Secured Funding 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Secured Funding 2955 Redhill Ave Costa Mesa, CA 92626 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,460 |
| Total Mortgage Loan Application Amount | $353,520,000 |
| Average Mortgage Loan Application Amount | $73,089 |
| Highest Mortgage Loan Application Amount | $1,000,000 |
| Average Applicant Income | $76,000 |
| Highest Applicant Income | $1,053,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Secured Funding. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Secured Funding's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Secured Funding's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Secured Funding serves its applicants.
Each category highlights the total number of mortgage applications processed by Secured Funding, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Secured Funding's mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 314 | $ 36,953,000 | $ 117,000 | $ 110,000 |
| Riverside County California | 167 | $ 16,153,000 | $ 96,000 | $ 104,000 |
| Maricopa County Arizona | 163 | $ 19,653,000 | $ 120,000 | $ 93,000 |
| Orange County California | 140 | $ 16,838,000 | $ 120,000 | $ 151,000 |
| Clark County Nevada | 132 | $ 17,902,000 | $ 135,000 | $ 89,000 |
| San Diego County California | 127 | $ 12,875,000 | $ 101,000 | $ 123,000 |
| San Bernardino County California | 125 | $ 14,597,000 | $ 116,000 | $ 102,000 |
| Broward County Florida | 76 | $ 8,596,000 | $ 113,000 | $ 98,000 |
| Miami-Dade County Florida | 69 | $ 7,109,000 | $ 103,000 | $ 63,000 |
| Sacramento County California | 60 | $ 6,050,000 | $ 100,000 | $ 82,000 |
| King County Washington | 58 | $ 5,198,000 | $ 89,000 | $ 109,000 |
| Palm Beach County Florida | 51 | $ 6,028,000 | $ 118,000 | $ 118,000 |
| Contra Costa County California | 48 | $ 4,730,000 | $ 98,000 | $ 108,000 |
| Kern County California | 46 | $ 5,112,000 | $ 111,000 | $ 90,000 |
| Hillsborough County Florida | 44 | $ 4,493,000 | $ 102,000 | $ 82,000 |
| Orange County Florida | 44 | $ 3,835,000 | $ 87,000 | $ 58,000 |
| Prince George's County Maryland | 43 | $ 7,683,000 | $ 178,000 | $ 84,000 |
| Alameda County California | 38 | $ 4,338,000 | $ 114,000 | $ 133,000 |
| Solano County California | 38 | $ 4,368,000 | $ 114,000 | $ 96,000 |
| Snohomish County Washington | 38 | $ 3,958,000 | $ 104,000 | $ 71,000 |
| Pierce County Washington | 34 | $ 3,182,000 | $ 93,000 | $ 66,000 |
| Fresno County California | 33 | $ 3,589,000 | $ 108,000 | $ 64,000 |
| Pinellas County Florida | 31 | $ 3,096,000 | $ 99,000 | $ 73,000 |
| San Joaquin County California | 29 | $ 3,455,000 | $ 119,000 | $ 103,000 |
| Santa Clara County California | 28 | $ 2,956,000 | $ 105,000 | $ 107,000 |
| Multnomah County Oregon | 28 | $ 2,028,000 | $ 72,000 | $ 74,000 |
| Clark County Washington | 27 | $ 2,137,000 | $ 79,000 | $ 72,000 |
| Pima County Arizona | 24 | $ 2,528,000 | $ 105,000 | $ 68,000 |
| Ventura County California | 22 | $ 2,986,000 | $ 135,000 | $ 179,000 |
| Pasco County Florida | 22 | $ 1,925,000 | $ 87,000 | $ 66,000 |
| Washington County Oregon | 22 | $ 1,193,000 | $ 54,000 | $ 78,000 |
| Stanislaus County California | 21 | $ 2,880,000 | $ 137,000 | $ 124,000 |
| Brevard County Florida | 21 | $ 2,011,000 | $ 95,000 | $ 80,000 |
| Lee County Florida | 21 | $ 2,472,000 | $ 117,000 | $ 78,000 |
| Baltimore County Maryland | 21 | $ 2,542,000 | $ 121,000 | $ 72,000 |
| Salt Lake County Utah | 21 | $ 1,558,000 | $ 74,000 | $ 87,000 |
| Monterey County California | 19 | $ 2,397,000 | $ 126,000 | $ 158,000 |
| El Paso County Colorado | 18 | $ 1,331,000 | $ 73,000 | $ 88,000 |
| Lane County Oregon | 18 | $ 1,243,000 | $ 69,000 | $ 71,000 |
| Duval County Florida | 17 | $ 1,107,000 | $ 65,000 | $ 58,000 |
