Security Atlantic Wholesale
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Security Atlantic Wholesale 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Security Atlantic Wholesale 499 Thornall St, Suite 220 Edison, NJ 08837 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,441 |
| Total Mortgage Loan Application Amount | $296,123,000 |
| Average Mortgage Loan Application Amount | $189,888 |
| Highest Mortgage Loan Application Amount | $1,204,000 |
| Average Applicant Income | $72,611 |
| Highest Applicant Income | $1,571,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Security Atlantic Wholesale. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Security Atlantic Wholesale's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Security Atlantic Wholesale's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Security Atlantic Wholesale serves its applicants.
Each category highlights the total number of mortgage applications processed by Security Atlantic Wholesale, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Security Atlantic Wholesale's mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Essex County New Jersey | 319 | $ 69,611,000 | $ 218,000 | $ 79,000 |
| Union County New Jersey | 157 | $ 33,544,000 | $ 213,000 | $ 69,000 |
| Hudson County New Jersey | 121 | $ 29,170,000 | $ 241,000 | $ 92,000 |
| Passaic County New Jersey | 109 | $ 24,464,000 | $ 224,000 | $ 72,000 |
| Middlesex County New Jersey | 81 | $ 18,631,000 | $ 230,000 | $ 82,000 |
| Monmouth County New Jersey | 63 | $ 13,868,000 | $ 220,000 | $ 68,000 |
| Ocean County New Jersey | 56 | $ 11,495,000 | $ 205,000 | $ 69,000 |
| Bergen County New Jersey | 31 | $ 9,474,000 | $ 305,000 | $ 130,000 |
| Mercer County New Jersey | 29 | $ 3,657,000 | $ 126,000 | $ 53,000 |
| Broward County Florida | 28 | $ 3,792,000 | $ 135,000 | $ 70,000 |
| Somerset County New Jersey | 28 | $ 7,092,000 | $ 253,000 | $ 67,000 |
| Morris County New Jersey | 26 | $ 6,596,000 | $ 253,000 | $ 60,000 |
| Philadelphia County Pennsylvania | 23 | $ 1,821,000 | $ 79,000 | $ 45,000 |
| Camden County New Jersey | 22 | $ 3,209,000 | $ 145,000 | $ 53,000 |
| Miami-Dade County Florida | 20 | $ 2,371,000 | $ 118,000 | $ 59,000 |
| Cumberland County New Jersey | 17 | $ 2,064,000 | $ 121,000 | $ 58,000 |
| Palm Beach County Florida | 16 | $ 3,329,000 | $ 208,000 | $ 121,000 |
| Burlington County New Jersey | 16 | $ 2,569,000 | $ 160,000 | $ 69,000 |
| Atlantic County New Jersey | 15 | $ 2,005,000 | $ 133,000 | $ 48,000 |
| Queens County New York | 15 | $ 4,623,000 | $ 308,000 | $ 88,000 |
| Kings County New York | 12 | $ 3,874,000 | $ 322,000 | $ 81,000 |
| Sussex County New Jersey | 10 | $ 1,540,000 | $ 154,000 | $ 82,000 |
| Warren County New Jersey | 10 | $ 1,762,000 | $ 176,000 | $ 47,000 |
| Monroe County Pennsylvania | 10 | $ 1,644,000 | $ 164,000 | $ 67,000 |
| Orange County Florida | 8 | $ 1,107,000 | $ 138,000 | $ 70,000 |
| Rensselaer County New York | 8 | $ 608,000 | $ 76,000 | $ 81,000 |
| Bucks County Pennsylvania | 8 | $ 1,353,000 | $ 169,000 | $ 38,000 |
| Gloucester County New Jersey | 7 | $ 1,030,000 | $ 147,000 | $ 61,000 |
| Orange County New York | 7 | $ 1,701,000 | $ 243,000 | $ 84,000 |
| Suffolk County New York | 7 | $ 1,854,000 | $ 264,000 | $ 104,000 |
