Sandy Spring Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Sandy Spring Bank 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Sandy Spring Bank 6831 Benjamin Frankin Drive Olney, MD 21046 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 7,039 |
| Total Mortgage Loan Application Amount | $3,035,115,000 |
| Average Mortgage Loan Application Amount | $326,500 |
| Highest Mortgage Loan Application Amount | $42,605,000 |
| Average Applicant Income | $183,333 |
| Highest Applicant Income | $7,555,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Sandy Spring Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Sandy Spring Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Sandy Spring Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Sandy Spring Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Sandy Spring Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Sandy Spring Bank's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Montgomery County Maryland | 1,660 | $ 711,040,000 | $ 428,000 | $ 212,000 |
| District of Columbia County District Of Columbia | 679 | $ 369,125,000 | $ 543,000 | $ 204,000 |
| Fairfax County Virginia | 659 | $ 373,605,000 | $ 566,000 | $ 241,000 |
| Prince George's County Maryland | 583 | $ 175,055,000 | $ 300,000 | $ 119,000 |
| Anne Arundel County Maryland | 550 | $ 200,400,000 | $ 364,000 | $ 221,000 |
| Howard County Maryland | 402 | $ 167,180,000 | $ 415,000 | $ 240,000 |
| Frederick County Maryland | 385 | $ 125,965,000 | $ 327,000 | $ 154,000 |
| Baltimore County Maryland | 303 | $ 94,895,000 | $ 313,000 | $ 157,000 |
| Loudoun County Virginia | 272 | $ 113,040,000 | $ 415,000 | $ 219,000 |
| Baltimore City County Maryland | 238 | $ 80,540,000 | $ 338,000 | $ 96,000 |
| Arlington County Virginia | 156 | $ 115,640,000 | $ 741,000 | $ 308,000 |
| Prince William County Virginia | 155 | $ 56,105,000 | $ 361,000 | $ 144,000 |
| Carroll County Maryland | 110 | $ 37,520,000 | $ 341,000 | $ 154,000 |
| Charles County Maryland | 83 | $ 28,135,000 | $ 338,000 | $ 115,000 |
| Alexandria County Virginia | 80 | $ 34,960,000 | $ 437,000 | $ 191,000 |
| Harford County Maryland | 53 | $ 15,865,000 | $ 299,000 | $ 148,000 |
| Sussex County Delaware | 51 | $ 22,005,000 | $ 431,000 | $ 250,000 |
| Worcester County Maryland | 38 | $ 13,830,000 | $ 363,000 | $ 509,000 |
| Washington County Maryland | 34 | $ 11,910,000 | $ 350,000 | $ 129,000 |
| Calvert County Maryland | 33 | $ 10,575,000 | $ 320,000 | $ 167,000 |
| Queen Anne's County Maryland | 33 | $ 15,175,000 | $ 459,000 | $ 399,000 |
| St. Mary's County Maryland | 26 | $ 9,740,000 | $ 374,000 | $ 178,000 |
| Fauquier County Virginia | 19 | $ 10,415,000 | $ 548,000 | $ 192,000 |
| Stafford County Virginia | 19 | $ 6,375,000 | $ 335,000 | $ 116,000 |
| Garrett County Maryland | 18 | $ 8,500,000 | $ 472,000 | $ 255,000 |
| Fairfax City County Virginia | 15 | $ 7,145,000 | $ 476,000 | $ 196,000 |
| Henrico County Virginia | 13 | $ 6,275,000 | $ 482,000 | $ 167,000 |
| Chesterfield County Virginia | 12 | $ 3,790,000 | $ 315,000 | $ 92,000 |
| Falls Church County Virginia | 12 | $ 7,830,000 | $ 652,000 | $ 236,000 |
| Talbot County Maryland | 11 | $ 3,765,000 | $ 342,000 | $ 219,000 |
| Palm Beach County Florida | 10 | $ 14,010,000 | $ 1,401,000 | $ 456,000 |
| Spotsylvania County Virginia | 9 | $ 2,205,000 | $ 245,000 | $ 172,000 |
| Broward County Florida | 8 | $ 2,560,000 | $ 320,000 | $ 228,000 |
