Sky Bank C/O Huntington Bank Mortgage Lending & HMDA Data, 2006

In 2006, Sky Bank C/O Huntington Bank of Bowling Green, OH reported 30,869 mortgage applications totaling $2.7 billion, up 10% from 2005. The average application was for $86,561, and applicants reported an average income of $63,779. 56% of its applications resulted in an originated loan and 19% were denied. Its largest markets were Youngstown-Warren-Boardman, OH-PA (3,953), Toledo, OH (3,111) and Pittsburgh, PA (3,058) (applications in parentheses).

Mortgage Company & Address Sky Bank C/O Huntington Bank
137 Clough St.
Bowling Green, OH 43402
Tel #: available with data download
Federal Regulator * available with data download
Years 2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 30,869
Total Mortgage Loan Application Amount $2,672,079,000
Average Mortgage Loan Application Amount $86,561
Highest Mortgage Loan Application Amount $7,203,000
Average Applicant Income $63,779
Highest Applicant Income $4,200,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Sky Bank C/O Huntington Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Sky Bank C/O Huntington Bank by County in 2006

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Mahoning, Ohio 1,678 $ 126,163,000 $ 75,186 $ 70,000
Lucas, Ohio 1,614 $ 158,605,000 $ 98,268 $ 68,000
Trumbull, Ohio 1,589 $ 103,299,000 $ 65,008 $ 59,000
Columbiana, Ohio 1,279 $ 84,796,000 $ 66,298 $ 59,000
Jefferson, Ohio 1,206 $ 67,395,000 $ 55,883 $ 56,000
Beaver, Pennsylvania 1,149 $ 86,082,000 $ 74,919 $ 56,000
Allegheny, Pennsylvania 1,000 $ 77,023,000 $ 77,023 $ 68,000
Wood, Ohio 938 $ 85,348,000 $ 90,989 $ 72,000
Stark, Ohio 843 $ 78,661,000 $ 93,310 $ 75,000
Cuyahoga, Ohio 761 $ 100,874,000 $ 132,554 $ 89,000
Lawrence, Pennsylvania 747 $ 57,116,000 $ 76,460 $ 56,000
Hancock, Ohio 713 $ 59,620,000 $ 83,618 $ 71,000
Mercer, Pennsylvania 686 $ 53,075,000 $ 77,368 $ 55,000
Ashtabula, Ohio 613 $ 44,910,000 $ 73,262 $ 55,000
Greene, Ohio 523 $ 57,087,000 $ 109,152 $ 73,000
Belmont, Ohio 519 $ 30,228,000 $ 58,242 $ 56,000
Summit, Ohio 515 $ 52,927,000 $ 102,770 $ 95,000
Lake, Ohio 489 $ 48,048,000 $ 98,257 $ 81,000
Carroll, Ohio 481 $ 33,634,000 $ 69,925 $ 51,000
Allen, Ohio 480 $ 36,578,000 $ 76,204 $ 52,000
Butler, Pennsylvania 470 $ 46,237,000 $ 98,376 $ 61,000
Lenawee, Michigan 454 $ 39,791,000 $ 87,645 $ 61,000
Franklin, Ohio 440 $ 63,906,000 $ 145,240 $ 104,000
Logan, Ohio 422 $ 27,551,000 $ 65,286 $ 61,000
Putnam, Ohio 420 $ 28,218,000 $ 67,185 $ 58,000
Portage, Ohio 390 $ 37,610,000 $ 96,435 $ 74,000
Fulton, Ohio 383 $ 28,229,000 $ 73,704 $ 63,000
Henry, Ohio 339 $ 23,710,000 $ 69,941 $ 55,000
Williams, Ohio 330 $ 23,500,000 $ 71,212 $ 57,000
