Sky Bank C/O Huntington Bank Mortgage Lending & HMDA Data, 2003

In 2003, Sky Bank C/O Huntington Bank of Bowling Green, OH reported 35,507 mortgage applications totaling $3.4 billion. The average application was for $94,721, and applicants reported an average income of $75,166. 76% of its applications resulted in an originated loan and 12% were denied. Its largest markets were Toledo, OH (5,918), Pittsburgh, PA (3,274) and Youngstown-Warren, OH (3,177) (applications in parentheses).

Mortgage Company & Address Sky Bank C/O Huntington Bank
137 Clough St.
Bowling Green, OH 43402
Tel #: available with data download
Federal Regulator * available with data download
Years 2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 35,507
Total Mortgage Loan Application Amount $3,363,293,000
Average Mortgage Loan Application Amount $94,721
Highest Mortgage Loan Application Amount $7,200,000
Average Applicant Income $75,166
Highest Applicant Income $2,660,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Sky Bank C/O Huntington Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Sky Bank C/O Huntington Bank by County in 2003

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Lucas, Ohio 3,149 $ 355,328,000 $ 112,838 $ 71,000
Wood, Ohio 1,938 $ 209,548,000 $ 108,125 $ 76,000
Hancock, Ohio 1,531 $ 163,251,000 $ 106,630 $ 78,000
Jefferson, Ohio 1,403 $ 89,221,000 $ 63,593 $ 66,000
Mahoning, Ohio 1,362 $ 118,793,000 $ 87,219 $ 67,000
Columbiana, Ohio 1,355 $ 95,379,000 $ 70,390 $ 59,000
Beaver, Pennsylvania 1,273 $ 89,352,000 $ 70,190 $ 53,000
Allegheny, Pennsylvania 1,028 $ 76,411,000 $ 74,329 $ 75,000
Putnam, Ohio 1,018 $ 83,759,000 $ 82,277 $ 47,000
Williams, Ohio 1,018 $ 93,549,000 $ 91,894 $ 64,000
Stark, Ohio 1,016 $ 112,702,000 $ 110,927 $ 76,000
Defiance, Ohio 939 $ 79,334,000 $ 84,487 $ 53,000
Lenawee, Michigan 881 $ 83,072,000 $ 94,292 $ 66,000
Henry, Ohio 847 $ 70,149,000 $ 82,820 $ 58,000
Greene, Ohio 843 $ 95,484,000 $ 113,266 $ 84,000
Fulton, Ohio 831 $ 78,807,000 $ 94,833 $ 68,000
Steuben, Indiana 778 $ 96,978,000 $ 124,650 $ 81,000
Lawrence, Pennsylvania 740 $ 53,954,000 $ 72,910 $ 50,000
Hillsdale, Michigan 702 $ 66,973,000 $ 95,403 $ 51,000
Mercer, Pennsylvania 697 $ 49,290,000 $ 70,717 $ 76,000
Allen, Ohio 683 $ 51,071,000 $ 74,774 $ 73,000
Logan, Ohio 629 $ 49,966,000 $ 79,437 $ 69,000
Carroll, Ohio 578 $ 43,822,000 $ 75,816 $ 54,000
Cuyahoga, Ohio 528 $ 73,259,000 $ 138,748 $ 102,000
Butler, Pennsylvania 500 $ 48,886,000 $ 97,772 $ 62,000
Erie, Pennsylvania 473 $ 32,140,000 $ 67,949 $ 53,000
Ottawa, Ohio 460 $ 50,456,000 $ 109,686 $ 103,000
Trumbull, Ohio 460 $ 32,852,000 $ 71,417 $ 58,000
