Silicon Valley Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021

Silicon Valley Bank 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Silicon Valley Bank
3003 Tasman Drive
Santa Clara, CA 95054
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 1,216
Total Mortgage Loan Application Amount $2,626,450,000
Average Mortgage Loan Application Amount $7,368,600
Highest Mortgage Loan Application Amount $32,555,000
Average Applicant Income $830,800
Highest Applicant Income $8,361,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Silicon Valley Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Silicon Valley Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2021 breaks down Silicon Valley Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Silicon Valley Bank serves its applicants.

Each category highlights the total number of mortgage applications processed by Silicon Valley Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Silicon Valley Bank's mortgage activity for 2021.

Mortgage Loan Application Totals for Silicon Valley Bank by Metropolitan Area in 2021

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA 176 $ 535,930,000 $ 3,045,000 $ 1,311,000
NA (OUTSIDE OF MSA/MD) 73 $ 201,565,000 $ 2,515,875 $ 1,151,800
LOS ANGELES-LONG BEACH-GLENDALE, CA 68 $ 201,030,000 $ 2,956,000 $ 869,000
SAN JOSE-SUNNYVALE-SANTA CLARA, CA 58 $ 138,420,000 $ 2,386,000 $ 1,131,000
NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ 47 $ 121,765,000 $ 2,053,000 $ 590,000
OAKLAND-HAYWARD-BERKELEY, CA 46 $ 73,490,000 $ 1,597,000 $ 622,000
AUSTIN-ROUND ROCK, TX 42 $ 90,760,000 $ 2,160,000 $ 1,029,000
SEATTLE-BELLEVUE-EVERETT, WA 38 $ 68,210,000 $ 1,795,000 $ 616,000
SAN RAFAEL, CA 29 $ 68,235,000 $ 2,352,000 $ 1,140,000
CAMBRIDGE-NEWTON-FRAMINGHAM, MA 28 $ 43,530,000 $ 1,554,000 $ 1,108,000
PHOENIX-MESA-SCOTTSDALE, AZ 28 $ 18,460,000 $ 659,000 $ 467,000
MIAMI-MIAMI BEACH-KENDALL, FL 26 $ 52,920,000 $ 2,035,000 $ 1,138,000
BRIDGEPORT-STAMFORD-NORWALK, CT 21 $ 45,635,000 $ 2,173,000 $ 893,000
DENVER-AURORA-LAKEWOOD, CO 20 $ 22,190,000 $ 1,109,000 $ 492,000
BOSTON, MA 18 $ 27,190,000 $ 1,510,000 $ 987,000
SAN DIEGO-CARLSBAD, CA 16 $ 30,840,000 $ 1,927,000 $ 484,000
SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA 14 $ 28,530,000 $ 2,037,000 $ 1,971,000
ANAHEIM-SANTA ANA-IRVINE, CA 13 $ 24,845,000 $ 1,911,000 $ 1,003,000
SANTA ROSA, CA 13 $ 23,575,000 $ 1,813,000 $ 890,000
BOULDER, CO 12 $ 18,160,000 $ 1,513,000 $ 656,000
NAPA, CA 12 $ 30,930,000 $ 2,577,000 $ 545,000
ATLANTA-SANDY SPRINGS-ROSWELL, GA 11 $ 9,375,000 $ 852,000 $ 317,000
NASSAU COUNTY-SUFFOLK COUNTY, NY 11 $ 15,915,000 $ 1,446,000 $ 1,262,000
SANTA CRUZ-WATSONVILLE, CA 11 $ 14,825,000 $ 1,347,000 $ 537,000
WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL 11 $ 50,235,000 $ 4,566,000 $ 1,191,000
PORTLAND-VANCOUVER-HILLSBORO, OR-WA 10 $ 20,170,000 $ 2,017,000 $ 524,000
PROVIDENCE-WARWICK, RI-MA 9 $ 12,235,000 $ 1,359,000 $ 649,000
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV 9 $ 12,785,000 $ 1,645,000 $ 351,000
BALTIMORE-COLUMBIA-TOWSON, MD 8 $ 13,760,000 $ 1,720,000 $ 770,000
DALLAS-PLANO-IRVING, TX 8 $ 12,520,000 $ 1,565,000 $ 604,000
SANTA MARIA-SANTA BARBARA, CA 8 $ 35,610,000 $ 4,451,000 $ 1,009,000
CHICAGO-NAPERVILLE, IL 7 $ 9,185,000 $ 1,312,000 $ 615,000
COLUMBUS, OH 7 $ 7,885,000 $ 1,126,000 $ 435,000
SALT LAKE CITY, UT 7 $ 6,085,000 $ 869,000 $ 289,000
HOUSTON-THE WOODLANDS-SUGAR LAND, TX 6 $ 8,780,000 $ 1,463,000 $ 555,000
