Security Service Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Security Service Federal Credit Union 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Security Service Federal Credit Union 15000 W Interstate 10 Bldg 4 San Antonio, TX 78249 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 17,420 |
| Total Mortgage Loan Application Amount | $3,646,380,000 |
| Average Mortgage Loan Application Amount | $179,800 |
| Highest Mortgage Loan Application Amount | $3,005,000 |
| Average Applicant Income | $120,400 |
| Highest Applicant Income | $2,522,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Security Service Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Security Service Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Security Service Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Security Service Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Security Service Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Security Service Federal Credit Union's mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Bexar County Texas | 6,622 | $ 1,193,750,000 | $ 180,000 | $ 111,000 |
| Hidalgo County Texas | 1,117 | $ 165,485,000 | $ 148,000 | $ 104,000 |
| El Paso County Colorado | 873 | $ 178,905,000 | $ 204,000 | $ 112,000 |
| Cameron County Texas | 608 | $ 88,880,000 | $ 146,000 | $ 104,000 |
| Utah County Utah | 596 | $ 143,610,000 | $ 240,000 | $ 110,000 |
| Salt Lake County Utah | 542 | $ 132,560,000 | $ 244,000 | $ 136,000 |
| Comal County Texas | 541 | $ 150,585,000 | $ 278,000 | $ 149,000 |
| Pueblo County Colorado | 367 | $ 49,135,000 | $ 133,000 | $ 75,000 |
| El Paso County Texas | 354 | $ 40,450,000 | $ 114,000 | $ 89,000 |
| Weld County Colorado | 334 | $ 72,460,000 | $ 216,000 | $ 108,000 |
| Guadalupe County Texas | 298 | $ 57,620,000 | $ 193,000 | $ 122,000 |
| Larimer County Colorado | 269 | $ 63,295,000 | $ 235,000 | $ 116,000 |
| Nueces County Texas | 249 | $ 47,475,000 | $ 190,000 | $ 129,000 |
| Kendall County Texas | 239 | $ 85,855,000 | $ 359,000 | $ 196,000 |
| Travis County Texas | 235 | $ 99,795,000 | $ 424,000 | $ 209,000 |
| Arapahoe County Colorado | 222 | $ 54,000,000 | $ 243,000 | $ 132,000 |
| Jefferson County Colorado | 218 | $ 58,070,000 | $ 266,000 | $ 141,000 |
| Washington County Utah | 191 | $ 34,265,000 | $ 179,000 | $ 106,000 |
| Medina County Texas | 189 | $ 37,375,000 | $ 197,000 | $ 109,000 |
| Denver County Colorado | 182 | $ 45,460,000 | $ 249,000 | $ 124,000 |
| Douglas County Colorado | 170 | $ 51,080,000 | $ 300,000 | $ 162,000 |
| Adams County Colorado | 168 | $ 39,260,000 | $ 233,000 | $ 113,000 |
| Harris County Texas | 160 | $ 46,450,000 | $ 290,000 | $ 175,000 |
| Atascosa County Texas | 148 | $ 21,610,000 | $ 146,000 | $ 86,000 |
| Wilson County Texas | 132 | $ 31,910,000 | $ 241,000 | $ 143,000 |
| San Patricio County Texas | 124 | $ 19,490,000 | $ 157,000 | $ 102,000 |
| Uvalde County Texas | 107 | $ 16,705,000 | $ 156,000 | $ 94,000 |
| Summit County Utah | 104 | $ 101,450,000 | $ 975,000 | $ 425,000 |
| Williamson County Texas | 97 | $ 24,675,000 | $ 254,000 | $ 144,000 |
