Share Plus Federal Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Share Plus Federal Bank 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Share Plus Federal Bank 5224 W. Plano Pkwy Plano, TX 75093 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 257 |
| Total Mortgage Loan Application Amount | $28,231,000 |
| Average Mortgage Loan Application Amount | $112,262 |
| Highest Mortgage Loan Application Amount | $1,000,000 |
| Average Applicant Income | $91,967 |
| Highest Applicant Income | $2,340,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Share Plus Federal Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Share Plus Federal Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Share Plus Federal Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Share Plus Federal Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Share Plus Federal Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Share Plus Federal Bank's mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Collin County Texas | 39 | $ 5,704,000 | $ 146,000 | $ 133,000 |
| Dallas County Texas | 26 | $ 2,626,000 | $ 101,000 | $ 126,000 |
| Denton County Texas | 26 | $ 3,647,000 | $ 140,000 | $ 101,000 |
| Jefferson County Kentucky | 19 | $ 1,182,000 | $ 62,000 | $ 71,000 |
| Orange County Florida | 5 | $ 365,000 | $ 73,000 | $ 66,000 |
| Mecklenburg County North Carolina | 5 | $ 514,000 | $ 102,000 | $ 160,000 |
| Bell County Texas | 5 | $ 524,000 | $ 104,000 | $ 60,000 |
| Tarrant County Texas | 5 | $ 408,000 | $ 81,000 | $ 102,000 |
| Bexar County Texas | 4 | $ 521,000 | $ 130,000 | $ 296,000 |
| Seminole County Florida | 3 | $ 381,000 | $ 127,000 | $ 56,000 |
| Kern County California | 2 | $ 152,000 | $ 76,000 | $ 78,000 |
| Orange County California | 2 | $ 296,000 | $ 148,000 | $ 137,000 |
| San Diego County California | 2 | $ 917,000 | $ 458,000 | $ 135,000 |
| Stanislaus County California | 2 | $ 167,000 | $ 83,000 | $ 69,000 |
| Kent County Delaware | 2 | $ 258,000 | $ 129,000 | $ 96,000 |
| Clay County Florida | 2 | $ 378,000 | $ 189,000 | $ 151,000 |
| Lake County Florida | 2 | $ 6,000 | $ 3,000 | $ 41,000 |
| Houston County Georgia | 2 | $ 6,000 | $ 3,000 | $ 57,000 |
| Boone County Indiana | 2 | $ 563,000 | $ 281,000 | $ 89,000 |
| Shawnee County Kansas | 2 | $ 24,000 | $ 12,000 | $ 74,000 |
| Oldham County Kentucky | 2 | $ 307,000 | $ 153,000 | $ 67,000 |
| Dakota County Minnesota | 2 | $ 183,000 | $ 91,000 | $ 40,000 |
| Madison County Mississippi | 2 | $ 142,000 | $ 71,000 | $ 51,000 |
| Warren County Ohio | 2 | $ 285,000 | $ 142,000 | $ 161,000 |
| Giles County Tennessee | 2 | $ 75,000 | $ 37,000 | $ 70,000 |
| Grayson County Texas | 2 | $ 110,000 | $ 55,000 | $ 110,000 |
| Harris County Texas | 2 | $ 75,000 | $ 37,000 | $ 76,000 |
| Kaufman County Texas | 2 | $ 257,000 | $ 128,000 | $ 175,000 |
| Palo Pinto County Texas | 2 | $ 223,000 | $ 111,000 | $ 205,000 |
| Spotsylvania County Virginia | 2 | $ 270,000 | $ 135,000 | $ 87,000 |
| Maricopa County Arizona | 1 | $ 20,000 | $ 20,000 | $ 40,000 |
| Benton County Arkansas | 1 | $ 25,000 | $ 25,000 | $ 276,000 |
| Mississippi County Arkansas | 1 | $ 3,000 | $ 3,000 | $ 45,000 |
| Los Angeles County California | 1 | $ 5,000 | $ 5,000 | $ 51,000 |
| Riverside County California | 1 | $ 40,000 | $ 40,000 | $ 117,000 |
| San Bernardino County California | 1 | $ 250,000 | $ 250,000 | $ 70,000 |
