Sage Credit Company, Inc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Sage Credit Company, Inc 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Sage Credit Company, Inc 8001 Irvine Center Drive 3200 Irvine, CA 92618 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 |
| Total Number of Mortgage Applications | 1,761 |
| Total Mortgage Loan Application Amount | $445,636,000 |
| Average Mortgage Loan Application Amount | $233,500 |
| Highest Mortgage Loan Application Amount | $1,500,000 |
| Average Applicant Income | $124,000 |
| Highest Applicant Income | $1,269,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Sage Credit Company, Inc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Sage Credit Company, Inc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Sage Credit Company, Inc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Sage Credit Company, Inc serves its applicants.
Each category highlights the total number of mortgage applications processed by Sage Credit Company, Inc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Sage Credit Company, Inc's mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Clark County Nevada | 139 | $ 32,267,000 | $ 232,000 | $ 100,000 |
| Los Angeles County California | 75 | $ 25,690,000 | $ 342,000 | $ 166,000 |
| Miami-Dade County Florida | 59 | $ 17,694,000 | $ 299,000 | $ 126,000 |
| Orange County California | 55 | $ 22,937,000 | $ 417,000 | $ 211,000 |
| Broward County Florida | 44 | $ 11,657,000 | $ 264,000 | $ 99,000 |
| Maricopa County Arizona | 39 | $ 9,659,000 | $ 247,000 | $ 80,000 |
| Washoe County Nevada | 31 | $ 6,326,000 | $ 204,000 | $ 114,000 |
| Prince George's County Maryland | 26 | $ 6,627,000 | $ 254,000 | $ 82,000 |
| Sacramento County California | 25 | $ 6,076,000 | $ 243,000 | $ 124,000 |
| Riverside County California | 24 | $ 8,654,000 | $ 360,000 | $ 168,000 |
| Fulton County Georgia | 23 | $ 3,641,000 | $ 158,000 | $ 112,000 |
| Baltimore County Maryland | 20 | $ 3,919,000 | $ 195,000 | $ 107,000 |
| Passaic County New Jersey | 20 | $ 6,533,000 | $ 326,000 | $ 89,000 |
| Ocean County New Jersey | 19 | $ 4,345,000 | $ 228,000 | $ 97,000 |
| Montgomery County Maryland | 17 | $ 4,376,000 | $ 257,000 | $ 100,000 |
| Prince William County Virginia | 15 | $ 4,202,000 | $ 280,000 | $ 86,000 |
| San Bernardino County California | 14 | $ 3,560,000 | $ 254,000 | $ 164,000 |
| Lee County Florida | 14 | $ 3,915,000 | $ 279,000 | $ 117,000 |
| Duval County Florida | 13 | $ 1,937,000 | $ 149,000 | $ 70,000 |
| Cook County Illinois | 13 | $ 2,246,000 | $ 172,000 | $ 72,000 |
| DeKalb County Georgia | 12 | $ 2,190,000 | $ 182,000 | $ 96,000 |
| Hillsborough County Florida | 11 | $ 2,762,000 | $ 251,000 | $ 128,000 |
| Palm Beach County Florida | 11 | $ 6,301,000 | $ 572,000 | $ 208,000 |
| Clayton County Georgia | 11 | $ 1,058,000 | $ 96,000 | $ 114,000 |
| Charles County Maryland | 11 | $ 2,223,000 | $ 202,000 | $ 71,000 |
| Fairfax County Virginia | 11 | $ 3,743,000 | $ 340,000 | $ 118,000 |
| Loudoun County Virginia | 11 | $ 4,450,000 | $ 404,000 | $ 146,000 |
| Pima County Arizona | 10 | $ 2,474,000 | $ 247,000 | $ 97,000 |
| Jackson County Missouri | 10 | $ 975,000 | $ 97,000 | $ 58,000 |
