Commerce Home Mortgage, Inc.
Mortgage Loan Application
Totals and Details
for 2016
Find mortgage loan statistics, lending data, and loan application totals for California.
The mortgage statistics and data below are specific to mortgage loan applications for Commerce Home Mortgage, Inc..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Commerce Home Mortgage, Inc. 3130 Canyon Place San Ramon, CA 94583 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2016 2015 2014 2013 2012 |
| Total Number of Mortgage Applications | 7,796 |
| Total Mortgage Loan Application Amount | $2,873,157,000 |
| Average Mortgage Loan Application Amount | $365,333 |
| Highest Mortgage Loan Application Amount | $3,520,000 |
| Average Applicant Income | $131,000 |
| Highest Applicant Income | $2,973,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in CA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Contra Costa County California | 737 | $ 406,657,000 | $ 551,000 | $ 182,000 |
| Los Angeles County California | 660 | $ 271,351,000 | $ 411,000 | $ 113,000 |
| Tulare County California | 573 | $ 115,609,000 | $ 201,000 | $ 83,000 |
| Shasta County California | 532 | $ 117,580,000 | $ 221,000 | $ 83,000 |
| Alameda County California | 528 | $ 275,491,000 | $ 521,000 | $ 170,000 |
| Orange County California | 461 | $ 219,440,000 | $ 476,000 | $ 163,000 |
| Santa Clara County California | 340 | $ 186,635,000 | $ 548,000 | $ 172,000 |
| Riverside County California | 280 | $ 81,928,000 | $ 292,000 | $ 89,000 |
| Boulder County Colorado | 249 | $ 107,093,000 | $ 430,000 | $ 154,000 |
| San Bernardino County California | 237 | $ 62,993,000 | $ 265,000 | $ 86,000 |
| Denver County Colorado | 215 | $ 72,924,000 | $ 339,000 | $ 148,000 |
| San Diego County California | 213 | $ 87,211,000 | $ 409,000 | $ 131,000 |
| Larimer County Colorado | 182 | $ 50,272,000 | $ 276,000 | $ 102,000 |
| Maricopa County Arizona | 177 | $ 47,625,000 | $ 269,000 | $ 95,000 |
| El Paso County Colorado | 172 | $ 41,052,000 | $ 238,000 | $ 73,000 |
| Santa Cruz County California | 161 | $ 86,212,000 | $ 535,000 | $ 168,000 |
| Jefferson County Colorado | 161 | $ 50,692,000 | $ 314,000 | $ 122,000 |
| Sacramento County California | 143 | $ 42,117,000 | $ 294,000 | $ 114,000 |
| Arapahoe County Colorado | 140 | $ 39,942,000 | $ 285,000 | $ 106,000 |
| Broward County Florida | 118 | $ 30,057,000 | $ 254,000 | $ 122,000 |
| Adams County Colorado | 116 | $ 29,268,000 | $ 252,000 | $ 88,000 |
| Hillsborough County Florida | 111 | $ 22,740,000 | $ 204,000 | $ 107,000 |
| Weld County Colorado | 109 | $ 28,597,000 | $ 262,000 | $ 87,000 |
| Monterey County California | 63 | $ 40,923,000 | $ 649,000 | $ 266,000 |
| Placer County California | 63 | $ 21,703,000 | $ 344,000 | $ 164,000 |
| San Joaquin County California | 55 | $ 18,934,000 | $ 344,000 | $ 114,000 |
| Fresno County California | 50 | $ 10,645,000 | $ 212,000 | $ 111,000 |
| Douglas County Colorado | 49 | $ 17,398,000 | $ 355,000 | $ 122,000 |
| Solano County California | 46 | $ 17,178,000 | $ 373,000 | $ 119,000 |
| Ventura County California | 45 | $ 20,613,000 | $ 458,000 | $ 116,000 |
