Sky Bank C/O Huntington Bank Mortgage Lending & HMDA Data, 2007

In 2007, Sky Bank C/O Huntington Bank of Bowling Green, OH reported 22,608 mortgage applications totaling $1.9 billion, down 27% from 2006. The average application was for $85,763, and applicants reported an average income of $69,077. 53% of its applications resulted in an originated loan and 20% were denied. Its largest markets were Youngstown-Warren-Boardman, OH-PA (2,638), Toledo, OH (2,163) and Pittsburgh, PA (2,155) (applications in parentheses).

Mortgage Company & Address Sky Bank C/O Huntington Bank
137 Clough St.
Bowling Green, OH 43402
Tel #: available with data download
Federal Regulator * available with data download
Years 2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 22,608
Total Mortgage Loan Application Amount $1,938,931,000
Average Mortgage Loan Application Amount $85,763
Highest Mortgage Loan Application Amount $4,000,000
Average Applicant Income $69,077
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Sky Bank C/O Huntington Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Sky Bank C/O Huntington Bank by County in 2007

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Lucas, Ohio 1,144 $ 100,678,000 $ 88,005 $ 71,000
Trumbull, Ohio 1,100 $ 70,877,000 $ 64,433 $ 67,000
Mahoning, Ohio 1,046 $ 81,018,000 $ 77,455 $ 64,000
Beaver, Pennsylvania 867 $ 64,123,000 $ 73,959 $ 62,000
Columbiana, Ohio 853 $ 57,685,000 $ 67,626 $ 55,000
Jefferson, Ohio 719 $ 41,478,000 $ 57,688 $ 57,000
Allegheny, Pennsylvania 676 $ 56,594,000 $ 83,718 $ 72,000
Stark, Ohio 618 $ 60,012,000 $ 97,106 $ 69,000
Wood, Ohio 599 $ 51,466,000 $ 85,919 $ 76,000
Marion, Indiana 587 $ 40,722,000 $ 69,373 $ 88,000
Cuyahoga, Ohio 564 $ 67,216,000 $ 119,177 $ 114,000
Mercer, Pennsylvania 492 $ 33,587,000 $ 68,266 $ 52,000
Hancock, Ohio 490 $ 37,308,000 $ 76,138 $ 64,000
Lawrence, Pennsylvania 486 $ 38,245,000 $ 78,693 $ 57,000
Summit, Ohio 430 $ 54,033,000 $ 125,658 $ 87,000
Ashtabula, Ohio 375 $ 27,395,000 $ 73,053 $ 57,000
Franklin, Ohio 346 $ 44,935,000 $ 129,869 $ 85,000
Belmont, Ohio 335 $ 20,260,000 $ 60,477 $ 63,000
Lenawee, Michigan 332 $ 28,333,000 $ 85,340 $ 64,000
Logan, Ohio 330 $ 23,880,000 $ 72,363 $ 57,000
Greene, Ohio 329 $ 40,742,000 $ 123,835 $ 86,000
Lake, Ohio 328 $ 35,469,000 $ 108,137 $ 103,000
Butler, Pennsylvania 288 $ 26,319,000 $ 91,385 $ 63,000
Portage, Ohio 287 $ 26,988,000 $ 94,034 $ 80,000
Carroll, Ohio 278 $ 18,631,000 $ 67,017 $ 56,000
Fulton, Ohio 276 $ 23,220,000 $ 84,130 $ 70,000
Henry, Ohio 256 $ 16,542,000 $ 64,617 $ 56,000
Putnam, Ohio 250 $ 17,822,000 $ 71,288 $ 63,000
Erie, Pennsylvania 242 $ 23,977,000 $ 99,078 $ 76,000
Williams, Ohio 222 $ 16,810,000 $ 75,720 $ 63,000
Allen, Ohio 221 $ 16,888,000 $ 76,416 $ 56,000
Defiance, Ohio 188 $ 14,245,000 $ 75,771 $ 61,000
