Servisfirst Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Servisfirst Bank 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Servisfirst Bank 2500 Woodcrest Place Birmingham, AL 35209 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 |
| Total Number of Mortgage Applications | 1,439 |
| Total Mortgage Loan Application Amount | $1,017,265,000 |
| Average Mortgage Loan Application Amount | $1,264,500 |
| Highest Mortgage Loan Application Amount | $46,565,000 |
| Average Applicant Income | $429,833 |
| Highest Applicant Income | $5,236,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Servisfirst Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Servisfirst Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Servisfirst Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Servisfirst Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Servisfirst Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Servisfirst Bank's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Jefferson County Alabama | 253 | $ 128,895,000 | $ 509,000 | $ 145,000 |
| Madison County Alabama | 129 | $ 59,075,000 | $ 457,000 | $ 245,000 |
| Baldwin County Alabama | 99 | $ 59,055,000 | $ 596,000 | $ 269,000 |
| Escambia County Florida | 81 | $ 57,315,000 | $ 707,000 | $ 168,000 |
| Mobile County Alabama | 76 | $ 22,100,000 | $ 290,000 | $ 152,000 |
| Charleston County South Carolina | 76 | $ 50,810,000 | $ 668,000 | $ 309,000 |
| Houston County Alabama | 69 | $ 15,545,000 | $ 225,000 | $ 203,000 |
| Shelby County Alabama | 68 | $ 35,520,000 | $ 522,000 | $ 175,000 |
| Montgomery County Alabama | 59 | $ 18,255,000 | $ 309,000 | $ 187,000 |
| Hillsborough County Florida | 28 | $ 16,770,000 | $ 598,000 | $ 160,000 |
| Walton County Florida | 28 | $ 24,540,000 | $ 876,000 | $ 487,000 |
| Sarasota County Florida | 27 | $ 17,395,000 | $ 644,000 | $ 141,000 |
| Davidson County Tennessee | 27 | $ 18,005,000 | $ 666,000 | $ 227,000 |
| Santa Rosa County Florida | 23 | $ 7,585,000 | $ 329,000 | $ 195,000 |
| Muscogee County Georgia | 21 | $ 5,785,000 | $ 275,000 | $ 132,000 |
| St. Clair County Alabama | 16 | $ 3,640,000 | $ 227,000 | $ 124,000 |
| Bay County Florida | 15 | $ 4,105,000 | $ 273,000 | $ 227,000 |
| Limestone County Alabama | 14 | $ 3,810,000 | $ 272,000 | $ 144,000 |
| Okaloosa County Florida | 14 | $ 9,840,000 | $ 702,000 | $ 327,000 |
| Fulton County Georgia | 13 | $ 8,845,000 | $ 680,000 | $ 283,000 |
| Dorchester County South Carolina | 13 | $ 4,265,000 | $ 328,000 | $ 284,000 |
| Henry County Alabama | 12 | $ 2,600,000 | $ 216,000 | $ 114,000 |
| Lee County Alabama | 12 | $ 7,270,000 | $ 605,000 | $ 174,000 |
| Pinellas County Florida | 12 | $ 16,830,000 | $ 1,402,000 | $ 208,000 |
| Cobb County Georgia | 12 | $ 3,890,000 | $ 324,000 | $ 174,000 |
| Manatee County Florida | 10 | $ 3,640,000 | $ 364,000 | $ 105,000 |
| Williamson County Tennessee | 10 | $ 8,190,000 | $ 819,000 | $ 268,000 |
| Elmore County Alabama | 9 | $ 3,645,000 | $ 405,000 | $ 203,000 |
| Tallapoosa County Alabama | 9 | $ 6,115,000 | $ 679,000 | $ 263,000 |
| Tuscaloosa County Alabama | 8 | $ 3,020,000 | $ 377,000 | $ 297,000 |
| Talladega County Alabama | 7 | $ 1,045,000 | $ 149,000 | $ 61,000 |
| Berkeley County South Carolina | 7 | $ 9,635,000 | $ 1,376,000 | $ 1,112,000 |
