Seattle Bank 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Seattle Bank 600 University Street Suite 1850 Seattle, WA 98101 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,021 |
| Total Mortgage Loan Application Amount | $647,296,000 |
| Average Mortgage Loan Application Amount | $215,000 |
| Highest Mortgage Loan Application Amount | $3,380,000 |
| Average Applicant Income | $91,500 |
| Highest Applicant Income | $1,500,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Seattle Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Seattle Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Seattle Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Seattle Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Seattle Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Seattle Bank's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| King County Washington | 843 | $ 222,898,000 | $ 264,000 | $ 109,000 |
| Pierce County Washington | 696 | $ 147,647,000 | $ 212,000 | $ 89,000 |
| Snohomish County Washington | 325 | $ 70,221,000 | $ 216,000 | $ 88,000 |
| Washington County Oregon | 231 | $ 36,959,000 | $ 159,000 | $ 72,000 |
| Kitsap County Washington | 124 | $ 26,911,000 | $ 217,000 | $ 90,000 |
| Spokane County Washington | 67 | $ 10,671,000 | $ 159,000 | $ 70,000 |
| Thurston County Washington | 55 | $ 11,969,000 | $ 217,000 | $ 85,000 |
| Clark County Washington | 50 | $ 10,306,000 | $ 206,000 | $ 101,000 |
| Jefferson County Kentucky | 42 | $ 6,195,000 | $ 147,000 | $ 80,000 |
| Benton County Washington | 30 | $ 4,100,000 | $ 136,000 | $ 62,000 |
| Greene County Missouri | 26 | $ 2,684,000 | $ 103,000 | $ 50,000 |
| Lewis County Washington | 23 | $ 3,342,000 | $ 145,000 | $ 54,000 |
| Daviess County Kentucky | 20 | $ 2,022,000 | $ 101,000 | $ 41,000 |
| Franklin County Washington | 18 | $ 2,670,000 | $ 148,000 | $ 71,000 |
| Skagit County Washington | 18 | $ 4,049,000 | $ 224,000 | $ 91,000 |
| Multnomah County Oregon | 15 | $ 4,530,000 | $ 302,000 | $ 101,000 |
| Mason County Washington | 14 | $ 3,152,000 | $ 225,000 | $ 83,000 |
| Douglas County Nevada | 13 | $ 3,539,000 | $ 272,000 | $ 113,000 |
| Washington County Indiana | 11 | $ 1,235,000 | $ 112,000 | $ 52,000 |
| Kittitas County Washington | 11 | $ 2,529,000 | $ 229,000 | $ 177,000 |
| Hardin County Kentucky | 10 | $ 1,035,000 | $ 103,000 | $ 48,000 |
| St. Louis County Missouri | 10 | $ 1,534,000 | $ 153,000 | $ 49,000 |
| St. Louis City County Missouri | 10 | $ 1,482,000 | $ 148,000 | $ 46,000 |
| Marion County Oregon | 10 | $ 1,317,000 | $ 131,000 | $ 80,000 |
| Cowlitz County Washington | 10 | $ 1,927,000 | $ 192,000 | $ 95,000 |
| Anchorage County Alaska | 9 | $ 1,582,000 | $ 175,000 | $ 108,000 |
| Clackamas County Oregon | 9 | $ 3,945,000 | $ 438,000 | $ 200,000 |
| Nelson County Kentucky | 8 | $ 829,000 | $ 103,000 | $ 47,000 |
| Russell County Kentucky | 8 | $ 1,094,000 | $ 136,000 | $ 65,000 |
| Salt Lake County Utah | 8 | $ 1,549,000 | $ 193,000 | $ 112,000 |