| Clackamas County Oregon | 17 | $ 1,205,000 | $ 70,000 | $ 74,000 |
| Spokane County Washington | 17 | $ 981,000 | $ 57,000 | $ 53,000 |
| Washoe County Nevada | 16 | $ 2,278,000 | $ 142,000 | $ 78,000 |
| Arapahoe County Colorado | 15 | $ 734,000 | $ 48,000 | $ 119,000 |
| Pinal County Arizona | 14 | $ 1,072,000 | $ 76,000 | $ 77,000 |
| San Mateo County California | 14 | $ 1,980,000 | $ 141,000 | $ 131,000 |
| Douglas County Colorado | 14 | $ 1,361,000 | $ 97,000 | $ 95,000 |
| Lake County Florida | 14 | $ 1,275,000 | $ 91,000 | $ 52,000 |
| Baltimore City County Maryland | 14 | $ 1,374,000 | $ 98,000 | $ 40,000 |
| Wayne County Michigan | 14 | $ 790,000 | $ 56,000 | $ 63,000 |
| Marion County Oregon | 14 | $ 562,000 | $ 40,000 | $ 58,000 |
| Thurston County Washington | 14 | $ 1,367,000 | $ 97,000 | $ 73,000 |
| Sonoma County California | 13 | $ 1,491,000 | $ 114,000 | $ 103,000 |
| Jefferson County Colorado | 13 | $ 864,000 | $ 66,000 | $ 108,000 |
| Gwinnett County Georgia | 13 | $ 796,000 | $ 61,000 | $ 74,000 |
| Macomb County Michigan | 13 | $ 677,000 | $ 52,000 | $ 72,000 |
| Yavapai County Arizona | 12 | $ 1,364,000 | $ 113,000 | $ 37,000 |
| Tulare County California | 12 | $ 1,584,000 | $ 132,000 | $ 78,000 |
| Sarasota County Florida | 12 | $ 1,628,000 | $ 135,000 | $ 82,000 |
| Anne Arundel County Maryland | 12 | $ 1,595,000 | $ 132,000 | $ 47,000 |
| Montgomery County Maryland | 12 | $ 1,412,000 | $ 117,000 | $ 103,000 |
| Oakland County Michigan | 12 | $ 1,002,000 | $ 83,000 | $ 92,000 |
| Santa Barbara County California | 11 | $ 1,329,000 | $ 120,000 | $ 96,000 |
| Adams County Colorado | 11 | $ 535,000 | $ 48,000 | $ 64,000 |
| Jackson County Oregon | 11 | $ 1,144,000 | $ 104,000 | $ 102,000 |
| Utah County Utah | 11 | $ 478,000 | $ 43,000 | $ 73,000 |
| Milwaukee County Wisconsin | 11 | $ 800,000 | $ 72,000 | $ 53,000 |
| Merced County California | 10 | $ 862,000 | $ 86,000 | $ 91,000 |
| Placer County California | 10 | $ 1,016,000 | $ 101,000 | $ 97,000 |
| Weld County Colorado | 10 | $ 610,000 | $ 61,000 | $ 85,000 |
| Clay County Florida | 10 | $ 373,000 | $ 37,000 | $ 67,000 |
| Osceola County Florida | 10 | $ 1,302,000 | $ 130,000 | $ 44,000 |
| St. Louis County Missouri | 10 | $ 956,000 | $ 95,000 | $ 46,000 |
| Mohave County Arizona | 9 | $ 644,000 | $ 71,000 | $ 77,000 |
| El Dorado County California | 9 | $ 732,000 | $ 81,000 | $ 186,000 |
| Denver County Colorado | 9 | $ 720,000 | $ 80,000 | $ 87,000 |
| Polk County Florida | 9 | $ 829,000 | $ 92,000 | $ 50,000 |
| Cobb County Georgia | 9 | $ 733,000 | $ 81,000 | $ 56,000 |
| Fulton County Georgia | 9 | $ 591,000 | $ 65,000 | $ 71,000 |
| Kitsap County Washington | 9 | $ 782,000 | $ 86,000 | $ 58,000 |
| Whatcom County Washington | 9 | $ 766,000 | $ 85,000 | $ 71,000 |
| Seminole County Florida | 8 | $ 798,000 | $ 99,000 | $ 69,000 |
| Volusia County Florida | 8 | $ 455,000 | $ 56,000 | $ 33,000 |
| Deschutes County Oregon | 8 | $ 282,000 | $ 35,000 | $ 70,000 |
| Davis County Utah | 8 | $ 499,000 | $ 62,000 | $ 135,000 |
| Escambia County Florida | 7 | $ 581,000 | $ 83,000 | $ 50,000 |
| Frederick County Maryland | 7 | $ 701,000 | $ 100,000 | $ 96,000 |
| Jackson County Missouri | 7 | $ 673,000 | $ 96,000 | $ 70,000 |
| Polk County Oregon | 7 | $ 256,000 | $ 36,000 | $ 76,000 |
| Yakima County Washington | 7 | $ 471,000 | $ 67,000 | $ 58,000 |
| San Francisco County California | 6 | $ 1,119,000 | $ 186,000 | $ 241,000 |
| Santa Cruz County California | 6 | $ 780,000 | $ 130,000 | $ 119,000 |
| Citrus County Florida | 6 | $ 392,000 | $ 65,000 | $ 51,000 |
| Okaloosa County Florida | 6 | $ 735,000 | $ 122,000 | $ 57,000 |
| DeKalb County Georgia | 6 | $ 590,000 | $ 98,000 | $ 77,000 |
| Charles County Maryland | 6 | $ 664,000 | $ 110,000 | $ 76,000 |
