Security Service Mortgage Lending & HMDA Data, 2020

In 2020, Security Service of San Antonio, TX reported 17,420 mortgage applications totaling $3.6 billion, up 91% from 2019. The average application was for $209,321, and applicants reported an average income of $121,648. 53% of its applications resulted in an originated loan and 15% were denied. Its largest markets were San Antonio-New Braunfels, TX (8,255), McAllen-Edinburg-Mission, TX (1,117) and Denver-Aurora-Lakewood, CO (1,042) (applications in parentheses).

Mortgage Company & Address Security Service
15000 W Interstate 10 Bldg 4
San Antonio, TX 78249
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 17,420
Total Mortgage Loan Application Amount $3,646,380,000
Average Mortgage Loan Application Amount $209,321
Highest Mortgage Loan Application Amount $3,005,000
Average Applicant Income $121,648
Highest Applicant Income $2,522,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Security Service filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Security Service by County in 2020

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Bexar, Texas 6,622 $ 1,193,750,000 $ 180,270 $ 111,000
Hidalgo, Texas 1,117 $ 165,485,000 $ 148,151 $ 104,000
El Paso, Colorado 873 $ 178,905,000 $ 204,931 $ 112,000
Cameron, Texas 608 $ 88,880,000 $ 146,184 $ 104,000
Utah, Utah 596 $ 143,610,000 $ 240,956 $ 110,000
Salt Lake, Utah 542 $ 132,560,000 $ 244,575 $ 136,000
Comal, Texas 541 $ 150,585,000 $ 278,345 $ 149,000
Pueblo, Colorado 367 $ 49,135,000 $ 133,882 $ 75,000
El Paso, Texas 354 $ 40,450,000 $ 114,265 $ 89,000
Weld, Colorado 334 $ 72,460,000 $ 216,946 $ 108,000
Guadalupe, Texas 298 $ 57,620,000 $ 193,355 $ 122,000
Larimer, Colorado 269 $ 63,295,000 $ 235,297 $ 116,000
Nueces, Texas 249 $ 47,475,000 $ 190,662 $ 129,000
Kendall, Texas 239 $ 85,855,000 $ 359,225 $ 196,000
Travis, Texas 235 $ 99,795,000 $ 424,659 $ 209,000
Arapahoe, Colorado 222 $ 54,000,000 $ 243,243 $ 132,000
Jefferson, Colorado 218 $ 58,070,000 $ 266,376 $ 141,000
Washington, Utah 191 $ 34,265,000 $ 179,397 $ 106,000
Medina, Texas 189 $ 37,375,000 $ 197,751 $ 109,000
Denver, Colorado 182 $ 45,460,000 $ 249,780 $ 124,000
Douglas, Colorado 170 $ 51,080,000 $ 300,470 $ 162,000
Adams, Colorado 168 $ 39,260,000 $ 233,690 $ 113,000
Harris, Texas 160 $ 46,450,000 $ 290,312 $ 175,000
Atascosa, Texas 148 $ 21,610,000 $ 146,013 $ 86,000
Wilson, Texas 132 $ 31,910,000 $ 241,742 $ 143,000
San Patricio, Texas 124 $ 19,490,000 $ 157,177 $ 102,000
Uvalde, Texas 107 $ 16,705,000 $ 156,121 $ 94,000
Summit, Utah 104 $ 101,450,000 $ 975,480 $ 425,000
Williamson, Texas 97 $ 24,675,000 $ 254,381 $ 144,000
Boulder, Colorado 92 $ 25,020,000 $ 271,956 $ 132,000
Hays, Texas 88 $ 25,550,000 $ 290,340 $ 158,000
Bandera, Texas 86 $ 17,050,000 $ 198,255 $ 99,000
Davis, Utah 75 $ 19,145,000 $ 255,266 $ 109,000