| Albemarle County Virginia | 8 | $ 1,790,000 | $ 223,000 | $ 130,000 |
| Manassas County Virginia | 8 | $ 2,180,000 | $ 272,000 | $ 82,000 |
| Jefferson County West Virginia | 8 | $ 2,300,000 | $ 287,000 | $ 109,000 |
| Miami-Dade County Florida | 7 | $ 5,095,000 | $ 727,000 | $ 392,000 |
| Kent County Maryland | 7 | $ 3,555,000 | $ 507,000 | $ 249,000 |
| Berkeley County West Virginia | 7 | $ 1,595,000 | $ 227,000 | $ 201,000 |
| Monroe County Florida | 6 | $ 5,320,000 | $ 886,000 | $ 379,000 |
| Orange County Florida | 6 | $ 1,960,000 | $ 326,000 | $ 142,000 |
| Fulton County Georgia | 6 | $ 3,180,000 | $ 530,000 | $ 233,000 |
| Manassas Park County Virginia | 6 | $ 1,800,000 | $ 300,000 | $ 92,000 |
| Collier County Florida | 5 | $ 5,315,000 | $ 1,063,000 | $ 957,000 |
| Hillsborough County Florida | 5 | $ 1,295,000 | $ 259,000 | $ 184,000 |
| Wicomico County Maryland | 5 | $ 1,085,000 | $ 217,000 | $ 100,000 |
| Dare County North Carolina | 5 | $ 3,315,000 | $ 663,000 | $ 185,000 |
| Durham County North Carolina | 5 | $ 885,000 | $ 177,000 | $ 219,000 |
| Culpeper County Virginia | 5 | $ 1,695,000 | $ 339,000 | $ 221,000 |
| Lee County Florida | 4 | $ 1,900,000 | $ 475,000 | $ 2,155,000 |
| Cecil County Maryland | 4 | $ 1,620,000 | $ 405,000 | $ 98,000 |
| Brunswick County North Carolina | 4 | $ 980,000 | $ 245,000 | $ 190,000 |
| Wake County North Carolina | 4 | $ 1,560,000 | $ 390,000 | $ 130,000 |
| Cuyahoga County Ohio | 4 | $ 510,000 | $ 127,000 | $ 141,000 |
| Philadelphia County Pennsylvania | 4 | $ 1,070,000 | $ 267,000 | $ 283,000 |
| Frederick County Virginia | 4 | $ 890,000 | $ 222,000 | $ 110,000 |
| Fredericksburg County Virginia | 4 | $ 1,130,000 | $ 282,000 | $ 99,000 |
| Orange County Virginia | 4 | $ 1,910,000 | $ 477,000 | $ 130,000 |
| Jefferson County Colorado | 3 | $ 1,585,000 | $ 528,000 | $ 181,000 |
| Pinellas County Florida | 3 | $ 765,000 | $ 255,000 | $ 545,000 |
| Seminole County Florida | 3 | $ 615,000 | $ 205,000 | $ 111,000 |
| St. Johns County Florida | 3 | $ 925,000 | $ 308,000 | $ 108,000 |
| York County Pennsylvania | 3 | $ 715,000 | $ 238,000 | $ 86,000 |
| Horry County South Carolina | 3 | $ 905,000 | $ 301,000 | $ 97,000 |
| Davidson County Tennessee | 3 | $ 53,255,000 | $ 17,751,000 | $ 46,000 |
| Lexington County Virginia | 3 | $ 585,000 | $ 195,000 | $ 118,000 |
| Louisa County Virginia | 3 | $ 785,000 | $ 261,000 | $ 262,000 |
| Richmond City County Virginia | 3 | $ 815,000 | $ 271,000 | $ 221,000 |
| Shenandoah County Virginia | 3 | $ 1,045,000 | $ 348,000 | $ 186,000 |
| Virginia Beach County Virginia | 3 | $ 985,000 | $ 328,000 | $ 109,000 |
| Warren County Virginia | 3 | $ 785,000 | $ 261,000 | $ 124,000 |
| New Castle County Delaware | 2 | $ 710,000 | $ 355,000 | $ 118,000 |
| Duval County Florida | 2 | $ 550,000 | $ 275,000 | $ 107,000 |
| Manatee County Florida | 2 | $ 570,000 | $ 285,000 | $ 179,000 |
| Okaloosa County Florida | 2 | $ 750,000 | $ 375,000 | $ 87,000 |
| Sarasota County Florida | 2 | $ 1,040,000 | $ 520,000 | $ 387,000 |
| Sumter County Florida | 2 | $ 480,000 | $ 240,000 | $ 168,000 |
| Clarke County Georgia | 2 | $ 380,000 | $ 190,000 | $ 91,000 |
| Cobb County Georgia | 2 | $ 520,000 | $ 260,000 | $ 116,000 |
| Cumberland County North Carolina | 2 | $ 15,410,000 | $ 7,705,000 | $ 0 |
| Currituck County North Carolina | 2 | $ 1,250,000 | $ 625,000 | $ 389,000 |
