Sidus Financial, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
Sidus Financial, Llc 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Sidus Financial, Llc 1905 Turnbury Drive Greenville, NC 27858 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 8,964 |
| Total Mortgage Loan Application Amount | $1,607,418,000 |
| Average Mortgage Loan Application Amount | $180,666 |
| Highest Mortgage Loan Application Amount | $1,000,000 |
| Average Applicant Income | $76,000 |
| Highest Applicant Income | $9,000,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Sidus Financial, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Sidus Financial, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down Sidus Financial, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Sidus Financial, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Sidus Financial, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Sidus Financial, Llc's mortgage activity for 2009.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Iredell County North Carolina | 198 | $ 33,406,000 | $ 168,000 | $ 84,000 |
| Watauga County North Carolina | 189 | $ 39,758,000 | $ 210,000 | $ 89,000 |
| Davidson County North Carolina | 164 | $ 20,373,000 | $ 124,000 | $ 45,000 |
| Surry County North Carolina | 161 | $ 21,778,000 | $ 135,000 | $ 66,000 |
| Middlesex County Massachusetts | 157 | $ 40,408,000 | $ 257,000 | $ 74,000 |
| Catawba County North Carolina | 151 | $ 19,719,000 | $ 130,000 | $ 57,000 |
| Randolph County North Carolina | 143 | $ 18,794,000 | $ 131,000 | $ 56,000 |
| Pickens County South Carolina | 140 | $ 21,171,000 | $ 151,000 | $ 75,000 |
| Anderson County South Carolina | 137 | $ 21,459,000 | $ 156,000 | $ 69,000 |
| Ashe County North Carolina | 136 | $ 22,134,000 | $ 162,000 | $ 73,000 |
| Forsyth County North Carolina | 135 | $ 20,095,000 | $ 148,000 | $ 61,000 |
| Cumberland County Maine | 134 | $ 28,032,000 | $ 209,000 | $ 65,000 |
| Lexington County South Carolina | 132 | $ 21,949,000 | $ 166,000 | $ 71,000 |
| Pitt County North Carolina | 131 | $ 22,334,000 | $ 170,000 | $ 89,000 |
| Caldwell County North Carolina | 124 | $ 15,067,000 | $ 121,000 | $ 47,000 |
| Henrico County Virginia | 121 | $ 25,975,000 | $ 214,000 | $ 97,000 |
| Essex County Massachusetts | 118 | $ 27,538,000 | $ 233,000 | $ 63,000 |
| Hillsborough County New Hampshire | 116 | $ 25,429,000 | $ 219,000 | $ 64,000 |
| Worcester County Massachusetts | 115 | $ 25,510,000 | $ 221,000 | $ 69,000 |
| Wake County North Carolina | 110 | $ 21,315,000 | $ 193,000 | $ 79,000 |
| Brunswick County North Carolina | 107 | $ 21,765,000 | $ 203,000 | $ 83,000 |
| Mecklenburg County North Carolina | 99 | $ 21,137,000 | $ 213,000 | $ 199,000 |
| Franklin County Virginia | 94 | $ 18,002,000 | $ 191,000 | $ 89,000 |
| Rockingham County New Hampshire | 93 | $ 22,418,000 | $ 241,000 | $ 72,000 |
| Roanoke County Virginia | 93 | $ 18,206,000 | $ 195,000 | $ 112,000 |
| York County Maine | 91 | $ 15,765,000 | $ 173,000 | $ 54,000 |
| Carteret County North Carolina | 90 | $ 18,555,000 | $ 206,000 | $ 115,000 |
| Wilkes County North Carolina | 90 | $ 11,211,000 | $ 124,000 | $ 61,000 |
| Chesterfield County Virginia | 88 | $ 19,235,000 | $ 218,000 | $ 91,000 |
| Fairfax County Virginia | 88 | $ 25,974,000 | $ 295,000 | $ 145,000 |
| Richland County South Carolina | 87 | $ 16,604,000 | $ 190,000 | $ 100,000 |
| Yadkin County North Carolina | 83 | $ 10,369,000 | $ 124,000 | $ 60,000 |
| Horry County South Carolina | 82 | $ 12,227,000 | $ 149,000 | $ 81,000 |
| Oconee County South Carolina | 78 | $ 14,629,000 | $ 187,000 | $ 91,000 |
| Augusta County Virginia | 78 | $ 14,194,000 | $ 181,000 | $ 62,000 |
| Bedford County Virginia | 77 | $ 16,327,000 | $ 212,000 | $ 90,000 |
| Plymouth County Massachusetts | 76 | $ 19,230,000 | $ 253,000 | $ 73,000 |
| Greenville County South Carolina | 75 | $ 11,652,000 | $ 155,000 | $ 65,000 |
| Bristol County Massachusetts | 71 | $ 17,694,000 | $ 249,000 | $ 48,000 |
| Wayne County North Carolina | 71 | $ 9,799,000 | $ 138,000 | $ 46,000 |
| Union County North Carolina | 69 | $ 13,351,000 | $ 193,000 | $ 84,000 |
| Norfolk County Massachusetts | 67 | $ 18,827,000 | $ 281,000 | $ 75,000 |
| Wilson County North Carolina | 67 | $ 9,905,000 | $ 147,000 | $ 63,000 |
| Guilford County North Carolina | 63 | $ 9,244,000 | $ 146,000 | $ 60,000 |
| Campbell County Virginia | 62 | $ 9,565,000 | $ 154,000 | $ 63,000 |
