Sidus Financial, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
Sidus Financial, Llc 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Sidus Financial, Llc 1905 Turnbury Drive Greenville, NC 27858 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 6,795 |
| Total Mortgage Loan Application Amount | $924,052,000 |
| Average Mortgage Loan Application Amount | $128,272 |
| Highest Mortgage Loan Application Amount | $1,600,000 |
| Average Applicant Income | $76,000 |
| Highest Applicant Income | $3,000,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with Sidus Financial, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Sidus Financial, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down Sidus Financial, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Sidus Financial, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Sidus Financial, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Sidus Financial, Llc's mortgage activity for 2003.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Carteret County North Carolina | 432 | $ 65,159,000 | $ 150,000 | $ 84,000 |
| Pitt County North Carolina | 337 | $ 40,601,000 | $ 120,000 | $ 143,000 |
| Horry County South Carolina | 287 | $ 38,471,000 | $ 134,000 | $ 67,000 |
| Watauga County North Carolina | 273 | $ 42,089,000 | $ 154,000 | $ 74,000 |
| Caldwell County North Carolina | 261 | $ 28,328,000 | $ 108,000 | $ 66,000 |
| Moore County North Carolina | 240 | $ 37,150,000 | $ 154,000 | $ 94,000 |
| Chesterfield County Virginia | 236 | $ 32,503,000 | $ 137,000 | $ 96,000 |
| Dare County North Carolina | 203 | $ 40,107,000 | $ 197,000 | $ 139,000 |
| Henrico County Virginia | 203 | $ 29,036,000 | $ 143,000 | $ 73,000 |
| Surry County North Carolina | 180 | $ 17,752,000 | $ 98,000 | $ 48,000 |
| Wilson County North Carolina | 168 | $ 19,397,000 | $ 115,000 | $ 65,000 |
| Randolph County North Carolina | 156 | $ 15,919,000 | $ 102,000 | $ 54,000 |
| Robeson County North Carolina | 151 | $ 15,226,000 | $ 100,000 | $ 54,000 |
| Virginia Beach County Virginia | 145 | $ 30,834,000 | $ 212,000 | $ 127,000 |
| Franklin County Virginia | 127 | $ 17,867,000 | $ 140,000 | $ 144,000 |
| Brunswick County North Carolina | 124 | $ 22,302,000 | $ 179,000 | $ 89,000 |
| Davidson County North Carolina | 118 | $ 12,542,000 | $ 106,000 | $ 59,000 |
| Guilford County North Carolina | 116 | $ 19,345,000 | $ 166,000 | $ 95,000 |
| Nash County North Carolina | 113 | $ 13,900,000 | $ 123,000 | $ 73,000 |
| Harnett County North Carolina | 111 | $ 13,553,000 | $ 122,000 | $ 72,000 |
| Lincoln County North Carolina | 93 | $ 10,600,000 | $ 113,000 | $ 56,000 |
| Columbus County North Carolina | 92 | $ 10,642,000 | $ 115,000 | $ 57,000 |
| Richmond City County Virginia | 90 | $ 12,784,000 | $ 142,000 | $ 82,000 |
| Hanover County Virginia | 81 | $ 11,802,000 | $ 145,000 | $ 75,000 |
| Wake County North Carolina | 78 | $ 13,603,000 | $ 174,000 | $ 98,000 |
| Lenoir County North Carolina | 73 | $ 7,864,000 | $ 107,000 | $ 73,000 |
| Carroll County Virginia | 73 | $ 6,599,000 | $ 90,000 | $ 48,000 |
| Craven County North Carolina | 71 | $ 8,288,000 | $ 116,000 | $ 56,000 |
| Avery County North Carolina | 56 | $ 7,553,000 | $ 134,000 | $ 65,000 |