| Hudson County New Jersey | 10 | $ 3,710,000 | $ 371,000 | $ 114,000 |
| Middlesex County New Jersey | 9 | $ 2,559,000 | $ 284,000 | $ 93,000 |
| Chesapeake County Virginia | 9 | $ 1,979,000 | $ 219,000 | $ 70,000 |
| Spotsylvania County Virginia | 9 | $ 2,496,000 | $ 277,000 | $ 84,000 |
| Virginia Beach County Virginia | 9 | $ 1,817,000 | $ 201,000 | $ 66,000 |
| Pasco County Florida | 8 | $ 2,393,000 | $ 299,000 | $ 225,000 |
| Baltimore City County Maryland | 8 | $ 826,000 | $ 103,000 | $ 165,000 |
| Shelby County Tennessee | 8 | $ 1,114,000 | $ 139,000 | $ 84,000 |
| Collier County Florida | 7 | $ 2,435,000 | $ 347,000 | $ 77,000 |
| Orange County Florida | 7 | $ 1,284,000 | $ 183,000 | $ 113,000 |
| Calvert County Maryland | 7 | $ 1,721,000 | $ 245,000 | $ 64,000 |
| Washington County Maryland | 7 | $ 1,295,000 | $ 185,000 | $ 73,000 |
| Oakland County Michigan | 7 | $ 1,180,000 | $ 168,000 | $ 88,000 |
| Ramsey County Minnesota | 7 | $ 1,208,000 | $ 172,000 | $ 63,000 |
| Burlington County New Jersey | 7 | $ 1,138,000 | $ 162,000 | $ 113,000 |
| Morris County New Jersey | 7 | $ 1,850,000 | $ 264,000 | $ 110,000 |
| Sussex County New Jersey | 7 | $ 1,639,000 | $ 234,000 | $ 76,000 |
| Union County New Jersey | 7 | $ 1,767,000 | $ 252,000 | $ 115,000 |
| Alameda County California | 6 | $ 2,214,000 | $ 369,000 | $ 44,000 |
| San Diego County California | 6 | $ 2,557,000 | $ 426,000 | $ 172,000 |
| Ventura County California | 6 | $ 2,257,000 | $ 376,000 | $ 105,000 |
| Martin County Florida | 6 | $ 2,156,000 | $ 359,000 | $ 147,000 |
| Pinellas County Florida | 6 | $ 1,208,000 | $ 201,000 | $ 100,000 |
| Gwinnett County Georgia | 6 | $ 1,050,000 | $ 175,000 | $ 88,000 |
| Maui County Hawaii | 6 | $ 3,175,000 | $ 529,000 | $ 139,000 |
| Camden County New Jersey | 6 | $ 1,047,000 | $ 174,000 | $ 76,000 |
| Essex County New Jersey | 6 | $ 1,639,000 | $ 273,000 | $ 125,000 |
| Monmouth County New Jersey | 6 | $ 1,557,000 | $ 259,000 | $ 174,000 |
| Warren County New Jersey | 6 | $ 1,551,000 | $ 258,000 | $ 79,000 |
| Chesterfield County Virginia | 6 | $ 1,198,000 | $ 199,000 | $ 99,000 |
| Stafford County Virginia | 6 | $ 1,466,000 | $ 244,000 | $ 94,000 |
| Placer County California | 5 | $ 1,281,000 | $ 256,000 | $ 97,000 |
| Stanislaus County California | 5 | $ 1,916,000 | $ 383,000 | $ 100,000 |
| Bay County Florida | 5 | $ 907,000 | $ 181,000 | $ 178,000 |
| Citrus County Florida | 5 | $ 709,000 | $ 141,000 | $ 70,000 |
| Fayette County Georgia | 5 | $ 1,177,000 | $ 235,000 | $ 179,000 |
| Honolulu County Hawaii | 5 | $ 1,932,000 | $ 386,000 | $ 191,000 |
| Ada County Idaho | 5 | $ 431,000 | $ 86,000 | $ 104,000 |
| Anne Arundel County Maryland | 5 | $ 1,176,000 | $ 235,000 | $ 90,000 |
| Frederick County Maryland | 5 | $ 1,216,000 | $ 243,000 | $ 65,000 |
| Washtenaw County Michigan | 5 | $ 427,000 | $ 85,000 | $ 74,000 |
| Wayne County Michigan | 5 | $ 1,209,000 | $ 241,000 | $ 47,000 |
| Atlantic County New Jersey | 5 | $ 855,000 | $ 171,000 | $ 97,000 |
| Pierce County Washington | 5 | $ 1,040,000 | $ 208,000 | $ 66,000 |
| Washington County Arkansas | 4 | $ 536,000 | $ 134,000 | $ 66,000 |