Erie, Pennsylvania 323 $ 24,931,000 $ 77,185 $ 62,000
Marion, Ohio 254 $ 12,510,000 $ 49,251 $ 53,000
Defiance, Ohio 247 $ 20,536,000 $ 83,141 $ 62,000
Wyandot, Ohio 240 $ 14,613,000 $ 60,887 $ 56,000
Hillsdale, Michigan 239 $ 22,836,000 $ 95,548 $ 59,000
Sandusky, Ohio 224 $ 17,075,000 $ 76,227 $ 57,000
Westmoreland, Pennsylvania 217 $ 18,912,000 $ 87,152 $ 64,000
Geauga, Ohio 216 $ 26,643,000 $ 123,347 $ 81,000
Hardin, Ohio 198 $ 12,292,000 $ 62,080 $ 51,000
Tuscarawas, Ohio 183 $ 13,596,000 $ 74,295 $ 51,000
Ottawa, Ohio 176 $ 18,919,000 $ 107,494 $ 83,000
Seneca, Ohio 168 $ 12,969,000 $ 77,196 $ 51,000
Marion, Indiana 153 $ 14,919,000 $ 97,509 $ 62,000
Washington, Pennsylvania 145 $ 11,586,000 $ 79,903 $ 61,000
Hancock, West Virginia 144 $ 9,669,000 $ 67,145 $ 55,000
Monroe, Michigan 139 $ 19,021,000 $ 136,841 $ 97,000
Harrison, Ohio 128 $ 7,388,000 $ 57,718 $ 53,000
Steuben, Indiana 124 $ 15,124,000 $ 121,967 $ 81,000
Medina, Ohio 122 $ 19,166,000 $ 157,098 $ 87,000
Paulding, Ohio 109 $ 7,142,000 $ 65,522 $ 57,000
Ohio, West Virginia 105 $ 6,754,000 $ 64,323 $ 68,000
Montgomery, Ohio 104 $ 14,503,000 $ 139,451 $ 72,000
Crawford, Pennsylvania 101 $ 7,412,000 $ 73,386 $ 52,000
Branch, Michigan 100 $ 11,109,000 $ 111,090 $ 67,000
Union, Ohio 99 $ 8,685,000 $ 87,727 $ 68,000
Delaware, Ohio 88 $ 17,260,000 $ 196,136 $ 125,000
Brooke, West Virginia 84 $ 5,633,000 $ 67,059 $ 65,000
Wayne, Ohio 82 $ 10,026,000 $ 122,268 $ 69,000
Warren, Ohio 75 $ 11,337,000 $ 151,160 $ 111,000
Auglaize, Ohio 70 $ 4,731,000 $ 67,585 $ 50,000
Allen, Indiana 58 $ 8,027,000 $ 138,396 $ 53,000
DeKalb, Indiana 58 $ 5,116,000 $ 88,206 $ 50,000
Marshall, West Virginia 56 $ 2,711,000 $ 48,410 $ 52,000
Fairfield, Ohio 42 $ 3,803,000 $ 90,547 $ 109,000
Lorain, Ohio 42 $ 6,165,000 $ 146,785 $ 98,000
Cass, Michigan 39 $ 3,782,000 $ 96,974 $ 54,000
Clark, Ohio 39 $ 4,607,000 $ 118,128 $ 80,000
Fayette, Pennsylvania 39 $ 4,956,000 $ 127,076 $ 63,000
Armstrong, Pennsylvania 38 $ 3,287,000 $ 86,500 $ 66,000
Noble, Indiana 32 $ 3,296,000 $ 103,000 $ 63,000
Holmes, Ohio 32 $ 8,154,000 $ 254,812 $ 70,000
Jackson, Michigan 31 $ 3,484,000 $ 112,387 $ 62,000
Venango, Pennsylvania 31 $ 1,924,000 $ 62,064 $ 54,000
Hamilton, Indiana 28 $ 4,463,000 $ 159,392 $ 110,000
Hamilton, Ohio 25 $ 6,087,000 $ 243,480 $ 61,000
Hendricks, Indiana 23 $ 2,830,000 $ 123,043 $ 78,000
Knox, Ohio 23 $ 2,492,000 $ 108,347 $ 59,000
Erie, Ohio 22 $ 3,353,000 $ 152,409 $ 140,000
Morrow, Ohio 22 $ 1,886,000 $ 85,727 $ 70,000
Lee, Florida 21 $ 5,280,000 $ 251,428 $ 160,000
Butler, Ohio 21 $ 1,805,000 $ 85,952 $ 137,000
Mercer, Ohio 21 $ 1,749,000 $ 83,285 $ 73,000
Van Wert, Ohio 21 $ 1,248,000 $ 59,428 $ 60,000
