Mutual Of Omaha Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
Mutual Of Omaha Bank 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Mutual Of Omaha Bank 3333 Farnam Street Omaha, NE 68131 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,241 |
| Total Mortgage Loan Application Amount | $675,475,000 |
| Average Mortgage Loan Application Amount | $182,333 |
| Highest Mortgage Loan Application Amount | $27,100,000 |
| Average Applicant Income | $122,666 |
| Highest Applicant Income | $5,659,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Mutual Of Omaha Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Mutual Of Omaha Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down Mutual Of Omaha Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Mutual Of Omaha Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Mutual Of Omaha Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Mutual Of Omaha Bank's mortgage activity for 2009.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Lancaster County Nebraska | 1,434 | $ 218,319,000 | $ 152,000 | $ 99,000 |
| Douglas County Nebraska | 838 | $ 166,075,000 | $ 198,000 | $ 136,000 |
| Sarpy County Nebraska | 209 | $ 41,468,000 | $ 198,000 | $ 113,000 |
| Maricopa County Arizona | 95 | $ 18,875,000 | $ 198,000 | $ 173,000 |
| Pottawattamie County Iowa | 50 | $ 8,739,000 | $ 174,000 | $ 112,000 |
| Cass County Nebraska | 50 | $ 9,612,000 | $ 192,000 | $ 126,000 |
| Saunders County Nebraska | 41 | $ 6,736,000 | $ 164,000 | $ 112,000 |
| Jefferson County Colorado | 40 | $ 11,136,000 | $ 278,000 | $ 127,000 |
| Dallas County Texas | 27 | $ 13,940,000 | $ 516,000 | $ 212,000 |
| Washington County Nebraska | 23 | $ 5,471,000 | $ 237,000 | $ 125,000 |
| Seward County Nebraska | 21 | $ 3,085,000 | $ 146,000 | $ 101,000 |
| Collier County Florida | 18 | $ 9,490,000 | $ 527,000 | $ 523,000 |
| Boulder County Colorado | 17 | $ 4,598,000 | $ 270,000 | $ 126,000 |
| Arapahoe County Colorado | 14 | $ 3,382,000 | $ 241,000 | $ 92,000 |
| Clark County Nevada | 14 | $ 4,346,000 | $ 310,000 | $ 150,000 |
| Dodge County Nebraska | 12 | $ 1,811,000 | $ 150,000 | $ 144,000 |
| Tarrant County Texas | 12 | $ 16,920,000 | $ 1,410,000 | $ 305,000 |
| Pinal County Arizona | 11 | $ 1,175,000 | $ 106,000 | $ 82,000 |
| Gilpin County Colorado | 11 | $ 2,162,000 | $ 196,000 | $ 104,000 |
| Denver County Colorado | 10 | $ 2,250,000 | $ 225,000 | $ 106,000 |
| Polk County Iowa | 10 | $ 1,591,000 | $ 159,000 | $ 101,000 |
| Gage County Nebraska | 10 | $ 1,861,000 | $ 186,000 | $ 76,000 |
| Denton County Texas | 10 | $ 2,610,000 | $ 261,000 | $ 155,000 |
| Pima County Arizona | 9 | $ 2,213,000 | $ 245,000 | $ 138,000 |
| Johnson County Kansas | 9 | $ 1,997,000 | $ 221,000 | $ 152,000 |
| Collin County Texas | 9 | $ 4,228,000 | $ 469,000 | $ 235,000 |
| Camden County Missouri | 8 | $ 1,764,000 | $ 220,000 | $ 196,000 |
| Otoe County Nebraska | 8 | $ 1,283,000 | $ 160,000 | $ 82,000 |
| Park County Colorado | 7 | $ 1,665,000 | $ 237,000 | $ 92,000 |
| Dickinson County Iowa | 7 | $ 1,911,000 | $ 273,000 | $ 203,000 |
| Mills County Iowa | 7 | $ 1,038,000 | $ 148,000 | $ 86,000 |
| Dallas County Iowa | 6 | $ 1,216,000 | $ 202,000 | $ 150,000 |
| Clear Creek County Colorado | 5 | $ 1,022,000 | $ 204,000 | $ 85,000 |
| Lee County Florida | 5 | $ 896,000 | $ 179,000 | $ 292,000 |
| Harrison County Iowa | 5 | $ 759,000 | $ 151,000 | $ 83,000 |
| Jackson County Missouri | 5 | $ 1,261,000 | $ 252,000 | $ 406,000 |