| Boulder County Colorado | 92 | $ 25,020,000 | $ 271,000 | $ 132,000 |
| Hays County Texas | 88 | $ 25,550,000 | $ 290,000 | $ 158,000 |
| Bandera County Texas | 86 | $ 17,050,000 | $ 198,000 | $ 99,000 |
| Davis County Utah | 75 | $ 19,145,000 | $ 255,000 | $ 109,000 |
| Webb County Texas | 74 | $ 11,740,000 | $ 158,000 | $ 104,000 |
| Weber County Utah | 71 | $ 14,525,000 | $ 204,000 | $ 93,000 |
| Tarrant County Texas | 61 | $ 17,665,000 | $ 289,000 | $ 152,000 |
| Dallas County Texas | 58 | $ 20,700,000 | $ 356,000 | $ 191,000 |
| Maverick County Texas | 56 | $ 6,960,000 | $ 124,000 | $ 82,000 |
| Broomfield County Colorado | 54 | $ 18,040,000 | $ 334,000 | $ 168,000 |
| Fort Bend County Texas | 51 | $ 15,445,000 | $ 302,000 | $ 165,000 |
| Denton County Texas | 48 | $ 14,260,000 | $ 297,000 | $ 161,000 |
| Val Verde County Texas | 48 | $ 6,940,000 | $ 144,000 | $ 108,000 |
| Aransas County Texas | 47 | $ 7,525,000 | $ 160,000 | $ 126,000 |
| Montgomery County Texas | 46 | $ 12,300,000 | $ 267,000 | $ 165,000 |
| Collin County Texas | 44 | $ 12,480,000 | $ 283,000 | $ 148,000 |
| Kerr County Texas | 41 | $ 8,625,000 | $ 210,000 | $ 103,000 |
| Fremont County Colorado | 32 | $ 5,510,000 | $ 172,000 | $ 74,000 |
| Mesa County Colorado | 31 | $ 8,125,000 | $ 262,000 | $ 213,000 |
| Burnet County Texas | 26 | $ 6,600,000 | $ 253,000 | $ 127,000 |
| Wasatch County Utah | 25 | $ 35,475,000 | $ 1,419,000 | $ 644,000 |
| Starr County Texas | 23 | $ 2,955,000 | $ 128,000 | $ 79,000 |
| Gillespie County Texas | 22 | $ 5,450,000 | $ 247,000 | $ 113,000 |
| Tooele County Utah | 22 | $ 4,010,000 | $ 182,000 | $ 99,000 |
| Teller County Colorado | 19 | $ 4,805,000 | $ 252,000 | $ 107,000 |
| Brazos County Texas | 19 | $ 3,975,000 | $ 209,000 | $ 190,000 |
| Frio County Texas | 19 | $ 3,305,000 | $ 173,000 | $ 160,000 |
| Blanco County Texas | 18 | $ 5,730,000 | $ 318,000 | $ 177,000 |
| Bell County Texas | 17 | $ 1,565,000 | $ 92,000 | $ 110,000 |
| Llano County Texas | 17 | $ 10,625,000 | $ 625,000 | $ 394,000 |
| Willacy County Texas | 17 | $ 2,195,000 | $ 129,000 | $ 103,000 |
| Jim Wells County Texas | 16 | $ 2,470,000 | $ 154,000 | $ 101,000 |
| Bastrop County Texas | 15 | $ 5,255,000 | $ 350,000 | $ 126,000 |
| Kleberg County Texas | 15 | $ 2,205,000 | $ 147,000 | $ 99,000 |
| Midland County Texas | 15 | $ 2,925,000 | $ 195,000 | $ 128,000 |
| Brazoria County Texas | 14 | $ 3,220,000 | $ 230,000 | $ 125,000 |
| Cache County Utah | 14 | $ 2,290,000 | $ 163,000 | $ 107,000 |
| Live Oak County Texas | 13 | $ 2,485,000 | $ 191,000 | $ 179,000 |
| Zavala County Texas | 13 | $ 995,000 | $ 76,000 | $ 95,000 |
| Park County Colorado | 12 | $ 3,370,000 | $ 280,000 | $ 126,000 |
| Lubbock County Texas | 12 | $ 4,340,000 | $ 361,000 | $ 195,000 |
| Elbert County Colorado | 11 | $ 2,335,000 | $ 212,000 | $ 127,000 |
| Sanpete County Utah | 11 | $ 2,635,000 | $ 239,000 | $ 119,000 |
| Montezuma County Colorado | 10 | $ 2,570,000 | $ 257,000 | $ 115,000 |
| Galveston County Texas | 10 | $ 2,960,000 | $ 296,000 | $ 235,000 |
