Security Savings Bank, FSB Mortgage Lending & HMDA Data, 2005

In 2005, Security Savings Bank, FSB of Olathe, KS reported 2,465 mortgage applications totaling $335.0 million, up 59% from 2004. The average application was for $135,906, and applicants reported an average income of $72,812. 77% of its applications resulted in an originated loan and 4% were denied. Its largest markets were Wichita, KS (318), Oklahoma City, OK (167) and Kansas City, MO-KS (95) (applications in parentheses).

Mortgage Company & Address Security Savings Bank, FSB
11599 Ridgeview Rd
Olathe, KS 66061
Tel #: available with data download
Federal Regulator * available with data download
Years 2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,465
Total Mortgage Loan Application Amount $335,009,000
Average Mortgage Loan Application Amount $135,906
Highest Mortgage Loan Application Amount $1,376,000
Average Applicant Income $72,812
Highest Applicant Income $2,419,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Security Savings Bank, FSB filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Security Savings Bank, FSB by County in 2005

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Saline, Kansas 303 $ 31,074,000 $ 102,554 $ 64,000
Sedgwick, Kansas 299 $ 28,947,000 $ 96,812 $ 66,000
Finney, Kansas 221 $ 17,212,000 $ 77,882 $ 39,000
Johnson, Kansas 219 $ 33,394,000 $ 152,484 $ 92,000
Oklahoma, Oklahoma 117 $ 12,783,000 $ 109,256 $ 62,000
Jackson, Missouri 59 $ 6,949,000 $ 117,779 $ 79,000
Wyandotte, Kansas 55 $ 4,950,000 $ 90,000 $ 68,000
Tulsa, Oklahoma 52 $ 6,154,000 $ 118,346 $ 80,000
McPherson, Kansas 45 $ 4,017,000 $ 89,266 $ 77,000
Cook, Illinois 36 $ 8,269,000 $ 229,694 $ 71,000
Comanche, Oklahoma 33 $ 3,852,000 $ 116,727 $ 73,000
Payne, Oklahoma 22 $ 2,871,000 $ 130,500 $ 72,000
Maricopa, Arizona 21 $ 4,761,000 $ 226,714 $ 75,000
Canadian, Oklahoma 20 $ 2,382,000 $ 119,100 $ 61,000
Leavenworth, Kansas 19 $ 2,592,000 $ 136,421 $ 78,000
Seward, Kansas 19 $ 1,683,000 $ 88,578 $ 49,000
Hall, Georgia 18 $ 3,146,000 $ 174,777 $ 81,000
Cleveland, Oklahoma 18 $ 2,966,000 $ 164,777 $ 81,000
Los Angeles, California 16 $ 4,974,000 $ 310,875 $ 83,000
Clay, Missouri 15 $ 1,585,000 $ 105,666 $ 64,000
Ottawa, Kansas 14 $ 1,224,000 $ 87,428 $ 49,000
Washington, Oregon 14 $ 3,207,000 $ 229,071 $ 89,000
DuPage, Illinois 13 $ 4,026,000 $ 309,692 $ 140,000
Multnomah, Oregon 13 $ 2,581,000 $ 198,538 $ 72,000
Butler, Kansas 12 $ 1,909,000 $ 159,083 $ 83,000
Cass, Missouri 12 $ 2,354,000 $ 196,166 $ 94,000
Gwinnett, Georgia 10 $ 1,446,000 $ 144,600 $ 52,000
Lake, Indiana 10 $ 1,824,000 $ 182,400 $ 81,000
Texas, Oklahoma 10 $ 1,440,000 $ 144,000 $ 95,000
Douglas, Kansas 9 $ 1,346,000 $ 149,555 $ 95,000
Kearny, Kansas 9 $ 665,000 $ 73,888 $ 44,000
Habersham, Georgia 8 $ 1,467,000 $ 183,375 $ 76,000
St. Charles, Missouri 8 $ 878,000 $ 109,750 $ 63,000
Robeson, North Carolina 8 $ 832,000 $ 104,000 $ 43,000
