Security Bank, S.B. 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Security Bank, S.B. 510 E. Monroe St Springfield, IL 62701 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 672 |
| Total Mortgage Loan Application Amount | $55,841,000 |
| Average Mortgage Loan Application Amount | $81,000 |
| Highest Mortgage Loan Application Amount | $1,040,000 |
| Average Applicant Income | $79,333 |
| Highest Applicant Income | $721,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Security Bank, S.B.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Security Bank, S.B.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down Security Bank, S.B.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Security Bank, S.B. serves its applicants.
Each category highlights the total number of mortgage applications processed by Security Bank, S.B., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Security Bank, S.B.'s mortgage activity for 2008.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Sangamon County Illinois | 318 | $ 37,426,000 | $ 117,000 | $ 92,000 |
| Anoka County Minnesota | 10 | $ 349,000 | $ 34,000 | $ 50,000 |
| Anne Arundel County Maryland | 9 | $ 689,000 | $ 76,000 | $ 67,000 |
| Menard County Illinois | 8 | $ 1,654,000 | $ 206,000 | $ 125,000 |
| Portage County Ohio | 7 | $ 293,000 | $ 41,000 | $ 48,000 |
| Christian County Illinois | 6 | $ 634,000 | $ 105,000 | $ 60,000 |
| Sedgwick County Kansas | 5 | $ 325,000 | $ 65,000 | $ 52,000 |
| Ramsey County Minnesota | 5 | $ 226,000 | $ 45,000 | $ 39,000 |
| Lancaster County Pennsylvania | 5 | $ 198,000 | $ 39,000 | $ 31,000 |
| Cook County Illinois | 4 | $ 175,000 | $ 43,000 | $ 98,000 |
| Will County Illinois | 4 | $ 339,000 | $ 84,000 | $ 64,000 |
| Linn County Iowa | 4 | $ 103,000 | $ 25,000 | $ 48,000 |
| Baltimore County Maryland | 4 | $ 189,000 | $ 47,000 | $ 36,000 |
| Howard County Maryland | 4 | $ 202,000 | $ 50,000 | $ 72,000 |
| Orleans County New York | 4 | $ 150,000 | $ 37,000 | $ 49,000 |
| Marion County Oregon | 4 | $ 254,000 | $ 63,000 | $ 48,000 |
| Macoupin County Illinois | 3 | $ 162,000 | $ 54,000 | $ 147,000 |
| Marion County Indiana | 3 | $ 108,000 | $ 36,000 | $ 54,000 |
| Ingham County Michigan | 3 | $ 88,000 | $ 29,000 | $ 62,000 |
| Wayne County Michigan | 3 | $ 142,000 | $ 47,000 | $ 65,000 |
| Dakota County Minnesota | 3 | $ 196,000 | $ 65,000 | $ 61,000 |
| Gallatin County Montana | 3 | $ 127,000 | $ 42,000 | $ 57,000 |
| Seneca County New York | 3 | $ 99,000 | $ 33,000 | $ 26,000 |
| Stark County Ohio | 3 | $ 113,000 | $ 37,000 | $ 39,000 |
| York County Pennsylvania | 3 | $ 99,000 | $ 33,000 | $ 57,000 |
| Chesapeake County Virginia | 3 | $ 126,000 | $ 42,000 | $ 46,000 |
| Nicholas County West Virginia | 3 | $ 126,000 | $ 42,000 | $ 49,000 |
| Natrona County Wyoming | 3 | $ 157,000 | $ 52,000 | $ 34,000 |
| Sussex County Delaware | 2 | $ 60,000 | $ 30,000 | $ 21,000 |
| Champaign County Illinois | 2 | $ 135,000 | $ 67,000 | $ 50,000 |