| Alamosa County Colorado | 9 | $ 1,695,000 | $ 188,000 | $ 118,000 |
| Eagle County Colorado | 9 | $ 4,165,000 | $ 462,000 | $ 243,000 |
| Las Animas County Colorado | 9 | $ 1,065,000 | $ 118,000 | $ 63,000 |
| Rio Grande County Colorado | 9 | $ 1,105,000 | $ 122,000 | $ 110,000 |
| Real County Texas | 9 | $ 1,175,000 | $ 130,000 | $ 52,000 |
| Victoria County Texas | 9 | $ 1,535,000 | $ 170,000 | $ 106,000 |
| La Plata County Colorado | 8 | $ 2,450,000 | $ 306,000 | $ 208,000 |
| Montrose County Colorado | 8 | $ 1,730,000 | $ 216,000 | $ 86,000 |
| Dimmit County Texas | 8 | $ 880,000 | $ 110,000 | $ 147,000 |
| Parker County Texas | 8 | $ 2,220,000 | $ 277,000 | $ 220,000 |
| Garfield County Colorado | 7 | $ 2,145,000 | $ 306,000 | $ 117,000 |
| Grand County Colorado | 7 | $ 2,605,000 | $ 372,000 | $ 373,000 |
| Huerfano County Colorado | 7 | $ 1,165,000 | $ 166,000 | $ 104,000 |
| Routt County Colorado | 7 | $ 2,705,000 | $ 386,000 | $ 170,000 |
| Caldwell County Texas | 7 | $ 1,245,000 | $ 177,000 | $ 87,000 |
| Karnes County Texas | 7 | $ 1,165,000 | $ 166,000 | $ 112,000 |
| Orange County Texas | 7 | $ 2,135,000 | $ 305,000 | $ 193,000 |
| Rockwall County Texas | 7 | $ 1,405,000 | $ 200,000 | $ 144,000 |
| Chaffee County Colorado | 6 | $ 1,140,000 | $ 190,000 | $ 117,000 |
| Custer County Colorado | 6 | $ 1,230,000 | $ 205,000 | $ 85,000 |
| Pitkin County Colorado | 6 | $ 3,290,000 | $ 548,000 | $ 304,000 |
| Prowers County Colorado | 6 | $ 640,000 | $ 106,000 | $ 80,000 |
| Bee County Texas | 6 | $ 770,000 | $ 128,000 | $ 124,000 |
| Duval County Texas | 6 | $ 420,000 | $ 70,000 | $ 79,000 |
| Juab County Utah | 6 | $ 1,710,000 | $ 285,000 | $ 81,000 |
| Maricopa County Arizona | 5 | $ 1,835,000 | $ 367,000 | $ 158,000 |
| Otero County Colorado | 5 | $ 425,000 | $ 85,000 | $ 91,000 |
| Summit County Colorado | 5 | $ 2,065,000 | $ 413,000 | $ 187,000 |
| Brown County Texas | 5 | $ 435,000 | $ 87,000 | $ 53,000 |
| Calhoun County Texas | 5 | $ 1,275,000 | $ 255,000 | $ 277,000 |
| Ector County Texas | 5 | $ 2,365,000 | $ 473,000 | $ 256,000 |
| Ellis County Texas | 5 | $ 1,055,000 | $ 211,000 | $ 118,000 |
| Jefferson County Texas | 5 | $ 3,115,000 | $ 623,000 | $ 306,000 |
| Johnson County Texas | 5 | $ 705,000 | $ 141,000 | $ 53,000 |
| La Salle County Texas | 5 | $ 745,000 | $ 149,000 | $ 106,000 |
| Lavaca County Texas | 5 | $ 1,105,000 | $ 221,000 | $ 108,000 |
| Lee County Texas | 5 | $ 1,375,000 | $ 275,000 | $ 153,000 |
| Carbon County Utah | 5 | $ 695,000 | $ 139,000 | $ 87,000 |
| Conejos County Colorado | 4 | $ 330,000 | $ 82,000 | $ 62,000 |
| Delta County Colorado | 4 | $ 480,000 | $ 120,000 | $ 46,000 |
| Clark County Nevada | 4 | $ 800,000 | $ 200,000 | $ 0 |
| Hunt County Texas | 4 | $ 550,000 | $ 137,000 | $ 82,000 |
| Kaufman County Texas | 4 | $ 640,000 | $ 160,000 | $ 83,000 |
| Box Elder County Utah | 4 | $ 610,000 | $ 152,000 | $ 56,000 |
| Iron County Utah | 4 | $ 1,430,000 | $ 357,000 | $ 86,000 |
| Morgan County Utah | 4 | $ 1,140,000 | $ 285,000 | $ 160,000 |