| Harford County Maryland | 6 | $ 696,000 | $ 116,000 | $ 90,000 |
| Benton County Washington | 6 | $ 161,000 | $ 26,000 | $ 57,000 |
| Yuma County Arizona | 5 | $ 773,000 | $ 154,000 | $ 68,000 |
| Butte County California | 5 | $ 694,000 | $ 138,000 | $ 85,000 |
| Madera County California | 5 | $ 323,000 | $ 64,000 | $ 79,000 |
| Marin County California | 5 | $ 652,000 | $ 130,000 | $ 132,000 |
| Tuolumne County California | 5 | $ 587,000 | $ 117,000 | $ 132,000 |
| Yolo County California | 5 | $ 467,000 | $ 93,000 | $ 109,000 |
| Larimer County Colorado | 5 | $ 190,000 | $ 38,000 | $ 80,000 |
| Alachua County Florida | 5 | $ 445,000 | $ 89,000 | $ 33,000 |
| Bay County Florida | 5 | $ 768,000 | $ 153,000 | $ 58,000 |
| Collier County Florida | 5 | $ 775,000 | $ 155,000 | $ 62,000 |
| Indian River County Florida | 5 | $ 322,000 | $ 64,000 | $ 75,000 |
| St. Lucie County Florida | 5 | $ 375,000 | $ 75,000 | $ 73,000 |
| Chatham County Georgia | 5 | $ 524,000 | $ 104,000 | $ 89,000 |
| St. Charles County Missouri | 5 | $ 213,000 | $ 42,000 | $ 53,000 |
| Yamhill County Oregon | 5 | $ 440,000 | $ 88,000 | $ 57,000 |
| Fairfax County Virginia | 5 | $ 588,000 | $ 117,000 | $ 185,000 |
| Coconino County Arizona | 4 | $ 783,000 | $ 195,000 | $ 70,000 |
| Gila County Arizona | 4 | $ 295,000 | $ 73,000 | $ 103,000 |
| Imperial County California | 4 | $ 267,000 | $ 66,000 | $ 58,000 |
| San Luis Obispo County California | 4 | $ 324,000 | $ 81,000 | $ 105,000 |
| Boulder County Colorado | 4 | $ 305,000 | $ 76,000 | $ 119,000 |
| Fairfield County Connecticut | 4 | $ 462,000 | $ 115,000 | $ 118,000 |
| Charlotte County Florida | 4 | $ 336,000 | $ 84,000 | $ 46,000 |
| Wicomico County Maryland | 4 | $ 419,000 | $ 104,000 | $ 111,000 |
| Genesee County Michigan | 4 | $ 191,000 | $ 47,000 | $ 51,000 |
| Ramsey County Minnesota | 4 | $ 306,000 | $ 76,000 | $ 63,000 |
| St. Louis City County Missouri | 4 | $ 296,000 | $ 74,000 | $ 51,000 |
| Columbia County Oregon | 4 | $ 208,000 | $ 52,000 | $ 64,000 |
| Stafford County Virginia | 4 | $ 394,000 | $ 98,000 | $ 40,000 |
| Rock County Wisconsin | 4 | $ 276,000 | $ 69,000 | $ 23,000 |
| Sheboygan County Wisconsin | 4 | $ 129,000 | $ 32,000 | $ 50,000 |
| Waukesha County Wisconsin | 4 | $ 137,000 | $ 34,000 | $ 61,000 |
| Cochise County Arizona | 3 | $ 355,000 | $ 118,000 | $ 66,000 |
| Navajo County Arizona | 3 | $ 173,000 | $ 57,000 | $ 58,000 |
| Kings County California | 3 | $ 346,000 | $ 115,000 | $ 59,000 |
| Lake County California | 3 | $ 268,000 | $ 89,000 | $ 75,000 |
| Plumas County California | 3 | $ 326,000 | $ 108,000 | $ 17,000 |
| San Benito County California | 3 | $ 296,000 | $ 98,000 | $ 113,000 |
| Shasta County California | 3 | $ 152,000 | $ 50,000 | $ 48,000 |
| Sutter County California | 3 | $ 415,000 | $ 138,000 | $ 85,000 |
| Tehama County California | 3 | $ 120,000 | $ 40,000 | $ 44,000 |
| Yuba County California | 3 | $ 185,000 | $ 61,000 | $ 83,000 |
| Elbert County Colorado | 3 | $ 342,000 | $ 114,000 | $ 152,000 |
| Fremont County Colorado | 3 | $ 163,000 | $ 54,000 | $ 56,000 |
| Flagler County Florida | 3 | $ 372,000 | $ 124,000 | $ 72,000 |
| Leon County Florida | 3 | $ 532,000 | $ 177,000 | $ 15,000 |
| Manatee County Florida | 3 | $ 297,000 | $ 99,000 | $ 54,000 |
| Marion County Florida | 3 | $ 333,000 | $ 111,000 | $ 61,000 |
| Santa Rosa County Florida | 3 | $ 232,000 | $ 77,000 | $ 39,000 |
| Hawaii County Hawaii | 3 | $ 290,000 | $ 96,000 | $ 71,000 |
| Canyon County Idaho | 3 | $ 118,000 | $ 39,000 | $ 94,000 |
| Johnson County Indiana | 3 | $ 104,000 | $ 34,000 | $ 48,000 |
| Calvert County Maryland | 3 | $ 290,000 | $ 96,000 | $ 84,000 |
| Howard County Maryland | 3 | $ 532,000 | $ 177,000 | $ 111,000 |
| Worcester County Maryland | 3 | $ 309,000 | $ 103,000 | $ 127,000 |