| Hillsborough County Florida | 6 | $ 469,000 | $ 78,000 | $ 43,000 |
| Onondaga County New York | 6 | $ 518,000 | $ 86,000 | $ 52,000 |
| Richmond County New York | 6 | $ 1,367,000 | $ 227,000 | $ 80,000 |
| Fulton County Georgia | 5 | $ 742,000 | $ 148,000 | $ 38,000 |
| Nassau County New York | 5 | $ 943,000 | $ 188,000 | $ 71,000 |
| Lake County Florida | 4 | $ 434,000 | $ 108,000 | $ 66,000 |
| Cape May County New Jersey | 4 | $ 498,000 | $ 124,000 | $ 119,000 |
| Salem County New Jersey | 4 | $ 190,000 | $ 47,000 | $ 117,000 |
| Rockland County New York | 4 | $ 1,140,000 | $ 285,000 | $ 125,000 |
| Berks County Pennsylvania | 4 | $ 237,000 | $ 59,000 | $ 64,000 |
| Delaware County Pennsylvania | 4 | $ 529,000 | $ 132,000 | $ 78,000 |
| Montgomery County Pennsylvania | 4 | $ 1,065,000 | $ 266,000 | $ 35,000 |
| Northampton County Pennsylvania | 4 | $ 438,000 | $ 109,000 | $ 45,000 |
| New Haven County Connecticut | 3 | $ 431,000 | $ 143,000 | $ 76,000 |
| New Castle County Delaware | 3 | $ 368,000 | $ 122,000 | $ 48,000 |
| Duval County Florida | 3 | $ 189,000 | $ 63,000 | $ 25,000 |
| DeKalb County Georgia | 3 | $ 219,000 | $ 73,000 | $ 40,000 |
| Gwinnett County Georgia | 3 | $ 257,000 | $ 85,000 | $ 98,000 |
| Hunterdon County New Jersey | 3 | $ 706,000 | $ 235,000 | $ 70,000 |
| Bronx County New York | 3 | $ 1,068,000 | $ 356,000 | $ 82,000 |
| Carbon County Pennsylvania | 3 | $ 437,000 | $ 145,000 | $ 112,000 |
| Lehigh County Pennsylvania | 3 | $ 206,000 | $ 68,000 | $ 33,000 |
| Hartford County Connecticut | 2 | $ 341,000 | $ 170,000 | $ 62,000 |
| Escambia County Florida | 2 | $ 144,000 | $ 72,000 | $ 29,000 |
| Highlands County Florida | 2 | $ 191,000 | $ 95,000 | $ 69,000 |
| Lee County Florida | 2 | $ 369,000 | $ 184,000 | $ 63,000 |
| Leon County Florida | 2 | $ 190,000 | $ 95,000 | $ 59,000 |
| Marion County Florida | 2 | $ 351,000 | $ 175,000 | $ 56,000 |
| Broome County New York | 2 | $ 184,000 | $ 92,000 | $ 46,000 |
| Oswego County New York | 2 | $ 128,000 | $ 64,000 | $ 47,000 |
| Allegheny County Pennsylvania | 2 | $ 138,000 | $ 69,000 | $ 78,000 |
| Luzerne County Pennsylvania | 2 | $ 81,000 | $ 40,000 | $ 53,000 |
| Fairfield County Connecticut | 1 | $ 155,000 | $ 155,000 | $ 40,000 |
| Collier County Florida | 1 | $ 395,000 | $ 395,000 | $ 120,000 |
| Flagler County Florida | 1 | $ 150,000 | $ 150,000 | $ 1,135,000 |
| Jackson County Florida | 1 | $ 80,000 | $ 80,000 | $ 22,000 |
| Levy County Florida | 1 | $ 77,000 | $ 77,000 | $ 40,000 |
| Monroe County Florida | 1 | $ 750,000 | $ 750,000 | $ 411,000 |
| Okeechobee County Florida | 1 | $ 104,000 | $ 104,000 | $ 130,000 |
| Osceola County Florida | 1 | $ 340,000 | $ 340,000 | $ 143,000 |
| Pasco County Florida | 1 | $ 80,000 | $ 80,000 | $ 56,000 |
| Polk County Florida | 1 | $ 78,000 | $ 78,000 | $ 43,000 |
| St. Lucie County Florida | 1 | $ 114,000 | $ 114,000 | $ 69,000 |
| Volusia County Florida | 1 | $ 147,000 | $ 147,000 | $ 36,000 |
| Clayton County Georgia | 1 | $ 123,000 | $ 123,000 | $ 151,000 |
| Douglas County Georgia | 1 | $ 200,000 | $ 200,000 | $ 193,000 |
| Forsyth County Georgia | 1 | $ 181,000 | $ 181,000 | $ 30,000 |
| Baltimore County Maryland | 1 | $ 132,000 | $ 132,000 | $ 43,000 |
| Cecil County Maryland | 1 | $ 468,000 | $ 468,000 | $ 155,000 |