| Beaufort County North Carolina | 56 | $ 7,272,000 | $ 129,000 | $ 88,000 |
| Beaufort County South Carolina | 55 | $ 10,457,000 | $ 190,000 | $ 156,000 |
| Johnston County North Carolina | 54 | $ 5,906,000 | $ 109,000 | $ 57,000 |
| Bedford County Virginia | 54 | $ 7,689,000 | $ 142,000 | $ 89,000 |
| Darlington County South Carolina | 53 | $ 5,192,000 | $ 97,000 | $ 58,000 |
| Chesapeake County Virginia | 53 | $ 9,407,000 | $ 177,000 | $ 80,000 |
| Ashe County North Carolina | 51 | $ 5,695,000 | $ 111,000 | $ 57,000 |
| Halifax County North Carolina | 49 | $ 3,693,000 | $ 75,000 | $ 43,000 |
| Grayson County Virginia | 49 | $ 5,179,000 | $ 105,000 | $ 40,000 |
| Campbell County Virginia | 48 | $ 4,636,000 | $ 96,000 | $ 45,000 |
| Roanoke County Virginia | 47 | $ 6,887,000 | $ 146,000 | $ 81,000 |
| Forsyth County North Carolina | 46 | $ 7,450,000 | $ 161,000 | $ 79,000 |
| Stokes County North Carolina | 46 | $ 4,170,000 | $ 90,000 | $ 55,000 |
| Edgecombe County North Carolina | 45 | $ 4,479,000 | $ 99,000 | $ 51,000 |
| Currituck County North Carolina | 43 | $ 8,594,000 | $ 199,000 | $ 136,000 |
| Alamance County North Carolina | 41 | $ 5,043,000 | $ 123,000 | $ 54,000 |
| Richmond County North Carolina | 41 | $ 3,913,000 | $ 95,000 | $ 53,000 |
| Davie County North Carolina | 38 | $ 6,760,000 | $ 177,000 | $ 77,000 |
| Rockingham County North Carolina | 38 | $ 3,329,000 | $ 87,000 | $ 51,000 |
| Norfolk County Virginia | 37 | $ 7,159,000 | $ 193,000 | $ 83,000 |
| Catawba County North Carolina | 36 | $ 5,297,000 | $ 147,000 | $ 65,000 |
| Roanoke City County Virginia | 36 | $ 5,473,000 | $ 152,000 | $ 103,000 |
| Lynchburg County Virginia | 33 | $ 2,778,000 | $ 84,000 | $ 40,000 |
| Galax County Virginia | 32 | $ 3,134,000 | $ 97,000 | $ 57,000 |
| Fairfax County Virginia | 30 | $ 6,462,000 | $ 215,000 | $ 100,000 |
| Sampson County North Carolina | 29 | $ 2,898,000 | $ 99,000 | $ 77,000 |
| Dorchester County South Carolina | 25 | $ 3,144,000 | $ 125,000 | $ 61,000 |
| Henry County Virginia | 25 | $ 2,734,000 | $ 109,000 | $ 78,000 |
| New Hanover County North Carolina | 23 | $ 3,968,000 | $ 172,000 | $ 81,000 |
| Onslow County North Carolina | 23 | $ 2,399,000 | $ 104,000 | $ 80,000 |
| Wayne County North Carolina | 23 | $ 2,827,000 | $ 122,000 | $ 75,000 |
| Cumberland County North Carolina | 21 | $ 2,242,000 | $ 106,000 | $ 59,000 |
| Gaston County North Carolina | 21 | $ 2,055,000 | $ 97,000 | $ 53,000 |
| Georgetown County South Carolina | 21 | $ 5,343,000 | $ 254,000 | $ 77,000 |
| Greenville County South Carolina | 20 | $ 3,149,000 | $ 157,000 | $ 88,000 |
| Cabarrus County North Carolina | 18 | $ 2,425,000 | $ 134,000 | $ 83,000 |
| Aiken County South Carolina | 18 | $ 2,919,000 | $ 162,000 | $ 78,000 |
| Colleton County South Carolina | 18 | $ 1,817,000 | $ 100,000 | $ 47,000 |
| Patrick County Virginia | 18 | $ 1,682,000 | $ 93,000 | $ 44,000 |
| Wilkes County North Carolina | 17 | $ 2,075,000 | $ 122,000 | $ 91,000 |
| Pittsylvania County Virginia | 17 | $ 1,765,000 | $ 103,000 | $ 146,000 |
| Northampton County North Carolina | 16 | $ 971,000 | $ 60,000 | $ 37,000 |
