Ruoff Mortgage Company, Inc.
Mortgage Loan Application
Totals and Details
for 2016
Find mortgage loan statistics, lending data, and loan application totals for Indiana.
The mortgage statistics and data below are specific to mortgage loan applications for Ruoff Mortgage Company, Inc..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Ruoff Mortgage Company, Inc. 1700 Magnavox Way Suite 220 Fort Wayne, IN 46804 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 |
| Total Number of Mortgage Applications | 11,333 |
| Total Mortgage Loan Application Amount | $1,682,509,000 |
| Average Mortgage Loan Application Amount | $154,500 |
| Highest Mortgage Loan Application Amount | $1,089,000 |
| Average Applicant Income | $75,000 |
| Highest Applicant Income | $2,696,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in IN, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Allen County Indiana | 1,855 | $ 255,586,000 | $ 137,000 | $ 65,000 |
| Marion County Indiana | 1,101 | $ 165,400,000 | $ 150,000 | $ 76,000 |
| Hamilton County Indiana | 928 | $ 217,297,000 | $ 234,000 | $ 113,000 |
| St. Joseph County Indiana | 773 | $ 90,576,000 | $ 117,000 | $ 57,000 |
| Monroe County Indiana | 538 | $ 96,288,000 | $ 178,000 | $ 84,000 |
| Elkhart County Indiana | 497 | $ 65,784,000 | $ 132,000 | $ 58,000 |
| Hendricks County Indiana | 494 | $ 86,075,000 | $ 174,000 | $ 79,000 |
| Tippecanoe County Indiana | 445 | $ 63,394,000 | $ 142,000 | $ 59,000 |
| Kosciusko County Indiana | 386 | $ 52,524,000 | $ 136,000 | $ 64,000 |
| Johnson County Indiana | 267 | $ 43,762,000 | $ 163,000 | $ 67,000 |
| Whitley County Indiana | 264 | $ 34,101,000 | $ 129,000 | $ 57,000 |
| Vigo County Indiana | 239 | $ 26,314,000 | $ 110,000 | $ 58,000 |
| Boone County Indiana | 198 | $ 39,049,000 | $ 197,000 | $ 86,000 |
| DeKalb County Indiana | 198 | $ 26,387,000 | $ 133,000 | $ 58,000 |
| Bartholomew County Indiana | 184 | $ 34,623,000 | $ 188,000 | $ 88,000 |
| Noble County Indiana | 156 | $ 19,860,000 | $ 127,000 | $ 66,000 |
| Cass County Michigan | 149 | $ 20,785,000 | $ 139,000 | $ 65,000 |
| Putnam County Indiana | 144 | $ 17,452,000 | $ 121,000 | $ 69,000 |
| Lawrence County Indiana | 142 | $ 18,024,000 | $ 126,000 | $ 54,000 |
| Hancock County Indiana | 136 | $ 23,670,000 | $ 174,000 | $ 81,000 |
| Marshall County Indiana | 131 | $ 18,034,000 | $ 137,000 | $ 69,000 |
| Lake County Indiana | 125 | $ 19,567,000 | $ 156,000 | $ 70,000 |
| Berrien County Michigan | 117 | $ 13,333,000 | $ 113,000 | $ 55,000 |
| Huntington County Indiana | 95 | $ 10,372,000 | $ 109,000 | $ 48,000 |
| White County Indiana | 87 | $ 9,883,000 | $ 113,000 | $ 52,000 |
| Jasper County Indiana | 68 | $ 8,345,000 | $ 122,000 | $ 66,000 |
| Carroll County Indiana | 66 | $ 7,551,000 | $ 114,000 | $ 58,000 |
| Delaware County Indiana | 62 | $ 6,632,000 | $ 106,000 | $ 62,000 |
| Cass County Indiana | 60 | $ 5,291,000 | $ 88,000 | $ 41,000 |
| LaPorte County Indiana | 60 | $ 7,127,000 | $ 118,000 | $ 59,000 |
| Morgan County Indiana | 60 | $ 9,357,000 | $ 155,000 | $ 64,000 |
| Wells County Indiana | 60 | $ 7,575,000 | $ 126,000 | $ 58,000 |
| Adams County Indiana | 58 | $ 6,051,000 | $ 104,000 | $ 40,000 |
| Madison County Indiana | 56 | $ 6,854,000 | $ 122,000 | $ 56,000 |
