Synergy One Lending, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Synergy One Lending, Inc. 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Synergy One Lending, Inc. 3131 Camino Del Rio N Unit 150 Wilmington, DE 92108 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 |
| Total Number of Mortgage Applications | 8,662 |
| Total Mortgage Loan Application Amount | $3,012,600,000 |
| Average Mortgage Loan Application Amount | $325,750 |
| Highest Mortgage Loan Application Amount | $3,005,000 |
| Average Applicant Income | $123,000 |
| Highest Applicant Income | $2,916,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Synergy One Lending, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Synergy One Lending, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Synergy One Lending, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Synergy One Lending, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Synergy One Lending, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Synergy One Lending, Inc.'s mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| San Diego County California | 829 | $ 394,685,000 | $ 476,000 | $ 159,000 |
| Ada County Idaho | 588 | $ 172,570,000 | $ 293,000 | $ 118,000 |
| Placer County California | 316 | $ 124,600,000 | $ 394,000 | $ 162,000 |
| Sacramento County California | 308 | $ 103,020,000 | $ 334,000 | $ 109,000 |
| Stanislaus County California | 303 | $ 76,655,000 | $ 252,000 | $ 88,000 |
| Arapahoe County Colorado | 297 | $ 84,005,000 | $ 282,000 | $ 101,000 |
| Denver County Colorado | 254 | $ 85,120,000 | $ 335,000 | $ 131,000 |
| Maricopa County Arizona | 245 | $ 91,895,000 | $ 375,000 | $ 170,000 |
| Salt Lake County Utah | 219 | $ 68,035,000 | $ 310,000 | $ 122,000 |
| Adams County Colorado | 206 | $ 55,330,000 | $ 268,000 | $ 84,000 |
| Monterey County California | 198 | $ 115,590,000 | $ 583,000 | $ 201,000 |
| Jefferson County Colorado | 191 | $ 65,215,000 | $ 341,000 | $ 109,000 |
| Tarrant County Texas | 164 | $ 34,900,000 | $ 212,000 | $ 90,000 |
| Douglas County Colorado | 149 | $ 59,635,000 | $ 400,000 | $ 142,000 |
| Canyon County Idaho | 148 | $ 36,430,000 | $ 246,000 | $ 85,000 |
| Dallas County Texas | 143 | $ 32,205,000 | $ 225,000 | $ 94,000 |
| Sonoma County California | 142 | $ 67,660,000 | $ 476,000 | $ 153,000 |
| Washington County Oregon | 142 | $ 48,380,000 | $ 340,000 | $ 118,000 |
| Collin County Texas | 141 | $ 47,775,000 | $ 338,000 | $ 140,000 |
| Nevada County California | 116 | $ 52,670,000 | $ 454,000 | $ 213,000 |
| Denton County Texas | 112 | $ 33,640,000 | $ 300,000 | $ 125,000 |
| Multnomah County Oregon | 111 | $ 43,975,000 | $ 396,000 | $ 148,000 |
| Bonneville County Idaho | 104 | $ 20,080,000 | $ 193,000 | $ 72,000 |
| Los Angeles County California | 96 | $ 42,410,000 | $ 441,000 | $ 144,000 |
| Santa Barbara County California | 94 | $ 56,890,000 | $ 605,000 | $ 211,000 |
| Montrose County Colorado | 92 | $ 24,270,000 | $ 263,000 | $ 91,000 |
| Latah County Idaho | 85 | $ 24,485,000 | $ 288,000 | $ 143,000 |
| Riverside County California | 77 | $ 26,145,000 | $ 339,000 | $ 131,000 |
| Bexar County Texas | 76 | $ 15,190,000 | $ 199,000 | $ 84,000 |
| Alameda County California | 75 | $ 38,465,000 | $ 512,000 | $ 166,000 |
| Hidalgo County Texas | 73 | $ 14,325,000 | $ 196,000 | $ 78,000 |
| San Bernardino County California | 71 | $ 24,545,000 | $ 345,000 | $ 133,000 |
| San Joaquin County California | 70 | $ 21,140,000 | $ 302,000 | $ 113,000 |
| Davis County Utah | 69 | $ 25,375,000 | $ 367,000 | $ 125,000 |
| Weld County Colorado | 67 | $ 20,345,000 | $ 303,000 | $ 89,000 |
| San Mateo County California | 60 | $ 38,290,000 | $ 638,000 | $ 245,000 |
| Contra Costa County California | 57 | $ 28,345,000 | $ 497,000 | $ 185,000 |