| Kern County California | 4 | $ 652,000 | $ 163,000 | $ 128,000 |
| San Luis Obispo County California | 4 | $ 1,300,000 | $ 325,000 | $ 166,000 |
| San Mateo County California | 4 | $ 1,370,000 | $ 342,000 | $ 76,000 |
| Adams County Colorado | 4 | $ 705,000 | $ 176,000 | $ 82,000 |
| El Paso County Colorado | 4 | $ 879,000 | $ 219,000 | $ 39,000 |
| Lake County Florida | 4 | $ 969,000 | $ 242,000 | $ 68,000 |
| Manatee County Florida | 4 | $ 879,000 | $ 219,000 | $ 48,000 |
| Cobb County Georgia | 4 | $ 1,336,000 | $ 334,000 | $ 116,000 |
| Henry County Georgia | 4 | $ 574,000 | $ 143,000 | $ 82,000 |
| St. Mary's County Maryland | 4 | $ 1,221,000 | $ 305,000 | $ 87,000 |
| Carson City County Nevada | 4 | $ 1,128,000 | $ 282,000 | $ 70,000 |
| Bergen County New Jersey | 4 | $ 893,000 | $ 223,000 | $ 92,000 |
| Gloucester County New Jersey | 4 | $ 929,000 | $ 232,000 | $ 109,000 |
| Mecklenburg County North Carolina | 4 | $ 626,000 | $ 156,000 | $ 113,000 |
| Clackamas County Oregon | 4 | $ 779,000 | $ 194,000 | $ 95,000 |
| Sumner County Tennessee | 4 | $ 651,000 | $ 162,000 | $ 242,000 |
| Fauquier County Virginia | 4 | $ 1,028,000 | $ 257,000 | $ 110,000 |
| King County Washington | 4 | $ 1,166,000 | $ 291,000 | $ 73,000 |
| Snohomish County Washington | 4 | $ 1,382,000 | $ 345,000 | $ 95,000 |
| Whatcom County Washington | 4 | $ 475,000 | $ 118,000 | $ 117,000 |
| Mohave County Arizona | 3 | $ 607,000 | $ 202,000 | $ 56,000 |
| Contra Costa County California | 3 | $ 1,396,000 | $ 465,000 | $ 98,000 |
| Napa County California | 3 | $ 1,138,000 | $ 379,000 | $ 23,000 |
| San Joaquin County California | 3 | $ 576,000 | $ 192,000 | $ 88,000 |
| Santa Clara County California | 3 | $ 1,577,000 | $ 525,000 | $ 97,000 |
| Solano County California | 3 | $ 506,000 | $ 168,000 | $ 117,000 |
| Yolo County California | 3 | $ 1,128,000 | $ 376,000 | $ 46,000 |
| Yuba County California | 3 | $ 570,000 | $ 190,000 | $ 212,000 |
| Arapahoe County Colorado | 3 | $ 431,000 | $ 143,000 | $ 110,000 |
| Fairfield County Connecticut | 3 | $ 721,000 | $ 240,000 | $ 113,000 |
| Cherokee County Georgia | 3 | $ 441,000 | $ 147,000 | $ 30,000 |
| Hawaii County Hawaii | 3 | $ 967,000 | $ 322,000 | $ 86,000 |
| Queen Anne's County Maryland | 3 | $ 585,000 | $ 195,000 | $ 103,000 |
| Worcester County Maryland | 3 | $ 458,000 | $ 152,000 | $ 128,000 |
| Livingston County Michigan | 3 | $ 873,000 | $ 291,000 | $ 71,000 |
| Macomb County Michigan | 3 | $ 910,000 | $ 303,000 | $ 118,000 |
| Douglas County Nevada | 3 | $ 641,000 | $ 213,000 | $ 151,000 |
| Lyon County Nevada | 3 | $ 470,000 | $ 156,000 | $ 56,000 |
| Bernalillo County New Mexico | 3 | $ 537,000 | $ 179,000 | $ 33,000 |
| Delaware County Oklahoma | 3 | $ 283,000 | $ 94,000 | $ 0 |
| Oklahoma County Oklahoma | 3 | $ 323,000 | $ 107,000 | $ 75,000 |
| Jackson County Oregon | 3 | $ 563,000 | $ 187,000 | $ 73,000 |
| Multnomah County Oregon | 3 | $ 366,000 | $ 122,000 | $ 54,000 |
| Washington County Oregon | 3 | $ 749,000 | $ 249,000 | $ 85,000 |
| Salt Lake County Utah | 3 | $ 600,000 | $ 200,000 | $ 90,000 |
| Frederick County Virginia | 3 | $ 1,129,000 | $ 376,000 | $ 122,000 |
| Hanover County Virginia | 3 | $ 342,000 | $ 114,000 | $ 66,000 |