Sandusky, Ohio 405 $ 36,412,000 $ 89,906 $ 51,000
Ashtabula, Ohio 377 $ 29,145,000 $ 77,307 $ 65,000
Paulding, Ohio 374 $ 24,917,000 $ 66,622 $ 48,000
Branch, Michigan 365 $ 36,147,000 $ 99,032 $ 69,000
Franklin, Ohio 313 $ 60,371,000 $ 192,878 $ 90,000
Hardin, Ohio 295 $ 21,258,000 $ 72,061 $ 47,000
Hancock, West Virginia 274 $ 17,404,000 $ 63,518 $ 49,000
Wyandot, Ohio 259 $ 19,687,000 $ 76,011 $ 47,000
Seneca, Ohio 256 $ 19,230,000 $ 75,117 $ 49,000
Marion, Ohio 254 $ 18,634,000 $ 73,362 $ 62,000
Belmont, Ohio 251 $ 16,088,000 $ 64,095 $ 46,000
Monroe, Michigan 245 $ 31,585,000 $ 128,918 $ 92,000
Summit, Ohio 243 $ 36,590,000 $ 150,576 $ 100,000
Westmoreland, Pennsylvania 232 $ 15,506,000 $ 66,836 $ 56,000
DeKalb, Indiana 228 $ 21,421,000 $ 93,951 $ 53,000
Washington, Pennsylvania 221 $ 17,811,000 $ 80,592 $ 81,000
Montgomery, Ohio 185 $ 23,365,000 $ 126,297 $ 117,000
Lake, Ohio 161 $ 17,341,000 $ 107,708 $ 68,000
Geauga, Ohio 155 $ 23,121,000 $ 149,167 $ 171,000
Allen, Indiana 151 $ 16,445,000 $ 108,907 $ 57,000
Auglaize, Ohio 120 $ 10,004,000 $ 83,366 $ 49,000
Union, Ohio 116 $ 12,631,000 $ 108,887 $ 68,000
Portage, Ohio 111 $ 15,001,000 $ 135,144 $ 82,000
Warren, Ohio 98 $ 15,041,000 $ 153,479 $ 110,000
Brooke, West Virginia 98 $ 8,303,000 $ 84,724 $ 84,000
Cass, Michigan 97 $ 10,252,000 $ 105,690 $ 66,000
Clark, Ohio 70 $ 7,318,000 $ 104,542 $ 76,000
Harrison, Ohio 67 $ 4,244,000 $ 63,343 $ 55,000
St. Joseph, Michigan 54 $ 5,575,000 $ 103,240 $ 67,000
Van Wert, Ohio 52 $ 3,123,000 $ 60,057 $ 49,000
Delaware, Ohio 51 $ 9,433,000 $ 184,960 $ 124,000
Hamilton, Ohio 51 $ 5,500,000 $ 107,843 $ 179,000
Jackson, Michigan 50 $ 5,716,000 $ 114,320 $ 75,000
Wayne, Ohio 50 $ 8,704,000 $ 174,080 $ 63,000
Crawford, Pennsylvania 49 $ 3,780,000 $ 77,142 $ 45,000
Medina, Ohio 47 $ 8,010,000 $ 170,425 $ 106,000
LaGrange, Indiana 38 $ 3,247,000 $ 85,447 $ 48,000
Champaign, Ohio 38 $ 3,833,000 $ 100,868 $ 49,000
Tuscarawas, Ohio 37 $ 3,711,000 $ 100,297 $ 61,000
Butler, Ohio 36 $ 4,514,000 $ 125,388 $ 80,000
Shelby, Ohio 36 $ 3,917,000 $ 108,805 $ 72,000
Mercer, Ohio 35 $ 3,180,000 $ 90,857 $ 58,000
Noble, Indiana 34 $ 3,224,000 $ 94,823 $ 60,000
Armstrong, Pennsylvania 32 $ 2,155,000 $ 67,343 $ 46,000
Lorain, Ohio 29 $ 4,823,000 $ 166,310 $ 125,000
Marshall, West Virginia 28 $ 1,695,000 $ 60,535 $ 49,000
Clinton, Ohio 27 $ 3,946,000 $ 146,148 $ 119,000
Erie, Ohio 27 $ 3,188,000 $ 118,074 $ 64,000
Grant, Indiana 26 $ 2,414,000 $ 92,846 $ 66,000
Ohio, West Virginia 25 $ 1,471,000 $ 58,840 $ 46,000
Calhoun, Michigan 24 $ 2,237,000 $ 93,208 $ 63,000
Washtenaw, Michigan 22 $ 3,069,000 $ 139,500 $ 67,000