| Avery County North Carolina | 60 | $ 10,630,000 | $ 177,000 | $ 70,000 |
| Johnston County North Carolina | 59 | $ 9,174,000 | $ 155,000 | $ 82,000 |
| Robeson County North Carolina | 55 | $ 7,544,000 | $ 137,000 | $ 61,000 |
| Virginia Beach County Virginia | 50 | $ 13,234,000 | $ 264,000 | $ 135,000 |
| New Hanover County North Carolina | 49 | $ 9,863,000 | $ 201,000 | $ 73,000 |
| Penobscot County Maine | 47 | $ 5,484,000 | $ 116,000 | $ 47,000 |
| Albemarle County Virginia | 46 | $ 12,387,000 | $ 269,000 | $ 124,000 |
| Botetourt County Virginia | 46 | $ 8,958,000 | $ 194,000 | $ 78,000 |
| Durham County North Carolina | 45 | $ 7,271,000 | $ 161,000 | $ 62,000 |
| Tazewell County Virginia | 44 | $ 6,441,000 | $ 146,000 | $ 65,000 |
| Lynchburg County Virginia | 43 | $ 7,119,000 | $ 165,000 | $ 68,000 |
| Harnett County North Carolina | 42 | $ 5,127,000 | $ 122,000 | $ 55,000 |
| Providence County Rhode Island | 42 | $ 8,167,000 | $ 194,000 | $ 59,000 |
| Hanover County Virginia | 42 | $ 8,550,000 | $ 203,000 | $ 92,000 |
| Montgomery County Maryland | 39 | $ 12,540,000 | $ 321,000 | $ 135,000 |
| Androscoggin County Maine | 38 | $ 5,186,000 | $ 136,000 | $ 44,000 |
| Charleston County South Carolina | 38 | $ 6,484,000 | $ 170,000 | $ 62,000 |
| Richmond City County Virginia | 38 | $ 9,084,000 | $ 239,000 | $ 115,000 |
| Merrimack County New Hampshire | 37 | $ 6,365,000 | $ 172,000 | $ 60,000 |
| Alamance County North Carolina | 37 | $ 6,333,000 | $ 171,000 | $ 63,000 |
| Rowan County North Carolina | 35 | $ 5,194,000 | $ 148,000 | $ 60,000 |
| Lawrence County Tennessee | 35 | $ 3,430,000 | $ 98,000 | $ 41,000 |
| Roanoke City County Virginia | 35 | $ 5,078,000 | $ 145,000 | $ 82,000 |
| Strafford County New Hampshire | 34 | $ 6,289,000 | $ 184,000 | $ 59,000 |
| Columbus County North Carolina | 34 | $ 4,575,000 | $ 134,000 | $ 55,000 |
| Pamlico County North Carolina | 34 | $ 7,310,000 | $ 215,000 | $ 98,000 |
| Lincoln County North Carolina | 32 | $ 5,833,000 | $ 182,000 | $ 76,000 |
| Beaufort County South Carolina | 32 | $ 5,776,000 | $ 180,000 | $ 79,000 |
| Moore County North Carolina | 31 | $ 5,441,000 | $ 175,000 | $ 71,000 |
| New Haven County Connecticut | 30 | $ 7,130,000 | $ 237,000 | $ 74,000 |
| Barnstable County Massachusetts | 30 | $ 7,366,000 | $ 245,000 | $ 72,000 |
| Suffolk County Massachusetts | 30 | $ 8,226,000 | $ 274,000 | $ 95,000 |
| Clay County North Carolina | 30 | $ 5,189,000 | $ 172,000 | $ 75,000 |
| Dare County North Carolina | 30 | $ 6,345,000 | $ 211,000 | $ 98,000 |
| Sevier County Tennessee | 30 | $ 4,095,000 | $ 136,000 | $ 45,000 |
| Hartford County Connecticut | 29 | $ 6,182,000 | $ 213,000 | $ 70,000 |
| Greenwood County South Carolina | 28 | $ 3,298,000 | $ 117,000 | $ 61,000 |
| Fairfield County Connecticut | 26 | $ 6,969,000 | $ 268,000 | $ 90,000 |
| Kennebec County Maine | 26 | $ 3,264,000 | $ 125,000 | $ 50,000 |
| Craven County North Carolina | 26 | $ 4,116,000 | $ 158,000 | $ 59,000 |
| Dorchester County South Carolina | 25 | $ 4,185,000 | $ 167,000 | $ 48,000 |
| Bartow County Georgia | 24 | $ 3,356,000 | $ 139,000 | $ 56,000 |
| Buncombe County North Carolina | 24 | $ 4,487,000 | $ 186,000 | $ 66,000 |
| Macon County North Carolina | 24 | $ 5,121,000 | $ 213,000 | $ 63,000 |
| Onslow County North Carolina | 24 | $ 3,499,000 | $ 145,000 | $ 48,000 |
| Cherokee County South Carolina | 24 | $ 3,068,000 | $ 127,000 | $ 119,000 |
| Darlington County South Carolina | 24 | $ 2,948,000 | $ 122,000 | $ 77,000 |
| Spartanburg County South Carolina | 24 | $ 4,218,000 | $ 175,000 | $ 84,000 |
| Henry County Virginia | 24 | $ 2,491,000 | $ 103,000 | $ 47,000 |
| Gaston County North Carolina | 23 | $ 3,091,000 | $ 134,000 | $ 59,000 |
| Kershaw County South Carolina | 23 | $ 3,697,000 | $ 160,000 | $ 75,000 |
| Greene County Tennessee | 23 | $ 3,325,000 | $ 144,000 | $ 54,000 |
| Amherst County Virginia | 23 | $ 3,399,000 | $ 147,000 | $ 72,000 |
| Staunton County Virginia | 23 | $ 3,266,000 | $ 142,000 | $ 66,000 |
| New London County Connecticut | 22 | $ 4,455,000 | $ 202,000 | $ 66,000 |
| Burke County North Carolina | 22 | $ 2,804,000 | $ 127,000 | $ 58,000 |
| Stokes County North Carolina | 22 | $ 2,887,000 | $ 131,000 | $ 48,000 |
| Newberry County South Carolina | 22 | $ 3,472,000 | $ 157,000 | $ 68,000 |
| Washington County Tennessee | 22 | $ 3,285,000 | $ 149,000 | $ 62,000 |
| Belknap County New Hampshire | 21 | $ 3,207,000 | $ 152,000 | $ 53,000 |