| Elk County Kansas | 2 | $ 119,000 | $ 59,000 | $ 50,000 |
| Saline County Kansas | 2 | $ 44,000 | $ 22,000 | $ 74,000 |
| Lawrence County Kentucky | 2 | $ 133,000 | $ 66,000 | $ 80,000 |
| Leslie County Kentucky | 2 | $ 42,000 | $ 21,000 | $ 17,000 |
| Pike County Kentucky | 2 | $ 113,000 | $ 56,000 | $ 38,000 |
| Rockcastle County Kentucky | 2 | $ 80,000 | $ 40,000 | $ 45,000 |
| Eaton County Michigan | 2 | $ 121,000 | $ 60,000 | $ 48,000 |
| Kent County Michigan | 2 | $ 104,000 | $ 52,000 | $ 27,000 |
| Macomb County Michigan | 2 | $ 140,000 | $ 70,000 | $ 52,000 |
| Oakland County Michigan | 2 | $ 59,000 | $ 29,000 | $ 34,000 |
| Nicollet County Minnesota | 2 | $ 126,000 | $ 63,000 | $ 83,000 |
| Washington County Minnesota | 2 | $ 100,000 | $ 50,000 | $ 57,000 |
| Lewis and Clark County Montana | 2 | $ 108,000 | $ 54,000 | $ 47,000 |
| Boyd County Nebraska | 2 | $ 191,000 | $ 95,000 | $ 141,000 |
| Onondaga County New York | 2 | $ 68,000 | $ 34,000 | $ 40,000 |
| Oswego County New York | 2 | $ 95,000 | $ 47,000 | $ 46,000 |
| Grand Forks County North Dakota | 2 | $ 167,000 | $ 83,000 | $ 36,000 |
| Williams County North Dakota | 2 | $ 139,000 | $ 69,000 | $ 91,000 |
| Clermont County Ohio | 2 | $ 108,000 | $ 54,000 | $ 40,000 |
| Franklin County Ohio | 2 | $ 73,000 | $ 36,000 | $ 41,000 |
| Muskingum County Ohio | 2 | $ 97,000 | $ 48,000 | $ 34,000 |
| Pike County Ohio | 2 | $ 74,000 | $ 37,000 | $ 35,000 |
| Yamhill County Oregon | 2 | $ 71,000 | $ 35,000 | $ 29,000 |
| Berks County Pennsylvania | 2 | $ 73,000 | $ 36,000 | $ 45,000 |
| Bucks County Pennsylvania | 2 | $ 187,000 | $ 93,000 | $ 45,000 |
| Butler County Pennsylvania | 2 | $ 81,000 | $ 40,000 | $ 52,000 |
| Chester County Pennsylvania | 2 | $ 75,000 | $ 37,000 | $ 40,000 |
| Dauphin County Pennsylvania | 2 | $ 93,000 | $ 46,000 | $ 44,000 |
| Northampton County Pennsylvania | 2 | $ 74,000 | $ 37,000 | $ 43,000 |
| Weber County Utah | 2 | $ 40,000 | $ 20,000 | $ 39,000 |
| Augusta County Virginia | 2 | $ 75,000 | $ 37,000 | $ 24,000 |
| Monongalia County West Virginia | 2 | $ 79,000 | $ 39,000 | $ 43,000 |
| Sweetwater County Wyoming | 2 | $ 141,000 | $ 70,000 | $ 60,000 |
| Orange County California | 1 | $ 32,000 | $ 32,000 | $ 97,000 |
| Riverside County California | 1 | $ 98,000 | $ 98,000 | $ 34,000 |
| Larimer County Colorado | 1 | $ 56,000 | $ 56,000 | $ 36,000 |
| Kent County Delaware | 1 | $ 102,000 | $ 102,000 | $ 106,000 |
| New Castle County Delaware | 1 | $ 54,000 | $ 54,000 | $ 46,000 |
| Highlands County Florida | 1 | $ 65,000 | $ 65,000 | $ 125,000 |
| Hall County Georgia | 1 | $ 22,000 | $ 22,000 | $ 31,000 |
| Bannock County Idaho | 1 | $ 41,000 | $ 41,000 | $ 42,000 |
| Canyon County Idaho | 1 | $ 56,000 | $ 56,000 | $ 42,000 |
| Cassia County Idaho | 1 | $ 101,000 | $ 101,000 | $ 44,000 |
| Kootenai County Idaho | 1 | $ 47,000 | $ 47,000 | $ 35,000 |
| Nez Perce County Idaho | 1 | $ 95,000 | $ 95,000 | $ 76,000 |
| Cass County Illinois | 1 | $ 73,000 | $ 73,000 | $ 52,000 |