| Jackson County Missouri | 57 | $ 11,065,000 | $ 194,000 | $ 88,000 |
| Clackamas County Oregon | 57 | $ 22,655,000 | $ 397,000 | $ 123,000 |
| Utah County Utah | 56 | $ 16,820,000 | $ 300,000 | $ 92,000 |
| Marin County California | 55 | $ 40,735,000 | $ 740,000 | $ 253,000 |
| Santa Clara County California | 49 | $ 26,515,000 | $ 541,000 | $ 207,000 |
| Orange County California | 48 | $ 20,380,000 | $ 424,000 | $ 152,000 |
| Santa Fe County New Mexico | 43 | $ 20,375,000 | $ 473,000 | $ 199,000 |
| El Dorado County California | 42 | $ 16,420,000 | $ 390,000 | $ 157,000 |
| San Francisco County California | 40 | $ 27,910,000 | $ 697,000 | $ 213,000 |
| El Paso County Colorado | 40 | $ 13,750,000 | $ 343,000 | $ 104,000 |
| Imperial County California | 38 | $ 8,570,000 | $ 225,000 | $ 109,000 |
| Cameron County Texas | 36 | $ 6,130,000 | $ 170,000 | $ 127,000 |
| Yuba County California | 31 | $ 9,615,000 | $ 310,000 | $ 96,000 |
| Twin Falls County Idaho | 29 | $ 6,685,000 | $ 230,000 | $ 74,000 |
| Travis County Texas | 29 | $ 9,895,000 | $ 341,000 | $ 144,000 |
| Lake County California | 26 | $ 6,390,000 | $ 245,000 | $ 104,000 |
| Merced County California | 25 | $ 5,535,000 | $ 221,000 | $ 87,000 |
| Larimer County Colorado | 25 | $ 8,095,000 | $ 323,000 | $ 121,000 |
| Santa Cruz County California | 24 | $ 11,220,000 | $ 467,000 | $ 265,000 |
| Delta County Colorado | 23 | $ 4,605,000 | $ 200,000 | $ 84,000 |
| Harris County Texas | 23 | $ 4,605,000 | $ 200,000 | $ 96,000 |
| Clark County Washington | 23 | $ 8,945,000 | $ 388,000 | $ 133,000 |
| Ventura County California | 22 | $ 11,020,000 | $ 500,000 | $ 162,000 |
| Boulder County Colorado | 22 | $ 8,710,000 | $ 395,000 | $ 122,000 |
| Williamson County Texas | 22 | $ 4,860,000 | $ 220,000 | $ 84,000 |
| Grayson County Texas | 21 | $ 5,325,000 | $ 253,000 | $ 119,000 |
| Pima County Arizona | 20 | $ 4,510,000 | $ 225,000 | $ 254,000 |
| Gem County Idaho | 20 | $ 4,940,000 | $ 247,000 | $ 82,000 |
| Weber County Utah | 20 | $ 5,220,000 | $ 261,000 | $ 92,000 |
| Fresno County California | 18 | $ 4,770,000 | $ 265,000 | $ 96,000 |
| Solano County California | 18 | $ 7,040,000 | $ 391,000 | $ 121,000 |
| Valley County Idaho | 18 | $ 5,370,000 | $ 298,000 | $ 138,000 |
| Yamhill County Oregon | 18 | $ 5,120,000 | $ 284,000 | $ 94,000 |
| Bell County Texas | 18 | $ 3,220,000 | $ 178,000 | $ 78,000 |
| Summit County Colorado | 17 | $ 6,585,000 | $ 387,000 | $ 166,000 |
| Jefferson County Idaho | 17 | $ 3,885,000 | $ 228,000 | $ 85,000 |
| Marion County Oregon | 17 | $ 4,965,000 | $ 292,000 | $ 94,000 |
| Madison County Idaho | 16 | $ 3,440,000 | $ 215,000 | $ 77,000 |
| Parker County Texas | 16 | $ 4,860,000 | $ 303,000 | $ 116,000 |
| Rockwall County Texas | 16 | $ 4,080,000 | $ 255,000 | $ 92,000 |
| Butte County California | 15 | $ 3,415,000 | $ 227,000 | $ 105,000 |
| Tuolumne County California | 15 | $ 4,455,000 | $ 297,000 | $ 156,000 |
| Tooele County Utah | 15 | $ 4,275,000 | $ 285,000 | $ 74,000 |
| Washington County Utah | 15 | $ 3,935,000 | $ 262,000 | $ 92,000 |
| Hillsborough County Florida | 14 | $ 4,250,000 | $ 303,000 | $ 177,000 |
| Hunt County Texas | 14 | $ 2,500,000 | $ 178,000 | $ 84,000 |
| Summit County Utah | 14 | $ 7,670,000 | $ 547,000 | $ 214,000 |
| Yuma County Arizona | 13 | $ 2,125,000 | $ 163,000 | $ 53,000 |
| Broomfield County Colorado | 13 | $ 4,625,000 | $ 355,000 | $ 127,000 |
| Jerome County Idaho | 13 | $ 2,635,000 | $ 202,000 | $ 73,000 |
| Deschutes County Oregon | 13 | $ 4,515,000 | $ 347,000 | $ 131,000 |
| San Luis Obispo County California | 12 | $ 6,140,000 | $ 511,000 | $ 164,000 |
| Columbia County Oregon | 12 | $ 3,480,000 | $ 290,000 | $ 89,000 |
| Wise County Texas | 12 | $ 3,350,000 | $ 279,000 | $ 103,000 |