| Bladen County North Carolina | 21 | $ 3,329,000 | $ 158,000 | $ 73,000 |
| Charlottesville County Virginia | 20 | $ 4,707,000 | $ 235,000 | $ 100,000 |
| Windham County Connecticut | 19 | $ 3,220,000 | $ 169,000 | $ 53,000 |
| Berkeley County South Carolina | 19 | $ 2,933,000 | $ 154,000 | $ 65,000 |
| Loudoun County Virginia | 19 | $ 5,788,000 | $ 304,000 | $ 157,000 |
| Franklin County Maine | 18 | $ 2,059,000 | $ 114,000 | $ 38,000 |
| Nash County North Carolina | 18 | $ 2,130,000 | $ 118,000 | $ 47,000 |
| Sampson County North Carolina | 18 | $ 1,868,000 | $ 103,000 | $ 73,000 |
| Marion County South Carolina | 18 | $ 2,007,000 | $ 111,000 | $ 45,000 |
| Williamson County Tennessee | 18 | $ 4,384,000 | $ 243,000 | $ 102,000 |
| Patrick County Virginia | 18 | $ 2,444,000 | $ 135,000 | $ 77,000 |
| Rabun County Georgia | 17 | $ 3,691,000 | $ 217,000 | $ 95,000 |
| Sagadahoc County Maine | 17 | $ 2,934,000 | $ 172,000 | $ 47,000 |
| Hampden County Massachusetts | 17 | $ 2,973,000 | $ 174,000 | $ 57,000 |
| Cherokee County North Carolina | 17 | $ 2,528,000 | $ 148,000 | $ 89,000 |
| Davie County North Carolina | 17 | $ 2,866,000 | $ 168,000 | $ 74,000 |
| Rockingham County North Carolina | 17 | $ 1,700,000 | $ 100,000 | $ 36,000 |
| Stanly County North Carolina | 17 | $ 2,267,000 | $ 133,000 | $ 84,000 |
| Florence County South Carolina | 17 | $ 2,409,000 | $ 141,000 | $ 54,000 |
| Sullivan County Tennessee | 17 | $ 2,453,000 | $ 144,000 | $ 52,000 |
| Arlington County Virginia | 17 | $ 6,276,000 | $ 369,000 | $ 154,000 |
| Glynn County Georgia | 16 | $ 2,790,000 | $ 174,000 | $ 79,000 |
| Tattnall County Georgia | 16 | $ 2,209,000 | $ 138,000 | $ 76,000 |
| Alexander County North Carolina | 16 | $ 2,035,000 | $ 127,000 | $ 53,000 |
| Lenoir County North Carolina | 16 | $ 1,961,000 | $ 122,000 | $ 78,000 |
| Scotland County North Carolina | 16 | $ 1,692,000 | $ 105,000 | $ 59,000 |
| Hancock County Maine | 15 | $ 2,744,000 | $ 182,000 | $ 64,000 |
| Orange County North Carolina | 15 | $ 3,498,000 | $ 233,000 | $ 84,000 |
| Colleton County South Carolina | 15 | $ 2,108,000 | $ 140,000 | $ 58,000 |
| Beaufort County North Carolina | 14 | $ 3,498,000 | $ 249,000 | $ 117,000 |
| Kent County Rhode Island | 14 | $ 2,502,000 | $ 178,000 | $ 78,000 |
| Chesapeake County Virginia | 14 | $ 3,636,000 | $ 259,000 | $ 93,000 |
| Pender County North Carolina | 13 | $ 2,847,000 | $ 219,000 | $ 88,000 |
| McMinn County Tennessee | 13 | $ 1,831,000 | $ 140,000 | $ 51,000 |
| Carroll County Virginia | 13 | $ 1,469,000 | $ 113,000 | $ 52,000 |
| Rockbridge County Virginia | 13 | $ 2,120,000 | $ 163,000 | $ 69,000 |
| Suffolk County Virginia | 13 | $ 2,770,000 | $ 213,000 | $ 77,000 |
| Chatham County Georgia | 12 | $ 2,298,000 | $ 191,000 | $ 88,000 |
| Somerset County Maine | 12 | $ 1,208,000 | $ 100,000 | $ 48,000 |
| Henderson County North Carolina | 12 | $ 2,463,000 | $ 205,000 | $ 30,000 |
| Georgetown County South Carolina | 12 | $ 2,831,000 | $ 235,000 | $ 88,000 |
| Washington County Vermont | 12 | $ 1,688,000 | $ 140,000 | $ 54,000 |
| Goochland County Virginia | 12 | $ 3,105,000 | $ 258,000 | $ 189,000 |
| Waynesboro County Virginia | 12 | $ 1,315,000 | $ 109,000 | $ 59,000 |
| Camden County Georgia | 11 | $ 1,442,000 | $ 131,000 | $ 51,000 |
| Cleveland County North Carolina | 11 | $ 1,270,000 | $ 115,000 | $ 40,000 |
| Granville County North Carolina | 11 | $ 1,338,000 | $ 121,000 | $ 56,000 |
| Blount County Tennessee | 11 | $ 2,298,000 | $ 208,000 | $ 58,000 |
| Martinsville County Virginia | 11 | $ 1,008,000 | $ 91,000 | $ 38,000 |
| Montgomery County Virginia | 11 | $ 2,107,000 | $ 191,000 | $ 88,000 |
| Prince William County Virginia | 11 | $ 2,892,000 | $ 262,000 | $ 111,000 |
| Aiken County South Carolina | 10 | $ 1,226,000 | $ 122,000 | $ 66,000 |
| Knox County Tennessee | 10 | $ 1,782,000 | $ 178,000 | $ 113,000 |
| Alexandria County Virginia | 10 | $ 3,125,000 | $ 312,000 | $ 131,000 |
| Pittsylvania County Virginia | 10 | $ 1,232,000 | $ 123,000 | $ 52,000 |
| Lowndes County Georgia | 9 | $ 1,344,000 | $ 149,000 | $ 54,000 |
| Towns County Georgia | 9 | $ 1,725,000 | $ 191,000 | $ 103,000 |
| Cabarrus County North Carolina | 9 | $ 1,964,000 | $ 218,000 | $ 84,000 |
| Franklin County North Carolina | 9 | $ 1,418,000 | $ 157,000 | $ 59,000 |
| Jackson County North Carolina | 9 | $ 1,887,000 | $ 209,000 | $ 85,000 |
