Seacoast National Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Seacoast National Bank 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Seacoast National Bank Po Box 9012 Stuart, FL 34995 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 6,089 |
| Total Mortgage Loan Application Amount | $1,620,115,000 |
| Average Mortgage Loan Application Amount | $257,600 |
| Highest Mortgage Loan Application Amount | $20,935,000 |
| Average Applicant Income | $161,400 |
| Highest Applicant Income | $3,600,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Seacoast National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Seacoast National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Seacoast National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Seacoast National Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Seacoast National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Seacoast National Bank's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Palm Beach County Florida | 812 | $ 234,230,000 | $ 288,000 | $ 217,000 |
| Martin County Florida | 793 | $ 188,165,000 | $ 237,000 | $ 155,000 |
| St. Lucie County Florida | 780 | $ 121,090,000 | $ 155,000 | $ 98,000 |
| Orange County Florida | 613 | $ 165,865,000 | $ 270,000 | $ 191,000 |
| Volusia County Florida | 369 | $ 82,565,000 | $ 223,000 | $ 141,000 |
| Indian River County Florida | 365 | $ 56,685,000 | $ 155,000 | $ 117,000 |
| Seminole County Florida | 310 | $ 63,850,000 | $ 205,000 | $ 167,000 |
| Brevard County Florida | 255 | $ 67,045,000 | $ 262,000 | $ 161,000 |
| Lake County Florida | 251 | $ 49,875,000 | $ 198,000 | $ 127,000 |
| Hillsborough County Florida | 227 | $ 60,915,000 | $ 268,000 | $ 190,000 |
| Pinellas County Florida | 215 | $ 64,975,000 | $ 302,000 | $ 233,000 |
| Broward County Florida | 212 | $ 57,590,000 | $ 271,000 | $ 204,000 |
| Okeechobee County Florida | 81 | $ 9,305,000 | $ 114,000 | $ 89,000 |
| Miami-Dade County Florida | 73 | $ 23,835,000 | $ 326,000 | $ 320,000 |
| Lee County Florida | 70 | $ 18,690,000 | $ 267,000 | $ 126,000 |
| Flagler County Florida | 52 | $ 13,920,000 | $ 267,000 | $ 204,000 |
| Osceola County Florida | 43 | $ 11,335,000 | $ 263,000 | $ 181,000 |
| Pasco County Florida | 39 | $ 7,655,000 | $ 196,000 | $ 144,000 |
| Collier County Florida | 31 | $ 10,165,000 | $ 327,000 | $ 193,000 |
| Middlesex County Massachusetts | 27 | $ 16,965,000 | $ 628,000 | $ 0 |
| Polk County Florida | 24 | $ 28,640,000 | $ 1,193,000 | $ 100,000 |
| Norfolk County Massachusetts | 24 | $ 16,700,000 | $ 695,000 | $ 0 |
| St. Johns County Florida | 23 | $ 5,725,000 | $ 248,000 | $ 188,000 |
| Sarasota County Florida | 19 | $ 6,875,000 | $ 361,000 | $ 187,000 |
| Duval County Florida | 18 | $ 7,470,000 | $ 415,000 | $ 206,000 |
| Maricopa County Arizona | 16 | $ 13,550,000 | $ 846,000 | $ 0 |
| Manatee County Florida | 16 | $ 4,690,000 | $ 293,000 | $ 259,000 |
| Marion County Florida | 16 | $ 13,950,000 | $ 871,000 | $ 131,000 |
| Charlotte County Florida | 13 | $ 2,445,000 | $ 188,000 | $ 120,000 |
| Hendry County Florida | 13 | $ 2,845,000 | $ 218,000 | $ 80,000 |
| Denver County Colorado | 12 | $ 10,990,000 | $ 915,000 | $ 0 |
| Highlands County Florida | 11 | $ 1,185,000 | $ 107,000 | $ 194,000 |
