Sky Bank C/O Huntington Bank Mortgage Lending & HMDA Data, 2007
In 2007, Sky Bank C/O Huntington Bank of Bowling Green, OH reported 22,608 mortgage applications totaling $1.9 billion, down 27% from 2006. The average application was for $85,763, and applicants reported an average income of $69,077. 53% of its applications resulted in an originated loan and 20% were denied. Its largest markets were Youngstown-Warren-Boardman, OH-PA (2,638), Toledo, OH (2,163) and Pittsburgh, PA (2,155) (applications in parentheses).
| Mortgage Company & Address | Sky Bank C/O Huntington Bank 137 Clough St. Bowling Green, OH 43402 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 22,608 |
| Total Mortgage Loan Application Amount | $1,938,931,000 |
| Average Mortgage Loan Application Amount | $85,763 |
| Highest Mortgage Loan Application Amount | $4,000,000 |
| Average Applicant Income | $69,077 |
| Highest Applicant Income | $9,999,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Sky Bank C/O Huntington Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage Loan Application Detail Totals for Sky Bank C/O Huntington Bank in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 9,266 | $953,619,000 | $102,000 | $4,000,000 | $75,000 | $4,992,000 |
| Home Purchase | 7,464 | $798,793,000 | $107,000 | $2,640,000 | $61,000 | $4,992,000 |
| Home Improvement | 5,878 | $186,519,000 | $31,000 | $1,500,000 | $70,000 | $9,999,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 18,302 | $1,474,624,000 | $80,000 | $4,000,000 | $70,000 | $9,999,000 |
| Not Provided | 2,659 | $318,583,000 | $119,000 | $1,300,000 | $74,000 | $2,751,000 |
| Black or African American | 968 | $72,248,000 | $74,000 | $765,000 | $51,000 | $720,000 |
| Hispanic | 352 | $22,372,000 | $63,000 | $572,000 | $56,000 | $530,000 |
| Not applicable | 196 | $36,239,000 | $184,000 | $2,134,000 | $0 | $0 |
| Asian | 98 | $11,924,000 | $121,000 | $768,000 | $88,000 | $542,000 |
| American Indian or Alaskan Native | 25 | $2,075,000 | $83,000 | $320,000 | $49,000 | $212,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $866,000 | $108,000 | $200,000 | $51,000 | $129,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 22,587 | $1,936,921,000 | $85,000 | $4,000,000 | $69,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 21 | $2,010,000 | $95,000 | $167,000 | $38,000 | $70,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 12,023 | $999,943,000 | $83,000 | $4,000,000 | $75,000 | $4,992,000 |
| Application Denied By Financial Institution | 4,633 | $357,587,000 | $77,000 | $2,000,000 | $61,000 | $9,999,000 |
| Preapproval Denied by Financial Institution | 2,479 | $219,810,000 | $88,000 | $1,300,000 | $40,000 | $774,000 |
| Application Withdrawn By Applicant | 1,758 | $191,155,000 | $108,000 | $1,755,000 | $81,000 | $4,992,000 |
| Application Approved But Not Accepted | 1,708 | $169,244,000 | $99,000 | $1,694,000 | $82,000 | $2,751,000 |
| File Closed For Incompleteness | 7 | $1,192,000 | $170,000 | $500,000 | $62,000 | $174,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Sky Bank C/O Huntington Bank's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Sky Bank C/O Huntington Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About