| Suffolk County New York | 5 | $ 2,099,000 | $ 419,000 | $ 263,000 |
| Riverside County California | 4 | $ 1,602,000 | $ 400,000 | $ 371,000 |
| Douglas County Colorado | 4 | $ 1,229,000 | $ 307,000 | $ 78,000 |
| Cheyenne County Nebraska | 4 | $ 497,000 | $ 124,000 | $ 93,000 |
| Saline County Nebraska | 4 | $ 568,000 | $ 142,000 | $ 51,000 |
| York County Nebraska | 4 | $ 321,000 | $ 80,000 | $ 63,000 |
| Brown County South Dakota | 4 | $ 4,057,000 | $ 1,014,000 | $ 149,000 |
| Mohave County Arizona | 3 | $ 818,000 | $ 272,000 | $ 52,000 |
| Los Angeles County California | 3 | $ 2,404,000 | $ 801,000 | $ 249,000 |
| Orange County California | 3 | $ 2,410,000 | $ 803,000 | $ 188,000 |
| San Diego County California | 3 | $ 1,189,000 | $ 396,000 | $ 143,000 |
| Adams County Colorado | 3 | $ 479,000 | $ 159,000 | $ 49,000 |
| Grand County Colorado | 3 | $ 574,000 | $ 191,000 | $ 195,000 |
| Hennepin County Minnesota | 3 | $ 1,033,000 | $ 344,000 | $ 1,408,000 |
| Stone County Missouri | 3 | $ 366,000 | $ 122,000 | $ 101,000 |
| Butler County Nebraska | 3 | $ 620,000 | $ 206,000 | $ 226,000 |
| Washoe County Nevada | 3 | $ 552,000 | $ 184,000 | $ 67,000 |
| Custer County South Dakota | 3 | $ 472,000 | $ 157,000 | $ 93,000 |
| Coconino County Arizona | 2 | $ 265,000 | $ 132,000 | $ 78,000 |
| San Luis Obispo County California | 2 | $ 911,000 | $ 455,000 | $ 704,000 |
| Broomfield County Colorado | 2 | $ 709,000 | $ 354,000 | $ 157,000 |
| Elbert County Colorado | 2 | $ 347,000 | $ 173,000 | $ 83,000 |
| Summit County Colorado | 2 | $ 652,000 | $ 326,000 | $ 234,000 |
| Fairfield County Connecticut | 2 | $ 1,407,000 | $ 703,000 | $ 90,000 |
| Barry County Missouri | 2 | $ 461,000 | $ 230,000 | $ 120,000 |
| Clay County Missouri | 2 | $ 385,000 | $ 192,000 | $ 105,000 |
| Johnson County Nebraska | 2 | $ 127,000 | $ 63,000 | $ 74,000 |
| Platte County Nebraska | 2 | $ 266,000 | $ 133,000 | $ 64,000 |
| Bernalillo County New Mexico | 2 | $ 1,362,000 | $ 681,000 | $ 136,000 |
| Harris County Texas | 2 | $ 8,617,000 | $ 4,308,000 | $ 243,000 |
| Montgomery County Texas | 2 | $ 520,000 | $ 260,000 | $ 139,000 |
| Roanoke County Virginia | 2 | $ 735,000 | $ 367,000 | $ 107,000 |
| Talladega County Alabama | 1 | $ 189,000 | $ 189,000 | $ 135,000 |
| Tuscaloosa County Alabama | 1 | $ 27,100,000 | $ 27,100,000 | $ 0 |
| Navajo County Arizona | 1 | $ 417,000 | $ 417,000 | $ 53,000 |
| Yavapai County Arizona | 1 | $ 285,000 | $ 285,000 | $ 339,000 |
| Benton County Arkansas | 1 | $ 239,000 | $ 239,000 | $ 70,000 |
| Contra Costa County California | 1 | $ 411,000 | $ 411,000 | $ 518,000 |
| Plumas County California | 1 | $ 417,000 | $ 417,000 | $ 349,000 |
| Sacramento County California | 1 | $ 148,000 | $ 148,000 | $ 52,000 |
| San Bernardino County California | 1 | $ 20,000 | $ 20,000 | $ 40,000 |
| Eagle County Colorado | 1 | $ 320,000 | $ 320,000 | $ 77,000 |
| El Paso County Colorado | 1 | $ 246,000 | $ 246,000 | $ 149,000 |
| Larimer County Colorado | 1 | $ 276,000 | $ 276,000 | $ 138,000 |
| Ouray County Colorado | 1 | $ 278,000 | $ 278,000 | $ 118,000 |
| Pueblo County Colorado | 1 | $ 183,000 | $ 183,000 | $ 35,000 |
| Teller County Colorado | 1 | $ 417,000 | $ 417,000 | $ 200,000 |
| Hernando County Florida | 1 | $ 308,000 | $ 308,000 | $ 567,000 |
| Hillsborough County Florida | 1 | $ 156,000 | $ 156,000 | $ 173,000 |
| Manatee County Florida | 1 | $ 49,000 | $ 49,000 | $ 196,000 |
| Okaloosa County Florida | 1 | $ 136,000 | $ 136,000 | $ 94,000 |