| Marshall County Alabama | 6 | $ 1,390,000 | $ 231,000 | $ 522,000 |
| Dallas County Texas | 6 | $ 81,360,000 | $ 13,560,000 | $ 0 |
| Chilton County Alabama | 5 | $ 1,565,000 | $ 313,000 | $ 123,000 |
| Morgan County Alabama | 5 | $ 795,000 | $ 159,000 | $ 223,000 |
| Douglas County Georgia | 5 | $ 1,025,000 | $ 205,000 | $ 138,000 |
| Houston County Georgia | 5 | $ 855,000 | $ 171,000 | $ 124,000 |
| Russell County Alabama | 4 | $ 5,290,000 | $ 1,322,000 | $ 123,000 |
| Walker County Alabama | 4 | $ 350,000 | $ 87,000 | $ 50,000 |
| Harris County Georgia | 4 | $ 1,750,000 | $ 437,000 | $ 172,000 |
| Macon County North Carolina | 4 | $ 2,760,000 | $ 690,000 | $ 257,000 |
| Shelby County Tennessee | 4 | $ 7,010,000 | $ 1,752,000 | $ 449,000 |
| Blount County Alabama | 3 | $ 995,000 | $ 331,000 | $ 82,000 |
| Coosa County Alabama | 3 | $ 1,545,000 | $ 515,000 | $ 744,000 |
| Dale County Alabama | 3 | $ 795,000 | $ 265,000 | $ 0 |
| Winston County Alabama | 3 | $ 1,355,000 | $ 451,000 | $ 241,000 |
| Orange County Florida | 3 | $ 16,855,000 | $ 5,618,000 | $ 107,000 |
| Carroll County Georgia | 3 | $ 755,000 | $ 251,000 | $ 88,000 |
| Coweta County Georgia | 3 | $ 895,000 | $ 298,000 | $ 72,000 |
| DeKalb County Georgia | 3 | $ 1,105,000 | $ 368,000 | $ 453,000 |
| Rutherford County Tennessee | 3 | $ 39,375,000 | $ 13,125,000 | $ 273,000 |
| Bibb County Alabama | 2 | $ 1,380,000 | $ 690,000 | $ 520,000 |
| Coffee County Alabama | 2 | $ 270,000 | $ 135,000 | $ 69,000 |
| Cullman County Alabama | 2 | $ 1,020,000 | $ 510,000 | $ 252,000 |
| DeKalb County Alabama | 2 | $ 650,000 | $ 325,000 | $ 384,000 |
| Escambia County Alabama | 2 | $ 690,000 | $ 345,000 | $ 223,000 |
| Macon County Alabama | 2 | $ 770,000 | $ 385,000 | $ 354,000 |
| Pulaski County Arkansas | 2 | $ 9,850,000 | $ 4,925,000 | $ 0 |
| Charlotte County Florida | 2 | $ 450,000 | $ 225,000 | $ 95,000 |
| Collier County Florida | 2 | $ 850,000 | $ 425,000 | $ 418,000 |
| Duval County Florida | 2 | $ 550,000 | $ 275,000 | $ 88,000 |
| Jackson County Florida | 2 | $ 380,000 | $ 190,000 | $ 223,000 |
| Lake County Florida | 2 | $ 15,620,000 | $ 7,810,000 | $ 0 |
| Leon County Florida | 2 | $ 18,450,000 | $ 9,225,000 | $ 0 |
| Pasco County Florida | 2 | $ 1,180,000 | $ 590,000 | $ 223,000 |
| Dooly County Georgia | 2 | $ 250,000 | $ 125,000 | $ 74,000 |
| Dougherty County Georgia | 2 | $ 660,000 | $ 330,000 | $ 60,000 |
| Jefferson County Louisiana | 2 | $ 16,400,000 | $ 8,200,000 | $ 0 |
| Orleans County Louisiana | 2 | $ 560,000 | $ 280,000 | $ 36,000 |
| Dukes County Massachusetts | 2 | $ 1,510,000 | $ 755,000 | $ 690,000 |
| Harrison County Mississippi | 2 | $ 21,830,000 | $ 10,915,000 | $ 0 |
| Rankin County Mississippi | 2 | $ 440,000 | $ 220,000 | $ 96,000 |
| Buncombe County North Carolina | 2 | $ 990,000 | $ 495,000 | $ 1,336,000 |
| Jackson County North Carolina | 2 | $ 1,100,000 | $ 550,000 | $ 1,238,000 |
| Colleton County South Carolina | 2 | $ 850,000 | $ 425,000 | $ 490,000 |
| Pickens County South Carolina | 2 | $ 4,730,000 | $ 2,365,000 | $ 1,516,000 |
| Autauga County Alabama | 1 | $ 95,000 | $ 95,000 | $ 110,000 |
| Colbert County Alabama | 1 | $ 55,000 | $ 55,000 | $ 123,000 |
| Dallas County Alabama | 1 | $ 35,000 | $ 35,000 | $ 45,000 |
| Geneva County Alabama | 1 | $ 135,000 | $ 135,000 | $ 42,000 |