| James City County Virginia | 9 | $ 2,474,000 | $ 274,000 | $ 136,000 |
| Louisa County Virginia | 9 | $ 2,284,000 | $ 253,000 | $ 104,000 |
| Norfolk County Virginia | 9 | $ 1,663,000 | $ 184,000 | $ 101,000 |
| Powhatan County Virginia | 9 | $ 1,937,000 | $ 215,000 | $ 81,000 |
| Russell County Virginia | 9 | $ 1,227,000 | $ 136,000 | $ 85,000 |
| Tolland County Connecticut | 8 | $ 1,800,000 | $ 225,000 | $ 82,000 |
| Troup County Georgia | 8 | $ 952,000 | $ 119,000 | $ 44,000 |
| Oxford County Maine | 8 | $ 1,008,000 | $ 126,000 | $ 39,000 |
| Anne Arundel County Maryland | 8 | $ 1,939,000 | $ 242,000 | $ 119,000 |
| Carroll County New Hampshire | 8 | $ 1,368,000 | $ 171,000 | $ 108,000 |
| Currituck County North Carolina | 8 | $ 1,820,000 | $ 227,000 | $ 103,000 |
| Edgecombe County North Carolina | 8 | $ 635,000 | $ 79,000 | $ 40,000 |
| Halifax County North Carolina | 8 | $ 1,095,000 | $ 136,000 | $ 82,000 |
| Washington County Rhode Island | 8 | $ 1,637,000 | $ 204,000 | $ 58,000 |
| Jefferson County Tennessee | 8 | $ 1,934,000 | $ 241,000 | $ 114,000 |
| Macon County Tennessee | 8 | $ 786,000 | $ 98,000 | $ 39,000 |
| New Kent County Virginia | 8 | $ 1,597,000 | $ 199,000 | $ 97,000 |
| Coffee County Georgia | 7 | $ 1,076,000 | $ 153,000 | $ 88,000 |
| Waldo County Maine | 7 | $ 1,111,000 | $ 158,000 | $ 48,000 |
| Howard County Maryland | 7 | $ 2,023,000 | $ 289,000 | $ 125,000 |
| Hampshire County Massachusetts | 7 | $ 2,041,000 | $ 291,000 | $ 101,000 |
| Hertford County North Carolina | 7 | $ 436,000 | $ 62,000 | $ 21,000 |
| Dillon County South Carolina | 7 | $ 708,000 | $ 101,000 | $ 60,000 |
| Montgomery County Tennessee | 7 | $ 1,085,000 | $ 155,000 | $ 92,000 |
| King William County Virginia | 7 | $ 1,146,000 | $ 163,000 | $ 165,000 |
| Lexington County Virginia | 7 | $ 1,373,000 | $ 196,000 | $ 63,000 |
| Nelson County Virginia | 7 | $ 1,993,000 | $ 284,000 | $ 148,000 |
| Rockingham County Virginia | 7 | $ 829,000 | $ 118,000 | $ 70,000 |
| Mobile County Alabama | 6 | $ 760,000 | $ 126,000 | $ 19,000 |
| Litchfield County Connecticut | 6 | $ 1,536,000 | $ 256,000 | $ 148,000 |
| Fulton County Georgia | 6 | $ 596,000 | $ 99,000 | $ 13,000 |
| Harris County Georgia | 6 | $ 862,000 | $ 143,000 | $ 39,000 |
| Jefferson County Kentucky | 6 | $ 858,000 | $ 143,000 | $ 92,000 |
| Aroostook County Maine | 6 | $ 819,000 | $ 136,000 | $ 59,000 |
| Baltimore County Maryland | 6 | $ 1,845,000 | $ 307,000 | $ 211,000 |
| Cheshire County New Hampshire | 6 | $ 1,144,000 | $ 190,000 | $ 50,000 |
| Northampton County North Carolina | 6 | $ 780,000 | $ 130,000 | $ 44,000 |
| Perquimans County North Carolina | 6 | $ 1,981,000 | $ 330,000 | $ 69,000 |
| Rutherford County North Carolina | 6 | $ 575,000 | $ 95,000 | $ 19,000 |
| Newport County Rhode Island | 6 | $ 1,487,000 | $ 247,000 | $ 54,000 |
| Davidson County Tennessee | 6 | $ 1,480,000 | $ 246,000 | $ 85,000 |
| Hawkins County Tennessee | 6 | $ 804,000 | $ 134,000 | $ 68,000 |
| Maury County Tennessee | 6 | $ 779,000 | $ 129,000 | $ 51,000 |
| Sumner County Tennessee | 6 | $ 793,000 | $ 132,000 | $ 60,000 |
| Appomattox County Virginia | 6 | $ 944,000 | $ 157,000 | $ 73,000 |
| Greene County Virginia | 6 | $ 1,368,000 | $ 228,000 | $ 86,000 |
| Salem County Virginia | 6 | $ 930,000 | $ 155,000 | $ 67,000 |
| Jefferson County West Virginia | 6 | $ 772,000 | $ 128,000 | $ 83,000 |
| Barbour County Alabama | 5 | $ 815,000 | $ 163,000 | $ 106,000 |
| Bulloch County Georgia | 5 | $ 678,000 | $ 135,000 | $ 56,000 |
| Cobb County Georgia | 5 | $ 709,000 | $ 141,000 | $ 67,000 |
| Gilmer County Georgia | 5 | $ 1,145,000 | $ 229,000 | $ 77,000 |
| Newton County Georgia | 5 | $ 598,000 | $ 119,000 | $ 42,000 |
| Lincoln County Maine | 5 | $ 654,000 | $ 130,000 | $ 32,000 |
| Piscataquis County Maine | 5 | $ 746,000 | $ 149,000 | $ 66,000 |
| Calvert County Maryland | 5 | $ 1,426,000 | $ 285,000 | $ 146,000 |
| Prince George's County Maryland | 5 | $ 1,474,000 | $ 294,000 | $ 96,000 |
| Franklin County Massachusetts | 5 | $ 867,000 | $ 173,000 | $ 53,000 |
| Grafton County New Hampshire | 5 | $ 919,000 | $ 183,000 | $ 54,000 |
| Alleghany County North Carolina | 5 | $ 848,000 | $ 169,000 | $ 102,000 |
| Duplin County North Carolina | 5 | $ 650,000 | $ 130,000 | $ 48,000 |
| Haywood County North Carolina | 5 | $ 717,000 | $ 143,000 | $ 44,000 |
| Martin County North Carolina | 5 | $ 617,000 | $ 123,000 | $ 21,000 |