| Stevens County Washington | 8 | $ 1,272,000 | $ 159,000 | $ 45,000 |
| Yakima County Washington | 8 | $ 730,000 | $ 91,000 | $ 60,000 |
| Christian County Kentucky | 7 | $ 1,027,000 | $ 146,000 | $ 107,000 |
| Grays Harbor County Washington | 7 | $ 1,400,000 | $ 200,000 | $ 54,000 |
| El Dorado County California | 6 | $ 1,492,000 | $ 248,000 | $ 127,000 |
| Vanderburgh County Indiana | 6 | $ 782,000 | $ 130,000 | $ 81,000 |
| Trigg County Kentucky | 6 | $ 1,265,000 | $ 210,000 | $ 119,000 |
| Dallas County Missouri | 6 | $ 457,000 | $ 76,000 | $ 28,000 |
| Island County Washington | 6 | $ 1,159,000 | $ 193,000 | $ 93,000 |
| Jefferson County Washington | 6 | $ 1,712,000 | $ 285,000 | $ 163,000 |
| Whatcom County Washington | 6 | $ 1,279,000 | $ 213,000 | $ 41,000 |
| Christian County Missouri | 5 | $ 876,000 | $ 175,000 | $ 62,000 |
| Taney County Missouri | 5 | $ 449,000 | $ 89,000 | $ 30,000 |
| Jackson County Oregon | 5 | $ 674,000 | $ 134,000 | $ 60,000 |
| Maricopa County Arizona | 4 | $ 1,204,000 | $ 301,000 | $ 204,000 |
| Spencer County Indiana | 4 | $ 604,000 | $ 151,000 | $ 83,000 |
| Hopkins County Kentucky | 4 | $ 422,000 | $ 105,000 | $ 37,000 |
| Meade County Kentucky | 4 | $ 341,000 | $ 85,000 | $ 44,000 |
| Jefferson County Missouri | 4 | $ 685,000 | $ 171,000 | $ 44,000 |
| Carson City County Nevada | 4 | $ 1,240,000 | $ 310,000 | $ 117,000 |
| Deschutes County Oregon | 4 | $ 1,367,000 | $ 341,000 | $ 326,000 |
| Chelan County Washington | 4 | $ 791,000 | $ 197,000 | $ 120,000 |
| Grant County Washington | 4 | $ 535,000 | $ 133,000 | $ 126,000 |
| Pacific County Washington | 4 | $ 690,000 | $ 172,000 | $ 93,000 |
| Marion County Indiana | 3 | $ 514,000 | $ 171,000 | $ 107,000 |
| Casey County Kentucky | 3 | $ 417,000 | $ 139,000 | $ 48,000 |
| Henderson County Kentucky | 3 | $ 464,000 | $ 154,000 | $ 55,000 |
| Oldham County Kentucky | 3 | $ 784,000 | $ 261,000 | $ 74,000 |
| Trimble County Kentucky | 3 | $ 381,000 | $ 127,000 | $ 84,000 |
| Bossier County Louisiana | 3 | $ 335,000 | $ 111,000 | $ 60,000 |
| Caddo County Louisiana | 3 | $ 236,000 | $ 78,000 | $ 30,000 |
| Lawrence County Missouri | 3 | $ 384,000 | $ 128,000 | $ 63,000 |
| Polk County Missouri | 3 | $ 284,000 | $ 94,000 | $ 30,000 |
| Pulaski County Missouri | 3 | $ 280,000 | $ 93,000 | $ 30,000 |
| Stone County Missouri | 3 | $ 613,000 | $ 204,000 | $ 49,000 |
| Webster County Missouri | 3 | $ 240,000 | $ 80,000 | $ 46,000 |
| Polk County Oregon | 3 | $ 540,000 | $ 180,000 | $ 70,000 |
| San Juan County Washington | 3 | $ 628,000 | $ 209,000 | $ 104,000 |
| Fairbanks North Star County Alaska | 2 | $ 402,000 | $ 201,000 | $ 115,000 |
| Mohave County Arizona | 2 | $ 512,000 | $ 256,000 | $ 68,000 |
| Pinal County Arizona | 2 | $ 535,000 | $ 267,000 | $ 296,000 |
| Boone County Arkansas | 2 | $ 287,000 | $ 143,000 | $ 77,000 |
| Placer County California | 2 | $ 477,000 | $ 238,000 | $ 180,000 |
