 | $ 146,000 | $ 75,000 |
| SPRINGFIELD, MA | 2 | $ 1,032,000 | $ 516,000 | $ 160,000 |
| TYLER, TX | 2 | $ 299,000 | $ 149,000 | $ 126,000 |
| VALDOSTA, GA | 2 | $ 252,000 | $ 126,000 | $ 59,000 |
| VALLEJO-FAIRFIELD, CA | 2 | $ 365,000 | $ 182,000 | $ 86,000 |
| WARNER ROBINS, GA | 2 | $ 182,000 | $ 91,000 | $ 61,000 |
| WATERLOO-CEDAR FALLS, IA | 2 | $ 327,000 | $ 163,000 | $ 90,000 |
| WICHITA, KS | 2 | $ 304,000 | $ 152,000 | $ 72,000 |
| ABILENE, TX | 1 | $ 30,000 | $ 30,000 | $ 54,000 |
| AMARILLO, TX | 1 | $ 147,000 | $ 147,000 | $ 63,000 |
| ANDERSON, SC | 1 | $ 150,000 | $ 150,000 | $ 38,000 |
| ANNISTON-OXFORD, AL | 1 | $ 139,000 | $ 139,000 | $ 75,000 |
| BARNSTABLE TOWN, MA | 1 | $ 239,000 | $ 239,000 | $ 71,000 |
| BETHESDA-ROCKVILLE-FREDERICK, MD | 1 | $ 153,000 | $ 153,000 | $ 42,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 1 | $ 180,000 | $ 180,000 | $ 0 |
| BLOOMINGTON, IN | 1 | $ 172,000 | $ 172,000 | $ 92,000 |
| BOWLING GREEN, KY | 1 | $ 289,000 | $ 289,000 | $ 206,000 |
| BROWNSVILLE-HARLINGEN, TX | 1 | $ 240,000 | $ 240,000 | $ 60,000 |
| CAMDEN, NJ | 1 | $ 141,000 | $ 141,000 | $ 104,000 |
| CEDAR RAPIDS, IA | 1 | $ 314,000 | $ 314,000 | $ 0 |
| CHARLESTON, WV | 1 | $ 96,000 | $ 96,000 | $ 114,000 |
| CHEYENNE, WY | 1 | $ 157,000 | $ 157,000 | $ 56,000 |
| CORPUS CHRISTI, TX | 1 | $ 118,000 | $ 118,000 | $ 280,000 |
| CUMBERLAND, MD-WV | 1 | $ 231,000 | $ 231,000 | $ 141,000 |
| DANVILLE, IL | 1 | $ 42,000 | $ 42,000 | $ 0 |
| DULUTH, MN-WI | 1 | $ 177,000 | $ 177,000 | $ 110,000 |
| EL CENTRO, CA | 1 | $ 188,000 | $ 188,000 | $ 55,000 |
| ELIZABETHTOWN, KY | 1 | $ 242,000 | $ 242,000 | $ 137,000 |
| FARGO, ND-MN | 1 | $ 138,000 | $ 138,000 | $ 56,000 |
| FARMINGTON, NM | 1 | $ 111,000 | $ 111,000 | $ 52,000 |
| FLINT, MI | 1 | $ 134,000 | $ 134,000 | $ 0 |
| FLORENCE, SC | 1 | $ 111,000 | $ 111,000 | $ 27,000 |
| GADSDEN, AL | 1 | $ 145,000 | $ 145,000 | $ 51,000 |
| GRAND FORKS, ND-MN | 1 | $ 139,000 | $ 139,000 | $ 61,000 |
| GRAND RAPIDS-WYOMING, MI | 1 | $ 165,000 | $ 165,000 | $ 120,000 |
| GREEN BAY, WI | 1 | $ 76,000 | $ 76,000 | $ 23,000 |
| GULFPORT-BILOXI, MS | 1 | $ 180,000 | $ 180,000 | $ 56,000 |
| HANFORD-CORCORAN, CA | 1 | $ 322,000 | $ 322,000 | $ 67,000 |
| HARRISONBURG, VA | 1 | $ 168,000 | $ 168,000 | $ 35,000 |
| IOWA CITY, IA | 1 | $ 125,000 | $ 125,000 | $ 0 |
| JACKSON, MS | 1 | $ 26,000 | $ 26,000 | $ 124,000 |
| JACKSONVILLE, NC | 1 | $ 154,000 | $ 154,000 | $ 54,000 |
| KENNEWICK-PASCO-RICHLAND, WA | 1 | $ 112,000 | $ 112,000 | $ 82,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 1 | $ 113,000 | $ 113,000 | $ 71,000 |
| LAWTON, OK | 1 | $ 205,000 | $ 205,000 | $ 69,000 |
| LEBANON, PA | 1 | $ 192,000 | $ 192,000 | $ 58,000 |
| LEXINGTON-FAYETTE, KY | 1 | $ 276,000 | $ 276,000 | $ 139,000 |
| MANHATTAN, KS | 1 | $ 82,000 | $ 82,000 | $ 25,000 |
| MANKATO-NORTH MANKATO, MN | 1 | $ 159,000 | $ 159,000 | $ 82,000 |
| MERCED, CA | 1 | $ 85,000 | $ 85,000 | $ 110,000 |
| MONROE, LA | 1 | $ 158,000 | $ 158,000 | $ 36,000 |
| MORGANTOWN, WV | 1 | $ 150,000 | $ 150,000 | $ 62,000 |
| NASSAU-SUFFOLK, NY | 1 | $ 550,000 | $ 550,000 | $ 102,000 |