Morrow, Ohio 22 $ 1,830,000 $ 83,181 $ 51,000
Venango, Pennsylvania 22 $ 1,149,000 $ 52,227 $ 49,000
Miami, Ohio 21 $ 3,144,000 $ 149,714 $ 94,000
Oakland, Michigan 20 $ 3,250,000 $ 162,500 $ 81,000
Fayette, Pennsylvania 20 $ 2,260,000 $ 113,000 $ 66,000
Lee, Florida 19 $ 4,545,000 $ 239,210 $ 151,000
Wayne, Michigan 18 $ 1,952,000 $ 108,444 $ 149,000
Collier, Florida 17 $ 4,798,000 $ 282,235 $ 224,000
Crawford, Ohio 17 $ 1,229,000 $ 72,294 $ 49,000
Van Buren, Michigan 14 $ 1,420,000 $ 101,428 $ 67,000
Clermont, Ohio 14 $ 1,966,000 $ 140,428 $ 82,000
Madison, Ohio 14 $ 1,344,000 $ 96,000 $ 62,000
Licking, Ohio 13 $ 2,462,000 $ 189,384 $ 97,000
Clarion, Pennsylvania 13 $ 714,000 $ 54,923 $ 46,000
Maricopa, Arizona 11 $ 1,575,000 $ 143,181 $ 159,000
Middlesex, New Jersey 11 $ 1,596,000 $ 145,090 $ 90,000
Montgomery, Pennsylvania 11 $ 1,615,000 $ 146,818 $ 114,000
Beaufort, South Carolina 11 $ 2,881,000 $ 261,909 $ 206,000
Duval, Florida 10 $ 726,000 $ 72,600 $ 125,000
Palm Beach, Florida 10 $ 3,982,000 $ 398,200 $ 276,000
Cook, Illinois 10 $ 1,412,000 $ 141,200 $ 66,000
Holmes, Ohio 10 $ 1,074,000 $ 107,400 $ 60,000
Monroe, Ohio 10 $ 731,000 $ 73,100 $ 45,000
Somerset, Pennsylvania 10 $ 1,244,000 $ 124,400 $ 114,000
Lake, Indiana 9 $ 1,237,000 $ 137,444 $ 58,000
Livingston, Michigan 9 $ 1,275,000 $ 141,666 $ 74,000
Clark, Nevada 9 $ 1,716,000 $ 190,666 $ 154,000
Monmouth, New Jersey 9 $ 1,340,000 $ 148,888 $ 66,000
Fairfield, Ohio 9 $ 1,198,000 $ 133,111 $ 64,000
Huron, Ohio 9 $ 1,154,000 $ 128,222 $ 59,000
Sarasota, Florida 8 $ 1,388,000 $ 173,500 $ 164,000
Chautauqua, New York 8 $ 1,076,000 $ 134,500 $ 220,000
Guernsey, Ohio 8 $ 631,000 $ 78,875 $ 40,000
St. Joseph, Indiana 7 $ 1,074,000 $ 153,428 $ 84,000
Ingham, Michigan 7 $ 989,000 $ 141,285 $ 48,000
Morris, New Jersey 7 $ 870,000 $ 124,285 $ 91,000
Darke, Ohio 7 $ 830,000 $ 118,571 $ 65,000
Muskingum, Ohio 7 $ 1,172,000 $ 167,428 $ 58,000
Bucks, Pennsylvania 7 $ 929,000 $ 132,714 $ 65,000
Boone, Kentucky 6 $ 625,000 $ 104,166 $ 52,000
Ashland, Ohio 6 $ 1,174,000 $ 195,666 $ 69,000
Fayette, Ohio 6 $ 461,000 $ 76,833 $ 65,000
Highland, Ohio 6 $ 540,000 $ 90,000 $ 59,000
Indiana, Pennsylvania 6 $ 601,000 $ 100,166 $ 36,000
Whitley, Indiana 5 $ 455,000 $ 91,000 $ 75,000
Fayette, Kentucky 5 $ 519,000 $ 103,800 $ 64,000
Kenton, Kentucky 5 $ 522,000 $ 104,400 $ 91,000
Eaton, Michigan 5 $ 492,000 $ 98,400 $ 50,000
Essex, New Jersey 5 $ 856,000 $ 171,200 $ 98,000
Hunterdon, New Jersey 5 $ 909,000 $ 181,800 $ 112,000
Cattaraugus, New York 5 $ 552,000 $ 110,400 $ 185,000
Knox, Ohio 5 $ 844,000 $ 168,800 $ 37,000
Northampton, Pennsylvania 5 $ 430,000 $ 86,000 $ 66,000
