Shamrock Home Loans, Inc.
Mortgage Loan Application
Totals and Details
for 2021
Find mortgage loan statistics, lending data, and loan application totals for Rhode Island.
The mortgage statistics and data below are specific to mortgage loan applications for Shamrock Home Loans, Inc..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Shamrock Home Loans, Inc. 75 Newman Ave East Providence, RI 02916 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 2,845 |
| Total Mortgage Loan Application Amount | $815,285,000 |
| Average Mortgage Loan Application Amount | $279,666 |
| Highest Mortgage Loan Application Amount | $1,205,000 |
| Average Applicant Income | $94,000 |
| Highest Applicant Income | $1,402,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in RI, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Providence County Rhode Island | 811 | $ 213,555,000 | $ 263,000 | $ 80,000 |
| Barnstable County Massachusetts | 240 | $ 80,660,000 | $ 336,000 | $ 112,000 |
| Bristol County Massachusetts | 239 | $ 76,825,000 | $ 321,000 | $ 97,000 |
| Kent County Rhode Island | 213 | $ 54,085,000 | $ 253,000 | $ 84,000 |
| Worcester County Massachusetts | 190 | $ 54,890,000 | $ 288,000 | $ 105,000 |
| Plymouth County Massachusetts | 153 | $ 52,665,000 | $ 344,000 | $ 109,000 |
| Middlesex County Massachusetts | 68 | $ 27,570,000 | $ 405,000 | $ 142,000 |
| Washington County Rhode Island | 61 | $ 19,095,000 | $ 313,000 | $ 106,000 |
| Norfolk County Massachusetts | 59 | $ 21,505,000 | $ 364,000 | $ 118,000 |
| Wake County North Carolina | 50 | $ 14,350,000 | $ 287,000 | $ 103,000 |
| Windham County Connecticut | 34 | $ 8,660,000 | $ 254,000 | $ 82,000 |
| Hampden County Massachusetts | 33 | $ 7,325,000 | $ 221,000 | $ 78,000 |
| Bristol County Rhode Island | 29 | $ 9,165,000 | $ 316,000 | $ 86,000 |
| Cumberland County Maine | 27 | $ 8,305,000 | $ 307,000 | $ 109,000 |
| Newport County Rhode Island | 26 | $ 8,420,000 | $ 323,000 | $ 106,000 |
| Essex County Massachusetts | 25 | $ 9,755,000 | $ 390,000 | $ 106,000 |
| Durham County North Carolina | 23 | $ 5,325,000 | $ 231,000 | $ 83,000 |
| Mecklenburg County North Carolina | 21 | $ 5,725,000 | $ 272,000 | $ 91,000 |
| New London County Connecticut | 20 | $ 3,870,000 | $ 193,000 | $ 81,000 |
| Suffolk County Massachusetts | 18 | $ 7,050,000 | $ 391,000 | $ 114,000 |
| Johnston County North Carolina | 18 | $ 4,760,000 | $ 264,000 | $ 87,000 |
| Hartford County Connecticut | 14 | $ 3,350,000 | $ 239,000 | $ 92,000 |
| Cumberland County North Carolina | 12 | $ 2,250,000 | $ 187,000 | $ 49,000 |
| Palm Beach County Florida | 11 | $ 3,215,000 | $ 292,000 | $ 124,000 |
| Androscoggin County Maine | 11 | $ 2,365,000 | $ 215,000 | $ 67,000 |
| Hillsborough County New Hampshire | 11 | $ 2,575,000 | $ 234,000 | $ 92,000 |
| Caddo County Louisiana | 10 | $ 1,780,000 | $ 178,000 | $ 53,000 |
| Ouachita County Louisiana | 10 | $ 1,460,000 | $ 146,000 | $ 39,000 |
| Harnett County North Carolina | 10 | $ 2,060,000 | $ 206,000 | $ 51,000 |
| Charleston County South Carolina | 10 | $ 3,740,000 | $ 374,000 | $ 142,000 |