| Abbeville County South Carolina | 5 | $ 630,000 | $ 126,000 | $ 51,000 |
| Carter County Tennessee | 5 | $ 429,000 | $ 85,000 | $ 51,000 |
| Rutherford County Tennessee | 5 | $ 844,000 | $ 168,000 | $ 70,000 |
| Chittenden County Vermont | 5 | $ 1,027,000 | $ 205,000 | $ 76,000 |
| Franklin County Vermont | 5 | $ 891,000 | $ 178,000 | $ 88,000 |
| Buena Vista County Virginia | 5 | $ 761,000 | $ 152,000 | $ 55,000 |
| Dickenson County Virginia | 5 | $ 480,000 | $ 96,000 | $ 55,000 |
| Essex County Virginia | 5 | $ 1,230,000 | $ 246,000 | $ 54,000 |
| Fluvanna County Virginia | 5 | $ 912,000 | $ 182,000 | $ 59,000 |
| Grayson County Virginia | 5 | $ 994,000 | $ 198,000 | $ 103,000 |
| Northumberland County Virginia | 5 | $ 1,606,000 | $ 321,000 | $ 151,000 |
| Spotsylvania County Virginia | 5 | $ 1,000,000 | $ 200,000 | $ 87,000 |
| Washington County Virginia | 5 | $ 1,156,000 | $ 231,000 | $ 100,000 |
| Charlton County Georgia | 4 | $ 328,000 | $ 82,000 | $ 31,000 |
| Coweta County Georgia | 4 | $ 568,000 | $ 142,000 | $ 159,000 |
| DeKalb County Georgia | 4 | $ 892,000 | $ 223,000 | $ 56,000 |
| Effingham County Georgia | 4 | $ 743,000 | $ 185,000 | $ 63,000 |
| Henry County Georgia | 4 | $ 470,000 | $ 117,000 | $ 31,000 |
| Paulding County Georgia | 4 | $ 659,000 | $ 164,000 | $ 44,000 |
| Washington County Maine | 4 | $ 617,000 | $ 154,000 | $ 49,000 |
| Carroll County Maryland | 4 | $ 1,146,000 | $ 286,000 | $ 93,000 |
| Cumberland County North Carolina | 4 | $ 575,000 | $ 143,000 | $ 52,000 |
| Lee County North Carolina | 4 | $ 538,000 | $ 134,000 | $ 67,000 |
| McDowell County North Carolina | 4 | $ 522,000 | $ 130,000 | $ 43,000 |
| Pasquotank County North Carolina | 4 | $ 829,000 | $ 207,000 | $ 59,000 |
| Vance County North Carolina | 4 | $ 742,000 | $ 185,000 | $ 44,000 |
| Bucks County Pennsylvania | 4 | $ 1,052,000 | $ 263,000 | $ 150,000 |
| Delaware County Pennsylvania | 4 | $ 787,000 | $ 196,000 | $ 79,000 |
| York County South Carolina | 4 | $ 906,000 | $ 226,000 | $ 134,000 |
| Giles County Tennessee | 4 | $ 415,000 | $ 103,000 | $ 43,000 |
| Johnson County Tennessee | 4 | $ 673,000 | $ 168,000 | $ 99,000 |
| Orange County Vermont | 4 | $ 490,000 | $ 122,000 | $ 46,000 |
| Frederick County Virginia | 4 | $ 996,000 | $ 249,000 | $ 103,000 |
| Harrisonburg County Virginia | 4 | $ 372,000 | $ 93,000 | $ 34,000 |
| Wise County Virginia | 4 | $ 584,000 | $ 146,000 | $ 103,000 |
| Baldwin County Alabama | 3 | $ 458,000 | $ 152,000 | $ 21,000 |
| Houston County Alabama | 3 | $ 396,000 | $ 132,000 | $ 46,000 |
| Clay County Florida | 3 | $ 440,000 | $ 146,000 | $ 90,000 |
| Leon County Florida | 3 | $ 846,000 | $ 282,000 | $ 101,000 |
| Nassau County Florida | 3 | $ 476,000 | $ 158,000 | $ 60,000 |
| Gwinnett County Georgia | 3 | $ 697,000 | $ 232,000 | $ 128,000 |
| Habersham County Georgia | 3 | $ 232,000 | $ 77,000 | $ 33,000 |
| Long County Georgia | 3 | $ 540,000 | $ 180,000 | $ 82,000 |
| Rockdale County Georgia | 3 | $ 320,000 | $ 106,000 | $ 82,000 |
| Wayne County Georgia | 3 | $ 621,000 | $ 207,000 | $ 72,000 |
| Hardin County Kentucky | 3 | $ 255,000 | $ 85,000 | $ 24,000 |
| Knox County Maine | 3 | $ 655,000 | $ 218,000 | $ 40,000 |
| Chatham County North Carolina | 3 | $ 776,000 | $ 258,000 | $ 84,000 |
| Chowan County North Carolina | 3 | $ 368,000 | $ 122,000 | $ 33,000 |
| Greene County North Carolina | 3 | $ 412,000 | $ 137,000 | $ 75,000 |
| Polk County North Carolina | 3 | $ 903,000 | $ 301,000 | $ 41,000 |
| Swain County North Carolina | 3 | $ 850,000 | $ 283,000 | $ 19,000 |
| Transylvania County North Carolina | 3 | $ 594,000 | $ 198,000 | $ 276,000 |
| Sumter County South Carolina | 3 | $ 402,000 | $ 134,000 | $ 74,000 |
| Williamsburg County South Carolina | 3 | $ 261,000 | $ 87,000 | $ 31,000 |
| Bedford City County Virginia | 3 | $ 636,000 | $ 212,000 | $ 66,000 |
| Mecklenburg County Virginia | 3 | $ 576,000 | $ 192,000 | $ 65,000 |
| Poquoson County Virginia | 3 | $ 643,000 | $ 214,000 | $ 104,000 |
| Stafford County Virginia | 3 | $ 847,000 | $ 282,000 | $ 109,000 |
| Wythe County Virginia | 3 | $ 522,000 | $ 174,000 | $ 65,000 |
| York County Virginia | 3 | $ 1,108,000 | $ 369,000 | $ 127,000 |
| Chambers County Alabama | 2 | $ 236,000 | $ 118,000 | $ 43,000 |
| Middlesex County Connecticut | 2 | $ 537,000 | $ 268,000 | $ 0 |
| Duval County Florida | 2 | $ 329,000 | $ 164,000 | $ 92,000 |
| Pinellas County Florida | 2 | $ 296,000 | $ 148,000 | $ 52,000 |