Fairfax, Virginia 5 $ 1,026,000 $ 205,200 $ 73,000
Bay, Florida 4 $ 691,000 $ 172,750 $ 114,000
Broward, Florida 4 $ 984,000 $ 246,000 $ 205,000
Charlotte, Florida 4 $ 395,000 $ 98,750 $ 70,000
Wabash, Indiana 4 $ 356,000 $ 89,000 $ 59,000
Berrien, Michigan 4 $ 384,000 $ 96,000 $ 44,000
Genesee, Michigan 4 $ 263,000 $ 65,750 $ 66,000
Macomb, Michigan 4 $ 295,000 $ 73,750 $ 61,000
Ottawa, Michigan 4 $ 779,000 $ 194,750 $ 119,000
Roscommon, Michigan 4 $ 548,000 $ 137,000 $ 25,000
Bergen, New Jersey 4 $ 650,000 $ 162,500 $ 104,000
Burlington, New Jersey 4 $ 705,000 $ 176,250 $ 94,000
Somerset, New Jersey 4 $ 794,000 $ 198,500 $ 96,000
Preble, Ohio 4 $ 351,000 $ 87,750 $ 81,000
Jefferson, Pennsylvania 4 $ 243,000 $ 60,750 $ 64,000
San Diego, California 3 $ 553,000 $ 184,333 $ 33,000
Eagle, Colorado 3 $ 671,000 $ 223,666 $ 69,000
Hartford, Connecticut 3 $ 529,000 $ 176,333 $ 99,000
Miami-Dade, Florida 3 $ 842,000 $ 280,666 $ 220,000
Okaloosa, Florida 3 $ 956,000 $ 318,666 $ 163,000
Pasco, Florida 3 $ 316,000 $ 105,333 $ 106,000
St. Lucie, Florida 3 $ 997,000 $ 332,333 $ 151,000
Elkhart, Indiana 3 $ 425,000 $ 141,666 $ 75,000
Hamilton, Indiana 3 $ 335,000 $ 111,666 $ 67,000
Kosciusko, Indiana 3 $ 413,000 $ 137,666 $ 203,000
Marion, Indiana 3 $ 349,000 $ 116,333 $ 61,000
Miami, Indiana 3 $ 278,000 $ 92,666 $ 45,000
Porter, Indiana 3 $ 341,000 $ 113,666 $ 69,000
Tipton, Indiana 3 $ 254,000 $ 84,666 $ 34,000
Charlevoix, Michigan 3 $ 827,000 $ 275,666 $ 142,000
Kalamazoo, Michigan 3 $ 321,000 $ 107,000 $ 77,000
Kent, Michigan 3 $ 482,000 $ 160,666 $ 121,000
Mackinac, Michigan 3 $ 343,000 $ 114,333 $ 118,000
Otsego, Michigan 3 $ 180,000 $ 60,000 $ 68,000
Sanilac, Michigan 3 $ 380,000 $ 126,666 $ 72,000
Rockingham, New Hampshire 3 $ 721,000 $ 240,333 $ 168,000
Mercer, New Jersey 3 $ 471,000 $ 157,000 $ 87,000
Ocean, New Jersey 3 $ 310,000 $ 103,333 $ 45,000
Sussex, New Jersey 3 $ 488,000 $ 162,666 $ 85,000
Wake, North Carolina 3 $ 347,000 $ 115,666 $ 108,000
Athens, Ohio 3 $ 393,000 $ 131,000 $ 70,000
Pickaway, Ohio 3 $ 664,000 $ 221,333 $ 54,000
Arlington, Virginia 3 $ 765,000 $ 255,000 $ 196,000
Monongalia, West Virginia 3 $ 238,000 $ 79,333 $ 107,000
Baldwin, Alabama 2 $ 427,000 $ 213,500 $ 158,000
Pima, Arizona 2 $ 166,000 $ 83,000 $ 56,000
Los Angeles, California 2 $ 217,000 $ 108,500 $ 46,000
Park, Colorado 2 $ 330,000 $ 165,000 $ 96,000
Manatee, Florida 2 $ 291,000 $ 145,500 $ 128,000
Marion, Florida 2 $ 113,000 $ 56,500 $ 100,000
Martin, Florida 2 $ 130,000 $ 65,000 $ 41,000
Monroe, Florida 2 $ 370,000 $ 185,000 $ 110,000
Orange, Florida 2 $ 339,000 $ 169,500 $ 75,000
