Secured Funding Mortgage Lending & HMDA Data, 2005

In 2005, Secured Funding of Costa Mesa, CA reported 3,460 mortgage applications totaling $353.5 million, up 24% from 2004. The average application was for $102,173, and applicants reported an average income of $85,330. 32% of its applications resulted in an originated loan and 50% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (314), Riverside-San Bernardino-Ontario, CA (292) and Phoenix-Mesa-Scottsdale, AZ (177) (applications in parentheses).

Mortgage Company & Address Secured Funding
2955 Redhill Ave
Costa Mesa, CA 92626
Tel #: available with data download
Federal Regulator * available with data download
Years 2006  2005  2004  2003  
Total Number of Mortgage Applications 3,460
Total Mortgage Loan Application Amount $353,520,000
Average Mortgage Loan Application Amount $102,173
Highest Mortgage Loan Application Amount $1,000,000
Average Applicant Income $85,330
Highest Applicant Income $1,053,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Secured Funding filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Secured Funding by County in 2005

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 314 $ 36,953,000 $ 117,684 $ 110,000
Riverside, California 167 $ 16,153,000 $ 96,724 $ 104,000
Maricopa, Arizona 163 $ 19,653,000 $ 120,570 $ 93,000
Orange, California 140 $ 16,838,000 $ 120,271 $ 151,000
Clark, Nevada 132 $ 17,902,000 $ 135,621 $ 89,000
San Diego, California 127 $ 12,875,000 $ 101,377 $ 123,000
San Bernardino, California 125 $ 14,597,000 $ 116,776 $ 102,000
Broward, Florida 76 $ 8,596,000 $ 113,105 $ 98,000
Miami-Dade, Florida 69 $ 7,109,000 $ 103,028 $ 63,000
Sacramento, California 60 $ 6,050,000 $ 100,833 $ 82,000
King, Washington 58 $ 5,198,000 $ 89,620 $ 109,000
Palm Beach, Florida 51 $ 6,028,000 $ 118,196 $ 118,000
Contra Costa, California 48 $ 4,730,000 $ 98,541 $ 108,000
Kern, California 46 $ 5,112,000 $ 111,130 $ 90,000
Hillsborough, Florida 44 $ 4,493,000 $ 102,113 $ 82,000
Orange, Florida 44 $ 3,835,000 $ 87,159 $ 58,000
Prince George's, Maryland 43 $ 7,683,000 $ 178,674 $ 84,000
Alameda, California 38 $ 4,338,000 $ 114,157 $ 133,000
Solano, California 38 $ 4,368,000 $ 114,947 $ 96,000
Snohomish, Washington 38 $ 3,958,000 $ 104,157 $ 71,000
Pierce, Washington 34 $ 3,182,000 $ 93,588 $ 66,000
Fresno, California 33 $ 3,589,000 $ 108,757 $ 64,000
Pinellas, Florida 31 $ 3,096,000 $ 99,870 $ 73,000
San Joaquin, California 29 $ 3,455,000 $ 119,137 $ 103,000
Santa Clara, California 28 $ 2,956,000 $ 105,571 $ 107,000
Multnomah, Oregon 28 $ 2,028,000 $ 72,428 $ 74,000
Clark, Washington 27 $ 2,137,000 $ 79,148 $ 72,000
Pima, Arizona 24 $ 2,528,000 $ 105,333 $ 68,000
Ventura, California 22 $ 2,986,000 $ 135,727 $ 179,000
Pasco, Florida 22 $ 1,925,000 $ 87,500 $ 66,000
Washington, Oregon 22 $ 1,193,000 $ 54,227 $ 78,000