| Clinton County Illinois | 1 | $ 17,000 | $ 17,000 | $ 14,000 |
| Madison County Illinois | 1 | $ 68,000 | $ 68,000 | $ 51,000 |
| Morgan County Illinois | 1 | $ 72,000 | $ 72,000 | $ 32,000 |
| Vermilion County Illinois | 1 | $ 50,000 | $ 50,000 | $ 42,000 |
| Elkhart County Indiana | 1 | $ 64,000 | $ 64,000 | $ 49,000 |
| Johnson County Indiana | 1 | $ 16,000 | $ 16,000 | $ 25,000 |
| Davis County Iowa | 1 | $ 36,000 | $ 36,000 | $ 52,000 |
| Delaware County Iowa | 1 | $ 36,000 | $ 36,000 | $ 21,000 |
| Polk County Iowa | 1 | $ 45,000 | $ 45,000 | $ 71,000 |
| Wapello County Iowa | 1 | $ 37,000 | $ 37,000 | $ 23,000 |
| Riley County Kansas | 1 | $ 31,000 | $ 31,000 | $ 105,000 |
| Shawnee County Kansas | 1 | $ 61,000 | $ 61,000 | $ 56,000 |
| Floyd County Kentucky | 1 | $ 38,000 | $ 38,000 | $ 46,000 |
| Henderson County Kentucky | 1 | $ 48,000 | $ 48,000 | $ 40,000 |
| Jackson County Kentucky | 1 | $ 53,000 | $ 53,000 | $ 45,000 |
| Martin County Kentucky | 1 | $ 33,000 | $ 33,000 | $ 19,000 |
| Owsley County Kentucky | 1 | $ 48,000 | $ 48,000 | $ 42,000 |
| Robertson County Kentucky | 1 | $ 44,000 | $ 44,000 | $ 17,000 |
| Wolfe County Kentucky | 1 | $ 52,000 | $ 52,000 | $ 55,000 |
| Dorchester County Maryland | 1 | $ 80,000 | $ 80,000 | $ 31,000 |
| Harford County Maryland | 1 | $ 76,000 | $ 76,000 | $ 66,000 |
| Prince George's County Maryland | 1 | $ 69,000 | $ 69,000 | $ 48,000 |
| Washington County Maryland | 1 | $ 53,000 | $ 53,000 | $ 38,000 |
| Barry County Michigan | 1 | $ 22,000 | $ 22,000 | $ 23,000 |
| Clinton County Michigan | 1 | $ 31,000 | $ 31,000 | $ 35,000 |
| Isabella County Michigan | 1 | $ 22,000 | $ 22,000 | $ 22,000 |
| Lenawee County Michigan | 1 | $ 44,000 | $ 44,000 | $ 47,000 |
| Marquette County Michigan | 1 | $ 16,000 | $ 16,000 | $ 20,000 |
| Monroe County Michigan | 1 | $ 37,000 | $ 37,000 | $ 59,000 |
| Ottawa County Michigan | 1 | $ 33,000 | $ 33,000 | $ 68,000 |
| Roscommon County Michigan | 1 | $ 24,000 | $ 24,000 | $ 31,000 |
| St. Clair County Michigan | 1 | $ 30,000 | $ 30,000 | $ 58,000 |
| Washtenaw County Michigan | 1 | $ 62,000 | $ 62,000 | $ 119,000 |
| Beltrami County Minnesota | 1 | $ 44,000 | $ 44,000 | $ 85,000 |
| Blue Earth County Minnesota | 1 | $ 47,000 | $ 47,000 | $ 30,000 |
| Chisago County Minnesota | 1 | $ 77,000 | $ 77,000 | $ 29,000 |
| Hennepin County Minnesota | 1 | $ 63,000 | $ 63,000 | $ 50,000 |
| Olmsted County Minnesota | 1 | $ 26,000 | $ 26,000 | $ 85,000 |
| St. Louis County Minnesota | 1 | $ 31,000 | $ 31,000 | $ 94,000 |
| Wright County Minnesota | 1 | $ 27,000 | $ 27,000 | $ 44,000 |
| Camden County Missouri | 1 | $ 62,000 | $ 62,000 | $ 51,000 |
| Cape Girardeau County Missouri | 1 | $ 43,000 | $ 43,000 | $ 80,000 |
| Cass County Missouri | 1 | $ 19,000 | $ 19,000 | $ 85,000 |
| Clay County Missouri | 1 | $ 25,000 | $ 25,000 | $ 101,000 |
| Gasconade County Missouri | 1 | $ 32,000 | $ 32,000 | $ 22,000 |
| Jefferson County Missouri | 1 | $ 45,000 | $ 45,000 | $ 39,000 |
| St. Charles County Missouri | 1 | $ 44,000 | $ 44,000 | $ 29,000 |