Marion, Ohio 175 $ 10,356,000 $ 59,177 $ 60,000
Sandusky, Ohio 175 $ 14,482,000 $ 82,754 $ 67,000
Wyandot, Ohio 164 $ 9,945,000 $ 60,640 $ 51,000
Hillsdale, Michigan 151 $ 14,348,000 $ 95,019 $ 58,000
Westmoreland, Pennsylvania 145 $ 12,148,000 $ 83,779 $ 78,000
Ottawa, Ohio 144 $ 15,578,000 $ 108,180 $ 129,000
Hamilton, Indiana 137 $ 14,390,000 $ 105,036 $ 98,000
Washington, Pennsylvania 127 $ 9,916,000 $ 78,078 $ 65,000
Hardin, Ohio 123 $ 7,158,000 $ 58,195 $ 51,000
Tuscarawas, Ohio 121 $ 9,891,000 $ 81,743 $ 57,000
Monroe, Michigan 112 $ 11,880,000 $ 106,071 $ 77,000
Hancock, West Virginia 111 $ 6,431,000 $ 57,936 $ 52,000
Montgomery, Ohio 106 $ 12,057,000 $ 113,745 $ 82,000
Harrison, Ohio 103 $ 6,661,000 $ 64,669 $ 58,000
Hendricks, Indiana 96 $ 6,651,000 $ 69,281 $ 84,000
Geauga, Ohio 92 $ 13,838,000 $ 150,413 $ 100,000
Seneca, Ohio 89 $ 5,094,000 $ 57,235 $ 56,000
Steuben, Indiana 84 $ 11,286,000 $ 134,357 $ 88,000
Medina, Ohio 80 $ 16,000,000 $ 200,000 $ 136,000
Boone, Indiana 78 $ 5,670,000 $ 72,692 $ 67,000
Crawford, Pennsylvania 74 $ 6,057,000 $ 81,851 $ 54,000
Wayne, Ohio 71 $ 9,397,000 $ 132,352 $ 67,000
Ohio, West Virginia 67 $ 6,699,000 $ 99,985 $ 99,000
Union, Ohio 62 $ 11,394,000 $ 183,774 $ 113,000
Delaware, Ohio 59 $ 10,083,000 $ 170,898 $ 138,000
Paulding, Ohio 57 $ 3,236,000 $ 56,771 $ 54,000
Johnson, Indiana 56 $ 7,021,000 $ 125,375 $ 78,000
DeKalb, Indiana 55 $ 5,262,000 $ 95,672 $ 58,000
Cook, Illinois 53 $ 2,877,000 $ 54,283 $ 104,000
Maricopa, Arizona 50 $ 3,998,000 $ 79,960 $ 128,000
Auglaize, Ohio 47 $ 3,420,000 $ 72,765 $ 70,000
Warren, Ohio 45 $ 4,843,000 $ 107,622 $ 93,000
Branch, Michigan 43 $ 5,124,000 $ 119,162 $ 66,000
Lorain, Ohio 42 $ 4,748,000 $ 113,047 $ 113,000
Allen, Indiana 39 $ 3,922,000 $ 100,564 $ 57,000
Holmes, Ohio 35 $ 6,936,000 $ 198,171 $ 54,000
Armstrong, Pennsylvania 33 $ 2,682,000 $ 81,272 $ 60,000
Fairfield, Ohio 32 $ 3,288,000 $ 102,750 $ 85,000
Venango, Pennsylvania 31 $ 2,398,000 $ 77,354 $ 50,000
Brooke, West Virginia 31 $ 2,071,000 $ 66,806 $ 52,000
Hancock, Indiana 30 $ 2,910,000 $ 97,000 $ 81,000
Marshall, West Virginia 30 $ 1,418,000 $ 47,266 $ 52,000
Washtenaw, Michigan 24 $ 3,893,000 $ 162,208 $ 160,000
Licking, Ohio 22 $ 2,333,000 $ 106,045 $ 83,000
Jackson, Michigan 21 $ 1,761,000 $ 83,857 $ 48,000
Clark, Ohio 21 $ 2,724,000 $ 129,714 $ 83,000
DuPage, Illinois 19 $ 775,000 $ 40,789 $ 98,000
Fayette, Pennsylvania 19 $ 1,946,000 $ 102,421 $ 52,000
Champaign, Ohio 18 $ 1,869,000 $ 103,833 $ 50,000
Morgan, Indiana 16 $ 1,288,000 $ 80,500 $ 77,000
Noble, Indiana 16 $ 1,504,000 $ 94,000 $ 52,000
Morrow, Ohio 16 $ 1,238,000 $ 77,375 $ 58,000
Clinton, Ohio 15 $ 2,066,000 $ 137,733 $ 94,000
Van Wert, Ohio 15 $ 922,000 $ 61,466 $ 84,000
Will, Illinois 14 $ 440,000 $ 31,428 $ 86,000
