Secured Funding
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005

Secured Funding 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Secured Funding
2955 Redhill Ave
Costa Mesa, CA 92626
Tel #: available with data download
Federal Regulator * available with data download
Years 2006  2005  2004  2003  
Total Number of Mortgage Applications 3,460
Total Mortgage Loan Application Amount $353,520,000
Average Mortgage Loan Application Amount $73,089
Highest Mortgage Loan Application Amount $1,000,000
Average Applicant Income $76,000
Highest Applicant Income $1,053,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Secured Funding. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Secured Funding's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2005 breaks down Secured Funding's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Secured Funding serves its applicants.

Each category highlights the total number of mortgage applications processed by Secured Funding, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Secured Funding's mortgage activity for 2005.

Mortgage Loan Application Totals for Secured Funding by Metropolitan Area in 2005

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
LOS ANGELES-LONG BEACH-GLENDALE, CA 314 $ 36,953,000 $ 117,000 $ 110,000
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA 292 $ 30,750,000 $ 105,000 $ 103,000
PHOENIX-MESA-SCOTTSDALE, AZ 177 $ 20,725,000 $ 117,000 $ 89,000
SANTA ANA-ANAHEIM-IRVINE, CA 140 $ 16,838,000 $ 120,000 $ 151,000
LAS VEGAS-PARADISE, NV 132 $ 17,902,000 $ 135,000 $ 89,000
SAN DIEGO-CARLSBAD-SAN MARCOS, CA 127 $ 12,875,000 $ 101,000 $ 123,000
TAMPA-ST. PETERSBURG-CLEARWATER, FL 99 $ 9,589,000 $ 96,000 $ 72,000
SEATTLE-BELLEVUE-EVERETT, WA 96 $ 9,156,000 $ 95,000 $ 95,000
OAKLAND-FREMONT-HAYWARD, CA 86 $ 9,068,000 $ 105,000 $ 119,000
SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA 84 $ 8,265,000 $ 98,000 $ 103,000
FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL 76 $ 8,596,000 $ 113,000 $ 98,000
ORLANDO, FL 76 $ 7,210,000 $ 94,000 $ 56,000
PORTLAND-VANCOUVER-BEAVERTON, OR-WA 76 $ 5,074,000 $ 66,000 $ 73,000
MIAMI-MIAMI BEACH-KENDALL, FL 69 $ 7,109,000 $ 103,000 $ 63,000
DENVER-AURORA, CO 66 $ 4,611,000 $ 69,000 $ 98,000
BALTIMORE-TOWSON, MD 59 $ 6,857,000 $ 116,000 $ 70,000
ATLANTA-SANDY SPRINGS-MARIETTA, GA 53 $ 3,941,000 $ 74,000 $ 74,000
WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL 51 $ 6,028,000 $ 118,000 $ 118,000
BAKERSFIELD, CA 46 $ 5,112,000 $ 111,000 $ 90,000
VALLEJO-FAIRFIELD, CA 38 $ 4,368,000 $ 114,000 $ 96,000
TACOMA, WA 34 $ 3,182,000 $ 93,000 $ 66,000
FRESNO, CA 33 $ 3,589,000 $ 108,000 $ 64,000
JACKSONVILLE, FL 31 $ 2,227,000 $ 71,000 $ 63,000
SAN JOSE-SUNNYVALE-SANTA CLARA, CA 31 $ 3,252,000 $ 104,000 $ 108,000
STOCKTON, CA 29 $ 3,455,000 $ 119,000 $ 103,000
WARREN-FARMINGTON HILLS-TROY, MI 27 $ 2,209,000 $ 81,000 $ 84,000
