Simmons Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Simmons Bank 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Simmons Bank 501 Main Pine Bluff, AR 71601 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 |
| Total Number of Mortgage Applications | 7,714 |
| Total Mortgage Loan Application Amount | $1,400,640,000 |
| Average Mortgage Loan Application Amount | $148,200 |
| Highest Mortgage Loan Application Amount | $30,355,000 |
| Average Applicant Income | $111,200 |
| Highest Applicant Income | $5,131,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Simmons Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Simmons Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Simmons Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Simmons Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Simmons Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Simmons Bank's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Pulaski County Arkansas | 725 | $ 157,905,000 | $ 217,000 | $ 128,000 |
| Craighead County Arkansas | 304 | $ 49,460,000 | $ 162,000 | $ 108,000 |
| Greene County Missouri | 270 | $ 40,210,000 | $ 148,000 | $ 80,000 |
| Garland County Arkansas | 238 | $ 33,750,000 | $ 141,000 | $ 114,000 |
| Washington County Arkansas | 233 | $ 45,895,000 | $ 196,000 | $ 111,000 |
| Saline County Arkansas | 228 | $ 38,390,000 | $ 168,000 | $ 93,000 |
| Benton County Arkansas | 217 | $ 44,575,000 | $ 205,000 | $ 122,000 |
| St. Louis County Missouri | 216 | $ 46,970,000 | $ 217,000 | $ 111,000 |
| White County Arkansas | 211 | $ 27,085,000 | $ 128,000 | $ 86,000 |
| Oklahoma County Oklahoma | 186 | $ 49,550,000 | $ 266,000 | $ 230,000 |
| Payne County Oklahoma | 175 | $ 31,425,000 | $ 179,000 | $ 140,000 |
| Jefferson County Arkansas | 165 | $ 19,215,000 | $ 116,000 | $ 79,000 |
| Madison County Tennessee | 164 | $ 27,470,000 | $ 167,000 | $ 107,000 |
| Weakley County Tennessee | 146 | $ 11,960,000 | $ 81,000 | $ 79,000 |
| Tarrant County Texas | 139 | $ 37,375,000 | $ 268,000 | $ 209,000 |
| Gibson County Tennessee | 138 | $ 15,550,000 | $ 112,000 | $ 72,000 |
| Dyer County Tennessee | 137 | $ 12,145,000 | $ 88,000 | $ 65,000 |
| Faulkner County Arkansas | 134 | $ 20,970,000 | $ 156,000 | $ 96,000 |
| Davidson County Tennessee | 125 | $ 31,935,000 | $ 255,000 | $ 187,000 |
| Christian County Missouri | 123 | $ 20,425,000 | $ 166,000 | $ 105,000 |
| Taney County Missouri | 120 | $ 14,020,000 | $ 116,000 | $ 108,000 |
| Obion County Tennessee | 117 | $ 11,555,000 | $ 98,000 | $ 104,000 |
| Pope County Arkansas | 105 | $ 10,395,000 | $ 99,000 | $ 82,000 |
| Pettis County Missouri | 101 | $ 14,595,000 | $ 144,000 | $ 65,000 |
| Stone County Missouri | 98 | $ 14,890,000 | $ 151,000 | $ 115,000 |
| Shelby County Tennessee | 98 | $ 36,450,000 | $ 371,000 | $ 114,000 |
| Dallas County Texas | 93 | $ 37,605,000 | $ 404,000 | $ 222,000 |
| Sumner County Tennessee | 92 | $ 13,760,000 | $ 149,000 | $ 95,000 |
| Union County Arkansas | 79 | $ 6,635,000 | $ 83,000 | $ 71,000 |
| Sedgwick County Kansas | 77 | $ 16,875,000 | $ 219,000 | $ 135,000 |
| St. Louis City County Missouri | 69 | $ 11,595,000 | $ 168,000 | $ 79,000 |
| Lonoke County Arkansas | 68 | $ 11,340,000 | $ 166,000 | $ 90,000 |
| Williamson County Tennessee | 66 | $ 19,890,000 | $ 301,000 | $ 187,000 |
| Sebastian County Arkansas | 63 | $ 16,235,000 | $ 257,000 | $ 89,000 |