Stanislaus, California 21 $ 2,880,000 $ 137,142 $ 124,000
Brevard, Florida 21 $ 2,011,000 $ 95,761 $ 80,000
Lee, Florida 21 $ 2,472,000 $ 117,714 $ 78,000
Baltimore, Maryland 21 $ 2,542,000 $ 121,047 $ 72,000
Salt Lake, Utah 21 $ 1,558,000 $ 74,190 $ 87,000
Monterey, California 19 $ 2,397,000 $ 126,157 $ 158,000
El Paso, Colorado 18 $ 1,331,000 $ 73,944 $ 88,000
Lane, Oregon 18 $ 1,243,000 $ 69,055 $ 71,000
Duval, Florida 17 $ 1,107,000 $ 65,117 $ 58,000
Clackamas, Oregon 17 $ 1,205,000 $ 70,882 $ 74,000
Spokane, Washington 17 $ 981,000 $ 57,705 $ 53,000
Washoe, Nevada 16 $ 2,278,000 $ 142,375 $ 78,000
Arapahoe, Colorado 15 $ 734,000 $ 48,933 $ 119,000
Pinal, Arizona 14 $ 1,072,000 $ 76,571 $ 77,000
San Mateo, California 14 $ 1,980,000 $ 141,428 $ 131,000
Douglas, Colorado 14 $ 1,361,000 $ 97,214 $ 95,000
Lake, Florida 14 $ 1,275,000 $ 91,071 $ 52,000
Baltimore City, Maryland 14 $ 1,374,000 $ 98,142 $ 40,000
Wayne, Michigan 14 $ 790,000 $ 56,428 $ 63,000
Marion, Oregon 14 $ 562,000 $ 40,142 $ 58,000
Thurston, Washington 14 $ 1,367,000 $ 97,642 $ 73,000
Sonoma, California 13 $ 1,491,000 $ 114,692 $ 103,000
Jefferson, Colorado 13 $ 864,000 $ 66,461 $ 108,000
Gwinnett, Georgia 13 $ 796,000 $ 61,230 $ 74,000
Macomb, Michigan 13 $ 677,000 $ 52,076 $ 72,000
Yavapai, Arizona 12 $ 1,364,000 $ 113,666 $ 37,000
Tulare, California 12 $ 1,584,000 $ 132,000 $ 78,000
Sarasota, Florida 12 $ 1,628,000 $ 135,666 $ 82,000
Anne Arundel, Maryland 12 $ 1,595,000 $ 132,916 $ 47,000
Montgomery, Maryland 12 $ 1,412,000 $ 117,666 $ 103,000
Oakland, Michigan 12 $ 1,002,000 $ 83,500 $ 92,000
Santa Barbara, California 11 $ 1,329,000 $ 120,818 $ 96,000
Adams, Colorado 11 $ 535,000 $ 48,636 $ 64,000
Jackson, Oregon 11 $ 1,144,000 $ 104,000 $ 102,000
Utah, Utah 11 $ 478,000 $ 43,454 $ 73,000
Milwaukee, Wisconsin 11 $ 800,000 $ 72,727 $ 53,000
Merced, California 10 $ 862,000 $ 86,200 $ 91,000
Placer, California 10 $ 1,016,000 $ 101,600 $ 97,000
Weld, Colorado 10 $ 610,000 $ 61,000 $ 85,000
Clay, Florida 10 $ 373,000 $ 37,300 $ 67,000
Osceola, Florida 10 $ 1,302,000 $ 130,200 $ 44,000
St. Louis, Missouri 10 $ 956,000 $ 95,600 $ 46,000
Mohave, Arizona 9 $ 644,000 $ 71,555 $ 77,000
El Dorado, California 9 $ 732,000 $ 81,333 $ 186,000
Denver, Colorado 9 $ 720,000 $ 80,000 $ 87,000
Polk, Florida 9 $ 829,000 $ 92,111 $ 50,000
Cobb, Georgia 9 $ 733,000 $ 81,444 $ 56,000
Fulton, Georgia 9 $ 591,000 $ 65,666 $ 71,000
Kitsap, Washington 9 $ 782,000 $ 86,888 $ 58,000
Whatcom, Washington 9 $ 766,000 $ 85,111 $ 71,000
Seminole, Florida 8 $ 798,000 $ 99,750 $ 69,000
Volusia, Florida 8 $ 455,000 $ 56,875 $ 33,000
Deschutes, Oregon 8 $ 282,000 $ 35,250 $ 70,000
Davis, Utah 8 $ 499,000 $ 62,375 $ 135,000
Escambia, Florida 7 $ 581,000 $ 83,000 $ 50,000
Frederick, Maryland 7 $ 701,000 $ 100,142 $ 96,000
Jackson, Missouri 7 $ 673,000 $ 96,142 $ 70,000
Polk, Oregon 7 $ 256,000 $ 36,571 $ 76,000