| Miami-Dade County Florida | 9 | $ 2,375,000 | $ 263,000 | $ 83,000 |
| Cabarrus County North Carolina | 9 | $ 2,975,000 | $ 330,000 | $ 89,000 |
| Rockingham County New Hampshire | 8 | $ 3,160,000 | $ 395,000 | $ 125,000 |
| Forsyth County North Carolina | 8 | $ 2,100,000 | $ 262,000 | $ 76,000 |
| Monroe County Florida | 7 | $ 3,425,000 | $ 489,000 | $ 200,000 |
| Bossier County Louisiana | 7 | $ 2,185,000 | $ 312,000 | $ 89,000 |
| Gaston County North Carolina | 7 | $ 1,475,000 | $ 210,000 | $ 54,000 |
| Cherokee County Georgia | 6 | $ 1,500,000 | $ 250,000 | $ 101,000 |
| York County Maine | 6 | $ 1,800,000 | $ 300,000 | $ 99,000 |
| Berkeley County South Carolina | 6 | $ 1,470,000 | $ 245,000 | $ 72,000 |
| Horry County South Carolina | 6 | $ 1,260,000 | $ 210,000 | $ 102,000 |
| Hardin County Tennessee | 6 | $ 650,000 | $ 108,000 | $ 51,000 |
| Middlesex County Connecticut | 5 | $ 1,445,000 | $ 289,000 | $ 15,000 |
| Tolland County Connecticut | 5 | $ 1,155,000 | $ 231,000 | $ 80,000 |
| Berkshire County Massachusetts | 5 | $ 1,025,000 | $ 205,000 | $ 60,000 |
| Guilford County North Carolina | 5 | $ 1,035,000 | $ 207,000 | $ 68,000 |
| Hoke County North Carolina | 5 | $ 945,000 | $ 189,000 | $ 57,000 |
| Lincoln County North Carolina | 5 | $ 1,385,000 | $ 277,000 | $ 73,000 |
| Union County North Carolina | 5 | $ 1,335,000 | $ 267,000 | $ 93,000 |
| Broward County Florida | 4 | $ 1,140,000 | $ 285,000 | $ 52,000 |
| Lee County Florida | 4 | $ 680,000 | $ 170,000 | $ 55,000 |
| Cobb County Georgia | 4 | $ 1,400,000 | $ 350,000 | $ 130,000 |
| Coweta County Georgia | 4 | $ 1,070,000 | $ 267,000 | $ 56,000 |
| Aroostook County Maine | 4 | $ 580,000 | $ 145,000 | $ 40,000 |
| Alamance County North Carolina | 4 | $ 710,000 | $ 177,000 | $ 71,000 |
| Henderson County North Carolina | 4 | $ 750,000 | $ 187,000 | $ 54,000 |
| Nash County North Carolina | 4 | $ 800,000 | $ 200,000 | $ 64,000 |
| Chesapeake County Virginia | 4 | $ 1,340,000 | $ 335,000 | $ 78,000 |
| New Haven County Connecticut | 3 | $ 675,000 | $ 225,000 | $ 89,000 |
| Alachua County Florida | 3 | $ 615,000 | $ 205,000 | $ 126,000 |
| Columbia County Florida | 3 | $ 695,000 | $ 231,000 | $ 71,000 |
| Hillsborough County Florida | 3 | $ 785,000 | $ 261,000 | $ 74,000 |
| Osceola County Florida | 3 | $ 575,000 | $ 191,000 | $ 56,000 |
| Sarasota County Florida | 3 | $ 715,000 | $ 238,000 | $ 111,000 |
| Champaign County Illinois | 3 | $ 695,000 | $ 231,000 | $ 172,000 |
| Kennebec County Maine | 3 | $ 885,000 | $ 295,000 | $ 88,000 |
| Belknap County New Hampshire | 3 | $ 915,000 | $ 305,000 | $ 131,000 |
| Grafton County New Hampshire | 3 | $ 855,000 | $ 285,000 | $ 182,000 |
| Nassau County New York | 3 | $ 985,000 | $ 328,000 | $ 120,000 |
| Chatham County North Carolina | 3 | $ 845,000 | $ 281,000 | $ 76,000 |
| Cleveland County North Carolina | 3 | $ 545,000 | $ 181,000 | $ 78,000 |
| Davidson County North Carolina | 3 | $ 555,000 | $ 185,000 | $ 83,000 |
| Iredell County North Carolina | 3 | $ 1,015,000 | $ 338,000 | $ 153,000 |
| New Hanover County North Carolina | 3 | $ 735,000 | $ 245,000 | $ 281,000 |