| Tehama County California | 44 | $ 8,004,000 | $ 181,000 | $ 72,000 |
| San Mateo County California | 43 | $ 24,054,000 | $ 559,000 | $ 185,000 |
| San Francisco County California | 42 | $ 27,307,000 | $ 650,000 | $ 193,000 |
| Kern County California | 39 | $ 8,145,000 | $ 208,000 | $ 67,000 |
| Pinellas County Florida | 37 | $ 7,140,000 | $ 192,000 | $ 111,000 |
| Siskiyou County California | 34 | $ 5,880,000 | $ 172,000 | $ 118,000 |
| Palm Beach County Florida | 32 | $ 7,273,000 | $ 227,000 | $ 103,000 |
| San Luis Obispo County California | 31 | $ 11,054,000 | $ 356,000 | $ 132,000 |
| Broomfield County Colorado | 30 | $ 8,763,000 | $ 292,000 | $ 104,000 |
| Marin County California | 27 | $ 18,947,000 | $ 701,000 | $ 201,000 |
| Summit County Colorado | 27 | $ 9,520,000 | $ 352,000 | $ 170,000 |
| Pasco County Florida | 27 | $ 5,017,000 | $ 185,000 | $ 74,000 |
| Santa Barbara County California | 24 | $ 9,147,000 | $ 381,000 | $ 137,000 |
| El Dorado County California | 21 | $ 8,030,000 | $ 382,000 | $ 162,000 |
| Sonoma County California | 21 | $ 9,137,000 | $ 435,000 | $ 186,000 |
| Madera County California | 19 | $ 4,122,000 | $ 216,000 | $ 113,000 |
| Nevada County California | 19 | $ 7,010,000 | $ 368,000 | $ 180,000 |
| Stanislaus County California | 19 | $ 4,496,000 | $ 236,000 | $ 82,000 |
| Merced County California | 18 | $ 4,171,000 | $ 231,000 | $ 75,000 |
| Kings County California | 17 | $ 2,803,000 | $ 164,000 | $ 54,000 |
| Pueblo County Colorado | 14 | $ 2,482,000 | $ 177,000 | $ 46,000 |
| Miami-Dade County Florida | 12 | $ 2,577,000 | $ 214,000 | $ 64,000 |
| Napa County California | 11 | $ 6,898,000 | $ 627,000 | $ 267,000 |
| Calaveras County California | 10 | $ 2,600,000 | $ 260,000 | $ 214,000 |
| Trinity County California | 10 | $ 2,322,000 | $ 232,000 | $ 104,000 |
| Imperial County California | 9 | $ 1,970,000 | $ 218,000 | $ 99,000 |
| Yolo County California | 9 | $ 3,098,000 | $ 344,000 | $ 127,000 |
| Butte County California | 8 | $ 2,098,000 | $ 262,000 | $ 92,000 |
| Mendocino County California | 7 | $ 2,453,000 | $ 350,000 | $ 128,000 |
| San Benito County California | 7 | $ 3,621,000 | $ 517,000 | $ 156,000 |
| Tuolumne County California | 7 | $ 1,642,000 | $ 234,000 | $ 114,000 |
| Eagle County Colorado | 7 | $ 2,512,000 | $ 358,000 | $ 178,000 |
| Lee County Florida | 7 | $ 1,334,000 | $ 190,000 | $ 93,000 |
| Yuba County California | 6 | $ 1,198,000 | $ 199,000 | $ 79,000 |
| Pinal County Arizona | 5 | $ 859,000 | $ 171,000 | $ 50,000 |
| Fremont County Colorado | 5 | $ 924,000 | $ 184,000 | $ 58,000 |
| Collier County Florida | 5 | $ 637,000 | $ 127,000 | $ 56,000 |
| Marion County Florida | 5 | $ 434,000 | $ 86,000 | $ 58,000 |
| St. Lucie County Florida | 5 | $ 1,132,000 | $ 226,000 | $ 97,000 |
| Sutter County California | 4 | $ 1,098,000 | $ 274,000 | $ 81,000 |
| Elbert County Colorado | 4 | $ 1,513,000 | $ 378,000 | $ 108,000 |
| Teller County Colorado | 4 | $ 938,000 | $ 234,000 | $ 68,000 |
| Yavapai County Arizona | 3 | $ 452,000 | $ 150,000 | $ 37,000 |
| Lassen County California | 3 | $ 853,000 | $ 284,000 | $ 78,000 |