| Cedar County Missouri | 62 | $ 4,770,000 | $ 76,000 | $ 70,000 |
| Greene County Arkansas | 60 | $ 6,900,000 | $ 115,000 | $ 80,000 |
| McMinn County Tennessee | 57 | $ 6,415,000 | $ 112,000 | $ 83,000 |
| Collin County Texas | 53 | $ 15,325,000 | $ 289,000 | $ 196,000 |
| Van Buren County Arkansas | 48 | $ 4,470,000 | $ 93,000 | $ 88,000 |
| Monroe County Tennessee | 48 | $ 5,410,000 | $ 112,000 | $ 63,000 |
| Hays County Texas | 45 | $ 14,295,000 | $ 317,000 | $ 138,000 |
| Searcy County Arkansas | 40 | $ 2,540,000 | $ 63,000 | $ 57,000 |
| Robertson County Tennessee | 40 | $ 5,140,000 | $ 128,000 | $ 91,000 |
| Lawrence County Missouri | 38 | $ 4,070,000 | $ 107,000 | $ 76,000 |
| Denton County Texas | 37 | $ 13,155,000 | $ 355,000 | $ 178,000 |
| Knox County Tennessee | 36 | $ 5,370,000 | $ 149,000 | $ 99,000 |
| Franklin County Arkansas | 35 | $ 3,085,000 | $ 88,000 | $ 61,000 |
| Jasper County Missouri | 35 | $ 5,685,000 | $ 162,000 | $ 62,000 |
| Johnson County Arkansas | 34 | $ 3,730,000 | $ 109,000 | $ 70,000 |
| Stone County Arkansas | 32 | $ 2,020,000 | $ 63,000 | $ 49,000 |
| Travis County Texas | 32 | $ 18,760,000 | $ 586,000 | $ 137,000 |
| Blount County Tennessee | 31 | $ 4,545,000 | $ 146,000 | $ 99,000 |
| Haywood County Tennessee | 31 | $ 1,785,000 | $ 57,000 | $ 80,000 |
| Webster County Missouri | 30 | $ 4,370,000 | $ 145,000 | $ 65,000 |
| Ashley County Arkansas | 29 | $ 2,355,000 | $ 81,000 | $ 75,000 |
| Dade County Missouri | 28 | $ 2,140,000 | $ 76,000 | $ 75,000 |
| Tulsa County Oklahoma | 28 | $ 4,330,000 | $ 154,000 | $ 149,000 |
| Chicot County Arkansas | 27 | $ 2,555,000 | $ 94,000 | $ 90,000 |
| Poinsett County Arkansas | 27 | $ 1,885,000 | $ 69,000 | $ 70,000 |
| Johnson County Kansas | 27 | $ 4,885,000 | $ 180,000 | $ 110,000 |
| St. Charles County Missouri | 27 | $ 5,015,000 | $ 185,000 | $ 110,000 |
| Crockett County Tennessee | 26 | $ 2,800,000 | $ 107,000 | $ 54,000 |
| Johnson County Texas | 25 | $ 4,305,000 | $ 172,000 | $ 110,000 |
| Drew County Arkansas | 24 | $ 1,920,000 | $ 80,000 | $ 74,000 |
| Henderson County Tennessee | 22 | $ 2,960,000 | $ 134,000 | $ 83,000 |
| Grant County Arkansas | 21 | $ 2,735,000 | $ 130,000 | $ 83,000 |
| Cleburne County Arkansas | 20 | $ 3,160,000 | $ 158,000 | $ 138,000 |
| Crawford County Arkansas | 18 | $ 3,730,000 | $ 207,000 | $ 68,000 |
| Lincoln County Arkansas | 18 | $ 2,260,000 | $ 125,000 | $ 75,000 |
| Jackson County Missouri | 18 | $ 2,960,000 | $ 164,000 | $ 238,000 |
| Oregon County Missouri | 18 | $ 1,890,000 | $ 105,000 | $ 70,000 |
| Cleveland County Oklahoma | 18 | $ 3,940,000 | $ 218,000 | $ 140,000 |
| Roane County Tennessee | 18 | $ 3,470,000 | $ 192,000 | $ 80,000 |
| Newton County Missouri | 17 | $ 3,435,000 | $ 202,000 | $ 75,000 |
| Hardeman County Tennessee | 17 | $ 1,045,000 | $ 61,000 | $ 66,000 |
| Bexar County Texas | 17 | $ 5,145,000 | $ 302,000 | $ 256,000 |
| Harris County Texas | 17 | $ 5,275,000 | $ 310,000 | $ 180,000 |
| Sharp County Arkansas | 16 | $ 1,440,000 | $ 90,000 | $ 69,000 |
| Polk County Missouri | 15 | $ 1,825,000 | $ 121,000 | $ 52,000 |
| Cheatham County Tennessee | 15 | $ 2,525,000 | $ 168,000 | $ 74,000 |
| Parker County Texas | 15 | $ 5,095,000 | $ 339,000 | $ 162,000 |
| Reno County Kansas | 14 | $ 1,400,000 | $ 100,000 | $ 50,000 |
| Le Flore County Oklahoma | 13 | $ 1,685,000 | $ 129,000 | $ 64,000 |