Yakima, Washington 7 $ 471,000 $ 67,285 $ 58,000
San Francisco, California 6 $ 1,119,000 $ 186,500 $ 241,000
Santa Cruz, California 6 $ 780,000 $ 130,000 $ 119,000
Citrus, Florida 6 $ 392,000 $ 65,333 $ 51,000
Okaloosa, Florida 6 $ 735,000 $ 122,500 $ 57,000
DeKalb, Georgia 6 $ 590,000 $ 98,333 $ 77,000
Charles, Maryland 6 $ 664,000 $ 110,666 $ 76,000
Harford, Maryland 6 $ 696,000 $ 116,000 $ 90,000
Benton, Washington 6 $ 161,000 $ 26,833 $ 57,000
Yuma, Arizona 5 $ 773,000 $ 154,600 $ 68,000
Butte, California 5 $ 694,000 $ 138,800 $ 85,000
Madera, California 5 $ 323,000 $ 64,600 $ 79,000
Marin, California 5 $ 652,000 $ 130,400 $ 132,000
Tuolumne, California 5 $ 587,000 $ 117,400 $ 132,000
Yolo, California 5 $ 467,000 $ 93,400 $ 109,000
Larimer, Colorado 5 $ 190,000 $ 38,000 $ 80,000
Alachua, Florida 5 $ 445,000 $ 89,000 $ 33,000
Bay, Florida 5 $ 768,000 $ 153,600 $ 58,000
Collier, Florida 5 $ 775,000 $ 155,000 $ 62,000
Indian River, Florida 5 $ 322,000 $ 64,400 $ 75,000
St. Lucie, Florida 5 $ 375,000 $ 75,000 $ 73,000
Chatham, Georgia 5 $ 524,000 $ 104,800 $ 89,000
St. Charles, Missouri 5 $ 213,000 $ 42,600 $ 53,000
Yamhill, Oregon 5 $ 440,000 $ 88,000 $ 57,000
Fairfax, Virginia 5 $ 588,000 $ 117,600 $ 185,000
Coconino, Arizona 4 $ 783,000 $ 195,750 $ 70,000
Gila, Arizona 4 $ 295,000 $ 73,750 $ 103,000
Imperial, California 4 $ 267,000 $ 66,750 $ 58,000
San Luis Obispo, California 4 $ 324,000 $ 81,000 $ 105,000
Boulder, Colorado 4 $ 305,000 $ 76,250 $ 119,000
Fairfield, Connecticut 4 $ 462,000 $ 115,500 $ 118,000
Charlotte, Florida 4 $ 336,000 $ 84,000 $ 46,000
Wicomico, Maryland 4 $ 419,000 $ 104,750 $ 111,000
Genesee, Michigan 4 $ 191,000 $ 47,750 $ 51,000
Ramsey, Minnesota 4 $ 306,000 $ 76,500 $ 63,000
St. Louis City, Missouri 4 $ 296,000 $ 74,000 $ 51,000
Columbia, Oregon 4 $ 208,000 $ 52,000 $ 64,000
Stafford, Virginia 4 $ 394,000 $ 98,500 $ 40,000
Rock, Wisconsin 4 $ 276,000 $ 69,000 $ 23,000
Sheboygan, Wisconsin 4 $ 129,000 $ 32,250 $ 50,000
Waukesha, Wisconsin 4 $ 137,000 $ 34,250 $ 61,000
Cochise, Arizona 3 $ 355,000 $ 118,333 $ 66,000
Navajo, Arizona 3 $ 173,000 $ 57,666 $ 58,000
Kings, California 3 $ 346,000 $ 115,333 $ 59,000
Lake, California 3 $ 268,000 $ 89,333 $ 75,000
Plumas, California 3 $ 326,000 $ 108,666 $ 17,000
San Benito, California 3 $ 296,000 $ 98,666 $ 113,000
Shasta, California 3 $ 152,000 $ 50,666 $ 48,000
Sutter, California 3 $ 415,000 $ 138,333 $ 85,000
Tehama, California 3 $ 120,000 $ 40,000 $ 44,000
Yuba, California 3 $ 185,000 $ 61,666 $ 83,000
Elbert, Colorado 3 $ 342,000 $ 114,000 $ 152,000
Fremont, Colorado 3 $ 163,000 $ 54,333 $ 56,000
Flagler, Florida 3 $ 372,000 $ 124,000 $ 72,000
Leon, Florida 3 $ 532,000 $ 177,333 $ 15,000
Manatee, Florida 3 $ 297,000 $ 99,000 $ 54,000
Marion, Florida 3 $ 333,000 $ 111,000 $ 61,000
Santa Rosa, Florida 3 $ 232,000 $ 77,333 $ 39,000