Clinton, Ohio 20 $ 2,235,000 $ 111,750 $ 64,000
Licking, Ohio 20 $ 2,960,000 $ 148,000 $ 173,000
Crawford, Ohio 19 $ 1,014,000 $ 53,368 $ 66,000
Champaign, Ohio 17 $ 1,300,000 $ 76,470 $ 59,000
Maricopa, Arizona 15 $ 3,024,000 $ 201,600 $ 137,000
Johnson, Indiana 14 $ 1,908,000 $ 136,285 $ 91,000
Richland, Ohio 14 $ 1,704,000 $ 121,714 $ 60,000
Boone, Indiana 13 $ 2,664,000 $ 204,923 $ 106,000
Wayne, Michigan 13 $ 1,415,000 $ 108,846 $ 53,000
Shelby, Ohio 13 $ 1,922,000 $ 147,846 $ 81,000
Oakland, Michigan 12 $ 6,811,000 $ 567,583 $ 211,000
Collier, Florida 11 $ 4,825,000 $ 438,636 $ 651,000
Calhoun, Michigan 10 $ 803,000 $ 80,300 $ 59,000
Clermont, Ohio 10 $ 1,284,000 $ 128,400 $ 68,000
Huron, Ohio 10 $ 773,000 $ 77,300 $ 53,000
Palm Beach, Florida 9 $ 3,766,000 $ 418,444 $ 378,000
Grant, Indiana 9 $ 938,000 $ 104,222 $ 47,000
LaGrange, Indiana 9 $ 1,211,000 $ 134,555 $ 89,000
Washtenaw, Michigan 9 $ 1,985,000 $ 220,555 $ 102,000
Fayette, Ohio 9 $ 799,000 $ 88,777 $ 64,000
Guernsey, Ohio 9 $ 536,000 $ 59,555 $ 43,000
Miami, Ohio 9 $ 1,824,000 $ 202,666 $ 81,000
Madison, Ohio 8 $ 1,624,000 $ 203,000 $ 109,000
Pickaway, Ohio 8 $ 1,086,000 $ 135,750 $ 91,000
Clarion, Pennsylvania 8 $ 724,000 $ 90,500 $ 64,000
Pinellas, Florida 7 $ 3,561,000 $ 508,714 $ 193,000
Cook, Illinois 7 $ 1,835,000 $ 262,142 $ 194,000
Clark, Nevada 7 $ 1,795,000 $ 256,428 $ 132,000
Ashland, Ohio 7 $ 899,000 $ 128,428 $ 107,000
Monroe, Ohio 7 $ 365,000 $ 52,142 $ 43,000
Indiana, Pennsylvania 7 $ 561,000 $ 80,142 $ 45,000
Manatee, Florida 6 $ 1,334,000 $ 222,333 $ 224,000
Volusia, Florida 6 $ 830,000 $ 138,333 $ 167,000
Greene, Pennsylvania 6 $ 697,000 $ 116,166 $ 60,000
Pima, Arizona 5 $ 952,000 $ 190,400 $ 219,000
Broward, Florida 5 $ 1,468,000 $ 293,600 $ 165,000
Sumter, Florida 5 $ 784,000 $ 156,800 $ 85,000
Hancock, Indiana 5 $ 486,000 $ 97,200 $ 56,000
Whitley, Indiana 5 $ 555,000 $ 111,000 $ 59,000
Berrien, Michigan 5 $ 748,000 $ 149,600 $ 58,000
Livingston, Michigan 5 $ 1,519,000 $ 303,800 $ 98,000
St. Joseph, Michigan 5 $ 533,000 $ 106,600 $ 48,000
Hocking, Ohio 5 $ 499,000 $ 99,800 $ 123,000
Bay, Florida 4 $ 550,000 $ 137,500 $ 76,000
Hillsborough, Florida 4 $ 1,056,000 $ 264,000 $ 94,000
Pasco, Florida 4 $ 890,000 $ 222,500 $ 66,000
Dearborn, Indiana 4 $ 492,000 $ 123,000 $ 209,000
Huntington, Indiana 4 $ 378,000 $ 94,500 $ 61,000
Clare, Michigan 4 $ 184,000 $ 46,000 $ 52,000
Macomb, Michigan 4 $ 657,000 $ 164,250 $ 85,000
Athens, Ohio 4 $ 172,000 $ 43,000 $ 48,000
Coshocton, Ohio 4 $ 218,000 $ 54,500 $ 114,000
Preble, Ohio 4 $ 326,000 $ 81,500 $ 48,000
Jefferson, Pennsylvania 4 $ 227,000 $ 56,750 $ 48,000
Somerset, Pennsylvania 4 $ 786,000 $ 196,500 $ 124,000