Coshocton, Ohio 14 $ 2,523,000 $ 180,214 $ 41,000
Guernsey, Ohio 14 $ 1,125,000 $ 80,357 $ 52,000
Oakland, Michigan 13 $ 1,740,000 $ 133,846 $ 132,000
Knox, Ohio 13 $ 1,256,000 $ 96,615 $ 78,000
Pima, Arizona 12 $ 422,000 $ 35,166 $ 80,000
Wayne, Michigan 12 $ 2,376,000 $ 198,000 $ 68,000
Hamilton, Ohio 12 $ 1,385,000 $ 115,416 $ 96,000
Lake, Illinois 11 $ 361,000 $ 32,818 $ 105,000
Macomb, Michigan 11 $ 624,000 $ 56,727 $ 80,000
Shelby, Ohio 11 $ 796,000 $ 72,363 $ 58,000
Lee, Florida 10 $ 3,421,000 $ 342,100 $ 254,000
Madison, Ohio 10 $ 889,000 $ 88,900 $ 113,000
Monroe, Ohio 10 $ 433,000 $ 43,300 $ 44,000
Broward, Florida 9 $ 3,133,000 $ 348,111 $ 163,000
Kane, Illinois 9 $ 445,000 $ 49,444 $ 120,000
Putnam, Indiana 9 $ 916,000 $ 101,777 $ 73,000
Livingston, Michigan 9 $ 540,000 $ 60,000 $ 74,000
St. Louis, Missouri 9 $ 391,000 $ 43,444 $ 118,000
Crawford, Ohio 9 $ 361,000 $ 40,111 $ 37,000
Beaufort, South Carolina 9 $ 1,504,000 $ 167,111 $ 1,572,000
Salt Lake, Utah 9 $ 333,000 $ 37,000 $ 72,000
Collier, Florida 8 $ 9,508,000 $ 1,188,500 $ 179,000
Sarasota, Florida 8 $ 1,815,000 $ 226,875 $ 237,000
Lake, Indiana 8 $ 313,000 $ 39,125 $ 79,000
Calhoun, Michigan 8 $ 747,000 $ 93,375 $ 51,000
Genesee, Michigan 8 $ 375,000 $ 46,875 $ 77,000
Mercer, Ohio 8 $ 753,000 $ 94,125 $ 61,000
Pickaway, Ohio 8 $ 855,000 $ 106,875 $ 67,000
Larimer, Colorado 7 $ 309,000 $ 44,142 $ 79,000
Charlotte, Florida 7 $ 2,609,000 $ 372,714 $ 176,000
McHenry, Illinois 7 $ 204,000 $ 29,142 $ 76,000
Delaware, Indiana 7 $ 479,000 $ 68,428 $ 273,000
Kalamazoo, Michigan 7 $ 418,000 $ 59,714 $ 61,000
Ashland, Ohio 7 $ 973,000 $ 139,000 $ 64,000
King, Washington 7 $ 275,000 $ 39,285 $ 88,000
Boulder, Colorado 6 $ 204,000 $ 34,000 $ 124,000
Denver, Colorado 6 $ 297,000 $ 49,500 $ 66,000
Monroe, Florida 6 $ 2,502,000 $ 417,000 $ 1,384,000
Dearborn, Indiana 6 $ 402,000 $ 67,000 $ 122,000
Monroe, Indiana 6 $ 1,040,000 $ 173,333 $ 140,000
St. Joseph, Indiana 6 $ 664,000 $ 110,666 $ 81,000
Clermont, Ohio 6 $ 249,000 $ 41,500 $ 71,000
Erie, Ohio 6 $ 739,000 $ 123,166 $ 205,000
Richland, Ohio 6 $ 401,000 $ 66,833 $ 77,000
Multnomah, Oregon 6 $ 196,000 $ 32,666 $ 91,000
Clarion, Pennsylvania 6 $ 939,000 $ 156,500 $ 247,000
Arapahoe, Colorado 5 $ 191,000 $ 38,200 $ 96,000
Jefferson, Colorado 5 $ 233,000 $ 46,600 $ 77,000
Pinellas, Florida 5 $ 364,000 $ 72,800 $ 75,000
Winnebago, Illinois 5 $ 160,000 $ 32,000 $ 60,000
Bartholomew, Indiana 5 $ 389,000 $ 77,800 $ 46,000
Henry, Indiana 5 $ 293,000 $ 58,600 $ 49,000
Madison, Indiana 5 $ 303,000 $ 60,600 $ 62,000
Shelby, Indiana 5 $ 415,000 $ 83,000 $ 36,000
Athens, Ohio 5 $ 456,000 $ 91,200 $ 134,000
Huron, Ohio 5 $ 487,000 $ 97,400 $ 62,000
Forest, Pennsylvania 5 $ 269,000 $ 53,800 $ 45,000
Jefferson, Pennsylvania 5 $ 370,000 $ 74,000 $ 66,000