Hawaii, Hawaii 3 $ 290,000 $ 96,666 $ 71,000
Canyon, Idaho 3 $ 118,000 $ 39,333 $ 94,000
Johnson, Indiana 3 $ 104,000 $ 34,666 $ 48,000
Calvert, Maryland 3 $ 290,000 $ 96,666 $ 84,000
Howard, Maryland 3 $ 532,000 $ 177,333 $ 111,000
Worcester, Maryland 3 $ 309,000 $ 103,000 $ 127,000
Ingham, Michigan 3 $ 120,000 $ 40,000 $ 38,000
Kent, Michigan 3 $ 100,000 $ 33,333 $ 66,000
Hennepin, Minnesota 3 $ 185,000 $ 61,666 $ 90,000
Carson City, Nevada 3 $ 502,000 $ 167,333 $ 85,000
Douglas, Nevada 3 $ 211,000 $ 70,333 $ 76,000
Lyon, Nevada 3 $ 278,000 $ 92,666 $ 53,000
Bernalillo, New Mexico 3 $ 208,000 $ 69,333 $ 62,000
Tooele, Utah 3 $ 172,000 $ 57,333 $ 57,000
Washington, Utah 3 $ 237,000 $ 79,000 $ 114,000
Weber, Utah 3 $ 144,000 $ 48,000 $ 176,000
Lewis, Washington 3 $ 168,000 $ 56,000 $ 43,000
Skagit, Washington 3 $ 296,000 $ 98,666 $ 51,000
Brown, Wisconsin 3 $ 516,000 $ 172,000 $ 55,000
Montgomery, Alabama 2 $ 142,000 $ 71,000 $ 0
Tuscaloosa, Alabama 2 $ 155,000 $ 77,500 $ 15,000
Apache, Arizona 2 $ 171,000 $ 85,500 $ 59,000
Santa Cruz, Arizona 2 $ 98,000 $ 49,000 $ 72,000
Amador, California 2 $ 160,000 $ 80,000 $ 122,000
Mendocino, California 2 $ 213,000 $ 106,500 $ 49,000
Delta, Colorado 2 $ 166,000 $ 83,000 $ 53,000
Mesa, Colorado 2 $ 160,000 $ 80,000 $ 41,000
Pueblo, Colorado 2 $ 139,000 $ 69,500 $ 63,000
Hartford, Connecticut 2 $ 86,000 $ 43,000 $ 79,000
New Haven, Connecticut 2 $ 145,000 $ 72,500 $ 44,000
Hernando, Florida 2 $ 75,000 $ 37,500 $ 30,000
Jackson, Florida 2 $ 223,000 $ 111,500 $ 43,000
Martin, Florida 2 $ 215,000 $ 107,500 $ 96,000
Nassau, Florida 2 $ 355,000 $ 177,500 $ 55,000
St. Johns, Florida 2 $ 392,000 $ 196,000 $ 70,000
Bartow, Georgia 2 $ 209,000 $ 104,500 $ 91,000
Carroll, Georgia 2 $ 89,000 $ 44,500 $ 0
Cherokee, Georgia 2 $ 249,000 $ 124,500 $ 232,000
Clayton, Georgia 2 $ 195,000 $ 97,500 $ 13,000
Henry, Georgia 2 $ 229,000 $ 114,500 $ 32,000
Allen, Indiana 2 $ 80,000 $ 40,000 $ 50,000
Jefferson, Indiana 2 $ 122,000 $ 61,000 $ 67,000
Lake, Indiana 2 $ 95,000 $ 47,500 $ 48,000
Marion, Indiana 2 $ 105,000 $ 52,500 $ 148,000
Sedgwick, Kansas 2 $ 49,000 $ 24,500 $ 57,000
Jefferson, Kentucky 2 $ 40,000 $ 20,000 $ 7,000
Allegany, Maryland 2 $ 164,000 $ 82,000 $ 82,000
Carroll, Maryland 2 $ 73,000 $ 36,500 $ 78,000
Cecil, Maryland 2 $ 180,000 $ 90,000 $ 60,000
Somerset, Maryland 2 $ 276,000 $ 138,000 $ 8,000
Washington, Maryland 2 $ 232,000 $ 116,000 $ 64,000
Washtenaw, Michigan 2 $ 133,000 $ 66,500 $ 134,000
Anoka, Minnesota 2 $ 136,000 $ 68,000 $ 151,000
Jasper, Missouri 2 $ 142,000 $ 71,000 $ 9,000
Jefferson, Missouri 2 $ 200,000 $ 100,000 $ 61,000
Crook, Oregon 2 $ 174,000 $ 87,000 $ 32,000
Douglas, Oregon 2 $ 78,000 $ 39,000 $ 70,000
Klamath, Oregon 2 $ 292,000 $ 146,000 $ 47,000
Lincoln, Oregon 2 $ 91,000 $ 45,500 $ 16,000
Union, Oregon 2 $ 137,000 $ 68,500 $ 47,000