Creek, Oklahoma 8 $ 600,000 $ 75,000 $ 48,000
King, Washington 8 $ 1,956,000 $ 244,500 $ 98,000
Porter, Indiana 7 $ 1,181,000 $ 168,714 $ 64,000
Miami, Kansas 7 $ 1,048,000 $ 149,714 $ 61,000
Hennepin, Minnesota 7 $ 1,496,000 $ 213,714 $ 93,000
Platte, Missouri 7 $ 1,027,000 $ 146,714 $ 92,000
Pottawatomie, Oklahoma 7 $ 672,000 $ 96,000 $ 47,000
Jefferson, Alabama 6 $ 747,000 $ 124,500 $ 46,000
Pinal, Arizona 6 $ 1,309,000 $ 218,166 $ 90,000
Dawson, Georgia 6 $ 667,000 $ 111,166 $ 49,000
Haskell, Kansas 6 $ 492,000 $ 82,000 $ 42,000
St. Louis, Missouri 6 $ 921,000 $ 153,500 $ 87,000
Mecklenburg, North Carolina 6 $ 1,219,000 $ 203,166 $ 103,000
Harris, Texas 6 $ 991,000 $ 165,166 $ 74,000
Jefferson, Colorado 5 $ 725,000 $ 145,000 $ 65,000
New Castle, Delaware 5 $ 1,147,000 $ 229,400 $ 92,000
White, Georgia 5 $ 794,000 $ 158,800 $ 141,000
Lake, Illinois 5 $ 1,089,000 $ 217,800 $ 121,000
Dickinson, Kansas 5 $ 323,000 $ 64,600 $ 52,000
Lincoln, Kansas 5 $ 512,000 $ 102,400 $ 126,000
Reno, Kansas 5 $ 231,000 $ 46,200 $ 56,000
Douglas, Nebraska 5 $ 454,000 $ 90,800 $ 35,000
Union, North Carolina 5 $ 1,972,000 $ 394,400 $ 213,000
Grady, Oklahoma 5 $ 478,000 $ 95,600 $ 57,000
Logan, Oklahoma 5 $ 472,000 $ 94,400 $ 33,000
Muskogee, Oklahoma 5 $ 267,000 $ 53,400 $ 45,000
Rogers, Oklahoma 5 $ 485,000 $ 97,000 $ 69,000
Horry, South Carolina 5 $ 749,000 $ 149,800 $ 135,000
Dallas, Texas 5 $ 1,259,000 $ 251,800 $ 121,000
San Bernardino, California 4 $ 913,000 $ 228,250 $ 76,000
Boulder, Colorado 4 $ 847,000 $ 211,750 $ 98,000
McHenry, Illinois 4 $ 727,000 $ 181,750 $ 67,000
Will, Illinois 4 $ 883,000 $ 220,750 $ 80,000
Gray, Kansas 4 $ 601,000 $ 150,250 $ 66,000
Harvey, Kansas 4 $ 381,000 $ 95,250 $ 71,000
Meade, Kansas 4 $ 333,000 $ 83,250 $ 57,000
Scott, Kansas 4 $ 451,000 $ 112,750 $ 43,000
Stevens, Kansas 4 $ 279,000 $ 69,750 $ 39,000
Washoe, Nevada 4 $ 1,311,000 $ 327,750 $ 139,000
Butler, Pennsylvania 4 $ 1,204,000 $ 301,000 $ 206,000
Montgomery, Pennsylvania 4 $ 541,000 $ 135,250 $ 81,000
Fort Bend, Texas 4 $ 563,000 $ 140,750 $ 34,000
Randall, Texas 4 $ 400,000 $ 100,000 $ 79,000
Shelby, Alabama 3 $ 396,000 $ 132,000 $ 67,000
Pima, Arizona 3 $ 448,000 $ 149,333 $ 191,000
Orange, California 3 $ 1,689,000 $ 563,000 $ 145,000
Riverside, California 3 $ 852,000 $ 284,000 $ 71,000
Sacramento, California 3 $ 916,000 $ 305,333 $ 128,000
New Haven, Connecticut 3 $ 735,000 $ 245,000 $ 124,000
Escambia, Florida 3 $ 709,000 $ 236,333 $ 114,000
Palm Beach, Florida 3 $ 603,000 $ 201,000 $ 139,000
Forsyth, Georgia 3 $ 605,000 $ 201,666 $ 44,000
Union, Georgia 3 $ 845,000 $ 281,666 $ 100,000
Osage, Kansas 3 $ 253,000 $ 84,333 $ 59,000
Sumner, Kansas 3 $ 190,000 $ 63,333 $ 62,000
McCracken, Kentucky 3 $ 346,000 $ 115,333 $ 59,000
York, Maine 3 $ 560,000 $ 186,666 $ 85,000
Taney, Missouri 3 $ 308,000 $ 102,666 $ 79,000
Sarpy, Nebraska 3 $ 428,000 $ 142,666 $ 55,000