| Harford County Maryland | 1 | $ 533,000 | $ 533,000 | $ 0 |
| Prince George's County Maryland | 1 | $ 124,000 | $ 124,000 | $ 41,000 |
| Albany County New York | 1 | $ 138,000 | $ 138,000 | $ 46,000 |
| Delaware County New York | 1 | $ 51,000 | $ 51,000 | $ 35,000 |
| Dutchess County New York | 1 | $ 159,000 | $ 159,000 | $ 0 |
| Monroe County New York | 1 | $ 58,000 | $ 58,000 | $ 38,000 |
| Schenectady County New York | 1 | $ 54,000 | $ 54,000 | $ 39,000 |
| Chester County Pennsylvania | 1 | $ 975,000 | $ 975,000 | $ 1,200,000 |
| Dauphin County Pennsylvania | 1 | $ 61,000 | $ 61,000 | $ 49,000 |
| Franklin County Pennsylvania | 1 | $ 173,000 | $ 173,000 | $ 49,000 |
| Lackawanna County Pennsylvania | 1 | $ 142,000 | $ 142,000 | $ 65,000 |
| Pike County Pennsylvania | 1 | $ 172,000 | $ 172,000 | $ 79,000 |
| Schuylkill County Pennsylvania | 1 | $ 56,000 | $ 56,000 | $ 43,000 |
Mortgage Loan Application Detail Totals for Security Atlantic Wholesale in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 881 | $173,256,000 | $195,666 | $750,000 | $73,333 | $1,135,000 |
| Refinancing | 560 | $122,867,000 | $184,111 | $1,204,000 | $71,888 | $1,571,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 638 | $118,350,000 | $207,000 | $1,204,000 | $88,250 | $1,571,000 |
| Black or African American | 380 | $74,692,000 | $163,444 | $618,000 | $56,777 | $445,000 |
| Hispanic | 352 | $86,474,000 | $203,333 | $620,000 | $72,833 | $240,000 |
| Not Provided | 30 | $6,256,000 | $178,333 | $456,000 | $65,166 | $152,000 |
| Asian | 25 | $6,917,000 | $240,000 | $630,000 | $85,333 | $207,000 |
| American Indian or Alaskan Native | 8 | $1,352,000 | $148,750 | $330,000 | $66,750 | $151,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $1,292,000 | $228,000 | $531,000 | $42,000 | $144,000 |
| Not applicable | 3 | $790,000 | $263,000 | $345,000 | $80,000 | $120,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 919 | $191,409,000 | $198,333 | $1,204,000 | $82,888 | $1,571,000 |
| FHA-insured (Federal Housing Administration) | 522 | $104,714,000 | $166,111 | $516,000 | $52,333 | $156,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 1,009 | $209,666,000 | $170,555 | $1,204,000 | $66,444 | $1,571,000 |
| Application Approved But Not Accepted | 283 | $55,394,000 | $182,666 | $785,000 | $90,833 | $600,000 |
| Application Denied By Financial Institution | 131 | $27,357,000 | $180,285 | $592,000 | $70,428 | $269,000 |
| Loan Originated | 12 | $2,711,000 | $235,250 | $468,000 | $61,750 | $155,000 |
| File Closed For Incompleteness | 5 | $696,000 | $118,500 | $388,000 | $51,500 | $120,000 |
| Loan Purchased By The Institution | 1 | $299,000 | $299,000 | $299,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 96 | $20,164,000 | $192,600 | $592,000 | $86,400 | $269,000 |
| Debt-To-Income Ratio | 21 | $4,500,000 | $186,333 | $411,000 | $44,500 | $108,000 |
| Credit History | 13 | $2,218,000 | $142,250 | $306,000 | $57,250 | $122,000 |
| Collateral | 1 | $475,000 | $475,000 | $475,000 | $204,000 | $204,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Security Atlantic Wholesale's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Security Atlantic Wholesale's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New Jersey, download the full spreadsheet
with aggregated HMDA statistics today.