Iron, Utah 2 $ 116,000 $ 58,000 $ 174,000
Summit, Utah 2 $ 139,000 $ 69,500 $ 64,000
Prince William, Virginia 2 $ 291,000 $ 145,500 $ 140,000
Island, Washington 2 $ 162,000 $ 81,000 $ 70,000
Jefferson, Washington 2 $ 199,000 $ 99,500 $ 53,000
Kittitas, Washington 2 $ 101,000 $ 50,500 $ 76,000
Mason, Washington 2 $ 88,000 $ 44,000 $ 34,000
Okanogan, Washington 2 $ 116,000 $ 58,000 $ 108,000
Stevens, Washington 2 $ 113,000 $ 56,500 $ 50,000
Walla Walla, Washington 2 $ 262,000 $ 131,000 $ 59,000
Adams, Wisconsin 2 $ 164,000 $ 82,000 $ 76,000
Dane, Wisconsin 2 $ 164,000 $ 82,000 $ 91,000
Kenosha, Wisconsin 2 $ 131,000 $ 65,500 $ 74,000
La Crosse, Wisconsin 2 $ 49,000 $ 24,500 $ 20,000
Marquette, Wisconsin 2 $ 118,000 $ 59,000 $ 66,000
Outagamie, Wisconsin 2 $ 78,000 $ 39,000 $ 70,000
Walworth, Wisconsin 2 $ 187,000 $ 93,500 $ 41,000
Autauga, Alabama 1 $ 53,000 $ 53,000 $ 24,000
Baldwin, Alabama 1 $ 250,000 $ 250,000 $ 0
DeKalb, Alabama 1 $ 72,000 $ 72,000 $ 50,000
Mobile, Alabama 1 $ 66,000 $ 66,000 $ 66,000
Morgan, Alabama 1 $ 55,000 $ 55,000 $ 0
Anchorage, Alaska 1 $ 85,000 $ 85,000 $ 0
Graham, Arizona 1 $ 132,000 $ 132,000 $ 69,000
Greenlee, Arizona 1 $ 69,000 $ 69,000 $ 43,000
Calaveras, California 1 $ 154,000 $ 154,000 $ 82,000
Del Norte, California 1 $ 169,000 $ 169,000 $ 38,000
Humboldt, California 1 $ 270,000 $ 270,000 $ 0
Lassen, California 1 $ 81,000 $ 81,000 $ 84,000
Nevada, California 1 $ 100,000 $ 100,000 $ 65,000
Siskiyou, California 1 $ 67,000 $ 67,000 $ 69,000
Trinity, California 1 $ 61,000 $ 61,000 $ 24,000
Eagle, Colorado 1 $ 57,000 $ 57,000 $ 250,000
Las Animas, Colorado 1 $ 28,000 $ 28,000 $ 59,000
Otero, Colorado 1 $ 84,000 $ 84,000 $ 54,000
Park, Colorado 1 $ 55,000 $ 55,000 $ 156,000
Pitkin, Colorado 1 $ 300,000 $ 300,000 $ 0
Teller, Colorado 1 $ 86,000 $ 86,000 $ 74,000
Litchfield, Connecticut 1 $ 50,000 $ 50,000 $ 230,000
Windham, Connecticut 1 $ 247,000 $ 247,000 $ 82,000
New Castle, Delaware 1 $ 40,000 $ 40,000 $ 83,000
Holmes, Florida 1 $ 77,000 $ 77,000 $ 40,000
Liberty, Florida 1 $ 80,000 $ 80,000 $ 48,000
Monroe, Florida 1 $ 265,000 $ 265,000 $ 90,000
Okeechobee, Florida 1 $ 20,000 $ 20,000 $ 105,000
Putnam, Florida 1 $ 45,000 $ 45,000 $ 48,000
Wakulla, Florida 1 $ 80,000 $ 80,000 $ 107,000
Walton, Florida 1 $ 40,000 $ 40,000 $ 90,000
Barrow, Georgia 1 $ 20,000 $ 20,000 $ 73,000
Clarke, Georgia 1 $ 25,000 $ 25,000 $ 130,000
Coffee, Georgia 1 $ 124,000 $ 124,000 $ 46,000
Decatur, Georgia 1 $ 61,000 $ 61,000 $ 103,000
Dodge, Georgia 1 $ 63,000 $ 63,000 $ 43,000
Douglas, Georgia 1 $ 35,000 $ 35,000 $ 162,000
Floyd, Georgia 1 $ 35,000 $ 35,000 $ 65,000
Forsyth, Georgia 1 $ 55,000 $ 55,000 $ 110,000
Jefferson, Georgia 1 $ 40,000 $ 40,000 $ 60,000
Muscogee, Georgia 1 $ 148,000 $ 148,000 $ 73,000
Paulding, Georgia 1 $ 25,000 $ 25,000 $ 60,000
Polk, Georgia 1 $ 108,000 $ 108,000 $ 76,000