Charlotte, Florida 3 $ 365,000 $ 121,666 $ 93,000
McHenry, Illinois 3 $ 224,000 $ 74,666 $ 66,000
Elkhart, Indiana 3 $ 256,000 $ 85,333 $ 36,000
Henry, Indiana 3 $ 121,000 $ 40,333 $ 57,000
Putnam, Indiana 3 $ 426,000 $ 142,000 $ 199,000
Shelby, Indiana 3 $ 230,000 $ 76,666 $ 22,000
St. Joseph, Indiana 3 $ 490,000 $ 163,333 $ 132,000
Muskingum, Ohio 3 $ 333,000 $ 111,000 $ 51,000
Perry, Ohio 3 $ 363,000 $ 121,000 $ 71,000
Bedford, Pennsylvania 3 $ 752,000 $ 250,666 $ 373,000
Warren, Pennsylvania 3 $ 176,000 $ 58,666 $ 47,000
Georgetown, South Carolina 3 $ 458,000 $ 152,666 $ 169,000
Horry, South Carolina 3 $ 367,000 $ 122,333 $ 92,000
Tyler, West Virginia 3 $ 431,000 $ 143,666 $ 44,000
Wetzel, West Virginia 3 $ 176,000 $ 58,666 $ 47,000
Alachua, Florida 2 $ 374,000 $ 187,000 $ 427,000
Citrus, Florida 2 $ 305,000 $ 152,500 $ 81,000
Clay, Florida 2 $ 181,000 $ 90,500 $ 14,000
Sarasota, Florida 2 $ 500,000 $ 250,000 $ 86,000
St. Lucie, Florida 2 $ 267,000 $ 133,500 $ 93,000
Lake, Illinois 2 $ 165,000 $ 82,500 $ 107,000
Cass, Indiana 2 $ 91,000 $ 45,500 $ 43,000
Delaware, Indiana 2 $ 210,000 $ 105,000 $ 116,000
Kosciusko, Indiana 2 $ 502,000 $ 251,000 $ 163,000
Madison, Indiana 2 $ 192,000 $ 96,000 $ 47,000
Montgomery, Indiana 2 $ 164,000 $ 82,000 $ 43,000
Morgan, Indiana 2 $ 183,000 $ 91,500 $ 64,000
Tipton, Indiana 2 $ 313,000 $ 156,500 $ 64,000
Campbell, Kentucky 2 $ 183,000 $ 91,500 $ 41,000
Hardin, Kentucky 2 $ 129,000 $ 64,500 $ 44,000
Jefferson, Kentucky 2 $ 580,000 $ 290,000 $ 123,000
Alpena, Michigan 2 $ 48,000 $ 24,000 $ 29,000
Antrim, Michigan 2 $ 916,000 $ 458,000 $ 238,000
Eaton, Michigan 2 $ 499,000 $ 249,500 $ 70,000
Genesee, Michigan 2 $ 401,000 $ 200,500 $ 0
Ingham, Michigan 2 $ 61,000 $ 30,500 $ 45,000
Kalamazoo, Michigan 2 $ 195,000 $ 97,500 $ 49,000
Mackinac, Michigan 2 $ 132,000 $ 66,000 $ 37,000
Roscommon, Michigan 2 $ 252,000 $ 126,000 $ 44,000
Van Buren, Michigan 2 $ 200,000 $ 100,000 $ 84,000
Jackson, Missouri 2 $ 35,000 $ 17,500 $ 48,000
Mecklenburg, North Carolina 2 $ 100,000 $ 50,000 $ 0
Lawrence, Ohio 2 $ 90,000 $ 45,000 $ 50,000
Noble, Ohio 2 $ 103,000 $ 51,500 $ 34,000
Ross, Ohio 2 $ 161,000 $ 80,500 $ 192,000
Bucks, Pennsylvania 2 $ 457,000 $ 228,500 $ 75,000
Chester, Pennsylvania 2 $ 665,000 $ 332,500 $ 155,000
Clearfield, Pennsylvania 2 $ 101,000 $ 50,500 $ 51,000
Elk, Pennsylvania 2 $ 225,000 $ 112,500 $ 52,000
Albemarle, Virginia 2 $ 430,000 $ 215,000 $ 178,000
Harrison, West Virginia 2 $ 259,000 $ 129,500 $ 442,000
Monongalia, West Virginia 2 $ 500,000 $ 250,000 $ 0
Jefferson, Alabama 1 $ 280,000 $ 280,000 $ 121,000
San Bernardino, California 1 $ 8,000 $ 8,000 $ 60,000
Arapahoe, Colorado 1 $ 25,000 $ 25,000 $ 129,000