| Sevier County Utah | 4 | $ 980,000 | $ 245,000 | $ 68,000 |
| Archuleta County Colorado | 3 | $ 795,000 | $ 265,000 | $ 97,000 |
| Gilpin County Colorado | 3 | $ 735,000 | $ 245,000 | $ 132,000 |
| Gunnison County Colorado | 3 | $ 635,000 | $ 211,000 | $ 84,000 |
| Moffat County Colorado | 3 | $ 515,000 | $ 171,000 | $ 179,000 |
| Austin County Texas | 3 | $ 915,000 | $ 305,000 | $ 146,000 |
| Goliad County Texas | 3 | $ 725,000 | $ 241,000 | $ 81,000 |
| Gonzales County Texas | 3 | $ 365,000 | $ 121,000 | $ 80,000 |
| Henderson County Texas | 3 | $ 895,000 | $ 298,000 | $ 256,000 |
| Howard County Texas | 3 | $ 175,000 | $ 58,000 | $ 108,000 |
| Jim Hogg County Texas | 3 | $ 165,000 | $ 55,000 | $ 71,000 |
| McLennan County Texas | 3 | $ 255,000 | $ 85,000 | $ 103,000 |
| Refugio County Texas | 3 | $ 365,000 | $ 121,000 | $ 71,000 |
| Smith County Texas | 3 | $ 355,000 | $ 118,000 | $ 148,000 |
| Taylor County Texas | 3 | $ 555,000 | $ 185,000 | $ 149,000 |
| Tom Green County Texas | 3 | $ 425,000 | $ 141,000 | $ 121,000 |
| Walker County Texas | 3 | $ 555,000 | $ 185,000 | $ 106,000 |
| Waller County Texas | 3 | $ 445,000 | $ 148,000 | $ 143,000 |
| Ward County Texas | 3 | $ 255,000 | $ 85,000 | $ 110,000 |
| Washington County Texas | 3 | $ 245,000 | $ 81,000 | $ 51,000 |
| Duchesne County Utah | 3 | $ 515,000 | $ 171,000 | $ 149,000 |
| San Juan County Utah | 3 | $ 435,000 | $ 145,000 | $ 120,000 |
| Mason County Washington | 3 | $ 1,495,000 | $ 498,000 | $ 543,000 |
| Clear Creek County Colorado | 2 | $ 350,000 | $ 175,000 | $ 140,000 |
| Costilla County Colorado | 2 | $ 70,000 | $ 35,000 | $ 23,000 |
| Lake County Colorado | 2 | $ 260,000 | $ 130,000 | $ 40,000 |
| Morgan County Colorado | 2 | $ 340,000 | $ 170,000 | $ 34,000 |
| Ouray County Colorado | 2 | $ 730,000 | $ 365,000 | $ 106,000 |
| San Miguel County Colorado | 2 | $ 3,070,000 | $ 1,535,000 | $ 771,000 |
| Sedgwick County Colorado | 2 | $ 170,000 | $ 85,000 | $ 50,000 |
| Duval County Florida | 2 | $ 1,200,000 | $ 600,000 | $ 553,000 |
| Santa Fe County New Mexico | 2 | $ 520,000 | $ 260,000 | $ 130,000 |
| Anderson County Texas | 2 | $ 220,000 | $ 110,000 | $ 117,000 |
| Chambers County Texas | 2 | $ 490,000 | $ 245,000 | $ 236,000 |
| Fayette County Texas | 2 | $ 230,000 | $ 115,000 | $ 85,000 |
| Gregg County Texas | 2 | $ 300,000 | $ 150,000 | $ 0 |
| Hood County Texas | 2 | $ 370,000 | $ 185,000 | $ 55,000 |
| Beaver County Utah | 2 | $ 190,000 | $ 95,000 | $ 95,000 |
| Grand County Utah | 2 | $ 500,000 | $ 250,000 | $ 372,000 |
| Kane County Utah | 2 | $ 920,000 | $ 460,000 | $ 322,000 |
| King County Washington | 2 | $ 2,000,000 | $ 1,000,000 | $ 0 |
| Crowley County Colorado | 1 | $ 175,000 | $ 175,000 | $ 121,000 |
| Jackson County Colorado | 1 | $ 215,000 | $ 215,000 | $ 128,000 |
| Kit Carson County Colorado | 1 | $ 95,000 | $ 95,000 | $ 45,000 |
| Lincoln County Colorado | 1 | $ 155,000 | $ 155,000 | $ 99,000 |
| Rio Blanco County Colorado | 1 | $ 165,000 | $ 165,000 | $ 99,000 |
| Manatee County Florida | 1 | $ 235,000 | $ 235,000 | $ 136,000 |