Putnam, Georgia 1 $ 200,000 $ 200,000 $ 0
Rabun, Georgia 1 $ 105,000 $ 105,000 $ 138,000
Richmond, Georgia 1 $ 95,000 $ 95,000 $ 105,000
Rockdale, Georgia 1 $ 57,000 $ 57,000 $ 101,000
Sumter, Georgia 1 $ 59,000 $ 59,000 $ 0
Walton, Georgia 1 $ 68,000 $ 68,000 $ 58,000
Whitfield, Georgia 1 $ 40,000 $ 40,000 $ 0
Ada, Idaho 1 $ 47,000 $ 47,000 $ 104,000
Bingham, Idaho 1 $ 40,000 $ 40,000 $ 86,000
Bonner, Idaho 1 $ 50,000 $ 50,000 $ 30,000
Bonneville, Idaho 1 $ 62,000 $ 62,000 $ 60,000
Gooding, Idaho 1 $ 27,000 $ 27,000 $ 48,000
Kootenai, Idaho 1 $ 92,000 $ 92,000 $ 42,000
Twin Falls, Idaho 1 $ 22,000 $ 22,000 $ 83,000
Will, Illinois 1 $ 63,000 $ 63,000 $ 119,000
Winnebago, Illinois 1 $ 20,000 $ 20,000 $ 78,000
Brown, Indiana 1 $ 210,000 $ 210,000 $ 0
Dubois, Indiana 1 $ 221,000 $ 221,000 $ 101,000
Fulton, Indiana 1 $ 71,000 $ 71,000 $ 0
Grant, Indiana 1 $ 24,000 $ 24,000 $ 39,000
Greene, Indiana 1 $ 64,000 $ 64,000 $ 37,000
Kosciusko, Indiana 1 $ 26,000 $ 26,000 $ 54,000
LaPorte, Indiana 1 $ 87,000 $ 87,000 $ 47,000
Madison, Indiana 1 $ 68,000 $ 68,000 $ 38,000
Miami, Indiana 1 $ 110,000 $ 110,000 $ 115,000
Parke, Indiana 1 $ 25,000 $ 25,000 $ 14,000
Posey, Indiana 1 $ 74,000 $ 74,000 $ 73,000
Randolph, Indiana 1 $ 62,000 $ 62,000 $ 53,000
Washington, Indiana 1 $ 115,000 $ 115,000 $ 250,000
Wayne, Indiana 1 $ 54,000 $ 54,000 $ 30,000
Whitley, Indiana 1 $ 65,000 $ 65,000 $ 20,000
Scott, Iowa 1 $ 80,000 $ 80,000 $ 80,000
Butler, Kansas 1 $ 20,000 $ 20,000 $ 63,000
Miami, Kansas 1 $ 35,000 $ 35,000 $ 15,000
Boone, Kentucky 1 $ 25,000 $ 25,000 $ 67,000
Hardin, Kentucky 1 $ 31,000 $ 31,000 $ 48,000
Oldham, Kentucky 1 $ 58,000 $ 58,000 $ 116,000
Acadia, Louisiana 1 $ 88,000 $ 88,000 $ 39,000
Ascension, Louisiana 1 $ 30,000 $ 30,000 $ 48,000
Beauregard, Louisiana 1 $ 90,000 $ 90,000 $ 37,000
Bossier, Louisiana 1 $ 67,000 $ 67,000 $ 48,000
Caddo, Louisiana 1 $ 34,000 $ 34,000 $ 80,000
Catahoula, Louisiana 1 $ 51,000 $ 51,000 $ 93,000
East Baton Rouge, Louisiana 1 $ 75,000 $ 75,000 $ 131,000
Jefferson, Louisiana 1 $ 64,000 $ 64,000 $ 72,000
Lincoln, Louisiana 1 $ 112,000 $ 112,000 $ 94,000
Orleans, Louisiana 1 $ 78,000 $ 78,000 $ 114,000
Ouachita, Louisiana 1 $ 56,000 $ 56,000 $ 28,000
Webster, Louisiana 1 $ 60,000 $ 60,000 $ 57,000
Garrett, Maryland 1 $ 72,000 $ 72,000 $ 0
Kent, Maryland 1 $ 181,000 $ 181,000 $ 106,000
Queen Anne's, Maryland 1 $ 45,000 $ 45,000 $ 93,000
St. Mary's, Maryland 1 $ 100,000 $ 100,000 $ 109,000
Berrien, Michigan 1 $ 40,000 $ 40,000 $ 78,000
Calhoun, Michigan 1 $ 97,000 $ 97,000 $ 69,000
Cass, Michigan 1 $ 84,000 $ 84,000 $ 36,000
Clinton, Michigan 1 $ 75,000 $ 75,000 $ 98,000
Crawford, Michigan 1 $ 86,000 $ 86,000 $ 36,000
Eaton, Michigan 1 $ 35,000 $ 35,000 $ 63,000
Gladwin, Michigan 1 $ 44,000 $ 44,000 $ 91,000
Grand Traverse, Michigan 1 $ 115,000 $ 115,000 $ 50,000
Kalamazoo, Michigan 1 $ 50,000 $ 50,000 $ 65,000