| Logan County Oklahoma | 13 | $ 2,605,000 | $ 200,000 | $ 109,000 |
| Carroll County Tennessee | 13 | $ 1,245,000 | $ 95,000 | $ 63,000 |
| DeSoto County Mississippi | 12 | $ 2,460,000 | $ 205,000 | $ 139,000 |
| Loudon County Tennessee | 12 | $ 2,310,000 | $ 192,000 | $ 97,000 |
| Maury County Tennessee | 12 | $ 2,470,000 | $ 205,000 | $ 108,000 |
| Tipton County Tennessee | 12 | $ 1,520,000 | $ 126,000 | $ 128,000 |
| Maricopa County Arizona | 11 | $ 4,755,000 | $ 432,000 | $ 292,000 |
| Hot Spring County Arkansas | 11 | $ 1,675,000 | $ 152,000 | $ 78,000 |
| Mississippi County Arkansas | 11 | $ 1,505,000 | $ 136,000 | $ 73,000 |
| Chester County Tennessee | 11 | $ 1,025,000 | $ 93,000 | $ 76,000 |
| Yell County Arkansas | 10 | $ 950,000 | $ 95,000 | $ 50,000 |
| Arapahoe County Colorado | 10 | $ 5,070,000 | $ 507,000 | $ 230,000 |
| Madison County Illinois | 10 | $ 2,070,000 | $ 207,000 | $ 111,000 |
| Fulton County Arkansas | 9 | $ 535,000 | $ 59,000 | $ 73,000 |
| Butler County Kansas | 9 | $ 2,795,000 | $ 310,000 | $ 178,000 |
| Jefferson County Missouri | 9 | $ 1,365,000 | $ 151,000 | $ 92,000 |
| Grady County Oklahoma | 9 | $ 735,000 | $ 81,000 | $ 79,000 |
| Anderson County Tennessee | 9 | $ 1,295,000 | $ 143,000 | $ 88,000 |
| Crittenden County Arkansas | 8 | $ 830,000 | $ 103,000 | $ 72,000 |
| Desha County Arkansas | 8 | $ 550,000 | $ 68,000 | $ 85,000 |
| Logan County Arkansas | 8 | $ 880,000 | $ 110,000 | $ 77,000 |
| Franklin County Missouri | 8 | $ 1,840,000 | $ 230,000 | $ 123,000 |
| Henry County Tennessee | 8 | $ 1,060,000 | $ 132,000 | $ 67,000 |
| Lauderdale County Tennessee | 8 | $ 410,000 | $ 51,000 | $ 67,000 |
| Rutherford County Tennessee | 8 | $ 1,660,000 | $ 207,000 | $ 113,000 |
| Baxter County Arkansas | 7 | $ 655,000 | $ 93,000 | $ 172,000 |
| Cleveland County Arkansas | 7 | $ 775,000 | $ 110,000 | $ 69,000 |
| Wyandotte County Kansas | 7 | $ 885,000 | $ 126,000 | $ 329,000 |
| Barry County Missouri | 7 | $ 355,000 | $ 50,000 | $ 43,000 |
| Clay County Missouri | 7 | $ 1,725,000 | $ 246,000 | $ 429,000 |
| Dallas County Missouri | 7 | $ 1,205,000 | $ 172,000 | $ 53,000 |
| Wilson County Tennessee | 7 | $ 1,505,000 | $ 215,000 | $ 74,000 |
| Ellis County Texas | 7 | $ 1,125,000 | $ 160,000 | $ 116,000 |
| Williamson County Texas | 7 | $ 2,115,000 | $ 302,000 | $ 169,000 |
| Conway County Arkansas | 6 | $ 580,000 | $ 96,000 | $ 74,000 |
| Perry County Arkansas | 6 | $ 530,000 | $ 88,000 | $ 55,000 |
| Denver County Colorado | 6 | $ 2,620,000 | $ 436,000 | $ 176,000 |
| Douglas County Colorado | 6 | $ 4,100,000 | $ 683,000 | $ 240,000 |
| Barton County Missouri | 6 | $ 300,000 | $ 50,000 | $ 62,000 |
| Camden County Missouri | 6 | $ 600,000 | $ 100,000 | $ 90,000 |
| Lincoln County Missouri | 6 | $ 1,030,000 | $ 171,000 | $ 102,000 |
| Canadian County Oklahoma | 6 | $ 1,260,000 | $ 210,000 | $ 109,000 |
| Sequoyah County Oklahoma | 6 | $ 470,000 | $ 78,000 | $ 50,000 |
| Fayette County Tennessee | 6 | $ 460,000 | $ 76,000 | $ 66,000 |
| Smith County Texas | 6 | $ 1,460,000 | $ 243,000 | $ 167,000 |
| Carroll County Arkansas | 5 | $ 1,095,000 | $ 219,000 | $ 124,000 |
| Lawrence County Arkansas | 5 | $ 545,000 | $ 109,000 | $ 70,000 |
| Madison County Arkansas | 5 | $ 685,000 | $ 137,000 | $ 61,000 |
| St. Clair County Illinois | 5 | $ 565,000 | $ 113,000 | $ 138,000 |