| Riverside County California | 2 | $ 396,000 | $ 198,000 | $ 94,000 |
| Sacramento County California | 2 | $ 617,000 | $ 308,000 | $ 85,000 |
| Blaine County Idaho | 2 | $ 1,204,000 | $ 602,000 | $ 463,000 |
| Kootenai County Idaho | 2 | $ 208,000 | $ 104,000 | $ 100,000 |
| Floyd County Indiana | 2 | $ 210,000 | $ 105,000 | $ 53,000 |
| Adair County Kentucky | 2 | $ 152,000 | $ 76,000 | $ 84,000 |
| Barren County Kentucky | 2 | $ 167,000 | $ 83,000 | $ 38,000 |
| Breckinridge County Kentucky | 2 | $ 175,000 | $ 87,000 | $ 29,000 |
| Grayson County Kentucky | 2 | $ 164,000 | $ 82,000 | $ 27,000 |
| Henry County Kentucky | 2 | $ 200,000 | $ 100,000 | $ 67,000 |
| Jessamine County Kentucky | 2 | $ 288,000 | $ 144,000 | $ 54,000 |
| Ohio County Kentucky | 2 | $ 156,000 | $ 78,000 | $ 23,000 |
| Pulaski County Kentucky | 2 | $ 252,000 | $ 126,000 | $ 71,000 |
| Spencer County Kentucky | 2 | $ 449,000 | $ 224,000 | $ 51,000 |
| Henry County Missouri | 2 | $ 75,000 | $ 37,000 | $ 120,000 |
| St. Charles County Missouri | 2 | $ 953,000 | $ 476,000 | $ 217,000 |
| Washoe County Nevada | 2 | $ 496,000 | $ 248,000 | $ 176,000 |
| Crook County Oregon | 2 | $ 467,000 | $ 233,000 | $ 246,000 |
| Davidson County Tennessee | 2 | $ 310,000 | $ 155,000 | $ 105,000 |
| Summit County Utah | 2 | $ 3,637,000 | $ 1,818,000 | $ 758,000 |
| Ferry County Washington | 2 | $ 137,000 | $ 68,000 | $ 21,000 |
| Okanogan County Washington | 2 | $ 420,000 | $ 210,000 | $ 123,000 |
| Kenai Peninsula County Alaska | 1 | $ 345,000 | $ 345,000 | $ 208,000 |
| Pima County Arizona | 1 | $ 158,000 | $ 158,000 | $ 37,000 |
| Butte County California | 1 | $ 150,000 | $ 150,000 | $ 144,000 |
| Contra Costa County California | 1 | $ 68,000 | $ 68,000 | $ 33,000 |
| San Bernardino County California | 1 | $ 260,000 | $ 260,000 | $ 99,000 |
| San Luis Obispo County California | 1 | $ 447,000 | $ 447,000 | $ 135,000 |
| San Mateo County California | 1 | $ 225,000 | $ 225,000 | $ 86,000 |
| Sonoma County California | 1 | $ 339,000 | $ 339,000 | $ 94,000 |
| Ventura County California | 1 | $ 101,000 | $ 101,000 | $ 112,000 |
| Hendry County Florida | 1 | $ 241,000 | $ 241,000 | $ 101,000 |
| Ada County Idaho | 1 | $ 185,000 | $ 185,000 | $ 81,000 |
| Adams County Idaho | 1 | $ 417,000 | $ 417,000 | $ 165,000 |
| Bonner County Idaho | 1 | $ 184,000 | $ 184,000 | $ 110,000 |
| Canyon County Idaho | 1 | $ 149,000 | $ 149,000 | $ 133,000 |
| Daviess County Indiana | 1 | $ 42,000 | $ 42,000 | $ 26,000 |
| Elkhart County Indiana | 1 | $ 46,000 | $ 46,000 | $ 21,000 |
| Jackson County Indiana | 1 | $ 60,000 | $ 60,000 | $ 38,000 |
| Jefferson County Indiana | 1 | $ 121,000 | $ 121,000 | $ 36,000 |
| Knox County Indiana | 1 | $ 68,000 | $ 68,000 | $ 93,000 |
| Lawrence County Indiana | 1 | $ 73,000 | $ 73,000 | $ 38,000 |
| Warrick County Indiana | 1 | $ 78,000 | $ 78,000 | $ 32,000 |
| Calloway County Kentucky | 1 | $ 195,000 | $ 195,000 | $ 57,000 |
| Carter County Kentucky | 1 | $ 84,000 | $ 84,000 | $ 45,000 |