Pinellas, Florida 2 $ 1,526,000 $ 763,000 $ 329,000
Polk, Florida 2 $ 175,000 $ 87,500 $ 145,000
Volusia, Florida 2 $ 277,000 $ 138,500 $ 90,000
Kane, Illinois 2 $ 407,000 $ 203,500 $ 103,000
Will, Illinois 2 $ 315,000 $ 157,500 $ 64,000
Fountain, Indiana 2 $ 237,000 $ 118,500 $ 43,000
Huntington, Indiana 2 $ 286,000 $ 143,000 $ 102,000
Montgomery, Indiana 2 $ 160,000 $ 80,000 $ 46,000
Morgan, Indiana 2 $ 288,000 $ 144,000 $ 107,000
Tippecanoe, Indiana 2 $ 214,000 $ 107,000 $ 185,000
Vanderburgh, Indiana 2 $ 138,000 $ 69,000 $ 28,000
Wells, Indiana 2 $ 97,000 $ 48,500 $ 201,000
Jefferson, Kentucky 2 $ 151,000 $ 75,500 $ 45,000
Garrett, Maryland 2 $ 1,150,000 $ 575,000 $ 215,000
Harford, Maryland 2 $ 107,000 $ 53,500 $ 112,000
Antrim, Michigan 2 $ 409,000 $ 204,500 $ 277,000
Cheboygan, Michigan 2 $ 1,075,000 $ 537,500 $ 218,000
Chippewa, Michigan 2 $ 126,000 $ 63,000 $ 144,000
Clare, Michigan 2 $ 69,000 $ 34,500 $ 106,000
Grand Traverse, Michigan 2 $ 354,000 $ 177,000 $ 101,000
Kalkaska, Michigan 2 $ 190,000 $ 95,000 $ 217,000
Lake, Michigan 2 $ 70,000 $ 35,000 $ 34,000
Montmorency, Michigan 2 $ 191,000 $ 95,500 $ 121,000
Saginaw, Michigan 2 $ 160,000 $ 80,000 $ 57,000
Lafayette, Mississippi 2 $ 190,000 $ 95,000 $ 46,000
Atlantic, New Jersey 2 $ 115,000 $ 57,500 $ 32,000
Camden, New Jersey 2 $ 265,000 $ 132,500 $ 89,000
Cape May, New Jersey 2 $ 691,000 $ 345,500 $ 217,000
Passaic, New Jersey 2 $ 287,000 $ 143,500 $ 82,000
Union, New Jersey 2 $ 364,000 $ 182,000 $ 134,000
Genesee, New York 2 $ 178,000 $ 89,000 $ 55,000
Carteret, North Carolina 2 $ 339,000 $ 169,500 $ 310,000
Haywood, North Carolina 2 $ 404,000 $ 202,000 $ 217,000
Brown, Ohio 2 $ 259,000 $ 129,500 $ 72,000
Coshocton, Ohio 2 $ 246,000 $ 123,000 $ 67,000
Noble, Ohio 2 $ 117,000 $ 58,500 $ 48,000
Perry, Ohio 2 $ 548,000 $ 274,000 $ 91,000
Richland, Ohio 2 $ 698,000 $ 349,000 $ 36,000
Scioto, Ohio 2 $ 179,000 $ 89,500 $ 33,000
Vinton, Ohio 2 $ 70,000 $ 35,000 $ 21,000
Bedford, Pennsylvania 2 $ 204,000 $ 102,000 $ 49,000
Chester, Pennsylvania 2 $ 257,000 $ 128,500 $ 120,000
Delaware, Pennsylvania 2 $ 294,000 $ 147,000 $ 95,000
Forest, Pennsylvania 2 $ 93,000 $ 46,500 $ 67,000
Lehigh, Pennsylvania 2 $ 257,000 $ 128,500 $ 74,000
Warren, Pennsylvania 2 $ 111,000 $ 55,500 $ 51,000
Georgetown, South Carolina 2 $ 560,000 $ 280,000 $ 214,000
Horry, South Carolina 2 $ 267,000 $ 133,500 $ 130,000
Sevier, Tennessee 2 $ 221,000 $ 110,500 $ 107,000
Denton, Texas 2 $ 175,000 $ 87,500 $ 64,000
Wetzel, West Virginia 2 $ 36,000 $ 18,000 $ 35,000
Lauderdale, Alabama 1 $ 186,000 $ 186,000 $ 60,000
Orange, California 1 $ 323,000 $ 323,000 $ 181,000