| Orange County Florida | 1 | $ 323,000 | $ 323,000 | $ 271,000 |
| Cook County Illinois | 1 | $ 1,000,000 | $ 1,000,000 | $ 400,000 |
| Johnson County Indiana | 1 | $ 224,000 | $ 224,000 | $ 61,000 |
| Black Hawk County Iowa | 1 | $ 116,000 | $ 116,000 | $ 144,000 |
| Boone County Iowa | 1 | $ 110,000 | $ 110,000 | $ 51,000 |
| Cass County Iowa | 1 | $ 50,000 | $ 50,000 | $ 143,000 |
| Dubuque County Iowa | 1 | $ 157,000 | $ 157,000 | $ 113,000 |
| Jones County Iowa | 1 | $ 209,000 | $ 209,000 | $ 66,000 |
| Page County Iowa | 1 | $ 111,000 | $ 111,000 | $ 78,000 |
| Warren County Iowa | 1 | $ 326,000 | $ 326,000 | $ 463,000 |
| Webster County Iowa | 1 | $ 167,000 | $ 167,000 | $ 82,000 |
| Wyandotte County Kansas | 1 | $ 350,000 | $ 350,000 | $ 108,000 |
| Montgomery County Maryland | 1 | $ 267,000 | $ 267,000 | $ 173,000 |
| Plymouth County Massachusetts | 1 | $ 417,000 | $ 417,000 | $ 196,000 |
| Kalamazoo County Michigan | 1 | $ 286,000 | $ 286,000 | $ 163,000 |
| Crow Wing County Minnesota | 1 | $ 364,000 | $ 364,000 | $ 220,000 |
| Dakota County Minnesota | 1 | $ 412,000 | $ 412,000 | $ 137,000 |
| Hubbard County Minnesota | 1 | $ 200,000 | $ 200,000 | $ 106,000 |
| Lake of the Woods County Minnesota | 1 | $ 170,000 | $ 170,000 | $ 73,000 |
| Harrison County Mississippi | 1 | $ 411,000 | $ 411,000 | $ 736,000 |
| Jackson County Mississippi | 1 | $ 417,000 | $ 417,000 | $ 275,000 |
| Cass County Missouri | 1 | $ 244,000 | $ 244,000 | $ 57,000 |
| Cedar County Missouri | 1 | $ 198,000 | $ 198,000 | $ 175,000 |
| Greene County Missouri | 1 | $ 195,000 | $ 195,000 | $ 92,000 |
| St. Charles County Missouri | 1 | $ 300,000 | $ 300,000 | $ 157,000 |
| Buffalo County Nebraska | 1 | $ 176,000 | $ 176,000 | $ 148,000 |
| Dawson County Nebraska | 1 | $ 72,000 | $ 72,000 | $ 38,000 |
| Gosper County Nebraska | 1 | $ 216,000 | $ 216,000 | $ 166,000 |
| Hall County Nebraska | 1 | $ 115,000 | $ 115,000 | $ 134,000 |
| Kearney County Nebraska | 1 | $ 189,000 | $ 189,000 | $ 145,000 |
| Madison County Nebraska | 1 | $ 136,000 | $ 136,000 | $ 50,000 |
| Morrill County Nebraska | 1 | $ 47,000 | $ 47,000 | $ 43,000 |
| Polk County Nebraska | 1 | $ 60,000 | $ 60,000 | $ 57,000 |
| Pershing County Nevada | 1 | $ 20,000 | $ 20,000 | $ 46,000 |
| Atlantic County New Jersey | 1 | $ 310,000 | $ 310,000 | $ 438,000 |
| Morris County New Jersey | 1 | $ 2,100,000 | $ 2,100,000 | $ 0 |
| Passaic County New Jersey | 1 | $ 13,000 | $ 13,000 | $ 20,000 |
| Erie County New York | 1 | $ 291,000 | $ 291,000 | $ 180,000 |
| Nassau County New York | 1 | $ 615,000 | $ 615,000 | $ 179,000 |
| Currituck County North Carolina | 1 | $ 40,000 | $ 40,000 | $ 18,000 |
| Lee County North Carolina | 1 | $ 152,000 | $ 152,000 | $ 114,000 |
| Perquimans County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 14,000 |
| Wake County North Carolina | 1 | $ 340,000 | $ 340,000 | $ 170,000 |
| Summit County Ohio | 1 | $ 325,000 | $ 325,000 | $ 174,000 |
| Tulsa County Oklahoma | 1 | $ 417,000 | $ 417,000 | $ 500,000 |
| Allegheny County Pennsylvania | 1 | $ 338,000 | $ 338,000 | $ 230,000 |
| Montgomery County Pennsylvania | 1 | $ 256,000 | $ 256,000 | $ 438,000 |
| Aiken County South Carolina | 1 | $ 370,000 | $ 370,000 | $ 62,000 |
| Horry County South Carolina | 1 | $ 40,000 | $ 40,000 | $ 18,000 |
| Yankton County South Dakota | 1 | $ 417,000 | $ 417,000 | $ 226,000 |
| Davidson County Tennessee | 1 | $ 187,000 | $ 187,000 | $ 56,000 |