| Clay County Indiana | 53 | $ 5,599,000 | $ 105,000 | $ 49,000 |
| Howard County Indiana | 53 | $ 6,353,000 | $ 119,000 | $ 65,000 |
| Steuben County Indiana | 49 | $ 8,484,000 | $ 173,000 | $ 86,000 |
| Starke County Indiana | 48 | $ 5,033,000 | $ 104,000 | $ 51,000 |
| Vermillion County Indiana | 47 | $ 4,196,000 | $ 89,000 | $ 56,000 |
| Montgomery County Indiana | 44 | $ 5,970,000 | $ 135,000 | $ 57,000 |
| Vanderburgh County Indiana | 44 | $ 4,819,000 | $ 109,000 | $ 41,000 |
| Owen County Indiana | 43 | $ 5,898,000 | $ 137,000 | $ 63,000 |
| Sullivan County Indiana | 38 | $ 3,556,000 | $ 93,000 | $ 50,000 |
| LaGrange County Indiana | 37 | $ 4,661,000 | $ 125,000 | $ 61,000 |
| Porter County Indiana | 37 | $ 7,298,000 | $ 197,000 | $ 153,000 |
| Clinton County Indiana | 35 | $ 4,578,000 | $ 130,000 | $ 64,000 |
| Shelby County Indiana | 32 | $ 4,281,000 | $ 133,000 | $ 65,000 |
| Greene County Indiana | 29 | $ 3,415,000 | $ 117,000 | $ 59,000 |
| Brown County Indiana | 27 | $ 5,238,000 | $ 194,000 | $ 74,000 |
| Parke County Indiana | 26 | $ 2,621,000 | $ 100,000 | $ 54,000 |
| Wabash County Indiana | 23 | $ 2,826,000 | $ 122,000 | $ 56,000 |
| Fulton County Indiana | 22 | $ 2,781,000 | $ 126,000 | $ 49,000 |
| Jackson County Indiana | 18 | $ 2,113,000 | $ 117,000 | $ 55,000 |
| Crawford County Illinois | 17 | $ 1,200,000 | $ 70,000 | $ 38,000 |
| Warrick County Indiana | 17 | $ 2,593,000 | $ 152,000 | $ 55,000 |
| Grant County Indiana | 16 | $ 2,036,000 | $ 127,000 | $ 65,000 |
| Sarasota County Florida | 15 | $ 2,903,000 | $ 193,000 | $ 74,000 |
| Blackford County Indiana | 14 | $ 1,261,000 | $ 90,000 | $ 41,000 |
| St. Joseph County Michigan | 14 | $ 2,059,000 | $ 147,000 | $ 84,000 |
| Benton County Indiana | 10 | $ 926,000 | $ 92,000 | $ 45,000 |
| Henry County Indiana | 10 | $ 1,104,000 | $ 110,000 | $ 64,000 |
| Clark County Illinois | 9 | $ 950,000 | $ 105,000 | $ 52,000 |
| Miami County Indiana | 9 | $ 923,000 | $ 102,000 | $ 52,000 |
| Manatee County Florida | 8 | $ 1,845,000 | $ 230,000 | $ 119,000 |
| Gibson County Indiana | 8 | $ 1,241,000 | $ 155,000 | $ 51,000 |
| Newton County Indiana | 8 | $ 1,190,000 | $ 148,000 | $ 50,000 |
| Randolph County Indiana | 8 | $ 806,000 | $ 100,000 | $ 63,000 |
| Cook County Illinois | 7 | $ 1,550,000 | $ 221,000 | $ 118,000 |
| Orange County Indiana | 7 | $ 964,000 | $ 137,000 | $ 56,000 |
| Posey County Indiana | 7 | $ 719,000 | $ 102,000 | $ 63,000 |
| Pulaski County Indiana | 6 | $ 656,000 | $ 109,000 | $ 59,000 |
| Warren County Indiana | 6 | $ 814,000 | $ 135,000 | $ 59,000 |
| Clark County Indiana | 5 | $ 1,047,000 | $ 209,000 | $ 113,000 |
| Jay County Indiana | 5 | $ 432,000 | $ 86,000 | $ 49,000 |
| Van Buren County Michigan | 5 | $ 676,000 | $ 135,000 | $ 79,000 |
| Pinellas County Florida | 4 | $ 433,000 | $ 108,000 | $ 51,000 |
| Decatur County Indiana | 4 | $ 622,000 | $ 155,000 | $ 80,000 |
| Martin County Indiana | 4 | $ 439,000 | $ 109,000 | $ 36,000 |
| Collier County Florida | 3 | $ 601,000 | $ 200,000 | $ 94,000 |
| Hillsborough County Florida | 3 | $ 525,000 | $ 175,000 | $ 207,000 |
| Lee County Florida | 3 | $ 895,000 | $ 298,000 | $ 153,000 |
| Dubois County Indiana | 3 | $ 432,000 | $ 144,000 | $ 67,000 |