| Orange County North Carolina | 3 | $ 465,000 | $ 155,000 | $ 68,000 |
| Person County North Carolina | 3 | $ 495,000 | $ 165,000 | $ 74,000 |
| Wayne County North Carolina | 3 | $ 375,000 | $ 125,000 | $ 52,000 |
| Lancaster County South Carolina | 3 | $ 1,105,000 | $ 368,000 | $ 85,000 |
| McNairy County Tennessee | 3 | $ 405,000 | $ 135,000 | $ 26,000 |
| Fairfield County Connecticut | 2 | $ 1,020,000 | $ 510,000 | $ 160,000 |
| Brevard County Florida | 2 | $ 690,000 | $ 345,000 | $ 110,000 |
| Collier County Florida | 2 | $ 700,000 | $ 350,000 | $ 113,000 |
| Martin County Florida | 2 | $ 550,000 | $ 275,000 | $ 140,000 |
| Nassau County Florida | 2 | $ 350,000 | $ 175,000 | $ 44,000 |
| Orange County Florida | 2 | $ 400,000 | $ 200,000 | $ 68,000 |
| St. Lucie County Florida | 2 | $ 330,000 | $ 165,000 | $ 91,000 |
| Bartow County Georgia | 2 | $ 210,000 | $ 105,000 | $ 40,000 |
| DeKalb County Georgia | 2 | $ 1,080,000 | $ 540,000 | $ 185,000 |
| Fayette County Georgia | 2 | $ 620,000 | $ 310,000 | $ 105,000 |
| Kane County Illinois | 2 | $ 680,000 | $ 340,000 | $ 278,000 |
| Sangamon County Illinois | 2 | $ 410,000 | $ 205,000 | $ 78,000 |
| Knox County Maine | 2 | $ 440,000 | $ 220,000 | $ 44,000 |
| Penobscot County Maine | 2 | $ 400,000 | $ 200,000 | $ 57,000 |
| Hampshire County Massachusetts | 2 | $ 740,000 | $ 370,000 | $ 118,000 |
| Merrimack County New Hampshire | 2 | $ 730,000 | $ 365,000 | $ 89,000 |
| Kings County New York | 2 | $ 1,370,000 | $ 685,000 | $ 192,000 |
| Niagara County New York | 2 | $ 180,000 | $ 90,000 | $ 87,000 |
| Queens County New York | 2 | $ 780,000 | $ 390,000 | $ 134,000 |
| Suffolk County New York | 2 | $ 730,000 | $ 365,000 | $ 108,000 |
| Westchester County New York | 2 | $ 540,000 | $ 270,000 | $ 179,000 |
| Brunswick County North Carolina | 2 | $ 340,000 | $ 170,000 | $ 52,000 |
| Catawba County North Carolina | 2 | $ 340,000 | $ 170,000 | $ 60,000 |
| Franklin County North Carolina | 2 | $ 530,000 | $ 265,000 | $ 69,000 |
| Granville County North Carolina | 2 | $ 420,000 | $ 210,000 | $ 106,000 |
| Halifax County North Carolina | 2 | $ 550,000 | $ 275,000 | $ 136,000 |
| Haywood County North Carolina | 2 | $ 340,000 | $ 170,000 | $ 99,000 |
| Lee County North Carolina | 2 | $ 570,000 | $ 285,000 | $ 81,000 |
| Moore County North Carolina | 2 | $ 820,000 | $ 410,000 | $ 199,000 |
| Pitt County North Carolina | 2 | $ 260,000 | $ 130,000 | $ 92,000 |
| Rowan County North Carolina | 2 | $ 830,000 | $ 415,000 | $ 86,000 |
| Stanly County North Carolina | 2 | $ 710,000 | $ 355,000 | $ 107,000 |
| Dorchester County South Carolina | 2 | $ 660,000 | $ 330,000 | $ 50,000 |
| Greenville County South Carolina | 2 | $ 410,000 | $ 205,000 | $ 112,000 |
| York County South Carolina | 2 | $ 640,000 | $ 320,000 | $ 82,000 |
| Putnam County Tennessee | 2 | $ 370,000 | $ 185,000 | $ 73,000 |
| Hampton County Virginia | 2 | $ 430,000 | $ 215,000 | $ 63,000 |
| Mecklenburg County Virginia | 2 | $ 280,000 | $ 140,000 | $ 68,000 |
| Newport News County Virginia | 2 | $ 480,000 | $ 240,000 | $ 83,000 |