| Hale County Alabama | 1 | $ 345,000 | $ 345,000 | $ 262,000 |
| Lowndes County Alabama | 1 | $ 205,000 | $ 205,000 | $ 192,000 |
| Pickens County Alabama | 1 | $ 55,000 | $ 55,000 | $ 80,000 |
| Maricopa County Arizona | 1 | $ 345,000 | $ 345,000 | $ 251,000 |
| San Francisco County California | 1 | $ 215,000 | $ 215,000 | $ 142,000 |
| Gunnison County Colorado | 1 | $ 355,000 | $ 355,000 | $ 96,000 |
| Summit County Colorado | 1 | $ 4,675,000 | $ 4,675,000 | $ 1,877,000 |
| Brevard County Florida | 1 | $ 175,000 | $ 175,000 | $ 106,000 |
| Highlands County Florida | 1 | $ 695,000 | $ 695,000 | $ 0 |
| Palm Beach County Florida | 1 | $ 515,000 | $ 515,000 | $ 418,000 |
| Polk County Florida | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Seminole County Florida | 1 | $ 665,000 | $ 665,000 | $ 0 |
| Volusia County Florida | 1 | $ 2,035,000 | $ 2,035,000 | $ 0 |
| Banks County Georgia | 1 | $ 485,000 | $ 485,000 | $ 1,781,000 |
| Bibb County Georgia | 1 | $ 3,845,000 | $ 3,845,000 | $ 0 |
| Bulloch County Georgia | 1 | $ 2,775,000 | $ 2,775,000 | $ 0 |
| Chatham County Georgia | 1 | $ 545,000 | $ 545,000 | $ 381,000 |
| Columbia County Georgia | 1 | $ 1,125,000 | $ 1,125,000 | $ 930,000 |
| Gilmer County Georgia | 1 | $ 805,000 | $ 805,000 | $ 218,000 |
| Habersham County Georgia | 1 | $ 145,000 | $ 145,000 | $ 73,000 |
| Henry County Georgia | 1 | $ 365,000 | $ 365,000 | $ 249,000 |
| Monroe County Georgia | 1 | $ 1,255,000 | $ 1,255,000 | $ 0 |
| Paulding County Georgia | 1 | $ 175,000 | $ 175,000 | $ 57,000 |
| Troup County Georgia | 1 | $ 105,000 | $ 105,000 | $ 99,000 |
| Wilkes County Georgia | 1 | $ 225,000 | $ 225,000 | $ 0 |
| McCracken County Kentucky | 1 | $ 9,705,000 | $ 9,705,000 | $ 0 |
| Suffolk County Massachusetts | 1 | $ 1,225,000 | $ 1,225,000 | $ 700,000 |
| Genesee County Michigan | 1 | $ 285,000 | $ 285,000 | $ 82,000 |
| Wayne County Michigan | 1 | $ 295,000 | $ 295,000 | $ 0 |
| DeSoto County Mississippi | 1 | $ 5,855,000 | $ 5,855,000 | $ 0 |
| Kemper County Mississippi | 1 | $ 125,000 | $ 125,000 | $ 116,000 |
| Oktibbeha County Mississippi | 1 | $ 225,000 | $ 225,000 | $ 180,000 |
| Jackson County Missouri | 1 | $ 10,005,000 | $ 10,005,000 | $ 0 |
| Dutchess County New York | 1 | $ 395,000 | $ 395,000 | $ 187,000 |
| Caldwell County North Carolina | 1 | $ 505,000 | $ 505,000 | $ 278,000 |
| Clay County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 52,000 |
| Mecklenburg County North Carolina | 1 | $ 335,000 | $ 335,000 | $ 675,000 |
| Orange County North Carolina | 1 | $ 425,000 | $ 425,000 | $ 251,000 |
| Wake County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 265,000 |
| Newport County Rhode Island | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Beaufort County South Carolina | 1 | $ 285,000 | $ 285,000 | $ 656,000 |
| Clarendon County South Carolina | 1 | $ 1,045,000 | $ 1,045,000 | $ 1,727,000 |
| Oconee County South Carolina | 1 | $ 365,000 | $ 365,000 | $ 135,000 |
| York County South Carolina | 1 | $ 46,565,000 | $ 46,565,000 | $ 0 |
| Franklin County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 73,000 |
| Smith County Texas | 1 | $ 3,805,000 | $ 3,805,000 | $ 0 |
| Pierce County Washington | 1 | $ 215,000 | $ 215,000 | $ 197,000 |
| Greenbrier County West Virginia | 1 | $ 2,005,000 | $ 2,005,000 | $ 3,171,000 |