Webb, Texas 74 $ 11,740,000 $ 158,648 $ 104,000
Weber, Utah 71 $ 14,525,000 $ 204,577 $ 93,000
Tarrant, Texas 61 $ 17,665,000 $ 289,590 $ 152,000
Dallas, Texas 58 $ 20,700,000 $ 356,896 $ 191,000
Maverick, Texas 56 $ 6,960,000 $ 124,285 $ 82,000
Broomfield, Colorado 54 $ 18,040,000 $ 334,074 $ 168,000
Fort Bend, Texas 51 $ 15,445,000 $ 302,843 $ 165,000
Denton, Texas 48 $ 14,260,000 $ 297,083 $ 161,000
Val Verde, Texas 48 $ 6,940,000 $ 144,583 $ 108,000
Aransas, Texas 47 $ 7,525,000 $ 160,106 $ 126,000
Montgomery, Texas 46 $ 12,300,000 $ 267,391 $ 165,000
Collin, Texas 44 $ 12,480,000 $ 283,636 $ 148,000
Kerr, Texas 41 $ 8,625,000 $ 210,365 $ 103,000
Fremont, Colorado 32 $ 5,510,000 $ 172,187 $ 74,000
Mesa, Colorado 31 $ 8,125,000 $ 262,096 $ 213,000
Burnet, Texas 26 $ 6,600,000 $ 253,846 $ 127,000
Wasatch, Utah 25 $ 35,475,000 $ 1,419,000 $ 644,000
Starr, Texas 23 $ 2,955,000 $ 128,478 $ 79,000
Gillespie, Texas 22 $ 5,450,000 $ 247,727 $ 113,000
Tooele, Utah 22 $ 4,010,000 $ 182,272 $ 99,000
Teller, Colorado 19 $ 4,805,000 $ 252,894 $ 107,000
Brazos, Texas 19 $ 3,975,000 $ 209,210 $ 190,000
Frio, Texas 19 $ 3,305,000 $ 173,947 $ 160,000
Blanco, Texas 18 $ 5,730,000 $ 318,333 $ 177,000
Bell, Texas 17 $ 1,565,000 $ 92,058 $ 110,000
Llano, Texas 17 $ 10,625,000 $ 625,000 $ 394,000
Willacy, Texas 17 $ 2,195,000 $ 129,117 $ 103,000
Jim Wells, Texas 16 $ 2,470,000 $ 154,375 $ 101,000
Bastrop, Texas 15 $ 5,255,000 $ 350,333 $ 126,000
Kleberg, Texas 15 $ 2,205,000 $ 147,000 $ 99,000
Midland, Texas 15 $ 2,925,000 $ 195,000 $ 128,000
Brazoria, Texas 14 $ 3,220,000 $ 230,000 $ 125,000
Cache, Utah 14 $ 2,290,000 $ 163,571 $ 107,000
Live Oak, Texas 13 $ 2,485,000 $ 191,153 $ 179,000
Zavala, Texas 13 $ 995,000 $ 76,538 $ 95,000
Park, Colorado 12 $ 3,370,000 $ 280,833 $ 126,000
Lubbock, Texas 12 $ 4,340,000 $ 361,666 $ 195,000
Elbert, Colorado 11 $ 2,335,000 $ 212,272 $ 127,000
Sanpete, Utah 11 $ 2,635,000 $ 239,545 $ 119,000
Montezuma, Colorado 10 $ 2,570,000 $ 257,000 $ 115,000
Galveston, Texas 10 $ 2,960,000 $ 296,000 $ 235,000
Alamosa, Colorado 9 $ 1,695,000 $ 188,333 $ 118,000
Eagle, Colorado 9 $ 4,165,000 $ 462,777 $ 243,000
Las Animas, Colorado 9 $ 1,065,000 $ 118,333 $ 63,000
Rio Grande, Colorado 9 $ 1,105,000 $ 122,777 $ 110,000
Real, Texas 9 $ 1,175,000 $ 130,555 $ 52,000
Victoria, Texas 9 $ 1,535,000 $ 170,555 $ 106,000
La Plata, Colorado 8 $ 2,450,000 $ 306,250 $ 208,000
Montrose, Colorado 8 $ 1,730,000 $ 216,250 $ 86,000
Dimmit, Texas 8 $ 880,000 $ 110,000 $ 147,000
Parker, Texas 8 $ 2,220,000 $ 277,500 $ 220,000
Garfield, Colorado 7 $ 2,145,000 $ 306,428 $ 117,000
Grand, Colorado 7 $ 2,605,000 $ 372,142 $ 373,000
Huerfano, Colorado 7 $ 1,165,000 $ 166,428 $ 104,000
Routt, Colorado 7 $ 2,705,000 $ 386,428 $ 170,000
Caldwell, Texas 7 $ 1,245,000 $ 177,857 $ 87,000
Karnes, Texas 7 $ 1,165,000 $ 166,428 $ 112,000