Sacramento, California 1 $ 99,000 $ 99,000 $ 142,000
El Paso, Colorado 1 $ 137,000 $ 137,000 $ 145,000
La Plata, Colorado 1 $ 140,000 $ 140,000 $ 180,000
Summit, Colorado 1 $ 220,000 $ 220,000 $ 299,000
Escambia, Florida 1 $ 69,000 $ 69,000 $ 120,000
Flagler, Florida 1 $ 98,000 $ 98,000 $ 66,000
Hernando, Florida 1 $ 50,000 $ 50,000 $ 55,000
Highlands, Florida 1 $ 66,000 $ 66,000 $ 110,000
Hillsborough, Florida 1 $ 86,000 $ 86,000 $ 97,000
Indian River, Florida 1 $ 60,000 $ 60,000 $ 205,000
Santa Rosa, Florida 1 $ 150,000 $ 150,000 $ 35,000
Sumter, Florida 1 $ 75,000 $ 75,000 $ 80,000
Cherokee, Georgia 1 $ 94,000 $ 94,000 $ 30,000
Coffee, Georgia 1 $ 33,000 $ 33,000 $ 28,000
Columbia, Georgia 1 $ 165,000 $ 165,000 $ 141,000
Gwinnett, Georgia 1 $ 197,000 $ 197,000 $ 82,000
Lee, Georgia 1 $ 111,000 $ 111,000 $ 125,000
Hawaii, Hawaii 1 $ 146,000 $ 146,000 $ 94,000
Honolulu, Hawaii 1 $ 214,000 $ 214,000 $ 204,000
Kauai, Hawaii 1 $ 500,000 $ 500,000 $ 175,000
DuPage, Illinois 1 $ 131,000 $ 131,000 $ 57,000
Lake, Illinois 1 $ 172,000 $ 172,000 $ 167,000
Lee, Illinois 1 $ 32,000 $ 32,000 $ 66,000
McHenry, Illinois 1 $ 109,000 $ 109,000 $ 112,000
Adams, Indiana 1 $ 5,000 $ 5,000 $ 62,000
Blackford, Indiana 1 $ 160,000 $ 160,000 $ 76,000
Boone, Indiana 1 $ 129,000 $ 129,000 $ 102,000
Daviess, Indiana 1 $ 122,000 $ 122,000 $ 92,000
Dearborn, Indiana 1 $ 148,000 $ 148,000 $ 70,000
Johnson, Indiana 1 $ 52,000 $ 52,000 $ 30,000
Marshall, Indiana 1 $ 146,000 $ 146,000 $ 62,000
Monroe, Indiana 1 $ 2,060,000 $ 2,060,000 $ 92,000
Ripley, Indiana 1 $ 160,000 $ 160,000 $ 94,000
White, Indiana 1 $ 200,000 $ 200,000 $ 230,000
Barren, Kentucky 1 $ 43,000 $ 43,000 $ 268,000
Carter, Kentucky 1 $ 64,000 $ 64,000 $ 55,000
Casey, Kentucky 1 $ 28,000 $ 28,000 $ 45,000
Lawrence, Kentucky 1 $ 75,000 $ 75,000 $ 31,000
Lafayette, Louisiana 1 $ 316,000 $ 316,000 $ 181,000
Orleans, Louisiana 1 $ 46,000 $ 46,000 $ 87,000
St. Mary, Louisiana 1 $ 5,000 $ 5,000 $ 31,000
St. Tammany, Louisiana 1 $ 89,000 $ 89,000 $ 53,000
York, Maine 1 $ 240,000 $ 240,000 $ 115,000
Anne Arundel, Maryland 1 $ 120,000 $ 120,000 $ 72,000
Baltimore City, Maryland 1 $ 113,000 $ 113,000 $ 55,000
Prince George's, Maryland 1 $ 162,000 $ 162,000 $ 68,000
Worcester, Maryland 1 $ 295,000 $ 295,000 $ 225,000
Barnstable, Massachusetts 1 $ 268,000 $ 268,000 $ 384,000
Bristol, Massachusetts 1 $ 110,000 $ 110,000 $ 34,000
Dukes, Massachusetts 1 $ 705,000 $ 705,000 $ 221,000
Suffolk, Massachusetts 1 $ 200,000 $ 200,000 $ 108,000
Baraga, Michigan 1 $ 128,000 $ 128,000 $ 71,000
Barry, Michigan 1 $ 146,000 $ 146,000 $ 51,000
Dickinson, Michigan 1 $ 22,000 $ 22,000 $ 18,000