| Newport News County Virginia | 3 | $ 360,000 | $ 120,000 | $ 75,000 |
| Grant County Washington | 3 | $ 389,000 | $ 129,000 | $ 48,000 |
| Milwaukee County Wisconsin | 3 | $ 261,000 | $ 87,000 | $ 28,000 |
| Elmore County Alabama | 2 | $ 252,000 | $ 126,000 | $ 38,000 |
| Anchorage County Alaska | 2 | $ 492,000 | $ 246,000 | $ 123,000 |
| Yavapai County Arizona | 2 | $ 271,000 | $ 135,000 | $ 120,000 |
| Yuma County Arizona | 2 | $ 718,000 | $ 359,000 | $ 117,000 |
| Faulkner County Arkansas | 2 | $ 107,000 | $ 53,000 | $ 90,000 |
| El Dorado County California | 2 | $ 828,000 | $ 414,000 | $ 333,000 |
| Tulare County California | 2 | $ 677,000 | $ 338,000 | $ 75,000 |
| Boulder County Colorado | 2 | $ 854,000 | $ 427,000 | $ 95,000 |
| Douglas County Colorado | 2 | $ 300,000 | $ 150,000 | $ 96,000 |
| Hartford County Connecticut | 2 | $ 257,000 | $ 128,000 | $ 43,000 |
| New Haven County Connecticut | 2 | $ 445,000 | $ 222,000 | $ 74,000 |
| Charlotte County Florida | 2 | $ 400,000 | $ 200,000 | $ 18,000 |
| Escambia County Florida | 2 | $ 373,000 | $ 186,000 | $ 163,000 |
| Monroe County Florida | 2 | $ 1,020,000 | $ 510,000 | $ 338,000 |
| Sarasota County Florida | 2 | $ 511,000 | $ 255,000 | $ 81,000 |
| Seminole County Florida | 2 | $ 387,000 | $ 193,000 | $ 81,000 |
| St. Lucie County Florida | 2 | $ 549,000 | $ 274,000 | $ 49,000 |
| Columbia County Georgia | 2 | $ 300,000 | $ 150,000 | $ 135,000 |
| Putnam County Georgia | 2 | $ 477,000 | $ 238,000 | $ 135,000 |
| Rockdale County Georgia | 2 | $ 323,000 | $ 161,000 | $ 118,000 |
| Spalding County Georgia | 2 | $ 290,000 | $ 145,000 | $ 94,000 |
| DuPage County Illinois | 2 | $ 973,000 | $ 486,000 | $ 117,000 |
| Lake County Illinois | 2 | $ 914,000 | $ 457,000 | $ 126,000 |
| Madison County Illinois | 2 | $ 826,000 | $ 413,000 | $ 123,000 |
| Pottawattamie County Iowa | 2 | $ 141,000 | $ 70,000 | $ 51,000 |
| Scott County Iowa | 2 | $ 105,000 | $ 52,000 | $ 29,000 |
| Cecil County Maryland | 2 | $ 372,000 | $ 186,000 | $ 50,000 |
| Talbot County Maryland | 2 | $ 659,000 | $ 329,000 | $ 28,000 |
| Bristol County Massachusetts | 2 | $ 648,000 | $ 324,000 | $ 78,000 |
| Essex County Massachusetts | 2 | $ 573,000 | $ 286,000 | $ 69,000 |
| Worcester County Massachusetts | 2 | $ 278,000 | $ 139,000 | $ 143,000 |
| Alger County Michigan | 2 | $ 95,000 | $ 47,000 | $ 84,000 |
| Genesee County Michigan | 2 | $ 215,000 | $ 107,000 | $ 517,000 |
| Ingham County Michigan | 2 | $ 125,000 | $ 62,000 | $ 38,000 |
| Chisago County Minnesota | 2 | $ 652,000 | $ 326,000 | $ 120,000 |
| Hennepin County Minnesota | 2 | $ 318,000 | $ 159,000 | $ 0 |
| Jackson County Mississippi | 2 | $ 160,000 | $ 80,000 | $ 192,000 |
| St. Louis County Missouri | 2 | $ 220,000 | $ 110,000 | $ 83,000 |
| Hillsborough County New Hampshire | 2 | $ 468,000 | $ 234,000 | $ 32,000 |
| Cape May County New Jersey | 2 | $ 600,000 | $ 300,000 | $ 166,000 |
| Mercer County New Jersey | 2 | $ 238,000 | $ 119,000 | $ 65,000 |
| Sandoval County New Mexico | 2 | $ 148,000 | $ 74,000 | $ 35,000 |
| Broome County New York | 2 | $ 140,000 | $ 70,000 | $ 53,000 |
| Suffolk County New York | 2 | $ 310,000 | $ 155,000 | $ 96,000 |