| York County Virginia | 2 | $ 850,000 | $ 425,000 | $ 86,000 |
| Litchfield County Connecticut | 1 | $ 315,000 | $ 315,000 | $ 102,000 |
| Hamilton County Florida | 1 | $ 185,000 | $ 185,000 | $ 66,000 |
| Lake County Florida | 1 | $ 135,000 | $ 135,000 | $ 115,000 |
| Manatee County Florida | 1 | $ 545,000 | $ 545,000 | $ 202,000 |
| Pasco County Florida | 1 | $ 275,000 | $ 275,000 | $ 74,000 |
| Pinellas County Florida | 1 | $ 355,000 | $ 355,000 | $ 82,000 |
| Polk County Florida | 1 | $ 255,000 | $ 255,000 | $ 67,000 |
| Seminole County Florida | 1 | $ 275,000 | $ 275,000 | $ 110,000 |
| St. Johns County Florida | 1 | $ 305,000 | $ 305,000 | $ 144,000 |
| Carroll County Georgia | 1 | $ 105,000 | $ 105,000 | $ 48,000 |
| Dawson County Georgia | 1 | $ 265,000 | $ 265,000 | $ 87,000 |
| Floyd County Georgia | 1 | $ 175,000 | $ 175,000 | $ 40,000 |
| Fulton County Georgia | 1 | $ 215,000 | $ 215,000 | $ 111,000 |
| Henry County Georgia | 1 | $ 255,000 | $ 255,000 | $ 101,000 |
| Jackson County Georgia | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Rabun County Georgia | 1 | $ 115,000 | $ 115,000 | $ 31,000 |
| Walton County Georgia | 1 | $ 165,000 | $ 165,000 | $ 43,000 |
| White County Georgia | 1 | $ 295,000 | $ 295,000 | $ 61,000 |
| Lake County Illinois | 1 | $ 255,000 | $ 255,000 | $ 98,000 |
| Marion County Indiana | 1 | $ 125,000 | $ 125,000 | $ 185,000 |
| Bienville County Louisiana | 1 | $ 225,000 | $ 225,000 | $ 39,000 |
| De Soto County Louisiana | 1 | $ 205,000 | $ 205,000 | $ 52,000 |
| Lincoln County Louisiana | 1 | $ 105,000 | $ 105,000 | $ 38,000 |
| Winn County Louisiana | 1 | $ 95,000 | $ 95,000 | $ 39,000 |
| Franklin County Maine | 1 | $ 365,000 | $ 365,000 | $ 272,000 |
| Lincoln County Maine | 1 | $ 185,000 | $ 185,000 | $ 42,000 |
| Sagadahoc County Maine | 1 | $ 335,000 | $ 335,000 | $ 131,000 |
| Somerset County Maine | 1 | $ 75,000 | $ 75,000 | $ 20,000 |
| Waldo County Maine | 1 | $ 195,000 | $ 195,000 | $ 41,000 |
| Dukes County Massachusetts | 1 | $ 515,000 | $ 515,000 | $ 73,000 |
| Strafford County New Hampshire | 1 | $ 465,000 | $ 465,000 | $ 158,000 |
| Sullivan County New Hampshire | 1 | $ 125,000 | $ 125,000 | $ 116,000 |
| Bergen County New Jersey | 1 | $ 455,000 | $ 455,000 | $ 111,000 |
| Union County New Jersey | 1 | $ 335,000 | $ 335,000 | $ 269,000 |
| Bronx County New York | 1 | $ 385,000 | $ 385,000 | $ 102,000 |
| Oneida County New York | 1 | $ 195,000 | $ 195,000 | $ 97,000 |
| Orange County New York | 1 | $ 245,000 | $ 245,000 | $ 84,000 |
| Rensselaer County New York | 1 | $ 165,000 | $ 165,000 | $ 75,000 |
| Saratoga County New York | 1 | $ 165,000 | $ 165,000 | $ 91,000 |
| Steuben County New York | 1 | $ 85,000 | $ 85,000 | $ 32,000 |
| Ulster County New York | 1 | $ 135,000 | $ 135,000 | $ 162,000 |
| Alexander County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 62,000 |
| Caswell County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 102,000 |
| Dare County North Carolina | 1 | $ 415,000 | $ 415,000 | $ 336,000 |
| Jones County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 54,000 |