| Wasatch County Utah | 12 | $ 5,060,000 | $ 421,000 | $ 132,000 |
| Calaveras County California | 11 | $ 2,725,000 | $ 247,000 | $ 214,000 |
| Payette County Idaho | 11 | $ 2,155,000 | $ 195,000 | $ 73,000 |
| Washington County Idaho | 11 | $ 1,445,000 | $ 131,000 | $ 59,000 |
| Clay County Missouri | 11 | $ 2,105,000 | $ 191,000 | $ 75,000 |
| Guadalupe County Texas | 11 | $ 2,485,000 | $ 225,000 | $ 90,000 |
| Benton County Washington | 11 | $ 2,705,000 | $ 245,000 | $ 100,000 |
| King County Washington | 11 | $ 5,315,000 | $ 483,000 | $ 151,000 |
| Whitman County Washington | 11 | $ 2,735,000 | $ 248,000 | $ 108,000 |
| San Benito County California | 10 | $ 4,610,000 | $ 461,000 | $ 131,000 |
| Elbert County Colorado | 10 | $ 3,500,000 | $ 350,000 | $ 82,000 |
| Mesa County Colorado | 10 | $ 2,000,000 | $ 200,000 | $ 58,000 |
| Pueblo County Colorado | 10 | $ 1,240,000 | $ 124,000 | $ 47,000 |
| Pasco County Florida | 10 | $ 2,560,000 | $ 256,000 | $ 126,000 |
| Bingham County Idaho | 10 | $ 2,400,000 | $ 240,000 | $ 89,000 |
| Johnson County Kansas | 10 | $ 2,980,000 | $ 298,000 | $ 152,000 |
| Kaufman County Texas | 10 | $ 2,000,000 | $ 200,000 | $ 86,000 |
| Yolo County California | 9 | $ 2,705,000 | $ 300,000 | $ 90,000 |
| Cass County Missouri | 9 | $ 2,015,000 | $ 223,000 | $ 90,000 |
| Clatsop County Oregon | 9 | $ 2,805,000 | $ 311,000 | $ 104,000 |
| Johnson County Texas | 9 | $ 2,335,000 | $ 259,000 | $ 90,000 |
| Yavapai County Arizona | 8 | $ 2,730,000 | $ 341,000 | $ 221,000 |
| Jackson County Oregon | 8 | $ 3,450,000 | $ 431,000 | $ 181,000 |
| Josephine County Oregon | 8 | $ 2,870,000 | $ 358,000 | $ 79,000 |
| Pierce County Washington | 8 | $ 3,200,000 | $ 400,000 | $ 132,000 |
| Pinal County Arizona | 7 | $ 1,485,000 | $ 212,000 | $ 92,000 |
| Napa County California | 7 | $ 3,285,000 | $ 469,000 | $ 149,000 |
| Eagle County Colorado | 7 | $ 5,915,000 | $ 845,000 | $ 265,000 |
| Boise County Idaho | 7 | $ 1,635,000 | $ 233,000 | $ 136,000 |
| Fremont County Idaho | 7 | $ 1,485,000 | $ 212,000 | $ 87,000 |
| Polk County Oregon | 7 | $ 2,275,000 | $ 325,000 | $ 121,000 |
| Ellis County Texas | 7 | $ 2,005,000 | $ 286,000 | $ 92,000 |
| Hays County Texas | 7 | $ 2,055,000 | $ 293,000 | $ 159,000 |
| Thurston County Washington | 7 | $ 2,215,000 | $ 316,000 | $ 96,000 |
| Kern County California | 6 | $ 1,580,000 | $ 263,000 | $ 343,000 |
| Plumas County California | 6 | $ 2,770,000 | $ 461,000 | $ 297,000 |
| Shasta County California | 6 | $ 1,440,000 | $ 240,000 | $ 146,000 |
| La Plata County Colorado | 6 | $ 2,110,000 | $ 351,000 | $ 106,000 |
| Pinellas County Florida | 6 | $ 1,630,000 | $ 271,000 | $ 151,000 |
| Muskegon County Michigan | 6 | $ 790,000 | $ 131,000 | $ 76,000 |
| Benton County Oregon | 6 | $ 1,760,000 | $ 293,000 | $ 119,000 |
| Klamath County Oregon | 6 | $ 940,000 | $ 156,000 | $ 107,000 |
| Comal County Texas | 6 | $ 1,970,000 | $ 328,000 | $ 89,000 |
| Fort Bend County Texas | 6 | $ 1,790,000 | $ 298,000 | $ 109,000 |
| Henderson County Texas | 6 | $ 1,910,000 | $ 318,000 | $ 143,000 |
| Mohave County Arizona | 5 | $ 1,215,000 | $ 243,000 | $ 128,000 |
| Mendocino County California | 5 | $ 1,585,000 | $ 317,000 | $ 101,000 |
| Sutter County California | 5 | $ 1,435,000 | $ 287,000 | $ 100,000 |
| Grand County Colorado | 5 | $ 1,895,000 | $ 379,000 | $ 233,000 |
| Morgan County Colorado | 5 | $ 975,000 | $ 195,000 | $ 53,000 |
| Park County Colorado | 5 | $ 1,635,000 | $ 327,000 | $ 91,000 |
| Miami-Dade County Florida | 5 | $ 7,285,000 | $ 1,457,000 | $ 262,000 |
| Blaine County Idaho | 5 | $ 2,175,000 | $ 435,000 | $ 179,000 |
| Kootenai County Idaho | 5 | $ 1,835,000 | $ 367,000 | $ 211,000 |
| Christian County Missouri | 5 | $ 875,000 | $ 175,000 | $ 110,000 |