Emmet, Michigan 1 $ 322,000 $ 322,000 $ 139,000
Gladwin, Michigan 1 $ 104,000 $ 104,000 $ 101,000
Gratiot, Michigan 1 $ 46,000 $ 46,000 $ 18,000
Iosco, Michigan 1 $ 142,000 $ 142,000 $ 200,000
Mason, Michigan 1 $ 195,000 $ 195,000 $ 96,000
Missaukee, Michigan 1 $ 60,000 $ 60,000 $ 195,000
Newaygo, Michigan 1 $ 127,000 $ 127,000 $ 70,000
Osceola, Michigan 1 $ 39,000 $ 39,000 $ 167,000
Presque Isle, Michigan 1 $ 91,000 $ 91,000 $ 88,000
Shiawassee, Michigan 1 $ 14,000 $ 14,000 $ 54,000
St. Clair, Michigan 1 $ 71,000 $ 71,000 $ 56,000
Tuscola, Michigan 1 $ 165,000 $ 165,000 $ 97,000
Ramsey, Minnesota 1 $ 155,000 $ 155,000 $ 113,000
Franklin, Missouri 1 $ 94,000 $ 94,000 $ 58,000
Washoe, Nevada 1 $ 107,000 $ 107,000 $ 12,000
Grafton, New Hampshire 1 $ 125,000 $ 125,000 $ 68,000
Hudson, New Jersey 1 $ 267,000 $ 267,000 $ 102,000
Warren, New Jersey 1 $ 110,000 $ 110,000 $ 51,000
Essex, New York 1 $ 98,000 $ 98,000 $ 100,000
Rensselaer, New York 1 $ 149,000 $ 149,000 $ 72,000
Caldwell, North Carolina 1 $ 106,000 $ 106,000 $ 55,000
Cleveland, North Carolina 1 $ 186,000 $ 186,000 $ 252,000
Durham, North Carolina 1 $ 22,000 $ 22,000 $ 71,000
Forsyth, North Carolina 1 $ 115,000 $ 115,000 $ 71,000
Iredell, North Carolina 1 $ 200,000 $ 200,000 $ 101,000
New Hanover, North Carolina 1 $ 65,000 $ 65,000 $ 121,000
Transylvania, North Carolina 1 $ 57,000 $ 57,000 $ 55,000
Pike, Ohio 1 $ 34,000 $ 34,000 $ 26,000
Ross, Ohio 1 $ 88,000 $ 88,000 $ 24,000
Tulsa, Oklahoma 1 $ 54,000 $ 54,000 $ 86,000
Multnomah, Oregon 1 $ 83,000 $ 83,000 $ 61,000
Cambria, Pennsylvania 1 $ 79,000 $ 79,000 $ 36,000
Carbon, Pennsylvania 1 $ 124,000 $ 124,000 $ 51,000
Columbia, Pennsylvania 1 $ 227,000 $ 227,000 $ 74,000
Dauphin, Pennsylvania 1 $ 60,000 $ 60,000 $ 39,000
Franklin, Pennsylvania 1 $ 100,000 $ 100,000 $ 42,000
Greene, Pennsylvania 1 $ 80,000 $ 80,000 $ 36,000
McKean, Pennsylvania 1 $ 113,000 $ 113,000 $ 64,000
Monroe, Pennsylvania 1 $ 116,000 $ 116,000 $ 65,000
Philadelphia, Pennsylvania 1 $ 91,000 $ 91,000 $ 38,000
Charleston, South Carolina 1 $ 153,000 $ 153,000 $ 270,000
Minnehaha, South Dakota 1 $ 57,000 $ 57,000 $ 58,000
Monroe, Tennessee 1 $ 425,000 $ 425,000 $ 142,000
Bexar, Texas 1 $ 127,000 $ 127,000 $ 40,000
Dallas, Texas 1 $ 405,000 $ 405,000 $ 170,000
Fort Bend, Texas 1 $ 72,000 $ 72,000 $ 110,000
Harris, Texas 1 $ 76,000 $ 76,000 $ 81,000
Davis, Utah 1 $ 121,000 $ 121,000 $ 45,000
Rutland, Vermont 1 $ 239,000 $ 239,000 $ 109,000
Albemarle, Virginia 1 $ 600,000 $ 600,000 $ 684,000
Alexandria, Virginia 1 $ 179,000 $ 179,000 $ 69,000
Bedford, Virginia 1 $ 100,000 $ 100,000 $ 72,000
Franklin, Virginia 1 $ 153,000 $ 153,000 $ 226,000