Clark, Nevada 3 $ 800,000 $ 266,666 $ 169,000
Kings, New York 3 $ 1,143,000 $ 381,000 $ 76,000
Wake, North Carolina 3 $ 640,000 $ 213,333 $ 107,000
Kay, Oklahoma 3 $ 104,000 $ 34,666 $ 41,000
Noble, Oklahoma 3 $ 247,000 $ 82,333 $ 55,000
Bucks, Pennsylvania 3 $ 627,000 $ 209,000 $ 90,000
Franklin, Pennsylvania 3 $ 464,000 $ 154,666 $ 59,000
Greenville, South Carolina 3 $ 467,000 $ 155,666 $ 67,000
Shelby, Tennessee 3 $ 737,000 $ 245,666 $ 114,000
Collin, Texas 3 $ 864,000 $ 288,000 $ 91,000
Williamson, Texas 3 $ 378,000 $ 126,000 $ 72,000
Fairfax, Virginia 3 $ 1,145,000 $ 381,666 $ 117,000
Clark, Washington 3 $ 907,000 $ 302,333 $ 140,000
Snohomish, Washington 3 $ 603,000 $ 201,000 $ 106,000
Jefferson, West Virginia 3 $ 675,000 $ 225,000 $ 94,000
Dale, Alabama 2 $ 312,000 $ 156,000 $ 56,000
Randolph, Alabama 2 $ 189,000 $ 94,500 $ 53,000
Tallapoosa, Alabama 2 $ 612,000 $ 306,000 $ 280,000
Juneau, Alaska 2 $ 501,000 $ 250,500 $ 97,000
Pulaski, Arkansas 2 $ 184,000 $ 92,000 $ 70,000
Alameda, California 2 $ 650,000 $ 325,000 $ 103,000
Amador, California 2 $ 731,000 $ 365,500 $ 144,000
Contra Costa, California 2 $ 630,000 $ 315,000 $ 99,000
Santa Clara, California 2 $ 836,000 $ 418,000 $ 51,000
Tehama, California 2 $ 790,000 $ 395,000 $ 129,000
Ventura, California 2 $ 585,000 $ 292,500 $ 52,000
Arapahoe, Colorado 2 $ 456,000 $ 228,000 $ 81,000
Douglas, Colorado 2 $ 583,000 $ 291,500 $ 74,000
Brevard, Florida 2 $ 232,000 $ 116,000 $ 24,000
Broward, Florida 2 $ 400,000 $ 200,000 $ 70,000
Citrus, Florida 2 $ 131,000 $ 65,500 $ 57,000
Walton, Florida 2 $ 503,000 $ 251,500 $ 294,000
Banks, Georgia 2 $ 550,000 $ 275,000 $ 77,000
Bulloch, Georgia 2 $ 159,000 $ 79,500 $ 34,000
Carroll, Georgia 2 $ 282,000 $ 141,000 $ 92,000
DeKalb, Georgia 2 $ 329,000 $ 164,500 $ 102,000
Haralson, Georgia 2 $ 270,000 $ 135,000 $ 90,000
Jackson, Georgia 2 $ 218,000 $ 109,000 $ 119,000
Lumpkin, Georgia 2 $ 423,000 $ 211,500 $ 84,000
Rabun, Georgia 2 $ 350,000 $ 175,000 $ 69,000
Thomas, Georgia 2 $ 322,000 $ 161,000 $ 52,000
Hawaii, Hawaii 2 $ 157,000 $ 78,500 $ 175,000
Valley, Idaho 2 $ 489,000 $ 244,500 $ 243,000
Kankakee, Illinois 2 $ 173,000 $ 86,500 $ 53,000
St. Clair, Illinois 2 $ 398,000 $ 199,000 $ 100,000
Hendricks, Indiana 2 $ 440,000 $ 220,000 $ 98,000
St. Joseph, Indiana 2 $ 105,000 $ 52,500 $ 33,000
O'Brien, Iowa 2 $ 109,000 $ 54,500 $ 35,000
Crawford, Kansas 2 $ 160,000 $ 80,000 $ 75,000
Ford, Kansas 2 $ 151,000 $ 75,500 $ 35,000
Grant, Kansas 2 $ 237,000 $ 118,500 $ 110,000
Kingman, Kansas 2 $ 142,000 $ 71,000 $ 32,000
Riley, Kansas 2 $ 234,000 $ 117,000 $ 65,000
St. Tammany, Louisiana 2 $ 245,000 $ 122,500 $ 58,000
Middlesex, Massachusetts 2 $ 1,328,000 $ 664,000 $ 257,000
Suffolk, Massachusetts 2 $ 145,000 $ 72,500 $ 45,000
Oakland, Michigan 2 $ 155,000 $ 77,500 $ 57,000
Washtenaw, Michigan 2 $ 436,000 $ 218,000 $ 63,000
Scott, Minnesota 2 $ 441,000 $ 220,500 $ 95,000