| Travis County Texas | 11 | $ 9,625,000 | $ 875,000 | $ 0 |
| Citrus County Florida | 10 | $ 1,960,000 | $ 196,000 | $ 110,000 |
| Williamson County Tennessee | 9 | $ 6,785,000 | $ 753,000 | $ 0 |
| Monroe County Florida | 8 | $ 1,570,000 | $ 196,000 | $ 477,000 |
| Cook County Illinois | 8 | $ 6,380,000 | $ 797,000 | $ 0 |
| Suffolk County Massachusetts | 8 | $ 4,610,000 | $ 576,000 | $ 0 |
| Dallas County Texas | 8 | $ 6,770,000 | $ 846,000 | $ 0 |
| Alachua County Florida | 7 | $ 2,605,000 | $ 372,000 | $ 256,000 |
| DeSoto County Florida | 7 | $ 705,000 | $ 100,000 | $ 82,000 |
| Essex County Massachusetts | 7 | $ 3,615,000 | $ 516,000 | $ 0 |
| Harris County Texas | 7 | $ 6,385,000 | $ 912,000 | $ 0 |
| Fulton County Georgia | 6 | $ 5,020,000 | $ 836,000 | $ 0 |
| Sumter County Florida | 5 | $ 935,000 | $ 187,000 | $ 125,000 |
| Tarrant County Texas | 5 | $ 4,175,000 | $ 835,000 | $ 0 |
| Douglas County Colorado | 4 | $ 2,750,000 | $ 687,000 | $ 0 |
| Glades County Florida | 4 | $ 430,000 | $ 107,000 | $ 122,000 |
| Leon County Florida | 4 | $ 570,000 | $ 142,000 | $ 152,000 |
| Walton County Florida | 4 | $ 1,830,000 | $ 457,000 | $ 273,000 |
| Plymouth County Massachusetts | 4 | $ 3,620,000 | $ 905,000 | $ 0 |
| Hennepin County Minnesota | 4 | $ 3,720,000 | $ 930,000 | $ 0 |
| Collin County Texas | 4 | $ 2,880,000 | $ 720,000 | $ 0 |
| Salt Lake County Utah | 4 | $ 3,190,000 | $ 797,000 | $ 0 |
| Utah County Utah | 4 | $ 3,070,000 | $ 767,000 | $ 0 |
| Boulder County Colorado | 3 | $ 3,255,000 | $ 1,085,000 | $ 0 |
| Jefferson County Colorado | 3 | $ 2,555,000 | $ 851,000 | $ 0 |
| Fairfield County Connecticut | 3 | $ 1,975,000 | $ 658,000 | $ 200,000 |
| Hernando County Florida | 3 | $ 475,000 | $ 158,000 | $ 191,000 |
| Santa Rosa County Florida | 3 | $ 4,915,000 | $ 1,638,000 | $ 176,000 |
| Worcester County Massachusetts | 3 | $ 1,245,000 | $ 415,000 | $ 0 |
| Mecklenburg County North Carolina | 3 | $ 2,235,000 | $ 745,000 | $ 0 |
| Denton County Texas | 3 | $ 2,445,000 | $ 815,000 | $ 0 |
| Fort Bend County Texas | 3 | $ 2,115,000 | $ 705,000 | $ 0 |
| Montgomery County Texas | 3 | $ 2,915,000 | $ 971,000 | $ 0 |
| Williamson County Texas | 3 | $ 2,315,000 | $ 771,000 | $ 0 |
| Davis County Utah | 3 | $ 2,755,000 | $ 918,000 | $ 0 |
| Arapahoe County Colorado | 2 | $ 1,210,000 | $ 605,000 | $ 0 |
| District of Columbia County District Of Columbia | 2 | $ 2,310,000 | $ 1,155,000 | $ 0 |
| Bay County Florida | 2 | $ 1,410,000 | $ 705,000 | $ 153,000 |
| Levy County Florida | 2 | $ 850,000 | $ 425,000 | $ 1,053,000 |
| Okaloosa County Florida | 2 | $ 3,000,000 | $ 1,500,000 | $ 438,000 |
| Putnam County Florida | 2 | $ 190,000 | $ 95,000 | $ 136,000 |
| Washoe County Nevada | 2 | $ 1,880,000 | $ 940,000 | $ 0 |
| Buncombe County North Carolina | 2 | $ 1,330,000 | $ 665,000 | $ 0 |
| Forsyth County North Carolina | 2 | $ 1,430,000 | $ 715,000 | $ 0 |
| Wake County North Carolina | 2 | $ 1,340,000 | $ 670,000 | $ 0 |
| Charleston County South Carolina | 2 | $ 1,670,000 | $ 835,000 | $ 0 |
| Greenville County South Carolina | 2 | $ 2,410,000 | $ 1,205,000 | $ 0 |
| Davidson County Tennessee | 2 | $ 2,450,000 | $ 1,225,000 | $ 0 |