Hanover, Virginia 1 $ 279,000 $ 279,000 $ 96,000
Lynchburg, Virginia 1 $ 203,000 $ 203,000 $ 48,000
Prince William, Virginia 1 $ 60,000 $ 60,000 $ 56,000
Berkeley, West Virginia 1 $ 72,000 $ 72,000 $ 71,000
Kanawha, West Virginia 1 $ 220,000 $ 220,000 $ 54,000
Tyler, West Virginia 1 $ 38,000 $ 38,000 $ 43,000
Chippewa, Wisconsin 1 $ 220,000 $ 220,000 $ 107,000
Marinette, Wisconsin 1 $ 79,000 $ 79,000 $ 37,000

Mortgage Loan Application Detail Totals for Sky Bank C/O Huntington Bank in 2003

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing (home purchase or home improvement, one-to-four family) 24,902 $2,504,138,000 $159,657 $2,200,000 $112,000 $2,660,000
Home Purchase (one-to-four family) 6,081 $676,153,000 $179,461 $5,500,000 $113,115 $1,524,000
Home Improvement (one-to-four family) 4,416 $112,382,000 $24,500 $265,000 $55,166 $1,471,000
Multifamily dwelling (home purchase, home improvement, and refinancings) 108 $70,620,000 $359,250 $7,200,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 29,331 $2,665,880,000 $146,914 $3,800,000 $107,285 $2,489,000
Information not provided by applicant in mail or telephone application 4,808 $522,323,000 $187,857 $2,060,000 $106,571 $2,660,000
Black 574 $40,983,000 $76,800 $563,000 $60,400 $467,000
Hispanic 356 $24,407,000 $52,600 $444,000 $57,800 $282,000
Not applicable 210 $77,342,000 $288,285 $7,200,000 $0 $0
Asian or Pacific Islander 134 $21,251,000 $146,800 $2,506,000 $157,200 $673,000
Other 67 $8,452,000 $131,600 $600,000 $123,800 $400,000
American Indian or Alaskan Native 27 $2,655,000 $91,600 $536,000 $88,400 $756,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 35,503 $3,363,047,000 $156,000 $7,200,000 $103,702 $2,660,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 3 $147,000 $63,500 $107,000 $30,000 $36,000
FHA-insured (Federal Housing Administration) 1 $99,000 $99,000 $99,000 $45,000 $45,000
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 26,875 $2,596,650,000 $158,527 $7,200,000 $105,805 $2,660,000
Application Denied By Financial Institution 4,147 $338,811,000 $112,333 $791,000 $70,333 $1,471,000
Application Withdrawn By Applicant 3,855 $398,012,000 $183,850 $1,700,000 $136,900 $2,489,000
Application Approved But Not Accepted 610 $29,308,000 $86,333 $500,000 $66,333 $577,000
File Closed For Incompleteness 20 $512,000 $22,000 $112,000 $51,500 $600,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Sky Bank C/O Huntington Bank's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Sky Bank C/O Huntington Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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