SALT LAKE CITY, UT 26 $ 1,869,000 $ 71,000 $ 75,000
SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA 25 $ 3,751,000 $ 150,000 $ 157,000
TUCSON, AZ 24 $ 2,528,000 $ 105,000 $ 68,000
OXNARD-THOUSAND OAKS-VENTURA, CA 22 $ 2,986,000 $ 135,000 $ 179,000
CAPE CORAL-FORT MYERS, FL 21 $ 2,472,000 $ 117,000 $ 78,000
MODESTO, CA 21 $ 2,880,000 $ 137,000 $ 124,000
PALM BAY-MELBOURNE-TITUSVILLE, FL 21 $ 2,011,000 $ 95,000 $ 80,000
SALEM, OR 21 $ 818,000 $ 38,000 $ 63,000
ST. LOUIS, MO-IL 21 $ 1,665,000 $ 79,000 $ 51,000
BETHESDA-FREDERICK-GAITHERSBURG, MD 19 $ 2,113,000 $ 111,000 $ 101,000
COLORADO SPRINGS, CO 19 $ 1,417,000 $ 74,000 $ 87,000
SALINAS, CA 19 $ 2,397,000 $ 126,000 $ 158,000
EUGENE-SPRINGFIELD, OR 18 $ 1,243,000 $ 69,000 $ 71,000
RENO-SPARKS, NV 17 $ 2,436,000 $ 143,000 $ 75,000
SPOKANE, WA 17 $ 981,000 $ 57,000 $ 53,000
MILWAUKEE-WAUKESHA-WEST ALLIS, WI 16 $ 1,184,000 $ 74,000 $ 61,000
SARASOTA-BRADENTON-VENICE, FL 15 $ 1,925,000 $ 128,000 $ 68,000
DETROIT-LIVONIA-DEARBORN, MI 14 $ 790,000 $ 56,000 $ 63,000
OLYMPIA, WA 14 $ 1,367,000 $ 97,000 $ 73,000
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI 13 $ 861,000 $ 66,000 $ 98,000
SANTA ROSA-PETALUMA, CA 13 $ 1,491,000 $ 114,000 $ 103,000
PRESCOTT, AZ 12 $ 1,364,000 $ 113,000 $ 37,000
VISALIA-PORTERVILLE, CA 12 $ 1,584,000 $ 132,000 $ 78,000
MEDFORD, OR 11 $ 1,144,000 $ 104,000 $ 102,000
OGDEN-CLEARFIELD, UT 11 $ 643,000 $ 58,000 $ 147,000
PROVO-OREM, UT 11 $ 478,000 $ 43,000 $ 73,000
SANTA BARBARA-SANTA MARIA-GOLETA, CA 11 $ 1,329,000 $ 120,000 $ 96,000
GREELEY, CO 10 $ 610,000 $ 61,000 $ 85,000
MERCED, CA 10 $ 862,000 $ 86,000 $ 91,000
PENSACOLA-FERRY PASS-BRENT, FL 10 $ 813,000 $ 81,000 $ 47,000
BELLINGHAM, WA 9 $ 766,000 $ 85,000 $ 71,000
BREMERTON-SILVERDALE, WA 9 $ 782,000 $ 86,000 $ 58,000
LAKELAND, FL 9 $ 829,000 $ 92,000 $ 50,000
BEND, OR 8 $ 282,000 $ 35,000 $ 70,000
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL 8 $ 455,000 $ 56,000 $ 33,000
KANSAS CITY, MO-KS 8 $ 727,000 $ 90,000 $ 66,000
KENNEWICK-RICHLAND-PASCO, WA 7 $ 217,000 $ 31,000 $ 71,000
PORT ST. LUCIE-FORT PIERCE, FL 7 $ 590,000 $ 84,000 $ 80,000
YAKIMA, WA 7 $ 471,000 $ 67,000 $ 58,000
FORT WALTON BEACH-CRESTVIEW-DESTIN, FL 6 $ 735,000 $ 122,000 $ 57,000
INDIANAPOLIS, IN 6 $ 419,000 $ 69,000 $ 78,000
SALISBURY, MD 6 $ 695,000 $ 115,000 $ 59,000
SANTA CRUZ-WATSONVILLE, CA 6 $ 780,000 $ 130,000 $ 119,000
YUBA CITY, CA 6 $ 600,000 $ 100,000 $ 84,000
CHICO, CA 5 $ 694,000 $ 138,000 $ 85,000
FORT COLLINS-LOVELAND, CO 5 $ 190,000 $ 38,000 $ 80,000
GAINESVILLE, FL 5 $ 445,000 $ 89,000 $ 33,000
LANSING-EAST LANSING, MI 5 $ 230,000 $ 46,000 $ 55,000
MADERA, CA 5 $ 323,000 $ 64,000 $ 79,000
NAPLES-MARCO ISLAND, FL 5 $ 775,000 $ 155,000 $ 62,000
PANAMA CITY-LYNN HAVEN, FL 5 $ 768,000 $ 153,000 $ 58,000
SAVANNAH, GA 5 $ 524,000 $ 104,000 $ 89,000
VERO BEACH, FL 5 $ 322,000 $ 64,000 $ 75,000