Washington, Minnesota 2 $ 275,000 $ 137,500 $ 40,000
Boone, Missouri 2 $ 738,000 $ 369,000 $ 181,000
Franklin, Missouri 2 $ 160,000 $ 80,000 $ 57,000
Jasper, Missouri 2 $ 249,000 $ 124,500 $ 112,000
Missoula, Montana 2 $ 297,000 $ 148,500 $ 0
Cass, Nebraska 2 $ 184,000 $ 92,000 $ 43,000
Douglas, Nevada 2 $ 760,000 $ 380,000 $ 84,000
Lyon, Nevada 2 $ 227,000 $ 113,500 $ 36,000
Bergen, New Jersey 2 $ 383,000 $ 191,500 $ 137,000
Burlington, New Jersey 2 $ 339,000 $ 169,500 $ 97,000
Cape May, New Jersey 2 $ 658,000 $ 329,000 $ 147,000
Gloucester, New Jersey 2 $ 295,000 $ 147,500 $ 93,000
Monmouth, New Jersey 2 $ 230,000 $ 115,000 $ 77,000
Sussex, New Jersey 2 $ 288,000 $ 144,000 $ 127,000
Union, New Jersey 2 $ 687,000 $ 343,500 $ 194,000
San Juan, New Mexico 2 $ 370,000 $ 185,000 $ 46,000
New York, New York 2 $ 1,199,000 $ 599,500 $ 240,000
Orange, New York 2 $ 180,000 $ 90,000 $ 38,000
Westchester, New York 2 $ 690,000 $ 345,000 $ 111,000
Catawba, North Carolina 2 $ 320,000 $ 160,000 $ 83,000
Guilford, North Carolina 2 $ 369,000 $ 184,500 $ 91,000
Sampson, North Carolina 2 $ 224,000 $ 112,000 $ 66,000
Montgomery, Ohio 2 $ 122,000 $ 61,000 $ 54,000
Muskingum, Ohio 2 $ 145,000 $ 72,500 $ 54,000
Warren, Ohio 2 $ 196,000 $ 98,000 $ 95,000
Bryan, Oklahoma 2 $ 130,000 $ 65,000 $ 38,000
Kingfisher, Oklahoma 2 $ 197,000 $ 98,500 $ 43,000
McClain, Oklahoma 2 $ 355,000 $ 177,500 $ 107,000
Stephens, Oklahoma 2 $ 120,000 $ 60,000 $ 38,000
Wagoner, Oklahoma 2 $ 110,000 $ 55,000 $ 154,000
Washington, Oklahoma 2 $ 163,000 $ 81,500 $ 79,000
Clackamas, Oregon 2 $ 417,000 $ 208,500 $ 202,000
Deschutes, Oregon 2 $ 407,000 $ 203,500 $ 178,000
Jackson, Oregon 2 $ 540,000 $ 270,000 $ 81,000
Morrow, Oregon 2 $ 334,000 $ 167,000 $ 43,000
Allegheny, Pennsylvania 2 $ 356,000 $ 178,000 $ 83,000
Columbia, Pennsylvania 2 $ 375,000 $ 187,500 $ 52,000
Dauphin, Pennsylvania 2 $ 206,000 $ 103,000 $ 136,000
Delaware, Pennsylvania 2 $ 514,000 $ 257,000 $ 46,000
Lehigh, Pennsylvania 2 $ 615,000 $ 307,500 $ 175,000
Berkeley, South Carolina 2 $ 132,000 $ 66,000 $ 60,000
Lexington, South Carolina 2 $ 279,000 $ 139,500 $ 141,000
Brown, South Dakota 2 $ 76,000 $ 38,000 $ 38,000
Bexar, Texas 2 $ 106,000 $ 53,000 $ 152,000
Denton, Texas 2 $ 83,000 $ 41,500 $ 41,000
Smith, Texas 2 $ 726,000 $ 363,000 $ 496,000
Tarrant, Texas 2 $ 520,000 $ 260,000 $ 116,000
Travis, Texas 2 $ 180,000 $ 90,000 $ 81,000
Henrico, Virginia 2 $ 189,000 $ 94,500 $ 46,000
Thurston, Washington 2 $ 337,000 $ 168,500 $ 73,000
Walla Walla, Washington 2 $ 172,000 $ 86,000 $ 84,000
Milwaukee, Wisconsin 2 $ 360,000 $ 180,000 $ 64,000
Rock, Wisconsin 2 $ 142,000 $ 71,000 $ 141,000
Laramie, Wyoming 2 $ 432,000 $ 216,000 $ 63,000
Baldwin, Alabama 1 $ 83,000 $ 83,000 $ 49,000
Calhoun, Alabama 1 $ 212,000 $ 212,000 $ 78,000
Mobile, Alabama 1 $ 259,000 $ 259,000 $ 142,000
Walker, Alabama 1 $ 86,000 $ 86,000 $ 65,000