| Ingham County Michigan | 3 | $ 120,000 | $ 40,000 | $ 38,000 |
| Kent County Michigan | 3 | $ 100,000 | $ 33,000 | $ 66,000 |
| Hennepin County Minnesota | 3 | $ 185,000 | $ 61,000 | $ 90,000 |
| Carson City County Nevada | 3 | $ 502,000 | $ 167,000 | $ 85,000 |
| Douglas County Nevada | 3 | $ 211,000 | $ 70,000 | $ 76,000 |
| Lyon County Nevada | 3 | $ 278,000 | $ 92,000 | $ 53,000 |
| Bernalillo County New Mexico | 3 | $ 208,000 | $ 69,000 | $ 62,000 |
| Tooele County Utah | 3 | $ 172,000 | $ 57,000 | $ 57,000 |
| Washington County Utah | 3 | $ 237,000 | $ 79,000 | $ 114,000 |
| Weber County Utah | 3 | $ 144,000 | $ 48,000 | $ 176,000 |
| Lewis County Washington | 3 | $ 168,000 | $ 56,000 | $ 43,000 |
| Skagit County Washington | 3 | $ 296,000 | $ 98,000 | $ 51,000 |
| Brown County Wisconsin | 3 | $ 516,000 | $ 172,000 | $ 55,000 |
| Montgomery County Alabama | 2 | $ 142,000 | $ 71,000 | $ 0 |
| Tuscaloosa County Alabama | 2 | $ 155,000 | $ 77,000 | $ 15,000 |
| Apache County Arizona | 2 | $ 171,000 | $ 85,000 | $ 59,000 |
| Santa Cruz County Arizona | 2 | $ 98,000 | $ 49,000 | $ 72,000 |
| Amador County California | 2 | $ 160,000 | $ 80,000 | $ 122,000 |
| Mendocino County California | 2 | $ 213,000 | $ 106,000 | $ 49,000 |
| Delta County Colorado | 2 | $ 166,000 | $ 83,000 | $ 53,000 |
| Mesa County Colorado | 2 | $ 160,000 | $ 80,000 | $ 41,000 |
| Pueblo County Colorado | 2 | $ 139,000 | $ 69,000 | $ 63,000 |
| Hartford County Connecticut | 2 | $ 86,000 | $ 43,000 | $ 79,000 |
| New Haven County Connecticut | 2 | $ 145,000 | $ 72,000 | $ 44,000 |
| Hernando County Florida | 2 | $ 75,000 | $ 37,000 | $ 30,000 |
| Jackson County Florida | 2 | $ 223,000 | $ 111,000 | $ 43,000 |
| Martin County Florida | 2 | $ 215,000 | $ 107,000 | $ 96,000 |
| Nassau County Florida | 2 | $ 355,000 | $ 177,000 | $ 55,000 |
| St. Johns County Florida | 2 | $ 392,000 | $ 196,000 | $ 70,000 |
| Bartow County Georgia | 2 | $ 209,000 | $ 104,000 | $ 91,000 |
| Carroll County Georgia | 2 | $ 89,000 | $ 44,000 | $ 0 |
| Cherokee County Georgia | 2 | $ 249,000 | $ 124,000 | $ 232,000 |
| Clayton County Georgia | 2 | $ 195,000 | $ 97,000 | $ 13,000 |
| Henry County Georgia | 2 | $ 229,000 | $ 114,000 | $ 32,000 |
| Allen County Indiana | 2 | $ 80,000 | $ 40,000 | $ 50,000 |
| Jefferson County Indiana | 2 | $ 122,000 | $ 61,000 | $ 67,000 |
| Lake County Indiana | 2 | $ 95,000 | $ 47,000 | $ 48,000 |
| Marion County Indiana | 2 | $ 105,000 | $ 52,000 | $ 148,000 |
| Sedgwick County Kansas | 2 | $ 49,000 | $ 24,000 | $ 57,000 |
| Jefferson County Kentucky | 2 | $ 40,000 | $ 20,000 | $ 7,000 |
| Allegany County Maryland | 2 | $ 164,000 | $ 82,000 | $ 82,000 |
| Carroll County Maryland | 2 | $ 73,000 | $ 36,000 | $ 78,000 |
| Cecil County Maryland | 2 | $ 180,000 | $ 90,000 | $ 60,000 |
| Somerset County Maryland | 2 | $ 276,000 | $ 138,000 | $ 8,000 |
| Washington County Maryland | 2 | $ 232,000 | $ 116,000 | $ 64,000 |
| Washtenaw County Michigan | 2 | $ 133,000 | $ 66,000 | $ 134,000 |
| Anoka County Minnesota | 2 | $ 136,000 | $ 68,000 | $ 151,000 |
| Jasper County Missouri | 2 | $ 142,000 | $ 71,000 | $ 9,000 |
| Jefferson County Missouri | 2 | $ 200,000 | $ 100,000 | $ 61,000 |
| Crook County Oregon | 2 | $ 174,000 | $ 87,000 | $ 32,000 |
| Douglas County Oregon | 2 | $ 78,000 | $ 39,000 | $ 70,000 |
| Klamath County Oregon | 2 | $ 292,000 | $ 146,000 | $ 47,000 |
| Lincoln County Oregon | 2 | $ 91,000 | $ 45,000 | $ 16,000 |
| Union County Oregon | 2 | $ 137,000 | $ 68,000 | $ 47,000 |
| Iron County Utah | 2 | $ 116,000 | $ 58,000 | $ 174,000 |
| Summit County Utah | 2 | $ 139,000 | $ 69,000 | $ 64,000 |
| Prince William County Virginia | 2 | $ 291,000 | $ 145,000 | $ 140,000 |
| Island County Washington | 2 | $ 162,000 | $ 81,000 | $ 70,000 |