| Saline County Kansas | 5 | $ 215,000 | $ 43,000 | $ 48,000 |
| Delaware County Oklahoma | 5 | $ 1,075,000 | $ 215,000 | $ 234,000 |
| Bradley County Tennessee | 5 | $ 395,000 | $ 79,000 | $ 307,000 |
| Decatur County Tennessee | 5 | $ 485,000 | $ 97,000 | $ 198,000 |
| Hamilton County Tennessee | 5 | $ 31,745,000 | $ 6,349,000 | $ 444,000 |
| Hardin County Tennessee | 5 | $ 545,000 | $ 109,000 | $ 76,000 |
| Meigs County Tennessee | 5 | $ 675,000 | $ 135,000 | $ 65,000 |
| Sevier County Tennessee | 5 | $ 1,845,000 | $ 369,000 | $ 622,000 |
| Arkansas County Arkansas | 4 | $ 420,000 | $ 105,000 | $ 121,000 |
| Boone County Arkansas | 4 | $ 470,000 | $ 117,000 | $ 79,000 |
| Bradley County Arkansas | 4 | $ 140,000 | $ 35,000 | $ 75,000 |
| Clark County Arkansas | 4 | $ 590,000 | $ 147,000 | $ 78,000 |
| Jefferson County Colorado | 4 | $ 730,000 | $ 182,000 | $ 105,000 |
| Larimer County Colorado | 4 | $ 950,000 | $ 237,000 | $ 87,000 |
| Labette County Kansas | 4 | $ 530,000 | $ 132,000 | $ 146,000 |
| St. Clair County Missouri | 4 | $ 270,000 | $ 67,000 | $ 44,000 |
| Warren County Missouri | 4 | $ 540,000 | $ 135,000 | $ 116,000 |
| McCurtain County Oklahoma | 4 | $ 980,000 | $ 245,000 | $ 647,000 |
| Muskogee County Oklahoma | 4 | $ 100,000 | $ 25,000 | $ 60,000 |
| Dickson County Tennessee | 4 | $ 770,000 | $ 192,000 | $ 67,000 |
| Lake County Tennessee | 4 | $ 340,000 | $ 85,000 | $ 38,000 |
| McNairy County Tennessee | 4 | $ 520,000 | $ 130,000 | $ 65,000 |
| Burnet County Texas | 4 | $ 1,460,000 | $ 365,000 | $ 148,000 |
| Midland County Texas | 4 | $ 1,690,000 | $ 422,000 | $ 1,163,000 |
| Jackson County Arkansas | 3 | $ 205,000 | $ 68,000 | $ 150,000 |
| Gwinnett County Georgia | 3 | $ 945,000 | $ 315,000 | $ 65,000 |
| Monroe County Illinois | 3 | $ 285,000 | $ 95,000 | $ 29,000 |
| Polk County Iowa | 3 | $ 355,000 | $ 118,000 | $ 216,000 |
| Cherokee County Kansas | 3 | $ 125,000 | $ 41,000 | $ 64,000 |
| Miami County Kansas | 3 | $ 485,000 | $ 161,000 | $ 53,000 |
| Fulton County Kentucky | 3 | $ 95,000 | $ 31,000 | $ 109,000 |
| Boone County Missouri | 3 | $ 775,000 | $ 258,000 | $ 236,000 |
| Johnson County Missouri | 3 | $ 565,000 | $ 188,000 | $ 125,000 |
| Platte County Missouri | 3 | $ 675,000 | $ 225,000 | $ 0 |
| Wright County Missouri | 3 | $ 205,000 | $ 68,000 | $ 51,000 |
| Mecklenburg County North Carolina | 3 | $ 585,000 | $ 195,000 | $ 127,000 |
| Adair County Oklahoma | 3 | $ 205,000 | $ 68,000 | $ 65,000 |
| Haskell County Oklahoma | 3 | $ 145,000 | $ 48,000 | $ 41,000 |
| Kay County Oklahoma | 3 | $ 625,000 | $ 208,000 | $ 77,000 |
| McClain County Oklahoma | 3 | $ 545,000 | $ 181,000 | $ 99,000 |
| McIntosh County Oklahoma | 3 | $ 845,000 | $ 281,000 | $ 717,000 |
| Rogers County Oklahoma | 3 | $ 2,265,000 | $ 755,000 | $ 497,000 |
| Union County Tennessee | 3 | $ 765,000 | $ 255,000 | $ 178,000 |
| Bastrop County Texas | 3 | $ 675,000 | $ 225,000 | $ 121,000 |
| Brazoria County Texas | 3 | $ 505,000 | $ 168,000 | $ 146,000 |
| El Paso County Texas | 3 | $ 1,145,000 | $ 381,000 | $ 321,000 |
| Llano County Texas | 3 | $ 965,000 | $ 321,000 | $ 115,000 |
| Montgomery County Texas | 3 | $ 865,000 | $ 288,000 | $ 169,000 |
| Rockwall County Texas | 3 | $ 625,000 | $ 208,000 | $ 135,000 |
| Wise County Texas | 3 | $ 895,000 | $ 298,000 | $ 183,000 |
| Pima County Arizona | 2 | $ 1,110,000 | $ 555,000 | $ 184,000 |