| Westchester County New York | 2 | $ 980,000 | $ 490,000 | $ 131,000 |
| Alleghany County North Carolina | 2 | $ 200,000 | $ 100,000 | $ 44,000 |
| Buncombe County North Carolina | 2 | $ 323,000 | $ 161,000 | $ 46,000 |
| Wake County North Carolina | 2 | $ 600,000 | $ 300,000 | $ 179,000 |
| Atoka County Oklahoma | 2 | $ 90,000 | $ 45,000 | $ 39,000 |
| Washington County Oklahoma | 2 | $ 115,000 | $ 57,000 | $ 46,000 |
| Benton County Oregon | 2 | $ 244,000 | $ 122,000 | $ 64,000 |
| Deschutes County Oregon | 2 | $ 450,000 | $ 225,000 | $ 39,000 |
| Franklin County Pennsylvania | 2 | $ 363,000 | $ 181,000 | $ 117,000 |
| Philadelphia County Pennsylvania | 2 | $ 180,000 | $ 90,000 | $ 47,000 |
| Rutherford County Tennessee | 2 | $ 400,000 | $ 200,000 | $ 117,000 |
| Iron County Utah | 2 | $ 649,000 | $ 324,000 | $ 166,000 |
| Tooele County Utah | 2 | $ 141,000 | $ 70,000 | $ 204,000 |
| Utah County Utah | 2 | $ 235,000 | $ 117,000 | $ 56,000 |
| Henrico County Virginia | 2 | $ 209,000 | $ 104,000 | $ 27,000 |
| King George County Virginia | 2 | $ 420,000 | $ 210,000 | $ 108,000 |
| Louisa County Virginia | 2 | $ 414,000 | $ 207,000 | $ 192,000 |
| Norfolk County Virginia | 2 | $ 293,000 | $ 146,000 | $ 57,000 |
| Portsmouth County Virginia | 2 | $ 401,000 | $ 200,000 | $ 104,000 |
| Clark County Washington | 2 | $ 654,000 | $ 327,000 | $ 148,000 |
| Lincoln County Washington | 2 | $ 180,000 | $ 90,000 | $ 120,000 |
| Morgan County West Virginia | 2 | $ 218,000 | $ 109,000 | $ 54,000 |
| Laramie County Wyoming | 2 | $ 160,000 | $ 80,000 | $ 71,000 |
| Escambia County Alabama | 1 | $ 142,000 | $ 142,000 | $ 108,000 |
| Jefferson County Alabama | 1 | $ 145,000 | $ 145,000 | $ 124,000 |
| Lowndes County Alabama | 1 | $ 203,000 | $ 203,000 | $ 0 |
| Madison County Alabama | 1 | $ 98,000 | $ 98,000 | $ 204,000 |
| Cochise County Arizona | 1 | $ 108,000 | $ 108,000 | $ 0 |
| Coconino County Arizona | 1 | $ 160,000 | $ 160,000 | $ 39,000 |
| La Paz County Arizona | 1 | $ 230,000 | $ 230,000 | $ 102,000 |
| Pinal County Arizona | 1 | $ 248,000 | $ 248,000 | $ 138,000 |
| Benton County Arkansas | 1 | $ 191,000 | $ 191,000 | $ 75,000 |
| Butte County California | 1 | $ 404,000 | $ 404,000 | $ 120,000 |
| Fresno County California | 1 | $ 508,000 | $ 508,000 | $ 118,000 |
| Lake County California | 1 | $ 243,000 | $ 243,000 | $ 72,000 |
| Merced County California | 1 | $ 289,000 | $ 289,000 | $ 81,000 |
| Monterey County California | 1 | $ 100,000 | $ 100,000 | $ 72,000 |
| Nevada County California | 1 | $ 393,000 | $ 393,000 | $ 89,000 |
| Santa Barbara County California | 1 | $ 435,000 | $ 435,000 | $ 96,000 |
| Tehama County California | 1 | $ 364,000 | $ 364,000 | $ 120,000 |
| Clear Creek County Colorado | 1 | $ 165,000 | $ 165,000 | $ 39,000 |
| Denver County Colorado | 1 | $ 203,000 | $ 203,000 | $ 54,000 |
| Jefferson County Colorado | 1 | $ 240,000 | $ 240,000 | $ 90,000 |
| New Castle County Delaware | 1 | $ 276,000 | $ 276,000 | $ 65,000 |
| Alachua County Florida | 1 | $ 470,000 | $ 470,000 | $ 150,000 |
| Clay County Florida | 1 | $ 268,000 | $ 268,000 | $ 109,000 |
| Flagler County Florida | 1 | $ 338,000 | $ 338,000 | $ 0 |