| Jefferson County Washington | 2 | $ 199,000 | $ 99,000 | $ 53,000 |
| Kittitas County Washington | 2 | $ 101,000 | $ 50,000 | $ 76,000 |
| Mason County Washington | 2 | $ 88,000 | $ 44,000 | $ 34,000 |
| Okanogan County Washington | 2 | $ 116,000 | $ 58,000 | $ 108,000 |
| Stevens County Washington | 2 | $ 113,000 | $ 56,000 | $ 50,000 |
| Walla Walla County Washington | 2 | $ 262,000 | $ 131,000 | $ 59,000 |
| Adams County Wisconsin | 2 | $ 164,000 | $ 82,000 | $ 76,000 |
| Dane County Wisconsin | 2 | $ 164,000 | $ 82,000 | $ 91,000 |
| Kenosha County Wisconsin | 2 | $ 131,000 | $ 65,000 | $ 74,000 |
| La Crosse County Wisconsin | 2 | $ 49,000 | $ 24,000 | $ 20,000 |
| Marquette County Wisconsin | 2 | $ 118,000 | $ 59,000 | $ 66,000 |
| Outagamie County Wisconsin | 2 | $ 78,000 | $ 39,000 | $ 70,000 |
| Walworth County Wisconsin | 2 | $ 187,000 | $ 93,000 | $ 41,000 |
| Autauga County Alabama | 1 | $ 53,000 | $ 53,000 | $ 24,000 |
| Baldwin County Alabama | 1 | $ 250,000 | $ 250,000 | $ 0 |
| DeKalb County Alabama | 1 | $ 72,000 | $ 72,000 | $ 50,000 |
| Mobile County Alabama | 1 | $ 66,000 | $ 66,000 | $ 66,000 |
| Morgan County Alabama | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Anchorage County Alaska | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Graham County Arizona | 1 | $ 132,000 | $ 132,000 | $ 69,000 |
| Greenlee County Arizona | 1 | $ 69,000 | $ 69,000 | $ 43,000 |
| Calaveras County California | 1 | $ 154,000 | $ 154,000 | $ 82,000 |
| Del Norte County California | 1 | $ 169,000 | $ 169,000 | $ 38,000 |
| Humboldt County California | 1 | $ 270,000 | $ 270,000 | $ 0 |
| Lassen County California | 1 | $ 81,000 | $ 81,000 | $ 84,000 |
| Nevada County California | 1 | $ 100,000 | $ 100,000 | $ 65,000 |
| Siskiyou County California | 1 | $ 67,000 | $ 67,000 | $ 69,000 |
| Trinity County California | 1 | $ 61,000 | $ 61,000 | $ 24,000 |
| Eagle County Colorado | 1 | $ 57,000 | $ 57,000 | $ 250,000 |
| Las Animas County Colorado | 1 | $ 28,000 | $ 28,000 | $ 59,000 |
| Otero County Colorado | 1 | $ 84,000 | $ 84,000 | $ 54,000 |
| Park County Colorado | 1 | $ 55,000 | $ 55,000 | $ 156,000 |
| Pitkin County Colorado | 1 | $ 300,000 | $ 300,000 | $ 0 |
| Teller County Colorado | 1 | $ 86,000 | $ 86,000 | $ 74,000 |
| Litchfield County Connecticut | 1 | $ 50,000 | $ 50,000 | $ 230,000 |
| Windham County Connecticut | 1 | $ 247,000 | $ 247,000 | $ 82,000 |
| New Castle County Delaware | 1 | $ 40,000 | $ 40,000 | $ 83,000 |
| Holmes County Florida | 1 | $ 77,000 | $ 77,000 | $ 40,000 |
| Liberty County Florida | 1 | $ 80,000 | $ 80,000 | $ 48,000 |
| Monroe County Florida | 1 | $ 265,000 | $ 265,000 | $ 90,000 |
| Okeechobee County Florida | 1 | $ 20,000 | $ 20,000 | $ 105,000 |
| Putnam County Florida | 1 | $ 45,000 | $ 45,000 | $ 48,000 |
| Wakulla County Florida | 1 | $ 80,000 | $ 80,000 | $ 107,000 |
| Walton County Florida | 1 | $ 40,000 | $ 40,000 | $ 90,000 |
| Barrow County Georgia | 1 | $ 20,000 | $ 20,000 | $ 73,000 |
| Clarke County Georgia | 1 | $ 25,000 | $ 25,000 | $ 130,000 |
| Coffee County Georgia | 1 | $ 124,000 | $ 124,000 | $ 46,000 |
| Decatur County Georgia | 1 | $ 61,000 | $ 61,000 | $ 103,000 |
| Dodge County Georgia | 1 | $ 63,000 | $ 63,000 | $ 43,000 |
| Douglas County Georgia | 1 | $ 35,000 | $ 35,000 | $ 162,000 |
| Floyd County Georgia | 1 | $ 35,000 | $ 35,000 | $ 65,000 |
| Forsyth County Georgia | 1 | $ 55,000 | $ 55,000 | $ 110,000 |
| Jefferson County Georgia | 1 | $ 40,000 | $ 40,000 | $ 60,000 |
| Muscogee County Georgia | 1 | $ 148,000 | $ 148,000 | $ 73,000 |
| Paulding County Georgia | 1 | $ 25,000 | $ 25,000 | $ 60,000 |
| Polk County Georgia | 1 | $ 108,000 | $ 108,000 | $ 76,000 |