Orange, Texas 7 $ 2,135,000 $ 305,000 $ 193,000
Rockwall, Texas 7 $ 1,405,000 $ 200,714 $ 144,000
Chaffee, Colorado 6 $ 1,140,000 $ 190,000 $ 117,000
Custer, Colorado 6 $ 1,230,000 $ 205,000 $ 85,000
Pitkin, Colorado 6 $ 3,290,000 $ 548,333 $ 304,000
Prowers, Colorado 6 $ 640,000 $ 106,666 $ 80,000
Bee, Texas 6 $ 770,000 $ 128,333 $ 124,000
Duval, Texas 6 $ 420,000 $ 70,000 $ 79,000
Juab, Utah 6 $ 1,710,000 $ 285,000 $ 81,000
Maricopa, Arizona 5 $ 1,835,000 $ 367,000 $ 158,000
Otero, Colorado 5 $ 425,000 $ 85,000 $ 91,000
Summit, Colorado 5 $ 2,065,000 $ 413,000 $ 187,000
Brown, Texas 5 $ 435,000 $ 87,000 $ 53,000
Calhoun, Texas 5 $ 1,275,000 $ 255,000 $ 277,000
Ector, Texas 5 $ 2,365,000 $ 473,000 $ 256,000
Ellis, Texas 5 $ 1,055,000 $ 211,000 $ 118,000
Jefferson, Texas 5 $ 3,115,000 $ 623,000 $ 306,000
Johnson, Texas 5 $ 705,000 $ 141,000 $ 53,000
La Salle, Texas 5 $ 745,000 $ 149,000 $ 106,000
Lavaca, Texas 5 $ 1,105,000 $ 221,000 $ 108,000
Lee, Texas 5 $ 1,375,000 $ 275,000 $ 153,000
Carbon, Utah 5 $ 695,000 $ 139,000 $ 87,000
Conejos, Colorado 4 $ 330,000 $ 82,500 $ 62,000
Delta, Colorado 4 $ 480,000 $ 120,000 $ 46,000
Clark, Nevada 4 $ 800,000 $ 200,000 $ 0
Hunt, Texas 4 $ 550,000 $ 137,500 $ 82,000
Kaufman, Texas 4 $ 640,000 $ 160,000 $ 83,000
Box Elder, Utah 4 $ 610,000 $ 152,500 $ 56,000
Iron, Utah 4 $ 1,430,000 $ 357,500 $ 86,000
Morgan, Utah 4 $ 1,140,000 $ 285,000 $ 160,000
Sevier, Utah 4 $ 980,000 $ 245,000 $ 68,000
Archuleta, Colorado 3 $ 795,000 $ 265,000 $ 97,000
Gilpin, Colorado 3 $ 735,000 $ 245,000 $ 132,000
Gunnison, Colorado 3 $ 635,000 $ 211,666 $ 84,000
Moffat, Colorado 3 $ 515,000 $ 171,666 $ 179,000
Austin, Texas 3 $ 915,000 $ 305,000 $ 146,000
Goliad, Texas 3 $ 725,000 $ 241,666 $ 81,000
Gonzales, Texas 3 $ 365,000 $ 121,666 $ 80,000
Henderson, Texas 3 $ 895,000 $ 298,333 $ 256,000
Howard, Texas 3 $ 175,000 $ 58,333 $ 108,000
Jim Hogg, Texas 3 $ 165,000 $ 55,000 $ 71,000
McLennan, Texas 3 $ 255,000 $ 85,000 $ 103,000
Refugio, Texas 3 $ 365,000 $ 121,666 $ 71,000
Smith, Texas 3 $ 355,000 $ 118,333 $ 148,000
Taylor, Texas 3 $ 555,000 $ 185,000 $ 149,000
Tom Green, Texas 3 $ 425,000 $ 141,666 $ 121,000
Walker, Texas 3 $ 555,000 $ 185,000 $ 106,000
Waller, Texas 3 $ 445,000 $ 148,333 $ 143,000
Ward, Texas 3 $ 255,000 $ 85,000 $ 110,000
Washington, Texas 3 $ 245,000 $ 81,666 $ 51,000
Duchesne, Utah 3 $ 515,000 $ 171,666 $ 149,000
San Juan, Utah 3 $ 435,000 $ 145,000 $ 120,000
Mason, Washington 3 $ 1,495,000 $ 498,333 $ 543,000
Clear Creek, Colorado 2 $ 350,000 $ 175,000 $ 140,000
Costilla, Colorado 2 $ 70,000 $ 35,000 $ 23,000
Lake, Colorado 2 $ 260,000 $ 130,000 $ 40,000
Morgan, Colorado 2 $ 340,000 $ 170,000 $ 34,000
Ouray, Colorado 2 $ 730,000 $ 365,000 $ 106,000
San Miguel, Colorado 2 $ 3,070,000 $ 1,535,000 $ 771,000
Sedgwick, Colorado 2 $ 170,000 $ 85,000 $ 50,000