Utah, Utah 5 $ 173,000 $ 34,600 $ 67,000
Clark, Washington 5 $ 250,000 $ 50,000 $ 67,000
Spokane, Washington 5 $ 166,000 $ 33,200 $ 64,000
El Paso, Colorado 4 $ 190,000 $ 47,500 $ 124,000
Mesa, Colorado 4 $ 118,000 $ 29,500 $ 85,000
Weld, Colorado 4 $ 127,000 $ 31,750 $ 92,000
Bay, Florida 4 $ 649,000 $ 162,250 $ 73,000
Palm Beach, Florida 4 $ 3,358,000 $ 839,500 $ 505,000
Brown, Indiana 4 $ 719,000 $ 179,750 $ 94,000
Tippecanoe, Indiana 4 $ 108,000 $ 27,000 $ 61,000
Cass, Michigan 4 $ 263,000 $ 65,750 $ 38,000
Ingham, Michigan 4 $ 426,000 $ 106,500 $ 90,000
Kent, Michigan 4 $ 157,000 $ 39,250 $ 90,000
Ottawa, Michigan 4 $ 698,000 $ 174,500 $ 106,000
St. Joseph, Michigan 4 $ 367,000 $ 91,750 $ 74,000
Jackson, Missouri 4 $ 92,000 $ 23,000 $ 70,000
St. Louis City, Missouri 4 $ 124,000 $ 31,000 $ 80,000
Butler, Ohio 4 $ 190,000 $ 47,500 $ 70,000
Fayette, Ohio 4 $ 331,000 $ 82,750 $ 47,000
Miami, Ohio 4 $ 739,000 $ 184,750 $ 79,000
Clackamas, Oregon 4 $ 197,000 $ 49,250 $ 110,000
Washington, Oregon 4 $ 179,000 $ 44,750 $ 102,000
Blair, Pennsylvania 4 $ 305,000 $ 76,250 $ 47,000
Cambria, Pennsylvania 4 $ 251,000 $ 62,750 $ 43,000
Warren, Pennsylvania 4 $ 503,000 $ 125,750 $ 86,000
Davis, Utah 4 $ 179,000 $ 44,750 $ 58,000
Yavapai, Arizona 3 $ 95,000 $ 31,666 $ 86,000
Yuma, Arizona 3 $ 67,000 $ 22,333 $ 70,000
Douglas, Colorado 3 $ 136,000 $ 45,333 $ 114,000
Grand, Colorado 3 $ 160,000 $ 53,333 $ 80,000
Volusia, Florida 3 $ 832,000 $ 277,333 $ 195,000
Champaign, Illinois 3 $ 120,000 $ 40,000 $ 119,000
Rock Island, Illinois 3 $ 143,000 $ 47,666 $ 75,000
Clark, Indiana 3 $ 111,000 $ 37,000 $ 71,000
LaGrange, Indiana 3 $ 542,000 $ 180,666 $ 66,000
LaPorte, Indiana 3 $ 407,000 $ 135,666 $ 86,000
Porter, Indiana 3 $ 286,000 $ 95,333 $ 46,000
Vanderburgh, Indiana 3 $ 72,000 $ 24,000 $ 73,000
Kalkaska, Michigan 3 $ 80,000 $ 26,666 $ 62,000
Mackinac, Michigan 3 $ 346,000 $ 115,333 $ 104,000
Jefferson, Missouri 3 $ 90,000 $ 30,000 $ 77,000
Brown, Ohio 3 $ 120,000 $ 40,000 $ 50,000
Noble, Ohio 3 $ 168,000 $ 56,000 $ 66,000
Ross, Ohio 3 $ 308,000 $ 102,666 $ 65,000
Deschutes, Oregon 3 $ 71,000 $ 23,666 $ 70,000
Jackson, Oregon 3 $ 245,000 $ 81,666 $ 108,000
Lane, Oregon 3 $ 189,000 $ 63,000 $ 76,000
Philadelphia, Pennsylvania 3 $ 683,000 $ 227,666 $ 156,000
Somerset, Pennsylvania 3 $ 431,000 $ 143,666 $ 282,000
Horry, South Carolina 3 $ 965,000 $ 321,666 $ 902,000
Pinal, Arizona 2 $ 44,000 $ 22,000 $ 76,000
Garfield, Colorado 2 $ 125,000 $ 62,500 $ 113,000
Summit, Colorado 2 $ 125,000 $ 62,500 $ 260,000
Miami-Dade, Florida 2 $ 490,000 $ 245,000 $ 57,000
Iroquois, Illinois 2 $ 48,000 $ 24,000 $ 78,000
Lee, Illinois 2 $ 64,000 $ 32,000 $ 57,000
Madison, Illinois 2 $ 70,000 $ 35,000 $ 70,000
McLean, Illinois 2 $ 73,000 $ 36,500 $ 98,000