| Goochland County Virginia | 16 | $ 2,861,000 | $ 178,000 | $ 99,000 |
| Newport News County Virginia | 15 | $ 1,907,000 | $ 127,000 | $ 91,000 |
| Prince William County Virginia | 15 | $ 3,124,000 | $ 208,000 | $ 81,000 |
| Salem County Virginia | 15 | $ 2,275,000 | $ 151,000 | $ 67,000 |
| Mecklenburg County North Carolina | 14 | $ 1,703,000 | $ 121,000 | $ 68,000 |
| Rutherford County North Carolina | 14 | $ 1,887,000 | $ 134,000 | $ 66,000 |
| Yadkin County North Carolina | 14 | $ 1,523,000 | $ 108,000 | $ 48,000 |
| Powhatan County Virginia | 14 | $ 2,381,000 | $ 170,000 | $ 67,000 |
| Alleghany County North Carolina | 13 | $ 1,425,000 | $ 109,000 | $ 42,000 |
| Hyde County North Carolina | 13 | $ 1,768,000 | $ 136,000 | $ 61,000 |
| Mecklenburg County Virginia | 13 | $ 1,490,000 | $ 114,000 | $ 109,000 |
| Hampton County Virginia | 12 | $ 1,493,000 | $ 124,000 | $ 70,000 |
| Suffolk County Virginia | 12 | $ 2,171,000 | $ 180,000 | $ 130,000 |
| Iredell County North Carolina | 11 | $ 1,354,000 | $ 123,000 | $ 58,000 |
| Martin County North Carolina | 11 | $ 927,000 | $ 84,000 | $ 39,000 |
| Pasquotank County North Carolina | 11 | $ 1,463,000 | $ 133,000 | $ 85,000 |
| Brunswick County Virginia | 11 | $ 1,239,000 | $ 112,000 | $ 43,000 |
| James City County Virginia | 11 | $ 2,083,000 | $ 189,000 | $ 68,000 |
| Loudoun County Virginia | 11 | $ 2,496,000 | $ 226,000 | $ 76,000 |
| Rowan County North Carolina | 10 | $ 1,059,000 | $ 105,000 | $ 57,000 |
| Union County North Carolina | 10 | $ 1,629,000 | $ 162,000 | $ 67,000 |
| Berkeley County South Carolina | 10 | $ 1,338,000 | $ 133,000 | $ 72,000 |
| King William County Virginia | 10 | $ 1,309,000 | $ 130,000 | $ 64,000 |
| Bladen County North Carolina | 9 | $ 1,366,000 | $ 151,000 | $ 74,000 |
| Portsmouth County Virginia | 9 | $ 1,431,000 | $ 159,000 | $ 65,000 |
| Spotsylvania County Virginia | 9 | $ 1,452,000 | $ 161,000 | $ 85,000 |
| Greene County North Carolina | 8 | $ 791,000 | $ 98,000 | $ 53,000 |
| Charleston County South Carolina | 8 | $ 3,116,000 | $ 389,000 | $ 382,000 |
| Johnson County Tennessee | 8 | $ 990,000 | $ 123,000 | $ 41,000 |
| Louisa County Virginia | 8 | $ 1,008,000 | $ 126,000 | $ 104,000 |
| York County Virginia | 8 | $ 1,712,000 | $ 214,000 | $ 103,000 |
| Burke County North Carolina | 7 | $ 889,000 | $ 127,000 | $ 51,000 |
| Orange County North Carolina | 7 | $ 1,004,000 | $ 143,000 | $ 103,000 |
| Perquimans County North Carolina | 7 | $ 703,000 | $ 100,000 | $ 46,000 |
| Pamlico County North Carolina | 6 | $ 584,000 | $ 97,000 | $ 80,000 |
| Scotland County North Carolina | 6 | $ 843,000 | $ 140,000 | $ 88,000 |
| Washington County North Carolina | 6 | $ 534,000 | $ 89,000 | $ 59,000 |
| Amherst County Virginia | 6 | $ 688,000 | $ 114,000 | $ 75,000 |
| Arlington County Virginia | 6 | $ 1,353,000 | $ 225,000 | $ 118,000 |
| Botetourt County Virginia | 6 | $ 855,000 | $ 142,000 | $ 93,000 |
| Middlesex County Virginia | 6 | $ 1,330,000 | $ 221,000 | $ 113,000 |
| Prince George County Virginia | 6 | $ 874,000 | $ 145,000 | $ 57,000 |
| Cleveland County North Carolina | 5 | $ 380,000 | $ 76,000 | $ 34,000 |
| Franklin County North Carolina | 5 | $ 526,000 | $ 105,000 | $ 37,000 |