| Lane County Oregon | 5 | $ 1,405,000 | $ 281,000 | $ 166,000 |
| Sumner County Tennessee | 5 | $ 1,595,000 | $ 319,000 | $ 101,000 |
| Cherokee County Texas | 5 | $ 1,195,000 | $ 239,000 | $ 101,000 |
| Montgomery County Texas | 5 | $ 1,095,000 | $ 219,000 | $ 111,000 |
| Snohomish County Washington | 5 | $ 1,655,000 | $ 331,000 | $ 137,000 |
| Spokane County Washington | 5 | $ 1,395,000 | $ 279,000 | $ 139,000 |
| Coconino County Arizona | 4 | $ 1,180,000 | $ 295,000 | $ 146,000 |
| Humboldt County California | 4 | $ 1,230,000 | $ 307,000 | $ 121,000 |
| Madera County California | 4 | $ 1,030,000 | $ 257,000 | $ 77,000 |
| Clear Creek County Colorado | 4 | $ 970,000 | $ 242,000 | $ 99,000 |
| Ouray County Colorado | 4 | $ 1,480,000 | $ 370,000 | $ 129,000 |
| Brevard County Florida | 4 | $ 1,010,000 | $ 252,000 | $ 112,000 |
| Adams County Idaho | 4 | $ 1,070,000 | $ 267,000 | $ 119,000 |
| Cassia County Idaho | 4 | $ 790,000 | $ 197,000 | $ 63,000 |
| Elmore County Idaho | 4 | $ 690,000 | $ 172,000 | $ 92,000 |
| Owyhee County Idaho | 4 | $ 700,000 | $ 175,000 | $ 91,000 |
| Polk County Iowa | 4 | $ 680,000 | $ 170,000 | $ 72,000 |
| Tillamook County Oregon | 4 | $ 1,900,000 | $ 475,000 | $ 445,000 |
| Burnet County Texas | 4 | $ 950,000 | $ 237,000 | $ 76,000 |
| Fannin County Texas | 4 | $ 1,110,000 | $ 277,000 | $ 118,000 |
| Medina County Texas | 4 | $ 970,000 | $ 242,000 | $ 65,000 |
| Cache County Utah | 4 | $ 710,000 | $ 177,000 | $ 62,000 |
| Mobile County Alabama | 3 | $ 685,000 | $ 228,000 | $ 105,000 |
| Amador County California | 3 | $ 715,000 | $ 238,000 | $ 69,000 |
| Mariposa County California | 3 | $ 455,000 | $ 151,000 | $ 62,000 |
| Archuleta County Colorado | 3 | $ 865,000 | $ 288,000 | $ 142,000 |
| District of Columbia County District Of Columbia | 3 | $ 1,325,000 | $ 441,000 | $ 159,000 |
| Fulton County Georgia | 3 | $ 985,000 | $ 328,000 | $ 134,000 |
| Bannock County Idaho | 3 | $ 685,000 | $ 228,000 | $ 83,000 |
| Gooding County Idaho | 3 | $ 565,000 | $ 188,000 | $ 54,000 |
| Cook County Illinois | 3 | $ 695,000 | $ 231,000 | $ 213,000 |
| Ottawa County Michigan | 3 | $ 645,000 | $ 215,000 | $ 85,000 |
| Hennepin County Minnesota | 3 | $ 695,000 | $ 231,000 | $ 67,000 |
| Bernalillo County New Mexico | 3 | $ 475,000 | $ 158,000 | $ 93,000 |
| Shelby County Tennessee | 3 | $ 315,000 | $ 105,000 | $ 282,000 |
| Anderson County Texas | 3 | $ 695,000 | $ 231,000 | $ 150,000 |
| Ector County Texas | 3 | $ 445,000 | $ 148,000 | $ 88,000 |
| Hopkins County Texas | 3 | $ 275,000 | $ 91,000 | $ 46,000 |
| McLennan County Texas | 3 | $ 525,000 | $ 175,000 | $ 115,000 |
| Nueces County Texas | 3 | $ 625,000 | $ 208,000 | $ 52,000 |
| Wood County Texas | 3 | $ 505,000 | $ 168,000 | $ 62,000 |
| Baldwin County Alabama | 2 | $ 830,000 | $ 415,000 | $ 142,000 |
| Tulare County California | 2 | $ 550,000 | $ 275,000 | $ 107,000 |
| Fremont County Colorado | 2 | $ 480,000 | $ 240,000 | $ 58,000 |
| Gunnison County Colorado | 2 | $ 490,000 | $ 245,000 | $ 193,000 |
| Routt County Colorado | 2 | $ 650,000 | $ 325,000 | $ 164,000 |
| Broward County Florida | 2 | $ 420,000 | $ 210,000 | $ 216,000 |
| Charlotte County Florida | 2 | $ 340,000 | $ 170,000 | $ 48,000 |
| Duval County Florida | 2 | $ 520,000 | $ 260,000 | $ 88,000 |
| Lee County Florida | 2 | $ 850,000 | $ 425,000 | $ 151,000 |
| Palm Beach County Florida | 2 | $ 790,000 | $ 395,000 | $ 143,000 |
| Polk County Florida | 2 | $ 470,000 | $ 235,000 | $ 101,000 |
| Volusia County Florida | 2 | $ 350,000 | $ 175,000 | $ 49,000 |
| Walton County Florida | 2 | $ 600,000 | $ 300,000 | $ 193,000 |
| Franklin County Idaho | 2 | $ 840,000 | $ 420,000 | $ 123,000 |
| Nez Perce County Idaho | 2 | $ 300,000 | $ 150,000 | $ 50,000 |