YUMA, AZ 5 $ 773,000 $ 154,000 $ 68,000
ALBUQUERQUE, NM 4 $ 358,000 $ 89,000 $ 82,000
BOISE CITY-NAMPA, ID 4 $ 165,000 $ 41,000 $ 99,000
BOULDER, CO 4 $ 305,000 $ 76,000 $ 119,000
BRIDGEPORT-STAMFORD-NORWALK, CT 4 $ 462,000 $ 115,000 $ 118,000
EL CENTRO, CA 4 $ 267,000 $ 66,000 $ 58,000
FLAGSTAFF, AZ 4 $ 783,000 $ 195,000 $ 70,000
FLINT, MI 4 $ 191,000 $ 47,000 $ 51,000
GREEN BAY, WI 4 $ 685,000 $ 171,000 $ 67,000
JANESVILLE, WI 4 $ 276,000 $ 69,000 $ 23,000
PUNTA GORDA, FL 4 $ 336,000 $ 84,000 $ 46,000
SAN LUIS OBISPO-PASO ROBLES, CA 4 $ 324,000 $ 81,000 $ 105,000
SHEBOYGAN, WI 4 $ 129,000 $ 32,000 $ 50,000
TALLAHASSEE, FL 4 $ 612,000 $ 153,000 $ 38,000
CARSON CITY, NV 3 $ 502,000 $ 167,000 $ 85,000
FORT WAYNE, IN 3 $ 145,000 $ 48,000 $ 40,000
GRAND RAPIDS-WYOMING, MI 3 $ 100,000 $ 33,000 $ 66,000
HANFORD-CORCORAN, CA 3 $ 346,000 $ 115,000 $ 59,000
LOUISVILLE, KY-IN 3 $ 98,000 $ 32,000 $ 43,000
MONTGOMERY, AL 3 $ 195,000 $ 65,000 $ 8,000
MOUNT VERNON-ANACORTES, WA 3 $ 296,000 $ 98,000 $ 51,000
OCALA, FL 3 $ 333,000 $ 111,000 $ 61,000
REDDING, CA 3 $ 152,000 $ 50,000 $ 48,000
ST. GEORGE, UT 3 $ 237,000 $ 79,000 $ 114,000
WICHITA, KS 3 $ 69,000 $ 23,000 $ 59,000
ANN ARBOR, MI 2 $ 133,000 $ 66,000 $ 134,000
APPLETON, WI 2 $ 78,000 $ 39,000 $ 70,000
BATON ROUGE, LA 2 $ 105,000 $ 52,000 $ 89,000
CUMBERLAND, MD-WV 2 $ 164,000 $ 82,000 $ 82,000
EAU CLAIRE, WI 2 $ 91,000 $ 45,000 $ 70,000
GARY, IN 2 $ 95,000 $ 47,000 $ 48,000
GRAND JUNCTION, CO 2 $ 160,000 $ 80,000 $ 41,000
HAGERSTOWN-MARTINSBURG, MD-WV 2 $ 232,000 $ 116,000 $ 64,000
HARTFORD-WEST HARTFORD-EAST HARTFORD, CT 2 $ 86,000 $ 43,000 $ 79,000
JOPLIN, MO 2 $ 142,000 $ 71,000 $ 9,000
LA CROSSE, WI-MN 2 $ 49,000 $ 24,000 $ 20,000
MADISON, WI 2 $ 164,000 $ 82,000 $ 91,000
NEW HAVEN-MILFORD, CT 2 $ 145,000 $ 72,000 $ 44,000
NEW ORLEANS-METAIRIE-KENNER, LA 2 $ 142,000 $ 71,000 $ 93,000
OMAHA-COUNCIL BLUFFS, NE-IA 2 $ 204,000 $ 102,000 $ 81,000
PUEBLO, CO 2 $ 139,000 $ 69,000 $ 63,000
SHREVEPORT-BOSSIER CITY, LA 2 $ 101,000 $ 50,000 $ 64,000
TUSCALOOSA, AL 2 $ 155,000 $ 77,000 $ 15,000
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC 2 $ 92,000 $ 46,000 $ 89,000
ANCHORAGE, AK 1 $ 85,000 $ 85,000 $ 0
ANDERSON, IN 1 $ 68,000 $ 68,000 $ 38,000
ANDERSON, SC 1 $ 42,000 $ 42,000 $ 0
ATHENS-CLARKE COUNTY, GA 1 $ 25,000 $ 25,000 $ 130,000
AUGUSTA-RICHMOND COUNTY, GA-SC 1 $ 95,000 $ 95,000 $ 105,000
BATTLE CREEK, MI 1 $ 97,000 $ 97,000 $ 69,000
BLOOMINGTON, IN 1 $ 64,000 $ 64,000 $ 37,000
CHEYENNE, WY 1 $ 37,000 $ 37,000 $ 121,000
CHICAGO-NAPERVILLE-JOLIET, IL 1 $ 63,000 $ 63,000 $ 119,000
COEUR D'ALENE, ID 1 $ 92,000 $ 92,000 $ 42,000
COLUMBUS, GA-AL 1 $ 148,000 $ 148,000 $ 73,000
DALTON, GA 1 $ 40,000 $ 40,000 $ 0
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL 1 $ 80,000 $ 80,000 $ 80,000
DECATUR, AL 1 $ 55,000 $ 55,000 $ 0
ELIZABETHTOWN, KY 1 $ 31,000 $ 31,000 $ 48,000