| St. Francois County Missouri | 1 | $ 34,000 | $ 34,000 | $ 33,000 |
| St. Louis County Missouri | 1 | $ 38,000 | $ 38,000 | $ 29,000 |
| Taney County Missouri | 1 | $ 25,000 | $ 25,000 | $ 29,000 |
| Worth County Missouri | 1 | $ 43,000 | $ 43,000 | $ 23,000 |
| Carbon County Montana | 1 | $ 35,000 | $ 35,000 | $ 30,000 |
| Missoula County Montana | 1 | $ 82,000 | $ 82,000 | $ 86,000 |
| Wibaux County Montana | 1 | $ 70,000 | $ 70,000 | $ 37,000 |
| Elko County Nevada | 1 | $ 26,000 | $ 26,000 | $ 54,000 |
| Washoe County Nevada | 1 | $ 24,000 | $ 24,000 | $ 50,000 |
| Allegany County New York | 1 | $ 57,000 | $ 57,000 | $ 74,000 |
| Broome County New York | 1 | $ 56,000 | $ 56,000 | $ 72,000 |
| Cattaraugus County New York | 1 | $ 46,000 | $ 46,000 | $ 39,000 |
| Columbia County New York | 1 | $ 45,000 | $ 45,000 | $ 35,000 |
| Erie County New York | 1 | $ 45,000 | $ 45,000 | $ 37,000 |
| Franklin County New York | 1 | $ 62,000 | $ 62,000 | $ 39,000 |
| Herkimer County New York | 1 | $ 26,000 | $ 26,000 | $ 31,000 |
| Livingston County New York | 1 | $ 42,000 | $ 42,000 | $ 105,000 |
| Madison County New York | 1 | $ 34,000 | $ 34,000 | $ 28,000 |
| Monroe County New York | 1 | $ 19,000 | $ 19,000 | $ 34,000 |
| Niagara County New York | 1 | $ 79,000 | $ 79,000 | $ 51,000 |
| Oneida County New York | 1 | $ 95,000 | $ 95,000 | $ 59,000 |
| Ontario County New York | 1 | $ 47,000 | $ 47,000 | $ 38,000 |
| St. Lawrence County New York | 1 | $ 46,000 | $ 46,000 | $ 68,000 |
| Washington County New York | 1 | $ 75,000 | $ 75,000 | $ 46,000 |
| Cabarrus County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 44,000 |
| Barnes County North Dakota | 1 | $ 95,000 | $ 95,000 | $ 65,000 |
| Richland County North Dakota | 1 | $ 71,000 | $ 71,000 | $ 53,000 |
| Allen County Ohio | 1 | $ 26,000 | $ 26,000 | $ 49,000 |
| Clark County Ohio | 1 | $ 18,000 | $ 18,000 | $ 52,000 |
| Cuyahoga County Ohio | 1 | $ 61,000 | $ 61,000 | $ 44,000 |
| Geauga County Ohio | 1 | $ 73,000 | $ 73,000 | $ 27,000 |
| Hancock County Ohio | 1 | $ 66,000 | $ 66,000 | $ 67,000 |
| Harrison County Ohio | 1 | $ 22,000 | $ 22,000 | $ 21,000 |
| Henry County Ohio | 1 | $ 43,000 | $ 43,000 | $ 46,000 |
| Highland County Ohio | 1 | $ 26,000 | $ 26,000 | $ 47,000 |
| Licking County Ohio | 1 | $ 30,000 | $ 30,000 | $ 37,000 |
| Lucas County Ohio | 1 | $ 49,000 | $ 49,000 | $ 24,000 |
| Madison County Ohio | 1 | $ 23,000 | $ 23,000 | $ 28,000 |
| Marion County Ohio | 1 | $ 18,000 | $ 18,000 | $ 36,000 |
| Perry County Ohio | 1 | $ 59,000 | $ 59,000 | $ 45,000 |
| Pickaway County Ohio | 1 | $ 30,000 | $ 30,000 | $ 51,000 |
| Ross County Ohio | 1 | $ 23,000 | $ 23,000 | $ 53,000 |
| Sandusky County Ohio | 1 | $ 33,000 | $ 33,000 | $ 38,000 |
| Scioto County Ohio | 1 | $ 34,000 | $ 34,000 | $ 29,000 |
| Summit County Ohio | 1 | $ 19,000 | $ 19,000 | $ 27,000 |
| Union County Ohio | 1 | $ 53,000 | $ 53,000 | $ 56,000 |
| Wayne County Ohio | 1 | $ 43,000 | $ 43,000 | $ 43,000 |