| Putnam County Georgia | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Rabun County Georgia | 1 | $ 105,000 | $ 105,000 | $ 138,000 |
| Richmond County Georgia | 1 | $ 95,000 | $ 95,000 | $ 105,000 |
| Rockdale County Georgia | 1 | $ 57,000 | $ 57,000 | $ 101,000 |
| Sumter County Georgia | 1 | $ 59,000 | $ 59,000 | $ 0 |
| Walton County Georgia | 1 | $ 68,000 | $ 68,000 | $ 58,000 |
| Whitfield County Georgia | 1 | $ 40,000 | $ 40,000 | $ 0 |
| Ada County Idaho | 1 | $ 47,000 | $ 47,000 | $ 104,000 |
| Bingham County Idaho | 1 | $ 40,000 | $ 40,000 | $ 86,000 |
| Bonner County Idaho | 1 | $ 50,000 | $ 50,000 | $ 30,000 |
| Bonneville County Idaho | 1 | $ 62,000 | $ 62,000 | $ 60,000 |
| Gooding County Idaho | 1 | $ 27,000 | $ 27,000 | $ 48,000 |
| Kootenai County Idaho | 1 | $ 92,000 | $ 92,000 | $ 42,000 |
| Twin Falls County Idaho | 1 | $ 22,000 | $ 22,000 | $ 83,000 |
| Will County Illinois | 1 | $ 63,000 | $ 63,000 | $ 119,000 |
| Winnebago County Illinois | 1 | $ 20,000 | $ 20,000 | $ 78,000 |
| Brown County Indiana | 1 | $ 210,000 | $ 210,000 | $ 0 |
| Dubois County Indiana | 1 | $ 221,000 | $ 221,000 | $ 101,000 |
| Fulton County Indiana | 1 | $ 71,000 | $ 71,000 | $ 0 |
| Grant County Indiana | 1 | $ 24,000 | $ 24,000 | $ 39,000 |
| Greene County Indiana | 1 | $ 64,000 | $ 64,000 | $ 37,000 |
| Kosciusko County Indiana | 1 | $ 26,000 | $ 26,000 | $ 54,000 |
| LaPorte County Indiana | 1 | $ 87,000 | $ 87,000 | $ 47,000 |
| Madison County Indiana | 1 | $ 68,000 | $ 68,000 | $ 38,000 |
| Miami County Indiana | 1 | $ 110,000 | $ 110,000 | $ 115,000 |
| Parke County Indiana | 1 | $ 25,000 | $ 25,000 | $ 14,000 |
| Posey County Indiana | 1 | $ 74,000 | $ 74,000 | $ 73,000 |
| Randolph County Indiana | 1 | $ 62,000 | $ 62,000 | $ 53,000 |
| Washington County Indiana | 1 | $ 115,000 | $ 115,000 | $ 250,000 |
| Wayne County Indiana | 1 | $ 54,000 | $ 54,000 | $ 30,000 |
| Whitley County Indiana | 1 | $ 65,000 | $ 65,000 | $ 20,000 |
| Scott County Iowa | 1 | $ 80,000 | $ 80,000 | $ 80,000 |
| Butler County Kansas | 1 | $ 20,000 | $ 20,000 | $ 63,000 |
| Miami County Kansas | 1 | $ 35,000 | $ 35,000 | $ 15,000 |
| Boone County Kentucky | 1 | $ 25,000 | $ 25,000 | $ 67,000 |
| Hardin County Kentucky | 1 | $ 31,000 | $ 31,000 | $ 48,000 |
| Oldham County Kentucky | 1 | $ 58,000 | $ 58,000 | $ 116,000 |
| Acadia County Louisiana | 1 | $ 88,000 | $ 88,000 | $ 39,000 |
| Ascension County Louisiana | 1 | $ 30,000 | $ 30,000 | $ 48,000 |
| Beauregard County Louisiana | 1 | $ 90,000 | $ 90,000 | $ 37,000 |
| Bossier County Louisiana | 1 | $ 67,000 | $ 67,000 | $ 48,000 |
| Caddo County Louisiana | 1 | $ 34,000 | $ 34,000 | $ 80,000 |
| Catahoula County Louisiana | 1 | $ 51,000 | $ 51,000 | $ 93,000 |
| East Baton Rouge County Louisiana | 1 | $ 75,000 | $ 75,000 | $ 131,000 |
| Jefferson County Louisiana | 1 | $ 64,000 | $ 64,000 | $ 72,000 |
| Lincoln County Louisiana | 1 | $ 112,000 | $ 112,000 | $ 94,000 |
| Orleans County Louisiana | 1 | $ 78,000 | $ 78,000 | $ 114,000 |
| Ouachita County Louisiana | 1 | $ 56,000 | $ 56,000 | $ 28,000 |
| Webster County Louisiana | 1 | $ 60,000 | $ 60,000 | $ 57,000 |
| Garrett County Maryland | 1 | $ 72,000 | $ 72,000 | $ 0 |
| Kent County Maryland | 1 | $ 181,000 | $ 181,000 | $ 106,000 |
| Queen Anne's County Maryland | 1 | $ 45,000 | $ 45,000 | $ 93,000 |
| St. Mary's County Maryland | 1 | $ 100,000 | $ 100,000 | $ 109,000 |
| Berrien County Michigan | 1 | $ 40,000 | $ 40,000 | $ 78,000 |
| Calhoun County Michigan | 1 | $ 97,000 | $ 97,000 | $ 69,000 |
| Cass County Michigan | 1 | $ 84,000 | $ 84,000 | $ 36,000 |
| Clinton County Michigan | 1 | $ 75,000 | $ 75,000 | $ 98,000 |
| Crawford County Michigan | 1 | $ 86,000 | $ 86,000 | $ 36,000 |
| Eaton County Michigan | 1 | $ 35,000 | $ 35,000 | $ 63,000 |
| Gladwin County Michigan | 1 | $ 44,000 | $ 44,000 | $ 91,000 |