| Teton County Idaho | 2 | $ 670,000 | $ 335,000 | $ 156,000 |
| St. Joseph County Indiana | 2 | $ 390,000 | $ 195,000 | $ 132,000 |
| Dickinson County Kansas | 2 | $ 270,000 | $ 135,000 | $ 54,000 |
| Shawnee County Kansas | 2 | $ 150,000 | $ 75,000 | $ 15,000 |
| Berrien County Michigan | 2 | $ 590,000 | $ 295,000 | $ 109,000 |
| Johnson County Missouri | 2 | $ 490,000 | $ 245,000 | $ 68,000 |
| Moniteau County Missouri | 2 | $ 170,000 | $ 85,000 | $ 40,000 |
| Platte County Missouri | 2 | $ 530,000 | $ 265,000 | $ 88,000 |
| Ravalli County Montana | 2 | $ 820,000 | $ 410,000 | $ 448,000 |
| Douglas County Nebraska | 2 | $ 510,000 | $ 255,000 | $ 101,000 |
| Sandoval County New Mexico | 2 | $ 230,000 | $ 115,000 | $ 147,000 |
| Tulsa County Oklahoma | 2 | $ 610,000 | $ 305,000 | $ 110,000 |
| Baker County Oregon | 2 | $ 280,000 | $ 140,000 | $ 69,000 |
| Crook County Oregon | 2 | $ 730,000 | $ 365,000 | $ 84,000 |
| Douglas County Oregon | 2 | $ 380,000 | $ 190,000 | $ 85,000 |
| Hood River County Oregon | 2 | $ 870,000 | $ 435,000 | $ 136,000 |
| Lincoln County Oregon | 2 | $ 530,000 | $ 265,000 | $ 126,000 |
| Linn County Oregon | 2 | $ 530,000 | $ 265,000 | $ 46,000 |
| Wasco County Oregon | 2 | $ 440,000 | $ 220,000 | $ 47,000 |
| Berkeley County South Carolina | 2 | $ 600,000 | $ 300,000 | $ 120,000 |
| Lawrence County South Dakota | 2 | $ 650,000 | $ 325,000 | $ 82,000 |
| Davidson County Tennessee | 2 | $ 900,000 | $ 450,000 | $ 384,000 |
| Williamson County Tennessee | 2 | $ 1,180,000 | $ 590,000 | $ 191,000 |
| Cooke County Texas | 2 | $ 510,000 | $ 255,000 | $ 119,000 |
| El Paso County Texas | 2 | $ 370,000 | $ 185,000 | $ 89,000 |
| Franklin County Texas | 2 | $ 70,000 | $ 35,000 | $ 35,000 |
| Galveston County Texas | 2 | $ 310,000 | $ 155,000 | $ 110,000 |
| Jefferson County Texas | 2 | $ 730,000 | $ 365,000 | $ 271,000 |
| Kendall County Texas | 2 | $ 610,000 | $ 305,000 | $ 97,000 |
| Lamb County Texas | 2 | $ 110,000 | $ 55,000 | $ 26,000 |
| Lubbock County Texas | 2 | $ 300,000 | $ 150,000 | $ 170,000 |
| Midland County Texas | 2 | $ 1,020,000 | $ 510,000 | $ 164,000 |
| Palo Pinto County Texas | 2 | $ 300,000 | $ 150,000 | $ 79,000 |
| Van Zandt County Texas | 2 | $ 510,000 | $ 255,000 | $ 55,000 |
| Webb County Texas | 2 | $ 350,000 | $ 175,000 | $ 99,000 |
| Young County Texas | 2 | $ 730,000 | $ 365,000 | $ 209,000 |
| Box Elder County Utah | 2 | $ 560,000 | $ 280,000 | $ 72,000 |
| Carbon County Utah | 2 | $ 260,000 | $ 130,000 | $ 100,000 |
| Iron County Utah | 2 | $ 450,000 | $ 225,000 | $ 54,000 |
| Morgan County Utah | 2 | $ 960,000 | $ 480,000 | $ 180,000 |
| Clallam County Washington | 2 | $ 670,000 | $ 335,000 | $ 74,000 |
| Pacific County Washington | 2 | $ 620,000 | $ 310,000 | $ 102,000 |
| Skagit County Washington | 2 | $ 810,000 | $ 405,000 | $ 84,000 |
| Montgomery County Alabama | 1 | $ 65,000 | $ 65,000 | $ 136,000 |
| Shelby County Alabama | 1 | $ 135,000 | $ 135,000 | $ 132,000 |
| Tallapoosa County Alabama | 1 | $ 515,000 | $ 515,000 | $ 527,000 |
| Gila County Arizona | 1 | $ 405,000 | $ 405,000 | $ 105,000 |
| Alpine County California | 1 | $ 265,000 | $ 265,000 | $ 150,000 |
| Colusa County California | 1 | $ 635,000 | $ 635,000 | $ 166,000 |
| Glenn County California | 1 | $ 215,000 | $ 215,000 | $ 88,000 |
| Lassen County California | 1 | $ 515,000 | $ 515,000 | $ 190,000 |
| Modoc County California | 1 | $ 85,000 | $ 85,000 | $ 61,000 |
| Mono County California | 1 | $ 235,000 | $ 235,000 | $ 223,000 |
| Sierra County California | 1 | $ 235,000 | $ 235,000 | $ 226,000 |
| Bent County Colorado | 1 | $ 105,000 | $ 105,000 | $ 66,000 |
| Chaffee County Colorado | 1 | $ 255,000 | $ 255,000 | $ 35,000 |