| Orangeburg County South Carolina | 5 | $ 631,000 | $ 126,000 | $ 65,000 |
| Hopewell County Virginia | 5 | $ 467,000 | $ 93,000 | $ 49,000 |
| Nelson County Virginia | 5 | $ 637,000 | $ 127,000 | $ 127,000 |
| Poquoson County Virginia | 5 | $ 969,000 | $ 193,000 | $ 100,000 |
| Stafford County Virginia | 5 | $ 916,000 | $ 183,000 | $ 69,000 |
| Buncombe County North Carolina | 4 | $ 387,000 | $ 96,000 | $ 34,000 |
| Chatham County North Carolina | 4 | $ 392,000 | $ 98,000 | $ 46,000 |
| Chowan County North Carolina | 4 | $ 376,000 | $ 94,000 | $ 46,000 |
| Duplin County North Carolina | 4 | $ 229,000 | $ 57,000 | $ 77,000 |
| Durham County North Carolina | 4 | $ 415,000 | $ 103,000 | $ 55,000 |
| Jones County North Carolina | 4 | $ 564,000 | $ 141,000 | $ 54,000 |
| Montgomery County North Carolina | 4 | $ 443,000 | $ 110,000 | $ 71,000 |
| Florence County South Carolina | 4 | $ 579,000 | $ 144,000 | $ 41,000 |
| Alexandria County Virginia | 4 | $ 964,000 | $ 241,000 | $ 126,000 |
| Amelia County Virginia | 4 | $ 545,000 | $ 136,000 | $ 47,000 |
| Floyd County Virginia | 4 | $ 602,000 | $ 150,000 | $ 68,000 |
| Martinsville County Virginia | 4 | $ 510,000 | $ 127,000 | $ 77,000 |
| Montgomery County Virginia | 4 | $ 742,000 | $ 185,000 | $ 117,000 |
| Wythe County Virginia | 4 | $ 393,000 | $ 98,000 | $ 68,000 |
| Hoke County North Carolina | 3 | $ 482,000 | $ 160,000 | $ 60,000 |
| Lee County North Carolina | 3 | $ 343,000 | $ 114,000 | $ 84,000 |
| Pender County North Carolina | 3 | $ 886,000 | $ 295,000 | $ 161,000 |
| Stanly County North Carolina | 3 | $ 293,000 | $ 97,000 | $ 66,000 |
| Yancey County North Carolina | 3 | $ 441,000 | $ 147,000 | $ 109,000 |
| Marion County South Carolina | 3 | $ 405,000 | $ 135,000 | $ 61,000 |
| Pickens County South Carolina | 3 | $ 245,000 | $ 81,000 | $ 44,000 |
| Shelby County Tennessee | 3 | $ 404,000 | $ 134,000 | $ 77,000 |
| Appomattox County Virginia | 3 | $ 371,000 | $ 123,000 | $ 72,000 |
| Charlottesville County Virginia | 3 | $ 402,000 | $ 134,000 | $ 59,000 |
| Dinwiddie County Virginia | 3 | $ 389,000 | $ 129,000 | $ 57,000 |
| Halifax County Virginia | 3 | $ 469,000 | $ 156,000 | $ 82,000 |
| Isle of Wight County Virginia | 3 | $ 659,000 | $ 219,000 | $ 114,000 |
| Lancaster County Virginia | 3 | $ 677,000 | $ 225,000 | $ 322,000 |
| Lunenburg County Virginia | 3 | $ 263,000 | $ 87,000 | $ 70,000 |
| Sussex County Virginia | 3 | $ 256,000 | $ 85,000 | $ 61,000 |
| Fulton County Georgia | 2 | $ 271,000 | $ 135,000 | $ 129,000 |
| Camden County North Carolina | 2 | $ 185,000 | $ 92,000 | $ 63,000 |
| Caswell County North Carolina | 2 | $ 70,000 | $ 35,000 | $ 48,000 |
| Granville County North Carolina | 2 | $ 290,000 | $ 145,000 | $ 83,000 |
| Tyrrell County North Carolina | 2 | $ 315,000 | $ 157,000 | $ 96,000 |
| Vance County North Carolina | 2 | $ 145,000 | $ 72,000 | $ 71,000 |
| Anderson County South Carolina | 2 | $ 198,000 | $ 99,000 | $ 38,000 |
| Spartanburg County South Carolina | 2 | $ 257,000 | $ 128,000 | $ 64,000 |
| Sumter County South Carolina | 2 | $ 221,000 | $ 110,000 | $ 51,000 |
| Accomack County Virginia | 2 | $ 352,000 | $ 176,000 | $ 533,000 |
| Albemarle County Virginia | 2 | $ 357,000 | $ 178,000 | $ 39,000 |