Livingston, Michigan 1 $ 488,000 $ 488,000 $ 180,000
Mason, Michigan 1 $ 77,000 $ 77,000 $ 84,000
Monroe, Michigan 1 $ 137,000 $ 137,000 $ 116,000
Presque Isle, Michigan 1 $ 64,000 $ 64,000 $ 38,000
St. Clair, Michigan 1 $ 42,000 $ 42,000 $ 0
St. Joseph, Michigan 1 $ 20,000 $ 20,000 $ 100,000
Tuscola, Michigan 1 $ 106,000 $ 106,000 $ 0
Benton, Minnesota 1 $ 40,000 $ 40,000 $ 76,000
Carver, Minnesota 1 $ 34,000 $ 34,000 $ 35,000
Crow Wing, Minnesota 1 $ 78,000 $ 78,000 $ 84,000
Dakota, Minnesota 1 $ 38,000 $ 38,000 $ 136,000
Rice, Minnesota 1 $ 100,000 $ 100,000 $ 128,000
Sherburne, Minnesota 1 $ 62,000 $ 62,000 $ 151,000
Washington, Minnesota 1 $ 100,000 $ 100,000 $ 84,000
Caldwell, Missouri 1 $ 54,000 $ 54,000 $ 48,000
Greene, Missouri 1 $ 100,000 $ 100,000 $ 295,000
Henry, Missouri 1 $ 35,000 $ 35,000 $ 78,000
Miller, Missouri 1 $ 65,000 $ 65,000 $ 48,000
New Madrid, Missouri 1 $ 49,000 $ 49,000 $ 39,000
Saline, Missouri 1 $ 100,000 $ 100,000 $ 25,000
Ste. Genevieve, Missouri 1 $ 20,000 $ 20,000 $ 0
Stoddard, Missouri 1 $ 52,000 $ 52,000 $ 22,000
Meagher, Montana 1 $ 138,000 $ 138,000 $ 52,000
Dodge, Nebraska 1 $ 60,000 $ 60,000 $ 102,000
Douglas, Nebraska 1 $ 55,000 $ 55,000 $ 60,000
Sarpy, Nebraska 1 $ 149,000 $ 149,000 $ 103,000
Elko, Nevada 1 $ 51,000 $ 51,000 $ 110,000
Storey, Nevada 1 $ 158,000 $ 158,000 $ 63,000
Otero, New Mexico 1 $ 124,000 $ 124,000 $ 52,000
San Juan, New Mexico 1 $ 50,000 $ 50,000 $ 77,000
Santa Fe, New Mexico 1 $ 50,000 $ 50,000 $ 0
Valencia, New Mexico 1 $ 150,000 $ 150,000 $ 141,000
Comanche, Oklahoma 1 $ 24,000 $ 24,000 $ 42,000
Love, Oklahoma 1 $ 30,000 $ 30,000 $ 54,000
Oklahoma, Oklahoma 1 $ 103,000 $ 103,000 $ 105,000
Sequoyah, Oklahoma 1 $ 24,000 $ 24,000 $ 60,000
Tulsa, Oklahoma 1 $ 58,000 $ 58,000 $ 44,000
Clatsop, Oregon 1 $ 50,000 $ 50,000 $ 13,000
Coos, Oregon 1 $ 105,000 $ 105,000 $ 102,000
Curry, Oregon 1 $ 90,000 $ 90,000 $ 51,000
Grant, Oregon 1 $ 35,000 $ 35,000 $ 0
Harney, Oregon 1 $ 90,000 $ 90,000 $ 58,000
Jefferson, Oregon 1 $ 122,000 $ 122,000 $ 49,000
Josephine, Oregon 1 $ 150,000 $ 150,000 $ 76,000
Tillamook, Oregon 1 $ 3,000 $ 3,000 $ 85,000
Wallowa, Oregon 1 $ 20,000 $ 20,000 $ 69,000
Providence, Rhode Island 1 $ 75,000 $ 75,000 $ 72,000
Anderson, South Carolina 1 $ 42,000 $ 42,000 $ 0
Beaufort, South Carolina 1 $ 97,000 $ 97,000 $ 138,000
Orangeburg, South Carolina 1 $ 78,000 $ 78,000 $ 80,000
Cache, Utah 1 $ 25,000 $ 25,000 $ 52,000
Kane, Utah 1 $ 326,000 $ 326,000 $ 0
Sevier, Utah 1 $ 67,000 $ 67,000 $ 67,000
Arlington, Virginia 1 $ 264,000 $ 264,000 $ 128,000
Clarke, Virginia 1 $ 76,000 $ 76,000 $ 53,000
Norfolk, Virginia 1 $ 15,000 $ 15,000 $ 60,000
Richmond City, Virginia 1 $ 41,000 $ 41,000 $ 100,000
Virginia Beach, Virginia 1 $ 77,000 $ 77,000 $ 118,000
Warren, Virginia 1 $ 85,000 $ 85,000 $ 77,000
Chelan, Washington 1 $ 194,000 $ 194,000 $ 76,000