| Independence County Arkansas | 2 | $ 210,000 | $ 105,000 | $ 51,000 |
| Montgomery County Arkansas | 2 | $ 290,000 | $ 145,000 | $ 427,000 |
| Newton County Arkansas | 2 | $ 240,000 | $ 120,000 | $ 117,000 |
| Prairie County Arkansas | 2 | $ 110,000 | $ 55,000 | $ 50,000 |
| Randolph County Arkansas | 2 | $ 310,000 | $ 155,000 | $ 58,000 |
| Woodruff County Arkansas | 2 | $ 570,000 | $ 285,000 | $ 138,000 |
| Summit County Colorado | 2 | $ 1,600,000 | $ 800,000 | $ 281,000 |
| Randolph County Illinois | 2 | $ 170,000 | $ 85,000 | $ 28,000 |
| Lee County Mississippi | 2 | $ 1,190,000 | $ 595,000 | $ 0 |
| Benton County Missouri | 2 | $ 100,000 | $ 50,000 | $ 27,000 |
| Callaway County Missouri | 2 | $ 460,000 | $ 230,000 | $ 95,000 |
| Cass County Missouri | 2 | $ 250,000 | $ 125,000 | $ 238,000 |
| Henry County Missouri | 2 | $ 370,000 | $ 185,000 | $ 112,000 |
| McDonald County Missouri | 2 | $ 180,000 | $ 90,000 | $ 87,000 |
| Morgan County Missouri | 2 | $ 450,000 | $ 225,000 | $ 261,000 |
| Vernon County Missouri | 2 | $ 310,000 | $ 155,000 | $ 50,000 |
| Washington County Missouri | 2 | $ 880,000 | $ 440,000 | $ 216,000 |
| Clark County Nevada | 2 | $ 1,210,000 | $ 605,000 | $ 364,000 |
| Dona Ana County New Mexico | 2 | $ 780,000 | $ 390,000 | $ 215,000 |
| Creek County Oklahoma | 2 | $ 330,000 | $ 165,000 | $ 87,000 |
| Lincoln County Oklahoma | 2 | $ 310,000 | $ 155,000 | $ 81,000 |
| Pittsburg County Oklahoma | 2 | $ 380,000 | $ 190,000 | $ 236,000 |
| Berkeley County South Carolina | 2 | $ 600,000 | $ 300,000 | $ 183,000 |
| Charleston County South Carolina | 2 | $ 1,260,000 | $ 630,000 | $ 137,000 |
| Benton County Tennessee | 2 | $ 110,000 | $ 55,000 | $ 34,000 |
| Giles County Tennessee | 2 | $ 50,000 | $ 25,000 | $ 30,000 |
| Lewis County Tennessee | 2 | $ 210,000 | $ 105,000 | $ 64,000 |
| Marshall County Tennessee | 2 | $ 300,000 | $ 150,000 | $ 47,000 |
| Montgomery County Tennessee | 2 | $ 570,000 | $ 285,000 | $ 72,000 |
| Morgan County Tennessee | 2 | $ 350,000 | $ 175,000 | $ 77,000 |
| Smith County Tennessee | 2 | $ 80,000 | $ 40,000 | $ 53,000 |
| Blanco County Texas | 2 | $ 410,000 | $ 205,000 | $ 162,000 |
| Bowie County Texas | 2 | $ 300,000 | $ 150,000 | $ 53,000 |
| Fort Bend County Texas | 2 | $ 730,000 | $ 365,000 | $ 254,000 |
| Henderson County Texas | 2 | $ 230,000 | $ 115,000 | $ 129,000 |
| Kaufman County Texas | 2 | $ 270,000 | $ 135,000 | $ 0 |
| Nueces County Texas | 2 | $ 550,000 | $ 275,000 | $ 318,000 |
| Randall County Texas | 2 | $ 430,000 | $ 215,000 | $ 52,000 |
| Somervell County Texas | 2 | $ 450,000 | $ 225,000 | $ 95,000 |
| Wichita County Texas | 2 | $ 450,000 | $ 225,000 | $ 43,000 |
| Wythe County Virginia | 2 | $ 150,000 | $ 75,000 | $ 180,000 |
| Laramie County Wyoming | 2 | $ 450,000 | $ 225,000 | $ 144,000 |
| Coffee County Alabama | 1 | $ 135,000 | $ 135,000 | $ 33,000 |
| Jefferson County Alabama | 1 | $ 175,000 | $ 175,000 | $ 53,000 |
| Montgomery County Alabama | 1 | $ 175,000 | $ 175,000 | $ 29,000 |
| St. Clair County Alabama | 1 | $ 175,000 | $ 175,000 | $ 38,000 |
| Mohave County Arizona | 1 | $ 365,000 | $ 365,000 | $ 585,000 |
| Pinal County Arizona | 1 | $ 475,000 | $ 475,000 | $ 156,000 |
| Columbia County Arkansas | 1 | $ 105,000 | $ 105,000 | $ 125,000 |
| Cross County Arkansas | 1 | $ 185,000 | $ 185,000 | $ 75,000 |