| Macon County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 33,000 |
| Onslow County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 35,000 |
| Randolph County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 55,000 |
| Richmond County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 33,000 |
| Rockingham County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 47,000 |
| Sampson County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 102,000 |
| Scotland County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 52,000 |
| Delaware County Pennsylvania | 1 | $ 415,000 | $ 415,000 | $ 173,000 |
| Wayne County Pennsylvania | 1 | $ 215,000 | $ 215,000 | $ 68,000 |
| Calhoun County South Carolina | 1 | $ 215,000 | $ 215,000 | $ 87,000 |
| Cherokee County South Carolina | 1 | $ 225,000 | $ 225,000 | $ 63,000 |
| Chester County South Carolina | 1 | $ 135,000 | $ 135,000 | $ 41,000 |
| Georgetown County South Carolina | 1 | $ 105,000 | $ 105,000 | $ 44,000 |
| Lexington County South Carolina | 1 | $ 365,000 | $ 365,000 | $ 87,000 |
| Richland County South Carolina | 1 | $ 55,000 | $ 55,000 | $ 53,000 |
| Spartanburg County South Carolina | 1 | $ 145,000 | $ 145,000 | $ 39,000 |
| Cannon County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 95,000 |
| Cumberland County Tennessee | 1 | $ 215,000 | $ 215,000 | $ 33,000 |
| Henderson County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 50,000 |
| Henry County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 96,000 |
| Montgomery County Tennessee | 1 | $ 345,000 | $ 345,000 | $ 70,000 |
| Overton County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 83,000 |
| Rutherford County Tennessee | 1 | $ 255,000 | $ 255,000 | $ 179,000 |
| Union County Tennessee | 1 | $ 215,000 | $ 215,000 | $ 119,000 |
| Washington County Tennessee | 1 | $ 245,000 | $ 245,000 | $ 77,000 |
| White County Tennessee | 1 | $ 275,000 | $ 275,000 | $ 87,000 |
| Wilson County Tennessee | 1 | $ 385,000 | $ 385,000 | $ 92,000 |
| Fort Bend County Texas | 1 | $ 275,000 | $ 275,000 | $ 62,000 |
| Chesterfield County Virginia | 1 | $ 365,000 | $ 365,000 | $ 136,000 |
| Dinwiddie County Virginia | 1 | $ 185,000 | $ 185,000 | $ 84,000 |
| Franklin County Virginia | 1 | $ 155,000 | $ 155,000 | $ 29,000 |
| Frederick County Virginia | 1 | $ 195,000 | $ 195,000 | $ 70,000 |
| Halifax County Virginia | 1 | $ 155,000 | $ 155,000 | $ 41,000 |
| Hanover County Virginia | 1 | $ 205,000 | $ 205,000 | $ 172,000 |
| King William County Virginia | 1 | $ 225,000 | $ 225,000 | $ 114,000 |
| Montgomery County Virginia | 1 | $ 125,000 | $ 125,000 | $ 52,000 |
| Pittsylvania County Virginia | 1 | $ 145,000 | $ 145,000 | $ 66,000 |
| Portsmouth County Virginia | 1 | $ 245,000 | $ 245,000 | $ 129,000 |
| Richmond City County Virginia | 1 | $ 105,000 | $ 105,000 | $ 39,000 |
| Rockbridge County Virginia | 1 | $ 195,000 | $ 195,000 | $ 67,000 |
| Spotsylvania County Virginia | 1 | $ 175,000 | $ 175,000 | $ 29,000 |
| Staunton County Virginia | 1 | $ 125,000 | $ 125,000 | $ 24,000 |