| Brantley County Georgia | 2 | $ 266,000 | $ 133,000 | $ 57,000 |
| Cherokee County Georgia | 2 | $ 340,000 | $ 170,000 | $ 77,000 |
| Crisp County Georgia | 2 | $ 315,000 | $ 157,000 | $ 102,000 |
| Haralson County Georgia | 2 | $ 218,000 | $ 109,000 | $ 43,000 |
| Lee County Georgia | 2 | $ 179,000 | $ 89,000 | $ 22,000 |
| Sumter County Georgia | 2 | $ 294,000 | $ 147,000 | $ 39,000 |
| Thomas County Georgia | 2 | $ 263,000 | $ 131,000 | $ 65,000 |
| Ware County Georgia | 2 | $ 162,000 | $ 81,000 | $ 44,000 |
| Worth County Georgia | 2 | $ 148,000 | $ 74,000 | $ 36,000 |
| Baltimore City County Maryland | 2 | $ 288,000 | $ 144,000 | $ 106,000 |
| Cecil County Maryland | 2 | $ 462,000 | $ 231,000 | $ 137,000 |
| Charles County Maryland | 2 | $ 418,000 | $ 209,000 | $ 140,000 |
| Washington County Maryland | 2 | $ 257,000 | $ 128,000 | $ 60,000 |
| Jackson County Mississippi | 2 | $ 64,000 | $ 32,000 | $ 14,000 |
| Bertie County North Carolina | 2 | $ 269,000 | $ 134,000 | $ 60,000 |
| Camden County North Carolina | 2 | $ 294,000 | $ 147,000 | $ 26,000 |
| Caswell County North Carolina | 2 | $ 224,000 | $ 112,000 | $ 68,000 |
| Gates County North Carolina | 2 | $ 265,000 | $ 132,000 | $ 22,000 |
| Hoke County North Carolina | 2 | $ 284,000 | $ 142,000 | $ 136,000 |
| Hyde County North Carolina | 2 | $ 284,000 | $ 142,000 | $ 49,000 |
| Montgomery County North Carolina | 2 | $ 194,000 | $ 97,000 | $ 46,000 |
| Person County North Carolina | 2 | $ 320,000 | $ 160,000 | $ 47,000 |
| Richmond County North Carolina | 2 | $ 186,000 | $ 93,000 | $ 27,000 |
| Warren County North Carolina | 2 | $ 767,000 | $ 383,000 | $ 216,000 |
| Washington County North Carolina | 2 | $ 190,000 | $ 95,000 | $ 21,000 |
| Lancaster County Pennsylvania | 2 | $ 429,000 | $ 214,000 | $ 75,000 |
| Philadelphia County Pennsylvania | 2 | $ 376,000 | $ 188,000 | $ 71,000 |
| Fairfield County South Carolina | 2 | $ 605,000 | $ 302,000 | $ 81,000 |
| Jasper County South Carolina | 2 | $ 151,000 | $ 75,000 | $ 82,000 |
| Laurens County South Carolina | 2 | $ 207,000 | $ 103,000 | $ 38,000 |
| Marlboro County South Carolina | 2 | $ 134,000 | $ 67,000 | $ 42,000 |
| Cocke County Tennessee | 2 | $ 269,000 | $ 134,000 | $ 63,000 |
| Dickson County Tennessee | 2 | $ 361,000 | $ 180,000 | $ 46,000 |
| Hamblen County Tennessee | 2 | $ 656,000 | $ 328,000 | $ 238,000 |
| Loudon County Tennessee | 2 | $ 315,000 | $ 157,000 | $ 56,000 |
| Marshall County Tennessee | 2 | $ 174,000 | $ 87,000 | $ 37,000 |
| Monroe County Tennessee | 2 | $ 484,000 | $ 242,000 | $ 70,000 |
| Robertson County Tennessee | 2 | $ 377,000 | $ 188,000 | $ 77,000 |
| Unicoi County Tennessee | 2 | $ 410,000 | $ 205,000 | $ 54,000 |
| Bennington County Vermont | 2 | $ 269,000 | $ 134,000 | $ 37,000 |
| Amelia County Virginia | 2 | $ 320,000 | $ 160,000 | $ 48,000 |
| Craig County Virginia | 2 | $ 233,000 | $ 116,000 | $ 38,000 |
| Falls Church County Virginia | 2 | $ 592,000 | $ 296,000 | $ 130,000 |
| Fauquier County Virginia | 2 | $ 350,000 | $ 175,000 | $ 88,000 |
| Gloucester County Virginia | 2 | $ 450,000 | $ 225,000 | $ 51,000 |
| Lee County Virginia | 2 | $ 236,000 | $ 118,000 | $ 83,000 |
| Portsmouth County Virginia | 2 | $ 308,000 | $ 154,000 | $ 58,000 |
| Radford County Virginia | 2 | $ 454,000 | $ 227,000 | $ 23,000 |
| Scott County Virginia | 2 | $ 417,000 | $ 208,000 | $ 40,000 |
| Henry County Alabama | 1 | $ 168,000 | $ 168,000 | $ 37,000 |
| Jefferson County Alabama | 1 | $ 42,000 | $ 42,000 | $ 33,000 |
| Marion County Alabama | 1 | $ 54,000 | $ 54,000 | $ 27,000 |
| Izard County Arkansas | 1 | $ 314,000 | $ 314,000 | $ 193,000 |
| Indian River County Florida | 1 | $ 63,000 | $ 63,000 | $ 12,000 |
| Jackson County Florida | 1 | $ 117,000 | $ 117,000 | $ 33,000 |
| Lake County Florida | 1 | $ 95,000 | $ 95,000 | $ 43,000 |
| Miami-Dade County Florida | 1 | $ 385,000 | $ 385,000 | $ 92,000 |
| Santa Rosa County Florida | 1 | $ 345,000 | $ 345,000 | $ 110,000 |
| Sarasota County Florida | 1 | $ 140,000 | $ 140,000 | $ 31,000 |
| St. Johns County Florida | 1 | $ 148,000 | $ 148,000 | $ 36,000 |
| Volusia County Florida | 1 | $ 260,000 | $ 260,000 | $ 120,000 |
| Atkinson County Georgia | 1 | $ 114,000 | $ 114,000 | $ 78,000 |
| Baker County Georgia | 1 | $ 237,000 | $ 237,000 | $ 77,000 |
| Baldwin County Georgia | 1 | $ 92,000 | $ 92,000 | $ 35,000 |
| Barrow County Georgia | 1 | $ 199,000 | $ 199,000 | $ 151,000 |