Mercer, Illinois 2 $ 80,000 $ 40,000 $ 322,000
Morgan, Illinois 2 $ 77,000 $ 38,500 $ 53,000
Peoria, Illinois 2 $ 54,000 $ 27,000 $ 58,000
St. Clair, Illinois 2 $ 62,000 $ 31,000 $ 67,000
Whiteside, Illinois 2 $ 101,000 $ 50,500 $ 71,000
Cass, Indiana 2 $ 89,000 $ 44,500 $ 99,000
Clinton, Indiana 2 $ 128,000 $ 64,000 $ 39,000
Elkhart, Indiana 2 $ 202,000 $ 101,000 $ 97,000
Harrison, Indiana 2 $ 55,000 $ 27,500 $ 45,000
Knox, Indiana 2 $ 140,000 $ 70,000 $ 40,000
Ripley, Indiana 2 $ 224,000 $ 112,000 $ 70,000
Oldham, Kentucky 2 $ 437,000 $ 218,500 $ 88,000
Antrim, Michigan 2 $ 623,000 $ 311,500 $ 127,000
Barry, Michigan 2 $ 292,000 $ 146,000 $ 101,000
Berrien, Michigan 2 $ 179,000 $ 89,500 $ 54,000
Clinton, Michigan 2 $ 80,000 $ 40,000 $ 85,000
Mason, Michigan 2 $ 259,000 $ 129,500 $ 185,000
Midland, Michigan 2 $ 37,000 $ 18,500 $ 89,000
Otsego, Michigan 2 $ 110,000 $ 55,000 $ 71,000
Sanilac, Michigan 2 $ 417,000 $ 208,500 $ 98,000
Van Buren, Michigan 2 $ 83,000 $ 41,500 $ 51,000
Phelps, Missouri 2 $ 70,000 $ 35,000 $ 51,000
Hocking, Ohio 2 $ 233,000 $ 116,500 $ 81,000
Muskingum, Ohio 2 $ 106,000 $ 53,000 $ 33,000
Perry, Ohio 2 $ 331,000 $ 165,500 $ 118,000
Columbia, Oregon 2 $ 69,000 $ 34,500 $ 102,000
Douglas, Oregon 2 $ 85,000 $ 42,500 $ 82,000
Marion, Oregon 2 $ 75,000 $ 37,500 $ 68,000
Yamhill, Oregon 2 $ 75,000 $ 37,500 $ 28,000
Bedford, Pennsylvania 2 $ 402,000 $ 201,000 $ 156,000
Clearfield, Pennsylvania 2 $ 407,000 $ 203,500 $ 103,000
Cumberland, Pennsylvania 2 $ 118,000 $ 59,000 $ 78,000
Greene, Pennsylvania 2 $ 177,000 $ 88,500 $ 49,000
Indiana, Pennsylvania 2 $ 74,000 $ 37,000 $ 66,000
Cache, Utah 2 $ 70,000 $ 35,000 $ 99,000
Iron, Utah 2 $ 50,000 $ 25,000 $ 53,000
Virginia Beach, Virginia 2 $ 484,000 $ 242,000 $ 188,000
Klickitat, Washington 2 $ 65,000 $ 32,500 $ 26,000
Thurston, Washington 2 $ 58,000 $ 29,000 $ 38,000
Wetzel, West Virginia 2 $ 220,000 $ 110,000 $ 37,000
Apache, Arizona 1 $ 39,000 $ 39,000 $ 96,000
Cochise, Arizona 1 $ 25,000 $ 25,000 $ 60,000
Gila, Arizona 1 $ 22,000 $ 22,000 $ 55,000
Graham, Arizona 1 $ 20,000 $ 20,000 $ 72,000
Mohave, Arizona 1 $ 45,000 $ 45,000 $ 41,000
Solano, California 1 $ 18,000 $ 18,000 $ 22,000
Adams, Colorado 1 $ 125,000 $ 125,000 $ 50,000
Broomfield, Colorado 1 $ 40,000 $ 40,000 $ 86,000
Conejos, Colorado 1 $ 45,000 $ 45,000 $ 60,000
Alachua, Florida 1 $ 348,000 $ 348,000 $ 77,000
Brevard, Florida 1 $ 125,000 $ 125,000 $ 100,000
Hillsborough, Florida 1 $ 180,000 $ 180,000 $ 251,000
Indian River, Florida 1 $ 251,000 $ 251,000 $ 173,000
Lake, Florida 1 $ 100,000 $ 100,000 $ 36,000
Manatee, Florida 1 $ 330,000 $ 330,000 $ 280,000
Martin, Florida 1 $ 270,000 $ 270,000 $ 0
Orange, Florida 1 $ 15,000 $ 15,000 $ 70,000
Osceola, Florida 1 $ 517,000 $ 517,000 $ 611,000
Pasco, Florida 1 $ 36,000 $ 36,000 $ 120,000