| Boulder County Colorado | 1 | $ 218,000 | $ 218,000 | $ 114,000 |
| Tolland County Connecticut | 1 | $ 16,000 | $ 16,000 | $ 74,000 |
| Broward County Florida | 1 | $ 374,000 | $ 374,000 | $ 199,000 |
| Citrus County Florida | 1 | $ 108,000 | $ 108,000 | $ 49,000 |
| Lee County Florida | 1 | $ 7,000 | $ 7,000 | $ 0 |
| Osceola County Florida | 1 | $ 255,000 | $ 255,000 | $ 60,000 |
| Palm Beach County Florida | 1 | $ 75,000 | $ 75,000 | $ 73,000 |
| Polk County Florida | 1 | $ 30,000 | $ 30,000 | $ 81,000 |
| Volusia County Florida | 1 | $ 65,000 | $ 65,000 | $ 71,000 |
| Burke County Georgia | 1 | $ 3,000 | $ 3,000 | $ 50,000 |
| Clayton County Georgia | 1 | $ 7,000 | $ 7,000 | $ 0 |
| Dougherty County Georgia | 1 | $ 5,000 | $ 5,000 | $ 52,000 |
| Franklin County Georgia | 1 | $ 186,000 | $ 186,000 | $ 77,000 |
| Fulton County Georgia | 1 | $ 199,000 | $ 199,000 | $ 106,000 |
| Henry County Georgia | 1 | $ 5,000 | $ 5,000 | $ 99,000 |
| Jackson County Georgia | 1 | $ 178,000 | $ 178,000 | $ 72,000 |
| Newton County Georgia | 1 | $ 5,000 | $ 5,000 | $ 40,000 |
| Oconee County Georgia | 1 | $ 97,000 | $ 97,000 | $ 54,000 |
| Honolulu County Hawaii | 1 | $ 28,000 | $ 28,000 | $ 37,000 |
| Canyon County Idaho | 1 | $ 182,000 | $ 182,000 | $ 88,000 |
| Coles County Illinois | 1 | $ 2,000 | $ 2,000 | $ 53,000 |
| Cook County Illinois | 1 | $ 5,000 | $ 5,000 | $ 24,000 |
| DuPage County Illinois | 1 | $ 215,000 | $ 215,000 | $ 165,000 |
| Saline County Illinois | 1 | $ 68,000 | $ 68,000 | $ 70,000 |
| Shelby County Illinois | 1 | $ 1,000 | $ 1,000 | $ 39,000 |
| Allen County Indiana | 1 | $ 3,000 | $ 3,000 | $ 47,000 |
| Clark County Indiana | 1 | $ 92,000 | $ 92,000 | $ 65,000 |
| Floyd County Indiana | 1 | $ 30,000 | $ 30,000 | $ 35,000 |
| Carroll County Iowa | 1 | $ 54,000 | $ 54,000 | $ 108,000 |
| Bullitt County Kentucky | 1 | $ 34,000 | $ 34,000 | $ 79,000 |
| Shelby County Kentucky | 1 | $ 3,000 | $ 3,000 | $ 79,000 |
| Woodford County Kentucky | 1 | $ 3,000 | $ 3,000 | $ 51,000 |
| Livingston County Louisiana | 1 | $ 171,000 | $ 171,000 | $ 61,000 |
| St. Tammany County Louisiana | 1 | $ 347,000 | $ 347,000 | $ 141,000 |
| Carroll County Maryland | 1 | $ 30,000 | $ 30,000 | $ 71,000 |
| Charles County Maryland | 1 | $ 60,000 | $ 60,000 | $ 80,000 |
| Prince George's County Maryland | 1 | $ 296,000 | $ 296,000 | $ 83,000 |
| Livingston County Michigan | 1 | $ 5,000 | $ 5,000 | $ 171,000 |
| Newaygo County Michigan | 1 | $ 172,000 | $ 172,000 | $ 255,000 |
| Hinds County Mississippi | 1 | $ 90,000 | $ 90,000 | $ 50,000 |
| Bates County Missouri | 1 | $ 5,000 | $ 5,000 | $ 91,000 |
| Camden County Missouri | 1 | $ 90,000 | $ 90,000 | $ 110,000 |
| St. Louis County Missouri | 1 | $ 8,000 | $ 8,000 | $ 0 |
| Dawson County Nebraska | 1 | $ 10,000 | $ 10,000 | $ 138,000 |
| Red Willow County Nebraska | 1 | $ 3,000 | $ 3,000 | $ 82,000 |
| Monmouth County New Jersey | 1 | $ 1,000,000 | $ 1,000,000 | $ 329,000 |
| Ocean County New Jersey | 1 | $ 4,000 | $ 4,000 | $ 90,000 |
| Bronx County New York | 1 | $ 3,000 | $ 3,000 | $ 45,000 |
| Rensselaer County New York | 1 | $ 270,000 | $ 270,000 | $ 120,000 |
| New Hanover County North Carolina | 1 | $ 5,000 | $ 5,000 | $ 43,000 |
| Union County North Carolina | 1 | $ 48,000 | $ 48,000 | $ 98,000 |