| Hempstead County Arkansas | 1 | $ 115,000 | $ 115,000 | $ 57,000 |
| Izard County Arkansas | 1 | $ 115,000 | $ 115,000 | $ 68,000 |
| Monroe County Arkansas | 1 | $ 125,000 | $ 125,000 | $ 216,000 |
| Phillips County Arkansas | 1 | $ 55,000 | $ 55,000 | $ 73,000 |
| Alameda County California | 1 | $ 745,000 | $ 745,000 | $ 162,000 |
| Los Angeles County California | 1 | $ 805,000 | $ 805,000 | $ 223,000 |
| Orange County California | 1 | $ 1,255,000 | $ 1,255,000 | $ 489,000 |
| Riverside County California | 1 | $ 175,000 | $ 175,000 | $ 40,000 |
| Ventura County California | 1 | $ 945,000 | $ 945,000 | $ 376,000 |
| Yolo County California | 1 | $ 475,000 | $ 475,000 | $ 773,000 |
| Boulder County Colorado | 1 | $ 55,000 | $ 55,000 | $ 96,000 |
| Chaffee County Colorado | 1 | $ 385,000 | $ 385,000 | $ 99,000 |
| Eagle County Colorado | 1 | $ 985,000 | $ 985,000 | $ 454,000 |
| Las Animas County Colorado | 1 | $ 75,000 | $ 75,000 | $ 88,000 |
| Park County Colorado | 1 | $ 205,000 | $ 205,000 | $ 72,000 |
| San Miguel County Colorado | 1 | $ 545,000 | $ 545,000 | $ 14,000 |
| Alachua County Florida | 1 | $ 675,000 | $ 675,000 | $ 191,000 |
| Bay County Florida | 1 | $ 345,000 | $ 345,000 | $ 1,032,000 |
| Brevard County Florida | 1 | $ 25,000 | $ 25,000 | $ 92,000 |
| Duval County Florida | 1 | $ 385,000 | $ 385,000 | $ 227,000 |
| Flagler County Florida | 1 | $ 725,000 | $ 725,000 | $ 466,000 |
| Orange County Florida | 1 | $ 645,000 | $ 645,000 | $ 300,000 |
| Palm Beach County Florida | 1 | $ 305,000 | $ 305,000 | $ 276,000 |
| Santa Rosa County Florida | 1 | $ 285,000 | $ 285,000 | $ 61,000 |
| DeKalb County Georgia | 1 | $ 495,000 | $ 495,000 | $ 0 |
| LaSalle County Illinois | 1 | $ 75,000 | $ 75,000 | $ 88,000 |
| Lake County Indiana | 1 | $ 155,000 | $ 155,000 | $ 61,000 |
| Scott County Iowa | 1 | $ 205,000 | $ 205,000 | $ 157,000 |
| Ford County Kansas | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Gray County Kansas | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Ottawa County Kansas | 1 | $ 155,000 | $ 155,000 | $ 84,000 |
| Sumner County Kansas | 1 | $ 95,000 | $ 95,000 | $ 115,000 |
| Woodson County Kansas | 1 | $ 95,000 | $ 95,000 | $ 175,000 |
| Calloway County Kentucky | 1 | $ 205,000 | $ 205,000 | $ 33,000 |
| Edmonson County Kentucky | 1 | $ 195,000 | $ 195,000 | $ 42,000 |
| Hickman County Kentucky | 1 | $ 45,000 | $ 45,000 | $ 39,000 |
| Jefferson County Kentucky | 1 | $ 315,000 | $ 315,000 | $ 103,000 |
| Marshall County Kentucky | 1 | $ 205,000 | $ 205,000 | $ 73,000 |
| Muhlenberg County Kentucky | 1 | $ 35,000 | $ 35,000 | $ 29,000 |
| Warren County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 109,000 |
| East Baton Rouge County Louisiana | 1 | $ 415,000 | $ 415,000 | $ 277,000 |
| Tensas County Louisiana | 1 | $ 225,000 | $ 225,000 | $ 238,000 |
| Union County Louisiana | 1 | $ 35,000 | $ 35,000 | $ 99,000 |
| Monroe County Michigan | 1 | $ 275,000 | $ 275,000 | $ 84,000 |
| Murray County Minnesota | 1 | $ 35,000 | $ 35,000 | $ 37,000 |
| Stearns County Minnesota | 1 | $ 195,000 | $ 195,000 | $ 51,000 |
| Washington County Minnesota | 1 | $ 225,000 | $ 225,000 | $ 144,000 |
| Forrest County Mississippi | 1 | $ 135,000 | $ 135,000 | $ 33,000 |
| Harrison County Mississippi | 1 | $ 75,000 | $ 75,000 | $ 291,000 |
| Lafayette County Mississippi | 1 | $ 745,000 | $ 745,000 | $ 183,000 |