| DeKalb County Tennessee | 1 | $ 139,000 | $ 139,000 | $ 109,000 |
| Knox County Tennessee | 1 | $ 10,650,000 | $ 10,650,000 | $ 0 |
| Williamson County Tennessee | 1 | $ 254,000 | $ 254,000 | $ 109,000 |
| Brazos County Texas | 1 | $ 107,000 | $ 107,000 | $ 117,000 |
| Burnet County Texas | 1 | $ 413,000 | $ 413,000 | $ 486,000 |
| El Paso County Texas | 1 | $ 204,000 | $ 204,000 | $ 70,000 |
| Henderson County Texas | 1 | $ 260,000 | $ 260,000 | $ 193,000 |
| Kaufman County Texas | 1 | $ 87,000 | $ 87,000 | $ 107,000 |
| Travis County Texas | 1 | $ 1,365,000 | $ 1,365,000 | $ 681,000 |
| Cache County Utah | 1 | $ 260,000 | $ 260,000 | $ 137,000 |
| Fairfax County Virginia | 1 | $ 417,000 | $ 417,000 | $ 169,000 |
| Virginia Beach County Virginia | 1 | $ 215,000 | $ 215,000 | $ 63,000 |
| Kenosha County Wisconsin | 1 | $ 134,000 | $ 134,000 | $ 85,000 |
| Lafayette County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 84,000 |
Mortgage Loan Application Detail Totals for Mutual Of Omaha Bank in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,563 | $489,899,000 | $191,000 | $3,200,000 | $125,000 | $2,000,000 |
| Home Purchase | 579 | $181,306,000 | $313,000 | $27,100,000 | $121,000 | $5,659,000 |
| Home Improvement | 99 | $4,270,000 | $43,000 | $500,000 | $122,000 | $1,200,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,026 | $562,573,000 | $185,000 | $3,600,000 | $126,000 | $5,659,000 |
| Not Provided | 73 | $14,398,000 | $197,000 | $1,000,000 | $106,000 | $391,000 |
| Asian | 45 | $9,017,000 | $200,000 | $417,000 | $102,000 | $360,000 |
| Hispanic | 40 | $6,519,000 | $162,000 | $396,000 | $110,000 | $567,000 |
| Not applicable | 36 | $79,302,000 | $2,202,000 | $27,100,000 | $3,000 | $120,000 |
| Black or African American | 18 | $3,145,000 | $174,000 | $525,000 | $85,000 | $180,000 |
| American Indian or Alaskan Native | 2 | $355,000 | $177,000 | $262,000 | $41,000 | $51,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $166,000 | $166,000 | $166,000 | $106,000 | $106,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,054 | $647,546,000 | $212,000 | $27,100,000 | $127,000 | $5,659,000 |
| FHA-insured (Federal Housing Administration) | 167 | $24,297,000 | $145,000 | $346,000 | $68,000 | $750,000 |
| VA-guaranteed (Veterans Administration) | 20 | $3,632,000 | $181,000 | $386,000 | $73,000 | $142,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,832 | $601,613,000 | $212,000 | $27,100,000 | $125,000 | $5,659,000 |
| Application Withdrawn By Applicant | 303 | $62,056,000 | $204,000 | $2,100,000 | $118,000 | $1,813,000 |
| Application Denied By Financial Institution | 100 | $10,980,000 | $109,000 | $615,000 | $87,000 | $332,000 |
| Application Approved But Not Accepted | 6 | $826,000 | $137,000 | $240,000 | $304,000 | $1,200,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 37 | $4,914,000 | $132,000 | $615,000 | $64,000 | $175,000 |
| Credit History | 33 | $3,082,000 | $93,000 | $552,000 | $93,000 | $240,000 |
| Collateral | 22 | $1,788,000 | $81,000 | $330,000 | $105,000 | $332,000 |
| Other | 5 | $566,000 | $113,000 | $226,000 | $113,000 | $175,000 |
| Unverifiable Information | 2 | $361,000 | $180,000 | $224,000 | $166,000 | $213,000 |
| Employment History | 1 | $269,000 | $269,000 | $269,000 | $102,000 | $102,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Mutual Of Omaha Bank's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Mutual Of Omaha Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.