| Flathead County Montana | 1 | $ 1,785,000 | $ 1,785,000 | $ 0 |
| Missoula County Montana | 1 | $ 315,000 | $ 315,000 | $ 65,000 |
| Angelina County Texas | 1 | $ 195,000 | $ 195,000 | $ 127,000 |
| Bosque County Texas | 1 | $ 235,000 | $ 235,000 | $ 46,000 |
| Camp County Texas | 1 | $ 435,000 | $ 435,000 | $ 274,000 |
| Cooke County Texas | 1 | $ 125,000 | $ 125,000 | $ 245,000 |
| Coryell County Texas | 1 | $ 75,000 | $ 75,000 | $ 138,000 |
| Erath County Texas | 1 | $ 185,000 | $ 185,000 | $ 27,000 |
| Franklin County Texas | 1 | $ 75,000 | $ 75,000 | $ 157,000 |
| Freestone County Texas | 1 | $ 175,000 | $ 175,000 | $ 92,000 |
| Grayson County Texas | 1 | $ 95,000 | $ 95,000 | $ 260,000 |
| Hansford County Texas | 1 | $ 85,000 | $ 85,000 | $ 40,000 |
| Hardin County Texas | 1 | $ 285,000 | $ 285,000 | $ 125,000 |
| Harrison County Texas | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Hemphill County Texas | 1 | $ 295,000 | $ 295,000 | $ 179,000 |
| Jasper County Texas | 1 | $ 415,000 | $ 415,000 | $ 310,000 |
| Kimble County Texas | 1 | $ 165,000 | $ 165,000 | $ 44,000 |
| Kinney County Texas | 1 | $ 125,000 | $ 125,000 | $ 70,000 |
| Lampasas County Texas | 1 | $ 225,000 | $ 225,000 | $ 164,000 |
| Leon County Texas | 1 | $ 195,000 | $ 195,000 | $ 114,000 |
| Limestone County Texas | 1 | $ 155,000 | $ 155,000 | $ 114,000 |
| Martin County Texas | 1 | $ 145,000 | $ 145,000 | $ 105,000 |
| Menard County Texas | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Milam County Texas | 1 | $ 325,000 | $ 325,000 | $ 175,000 |
| Mills County Texas | 1 | $ 225,000 | $ 225,000 | $ 144,000 |
| Morris County Texas | 1 | $ 55,000 | $ 55,000 | $ 44,000 |
| Nacogdoches County Texas | 1 | $ 165,000 | $ 165,000 | $ 127,000 |
| Rains County Texas | 1 | $ 115,000 | $ 115,000 | $ 108,000 |
| Randall County Texas | 1 | $ 65,000 | $ 65,000 | $ 52,000 |
| Robertson County Texas | 1 | $ 175,000 | $ 175,000 | $ 701,000 |
| Shelby County Texas | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Sterling County Texas | 1 | $ 55,000 | $ 55,000 | $ 148,000 |
| Terrell County Texas | 1 | $ 75,000 | $ 75,000 | $ 94,000 |
| Van Zandt County Texas | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Zapata County Texas | 1 | $ 75,000 | $ 75,000 | $ 63,000 |
| Garfield County Utah | 1 | $ 335,000 | $ 335,000 | $ 165,000 |
| Millard County Utah | 1 | $ 105,000 | $ 105,000 | $ 118,000 |
| Piute County Utah | 1 | $ 105,000 | $ 105,000 | $ 29,000 |
| Rich County Utah | 1 | $ 65,000 | $ 65,000 | $ 128,000 |
| Uintah County Utah | 1 | $ 35,000 | $ 35,000 | $ 84,000 |
| Prince William County Virginia | 1 | $ 565,000 | $ 565,000 | $ 236,000 |
| Snohomish County Washington | 1 | $ 475,000 | $ 475,000 | $ 83,000 |
| Albany County Wyoming | 1 | $ 405,000 | $ 405,000 | $ 281,000 |
Mortgage Loan Application Detail Totals for Security Service Federal Credit Union in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 6,291 | $1,411,465,000 | $224,000 | $3,005,000 | $127,000 | $2,037,000 |
| Cash-out Refinancing | 5,106 | $1,009,290,000 | $197,000 | $2,605,000 | $107,000 | $1,760,000 |