| Grand Traverse County Michigan | 1 | $ 115,000 | $ 115,000 | $ 50,000 |
| Kalamazoo County Michigan | 1 | $ 50,000 | $ 50,000 | $ 65,000 |
| Livingston County Michigan | 1 | $ 488,000 | $ 488,000 | $ 180,000 |
| Mason County Michigan | 1 | $ 77,000 | $ 77,000 | $ 84,000 |
| Monroe County Michigan | 1 | $ 137,000 | $ 137,000 | $ 116,000 |
| Presque Isle County Michigan | 1 | $ 64,000 | $ 64,000 | $ 38,000 |
| St. Clair County Michigan | 1 | $ 42,000 | $ 42,000 | $ 0 |
| St. Joseph County Michigan | 1 | $ 20,000 | $ 20,000 | $ 100,000 |
| Tuscola County Michigan | 1 | $ 106,000 | $ 106,000 | $ 0 |
| Benton County Minnesota | 1 | $ 40,000 | $ 40,000 | $ 76,000 |
| Carver County Minnesota | 1 | $ 34,000 | $ 34,000 | $ 35,000 |
| Crow Wing County Minnesota | 1 | $ 78,000 | $ 78,000 | $ 84,000 |
| Dakota County Minnesota | 1 | $ 38,000 | $ 38,000 | $ 136,000 |
| Rice County Minnesota | 1 | $ 100,000 | $ 100,000 | $ 128,000 |
| Sherburne County Minnesota | 1 | $ 62,000 | $ 62,000 | $ 151,000 |
| Washington County Minnesota | 1 | $ 100,000 | $ 100,000 | $ 84,000 |
| Caldwell County Missouri | 1 | $ 54,000 | $ 54,000 | $ 48,000 |
| Greene County Missouri | 1 | $ 100,000 | $ 100,000 | $ 295,000 |
| Henry County Missouri | 1 | $ 35,000 | $ 35,000 | $ 78,000 |
| Miller County Missouri | 1 | $ 65,000 | $ 65,000 | $ 48,000 |
| New Madrid County Missouri | 1 | $ 49,000 | $ 49,000 | $ 39,000 |
| Saline County Missouri | 1 | $ 100,000 | $ 100,000 | $ 25,000 |
| Ste. Genevieve County Missouri | 1 | $ 20,000 | $ 20,000 | $ 0 |
| Stoddard County Missouri | 1 | $ 52,000 | $ 52,000 | $ 22,000 |
| Meagher County Montana | 1 | $ 138,000 | $ 138,000 | $ 52,000 |
| Dodge County Nebraska | 1 | $ 60,000 | $ 60,000 | $ 102,000 |
| Douglas County Nebraska | 1 | $ 55,000 | $ 55,000 | $ 60,000 |
| Sarpy County Nebraska | 1 | $ 149,000 | $ 149,000 | $ 103,000 |
| Elko County Nevada | 1 | $ 51,000 | $ 51,000 | $ 110,000 |
| Storey County Nevada | 1 | $ 158,000 | $ 158,000 | $ 63,000 |
| Otero County New Mexico | 1 | $ 124,000 | $ 124,000 | $ 52,000 |
| San Juan County New Mexico | 1 | $ 50,000 | $ 50,000 | $ 77,000 |
| Santa Fe County New Mexico | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Valencia County New Mexico | 1 | $ 150,000 | $ 150,000 | $ 141,000 |
| Comanche County Oklahoma | 1 | $ 24,000 | $ 24,000 | $ 42,000 |
| Love County Oklahoma | 1 | $ 30,000 | $ 30,000 | $ 54,000 |
| Oklahoma County Oklahoma | 1 | $ 103,000 | $ 103,000 | $ 105,000 |
| Sequoyah County Oklahoma | 1 | $ 24,000 | $ 24,000 | $ 60,000 |
| Tulsa County Oklahoma | 1 | $ 58,000 | $ 58,000 | $ 44,000 |
| Clatsop County Oregon | 1 | $ 50,000 | $ 50,000 | $ 13,000 |
| Coos County Oregon | 1 | $ 105,000 | $ 105,000 | $ 102,000 |
| Curry County Oregon | 1 | $ 90,000 | $ 90,000 | $ 51,000 |
| Grant County Oregon | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Harney County Oregon | 1 | $ 90,000 | $ 90,000 | $ 58,000 |
| Jefferson County Oregon | 1 | $ 122,000 | $ 122,000 | $ 49,000 |
| Josephine County Oregon | 1 | $ 150,000 | $ 150,000 | $ 76,000 |
| Tillamook County Oregon | 1 | $ 3,000 | $ 3,000 | $ 85,000 |
| Wallowa County Oregon | 1 | $ 20,000 | $ 20,000 | $ 69,000 |
| Providence County Rhode Island | 1 | $ 75,000 | $ 75,000 | $ 72,000 |
| Anderson County South Carolina | 1 | $ 42,000 | $ 42,000 | $ 0 |
| Beaufort County South Carolina | 1 | $ 97,000 | $ 97,000 | $ 138,000 |
| Orangeburg County South Carolina | 1 | $ 78,000 | $ 78,000 | $ 80,000 |
| Cache County Utah | 1 | $ 25,000 | $ 25,000 | $ 52,000 |
| Kane County Utah | 1 | $ 326,000 | $ 326,000 | $ 0 |
| Sevier County Utah | 1 | $ 67,000 | $ 67,000 | $ 67,000 |
| Arlington County Virginia | 1 | $ 264,000 | $ 264,000 | $ 128,000 |
| Clarke County Virginia | 1 | $ 76,000 | $ 76,000 | $ 53,000 |