Coconino, Arizona 1 $ 234,000 $ 234,000 $ 72,000
Mohave, Arizona 1 $ 213,000 $ 213,000 $ 205,000
Carroll, Arkansas 1 $ 115,000 $ 115,000 $ 42,000
Sebastian, Arkansas 1 $ 178,000 $ 178,000 $ 54,000
Washington, Arkansas 1 $ 200,000 $ 200,000 $ 51,000
Butte, California 1 $ 80,000 $ 80,000 $ 74,000
San Mateo, California 1 $ 725,000 $ 725,000 $ 210,000
Shasta, California 1 $ 228,000 $ 228,000 $ 96,000
Sonoma, California 1 $ 300,000 $ 300,000 $ 0
Adams, Colorado 1 $ 207,000 $ 207,000 $ 63,000
Eagle, Colorado 1 $ 299,000 $ 299,000 $ 126,000
Larimer, Colorado 1 $ 289,000 $ 289,000 $ 72,000
Moffat, Colorado 1 $ 153,000 $ 153,000 $ 54,000
Park, Colorado 1 $ 153,000 $ 153,000 $ 67,000
Summit, Colorado 1 $ 359,000 $ 359,000 $ 418,000
Teller, Colorado 1 $ 231,000 $ 231,000 $ 118,000
Weld, Colorado 1 $ 266,000 $ 266,000 $ 77,000
Fairfield, Connecticut 1 $ 500,000 $ 500,000 $ 629,000
Collier, Florida 1 $ 346,000 $ 346,000 $ 192,000
Gulf, Florida 1 $ 149,000 $ 149,000 $ 95,000
Hillsborough, Florida 1 $ 300,000 $ 300,000 $ 105,000
Lee, Florida 1 $ 280,000 $ 280,000 $ 147,000
Leon, Florida 1 $ 200,000 $ 200,000 $ 95,000
Orange, Florida 1 $ 173,000 $ 173,000 $ 177,000
St. Lucie, Florida 1 $ 164,000 $ 164,000 $ 100,000
Bartow, Georgia 1 $ 253,000 $ 253,000 $ 93,000
Chatham, Georgia 1 $ 343,000 $ 343,000 $ 145,000
Stephens, Georgia 1 $ 171,000 $ 171,000 $ 202,000
Kauai, Hawaii 1 $ 500,000 $ 500,000 $ 0
Kootenai, Idaho 1 $ 149,000 $ 149,000 $ 135,000
Teton, Idaho 1 $ 77,000 $ 77,000 $ 14,000
Champaign, Illinois 1 $ 71,000 $ 71,000 $ 39,000
Franklin, Illinois 1 $ 53,000 $ 53,000 $ 54,000
Kane, Illinois 1 $ 144,000 $ 144,000 $ 87,000
Madison, Illinois 1 $ 132,000 $ 132,000 $ 112,000
Winnebago, Illinois 1 $ 125,000 $ 125,000 $ 59,000
Hamilton, Indiana 1 $ 525,000 $ 525,000 $ 165,000
Henry, Indiana 1 $ 244,000 $ 244,000 $ 94,000
Jasper, Indiana 1 $ 84,000 $ 84,000 $ 110,000
Johnson, Indiana 1 $ 148,000 $ 148,000 $ 80,000
LaPorte, Indiana 1 $ 92,000 $ 92,000 $ 18,000
Whitley, Indiana 1 $ 187,000 $ 187,000 $ 56,000
Buchanan, Iowa 1 $ 105,000 $ 105,000 $ 44,000
Des Moines, Iowa 1 $ 226,000 $ 226,000 $ 80,000
Lee, Iowa 1 $ 104,000 $ 104,000 $ 66,000
Polk, Iowa 1 $ 176,000 $ 176,000 $ 108,000
Barber, Kansas 1 $ 71,000 $ 71,000 $ 53,000
Clay, Kansas 1 $ 104,000 $ 104,000 $ 57,000
Cloud, Kansas 1 $ 38,000 $ 38,000 $ 12,000
Coffey, Kansas 1 $ 91,000 $ 91,000 $ 41,000
Ellsworth, Kansas 1 $ 82,000 $ 82,000 $ 45,000
Hamilton, Kansas 1 $ 30,000 $ 30,000 $ 45,000
Marion, Kansas 1 $ 38,000 $ 38,000 $ 22,000
Montgomery, Kansas 1 $ 38,000 $ 38,000 $ 93,000
Morton, Kansas 1 $ 71,000 $ 71,000 $ 35,000
Nemaha, Kansas 1 $ 71,000 $ 71,000 $ 24,000
Republic, Kansas 1 $ 112,000 $ 112,000 $ 67,000
Rice, Kansas 1 $ 35,000 $ 35,000 $ 29,000
Shawnee, Kansas 1 $ 178,000 $ 178,000 $ 60,000
Stanton, Kansas 1 $ 255,000 $ 255,000 $ 78,000
Franklin, Kentucky 1 $ 129,000 $ 129,000 $ 74,000
Livingston, Kentucky 1 $ 304,000 $ 304,000 $ 48,000