| Lamar County Mississippi | 1 | $ 135,000 | $ 135,000 | $ 33,000 |
| Tishomingo County Mississippi | 1 | $ 195,000 | $ 195,000 | $ 98,000 |
| Bates County Missouri | 1 | $ 15,000 | $ 15,000 | $ 67,000 |
| Dent County Missouri | 1 | $ 115,000 | $ 115,000 | $ 80,000 |
| Hickory County Missouri | 1 | $ 195,000 | $ 195,000 | $ 70,000 |
| Howell County Missouri | 1 | $ 75,000 | $ 75,000 | $ 23,000 |
| Macon County Missouri | 1 | $ 65,000 | $ 65,000 | $ 29,000 |
| Texas County Missouri | 1 | $ 35,000 | $ 35,000 | $ 21,000 |
| Flathead County Montana | 1 | $ 305,000 | $ 305,000 | $ 117,000 |
| Douglas County Nebraska | 1 | $ 165,000 | $ 165,000 | $ 196,000 |
| Washoe County Nevada | 1 | $ 325,000 | $ 325,000 | $ 61,000 |
| Taos County New Mexico | 1 | $ 365,000 | $ 365,000 | $ 811,000 |
| Haywood County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 89,000 |
| Cuyahoga County Ohio | 1 | $ 125,000 | $ 125,000 | $ 117,000 |
| Franklin County Ohio | 1 | $ 755,000 | $ 755,000 | $ 472,000 |
| Morrow County Ohio | 1 | $ 135,000 | $ 135,000 | $ 96,000 |
| Carter County Oklahoma | 1 | $ 175,000 | $ 175,000 | $ 139,000 |
| Cherokee County Oklahoma | 1 | $ 125,000 | $ 125,000 | $ 65,000 |
| Garvin County Oklahoma | 1 | $ 235,000 | $ 235,000 | $ 95,000 |
| Latimer County Oklahoma | 1 | $ 395,000 | $ 395,000 | $ 211,000 |
| Marshall County Oklahoma | 1 | $ 105,000 | $ 105,000 | $ 83,000 |
| Noble County Oklahoma | 1 | $ 115,000 | $ 115,000 | $ 34,000 |
| Osage County Oklahoma | 1 | $ 75,000 | $ 75,000 | $ 38,000 |
| Pawnee County Oklahoma | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Pontotoc County Oklahoma | 1 | $ 285,000 | $ 285,000 | $ 370,000 |
| Montgomery County Pennsylvania | 1 | $ 595,000 | $ 595,000 | $ 278,000 |
| York County South Carolina | 1 | $ 275,000 | $ 275,000 | $ 95,000 |
| Coffee County Tennessee | 1 | $ 245,000 | $ 245,000 | $ 127,000 |
| Franklin County Tennessee | 1 | $ 35,000 | $ 35,000 | $ 53,000 |
| Lincoln County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 174,000 |
| Perry County Tennessee | 1 | $ 265,000 | $ 265,000 | $ 101,000 |
| Polk County Tennessee | 1 | $ 35,000 | $ 35,000 | $ 14,000 |
| Rhea County Tennessee | 1 | $ 15,000 | $ 15,000 | $ 36,000 |
| Warren County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 94,000 |
| Comal County Texas | 1 | $ 345,000 | $ 345,000 | $ 142,000 |
| Galveston County Texas | 1 | $ 215,000 | $ 215,000 | $ 52,000 |
| Hale County Texas | 1 | $ 65,000 | $ 65,000 | $ 61,000 |
| Hill County Texas | 1 | $ 485,000 | $ 485,000 | $ 276,000 |
| Hood County Texas | 1 | $ 75,000 | $ 75,000 | $ 64,000 |
| Kerr County Texas | 1 | $ 355,000 | $ 355,000 | $ 165,000 |
| Lamar County Texas | 1 | $ 185,000 | $ 185,000 | $ 489,000 |
| Liberty County Texas | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Live Oak County Texas | 1 | $ 105,000 | $ 105,000 | $ 73,000 |
| Lubbock County Texas | 1 | $ 95,000 | $ 95,000 | $ 73,000 |
| Menard County Texas | 1 | $ 485,000 | $ 485,000 | $ 468,000 |
| Navarro County Texas | 1 | $ 65,000 | $ 65,000 | $ 194,000 |
| Tom Green County Texas | 1 | $ 495,000 | $ 495,000 | $ 478,000 |
| Waller County Texas | 1 | $ 355,000 | $ 355,000 | $ 365,000 |
| Young County Texas | 1 | $ 375,000 | $ 375,000 | $ 290,000 |
| Loudoun County Virginia | 1 | $ 815,000 | $ 815,000 | $ 209,000 |
| Thurston County Washington | 1 | $ 315,000 | $ 315,000 | $ 185,000 |