EVANSVILLE, IN-KY 1 $ 74,000 $ 74,000 $ 73,000
FARMINGTON, NM 1 $ 50,000 $ 50,000 $ 77,000
FOND DU LAC, WI 1 $ 126,000 $ 126,000 $ 51,000
IDAHO FALLS, ID 1 $ 62,000 $ 62,000 $ 60,000
KALAMAZOO-PORTAGE, MI 1 $ 50,000 $ 50,000 $ 65,000
LAWTON, OK 1 $ 24,000 $ 24,000 $ 42,000
LOGAN, UT-ID 1 $ 25,000 $ 25,000 $ 52,000
LONGVIEW, WA 1 $ 20,000 $ 20,000 $ 59,000
MICHIGAN CITY-LA PORTE, IN 1 $ 87,000 $ 87,000 $ 47,000
MOBILE, AL 1 $ 66,000 $ 66,000 $ 66,000
MONROE, LA 1 $ 56,000 $ 56,000 $ 28,000
MONROE, MI 1 $ 137,000 $ 137,000 $ 116,000
NILES-BENTON HARBOR, MI 1 $ 40,000 $ 40,000 $ 78,000
OKLAHOMA CITY, OK 1 $ 103,000 $ 103,000 $ 105,000
OSHKOSH-NEENAH, WI 1 $ 36,000 $ 36,000 $ 55,000
PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA 1 $ 75,000 $ 75,000 $ 72,000
RACINE, WI 1 $ 60,000 $ 60,000 $ 108,000
RICHMOND, VA 1 $ 41,000 $ 41,000 $ 100,000
ROCKFORD, IL 1 $ 20,000 $ 20,000 $ 78,000
ROME, GA 1 $ 35,000 $ 35,000 $ 65,000
SANTA FE, NM 1 $ 50,000 $ 50,000 $ 0
SPRINGFIELD, MO 1 $ 100,000 $ 100,000 $ 295,000
ST. CLOUD, MN 1 $ 40,000 $ 40,000 $ 76,000
TULSA, OK 1 $ 58,000 $ 58,000 $ 44,000
WAUSAU, WI 1 $ 126,000 $ 126,000 $ 51,000
WENATCHEE, WA 1 $ 194,000 $ 194,000 $ 76,000
WILMINGTON, DE-MD-NJ 1 $ 40,000 $ 40,000 $ 83,000

Mortgage Loan Application Detail Totals for Secured Funding in 2005

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 3,186 $329,486,000 $78,647 $1,000,000 $70,117 $1,053,000
Home Purchase 274 $24,034,000 $64,500 $500,000 $85,090 $900,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,398 $245,449,000 $76,030 $1,000,000 $70,757 $1,053,000
Hispanic 569 $55,736,000 $77,625 $550,000 $82,625 $900,000
Black or African American 280 $29,733,000 $82,000 $450,000 $64,428 $324,000
Asian 149 $15,491,000 $90,000 $525,000 $91,875 $439,000
Native Hawaiian or Other Pacific Islander 33 $3,231,000 $64,333 $382,000 $107,166 $274,000
American Indian or Alaskan Native 29 $3,815,000 $134,000 $400,000 $83,888 $150,000
Not Provided 2 $65,000 $32,500 $40,000 $108,000 $162,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,422 $350,189,000 $75,441 $1,000,000 $69,676 $1,053,000
VA-guaranteed (Veterans Administration) 37 $3,311,000 $85,857 $263,000 $84,214 $252,000
FHA-insured (Federal Housing Administration) 1 $20,000 $20,000 $20,000 $56,000 $56,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 1,734 $152,570,000 $69,151 $564,000 $67,545 $1,053,000
Loan Originated 1,117 $128,843,000 $92,480 $725,000 $80,040 $782,000
Application Approved But Not Accepted 581 $68,567,000 $90,423 $1,000,000 $67,461 $621,000
Application Withdrawn By Applicant 28 $3,540,000 $94,000 $500,000 $70,444 $439,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Secured Funding's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Secured Funding's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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