| Fountain County Indiana | 3 | $ 186,000 | $ 62,000 | $ 61,000 |
| Rush County Indiana | 3 | $ 304,000 | $ 101,000 | $ 50,000 |
| Tipton County Indiana | 3 | $ 456,000 | $ 152,000 | $ 70,000 |
| Wayne County Indiana | 3 | $ 345,000 | $ 115,000 | $ 86,000 |
| Branch County Michigan | 3 | $ 226,000 | $ 75,000 | $ 45,000 |
| Kalamazoo County Michigan | 3 | $ 576,000 | $ 192,000 | $ 87,000 |
| Defiance County Ohio | 3 | $ 338,000 | $ 112,000 | $ 47,000 |
| Van Wert County Ohio | 3 | $ 397,000 | $ 132,000 | $ 45,000 |
| Williams County Ohio | 3 | $ 240,000 | $ 80,000 | $ 49,000 |
| Pima County Arizona | 2 | $ 552,000 | $ 276,000 | $ 144,000 |
| Seminole County Florida | 2 | $ 628,000 | $ 314,000 | $ 101,000 |
| Jasper County Illinois | 2 | $ 98,000 | $ 49,000 | $ 48,000 |
| Daviess County Indiana | 2 | $ 346,000 | $ 173,000 | $ 76,000 |
| Floyd County Indiana | 2 | $ 299,000 | $ 149,000 | $ 54,000 |
| Jennings County Indiana | 2 | $ 336,000 | $ 168,000 | $ 63,000 |
| Knox County Indiana | 2 | $ 238,000 | $ 119,000 | $ 74,000 |
| Boone County Kentucky | 2 | $ 267,000 | $ 133,000 | $ 76,000 |
| Oakland County Michigan | 2 | $ 418,000 | $ 209,000 | $ 58,000 |
| Darke County Ohio | 2 | $ 425,000 | $ 212,000 | $ 112,000 |
| Union County Ohio | 2 | $ 559,000 | $ 279,000 | $ 93,000 |
| Warren County Ohio | 2 | $ 642,000 | $ 321,000 | $ 305,000 |
| Citrus County Florida | 1 | $ 148,000 | $ 148,000 | $ 114,000 |
| Lake County Florida | 1 | $ 152,000 | $ 152,000 | $ 162,000 |
| Marion County Florida | 1 | $ 54,000 | $ 54,000 | $ 20,000 |
| Miami-Dade County Florida | 1 | $ 417,000 | $ 417,000 | $ 253,000 |
| Pasco County Florida | 1 | $ 175,000 | $ 175,000 | $ 55,000 |
| Volusia County Florida | 1 | $ 323,000 | $ 323,000 | $ 102,000 |
| Edgar County Illinois | 1 | $ 175,000 | $ 175,000 | $ 55,000 |
| Lake County Illinois | 1 | $ 155,000 | $ 155,000 | $ 88,000 |
| Vermilion County Illinois | 1 | $ 140,000 | $ 140,000 | $ 54,000 |
| Crawford County Indiana | 1 | $ 201,000 | $ 201,000 | $ 43,000 |
| Pike County Indiana | 1 | $ 105,000 | $ 105,000 | $ 57,000 |
| Washington County Indiana | 1 | $ 149,000 | $ 149,000 | $ 68,000 |
| Carroll County Kentucky | 1 | $ 168,000 | $ 168,000 | $ 60,000 |
| Harlan County Kentucky | 1 | $ 128,000 | $ 128,000 | $ 34,000 |
| Jefferson County Kentucky | 1 | $ 150,000 | $ 150,000 | $ 59,000 |
| Oldham County Kentucky | 1 | $ 290,000 | $ 290,000 | $ 175,000 |
| Shelby County Kentucky | 1 | $ 414,000 | $ 414,000 | $ 86,000 |
| Alger County Michigan | 1 | $ 114,000 | $ 114,000 | $ 175,000 |
| Barry County Michigan | 1 | $ 315,000 | $ 315,000 | $ 108,000 |
| Chippewa County Michigan | 1 | $ 83,000 | $ 83,000 | $ 62,000 |
| Kent County Michigan | 1 | $ 115,000 | $ 115,000 | $ 27,000 |
| Lake County Michigan | 1 | $ 116,000 | $ 116,000 | $ 250,000 |
| Montmorency County Michigan | 1 | $ 62,000 | $ 62,000 | $ 45,000 |
| Newaygo County Michigan | 1 | $ 160,000 | $ 160,000 | $ 94,000 |
| Oceana County Michigan | 1 | $ 108,000 | $ 108,000 | $ 23,000 |
| Champaign County Ohio | 1 | $ 42,000 | $ 42,000 | $ 62,000 |
| Fulton County Ohio | 1 | $ 113,000 | $ 113,000 | $ 67,000 |
| Hamilton County Ohio | 1 | $ 190,000 | $ 190,000 | $ 53,000 |
| Paulding County Ohio | 1 | $ 75,000 | $ 75,000 | $ 36,000 |