PORTLAND-SOUTH PORTLAND, ME 6 $ 4,090,000 $ 681,000 $ 269,000
SALINAS, CA 6 $ 29,240,000 $ 4,873,000 $ 3,468,000
STOCKTON-LODI, CA 6 $ 4,730,000 $ 788,000 $ 0
FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL 5 $ 5,455,000 $ 1,091,000 $ 462,000
LAS VEGAS-HENDERSON-PARADISE, NV 5 $ 10,195,000 $ 2,039,000 $ 855,000
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN 5 $ 11,465,000 $ 2,293,000 $ 418,000
NEW YORK-NEWARK, NY 5 $ 6,535,000 $ 1,256,500 $ 617,000
RENO, NV 5 $ 5,945,000 $ 1,189,000 $ 644,000
BEND-REDMOND, OR 3 $ 4,445,000 $ 1,481,000 $ 895,000
CHARLOTTE-CONCORD-GASTONIA, NC-SC 3 $ 2,495,000 $ 775,000 $ 0
KAHULUI-WAILUKU-LAHAINA, HI 3 $ 3,015,000 $ 1,005,000 $ 503,000
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI 3 $ 4,565,000 $ 1,521,000 $ 777,000
SAN ANTONIO-NEW BRAUNFELS, TX 3 $ 2,415,000 $ 805,000 $ 229,000
TACOMA-LAKEWOOD, WA 3 $ 2,435,000 $ 811,000 $ 696,000
ANN ARBOR, MI 2 $ 1,570,000 $ 785,000 $ 469,000
BARNSTABLE TOWN, MA 2 $ 3,720,000 $ 1,860,000 $ 517,000
BREMERTON-SILVERDALE, WA 2 $ 4,260,000 $ 2,130,000 $ 384,000
CHARLOTTESVILLE, VA 2 $ 3,410,000 $ 1,705,000 $ 525,000
FORT WORTH-ARLINGTON, TX 2 $ 2,650,000 $ 1,325,000 $ 2,066,000
MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA 2 $ 2,930,000 $ 1,465,000 $ 1,187,000
NAPLES-IMMOKALEE-MARCO ISLAND, FL 2 $ 6,230,000 $ 3,115,000 $ 732,000
NEWARK, NJ-PA 2 $ 2,090,000 $ 1,045,000 $ 599,000
OXNARD-THOUSAND OAKS-VENTURA, CA 2 $ 2,630,000 $ 1,315,000 $ 715,000
PHILADELPHIA, PA 2 $ 3,650,000 $ 1,825,000 $ 368,000
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA 2 $ 3,130,000 $ 1,565,000 $ 392,000
WORCESTER, MA-CT 2 $ 1,230,000 $ 615,000 $ 362,000
AKRON, OH 1 $ 735,000 $ 735,000 $ 0
BIRMINGHAM-HOOVER, AL 1 $ 855,000 $ 855,000 $ 0
BOISE CITY, ID 1 $ 1,105,000 $ 1,105,000 $ 667,000
COEUR D'ALENE, ID 1 $ 3,005,000 $ 3,005,000 $ 1,352,000
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL 1 $ 4,595,000 $ 4,595,000 $ 797,000
FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO 1 $ 705,000 $ 705,000 $ 521,000
FLAGSTAFF, AZ 1 $ 1,905,000 $ 1,905,000 $ 320,000
GREENVILLE-ANDERSON-MAULDIN, SC 1 $ 635,000 $ 635,000 $ 0
KINGSTON, NY 1 $ 1,505,000 $ 1,505,000 $ 258,000
LAKE COUNTY-KENOSHA COUNTY, IL-WI 1 $ 2,705,000 $ 2,705,000 $ 1,635,000
MANCHESTER-NASHUA, NH 1 $ 585,000 $ 585,000 $ 0
MILWAUKEE-WAUKESHA-WEST ALLIS, WI 1 $ 255,000 $ 255,000 $ 518,000
NEW ORLEANS-METAIRIE, LA 1 $ 1,085,000 $ 1,085,000 $ 736,000
NORTH PORT-SARASOTA-BRADENTON, FL 1 $ 3,375,000 $ 3,375,000 $ 2,100,000
OGDEN-CLEARFIELD, UT 1 $ 325,000 $ 325,000 $ 0
PITTSBURGH, PA 1 $ 1,045,000 $ 1,045,000 $ 522,000
PITTSFIELD, MA 1 $ 1,605,000 $ 1,605,000 $ 350,000
PRESCOTT VALLEY-PRESCOTT, AZ 1 $ 985,000 $ 985,000 $ 260,000
ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH 1 $ 1,465,000 $ 1,465,000 $ 358,000
SALISBURY, MD-DE 1 $ 1,025,000 $ 1,025,000 $ 825,000
SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA 1 $ 3,525,000 $ 3,525,000 $ 0
SEBASTIAN-VERO BEACH, FL 1 $ 4,205,000 $ 4,205,000 $ 0
SPOKANE-SPOKANE VALLEY, WA 1 $ 345,000 $ 345,000 $ 0
ST. LOUIS, MO-IL 1 $ 1,375,000 $ 1,375,000 $ 0
TAMPA-ST. PETERSBURG-CLEARWATER, FL 1 $ 285,000 $ 285,000 $ 0
TRENTON, NJ 1 $ 1,145,000 $ 1,145,000 $ 523,000
TUCSON, AZ 1 $ 1,285,000 $ 1,285,000 $ 480,000
URBAN HONOLULU, HI 1 $ 1,205,000 $ 1,205,000 $ 0
VALLEJO-FAIRFIELD, CA 1 $ 1,405,000 $ 1,405,000 $ 316,000
WASHINGTON-BALTIMORE-ARLINGTON, DC 1 $ 1,215,000 $ 1,215,000 $ 602,000
WINSTON-SALEM, NC 1 $ 1,325,000 $ 1,325,000 $ 425,000