| OSHKOSH-NEENAH, WI | 1 | $ 103,000 | $ 103,000 | $ 34,000 |
| OWENSBORO, KY | 1 | $ 93,000 | $ 93,000 | $ 18,000 |
| PARKERSBURG-MARIETTA-VIENNA, WV-OH | 1 | $ 200,000 | $ 200,000 | $ 50,000 |
| PEORIA, IL | 1 | $ 128,000 | $ 128,000 | $ 40,000 |
| POCATELLO, ID | 1 | $ 263,000 | $ 263,000 | $ 113,000 |
| SCRANTON--WILKES-BARRE, PA | 1 | $ 120,000 | $ 120,000 | $ 26,000 |
| SEBASTIAN-VERO BEACH, FL | 1 | $ 148,000 | $ 148,000 | $ 42,000 |
| STEUBENVILLE-WEIRTON, OH-WV | 1 | $ 143,000 | $ 143,000 | $ 91,000 |
| WENATCHEE-EAST WENATCHEE, WA | 1 | $ 130,000 | $ 130,000 | $ 132,000 |
| WHEELING, WV-OH | 1 | $ 116,000 | $ 116,000 | $ 43,000 |
| WICHITA FALLS, TX | 1 | $ 87,000 | $ 87,000 | $ 120,000 |
| YUMA, AZ | 1 | $ 204,000 | $ 204,000 | $ 100,000 |
Mortgage Loan Application Detail Totals for Roundpoint Mortgage Company in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,399 | $703,153,000 | $206,000 | $1,125,000 | $85,000 | $1,300,000 |
| Home Purchase | 160 | $34,009,000 | $212,000 | $1,370,000 | $100,000 | $950,000 |
| Home Improvement | 1 | $125,000 | $125,000 | $125,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,245 | $469,412,000 | $209,000 | $1,370,000 | $92,000 | $1,300,000 |
| Not Provided | 632 | $126,110,000 | $199,000 | $980,000 | $63,000 | $840,000 |
| Black or African American | 260 | $47,563,000 | $182,000 | $794,000 | $69,000 | $450,000 |
| Hispanic | 196 | $36,215,000 | $184,000 | $701,000 | $67,000 | $335,000 |
| Asian | 194 | $50,179,000 | $258,000 | $720,000 | $124,000 | $750,000 |
| Native Hawaiian or Other Pacific Islander | 21 | $5,574,000 | $265,000 | $627,000 | $93,000 | $225,000 |
| American Indian or Alaskan Native | 12 | $2,234,000 | $186,000 | $388,000 | $72,000 | $184,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,908 | $417,879,000 | $219,000 | $1,370,000 | $102,000 | $1,300,000 |
| FHA-insured (Federal Housing Administration) | 1,312 | $249,873,000 | $190,000 | $1,125,000 | $64,000 | $430,000 |
| VA-guaranteed (Veterans Administration) | 302 | $64,926,000 | $214,000 | $734,000 | $74,000 | $348,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 38 | $4,609,000 | $121,000 | $214,000 | $44,000 | $73,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 1,617 | $342,038,000 | $211,000 | $999,000 | $83,000 | $1,300,000 |
| Loan Originated | 1,374 | $289,891,000 | $210,000 | $716,000 | $98,000 | $882,000 |
| Application Denied By Financial Institution | 566 | $104,516,000 | $184,000 | $1,370,000 | $59,000 | $950,000 |
| Application Approved But Not Accepted | 2 | $717,000 | $358,000 | $448,000 | $127,000 | $150,000 |
| File Closed For Incompleteness | 1 | $125,000 | $125,000 | $125,000 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 565 | $104,391,000 | $184,000 | $1,370,000 | $59,000 | $950,000 |
| Credit History | 1 | $125,000 | $125,000 | $125,000 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Roundpoint Mortgage Company's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Roundpoint Mortgage Company's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Carolina, download the full spreadsheet
with aggregated HMDA statistics today.