| Home Purchase | 3,440 | $970,570,000 | $282,000 | $3,005,000 | $140,000 | $2,522,000 |
| Other Purpose | 1,666 | $165,740,000 | $99,000 | $3,005,000 | $111,000 | $1,050,000 |
| Home Improvement | 917 | $89,315,000 | $97,000 | $1,125,000 | $117,000 | $2,374,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 6,650 | $1,067,930,000 | $160,000 | $3,005,000 | $96,000 | $1,308,000 |
| White | 6,557 | $1,694,335,000 | $258,000 | $3,005,000 | $146,000 | $2,456,000 |
| Not Provided | 3,255 | $660,855,000 | $203,000 | $2,825,000 | $122,000 | $2,522,000 |
| Asian | 484 | $123,820,000 | $255,000 | $1,905,000 | $144,000 | $1,075,000 |
| Black or African American | 370 | $71,930,000 | $194,000 | $1,005,000 | $109,000 | $475,000 |
| American Indian or Alaskan Native | 66 | $15,950,000 | $241,000 | $895,000 | $106,000 | $405,000 |
| Native Hawaiian or Other Pacific Islander | 35 | $6,875,000 | $196,000 | $645,000 | $89,000 | $342,000 |
| Not applicable | 3 | $4,685,000 | $1,561,000 | $2,025,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 17,370 | $3,634,460,000 | $209,000 | $3,005,000 | $122,000 | $2,522,000 |
| VA-guaranteed (Veterans Administration) | 31 | $8,145,000 | $262,000 | $525,000 | $83,000 | $256,000 |
| FHA-insured (Federal Housing Administration) | 19 | $3,775,000 | $198,000 | $345,000 | $109,000 | $215,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 9,249 | $1,985,035,000 | $214,000 | $3,005,000 | $128,000 | $2,456,000 |
| File Closed For Incompleteness | 3,759 | $791,135,000 | $210,000 | $3,005,000 | $123,000 | $2,522,000 |
| Application Denied By Financial Institution | 2,585 | $467,555,000 | $180,000 | $3,005,000 | $85,000 | $785,000 |
| Application Withdrawn By Applicant | 946 | $214,330,000 | $226,000 | $2,105,000 | $125,000 | $1,100,000 |
| Application Approved But Not Accepted | 881 | $188,325,000 | $213,000 | $2,705,000 | $121,000 | $1,049,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 14,835 | $3,178,825,000 | $214,000 | $3,005,000 | $126,000 | $2,522,000 |
| Debt-To-Income Ratio | 1,033 | $187,425,000 | $181,000 | $2,315,000 | $58,000 | $465,000 |
| Credit History | 814 | $106,400,000 | $130,000 | $945,000 | $97,000 | $471,000 |
| Other | 379 | $94,495,000 | $249,000 | $3,005,000 | $125,000 | $772,000 |
| Unverifiable Information | 178 | $34,740,000 | $195,000 | $1,435,000 | $106,000 | $785,000 |
| Collateral | 127 | $33,135,000 | $260,000 | $2,005,000 | $136,000 | $719,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 45 | $9,855,000 | $219,000 | $1,135,000 | $107,000 | $450,000 |
| Employment History | 7 | $1,025,000 | $146,000 | $225,000 | $75,000 | $215,000 |
| Credit Application Incomplete | 1 | $155,000 | $155,000 | $155,000 | $0 | $0 |
| Mortgage Insurance Denied | 1 | $325,000 | $325,000 | $325,000 | $210,000 | $210,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Security Service Federal Credit Union's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Security Service Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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