| Parker County Texas | 2 | $ 1,700,000 | $ 850,000 | $ 0 |
| Fairfax County Virginia | 2 | $ 2,400,000 | $ 1,200,000 | $ 0 |
| Jefferson County Alabama | 1 | $ 85,000 | $ 85,000 | $ 816,000 |
| Lee County Alabama | 1 | $ 625,000 | $ 625,000 | $ 0 |
| Pinal County Arizona | 1 | $ 725,000 | $ 725,000 | $ 0 |
| Adams County Colorado | 1 | $ 865,000 | $ 865,000 | $ 0 |
| El Paso County Colorado | 1 | $ 795,000 | $ 795,000 | $ 0 |
| Larimer County Colorado | 1 | $ 1,425,000 | $ 1,425,000 | $ 0 |
| Summit County Colorado | 1 | $ 1,995,000 | $ 1,995,000 | $ 0 |
| Weld County Colorado | 1 | $ 785,000 | $ 785,000 | $ 0 |
| Bradford County Florida | 1 | $ 375,000 | $ 375,000 | $ 125,000 |
| Clay County Florida | 1 | $ 205,000 | $ 205,000 | $ 111,000 |
| Gilchrist County Florida | 1 | $ 185,000 | $ 185,000 | $ 196,000 |
| Chatham County Georgia | 1 | $ 1,105,000 | $ 1,105,000 | $ 0 |
| Cherokee County Georgia | 1 | $ 625,000 | $ 625,000 | $ 0 |
| Cobb County Georgia | 1 | $ 615,000 | $ 615,000 | $ 0 |
| DeKalb County Georgia | 1 | $ 875,000 | $ 875,000 | $ 0 |
| Fayette County Georgia | 1 | $ 635,000 | $ 635,000 | $ 0 |
| Forsyth County Georgia | 1 | $ 615,000 | $ 615,000 | $ 0 |
| Ada County Idaho | 1 | $ 1,055,000 | $ 1,055,000 | $ 0 |
| Gem County Idaho | 1 | $ 695,000 | $ 695,000 | $ 0 |
| Montgomery County Maryland | 1 | $ 1,965,000 | $ 1,965,000 | $ 0 |
| Bristol County Massachusetts | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Nantucket County Massachusetts | 1 | $ 2,505,000 | $ 2,505,000 | $ 0 |
| Oakland County Michigan | 1 | $ 615,000 | $ 615,000 | $ 0 |
| Le Sueur County Minnesota | 1 | $ 915,000 | $ 915,000 | $ 0 |
| St. Charles County Missouri | 1 | $ 615,000 | $ 615,000 | $ 0 |
| Gallatin County Montana | 1 | $ 895,000 | $ 895,000 | $ 0 |
| Clark County Nevada | 1 | $ 715,000 | $ 715,000 | $ 0 |
| Hillsborough County New Hampshire | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Colfax County New Mexico | 1 | $ 685,000 | $ 685,000 | $ 0 |
| Cabarrus County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 305,000 |
| Durham County North Carolina | 1 | $ 1,155,000 | $ 1,155,000 | $ 0 |
| Iredell County North Carolina | 1 | $ 595,000 | $ 595,000 | $ 0 |
| Rogers County Oklahoma | 1 | $ 865,000 | $ 865,000 | $ 0 |
| Beaufort County South Carolina | 1 | $ 815,000 | $ 815,000 | $ 0 |
| Richland County South Carolina | 1 | $ 735,000 | $ 735,000 | $ 0 |
| York County South Carolina | 1 | $ 565,000 | $ 565,000 | $ 0 |
| Lake County South Dakota | 1 | $ 585,000 | $ 585,000 | $ 0 |
| Knox County Tennessee | 1 | $ 685,000 | $ 685,000 | $ 0 |
| Maury County Tennessee | 1 | $ 735,000 | $ 735,000 | $ 0 |
| Wilson County Tennessee | 1 | $ 635,000 | $ 635,000 | $ 0 |
| Comal County Texas | 1 | $ 855,000 | $ 855,000 | $ 0 |
| Smith County Texas | 1 | $ 685,000 | $ 685,000 | $ 0 |
| Arlington County Virginia | 1 | $ 1,495,000 | $ 1,495,000 | $ 0 |
| Henrico County Virginia | 1 | $ 615,000 | $ 615,000 | $ 0 |
Mortgage Loan Application Detail Totals for Seacoast National Bank in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 1,921 | $220,715,000 | $114,000 | $10,005,000 | $152,000 | $1,938,000 |
| Home Purchase | 1,676 | $720,010,000 | $429,000 | $20,935,000 | $193,000 | $3,600,000 |