| Warren County Virginia | 1 | $ 285,000 | $ 285,000 | $ 108,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Rhode Island,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Shamrock Home Loans, Inc. in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,454 | $444,180,000 | $305,000 | $1,205,000 | $92,000 | $1,402,000 |
| Refinancing | 786 | $205,140,000 | $260,000 | $685,000 | $92,000 | $567,000 |
| Cash-out Refinancing | 605 | $165,965,000 | $274,000 | $1,015,000 | $98,000 | $464,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,483 | $426,745,000 | $287,000 | $1,205,000 | $98,000 | $1,402,000 |
| Not Provided | 846 | $245,250,000 | $289,000 | $1,005,000 | $94,000 | $567,000 |
| Hispanic | 239 | $65,315,000 | $273,000 | $625,000 | $67,000 | $211,000 |
| Black or African American | 205 | $54,355,000 | $265,000 | $635,000 | $78,000 | $357,000 |
| Asian | 55 | $18,375,000 | $334,000 | $785,000 | $112,000 | $393,000 |
| American Indian or Alaskan Native | 3 | $865,000 | $288,000 | $365,000 | $53,000 | $68,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $475,000 | $475,000 | $475,000 | $90,000 | $90,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,977 | $562,085,000 | $284,000 | $1,205,000 | $105,000 | $1,402,000 |
| FHA-insured (Federal Housing Administration) | 716 | $205,920,000 | $287,000 | $605,000 | $65,000 | $349,000 |
| VA-guaranteed (Veterans Administration) | 122 | $40,600,000 | $332,000 | $635,000 | $73,000 | $239,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 30 | $6,680,000 | $222,000 | $405,000 | $53,000 | $88,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,371 | $685,355,000 | $289,000 | $1,205,000 | $95,000 | $1,402,000 |
| Application Withdrawn By Applicant | 298 | $82,470,000 | $276,000 | $1,005,000 | $95,000 | $433,000 |
| Application Denied By Financial Institution | 149 | $39,905,000 | $267,000 | $625,000 | $74,000 | $260,000 |
| Application Approved But Not Accepted | 25 | $6,865,000 | $274,000 | $515,000 | $87,000 | $265,000 |
| File Closed For Incompleteness | 2 | $690,000 | $345,000 | $445,000 | $100,000 | $120,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,696 | $775,380,000 | $287,000 | $1,205,000 | $94,000 | $1,402,000 |
| Debt-To-Income Ratio | 46 | $11,390,000 | $247,000 | $515,000 | $55,000 | $204,000 |
| Collateral | 35 | $9,555,000 | $273,000 | $535,000 | $86,000 | $239,000 |
| Other | 26 | $7,020,000 | $270,000 | $525,000 | $76,000 | $135,000 |
| Unverifiable Information | 14 | $4,620,000 | $330,000 | $535,000 | $91,000 | $260,000 |
| Credit History | 11 | $2,565,000 | $233,000 | $405,000 | $63,000 | $106,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 9 | $2,715,000 | $301,000 | $625,000 | $90,000 | $209,000 |
| Credit Application Incomplete | 5 | $1,285,000 | $257,000 | $355,000 | $99,000 | $192,000 |
| Employment History | 2 | $700,000 | $350,000 | $375,000 | $72,000 | $75,000 |
| Mortgage Insurance Denied | 1 | $55,000 | $55,000 | $55,000 | $53,000 | $53,000 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in RI, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Rhode Island, and search similar information at your convenience.