| Clear Creek County Colorado | 3 | $ 735,000 | $ 245,000 | $ 34,000 |
| Grand County Colorado | 3 | $ 666,000 | $ 222,000 | $ 219,000 |
| Lake County Colorado | 3 | $ 601,000 | $ 200,000 | $ 164,000 |
| Deschutes County Oregon | 3 | $ 1,054,000 | $ 351,000 | $ 107,000 |
| Cochise County Arizona | 2 | $ 145,000 | $ 72,000 | $ 28,000 |
| Gila County Arizona | 2 | $ 323,000 | $ 161,000 | $ 149,000 |
| Navajo County Arizona | 2 | $ 364,000 | $ 182,000 | $ 200,000 |
| Amador County California | 2 | $ 692,000 | $ 346,000 | $ 103,000 |
| Modoc County California | 2 | $ 377,000 | $ 188,000 | $ 108,000 |
| Gilpin County Colorado | 2 | $ 541,000 | $ 270,000 | $ 158,000 |
| Mesa County Colorado | 2 | $ 489,000 | $ 244,000 | $ 83,000 |
| Morgan County Colorado | 2 | $ 258,000 | $ 129,000 | $ 14,000 |
| Otero County Colorado | 2 | $ 284,000 | $ 142,000 | $ 42,000 |
| Park County Colorado | 2 | $ 478,000 | $ 239,000 | $ 125,000 |
| Orange County Florida | 2 | $ 244,000 | $ 122,000 | $ 113,000 |
| Sarasota County Florida | 2 | $ 239,000 | $ 119,000 | $ 36,000 |
| Lincoln County Oregon | 2 | $ 381,000 | $ 190,000 | $ 46,000 |
| Multnomah County Oregon | 2 | $ 459,000 | $ 229,000 | $ 72,000 |
| King County Washington | 2 | $ 492,000 | $ 246,000 | $ 69,000 |
| Thurston County Washington | 2 | $ 775,000 | $ 387,000 | $ 110,000 |
| Coconino County Arizona | 1 | $ 342,000 | $ 342,000 | $ 100,000 |
| Mohave County Arizona | 1 | $ 155,000 | $ 155,000 | $ 135,000 |
| Pima County Arizona | 1 | $ 112,000 | $ 112,000 | $ 111,000 |
| Humboldt County California | 1 | $ 364,000 | $ 364,000 | $ 67,000 |
| Lake County California | 1 | $ 96,000 | $ 96,000 | $ 21,000 |
| Mariposa County California | 1 | $ 417,000 | $ 417,000 | $ 112,000 |
| Garfield County Colorado | 1 | $ 147,000 | $ 147,000 | $ 46,000 |
| Gunnison County Colorado | 1 | $ 200,000 | $ 200,000 | $ 77,000 |
| La Plata County Colorado | 1 | $ 148,000 | $ 148,000 | $ 0 |
| Pitkin County Colorado | 1 | $ 683,000 | $ 683,000 | $ 209,000 |
| Washington County Colorado | 1 | $ 198,000 | $ 198,000 | $ 48,000 |
| Bay County Florida | 1 | $ 64,000 | $ 64,000 | $ 58,000 |
| Brevard County Florida | 1 | $ 168,000 | $ 168,000 | $ 80,000 |
| Duval County Florida | 1 | $ 296,000 | $ 296,000 | $ 151,000 |
| Hendry County Florida | 1 | $ 340,000 | $ 340,000 | $ 70,000 |
| Hernando County Florida | 1 | $ 147,000 | $ 147,000 | $ 58,000 |
| Lake County Florida | 1 | $ 157,000 | $ 157,000 | $ 29,000 |
| Manatee County Florida | 1 | $ 308,000 | $ 308,000 | $ 100,000 |
| Osceola County Florida | 1 | $ 191,000 | $ 191,000 | $ 177,000 |
| Seminole County Florida | 1 | $ 313,000 | $ 313,000 | $ 85,000 |
| St. Johns County Florida | 1 | $ 276,000 | $ 276,000 | $ 0 |
| Curry County Oregon | 1 | $ 195,000 | $ 195,000 | $ 50,000 |
| Lake County Oregon | 1 | $ 158,000 | $ 158,000 | $ 42,000 |
| Washington County Oregon | 1 | $ 219,000 | $ 219,000 | $ 121,000 |
| Dallas County Texas | 1 | $ 194,000 | $ 194,000 | $ 71,000 |
| Harris County Texas | 1 | $ 527,000 | $ 527,000 | $ 290,000 |
| Pierce County Washington | 1 | $ 291,000 | $ 291,000 | $ 49,000 |