| Conejos County Colorado | 1 | $ 515,000 | $ 515,000 | $ 187,000 |
| Custer County Colorado | 1 | $ 105,000 | $ 105,000 | $ 68,000 |
| Garfield County Colorado | 1 | $ 685,000 | $ 685,000 | $ 106,000 |
| Prowers County Colorado | 1 | $ 175,000 | $ 175,000 | $ 71,000 |
| San Miguel County Colorado | 1 | $ 295,000 | $ 295,000 | $ 56,000 |
| Collier County Florida | 1 | $ 455,000 | $ 455,000 | $ 21,000 |
| Escambia County Florida | 1 | $ 595,000 | $ 595,000 | $ 60,000 |
| Flagler County Florida | 1 | $ 235,000 | $ 235,000 | $ 49,000 |
| Hernando County Florida | 1 | $ 135,000 | $ 135,000 | $ 97,000 |
| Leon County Florida | 1 | $ 105,000 | $ 105,000 | $ 35,000 |
| Manatee County Florida | 1 | $ 345,000 | $ 345,000 | $ 315,000 |
| Monroe County Florida | 1 | $ 1,045,000 | $ 1,045,000 | $ 321,000 |
| Orange County Florida | 1 | $ 235,000 | $ 235,000 | $ 350,000 |
| Sarasota County Florida | 1 | $ 405,000 | $ 405,000 | $ 478,000 |
| Seminole County Florida | 1 | $ 335,000 | $ 335,000 | $ 154,000 |
| Cobb County Georgia | 1 | $ 555,000 | $ 555,000 | $ 295,000 |
| DeKalb County Georgia | 1 | $ 285,000 | $ 285,000 | $ 272,000 |
| Forsyth County Georgia | 1 | $ 305,000 | $ 305,000 | $ 141,000 |
| Henry County Georgia | 1 | $ 135,000 | $ 135,000 | $ 64,000 |
| Paulding County Georgia | 1 | $ 145,000 | $ 145,000 | $ 30,000 |
| Benewah County Idaho | 1 | $ 175,000 | $ 175,000 | $ 77,000 |
| Bonner County Idaho | 1 | $ 205,000 | $ 205,000 | $ 254,000 |
| Caribou County Idaho | 1 | $ 235,000 | $ 235,000 | $ 52,000 |
| Lincoln County Idaho | 1 | $ 85,000 | $ 85,000 | $ 19,000 |
| Power County Idaho | 1 | $ 225,000 | $ 225,000 | $ 87,000 |
| DuPage County Illinois | 1 | $ 185,000 | $ 185,000 | $ 102,000 |
| McLean County Illinois | 1 | $ 305,000 | $ 305,000 | $ 1,598,000 |
| St. Clair County Illinois | 1 | $ 185,000 | $ 185,000 | $ 140,000 |
| Hendricks County Indiana | 1 | $ 225,000 | $ 225,000 | $ 143,000 |
| Benton County Iowa | 1 | $ 235,000 | $ 235,000 | $ 90,000 |
| Dallas County Iowa | 1 | $ 215,000 | $ 215,000 | $ 132,000 |
| Dubuque County Iowa | 1 | $ 195,000 | $ 195,000 | $ 68,000 |
| Harrison County Iowa | 1 | $ 205,000 | $ 205,000 | $ 113,000 |
| Anderson County Kansas | 1 | $ 235,000 | $ 235,000 | $ 82,000 |
| Franklin County Kansas | 1 | $ 185,000 | $ 185,000 | $ 55,000 |
| Leavenworth County Kansas | 1 | $ 285,000 | $ 285,000 | $ 79,000 |
| Linn County Kansas | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Sedgwick County Kansas | 1 | $ 235,000 | $ 235,000 | $ 57,000 |
| Fayette County Kentucky | 1 | $ 325,000 | $ 325,000 | $ 115,000 |
| Madison County Kentucky | 1 | $ 175,000 | $ 175,000 | $ 30,000 |
| Caddo County Louisiana | 1 | $ 145,000 | $ 145,000 | $ 36,000 |
| East Baton Rouge County Louisiana | 1 | $ 125,000 | $ 125,000 | $ 251,000 |
| Tangipahoa County Louisiana | 1 | $ 125,000 | $ 125,000 | $ 144,000 |
| Webster County Louisiana | 1 | $ 115,000 | $ 115,000 | $ 19,000 |
| Charles County Maryland | 1 | $ 475,000 | $ 475,000 | $ 117,000 |
| Harford County Maryland | 1 | $ 115,000 | $ 115,000 | $ 45,000 |
| Jackson County Michigan | 1 | $ 285,000 | $ 285,000 | $ 47,000 |
| Kent County Michigan | 1 | $ 135,000 | $ 135,000 | $ 47,000 |
| Lapeer County Michigan | 1 | $ 185,000 | $ 185,000 | $ 31,000 |
| Macomb County Michigan | 1 | $ 325,000 | $ 325,000 | $ 95,000 |
| Newaygo County Michigan | 1 | $ 295,000 | $ 295,000 | $ 375,000 |
| Washtenaw County Michigan | 1 | $ 335,000 | $ 335,000 | $ 72,000 |
| Ramsey County Minnesota | 1 | $ 295,000 | $ 295,000 | $ 75,000 |
| Washington County Minnesota | 1 | $ 395,000 | $ 395,000 | $ 120,000 |
| Hinds County Mississippi | 1 | $ 155,000 | $ 155,000 | $ 91,000 |
| Bates County Missouri | 1 | $ 65,000 | $ 65,000 | $ 49,000 |
| Dallas County Missouri | 1 | $ 105,000 | $ 105,000 | $ 58,000 |