| Bedford City County Virginia | 2 | $ 227,000 | $ 113,000 | $ 78,000 |
| Colonial Heights County Virginia | 2 | $ 280,000 | $ 140,000 | $ 74,000 |
| Emporia County Virginia | 2 | $ 175,000 | $ 87,000 | $ 40,000 |
| Essex County Virginia | 2 | $ 478,000 | $ 239,000 | $ 128,000 |
| Greensville County Virginia | 2 | $ 175,000 | $ 87,000 | $ 37,000 |
| King and Queen County Virginia | 2 | $ 274,000 | $ 137,000 | $ 56,000 |
| New Kent County Virginia | 2 | $ 250,000 | $ 125,000 | $ 58,000 |
| Surry County Virginia | 2 | $ 257,000 | $ 128,000 | $ 39,000 |
| Westmoreland County Virginia | 2 | $ 150,000 | $ 75,000 | $ 39,000 |
| Richmond County Georgia | 1 | $ 120,000 | $ 120,000 | $ 70,000 |
| Alexander County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 49,000 |
| Cherokee County North Carolina | 1 | $ 80,000 | $ 80,000 | $ 50,000 |
| Gates County North Carolina | 1 | $ 54,000 | $ 54,000 | $ 36,000 |
| Henderson County North Carolina | 1 | $ 114,000 | $ 114,000 | $ 92,000 |
| Hertford County North Carolina | 1 | $ 71,000 | $ 71,000 | $ 43,000 |
| McDowell County North Carolina | 1 | $ 130,000 | $ 130,000 | $ 27,000 |
| Mitchell County North Carolina | 1 | $ 138,000 | $ 138,000 | $ 43,000 |
| Person County North Carolina | 1 | $ 200,000 | $ 200,000 | $ 51,000 |
| Warren County North Carolina | 1 | $ 59,000 | $ 59,000 | $ 40,000 |
| Dillon County South Carolina | 1 | $ 55,000 | $ 55,000 | $ 24,000 |
| Edgefield County South Carolina | 1 | $ 80,000 | $ 80,000 | $ 53,000 |
| Fairfield County South Carolina | 1 | $ 215,000 | $ 215,000 | $ 117,000 |
| Lancaster County South Carolina | 1 | $ 75,000 | $ 75,000 | $ 66,000 |
| Richland County South Carolina | 1 | $ 291,000 | $ 291,000 | $ 906,000 |
| York County South Carolina | 1 | $ 83,000 | $ 83,000 | $ 56,000 |
| Carter County Tennessee | 1 | $ 223,000 | $ 223,000 | $ 70,000 |
| Augusta County Virginia | 1 | $ 104,000 | $ 104,000 | $ 51,000 |
| Caroline County Virginia | 1 | $ 144,000 | $ 144,000 | $ 75,000 |
| Charles City County Virginia | 1 | $ 150,000 | $ 150,000 | $ 107,000 |
| Craig County Virginia | 1 | $ 44,000 | $ 44,000 | $ 83,000 |
| Culpeper County Virginia | 1 | $ 257,000 | $ 257,000 | $ 116,000 |
| Danville County Virginia | 1 | $ 224,000 | $ 224,000 | $ 91,000 |
| Fauquier County Virginia | 1 | $ 323,000 | $ 323,000 | $ 200,000 |
| Fredericksburg County Virginia | 1 | $ 167,000 | $ 167,000 | $ 50,000 |
| Gloucester County Virginia | 1 | $ 159,000 | $ 159,000 | $ 96,000 |
| King George County Virginia | 1 | $ 114,000 | $ 114,000 | $ 52,000 |
| Madison County Virginia | 1 | $ 220,000 | $ 220,000 | $ 94,000 |
| Mathews County Virginia | 1 | $ 160,000 | $ 160,000 | $ 81,000 |
| Northampton County Virginia | 1 | $ 149,000 | $ 149,000 | $ 119,000 |
| Nottoway County Virginia | 1 | $ 87,000 | $ 87,000 | $ 50,000 |
| Orange County Virginia | 1 | $ 133,000 | $ 133,000 | $ 69,000 |
| Page County Virginia | 1 | $ 72,000 | $ 72,000 | $ 73,000 |
| Petersburg County Virginia | 1 | $ 58,000 | $ 58,000 | $ 19,000 |
| Richmond County Virginia | 1 | $ 180,000 | $ 180,000 | $ 96,000 |
| Rockbridge County Virginia | 1 | $ 147,000 | $ 147,000 | $ 45,000 |