| Guilford County North Carolina | 2 | $ 220,000 | $ 110,000 | $ 129,000 |
| Mecklenburg County North Carolina | 2 | $ 620,000 | $ 310,000 | $ 91,000 |
| Adams County Pennsylvania | 2 | $ 510,000 | $ 255,000 | $ 151,000 |
| Allegheny County Pennsylvania | 2 | $ 500,000 | $ 250,000 | $ 97,000 |
| Bucks County Pennsylvania | 2 | $ 780,000 | $ 390,000 | $ 111,000 |
| Chester County Pennsylvania | 2 | $ 1,020,000 | $ 510,000 | $ 167,000 |
| Montgomery County Pennsylvania | 2 | $ 480,000 | $ 240,000 | $ 69,000 |
| Greenville County South Carolina | 2 | $ 680,000 | $ 340,000 | $ 349,000 |
| Clarke County Virginia | 2 | $ 410,000 | $ 205,000 | $ 203,000 |
| Franklin County Virginia | 2 | $ 1,090,000 | $ 545,000 | $ 338,000 |
| Hampton County Virginia | 2 | $ 330,000 | $ 165,000 | $ 136,000 |
| Newport News County Virginia | 2 | $ 220,000 | $ 110,000 | $ 126,000 |
| Northumberland County Virginia | 2 | $ 1,100,000 | $ 550,000 | $ 570,000 |
| Rockingham County Virginia | 2 | $ 720,000 | $ 360,000 | $ 255,000 |
| Winchester County Virginia | 2 | $ 3,180,000 | $ 1,590,000 | $ 269,000 |
| York County Virginia | 2 | $ 850,000 | $ 425,000 | $ 179,000 |
| Greenbrier County West Virginia | 2 | $ 370,000 | $ 185,000 | $ 47,000 |
| Mineral County West Virginia | 2 | $ 260,000 | $ 130,000 | $ 101,000 |
| Morgan County West Virginia | 2 | $ 330,000 | $ 165,000 | $ 201,000 |
| Arapahoe County Colorado | 1 | $ 455,000 | $ 455,000 | $ 145,000 |
| Boulder County Colorado | 1 | $ 405,000 | $ 405,000 | $ 65,000 |
| Delta County Colorado | 1 | $ 455,000 | $ 455,000 | $ 85,000 |
| Eagle County Colorado | 1 | $ 265,000 | $ 265,000 | $ 225,000 |
| El Paso County Colorado | 1 | $ 195,000 | $ 195,000 | $ 294,000 |
| Garfield County Colorado | 1 | $ 645,000 | $ 645,000 | $ 129,000 |
| Teller County Colorado | 1 | $ 355,000 | $ 355,000 | $ 137,000 |
| Weld County Colorado | 1 | $ 225,000 | $ 225,000 | $ 133,000 |
| Alachua County Florida | 1 | $ 675,000 | $ 675,000 | $ 202,000 |
| Clay County Florida | 1 | $ 195,000 | $ 195,000 | $ 89,000 |
| Escambia County Florida | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Lake County Florida | 1 | $ 225,000 | $ 225,000 | $ 59,000 |
| Marion County Florida | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Polk County Florida | 1 | $ 405,000 | $ 405,000 | $ 160,000 |
| St. Lucie County Florida | 1 | $ 275,000 | $ 275,000 | $ 211,000 |
| Volusia County Florida | 1 | $ 645,000 | $ 645,000 | $ 254,000 |
| DeKalb County Georgia | 1 | $ 125,000 | $ 125,000 | $ 124,000 |
| Forsyth County Georgia | 1 | $ 305,000 | $ 305,000 | $ 80,000 |
| Henry County Georgia | 1 | $ 355,000 | $ 355,000 | $ 133,000 |
| Allegany County Maryland | 1 | $ 135,000 | $ 135,000 | $ 122,000 |
| Caroline County Maryland | 1 | $ 375,000 | $ 375,000 | $ 70,000 |
| Dorchester County Maryland | 1 | $ 565,000 | $ 565,000 | $ 247,000 |
| New York County New York | 1 | $ 1,755,000 | $ 1,755,000 | $ 0 |
| Alexander County North Carolina | 1 | $ 795,000 | $ 795,000 | $ 218,000 |
| Cabarrus County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 121,000 |
| Cleveland County North Carolina | 1 | $ 325,000 | $ 325,000 | $ 125,000 |
| Craven County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 125,000 |
| Henderson County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 264,000 |
| Johnston County North Carolina | 1 | $ 335,000 | $ 335,000 | $ 230,000 |
| Lenoir County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 275,000 |