Mortgage Loan Application Detail Totals for Simmons Bank in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 4,134 | $869,130,000 | $210,000 | $30,355,000 | $111,000 | $2,300,000 |
| Refinancing | 1,647 | $327,865,000 | $199,000 | $17,745,000 | $132,000 | $5,131,000 |
| Home Improvement | 707 | $43,215,000 | $61,000 | $1,785,000 | $92,000 | $1,377,000 |
| Other Purpose | 667 | $49,755,000 | $74,000 | $785,000 | $110,000 | $3,600,000 |
| Cash-out Refinancing | 559 | $110,675,000 | $197,000 | $1,115,000 | $111,000 | $1,846,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,706 | $981,570,000 | $172,000 | $2,895,000 | $116,000 | $5,131,000 |
| Not Provided | 715 | $86,135,000 | $120,000 | $1,755,000 | $123,000 | $1,296,000 |
| Not applicable | 490 | $210,460,000 | $429,000 | $30,355,000 | $159,000 | $233,000 |
| Black or African American | 427 | $52,685,000 | $123,000 | $1,505,000 | $72,000 | $1,414,000 |
| Hispanic | 195 | $34,105,000 | $174,000 | $1,365,000 | $104,000 | $1,558,000 |
| Asian | 150 | $30,820,000 | $205,000 | $855,000 | $126,000 | $733,000 |
| American Indian or Alaskan Native | 17 | $2,175,000 | $127,000 | $395,000 | $66,000 | $211,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $1,035,000 | $345,000 | $495,000 | $196,000 | $280,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,727 | $1,241,005,000 | $184,000 | $30,355,000 | $122,000 | $5,131,000 |
| FHA-insured (Federal Housing Administration) | 524 | $79,290,000 | $151,000 | $485,000 | $61,000 | $289,000 |
| VA-guaranteed (Veterans Administration) | 235 | $52,375,000 | $222,000 | $815,000 | $76,000 | $314,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 228 | $27,970,000 | $122,000 | $285,000 | $46,000 | $107,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,609 | $1,055,685,000 | $188,000 | $30,355,000 | $118,000 | $2,300,000 |
| Application Withdrawn By Applicant | 1,157 | $242,515,000 | $209,000 | $17,745,000 | $126,000 | $5,131,000 |
| Application Denied By Financial Institution | 828 | $85,970,000 | $103,000 | $2,575,000 | $70,000 | $1,800,000 |
| Application Approved But Not Accepted | 104 | $13,810,000 | $132,000 | $945,000 | $135,000 | $1,216,000 |
| File Closed For Incompleteness | 16 | $2,660,000 | $166,000 | $645,000 | $68,000 | $300,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 6,886 | $1,314,670,000 | $190,000 | $30,355,000 | $119,000 | $5,131,000 |
| Credit History | 299 | $22,485,000 | $75,000 | $485,000 | $59,000 | $582,000 |
| Debt-To-Income Ratio | 275 | $31,795,000 | $115,000 | $2,575,000 | $56,000 | $360,000 |
| Collateral | 100 | $7,330,000 | $73,000 | $485,000 | $93,000 | $818,000 |
| Credit Application Incomplete | 73 | $13,975,000 | $191,000 | $1,605,000 | $124,000 | $1,800,000 |
| Other | 58 | $6,560,000 | $113,000 | $1,115,000 | $90,000 | $625,000 |
| Employment History | 10 | $1,280,000 | $128,000 | $265,000 | $56,000 | $174,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 8 | $2,100,000 | $262,000 | $1,015,000 | $86,000 | $258,000 |
| Unverifiable Information | 5 | $445,000 | $89,000 | $185,000 | $31,000 | $55,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Simmons Bank's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Simmons Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Arkansas, download the full spreadsheet
with aggregated HMDA statistics today.