| Shenandoah County Virginia | 1 | $ 152,000 | $ 152,000 | $ 190,000 |
| Southampton County Virginia | 1 | $ 95,000 | $ 95,000 | $ 53,000 |
| Washington County Virginia | 1 | $ 113,000 | $ 113,000 | $ 76,000 |
| Waynesboro County Virginia | 1 | $ 62,000 | $ 62,000 | $ 45,000 |
| Williamsburg County Virginia | 1 | $ 227,000 | $ 227,000 | $ 91,000 |
Mortgage Loan Application Detail Totals for Sidus Financial, Llc in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 5,348 | $740,763,000 | $130,333 | $1,600,000 | $72,833 | $1,691,000 |
| Home Purchase (one-to-four family) | 1,446 | $183,173,000 | $128,250 | $700,000 | $81,250 | $3,000,000 |
| Home Improvement (one-to-four family) | 1 | $116,000 | $116,000 | $116,000 | $74,000 | $74,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,284 | $862,017,000 | $128,833 | $1,600,000 | $73,666 | $3,000,000 |
| Information not provided by applicant in mail or telephone application | 258 | $31,908,000 | $146,666 | $544,000 | $111,000 | $1,111,000 |
| Black | 139 | $14,497,000 | $106,333 | $323,000 | $55,000 | $1,144,000 |
| Hispanic | 40 | $4,253,000 | $112,333 | $290,000 | $49,666 | $300,000 |
| American Indian or Alaskan Native | 36 | $3,800,000 | $128,000 | $279,000 | $115,500 | $581,000 |
| Asian or Pacific Islander | 30 | $6,166,000 | $219,666 | $700,000 | $94,666 | $496,000 |
| Other | 8 | $1,411,000 | $158,666 | $299,000 | $133,333 | $492,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,725 | $917,192,000 | $128,833 | $1,600,000 | $74,166 | $3,000,000 |
| FHA-insured (Federal Housing Administration) | 54 | $4,992,000 | $92,000 | $157,000 | $46,000 | $131,000 |
| VA-guaranteed (Veterans Administration) | 16 | $1,868,000 | $100,500 | $173,000 | $57,500 | $160,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,785 | $785,369,000 | $126,166 | $1,600,000 | $75,833 | $1,691,000 |
| Application Denied By Financial Institution | 639 | $86,528,000 | $145,000 | $1,500,000 | $80,400 | $3,000,000 |
| Application Withdrawn By Applicant | 368 | $51,642,000 | $122,500 | $1,009,000 | $79,250 | $992,000 |
| Loan Purchased By The Institution | 2 | $405,000 | $202,000 | $260,000 | $51,000 | $68,000 |
| Application Approved But Not Accepted | 1 | $108,000 | $108,000 | $108,000 | $49,000 | $49,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 450 | $60,583,000 | $144,000 | $1,500,000 | $83,400 | $3,000,000 |
| Credit History | 72 | $9,248,000 | $150,500 | $580,000 | $54,000 | $277,000 |
| Debt-To-Income Ratio | 40 | $5,178,000 | $138,000 | $302,000 | $44,500 | $139,000 |
| Collateral | 37 | $4,683,000 | $157,666 | $390,000 | $81,333 | $348,000 |
| Credit Application Incomplete | 19 | $4,678,000 | $246,000 | $618,000 | $93,000 | $414,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 9 | $906,000 | $94,000 | $160,000 | $51,666 | $77,000 |
| Unverifiable Information | 3 | $220,000 | $62,500 | $114,000 | $46,000 | $66,000 |
| Employment History | 1 | $52,000 | $52,000 | $52,000 | $23,000 | $23,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Sidus Financial, Llc's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Sidus Financial, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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