| Nowata County Oklahoma | 1 | $ 45,000 | $ 45,000 | $ 40,000 |
| Clackamas County Oregon | 1 | $ 22,000 | $ 22,000 | $ 58,000 |
| Deschutes County Oregon | 1 | $ 127,000 | $ 127,000 | $ 74,000 |
| Lane County Oregon | 1 | $ 21,000 | $ 21,000 | $ 26,000 |
| Linn County Oregon | 1 | $ 27,000 | $ 27,000 | $ 36,000 |
| Malheur County Oregon | 1 | $ 38,000 | $ 38,000 | $ 42,000 |
| Multnomah County Oregon | 1 | $ 34,000 | $ 34,000 | $ 32,000 |
| Beaver County Pennsylvania | 1 | $ 76,000 | $ 76,000 | $ 30,000 |
| Carbon County Pennsylvania | 1 | $ 47,000 | $ 47,000 | $ 88,000 |
| Clearfield County Pennsylvania | 1 | $ 70,000 | $ 70,000 | $ 66,000 |
| Cumberland County Pennsylvania | 1 | $ 15,000 | $ 15,000 | $ 29,000 |
| Fayette County Pennsylvania | 1 | $ 47,000 | $ 47,000 | $ 36,000 |
| Huntingdon County Pennsylvania | 1 | $ 48,000 | $ 48,000 | $ 29,000 |
| Jefferson County Pennsylvania | 1 | $ 46,000 | $ 46,000 | $ 83,000 |
| Lackawanna County Pennsylvania | 1 | $ 52,000 | $ 52,000 | $ 60,000 |
| Lebanon County Pennsylvania | 1 | $ 50,000 | $ 50,000 | $ 71,000 |
| Montgomery County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 50,000 |
| Perry County Pennsylvania | 1 | $ 17,000 | $ 17,000 | $ 38,000 |
| Somerset County Pennsylvania | 1 | $ 92,000 | $ 92,000 | $ 112,000 |
| Tioga County Pennsylvania | 1 | $ 36,000 | $ 36,000 | $ 23,000 |
| Warren County Pennsylvania | 1 | $ 52,000 | $ 52,000 | $ 45,000 |
| Brule County South Dakota | 1 | $ 82,000 | $ 82,000 | $ 55,000 |
| Lawrence County South Dakota | 1 | $ 19,000 | $ 19,000 | $ 86,000 |
| Minnehaha County South Dakota | 1 | $ 39,000 | $ 39,000 | $ 60,000 |
| Salt Lake County Utah | 1 | $ 44,000 | $ 44,000 | $ 27,000 |
| Addison County Vermont | 1 | $ 73,000 | $ 73,000 | $ 39,000 |
| Chesterfield County Virginia | 1 | $ 40,000 | $ 40,000 | $ 24,000 |
| Henry County Virginia | 1 | $ 26,000 | $ 26,000 | $ 42,000 |
| Southampton County Virginia | 1 | $ 28,000 | $ 28,000 | $ 26,000 |
| Stafford County Virginia | 1 | $ 42,000 | $ 42,000 | $ 35,000 |
| Virginia Beach County Virginia | 1 | $ 49,000 | $ 49,000 | $ 31,000 |
| Clark County Washington | 1 | $ 38,000 | $ 38,000 | $ 34,000 |
| King County Washington | 1 | $ 59,000 | $ 59,000 | $ 43,000 |
| Spokane County Washington | 1 | $ 48,000 | $ 48,000 | $ 67,000 |
| Berkeley County West Virginia | 1 | $ 19,000 | $ 19,000 | $ 26,000 |
| Braxton County West Virginia | 1 | $ 30,000 | $ 30,000 | $ 60,000 |
| Cabell County West Virginia | 1 | $ 32,000 | $ 32,000 | $ 59,000 |
| Calhoun County West Virginia | 1 | $ 56,000 | $ 56,000 | $ 47,000 |
| Kanawha County West Virginia | 1 | $ 45,000 | $ 45,000 | $ 28,000 |
| Logan County West Virginia | 1 | $ 68,000 | $ 68,000 | $ 81,000 |
| McDowell County West Virginia | 1 | $ 88,000 | $ 88,000 | $ 83,000 |
| Mercer County West Virginia | 1 | $ 30,000 | $ 30,000 | $ 18,000 |
| Mingo County West Virginia | 1 | $ 38,000 | $ 38,000 | $ 31,000 |
| Pendleton County West Virginia | 1 | $ 34,000 | $ 34,000 | $ 32,000 |