Marshall, Kentucky 1 $ 139,000 $ 139,000 $ 71,000
Orleans, Louisiana 1 $ 344,000 $ 344,000 $ 89,000
Cumberland, Maine 1 $ 352,000 $ 352,000 $ 158,000
Kennebec, Maine 1 $ 90,000 $ 90,000 $ 101,000
Anne Arundel, Maryland 1 $ 432,000 $ 432,000 $ 117,000
Baltimore City, Maryland 1 $ 258,000 $ 258,000 $ 98,000
Prince George's, Maryland 1 $ 208,000 $ 208,000 $ 70,000
Norfolk, Massachusetts 1 $ 291,000 $ 291,000 $ 65,000
Plymouth, Massachusetts 1 $ 211,000 $ 211,000 $ 52,000
Calhoun, Michigan 1 $ 136,000 $ 136,000 $ 0
Jackson, Michigan 1 $ 92,000 $ 92,000 $ 60,000
Kent, Michigan 1 $ 287,000 $ 287,000 $ 130,000
Lenawee, Michigan 1 $ 183,000 $ 183,000 $ 80,000
Manistee, Michigan 1 $ 180,000 $ 180,000 $ 0
Clearwater, Minnesota 1 $ 200,000 $ 200,000 $ 41,000
Dakota, Minnesota 1 $ 138,000 $ 138,000 $ 55,000
Wright, Minnesota 1 $ 34,000 $ 34,000 $ 40,000
Bates, Missouri 1 $ 69,000 $ 69,000 $ 26,000
Clinton, Missouri 1 $ 138,000 $ 138,000 $ 97,000
Greene, Missouri 1 $ 44,000 $ 44,000 $ 82,000
Johnson, Missouri 1 $ 269,000 $ 269,000 $ 150,000
Morgan, Missouri 1 $ 68,000 $ 68,000 $ 118,000
New Madrid, Missouri 1 $ 170,000 $ 170,000 $ 79,000
Osage, Missouri 1 $ 175,000 $ 175,000 $ 41,000
St. Louis City, Missouri 1 $ 127,000 $ 127,000 $ 42,000
Gallatin, Montana 1 $ 227,000 $ 227,000 $ 95,000
Strafford, New Hampshire 1 $ 149,000 $ 149,000 $ 50,000
Camden, New Jersey 1 $ 355,000 $ 355,000 $ 118,000
Essex, New Jersey 1 $ 284,000 $ 284,000 $ 130,000
Middlesex, New Jersey 1 $ 295,000 $ 295,000 $ 71,000
Somerset, New Jersey 1 $ 208,000 $ 208,000 $ 94,000
Bernalillo, New Mexico 1 $ 700,000 $ 700,000 $ 400,000
Chaves, New Mexico 1 $ 140,000 $ 140,000 $ 58,000
Dona Ana, New Mexico 1 $ 140,000 $ 140,000 $ 88,000
Santa Fe, New Mexico 1 $ 107,000 $ 107,000 $ 158,000
Broome, New York 1 $ 58,000 $ 58,000 $ 54,000
Tioga, New York 1 $ 100,000 $ 100,000 $ 50,000
Ulster, New York 1 $ 167,000 $ 167,000 $ 111,000
Cabarrus, North Carolina 1 $ 127,000 $ 127,000 $ 40,000
Cumberland, North Carolina 1 $ 96,000 $ 96,000 $ 94,000
Durham, North Carolina 1 $ 125,000 $ 125,000 $ 73,000
Pitt, North Carolina 1 $ 141,000 $ 141,000 $ 73,000
Randolph, North Carolina 1 $ 123,000 $ 123,000 $ 98,000
Scotland, North Carolina 1 $ 95,000 $ 95,000 $ 50,000
Watauga, North Carolina 1 $ 256,000 $ 256,000 $ 450,000
Cuyahoga, Ohio 1 $ 168,000 $ 168,000 $ 55,000
Franklin, Ohio 1 $ 125,000 $ 125,000 $ 29,000
Hardin, Ohio 1 $ 225,000 $ 225,000 $ 80,000
Stark, Ohio 1 $ 115,000 $ 115,000 $ 57,000
Tuscarawas, Ohio 1 $ 135,000 $ 135,000 $ 41,000
Beckham, Oklahoma 1 $ 73,000 $ 73,000 $ 60,000
Cimarron, Oklahoma 1 $ 100,000 $ 100,000 $ 122,000
Delaware, Oklahoma 1 $ 371,000 $ 371,000 $ 138,000
Garfield, Oklahoma 1 $ 54,000 $ 54,000 $ 50,000
Garvin, Oklahoma 1 $ 88,000 $ 88,000 $ 67,000
Jackson, Oklahoma 1 $ 135,000 $ 135,000 $ 69,000
Love, Oklahoma 1 $ 98,000 $ 98,000 $ 73,000
Osage, Oklahoma 1 $ 69,000 $ 69,000 $ 65,000