| Gulf County Florida | 1 | $ 293,000 | $ 293,000 | $ 96,000 |
| Hernando County Florida | 1 | $ 193,000 | $ 193,000 | $ 70,000 |
| Highlands County Florida | 1 | $ 82,000 | $ 82,000 | $ 0 |
| Indian River County Florida | 1 | $ 168,000 | $ 168,000 | $ 68,000 |
| Marion County Florida | 1 | $ 191,000 | $ 191,000 | $ 78,000 |
| Osceola County Florida | 1 | $ 200,000 | $ 200,000 | $ 45,000 |
| Santa Rosa County Florida | 1 | $ 210,000 | $ 210,000 | $ 52,000 |
| St. Johns County Florida | 1 | $ 119,000 | $ 119,000 | $ 78,000 |
| Volusia County Florida | 1 | $ 262,000 | $ 262,000 | $ 54,000 |
| Barrow County Georgia | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Bartow County Georgia | 1 | $ 263,000 | $ 263,000 | $ 84,000 |
| Dougherty County Georgia | 1 | $ 84,000 | $ 84,000 | $ 48,000 |
| Effingham County Georgia | 1 | $ 251,000 | $ 251,000 | $ 258,000 |
| Fannin County Georgia | 1 | $ 305,000 | $ 305,000 | $ 242,000 |
| Habersham County Georgia | 1 | $ 219,000 | $ 219,000 | $ 63,000 |
| Hall County Georgia | 1 | $ 404,000 | $ 404,000 | $ 102,000 |
| Hart County Georgia | 1 | $ 60,000 | $ 60,000 | $ 55,000 |
| Newton County Georgia | 1 | $ 275,000 | $ 275,000 | $ 70,000 |
| Kauai County Hawaii | 1 | $ 1,255,000 | $ 1,255,000 | $ 548,000 |
| Kootenai County Idaho | 1 | $ 143,000 | $ 143,000 | $ 14,000 |
| Kane County Illinois | 1 | $ 210,000 | $ 210,000 | $ 96,000 |
| St. Clair County Illinois | 1 | $ 112,000 | $ 112,000 | $ 44,000 |
| Will County Illinois | 1 | $ 256,000 | $ 256,000 | $ 111,000 |
| Winnebago County Illinois | 1 | $ 173,000 | $ 173,000 | $ 72,000 |
| Boone County Indiana | 1 | $ 240,000 | $ 240,000 | $ 64,000 |
| Morgan County Indiana | 1 | $ 320,000 | $ 320,000 | $ 124,000 |
| Johnson County Kansas | 1 | $ 424,000 | $ 424,000 | $ 234,000 |
| Wyandotte County Kansas | 1 | $ 111,000 | $ 111,000 | $ 130,000 |
| Boone County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 45,000 |
| Campbell County Kentucky | 1 | $ 184,000 | $ 184,000 | $ 185,000 |
| Hardin County Kentucky | 1 | $ 114,000 | $ 114,000 | $ 55,000 |
| Jefferson County Kentucky | 1 | $ 122,000 | $ 122,000 | $ 46,000 |
| Kenton County Kentucky | 1 | $ 155,000 | $ 155,000 | $ 45,000 |
| Iberville County Louisiana | 1 | $ 255,000 | $ 255,000 | $ 124,000 |
| Morehouse County Louisiana | 1 | $ 160,000 | $ 160,000 | $ 78,000 |
| Orleans County Louisiana | 1 | $ 128,000 | $ 128,000 | $ 156,000 |
| Cumberland County Maine | 1 | $ 113,000 | $ 113,000 | $ 161,000 |
| Carroll County Maryland | 1 | $ 650,000 | $ 650,000 | $ 156,000 |
| Harford County Maryland | 1 | $ 323,000 | $ 323,000 | $ 97,000 |
| Howard County Maryland | 1 | $ 340,000 | $ 340,000 | $ 114,000 |
| Berkshire County Massachusetts | 1 | $ 244,000 | $ 244,000 | $ 83,000 |
| Norfolk County Massachusetts | 1 | $ 346,000 | $ 346,000 | $ 105,000 |
| Branch County Michigan | 1 | $ 133,000 | $ 133,000 | $ 32,000 |
| Calhoun County Michigan | 1 | $ 113,000 | $ 113,000 | $ 40,000 |
| Dakota County Minnesota | 1 | $ 247,000 | $ 247,000 | $ 93,000 |
| Harrison County Mississippi | 1 | $ 55,000 | $ 55,000 | $ 24,000 |
| Union County Mississippi | 1 | $ 61,000 | $ 61,000 | $ 118,000 |
| Clay County Missouri | 1 | $ 33,000 | $ 33,000 | $ 36,000 |