Liberty, Georgia 1 $ 50,000 $ 50,000 $ 160,000
Carroll, Illinois 1 $ 30,000 $ 30,000 $ 62,000
Clinton, Illinois 1 $ 25,000 $ 25,000 $ 72,000
Coles, Illinois 1 $ 40,000 $ 40,000 $ 60,000
DeKalb, Illinois 1 $ 20,000 $ 20,000 $ 49,000
Douglas, Illinois 1 $ 48,000 $ 48,000 $ 42,000
Fayette, Illinois 1 $ 20,000 $ 20,000 $ 39,000
Jackson, Illinois 1 $ 32,000 $ 32,000 $ 72,000
Kendall, Illinois 1 $ 50,000 $ 50,000 $ 101,000
Knox, Illinois 1 $ 20,000 $ 20,000 $ 43,000
LaSalle, Illinois 1 $ 35,000 $ 35,000 $ 100,000
Livingston, Illinois 1 $ 40,000 $ 40,000 $ 70,000
Schuyler, Illinois 1 $ 30,000 $ 30,000 $ 57,000
Tazewell, Illinois 1 $ 22,000 $ 22,000 $ 85,000
Washington, Illinois 1 $ 36,000 $ 36,000 $ 108,000
Clay, Indiana 1 $ 262,000 $ 262,000 $ 120,000
Decatur, Indiana 1 $ 36,000 $ 36,000 $ 13,000
Dubois, Indiana 1 $ 100,000 $ 100,000 $ 1,200,000
Franklin, Indiana 1 $ 99,000 $ 99,000 $ 130,000
Grant, Indiana 1 $ 99,000 $ 99,000 $ 36,000
Howard, Indiana 1 $ 66,000 $ 66,000 $ 24,000
Huntington, Indiana 1 $ 400,000 $ 400,000 $ 1,115,000
Jennings, Indiana 1 $ 69,000 $ 69,000 $ 24,000
Montgomery, Indiana 1 $ 52,000 $ 52,000 $ 69,000
Owen, Indiana 1 $ 25,000 $ 25,000 $ 85,000
Parke, Indiana 1 $ 16,000 $ 16,000 $ 104,000
Pulaski, Indiana 1 $ 72,000 $ 72,000 $ 38,000
Rush, Indiana 1 $ 40,000 $ 40,000 $ 27,000
Starke, Indiana 1 $ 25,000 $ 25,000 $ 56,000
Tipton, Indiana 1 $ 209,000 $ 209,000 $ 119,000
Warren, Indiana 1 $ 40,000 $ 40,000 $ 24,000
Wells, Indiana 1 $ 76,000 $ 76,000 $ 92,000
Boone, Kentucky 1 $ 43,000 $ 43,000 $ 113,000
Campbell, Kentucky 1 $ 136,000 $ 136,000 $ 60,000
Hardin, Kentucky 1 $ 57,000 $ 57,000 $ 41,000
Kenton, Kentucky 1 $ 13,000 $ 13,000 $ 127,000
Laurel, Kentucky 1 $ 46,000 $ 46,000 $ 59,000
Livingston, Kentucky 1 $ 45,000 $ 45,000 $ 126,000
Aroostook, Maine 1 $ 92,000 $ 92,000 $ 73,000
Calvert, Maryland 1 $ 116,000 $ 116,000 $ 123,000
Allegan, Michigan 1 $ 20,000 $ 20,000 $ 50,000
Arenac, Michigan 1 $ 40,000 $ 40,000 $ 176,000
Charlevoix, Michigan 1 $ 264,000 $ 264,000 $ 150,000
Cheboygan, Michigan 1 $ 35,000 $ 35,000 $ 18,000
Clare, Michigan 1 $ 142,000 $ 142,000 $ 156,000
Crawford, Michigan 1 $ 75,000 $ 75,000 $ 182,000
Eaton, Michigan 1 $ 30,000 $ 30,000 $ 67,000
Emmet, Michigan 1 $ 417,000 $ 417,000 $ 151,000
Houghton, Michigan 1 $ 10,000 $ 10,000 $ 0
Iosco, Michigan 1 $ 15,000 $ 15,000 $ 33,000
Isabella, Michigan 1 $ 16,000 $ 16,000 $ 32,000
Leelanau, Michigan 1 $ 35,000 $ 35,000 $ 174,000
Marquette, Michigan 1 $ 67,000 $ 67,000 $ 36,000
Menominee, Michigan 1 $ 65,000 $ 65,000 $ 70,000
Missaukee, Michigan 1 $ 14,000 $ 14,000 $ 71,000
Muskegon, Michigan 1 $ 24,000 $ 24,000 $ 40,000
Ogemaw, Michigan 1 $ 44,000 $ 44,000 $ 60,000
Ontonagon, Michigan 1 $ 128,000 $ 128,000 $ 44,000
Oscoda, Michigan 1 $ 140,000 $ 140,000 $ 35,000