| Raleigh County West Virginia | 1 | $ 39,000 | $ 39,000 | $ 44,000 |
| Randolph County West Virginia | 1 | $ 33,000 | $ 33,000 | $ 20,000 |
| Ritchie County West Virginia | 1 | $ 47,000 | $ 47,000 | $ 40,000 |
| Roane County West Virginia | 1 | $ 68,000 | $ 68,000 | $ 58,000 |
| Wyoming County West Virginia | 1 | $ 34,000 | $ 34,000 | $ 54,000 |
| Dane County Wisconsin | 1 | $ 97,000 | $ 97,000 | $ 46,000 |
| Dunn County Wisconsin | 1 | $ 23,000 | $ 23,000 | $ 25,000 |
| Marathon County Wisconsin | 1 | $ 18,000 | $ 18,000 | $ 43,000 |
| Oconto County Wisconsin | 1 | $ 31,000 | $ 31,000 | $ 150,000 |
| Sauk County Wisconsin | 1 | $ 31,000 | $ 31,000 | $ 21,000 |
| Shawano County Wisconsin | 1 | $ 34,000 | $ 34,000 | $ 34,000 |
| Winnebago County Wisconsin | 1 | $ 52,000 | $ 52,000 | $ 56,000 |
| Converse County Wyoming | 1 | $ 47,000 | $ 47,000 | $ 40,000 |
| Crook County Wyoming | 1 | $ 53,000 | $ 53,000 | $ 110,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 419 | $27,443,000 | $65,000 | $1,040,000 | $61,000 | $721,000 |
| Refinancing | 230 | $26,994,000 | $117,000 | $368,000 | $86,000 | $481,000 |
| Home Improvement | 23 | $1,404,000 | $61,000 | $388,000 | $91,000 | $721,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 607 | $51,107,000 | $84,000 | $1,040,000 | $72,000 | $721,000 |
| Not Provided | 24 | $1,130,000 | $47,000 | $157,000 | $44,000 | $114,000 |
| Asian | 13 | $1,486,000 | $114,000 | $247,000 | $121,000 | $405,000 |
| Black or African American | 12 | $901,000 | $75,000 | $153,000 | $49,000 | $95,000 |
| Hispanic | 12 | $1,012,000 | $84,000 | $217,000 | $61,000 | $142,000 |
| Not applicable | 3 | $143,000 | $47,000 | $64,000 | $0 | $0 |
| American Indian or Alaskan Native | 1 | $62,000 | $62,000 | $62,000 | $39,000 | $39,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 670 | $55,715,000 | $83,000 | $1,040,000 | $71,000 | $721,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $126,000 | $63,000 | $71,000 | $35,000 | $42,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 449 | $41,244,000 | $91,000 | $1,040,000 | $76,000 | $721,000 |
| Application Approved But Not Accepted | 202 | $12,634,000 | $62,000 | $680,000 | $60,000 | $721,000 |
| Application Withdrawn By Applicant | 12 | $1,214,000 | $101,000 | $304,000 | $60,000 | $114,000 |
| Application Denied By Financial Institution | 7 | $412,000 | $58,000 | $97,000 | $50,000 | $75,000 |
| File Closed For Incompleteness | 2 | $337,000 | $168,000 | $192,000 | $86,000 | $127,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 5 | $287,000 | $57,000 | $97,000 | $51,000 | $75,000 |
| Debt-To-Income Ratio | 1 | $52,000 | $52,000 | $52,000 | $60,000 | $60,000 |
| Mortgage Insurance Denied | 1 | $73,000 | $73,000 | $73,000 | $32,000 | $32,000 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Security Bank, S.B.'s 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Security Bank, S.B.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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