| Onslow County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Pasquotank County North Carolina | 1 | $ 295,000 | $ 295,000 | $ 70,000 |
| Rowan County North Carolina | 1 | $ 715,000 | $ 715,000 | $ 201,000 |
| Wilson County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 277,000 |
| Butler County Ohio | 1 | $ 345,000 | $ 345,000 | $ 199,000 |
| Delaware County Ohio | 1 | $ 325,000 | $ 325,000 | $ 150,000 |
| Greene County Ohio | 1 | $ 405,000 | $ 405,000 | $ 177,000 |
| Hamilton County Ohio | 1 | $ 335,000 | $ 335,000 | $ 132,000 |
| Montgomery County Ohio | 1 | $ 435,000 | $ 435,000 | $ 184,000 |
| Berks County Pennsylvania | 1 | $ 435,000 | $ 435,000 | $ 159,000 |
| Centre County Pennsylvania | 1 | $ 165,000 | $ 165,000 | $ 226,000 |
| Cumberland County Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 109,000 |
| Delaware County Pennsylvania | 1 | $ 785,000 | $ 785,000 | $ 155,000 |
| Lackawanna County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 98,000 |
| Lancaster County Pennsylvania | 1 | $ 275,000 | $ 275,000 | $ 177,000 |
| Lebanon County Pennsylvania | 1 | $ 355,000 | $ 355,000 | $ 94,000 |
| Lehigh County Pennsylvania | 1 | $ 235,000 | $ 235,000 | $ 52,000 |
| Monroe County Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 71,000 |
| Northampton County Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 135,000 |
| Washington County Pennsylvania | 1 | $ 365,000 | $ 365,000 | $ 240,000 |
| Beaufort County South Carolina | 1 | $ 505,000 | $ 505,000 | $ 159,000 |
| Charleston County South Carolina | 1 | $ 645,000 | $ 645,000 | $ 906,000 |
| Dorchester County South Carolina | 1 | $ 265,000 | $ 265,000 | $ 58,000 |
| Florence County South Carolina | 1 | $ 55,000 | $ 55,000 | $ 47,000 |
| Georgetown County South Carolina | 1 | $ 485,000 | $ 485,000 | $ 217,000 |
| Lancaster County South Carolina | 1 | $ 225,000 | $ 225,000 | $ 53,000 |
| Pickens County South Carolina | 1 | $ 495,000 | $ 495,000 | $ 110,000 |
| Richland County South Carolina | 1 | $ 295,000 | $ 295,000 | $ 0 |
| York County South Carolina | 1 | $ 285,000 | $ 285,000 | $ 135,000 |
| Hamilton County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 77,000 |
| Sullivan County Tennessee | 1 | $ 265,000 | $ 265,000 | $ 113,000 |
| Accomack County Virginia | 1 | $ 95,000 | $ 95,000 | $ 243,000 |
| Augusta County Virginia | 1 | $ 275,000 | $ 275,000 | $ 300,000 |
| Bedford County Virginia | 1 | $ 355,000 | $ 355,000 | $ 189,000 |
| Charlottesville County Virginia | 1 | $ 425,000 | $ 425,000 | $ 0 |
| Goochland County Virginia | 1 | $ 435,000 | $ 435,000 | $ 115,000 |
| Greene County Virginia | 1 | $ 215,000 | $ 215,000 | $ 225,000 |
| James City County Virginia | 1 | $ 375,000 | $ 375,000 | $ 86,000 |
| Middlesex County Virginia | 1 | $ 355,000 | $ 355,000 | $ 131,000 |
| Norfolk County Virginia | 1 | $ 555,000 | $ 555,000 | $ 253,000 |
| Petersburg County Virginia | 1 | $ 195,000 | $ 195,000 | $ 79,000 |
| Portsmouth County Virginia | 1 | $ 265,000 | $ 265,000 | $ 66,000 |
| Staunton County Virginia | 1 | $ 135,000 | $ 135,000 | $ 145,000 |
| Westmoreland County Virginia | 1 | $ 305,000 | $ 305,000 | $ 194,000 |
| Monongalia County West Virginia | 1 | $ 185,000 | $ 185,000 | $ 124,000 |
| Monroe County West Virginia | 1 | $ 35,000 | $ 35,000 | $ 0 |
Mortgage Loan Application Detail Totals for Sandy Spring Bank in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,710 | $1,288,030,000 | $475,000 | $34,085,000 | $222,000 | $7,555,000 |