| Portage County Ohio | 1 | $ 168,000 | $ 168,000 | $ 91,000 |
| Sandusky County Ohio | 1 | $ 314,000 | $ 314,000 | $ 260,000 |
| Wayne County Ohio | 1 | $ 172,000 | $ 172,000 | $ 155,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Indiana,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Ruoff Mortgage Company, Inc. in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 9,361 | $1,358,478,000 | $145,000 | $1,089,000 | $67,000 | $2,696,000 |
| Refinancing | 1,972 | $324,031,000 | $164,000 | $782,000 | $83,000 | $1,051,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 10,057 | $1,493,011,000 | $148,000 | $1,059,000 | $70,000 | $1,361,000 |
| Hispanic | 472 | $61,205,000 | $129,000 | $417,000 | $55,000 | $354,000 |
| Black or African American | 426 | $62,614,000 | $146,000 | $1,089,000 | $59,000 | $529,000 |
| Not Provided | 172 | $29,581,000 | $171,000 | $805,000 | $85,000 | $1,308,000 |
| Asian | 162 | $29,062,000 | $179,000 | $708,000 | $99,000 | $2,696,000 |
| American Indian or Alaskan Native | 29 | $4,777,000 | $164,000 | $417,000 | $96,000 | $338,000 |
| Native Hawaiin or Other Pacific Islander | 15 | $2,259,000 | $150,000 | $417,000 | $85,000 | $354,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,745 | $965,497,000 | $168,000 | $1,089,000 | $89,000 | $2,696,000 |
| FHA-insured (Federal Housing Administration) | 3,864 | $484,240,000 | $125,000 | $334,000 | $51,000 | $384,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1,117 | $123,689,000 | $110,000 | $260,000 | $41,000 | $99,000 |
| VA-guaranteed (Veterans Administration) | 607 | $109,083,000 | $179,000 | $600,000 | $67,000 | $380,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 8,905 | $1,330,100,000 | $149,000 | $1,089,000 | $70,000 | $1,361,000 |
| Application Withdrawn By Applicant | 932 | $138,909,000 | $149,000 | $1,021,000 | $74,000 | $1,308,000 |
| Application Denied By Financial Institution | 789 | $114,038,000 | $144,000 | $1,059,000 | $65,000 | $1,105,000 |
| Application Approved But Not Accepted | 596 | $84,805,000 | $142,000 | $750,000 | $72,000 | $2,696,000 |
| Preapproval Approved but not Accepted | 67 | $9,152,000 | $136,000 | $400,000 | $53,000 | $185,000 |
| Preapproval Denied by Financial Institution | 44 | $5,505,000 | $125,000 | $280,000 | $46,000 | $107,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 231 | $37,257,000 | $161,000 | $1,059,000 | $81,000 | $1,105,000 |
| Credit History | 146 | $18,779,000 | $128,000 | $417,000 | $65,000 | $559,000 |
| Collateral | 143 | $18,441,000 | $128,000 | $417,000 | $63,000 | $289,000 |
| Debt-To-Income Ratio | 121 | $18,490,000 | $152,000 | $927,000 | $44,000 | $260,000 |
| Other | 50 | $7,076,000 | $141,000 | $750,000 | $70,000 | $309,000 |
| Employment History | 26 | $3,431,000 | $131,000 | $247,000 | $39,000 | $94,000 |
| Unverifiable Information | 13 | $2,518,000 | $193,000 | $417,000 | $65,000 | $163,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 11 | $924,000 | $84,000 | $136,000 | $43,000 | $97,000 |
| Mortgage Insurance Denied | 1 | $122,000 | $122,000 | $122,000 | $44,000 | $44,000 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in IN, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Indiana, and search similar information at your convenience.