Ottawa, Oklahoma 1 $ 78,000 $ 78,000 $ 59,000
Pawnee, Oklahoma 1 $ 177,000 $ 177,000 $ 39,000
Pittsburg, Oklahoma 1 $ 48,000 $ 48,000 $ 48,000
Pontotoc, Oklahoma 1 $ 143,000 $ 143,000 $ 60,000
Woodward, Oklahoma 1 $ 77,000 $ 77,000 $ 90,000
Crook, Oregon 1 $ 650,000 $ 650,000 $ 0
Josephine, Oregon 1 $ 220,000 $ 220,000 $ 63,000
Lane, Oregon 1 $ 176,000 $ 176,000 $ 55,000
Lincoln, Oregon 1 $ 160,000 $ 160,000 $ 32,000
Linn, Oregon 1 $ 184,000 $ 184,000 $ 47,000
Marion, Oregon 1 $ 194,000 $ 194,000 $ 80,000
Polk, Oregon 1 $ 176,000 $ 176,000 $ 47,000
Tillamook, Oregon 1 $ 225,000 $ 225,000 $ 148,000
Union, Oregon 1 $ 95,000 $ 95,000 $ 71,000
Armstrong, Pennsylvania 1 $ 138,000 $ 138,000 $ 49,000
Berks, Pennsylvania 1 $ 75,000 $ 75,000 $ 56,000
Cambria, Pennsylvania 1 $ 140,000 $ 140,000 $ 67,000
Chester, Pennsylvania 1 $ 257,000 $ 257,000 $ 70,000
Lackawanna, Pennsylvania 1 $ 108,000 $ 108,000 $ 47,000
Lawrence, Pennsylvania 1 $ 60,000 $ 60,000 $ 36,000
Luzerne, Pennsylvania 1 $ 104,000 $ 104,000 $ 83,000
Northampton, Pennsylvania 1 $ 194,000 $ 194,000 $ 111,000
Philadelphia, Pennsylvania 1 $ 100,000 $ 100,000 $ 0
Pike, Pennsylvania 1 $ 106,000 $ 106,000 $ 55,000
Somerset, Pennsylvania 1 $ 192,000 $ 192,000 $ 46,000
Warren, Pennsylvania 1 $ 79,000 $ 79,000 $ 26,000
Washington, Pennsylvania 1 $ 117,000 $ 117,000 $ 67,000
Wayne, Pennsylvania 1 $ 256,000 $ 256,000 $ 264,000
Bristol, Rhode Island 1 $ 375,000 $ 375,000 $ 128,000
Newport, Rhode Island 1 $ 392,000 $ 392,000 $ 141,000
Washington, Rhode Island 1 $ 235,000 $ 235,000 $ 175,000
Charleston, South Carolina 1 $ 252,000 $ 252,000 $ 60,000
Dillon, South Carolina 1 $ 49,000 $ 49,000 $ 26,000
Greenwood, South Carolina 1 $ 150,000 $ 150,000 $ 43,000
Pickens, South Carolina 1 $ 478,000 $ 478,000 $ 65,000
Davidson, Tennessee 1 $ 149,000 $ 149,000 $ 35,000
Bowie, Texas 1 $ 78,000 $ 78,000 $ 79,000
Brown, Texas 1 $ 138,000 $ 138,000 $ 138,000
Cameron, Texas 1 $ 175,000 $ 175,000 $ 297,000
Comal, Texas 1 $ 94,000 $ 94,000 $ 29,000
Llano, Texas 1 $ 183,000 $ 183,000 $ 78,000
Lubbock, Texas 1 $ 145,000 $ 145,000 $ 85,000
Nueces, Texas 1 $ 265,000 $ 265,000 $ 91,000
Bennington, Vermont 1 $ 500,000 $ 500,000 $ 271,000
Chittenden, Vermont 1 $ 110,000 $ 110,000 $ 87,000
Windham, Vermont 1 $ 149,000 $ 149,000 $ 52,000
Accomack, Virginia 1 $ 217,000 $ 217,000 $ 153,000
Arlington, Virginia 1 $ 333,000 $ 333,000 $ 206,000
Loudoun, Virginia 1 $ 318,000 $ 318,000 $ 121,000
Virginia Beach, Virginia 1 $ 185,000 $ 185,000 $ 40,000
Warren, Virginia 1 $ 140,000 $ 140,000 $ 48,000
Franklin, Washington 1 $ 168,000 $ 168,000 $ 57,000
Island, Washington 1 $ 190,000 $ 190,000 $ 150,000
Pierce, Washington 1 $ 296,000 $ 296,000 $ 139,000
Skagit, Washington 1 $ 280,000 $ 280,000 $ 96,000
Spokane, Washington 1 $ 88,000 $ 88,000 $ 216,000
Berkeley, West Virginia 1 $ 225,000 $ 225,000 $ 125,000
Randolph, West Virginia 1 $ 131,000 $ 131,000 $ 59,000