Roscommon, Michigan 1 $ 26,000 $ 26,000 $ 46,000
Saginaw, Michigan 1 $ 22,000 $ 22,000 $ 41,000
Shiawassee, Michigan 1 $ 104,000 $ 104,000 $ 43,000
St. Clair, Michigan 1 $ 50,000 $ 50,000 $ 38,000
Wexford, Michigan 1 $ 90,000 $ 90,000 $ 220,000
Jones, Mississippi 1 $ 75,000 $ 75,000 $ 23,000
Audrain, Missouri 1 $ 20,000 $ 20,000 $ 27,000
Benton, Missouri 1 $ 25,000 $ 25,000 $ 9,000
Camden, Missouri 1 $ 25,000 $ 25,000 $ 71,000
Cape Girardeau, Missouri 1 $ 21,000 $ 21,000 $ 24,000
Cedar, Missouri 1 $ 55,000 $ 55,000 $ 36,000
Christian, Missouri 1 $ 26,000 $ 26,000 $ 74,000
Franklin, Missouri 1 $ 75,000 $ 75,000 $ 72,000
Greene, Missouri 1 $ 20,000 $ 20,000 $ 67,000
Jasper, Missouri 1 $ 35,000 $ 35,000 $ 17,000
Johnson, Missouri 1 $ 40,000 $ 40,000 $ 100,000
Lincoln, Missouri 1 $ 26,000 $ 26,000 $ 80,000
Mississippi, Missouri 1 $ 30,000 $ 30,000 $ 36,000
Pettis, Missouri 1 $ 25,000 $ 25,000 $ 65,000
Platte, Missouri 1 $ 50,000 $ 50,000 $ 76,000
St. Charles, Missouri 1 $ 20,000 $ 20,000 $ 137,000
Taney, Missouri 1 $ 25,000 $ 25,000 $ 46,000
Warren, Missouri 1 $ 20,000 $ 20,000 $ 76,000
Clark, Nevada 1 $ 220,000 $ 220,000 $ 59,000
Somerset, New Jersey 1 $ 275,000 $ 275,000 $ 156,000
Chautauqua, New York 1 $ 16,000 $ 16,000 $ 23,000
Nassau, New York 1 $ 357,000 $ 357,000 $ 180,000
Queens, New York 1 $ 816,000 $ 816,000 $ 0
Iredell, North Carolina 1 $ 72,000 $ 72,000 $ 49,000
Gallia, Ohio 1 $ 46,000 $ 46,000 $ 25,000
Highland, Ohio 1 $ 87,000 $ 87,000 $ 32,000
Meigs, Ohio 1 $ 37,000 $ 37,000 $ 47,000
Morgan, Ohio 1 $ 57,000 $ 57,000 $ 24,000
Washington, Ohio 1 $ 88,000 $ 88,000 $ 258,000
Benton, Oregon 1 $ 20,000 $ 20,000 $ 45,000
Clatsop, Oregon 1 $ 72,000 $ 72,000 $ 58,000
Coos, Oregon 1 $ 55,000 $ 55,000 $ 101,000
Crook, Oregon 1 $ 150,000 $ 150,000 $ 58,000
Hood River, Oregon 1 $ 60,000 $ 60,000 $ 52,000
Malheur, Oregon 1 $ 40,000 $ 40,000 $ 37,000
Tillamook, Oregon 1 $ 17,000 $ 17,000 $ 65,000
Umatilla, Oregon 1 $ 30,000 $ 30,000 $ 72,000
Adams, Pennsylvania 1 $ 32,000 $ 32,000 $ 72,000
Delaware, Pennsylvania 1 $ 70,000 $ 70,000 $ 62,000
Fulton, Pennsylvania 1 $ 146,000 $ 146,000 $ 27,000
Lackawanna, Pennsylvania 1 $ 150,000 $ 150,000 $ 52,000
Luzerne, Pennsylvania 1 $ 38,000 $ 38,000 $ 73,000
Montgomery, Pennsylvania 1 $ 25,000 $ 25,000 $ 186,000
York, Pennsylvania 1 $ 57,000 $ 57,000 $ 100,000
Georgetown, South Carolina 1 $ 68,000 $ 68,000 $ 171,000
Laurens, South Carolina 1 $ 79,000 $ 79,000 $ 45,000
Claiborne, Tennessee 1 $ 69,000 $ 69,000 $ 102,000
Johnson, Texas 1 $ 5,000 $ 5,000 $ 50,000
Grand, Utah 1 $ 135,000 $ 135,000 $ 137,000
San Juan, Utah 1 $ 43,000 $ 43,000 $ 41,000
Summit, Utah 1 $ 30,000 $ 30,000 $ 58,000
Tooele, Utah 1 $ 45,000 $ 45,000 $ 70,000
Albemarle, Virginia 1 $ 395,000 $ 395,000 $ 229,000
Prince George, Virginia 1 $ 25,000 $ 25,000 $ 53,000