| Bryan County Georgia | 1 | $ 172,000 | $ 172,000 | $ 78,000 |
| Candler County Georgia | 1 | $ 106,000 | $ 106,000 | $ 87,000 |
| Early County Georgia | 1 | $ 227,000 | $ 227,000 | $ 67,000 |
| Evans County Georgia | 1 | $ 94,000 | $ 94,000 | $ 29,000 |
| Fannin County Georgia | 1 | $ 128,000 | $ 128,000 | $ 24,000 |
| Forsyth County Georgia | 1 | $ 242,000 | $ 242,000 | $ 42,000 |
| Houston County Georgia | 1 | $ 78,000 | $ 78,000 | $ 47,000 |
| Irwin County Georgia | 1 | $ 87,000 | $ 87,000 | $ 25,000 |
| Jasper County Georgia | 1 | $ 84,000 | $ 84,000 | $ 29,000 |
| Liberty County Georgia | 1 | $ 55,000 | $ 55,000 | $ 194,000 |
| McIntosh County Georgia | 1 | $ 375,000 | $ 375,000 | $ 170,000 |
| Meriwether County Georgia | 1 | $ 128,000 | $ 128,000 | $ 27,000 |
| Oconee County Georgia | 1 | $ 222,000 | $ 222,000 | $ 60,000 |
| Pike County Georgia | 1 | $ 264,000 | $ 264,000 | $ 79,000 |
| Quitman County Georgia | 1 | $ 87,000 | $ 87,000 | $ 34,000 |
| Tift County Georgia | 1 | $ 92,000 | $ 92,000 | $ 232,000 |
| Union County Georgia | 1 | $ 227,000 | $ 227,000 | $ 53,000 |
| Walton County Georgia | 1 | $ 123,000 | $ 123,000 | $ 35,000 |
| White County Georgia | 1 | $ 148,000 | $ 148,000 | $ 75,000 |
| Anderson County Kentucky | 1 | $ 111,000 | $ 111,000 | $ 44,000 |
| Bourbon County Kentucky | 1 | $ 150,000 | $ 150,000 | $ 30,000 |
| Boyd County Kentucky | 1 | $ 328,000 | $ 328,000 | $ 103,000 |
| Boyle County Kentucky | 1 | $ 162,000 | $ 162,000 | $ 45,000 |
| Bullitt County Kentucky | 1 | $ 158,000 | $ 158,000 | $ 42,000 |
| Grayson County Kentucky | 1 | $ 95,000 | $ 95,000 | $ 100,000 |
| Nelson County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 61,000 |
| Scott County Kentucky | 1 | $ 117,000 | $ 117,000 | $ 33,000 |
| Taylor County Kentucky | 1 | $ 98,000 | $ 98,000 | $ 37,000 |
| Wayne County Kentucky | 1 | $ 95,000 | $ 95,000 | $ 49,000 |
| Frederick County Maryland | 1 | $ 179,000 | $ 179,000 | $ 56,000 |
| Harford County Maryland | 1 | $ 190,000 | $ 190,000 | $ 194,000 |
| St. Mary's County Maryland | 1 | $ 250,000 | $ 250,000 | $ 136,000 |
| Nantucket County Massachusetts | 1 | $ 300,000 | $ 300,000 | $ 70,000 |
| Anson County North Carolina | 1 | $ 143,000 | $ 143,000 | $ 61,000 |
| Graham County North Carolina | 1 | $ 150,000 | $ 150,000 | $ 34,000 |
| Jones County North Carolina | 1 | $ 57,000 | $ 57,000 | $ 18,000 |
| Mitchell County North Carolina | 1 | $ 80,000 | $ 80,000 | $ 52,000 |
| Yancey County North Carolina | 1 | $ 172,000 | $ 172,000 | $ 55,000 |
| Cumberland County Pennsylvania | 1 | $ 133,000 | $ 133,000 | $ 30,000 |
| Montgomery County Pennsylvania | 1 | $ 218,000 | $ 218,000 | $ 72,000 |
| Northampton County Pennsylvania | 1 | $ 112,000 | $ 112,000 | $ 28,000 |
| Schuylkill County Pennsylvania | 1 | $ 80,000 | $ 80,000 | $ 37,000 |
| Somerset County Pennsylvania | 1 | $ 417,000 | $ 417,000 | $ 252,000 |
| Wayne County Pennsylvania | 1 | $ 108,000 | $ 108,000 | $ 120,000 |
| Westmoreland County Pennsylvania | 1 | $ 107,000 | $ 107,000 | $ 34,000 |
| Calhoun County South Carolina | 1 | $ 250,000 | $ 250,000 | $ 123,000 |
| Orangeburg County South Carolina | 1 | $ 116,000 | $ 116,000 | $ 31,000 |
| Clay County Tennessee | 1 | $ 81,000 | $ 81,000 | $ 108,000 |
| Grainger County Tennessee | 1 | $ 146,000 | $ 146,000 | $ 56,000 |
| Hamilton County Tennessee | 1 | $ 218,000 | $ 218,000 | $ 102,000 |
| Hickman County Tennessee | 1 | $ 83,000 | $ 83,000 | $ 106,000 |
| Jackson County Tennessee | 1 | $ 70,000 | $ 70,000 | $ 39,000 |
| Lewis County Tennessee | 1 | $ 180,000 | $ 180,000 | $ 84,000 |
| Shelby County Tennessee | 1 | $ 190,000 | $ 190,000 | $ 67,000 |
| Smith County Tennessee | 1 | $ 68,000 | $ 68,000 | $ 29,000 |
| Trousdale County Tennessee | 1 | $ 47,000 | $ 47,000 | $ 61,000 |
| Addison County Vermont | 1 | $ 144,000 | $ 144,000 | $ 104,000 |
| Caledonia County Vermont | 1 | $ 188,000 | $ 188,000 | $ 55,000 |
| Rutland County Vermont | 1 | $ 140,000 | $ 140,000 | $ 68,000 |
| Alleghany County Virginia | 1 | $ 33,000 | $ 33,000 | $ 29,000 |
| Bland County Virginia | 1 | $ 174,000 | $ 174,000 | $ 72,000 |
| Buckingham County Virginia | 1 | $ 148,000 | $ 148,000 | $ 35,000 |
| Caroline County Virginia | 1 | $ 152,000 | $ 152,000 | $ 48,000 |
| Covington County Virginia | 1 | $ 132,000 | $ 132,000 | $ 73,000 |
| Fairfax City County Virginia | 1 | $ 368,000 | $ 368,000 | $ 63,000 |