| Home Purchase | 2,436 | $1,241,860,000 | $509,000 | $42,605,000 | $172,000 | $4,959,000 |
| Cash-out Refinancing | 828 | $320,950,000 | $387,000 | $2,005,000 | $178,000 | $3,390,000 |
| Home Improvement | 809 | $138,125,000 | $170,000 | $1,445,000 | $213,000 | $2,831,000 |
| Other Purpose | 250 | $44,710,000 | $178,000 | $1,005,000 | $251,000 | $3,338,000 |
| Not Applicable | 6 | $1,440,000 | $240,000 | $285,000 | $64,000 | $64,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,502 | $1,464,020,000 | $418,000 | $4,505,000 | $226,000 | $7,555,000 |
| Black or African American | 1,278 | $410,640,000 | $321,000 | $1,605,000 | $136,000 | $1,864,000 |
| Not Provided | 840 | $404,420,000 | $481,000 | $7,685,000 | $217,000 | $2,472,000 |
| Asian | 712 | $339,140,000 | $476,000 | $3,305,000 | $196,000 | $1,698,000 |
| Hispanic | 489 | $189,875,000 | $388,000 | $2,765,000 | $153,000 | $1,743,000 |
| Not applicable | 172 | $211,260,000 | $1,228,000 | $42,605,000 | $0 | $0 |
| American Indian or Alaskan Native | 33 | $11,405,000 | $345,000 | $1,155,000 | $238,000 | $749,000 |
| Native Hawaiian or Other Pacific Islander | 11 | $4,285,000 | $389,000 | $925,000 | $158,000 | $527,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,475 | $2,827,365,000 | $436,000 | $42,605,000 | $208,000 | $7,555,000 |
| FHA-insured (Federal Housing Administration) | 394 | $125,770,000 | $319,000 | $1,065,000 | $85,000 | $303,000 |
| VA-guaranteed (Veterans Administration) | 164 | $80,130,000 | $488,000 | $1,445,000 | $137,000 | $443,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 6 | $1,850,000 | $308,000 | $455,000 | $72,000 | $94,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,355 | $2,330,965,000 | $435,000 | $42,605,000 | $202,000 | $6,287,000 |
| Application Withdrawn By Applicant | 689 | $323,845,000 | $470,000 | $2,755,000 | $198,000 | $3,390,000 |
| Application Denied By Financial Institution | 608 | $208,150,000 | $342,000 | $4,505,000 | $161,000 | $1,800,000 |
| File Closed For Incompleteness | 273 | $137,695,000 | $504,000 | $2,765,000 | $243,000 | $7,555,000 |
| Application Approved But Not Accepted | 107 | $32,635,000 | $305,000 | $3,155,000 | $206,000 | $1,294,000 |
| Loan Purchased By The Institution | 7 | $1,825,000 | $260,000 | $455,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 6,431 | $2,826,965,000 | $439,000 | $42,605,000 | $203,000 | $7,555,000 |
| Debt-To-Income Ratio | 229 | $97,725,000 | $426,000 | $4,505,000 | $96,000 | $477,000 |
| Collateral | 161 | $51,235,000 | $318,000 | $1,965,000 | $210,000 | $1,366,000 |
| Credit History | 141 | $34,595,000 | $245,000 | $3,305,000 | $163,000 | $1,800,000 |
| Other | 36 | $12,970,000 | $360,000 | $1,505,000 | $208,000 | $724,000 |
| Unverifiable Information | 21 | $5,915,000 | $281,000 | $765,000 | $287,000 | $1,743,000 |
| Credit Application Incomplete | 12 | $2,600,000 | $216,000 | $505,000 | $267,000 | $743,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $1,540,000 | $256,000 | $345,000 | $63,000 | $74,000 |
| Employment History | 2 | $1,570,000 | $785,000 | $1,025,000 | $171,000 | $290,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Sandy Spring Bank's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Sandy Spring Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet
with aggregated HMDA statistics today.