| Henry County Missouri | 1 | $ 85,000 | $ 85,000 | $ 33,000 |
| Lawrence County Missouri | 1 | $ 75,000 | $ 75,000 | $ 76,000 |
| Randolph County Missouri | 1 | $ 105,000 | $ 105,000 | $ 120,000 |
| Ray County Missouri | 1 | $ 275,000 | $ 275,000 | $ 81,000 |
| Sullivan County Missouri | 1 | $ 215,000 | $ 215,000 | $ 73,000 |
| Flathead County Montana | 1 | $ 465,000 | $ 465,000 | $ 0 |
| Gallatin County Montana | 1 | $ 515,000 | $ 515,000 | $ 196,000 |
| Missoula County Montana | 1 | $ 215,000 | $ 215,000 | $ 94,000 |
| Yellowstone County Montana | 1 | $ 265,000 | $ 265,000 | $ 46,000 |
| Sarpy County Nebraska | 1 | $ 155,000 | $ 155,000 | $ 67,000 |
| Colfax County New Mexico | 1 | $ 375,000 | $ 375,000 | $ 386,000 |
| San Miguel County New Mexico | 1 | $ 135,000 | $ 135,000 | $ 180,000 |
| Franklin County Ohio | 1 | $ 365,000 | $ 365,000 | $ 57,000 |
| Hamilton County Ohio | 1 | $ 285,000 | $ 285,000 | $ 208,000 |
| Morrow County Ohio | 1 | $ 335,000 | $ 335,000 | $ 149,000 |
| Comanche County Oklahoma | 1 | $ 95,000 | $ 95,000 | $ 22,000 |
| Delaware County Oklahoma | 1 | $ 515,000 | $ 515,000 | $ 291,000 |
| Wagoner County Oklahoma | 1 | $ 235,000 | $ 235,000 | $ 154,000 |
| Curry County Oregon | 1 | $ 165,000 | $ 165,000 | $ 134,000 |
| Jefferson County Oregon | 1 | $ 245,000 | $ 245,000 | $ 139,000 |
| Wallowa County Oregon | 1 | $ 85,000 | $ 85,000 | $ 105,000 |
| Philadelphia County Pennsylvania | 1 | $ 235,000 | $ 235,000 | $ 85,000 |
| Anderson County South Carolina | 1 | $ 255,000 | $ 255,000 | $ 61,000 |
| Clarendon County South Carolina | 1 | $ 125,000 | $ 125,000 | $ 27,000 |
| Horry County South Carolina | 1 | $ 65,000 | $ 65,000 | $ 30,000 |
| Richland County South Carolina | 1 | $ 255,000 | $ 255,000 | $ 113,000 |
| York County South Carolina | 1 | $ 515,000 | $ 515,000 | $ 325,000 |
| Minnehaha County South Dakota | 1 | $ 355,000 | $ 355,000 | $ 120,000 |
| Sevier County Tennessee | 1 | $ 315,000 | $ 315,000 | $ 158,000 |
| Andrews County Texas | 1 | $ 295,000 | $ 295,000 | $ 140,000 |
| Bandera County Texas | 1 | $ 325,000 | $ 325,000 | $ 96,000 |
| Blanco County Texas | 1 | $ 285,000 | $ 285,000 | $ 122,000 |
| Bowie County Texas | 1 | $ 105,000 | $ 105,000 | $ 40,000 |
| Brazos County Texas | 1 | $ 425,000 | $ 425,000 | $ 133,000 |
| Caldwell County Texas | 1 | $ 235,000 | $ 235,000 | $ 85,000 |
| Cass County Texas | 1 | $ 335,000 | $ 335,000 | $ 156,000 |
| Coryell County Texas | 1 | $ 285,000 | $ 285,000 | $ 60,000 |
| Gregg County Texas | 1 | $ 135,000 | $ 135,000 | $ 48,000 |
| Grimes County Texas | 1 | $ 435,000 | $ 435,000 | $ 138,000 |
| Hardin County Texas | 1 | $ 285,000 | $ 285,000 | $ 84,000 |
| Hill County Texas | 1 | $ 205,000 | $ 205,000 | $ 69,000 |
| Hood County Texas | 1 | $ 335,000 | $ 335,000 | $ 150,000 |
| Houston County Texas | 1 | $ 55,000 | $ 55,000 | $ 14,000 |
| Lamar County Texas | 1 | $ 155,000 | $ 155,000 | $ 74,000 |
| Liberty County Texas | 1 | $ 55,000 | $ 55,000 | $ 85,000 |
| Llano County Texas | 1 | $ 265,000 | $ 265,000 | $ 113,000 |
| Marion County Texas | 1 | $ 95,000 | $ 95,000 | $ 76,000 |
| Montague County Texas | 1 | $ 325,000 | $ 325,000 | $ 135,000 |
| Nacogdoches County Texas | 1 | $ 175,000 | $ 175,000 | $ 106,000 |
| Rains County Texas | 1 | $ 165,000 | $ 165,000 | $ 94,000 |
| Randall County Texas | 1 | $ 485,000 | $ 485,000 | $ 218,000 |
| Smith County Texas | 1 | $ 515,000 | $ 515,000 | $ 240,000 |
| Upshur County Texas | 1 | $ 395,000 | $ 395,000 | $ 152,000 |
| Victoria County Texas | 1 | $ 185,000 | $ 185,000 | $ 79,000 |
| Washington County Texas | 1 | $ 265,000 | $ 265,000 | $ 93,000 |
| Willacy County Texas | 1 | $ 225,000 | $ 225,000 | $ 119,000 |
| Wilson County Texas | 1 | $ 145,000 | $ 145,000 | $ 60,000 |