Cowlitz, Washington 1 $ 20,000 $ 20,000 $ 59,000
Franklin, Washington 1 $ 56,000 $ 56,000 $ 112,000
Klickitat, Washington 1 $ 204,000 $ 204,000 $ 60,000
Whitman, Washington 1 $ 85,000 $ 85,000 $ 22,000
Barron, Wisconsin 1 $ 95,000 $ 95,000 $ 39,000
Chippewa, Wisconsin 1 $ 66,000 $ 66,000 $ 86,000
Eau Claire, Wisconsin 1 $ 25,000 $ 25,000 $ 55,000
Fond du Lac, Wisconsin 1 $ 126,000 $ 126,000 $ 51,000
Grant, Wisconsin 1 $ 103,000 $ 103,000 $ 0
Iron, Wisconsin 1 $ 65,000 $ 65,000 $ 54,000
Jefferson, Wisconsin 1 $ 278,000 $ 278,000 $ 0
Juneau, Wisconsin 1 $ 59,000 $ 59,000 $ 72,000
Lafayette, Wisconsin 1 $ 40,000 $ 40,000 $ 81,000
Marathon, Wisconsin 1 $ 126,000 $ 126,000 $ 51,000
Marinette, Wisconsin 1 $ 53,000 $ 53,000 $ 23,000
Oconto, Wisconsin 1 $ 169,000 $ 169,000 $ 93,000
Ozaukee, Wisconsin 1 $ 247,000 $ 247,000 $ 108,000
Racine, Wisconsin 1 $ 60,000 $ 60,000 $ 108,000
Sawyer, Wisconsin 1 $ 61,000 $ 61,000 $ 70,000
Trempealeau, Wisconsin 1 $ 28,000 $ 28,000 $ 54,000
Vilas, Wisconsin 1 $ 171,000 $ 171,000 $ 98,000
Winnebago, Wisconsin 1 $ 36,000 $ 36,000 $ 55,000
Wood, Wisconsin 1 $ 25,000 $ 25,000 $ 38,000
Carbon, Wyoming 1 $ 25,000 $ 25,000 $ 47,000
Laramie, Wyoming 1 $ 37,000 $ 37,000 $ 121,000

Mortgage Loan Application Detail Totals for Secured Funding in 2005

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 3,186 $329,486,000 $78,647 $1,000,000 $70,117 $1,053,000
Home Purchase 274 $24,034,000 $64,500 $500,000 $85,090 $900,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,398 $245,449,000 $76,030 $1,000,000 $70,757 $1,053,000
Hispanic 569 $55,736,000 $77,625 $550,000 $82,625 $900,000
Black or African American 280 $29,733,000 $82,000 $450,000 $64,428 $324,000
Asian 149 $15,491,000 $90,000 $525,000 $91,875 $439,000
Native Hawaiian or Other Pacific Islander 33 $3,231,000 $64,333 $382,000 $107,166 $274,000
American Indian or Alaskan Native 29 $3,815,000 $134,000 $400,000 $83,888 $150,000
Not Provided 2 $65,000 $32,500 $40,000 $108,000 $162,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,422 $350,189,000 $75,441 $1,000,000 $69,676 $1,053,000
VA-guaranteed (Veterans Administration) 37 $3,311,000 $85,857 $263,000 $84,214 $252,000
FHA-insured (Federal Housing Administration) 1 $20,000 $20,000 $20,000 $56,000 $56,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 1,734 $152,570,000 $69,151 $564,000 $67,545 $1,053,000
Loan Originated 1,117 $128,843,000 $92,480 $725,000 $80,040 $782,000
Application Approved But Not Accepted 581 $68,567,000 $90,423 $1,000,000 $67,461 $621,000
Application Withdrawn By Applicant 28 $3,540,000 $94,000 $500,000 $70,444 $439,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Secured Funding's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Secured Funding's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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