| Clark County Kentucky | 1 | $ 160,000 | $ 160,000 | $ 204,000 |
| Harlan County Kentucky | 1 | $ 97,000 | $ 97,000 | $ 29,000 |
| Laurel County Kentucky | 1 | $ 130,000 | $ 130,000 | $ 70,000 |
| Livingston County Kentucky | 1 | $ 288,000 | $ 288,000 | $ 265,000 |
| Marion County Kentucky | 1 | $ 64,000 | $ 64,000 | $ 24,000 |
| McLean County Kentucky | 1 | $ 78,000 | $ 78,000 | $ 40,000 |
| Muhlenberg County Kentucky | 1 | $ 31,000 | $ 31,000 | $ 18,000 |
| Rockcastle County Kentucky | 1 | $ 90,000 | $ 90,000 | $ 30,000 |
| Shelby County Kentucky | 1 | $ 180,000 | $ 180,000 | $ 33,000 |
| Simpson County Kentucky | 1 | $ 55,000 | $ 55,000 | $ 23,000 |
| Union County Kentucky | 1 | $ 63,000 | $ 63,000 | $ 35,000 |
| Washington County Kentucky | 1 | $ 171,000 | $ 171,000 | $ 90,000 |
| Benton County Missouri | 1 | $ 96,000 | $ 96,000 | $ 46,000 |
| Boone County Missouri | 1 | $ 81,000 | $ 81,000 | $ 32,000 |
| Camden County Missouri | 1 | $ 87,000 | $ 87,000 | $ 32,000 |
| Gasconade County Missouri | 1 | $ 112,000 | $ 112,000 | $ 61,000 |
| Hickory County Missouri | 1 | $ 51,000 | $ 51,000 | $ 32,000 |
| Laclede County Missouri | 1 | $ 73,000 | $ 73,000 | $ 21,000 |
| Lincoln County Missouri | 1 | $ 179,000 | $ 179,000 | $ 74,000 |
| Morgan County Missouri | 1 | $ 138,000 | $ 138,000 | $ 111,000 |
| Newton County Missouri | 1 | $ 69,000 | $ 69,000 | $ 27,000 |
| Osage County Missouri | 1 | $ 98,000 | $ 98,000 | $ 49,000 |
| Scott County Missouri | 1 | $ 153,000 | $ 153,000 | $ 78,000 |
| St. Clair County Missouri | 1 | $ 26,000 | $ 26,000 | $ 120,000 |
| St. Francois County Missouri | 1 | $ 115,000 | $ 115,000 | $ 196,000 |
| Warren County Missouri | 1 | $ 55,000 | $ 55,000 | $ 19,000 |
| Wright County Missouri | 1 | $ 106,000 | $ 106,000 | $ 29,000 |
| Lyon County Nevada | 1 | $ 255,000 | $ 255,000 | $ 137,000 |
| Fairfield County Ohio | 1 | $ 153,000 | $ 153,000 | $ 72,000 |
| Franklin County Ohio | 1 | $ 101,000 | $ 101,000 | $ 66,000 |
| Clatsop County Oregon | 1 | $ 312,000 | $ 312,000 | $ 101,000 |
| Douglas County Oregon | 1 | $ 155,000 | $ 155,000 | $ 174,000 |
| Hood River County Oregon | 1 | $ 339,000 | $ 339,000 | $ 249,000 |
| Jefferson County Oregon | 1 | $ 132,000 | $ 132,000 | $ 38,000 |
| Lane County Oregon | 1 | $ 191,000 | $ 191,000 | $ 80,000 |
| Lincoln County Oregon | 1 | $ 100,000 | $ 100,000 | $ 179,000 |
| Linn County Oregon | 1 | $ 150,000 | $ 150,000 | $ 75,000 |
| Yamhill County Oregon | 1 | $ 142,000 | $ 142,000 | $ 172,000 |
| Abbeville County South Carolina | 1 | $ 34,000 | $ 34,000 | $ 23,000 |
| Campbell County Tennessee | 1 | $ 87,000 | $ 87,000 | $ 59,000 |
| Brazoria County Texas | 1 | $ 237,000 | $ 237,000 | $ 121,000 |
| Dallas County Texas | 1 | $ 70,000 | $ 70,000 | $ 42,000 |
| Ector County Texas | 1 | $ 80,000 | $ 80,000 | $ 48,000 |
| Fort Bend County Texas | 1 | $ 112,000 | $ 112,000 | $ 35,000 |
| Guadalupe County Texas | 1 | $ 255,000 | $ 255,000 | $ 148,000 |