Mortgage Loan Application Detail Totals for Silicon Valley Bank in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 686 $1,374,250,000 $2,003,000 $10,505,000 $766,000 $8,361,000
Cash-out Refinancing 281 $651,365,000 $2,318,000 $32,555,000 $968,000 $7,792,000
Other Purpose 134 $387,420,000 $2,891,000 $10,475,000 $1,301,000 $5,344,000
Refinancing 114 $185,410,000 $1,626,000 $12,605,000 $1,119,000 $8,160,000
Home Improvement 1 $28,005,000 $28,005,000 $28,005,000 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 643 $1,216,985,000 $1,892,000 $14,625,000 $851,000 $8,160,000
Not Provided 255 $554,325,000 $2,173,000 $10,505,000 $951,000 $6,951,000
Asian 144 $257,340,000 $1,787,000 $9,005,000 $1,005,000 $8,361,000
Not applicable 98 $452,620,000 $4,618,000 $32,555,000 $0 $0
Hispanic 44 $80,210,000 $1,822,000 $5,605,000 $1,130,000 $5,344,000
Black or African American 11 $17,625,000 $1,602,000 $4,745,000 $548,000 $1,841,000
American Indian or Alaskan Native 1 $575,000 $575,000 $575,000 $478,000 $478,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,216 $2,626,450,000 $2,159,000 $32,555,000 $898,000 $8,361,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 868 $1,892,530,000 $2,180,000 $32,555,000 $941,000 $8,361,000
Preapproval Approved but not Accepted 195 $398,925,000 $2,045,000 $10,505,000 $619,000 $3,074,000
Application Withdrawn By Applicant 67 $166,935,000 $2,491,000 $20,005,000 $1,350,000 $6,951,000
Application Approved But Not Accepted 58 $114,460,000 $1,973,000 $7,205,000 $720,000 $2,855,000
Application Denied By Financial Institution 19 $32,145,000 $1,691,000 $3,485,000 $545,000 $3,722,000
File Closed For Incompleteness 9 $21,455,000 $2,383,000 $6,005,000 $1,122,000 $3,300,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,197 $2,594,305,000 $2,167,000 $32,555,000 $905,000 $8,361,000
Debt-To-Income Ratio 14 $27,160,000 $1,940,000 $3,485,000 $357,000 $1,122,000
Other 3 $2,855,000 $951,000 $1,805,000 $1,861,000 $3,722,000
Unverifiable Information 2 $2,130,000 $1,065,000 $1,205,000 $0 $0
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Silicon Valley Bank's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Silicon Valley Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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