Duval, Florida 2 $ 1,200,000 $ 600,000 $ 553,000
Santa Fe, New Mexico 2 $ 520,000 $ 260,000 $ 130,000
Anderson, Texas 2 $ 220,000 $ 110,000 $ 117,000
Chambers, Texas 2 $ 490,000 $ 245,000 $ 236,000
Fayette, Texas 2 $ 230,000 $ 115,000 $ 85,000
Gregg, Texas 2 $ 300,000 $ 150,000 $ 0
Hood, Texas 2 $ 370,000 $ 185,000 $ 55,000
Beaver, Utah 2 $ 190,000 $ 95,000 $ 95,000
Grand, Utah 2 $ 500,000 $ 250,000 $ 372,000
Kane, Utah 2 $ 920,000 $ 460,000 $ 322,000
King, Washington 2 $ 2,000,000 $ 1,000,000 $ 0
Crowley, Colorado 1 $ 175,000 $ 175,000 $ 121,000
Jackson, Colorado 1 $ 215,000 $ 215,000 $ 128,000
Kit Carson, Colorado 1 $ 95,000 $ 95,000 $ 45,000
Lincoln, Colorado 1 $ 155,000 $ 155,000 $ 99,000
Rio Blanco, Colorado 1 $ 165,000 $ 165,000 $ 99,000
Manatee, Florida 1 $ 235,000 $ 235,000 $ 136,000
Flathead, Montana 1 $ 1,785,000 $ 1,785,000 $ 0
Missoula, Montana 1 $ 315,000 $ 315,000 $ 65,000
Angelina, Texas 1 $ 195,000 $ 195,000 $ 127,000
Bosque, Texas 1 $ 235,000 $ 235,000 $ 46,000
Camp, Texas 1 $ 435,000 $ 435,000 $ 274,000
Cooke, Texas 1 $ 125,000 $ 125,000 $ 245,000
Coryell, Texas 1 $ 75,000 $ 75,000 $ 138,000
Erath, Texas 1 $ 185,000 $ 185,000 $ 27,000
Franklin, Texas 1 $ 75,000 $ 75,000 $ 157,000
Freestone, Texas 1 $ 175,000 $ 175,000 $ 92,000
Grayson, Texas 1 $ 95,000 $ 95,000 $ 260,000
Hansford, Texas 1 $ 85,000 $ 85,000 $ 40,000
Hardin, Texas 1 $ 285,000 $ 285,000 $ 125,000
Harrison, Texas 1 $ 55,000 $ 55,000 $ 0
Hemphill, Texas 1 $ 295,000 $ 295,000 $ 179,000
Jasper, Texas 1 $ 415,000 $ 415,000 $ 310,000
Kimble, Texas 1 $ 165,000 $ 165,000 $ 44,000
Kinney, Texas 1 $ 125,000 $ 125,000 $ 70,000
Lampasas, Texas 1 $ 225,000 $ 225,000 $ 164,000
Leon, Texas 1 $ 195,000 $ 195,000 $ 114,000
Limestone, Texas 1 $ 155,000 $ 155,000 $ 114,000
Martin, Texas 1 $ 145,000 $ 145,000 $ 105,000
Menard, Texas 1 $ 125,000 $ 125,000 $ 0
Milam, Texas 1 $ 325,000 $ 325,000 $ 175,000
Mills, Texas 1 $ 225,000 $ 225,000 $ 144,000
Morris, Texas 1 $ 55,000 $ 55,000 $ 44,000
Nacogdoches, Texas 1 $ 165,000 $ 165,000 $ 127,000
Rains, Texas 1 $ 115,000 $ 115,000 $ 108,000
Randall, Texas 1 $ 65,000 $ 65,000 $ 52,000
Robertson, Texas 1 $ 175,000 $ 175,000 $ 701,000
Shelby, Texas 1 $ 205,000 $ 205,000 $ 0
Sterling, Texas 1 $ 55,000 $ 55,000 $ 148,000
Terrell, Texas 1 $ 75,000 $ 75,000 $ 94,000
Van Zandt, Texas 1 $ 45,000 $ 45,000 $ 0
Zapata, Texas 1 $ 75,000 $ 75,000 $ 63,000
Garfield, Utah 1 $ 335,000 $ 335,000 $ 165,000
Millard, Utah 1 $ 105,000 $ 105,000 $ 118,000
Piute, Utah 1 $ 105,000 $ 105,000 $ 29,000
Rich, Utah 1 $ 65,000 $ 65,000 $ 128,000
Uintah, Utah 1 $ 35,000 $ 35,000 $ 84,000
Prince William, Virginia 1 $ 565,000 $ 565,000 $ 236,000
Snohomish, Washington 1 $ 475,000 $ 475,000 $ 83,000
Albany, Wyoming 1 $ 405,000 $ 405,000 $ 281,000