| Arlington County Virginia | 1 | $ 180,000 | $ 180,000 | $ 0 |
| Fairfax County Virginia | 1 | $ 572,000 | $ 572,000 | $ 180,000 |
| Adams County Washington | 1 | $ 94,000 | $ 94,000 | $ 40,000 |
| Douglas County Washington | 1 | $ 411,000 | $ 411,000 | $ 161,000 |
| Whitman County Washington | 1 | $ 330,000 | $ 330,000 | $ 0 |
| Lincoln County Wyoming | 1 | $ 100,000 | $ 100,000 | $ 50,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,844 | $389,519,000 | $211,000 | $1,750,000 | $93,000 | $1,500,000 |
| Refinancing | 1,177 | $257,777,000 | $219,000 | $3,380,000 | $90,000 | $1,390,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,336 | $500,314,000 | $214,000 | $1,750,000 | $93,000 | $1,500,000 |
| Not Provided | 301 | $68,651,000 | $228,000 | $3,380,000 | $95,000 | $1,390,000 |
| Asian | 149 | $31,276,000 | $209,000 | $417,000 | $84,000 | $466,000 |
| Black or African American | 109 | $21,886,000 | $200,000 | $496,000 | $85,000 | $364,000 |
| Hispanic | 101 | $19,295,000 | $191,000 | $728,000 | $72,000 | $364,000 |
| Native Hawaiian or Other Pacific Islander | 17 | $3,926,000 | $230,000 | $398,000 | $97,000 | $406,000 |
| American Indian or Alaskan Native | 7 | $1,849,000 | $264,000 | $404,000 | $76,000 | $165,000 |
| Not applicable | 1 | $99,000 | $99,000 | $99,000 | $24,000 | $24,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,559 | $556,370,000 | $217,000 | $3,380,000 | $96,000 | $1,500,000 |
| FHA-insured (Federal Housing Administration) | 319 | $55,930,000 | $175,000 | $417,000 | $66,000 | $406,000 |
| VA-guaranteed (Veterans Administration) | 142 | $34,906,000 | $245,000 | $417,000 | $69,000 | $182,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $90,000 | $90,000 | $90,000 | $30,000 | $30,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,473 | $542,042,000 | $219,000 | $1,343,000 | $92,000 | $1,500,000 |
| Application Withdrawn By Applicant | 334 | $64,843,000 | $194,000 | $1,000,000 | $91,000 | $452,000 |
| Application Denied By Financial Institution | 113 | $22,569,000 | $199,000 | $3,380,000 | $90,000 | $1,390,000 |
| Application Approved But Not Accepted | 101 | $17,842,000 | $176,000 | $1,750,000 | $88,000 | $734,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 36 | $5,544,000 | $154,000 | $437,000 | $62,000 | $240,000 |
| Debt-To-Income Ratio | 28 | $5,223,000 | $186,000 | $549,000 | $67,000 | $204,000 |
| Collateral | 18 | $3,215,000 | $178,000 | $524,000 | $130,000 | $860,000 |
| Other | 15 | $6,084,000 | $405,000 | $3,380,000 | $180,000 | $1,390,000 |
| Unverifiable Information | 7 | $966,000 | $138,000 | $328,000 | $61,000 | $102,000 |
| Employment History | 4 | $658,000 | $164,000 | $295,000 | $62,000 | $132,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Seattle Bank's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Seattle Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Washington, download the full spreadsheet
with aggregated HMDA statistics today.