Lincoln, Wisconsin 1 $ 128,000 $ 128,000 $ 74,000
Vilas, Wisconsin 1 $ 360,000 $ 360,000 $ 225,000
Walworth, Wisconsin 1 $ 197,000 $ 197,000 $ 74,000
Waukesha, Wisconsin 1 $ 252,000 $ 252,000 $ 104,000
Fremont, Wyoming 1 $ 184,000 $ 184,000 $ 67,000

Mortgage Loan Application Detail Totals for Security Savings Bank, FSB in 2005

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,368 $175,781,000 $199,622 $1,376,000 $97,911 $2,419,000
Refinancing 1,087 $158,559,000 $209,951 $1,300,000 $89,560 $1,079,000
Home Improvement 10 $669,000 $134,000 $218,000 $67,500 $105,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,478 $189,032,000 $182,666 $1,300,000 $92,452 $2,419,000
Not Provided 599 $99,349,000 $217,822 $1,376,000 $100,533 $669,000
Hispanic 202 $19,954,000 $177,384 $930,000 $75,846 $1,079,000
Asian 111 $17,166,000 $227,333 $620,000 $80,444 $177,000
Black or African American 44 $5,278,000 $175,750 $460,000 $67,000 $142,000
American Indian or Alaskan Native 23 $2,823,000 $141,142 $400,000 $61,714 $106,000
Native Hawaiian or Other Pacific Islander 8 $1,407,000 $239,000 $360,000 $73,666 $121,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,209 $310,229,000 $202,829 $1,376,000 $94,085 $2,419,000
FHA-insured (Federal Housing Administration) 221 $19,743,000 $112,714 $232,000 $45,571 $133,000
VA-guaranteed (Veterans Administration) 30 $4,553,000 $140,333 $337,000 $58,333 $117,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 5 $484,000 $96,000 $118,000 $52,000 $66,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,896 $251,631,000 $207,250 $1,376,000 $103,772 $2,419,000
Application Withdrawn By Applicant 409 $59,946,000 $196,710 $680,000 $81,368 $420,000
Application Denied By Financial Institution 101 $10,874,000 $191,263 $478,000 $83,052 $345,000
Application Approved But Not Accepted 32 $7,501,000 $259,000 $1,000,000 $93,833 $440,000
Loan Purchased By The Institution 25 $4,916,000 $233,000 $504,000 $100,857 $261,000
File Closed For Incompleteness 2 $141,000 $70,000 $95,000 $24,000 $26,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 51 $4,942,000 $148,250 $372,000 $58,000 $177,000
Debt-To-Income Ratio 20 $2,463,000 $176,000 $478,000 $77,625 $209,000
Other 16 $1,560,000 $144,400 $311,000 $81,800 $345,000
Collateral 6 $1,119,000 $250,750 $430,000 $135,250 $264,000
Credit Application Incomplete 3 $229,000 $71,500 $108,000 $58,000 $68,000
Unverifiable Information 2 $141,000 $70,000 $75,000 $50,000 $74,000
Employment History 2 $259,000 $129,500 $175,000 $68,000 $95,000
Insufficient Cash (Downpayment, Closing Cost) 1 $161,000 $161,000 $161,000 $58,000 $58,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Security Savings Bank, FSB's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Security Savings Bank, FSB's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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