| Fredericksburg County Virginia | 1 | $ 194,000 | $ 194,000 | $ 63,000 |
| Galax County Virginia | 1 | $ 122,000 | $ 122,000 | $ 37,000 |
| Giles County Virginia | 1 | $ 75,000 | $ 75,000 | $ 89,000 |
| Greensville County Virginia | 1 | $ 168,000 | $ 168,000 | $ 76,000 |
| Hopewell County Virginia | 1 | $ 150,000 | $ 150,000 | $ 106,000 |
| King and Queen County Virginia | 1 | $ 88,000 | $ 88,000 | $ 35,000 |
| Madison County Virginia | 1 | $ 174,000 | $ 174,000 | $ 45,000 |
| Manassas County Virginia | 1 | $ 82,000 | $ 82,000 | $ 27,000 |
| Mathews County Virginia | 1 | $ 175,000 | $ 175,000 | $ 54,000 |
| Middlesex County Virginia | 1 | $ 179,000 | $ 179,000 | $ 61,000 |
| Newport News County Virginia | 1 | $ 180,000 | $ 180,000 | $ 113,000 |
| Page County Virginia | 1 | $ 90,000 | $ 90,000 | $ 27,000 |
| Petersburg County Virginia | 1 | $ 88,000 | $ 88,000 | $ 30,000 |
| Rappahannock County Virginia | 1 | $ 115,000 | $ 115,000 | $ 48,000 |
| Southampton County Virginia | 1 | $ 90,000 | $ 90,000 | $ 71,000 |
| Sussex County Virginia | 1 | $ 86,000 | $ 86,000 | $ 25,000 |
| Warren County Virginia | 1 | $ 112,000 | $ 112,000 | $ 30,000 |
| Westmoreland County Virginia | 1 | $ 280,000 | $ 280,000 | $ 136,000 |
| Mercer County West Virginia | 1 | $ 92,000 | $ 92,000 | $ 46,000 |
| Raleigh County West Virginia | 1 | $ 197,000 | $ 197,000 | $ 97,000 |
Mortgage Loan Application Detail Totals for Sidus Financial, Llc in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 5,613 | $1,083,731,000 | $193,000 | $1,000,000 | $82,000 | $1,622,000 |
| Home Purchase | 3,337 | $520,984,000 | $156,000 | $1,000,000 | $62,000 | $9,000,000 |
| Home Improvement | 14 | $2,703,000 | $193,000 | $403,000 | $84,000 | $239,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 7,852 | $1,409,402,000 | $179,000 | $1,000,000 | $74,000 | $1,622,000 |
| Not Provided | 382 | $77,580,000 | $203,000 | $739,000 | $93,000 | $1,208,000 |
| Black or African American | 368 | $52,498,000 | $142,000 | $1,000,000 | $73,000 | $9,000,000 |
| Hispanic | 193 | $32,581,000 | $168,000 | $533,000 | $55,000 | $188,000 |
| Asian | 113 | $26,422,000 | $233,000 | $592,000 | $93,000 | $737,000 |
| American Indian or Alaskan Native | 44 | $6,023,000 | $136,000 | $308,000 | $61,000 | $262,000 |
| Native Hawaiian or Other Pacific Islander | 12 | $2,912,000 | $242,000 | $410,000 | $100,000 | $485,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,885 | $942,680,000 | $192,000 | $1,000,000 | $96,000 | $9,000,000 |
| FHA-insured (Federal Housing Administration) | 2,506 | $443,304,000 | $176,000 | $740,000 | $53,000 | $366,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1,277 | $169,166,000 | $132,000 | $349,000 | $43,000 | $100,000 |
| VA-guaranteed (Veterans Administration) | 296 | $52,268,000 | $176,000 | $417,000 | $56,000 | $208,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 7,017 | $1,262,510,000 | $179,000 | $1,000,000 | $75,000 | $1,622,000 |
| Application Denied By Financial Institution | 1,025 | $190,364,000 | $185,000 | $1,000,000 | $77,000 | $9,000,000 |
| Application Approved But Not Accepted | 472 | $82,613,000 | $175,000 | $417,000 | $73,000 | $579,000 |
| Application Withdrawn By Applicant | 446 | $71,020,000 | $159,000 | $417,000 | $72,000 | $1,200,000 |
| File Closed For Incompleteness | 4 | $911,000 | $227,000 | $330,000 | $46,000 | $76,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 342 | $65,529,000 | $191,000 | $1,000,000 | $107,000 | $9,000,000 |
| Debt-To-Income Ratio | 255 | $47,451,000 | $186,000 | $984,000 | $51,000 | $405,000 |
| Other | 181 | $32,331,000 | $178,000 | $491,000 | $66,000 | $682,000 |
| Credit History | 96 | $15,659,000 | $163,000 | $410,000 | $60,000 | $259,000 |
| Employment History | 49 | $7,905,000 | $161,000 | $360,000 | $52,000 | $150,000 |
| Unverifiable Information | 18 | $3,744,000 | $208,000 | $417,000 | $83,000 | $261,000 |
| Credit Application Incomplete | 16 | $3,790,000 | $236,000 | $417,000 | $66,000 | $159,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 10 | $2,155,000 | $215,000 | $417,000 | $119,000 | $600,000 |
| Mortgage Insurance Denied | 10 | $2,382,000 | $238,000 | $417,000 | $82,000 | $155,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Sidus Financial, Llc's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Sidus Financial, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Carolina, download the full spreadsheet
with aggregated HMDA statistics today.