| Wake County North Carolina | 1 | $ 81,000 | $ 81,000 | $ 50,000 |
| Hamilton County Ohio | 1 | $ 92,000 | $ 92,000 | $ 59,000 |
| Montgomery County Ohio | 1 | $ 120,000 | $ 120,000 | $ 48,000 |
| Richland County Ohio | 1 | $ 3,000 | $ 3,000 | $ 93,000 |
| Summit County Ohio | 1 | $ 425,000 | $ 425,000 | $ 255,000 |
| Le Flore County Oklahoma | 1 | $ 3,000 | $ 3,000 | $ 48,000 |
| Payne County Oklahoma | 1 | $ 100,000 | $ 100,000 | $ 54,000 |
| Susquehanna County Pennsylvania | 1 | $ 4,000 | $ 4,000 | $ 47,000 |
| Chester County South Carolina | 1 | $ 3,000 | $ 3,000 | $ 37,000 |
| Hamilton County Tennessee | 1 | $ 88,000 | $ 88,000 | $ 45,000 |
| Sumner County Tennessee | 1 | $ 142,000 | $ 142,000 | $ 58,000 |
| Brazos County Texas | 1 | $ 158,000 | $ 158,000 | $ 163,000 |
| Ellis County Texas | 1 | $ 20,000 | $ 20,000 | $ 67,000 |
| Franklin County Texas | 1 | $ 124,000 | $ 124,000 | $ 196,000 |
| Hill County Texas | 1 | $ 78,000 | $ 78,000 | $ 53,000 |
| Jasper County Texas | 1 | $ 92,000 | $ 92,000 | $ 105,000 |
| Potter County Texas | 1 | $ 4,000 | $ 4,000 | $ 40,000 |
| Travis County Texas | 1 | $ 294,000 | $ 294,000 | $ 169,000 |
| Salt Lake County Utah | 1 | $ 3,000 | $ 3,000 | $ 43,000 |
| Botetourt County Virginia | 1 | $ 152,000 | $ 152,000 | $ 105,000 |
| Pittsylvania County Virginia | 1 | $ 5,000 | $ 5,000 | $ 60,000 |
| Barbour County West Virginia | 1 | $ 3,000 | $ 3,000 | $ 72,000 |
| Monroe County Wisconsin | 1 | $ 158,000 | $ 158,000 | $ 60,000 |
Mortgage Loan Application Detail Totals for Share Plus Federal Bank in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 109 | $18,891,000 | $171,904 | $772,000 | $98,857 | $359,000 |
| Home Improvement | 107 | $2,168,000 | $11,592 | $332,000 | $72,888 | $2,340,000 |
| Refinancing | 41 | $7,172,000 | $225,000 | $1,000,000 | $120,461 | $329,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 157 | $21,682,000 | $157,111 | $1,000,000 | $100,296 | $2,340,000 |
| Not Provided | 73 | $1,794,000 | $17,760 | $425,000 | $75,360 | $626,000 |
| Hispanic | 14 | $1,973,000 | $186,750 | $380,000 | $121,250 | $200,000 |
| Black or African American | 10 | $2,133,000 | $202,800 | $772,000 | $87,800 | $230,000 |
| Asian | 2 | $399,000 | $199,000 | $216,000 | $119,000 | $136,000 |
| American Indian or Alaskan Native | 1 | $250,000 | $250,000 | $250,000 | $70,000 | $70,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 257 | $28,231,000 | $95,685 | $1,000,000 | $85,228 | $2,340,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 242 | $27,050,000 | $101,666 | $1,000,000 | $88,878 | $2,340,000 |
| Application Denied By Financial Institution | 10 | $345,000 | $34,428 | $120,000 | $47,571 | $83,000 |
| Application Approved But Not Accepted | 5 | $836,000 | $154,500 | $313,000 | $87,500 | $135,000 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 4 | $30,000 | $6,000 | $13,000 | $62,000 | $83,000 |
| Debt-To-Income Ratio | 3 | $45,000 | $15,000 | $20,000 | $45,000 | $71,000 |
| Collateral | 2 | $150,000 | $75,000 | $120,000 | $32,000 | $32,000 |
| Unverifiable Information | 1 | $120,000 | $120,000 | $120,000 | $48,000 | $48,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Share Plus Federal Bank's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Share Plus Federal Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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