| Refinancing | 1,214 | $387,180,000 | $318,000 | $2,855,000 | $174,000 | $2,145,000 |
| Cash-out Refinancing | 728 | $232,960,000 | $320,000 | $2,375,000 | $134,000 | $2,244,000 |
| Other Purpose | 550 | $59,250,000 | $107,000 | $705,000 | $154,000 | $2,583,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,072 | $926,630,000 | $227,000 | $4,315,000 | $168,000 | $2,583,000 |
| Not Provided | 790 | $219,930,000 | $278,000 | $3,005,000 | $176,000 | $3,600,000 |
| Hispanic | 549 | $119,445,000 | $217,000 | $3,005,000 | $144,000 | $2,489,000 |
| Not applicable | 294 | $264,360,000 | $899,000 | $20,935,000 | $153,000 | $153,000 |
| Black or African American | 211 | $43,005,000 | $203,000 | $10,005,000 | $125,000 | $2,003,000 |
| Asian | 130 | $35,300,000 | $271,000 | $1,585,000 | $152,000 | $659,000 |
| American Indian or Alaskan Native | 6 | $1,570,000 | $261,000 | $515,000 | $146,000 | $260,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $855,000 | $171,000 | $245,000 | $51,000 | $98,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,990 | $1,595,670,000 | $266,000 | $20,935,000 | $166,000 | $3,600,000 |
| FHA-insured (Federal Housing Administration) | 67 | $15,745,000 | $235,000 | $395,000 | $67,000 | $246,000 |
| VA-guaranteed (Veterans Administration) | 32 | $8,700,000 | $271,000 | $595,000 | $92,000 | $450,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,361 | $785,295,000 | $233,000 | $20,935,000 | $172,000 | $3,396,000 |
| Application Denied By Financial Institution | 1,565 | $289,605,000 | $185,000 | $10,005,000 | $134,000 | $3,600,000 |
| Application Withdrawn By Applicant | 514 | $149,480,000 | $290,000 | $4,315,000 | $179,000 | $2,003,000 |
| Loan Purchased By The Institution | 429 | $336,285,000 | $783,000 | $2,505,000 | $296,000 | $1,308,000 |
| File Closed For Incompleteness | 125 | $36,205,000 | $289,000 | $1,615,000 | $143,000 | $610,000 |
| Application Approved But Not Accepted | 82 | $16,320,000 | $199,000 | $865,000 | $189,000 | $1,274,000 |
| Preapproval Denied by Financial Institution | 8 | $5,060,000 | $632,000 | $3,005,000 | $93,000 | $364,000 |
| Preapproval Approved but not Accepted | 5 | $1,865,000 | $373,000 | $525,000 | $163,000 | $373,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 4,516 | $1,325,450,000 | $293,000 | $20,935,000 | $177,000 | $3,396,000 |
| Debt-To-Income Ratio | 752 | $152,230,000 | $202,000 | $10,005,000 | $84,000 | $725,000 |
| Credit History | 293 | $45,835,000 | $156,000 | $1,705,000 | $146,000 | $1,379,000 |
| Collateral | 244 | $32,390,000 | $132,000 | $2,005,000 | $174,000 | $1,038,000 |
| Credit Application Incomplete | 193 | $42,455,000 | $219,000 | $1,425,000 | $258,000 | $3,600,000 |
| Unverifiable Information | 46 | $9,160,000 | $199,000 | $755,000 | $121,000 | $314,000 |
| Other | 18 | $5,040,000 | $280,000 | $1,055,000 | $152,000 | $431,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 14 | $5,050,000 | $360,000 | $755,000 | $136,000 | $293,000 |
| Employment History | 13 | $2,505,000 | $192,000 | $475,000 | $161,000 | $544,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Seacoast National Bank's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Seacoast National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.