| Teton County Wyoming | 1 | $ 3,645,000 | $ 3,645,000 | $ 1,500,000 |
Mortgage Loan Application Detail Totals for Servisfirst Bank in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 744 | $598,180,000 | $804,000 | $46,565,000 | $207,000 | $3,300,000 |
| Refinancing | 415 | $240,745,000 | $580,000 | $29,505,000 | $212,000 | $1,934,000 |
| Cash-out Refinancing | 259 | $99,675,000 | $384,000 | $4,675,000 | $242,000 | $5,236,000 |
| Home Improvement | 16 | $75,580,000 | $4,723,000 | $38,345,000 | $312,000 | $832,000 |
| Other Purpose | 3 | $2,675,000 | $891,000 | $2,005,000 | $1,606,000 | $3,171,000 |
| Not Applicable | 2 | $410,000 | $205,000 | $205,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 904 | $369,990,000 | $409,000 | $4,675,000 | $247,000 | $5,236,000 |
| Not applicable | 268 | $578,450,000 | $2,158,000 | $46,565,000 | $40,000 | $114,000 |
| Black or African American | 127 | $24,985,000 | $196,000 | $1,305,000 | $82,000 | $501,000 |
| Not Provided | 79 | $26,615,000 | $336,000 | $2,005,000 | $192,000 | $1,405,000 |
| Asian | 28 | $9,000,000 | $321,000 | $1,005,000 | $236,000 | $1,150,000 |
| Hispanic | 24 | $5,760,000 | $240,000 | $755,000 | $94,000 | $376,000 |
| American Indian or Alaskan Native | 4 | $1,450,000 | $362,000 | $445,000 | $170,000 | $220,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $165,000 | $165,000 | $165,000 | $345,000 | $345,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,385 | $1,004,025,000 | $724,000 | $46,565,000 | $226,000 | $5,236,000 |
| FHA-insured (Federal Housing Administration) | 31 | $6,445,000 | $207,000 | $345,000 | $65,000 | $125,000 |
| VA-guaranteed (Veterans Administration) | 19 | $5,995,000 | $315,000 | $625,000 | $118,000 | $394,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 4 | $800,000 | $200,000 | $275,000 | $71,000 | $90,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,184 | $929,090,000 | $784,000 | $46,565,000 | $231,000 | $5,236,000 |
| Application Withdrawn By Applicant | 164 | $65,130,000 | $397,000 | $4,275,000 | $211,000 | $2,978,000 |
| Loan Purchased By The Institution | 58 | $11,780,000 | $203,000 | $545,000 | $56,000 | $190,000 |
| Application Denied By Financial Institution | 25 | $9,425,000 | $377,000 | $2,805,000 | $168,000 | $1,151,000 |
| Application Approved But Not Accepted | 5 | $1,235,000 | $247,000 | $505,000 | $182,000 | $298,000 |
| File Closed For Incompleteness | 3 | $605,000 | $201,000 | $365,000 | $568,000 | $568,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,414 | $1,007,840,000 | $712,000 | $46,565,000 | $220,000 | $5,236,000 |
| Debt-To-Income Ratio | 11 | $3,135,000 | $285,000 | $575,000 | $76,000 | $239,000 |
| Other | 4 | $3,390,000 | $847,000 | $2,805,000 | $494,000 | $1,151,000 |
| Credit History | 4 | $1,710,000 | $427,000 | $755,000 | $285,000 | $516,000 |
| Collateral | 3 | $605,000 | $201,000 | $375,000 | $83,000 | $102,000 |
| Unverifiable Information | 2 | $340,000 | $170,000 | $205,000 | $93,000 | $96,000 |
| Employment History | 1 | $245,000 | $245,000 | $245,000 | $48,000 | $48,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Servisfirst Bank's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Servisfirst Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Alabama, download the full spreadsheet
with aggregated HMDA statistics today.