| Jefferson County Missouri | 1 | $ 161,000 | $ 161,000 | $ 64,000 |
| Lincoln County Missouri | 1 | $ 352,000 | $ 352,000 | $ 593,000 |
| St. Charles County Missouri | 1 | $ 256,000 | $ 256,000 | $ 95,000 |
| St. Louis City County Missouri | 1 | $ 167,000 | $ 167,000 | $ 52,000 |
| Yellowstone County Montana | 1 | $ 92,000 | $ 92,000 | $ 27,000 |
| Douglas County Nebraska | 1 | $ 115,000 | $ 115,000 | $ 310,000 |
| Rockingham County New Hampshire | 1 | $ 274,000 | $ 274,000 | $ 104,000 |
| Hunterdon County New Jersey | 1 | $ 664,000 | $ 664,000 | $ 125,000 |
| Salem County New Jersey | 1 | $ 230,000 | $ 230,000 | $ 0 |
| Somerset County New Jersey | 1 | $ 235,000 | $ 235,000 | $ 65,000 |
| Santa Fe County New Mexico | 1 | $ 288,000 | $ 288,000 | $ 138,000 |
| Bronx County New York | 1 | $ 360,000 | $ 360,000 | $ 132,000 |
| Dutchess County New York | 1 | $ 274,000 | $ 274,000 | $ 65,000 |
| Nassau County New York | 1 | $ 405,000 | $ 405,000 | $ 102,000 |
| Alexander County North Carolina | 1 | $ 219,000 | $ 219,000 | $ 38,000 |
| Avery County North Carolina | 1 | $ 425,000 | $ 425,000 | $ 117,000 |
| Catawba County North Carolina | 1 | $ 181,000 | $ 181,000 | $ 67,000 |
| Cumberland County North Carolina | 1 | $ 84,000 | $ 84,000 | $ 42,000 |
| Henderson County North Carolina | 1 | $ 295,000 | $ 295,000 | $ 96,000 |
| Iredell County North Carolina | 1 | $ 146,000 | $ 146,000 | $ 77,000 |
| Jackson County North Carolina | 1 | $ 102,000 | $ 102,000 | $ 48,000 |
| Transylvania County North Carolina | 1 | $ 382,000 | $ 382,000 | $ 176,000 |
| Union County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 83,000 |
| Wilson County North Carolina | 1 | $ 62,000 | $ 62,000 | $ 56,000 |
| Cuyahoga County Ohio | 1 | $ 80,000 | $ 80,000 | $ 222,000 |
| Montgomery County Ohio | 1 | $ 68,000 | $ 68,000 | $ 36,000 |
| Warren County Ohio | 1 | $ 315,000 | $ 315,000 | $ 118,000 |
| Cleveland County Oklahoma | 1 | $ 161,000 | $ 161,000 | $ 38,000 |
| Lane County Oregon | 1 | $ 78,000 | $ 78,000 | $ 41,000 |
| Linn County Oregon | 1 | $ 184,000 | $ 184,000 | $ 65,000 |
| Berks County Pennsylvania | 1 | $ 119,000 | $ 119,000 | $ 31,000 |
| Delaware County Pennsylvania | 1 | $ 1,020,000 | $ 1,020,000 | $ 391,000 |
| Beaufort County South Carolina | 1 | $ 144,000 | $ 144,000 | $ 133,000 |
| Dorchester County South Carolina | 1 | $ 180,000 | $ 180,000 | $ 46,000 |
| Oconee County South Carolina | 1 | $ 450,000 | $ 450,000 | $ 426,000 |
| Spartanburg County South Carolina | 1 | $ 72,000 | $ 72,000 | $ 129,000 |
| York County South Carolina | 1 | $ 140,000 | $ 140,000 | $ 41,000 |
| Davidson County Tennessee | 1 | $ 73,000 | $ 73,000 | $ 256,000 |
| Hamilton County Tennessee | 1 | $ 120,000 | $ 120,000 | $ 204,000 |
| Sevier County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 36,000 |
| Williamson County Tennessee | 1 | $ 240,000 | $ 240,000 | $ 256,000 |
| Beaver County Utah | 1 | $ 101,000 | $ 101,000 | $ 36,000 |
| Addison County Vermont | 1 | $ 492,000 | $ 492,000 | $ 225,000 |
| Albemarle County Virginia | 1 | $ 513,000 | $ 513,000 | $ 167,000 |
| Alexandria County Virginia | 1 | $ 215,000 | $ 215,000 | $ 87,000 |
| Bristol County Virginia | 1 | $ 160,000 | $ 160,000 | $ 98,000 |