Asotin, Washington 1 $ 27,000 $ 27,000 $ 43,000
Chelan, Washington 1 $ 20,000 $ 20,000 $ 38,000
Cowlitz, Washington 1 $ 26,000 $ 26,000 $ 84,000
Grays Harbor, Washington 1 $ 27,000 $ 27,000 $ 133,000
Kitsap, Washington 1 $ 44,000 $ 44,000 $ 84,000
Mason, Washington 1 $ 25,000 $ 25,000 $ 87,000
Pierce, Washington 1 $ 100,000 $ 100,000 $ 46,000
Skamania, Washington 1 $ 20,000 $ 20,000 $ 96,000
Snohomish, Washington 1 $ 60,000 $ 60,000 $ 87,000
Whatcom, Washington 1 $ 30,000 $ 30,000 $ 72,000
Whitman, Washington 1 $ 35,000 $ 35,000 $ 116,000
Yakima, Washington 1 $ 45,000 $ 45,000 $ 118,000
Greenbrier, West Virginia 1 $ 1,032,000 $ 1,032,000 $ 240,000
Monongalia, West Virginia 1 $ 100,000 $ 100,000 $ 359,000
Wood, West Virginia 1 $ 189,000 $ 189,000 $ 68,000
Dane, Wisconsin 1 $ 191,000 $ 191,000 $ 120,000

Mortgage Loan Application Detail Totals for Sky Bank C/O Huntington Bank in 2007

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 9,266 $953,619,000 $102,000 $4,000,000 $75,000 $4,992,000
Home Purchase 7,464 $798,793,000 $107,000 $2,640,000 $61,000 $4,992,000
Home Improvement 5,878 $186,519,000 $31,000 $1,500,000 $70,000 $9,999,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 18,302 $1,474,624,000 $80,000 $4,000,000 $70,000 $9,999,000
Not Provided 2,659 $318,583,000 $119,000 $1,300,000 $74,000 $2,751,000
Black or African American 968 $72,248,000 $74,000 $765,000 $51,000 $720,000
Hispanic 352 $22,372,000 $63,000 $572,000 $56,000 $530,000
Not applicable 196 $36,239,000 $184,000 $2,134,000 $0 $0
Asian 98 $11,924,000 $121,000 $768,000 $88,000 $542,000
American Indian or Alaskan Native 25 $2,075,000 $83,000 $320,000 $49,000 $212,000
Native Hawaiian or Other Pacific Islander 8 $866,000 $108,000 $200,000 $51,000 $129,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 22,587 $1,936,921,000 $85,000 $4,000,000 $69,000 $9,999,000
FHA-insured (Federal Housing Administration) 21 $2,010,000 $95,000 $167,000 $38,000 $70,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 12,023 $999,943,000 $83,000 $4,000,000 $75,000 $4,992,000
Application Denied By Financial Institution 4,633 $357,587,000 $77,000 $2,000,000 $61,000 $9,999,000
Preapproval Denied by Financial Institution 2,479 $219,810,000 $88,000 $1,300,000 $40,000 $774,000
Application Withdrawn By Applicant 1,758 $191,155,000 $108,000 $1,755,000 $81,000 $4,992,000
Application Approved But Not Accepted 1,708 $169,244,000 $99,000 $1,694,000 $82,000 $2,751,000
File Closed For Incompleteness 7 $1,192,000 $170,000 $500,000 $62,000 $174,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Sky Bank C/O Huntington Bank's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Sky Bank C/O Huntington Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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