Mortgage Loan Application Detail Totals for Security Service in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 6,291 $1,411,465,000 $224,000 $3,005,000 $127,000 $2,037,000
Cash-out Refinancing 5,106 $1,009,290,000 $197,000 $2,605,000 $107,000 $1,760,000
Home Purchase 3,440 $970,570,000 $282,000 $3,005,000 $140,000 $2,522,000
Other Purpose 1,666 $165,740,000 $99,000 $3,005,000 $111,000 $1,050,000
Home Improvement 917 $89,315,000 $97,000 $1,125,000 $117,000 $2,374,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Hispanic 6,650 $1,067,930,000 $160,000 $3,005,000 $96,000 $1,308,000
White 6,557 $1,694,335,000 $258,000 $3,005,000 $146,000 $2,456,000
Not Provided 3,255 $660,855,000 $203,000 $2,825,000 $122,000 $2,522,000
Asian 484 $123,820,000 $255,000 $1,905,000 $144,000 $1,075,000
Black or African American 370 $71,930,000 $194,000 $1,005,000 $109,000 $475,000
American Indian or Alaskan Native 66 $15,950,000 $241,000 $895,000 $106,000 $405,000
Native Hawaiian or Other Pacific Islander 35 $6,875,000 $196,000 $645,000 $89,000 $342,000
Not applicable 3 $4,685,000 $1,561,000 $2,025,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 17,370 $3,634,460,000 $209,000 $3,005,000 $122,000 $2,522,000
VA-guaranteed (Veterans Administration) 31 $8,145,000 $262,000 $525,000 $83,000 $256,000
FHA-insured (Federal Housing Administration) 19 $3,775,000 $198,000 $345,000 $109,000 $215,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 9,249 $1,985,035,000 $214,000 $3,005,000 $128,000 $2,456,000
File Closed For Incompleteness 3,759 $791,135,000 $210,000 $3,005,000 $123,000 $2,522,000
Application Denied By Financial Institution 2,585 $467,555,000 $180,000 $3,005,000 $85,000 $785,000
Application Withdrawn By Applicant 946 $214,330,000 $226,000 $2,105,000 $125,000 $1,100,000
Application Approved But Not Accepted 881 $188,325,000 $213,000 $2,705,000 $121,000 $1,049,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 14,835 $3,178,825,000 $214,000 $3,005,000 $126,000 $2,522,000
Debt-To-Income Ratio 1,033 $187,425,000 $181,000 $2,315,000 $58,000 $465,000
Credit History 814 $106,400,000 $130,000 $945,000 $97,000 $471,000
Other 379 $94,495,000 $249,000 $3,005,000 $125,000 $772,000
Unverifiable Information 178 $34,740,000 $195,000 $1,435,000 $106,000 $785,000
Collateral 127 $33,135,000 $260,000 $2,005,000 $136,000 $719,000
Insufficient Cash (Downpayment, Closing Cost) 45 $9,855,000 $219,000 $1,135,000 $107,000 $450,000
Employment History 7 $1,025,000 $146,000 $225,000 $75,000 $215,000
Credit Application Incomplete 1 $155,000 $155,000 $155,000 $0 $0
Mortgage Insurance Denied 1 $325,000 $325,000 $325,000 $210,000 $210,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Security Service's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Security Service's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet with aggregated HMDA statistics today.

Download the Texas Lender List