| Hampton County Virginia | 1 | $ 200,000 | $ 200,000 | $ 66,000 |
| Madison County Virginia | 1 | $ 211,000 | $ 211,000 | $ 48,000 |
| Prince George County Virginia | 1 | $ 172,000 | $ 172,000 | $ 127,000 |
| Richmond City County Virginia | 1 | $ 328,000 | $ 328,000 | $ 75,000 |
| Chelan County Washington | 1 | $ 566,000 | $ 566,000 | $ 138,000 |
| Mason County Washington | 1 | $ 564,000 | $ 564,000 | $ 150,000 |
| Berkeley County West Virginia | 1 | $ 315,000 | $ 315,000 | $ 80,000 |
| Campbell County Wyoming | 1 | $ 378,000 | $ 378,000 | $ 75,000 |
| Lincoln County Wyoming | 1 | $ 153,000 | $ 153,000 | $ 46,000 |
| Natrona County Wyoming | 1 | $ 208,000 | $ 208,000 | $ 105,000 |
Mortgage Loan Application Detail Totals for Sage Credit Company, Inc in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,429 | $378,023,000 | $264,000 | $1,500,000 | $108,000 | $1,269,000 |
| Home Purchase | 332 | $67,613,000 | $203,000 | $1,255,000 | $140,000 | $744,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 891 | $230,080,000 | $258,000 | $1,255,000 | $105,000 | $643,000 |
| White | 516 | $133,571,000 | $258,000 | $1,500,000 | $127,000 | $1,269,000 |
| Hispanic | 172 | $43,073,000 | $250,000 | $840,000 | $107,000 | $420,000 |
| Black or African American | 146 | $27,625,000 | $189,000 | $760,000 | $117,000 | $744,000 |
| Asian | 20 | $7,316,000 | $365,000 | $1,020,000 | $156,000 | $391,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $1,780,000 | $254,000 | $645,000 | $121,000 | $282,000 |
| Not applicable | 5 | $1,280,000 | $256,000 | $500,000 | $213,000 | $575,000 |
| American Indian or Alaskan Native | 4 | $911,000 | $227,000 | $335,000 | $34,000 | $56,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,761 | $445,636,000 | $253,000 | $1,500,000 | $114,000 | $1,269,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 699 | $172,435,000 | $246,000 | $1,500,000 | $113,000 | $960,000 |
| Application Withdrawn By Applicant | 505 | $128,553,000 | $254,000 | $1,020,000 | $111,000 | $643,000 |
| Application Approved But Not Accepted | 353 | $91,657,000 | $259,000 | $1,255,000 | $115,000 | $1,212,000 |
| Application Denied By Financial Institution | 161 | $40,601,000 | $252,000 | $1,080,000 | $123,000 | $1,269,000 |
| File Closed For Incompleteness | 43 | $12,390,000 | $288,000 | $1,000,000 | $104,000 | $300,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 28 | $5,562,000 | $198,000 | $772,000 | $120,000 | $240,000 |
| Collateral | 17 | $3,691,000 | $217,000 | $627,000 | $134,000 | $503,000 |
| Credit History | 12 | $2,458,000 | $204,000 | $637,000 | $100,000 | $198,000 |
| Debt-To-Income Ratio | 11 | $2,459,000 | $223,000 | $412,000 | $110,000 | $420,000 |
| Unverifiable Information | 2 | $608,000 | $304,000 | $320,000 | $207,000 | $300,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $196,000 | $196,000 | $196,000 | $69,000 | $69,000 |
| Mortgage Insurance Denied | 1 | $374,000 | $374,000 | $374,000 | $90,000 | $90,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Sage Credit Company, Inc's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Sage Credit Company, Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.