| Grand County Utah | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Rich County Utah | 1 | $ 385,000 | $ 385,000 | $ 484,000 |
| Chelan County Washington | 1 | $ 515,000 | $ 515,000 | $ 156,000 |
| Cowlitz County Washington | 1 | $ 175,000 | $ 175,000 | $ 132,000 |
| Franklin County Washington | 1 | $ 405,000 | $ 405,000 | $ 146,000 |
| Klickitat County Washington | 1 | $ 315,000 | $ 315,000 | $ 232,000 |
| Pend Oreille County Washington | 1 | $ 195,000 | $ 195,000 | $ 136,000 |
| Wahkiakum County Washington | 1 | $ 275,000 | $ 275,000 | $ 110,000 |
Mortgage Loan Application Detail Totals for Synergy One Lending, Inc. in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,575 | $1,260,415,000 | $352,000 | $3,005,000 | $125,000 | $2,916,000 |
| Refinancing | 3,483 | $1,241,325,000 | $356,000 | $2,045,000 | $141,000 | $2,400,000 |
| Cash-out Refinancing | 1,576 | $503,110,000 | $319,000 | $3,005,000 | $121,000 | $1,220,000 |
| Home Improvement | 28 | $7,750,000 | $276,000 | $625,000 | $105,000 | $363,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,660 | $2,041,250,000 | $360,000 | $3,005,000 | $136,000 | $2,916,000 |
| Not Provided | 1,189 | $418,835,000 | $352,000 | $1,955,000 | $139,000 | $2,017,000 |
| Hispanic | 1,137 | $320,915,000 | $282,000 | $1,015,000 | $92,000 | $379,000 |
| Asian | 308 | $119,060,000 | $386,000 | $1,355,000 | $158,000 | $1,022,000 |
| Black or African American | 254 | $72,610,000 | $285,000 | $1,195,000 | $99,000 | $451,000 |
| American Indian or Alaskan Native | 42 | $14,240,000 | $339,000 | $1,245,000 | $129,000 | $407,000 |
| Native Hawaiian or Other Pacific Islander | 21 | $6,705,000 | $319,000 | $695,000 | $105,000 | $230,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,506 | $2,620,820,000 | $349,000 | $3,005,000 | $137,000 | $2,916,000 |
| FHA-insured (Federal Housing Administration) | 748 | $224,720,000 | $300,000 | $745,000 | $77,000 | $314,000 |
| VA-guaranteed (Veterans Administration) | 379 | $159,465,000 | $420,000 | $1,395,000 | $101,000 | $436,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 29 | $7,595,000 | $261,000 | $475,000 | $67,000 | $113,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 7,016 | $2,428,880,000 | $346,000 | $2,905,000 | $129,000 | $2,524,000 |
| Application Withdrawn By Applicant | 1,236 | $449,810,000 | $363,000 | $3,005,000 | $142,000 | $2,916,000 |
| Application Denied By Financial Institution | 311 | $98,845,000 | $317,000 | $1,125,000 | $112,000 | $1,598,000 |
| File Closed For Incompleteness | 71 | $25,685,000 | $361,000 | $3,005,000 | $126,000 | $954,000 |
| Application Approved But Not Accepted | 28 | $9,380,000 | $335,000 | $935,000 | $129,000 | $330,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 8,351 | $2,913,755,000 | $348,000 | $3,005,000 | $131,000 | $2,916,000 |
| Debt-To-Income Ratio | 161 | $52,245,000 | $324,000 | $1,125,000 | $73,000 | $430,000 |
| Collateral | 50 | $16,640,000 | $332,000 | $955,000 | $193,000 | $1,598,000 |
| Credit History | 44 | $13,640,000 | $310,000 | $965,000 | $119,000 | $475,000 |
| Employment History | 19 | $4,795,000 | $252,000 | $665,000 | $95,000 | $262,000 |
| Unverifiable Information | 17 | $4,265,000 | $250,000 | $515,000 | $112,000 | $263,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 12 | $3,530,000 | $294,000 | $695,000 | $155,000 | $652,000 |
| Credit Application Incomplete | 6 | $2,000,000 | $333,000 | $835,000 | $294,000 | $969,000 |
| Other | 2 | $1,730,000 | $865,000 | $1,035,000 | $383,000 | $598,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Synergy One Lending, Inc.'s 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Synergy One Lending, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet
with aggregated HMDA statistics today.