| Norfolk County Virginia | 1 | $ 15,000 | $ 15,000 | $ 60,000 |
| Richmond City County Virginia | 1 | $ 41,000 | $ 41,000 | $ 100,000 |
| Virginia Beach County Virginia | 1 | $ 77,000 | $ 77,000 | $ 118,000 |
| Warren County Virginia | 1 | $ 85,000 | $ 85,000 | $ 77,000 |
| Chelan County Washington | 1 | $ 194,000 | $ 194,000 | $ 76,000 |
| Cowlitz County Washington | 1 | $ 20,000 | $ 20,000 | $ 59,000 |
| Franklin County Washington | 1 | $ 56,000 | $ 56,000 | $ 112,000 |
| Klickitat County Washington | 1 | $ 204,000 | $ 204,000 | $ 60,000 |
| Whitman County Washington | 1 | $ 85,000 | $ 85,000 | $ 22,000 |
| Barron County Wisconsin | 1 | $ 95,000 | $ 95,000 | $ 39,000 |
| Chippewa County Wisconsin | 1 | $ 66,000 | $ 66,000 | $ 86,000 |
| Eau Claire County Wisconsin | 1 | $ 25,000 | $ 25,000 | $ 55,000 |
| Fond du Lac County Wisconsin | 1 | $ 126,000 | $ 126,000 | $ 51,000 |
| Grant County Wisconsin | 1 | $ 103,000 | $ 103,000 | $ 0 |
| Iron County Wisconsin | 1 | $ 65,000 | $ 65,000 | $ 54,000 |
| Jefferson County Wisconsin | 1 | $ 278,000 | $ 278,000 | $ 0 |
| Juneau County Wisconsin | 1 | $ 59,000 | $ 59,000 | $ 72,000 |
| Lafayette County Wisconsin | 1 | $ 40,000 | $ 40,000 | $ 81,000 |
| Marathon County Wisconsin | 1 | $ 126,000 | $ 126,000 | $ 51,000 |
| Marinette County Wisconsin | 1 | $ 53,000 | $ 53,000 | $ 23,000 |
| Oconto County Wisconsin | 1 | $ 169,000 | $ 169,000 | $ 93,000 |
| Ozaukee County Wisconsin | 1 | $ 247,000 | $ 247,000 | $ 108,000 |
| Racine County Wisconsin | 1 | $ 60,000 | $ 60,000 | $ 108,000 |
| Sawyer County Wisconsin | 1 | $ 61,000 | $ 61,000 | $ 70,000 |
| Trempealeau County Wisconsin | 1 | $ 28,000 | $ 28,000 | $ 54,000 |
| Vilas County Wisconsin | 1 | $ 171,000 | $ 171,000 | $ 98,000 |
| Winnebago County Wisconsin | 1 | $ 36,000 | $ 36,000 | $ 55,000 |
| Wood County Wisconsin | 1 | $ 25,000 | $ 25,000 | $ 38,000 |
| Carbon County Wyoming | 1 | $ 25,000 | $ 25,000 | $ 47,000 |
| Laramie County Wyoming | 1 | $ 37,000 | $ 37,000 | $ 121,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,186 | $329,486,000 | $78,647 | $1,000,000 | $70,117 | $1,053,000 |
| Home Purchase | 274 | $24,034,000 | $64,500 | $500,000 | $85,090 | $900,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,398 | $245,449,000 | $76,030 | $1,000,000 | $70,757 | $1,053,000 |
| Hispanic | 569 | $55,736,000 | $77,625 | $550,000 | $82,625 | $900,000 |
| Black or African American | 280 | $29,733,000 | $82,000 | $450,000 | $64,428 | $324,000 |
| Asian | 149 | $15,491,000 | $90,000 | $525,000 | $91,875 | $439,000 |
| Native Hawaiian or Other Pacific Islander | 33 | $3,231,000 | $64,333 | $382,000 | $107,166 | $274,000 |
| American Indian or Alaskan Native | 29 | $3,815,000 | $134,000 | $400,000 | $83,888 | $150,000 |
| Not Provided | 2 | $65,000 | $32,500 | $40,000 | $108,000 | $162,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,422 | $350,189,000 | $75,441 | $1,000,000 | $69,676 | $1,053,000 |
| VA-guaranteed (Veterans Administration) | 37 | $3,311,000 | $85,857 | $263,000 | $84,214 | $252,000 |
| FHA-insured (Federal Housing Administration) | 1 | $20,000 | $20,000 | $20,000 | $56,000 | $56,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 1,734 | $152,570,000 | $69,151 | $564,000 | $67,545 | $1,053,000 |
| Loan Originated | 1,117 | $128,843,000 | $92,480 | $725,000 | $80,040 | $782,000 |
| Application Approved But Not Accepted | 581 | $68,567,000 | $90,423 | $1,000,000 | $67,461 | $621,000 |
| Application Withdrawn By Applicant | 28 | $3,540,000 | $94,000 | $500,000 | $70,444 | $439,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Secured Funding's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Secured Funding's mortgage approval patterns.
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