| Snohomish County Washington | 1 | $ 309,000 | $ 309,000 | $ 86,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of California,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Commerce Home Mortgage, Inc. in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,842 | $1,489,363,000 | $387,000 | $3,520,000 | $131,000 | $2,973,000 |
| Home Purchase | 3,788 | $1,324,014,000 | $349,000 | $3,518,000 | $123,000 | $2,401,000 |
| Home Improvement | 166 | $59,780,000 | $360,000 | $1,440,000 | $139,000 | $723,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,134 | $1,938,405,000 | $377,000 | $3,520,000 | $139,000 | $2,973,000 |
| Hispanic | 1,408 | $423,823,000 | $301,000 | $1,547,000 | $88,000 | $1,132,000 |
| Asian | 628 | $267,598,000 | $426,000 | $3,518,000 | $139,000 | $1,282,000 |
| Not Provided | 289 | $120,295,000 | $416,000 | $2,500,000 | $104,000 | $1,048,000 |
| Black or African American | 227 | $84,788,000 | $373,000 | $1,300,000 | $104,000 | $519,000 |
| Native Hawaiin or Other Pacific Islander | 63 | $23,983,000 | $380,000 | $1,026,000 | $113,000 | $331,000 |
| American Indian or Alaskan Native | 47 | $14,265,000 | $303,000 | $999,000 | $106,000 | $379,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,803 | $2,259,486,000 | $389,000 | $3,520,000 | $145,000 | $2,973,000 |
| FHA-insured (Federal Housing Administration) | 1,456 | $416,642,000 | $286,000 | $797,000 | $75,000 | $516,000 |
| VA-guaranteed (Veterans Administration) | 518 | $192,218,000 | $371,000 | $1,989,000 | $76,000 | $522,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 19 | $4,811,000 | $253,000 | $1,000,000 | $92,000 | $459,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,376 | $1,946,238,000 | $362,000 | $2,783,000 | $125,000 | $2,061,000 |
| Application Withdrawn By Applicant | 1,675 | $629,340,000 | $375,000 | $3,520,000 | $130,000 | $1,872,000 |
| File Closed For Incompleteness | 294 | $117,866,000 | $400,000 | $1,963,000 | $155,000 | $2,401,000 |
| Application Denied By Financial Institution | 238 | $91,452,000 | $384,000 | $1,850,000 | $123,000 | $2,973,000 |
| Application Approved But Not Accepted | 213 | $88,261,000 | $414,000 | $2,500,000 | $130,000 | $1,932,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 30 | $16,491,000 | $549,000 | $1,732,000 | $77,000 | $314,000 |
| Credit History | 27 | $10,689,000 | $395,000 | $925,000 | $126,000 | $353,000 |
| Other | 8 | $3,704,000 | $463,000 | $970,000 | $489,000 | $2,973,000 |
| Collateral | 7 | $2,019,000 | $288,000 | $422,000 | $118,000 | $157,000 |
| Unverifiable Information | 4 | $1,700,000 | $425,000 | $626,000 | $89,000 | $134,000 |
| Employment History | 3 | $1,468,000 | $489,000 | $731,000 | $134,000 | $221,000 |
| Credit Application Incomplete | 2 | $536,000 | $268,000 | $380,000 | $78,000 | $109,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $289,000 | $289,000 | $289,000 | $98,000 | $98,000 |
| Mortgage Insurance Denied | 1 | $391,000 | $391,000 | $391,000 | $78,000 | $78,000 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in CA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in California, and search similar information at your convenience.