Boulder, Colorado 1 $ 150,000 $ 150,000 $ 289,000
Denver, Colorado 1 $ 25,000 $ 25,000 $ 63,000
Larimer, Colorado 1 $ 140,000 $ 140,000 $ 211,000
Weld, Colorado 1 $ 40,000 $ 40,000 $ 40,000
Brevard, Florida 1 $ 117,000 $ 117,000 $ 170,000
Duval, Florida 1 $ 75,000 $ 75,000 $ 95,000
Flagler, Florida 1 $ 405,000 $ 405,000 $ 0
Indian River, Florida 1 $ 556,000 $ 556,000 $ 188,000
Marion, Florida 1 $ 191,000 $ 191,000 $ 80,000
Monroe, Florida 1 $ 252,000 $ 252,000 $ 336,000
Nassau, Florida 1 $ 316,000 $ 316,000 $ 258,000
Osceola, Florida 1 $ 412,000 $ 412,000 $ 263,000
Cobb, Georgia 1 $ 170,000 $ 170,000 $ 42,000
Madison, Illinois 1 $ 20,000 $ 20,000 $ 99,000
Will, Illinois 1 $ 46,000 $ 46,000 $ 95,000
Blackford, Indiana 1 $ 180,000 $ 180,000 $ 120,000
Brown, Indiana 1 $ 89,000 $ 89,000 $ 25,000
Clark, Indiana 1 $ 118,000 $ 118,000 $ 114,000
Howard, Indiana 1 $ 174,000 $ 174,000 $ 59,000
Lake, Indiana 1 $ 40,000 $ 40,000 $ 113,000
Martin, Indiana 1 $ 90,000 $ 90,000 $ 53,000
Monroe, Indiana 1 $ 200,000 $ 200,000 $ 96,000
Ohio, Indiana 1 $ 40,000 $ 40,000 $ 62,000
Porter, Indiana 1 $ 80,000 $ 80,000 $ 44,000
Tippecanoe, Indiana 1 $ 43,000 $ 43,000 $ 334,000
Vigo, Indiana 1 $ 31,000 $ 31,000 $ 43,000
Wayne, Indiana 1 $ 26,000 $ 26,000 $ 40,000
Wells, Indiana 1 $ 120,000 $ 120,000 $ 55,000
Sedgwick, Kansas 1 $ 10,000 $ 10,000 $ 27,000
Boone, Kentucky 1 $ 35,000 $ 35,000 $ 116,000
Clinton, Kentucky 1 $ 84,000 $ 84,000 $ 102,000
Kenton, Kentucky 1 $ 94,000 $ 94,000 $ 192,000
Logan, Kentucky 1 $ 56,000 $ 56,000 $ 73,000
Oldham, Kentucky 1 $ 312,000 $ 312,000 $ 73,000
Anne Arundel, Maryland 1 $ 160,000 $ 160,000 $ 70,000
Dukes, Massachusetts 1 $ 1,000,000 $ 1,000,000 $ 300,000
Norfolk, Massachusetts 1 $ 450,000 $ 450,000 $ 67,000
Charlevoix, Michigan 1 $ 193,000 $ 193,000 $ 67,000
Crawford, Michigan 1 $ 30,000 $ 30,000 $ 24,000
Emmet, Michigan 1 $ 292,000 $ 292,000 $ 111,000
Grand Traverse, Michigan 1 $ 390,000 $ 390,000 $ 125,000
Huron, Michigan 1 $ 46,000 $ 46,000 $ 36,000
Ionia, Michigan 1 $ 40,000 $ 40,000 $ 44,000
Kent, Michigan 1 $ 142,000 $ 142,000 $ 80,000
Lapeer, Michigan 1 $ 195,000 $ 195,000 $ 60,000
Leelanau, Michigan 1 $ 250,000 $ 250,000 $ 70,000
Manistee, Michigan 1 $ 85,000 $ 85,000 $ 79,000
Oceana, Michigan 1 $ 162,000 $ 162,000 $ 43,000
Ottawa, Michigan 1 $ 40,000 $ 40,000 $ 86,000
Saginaw, Michigan 1 $ 21,000 $ 21,000 $ 113,000
Jefferson, Missouri 1 $ 20,000 $ 20,000 $ 60,000
Moniteau, Missouri 1 $ 15,000 $ 15,000 $ 23,000
St. Louis, Missouri 1 $ 35,000 $ 35,000 $ 54,000
Taney, Missouri 1 $ 25,000 $ 25,000 $ 41,000
Gallatin, Montana 1 $ 1,160,000 $ 1,160,000 $ 477,000
Missoula, Montana 1 $ 172,000 $ 172,000 $ 50,000
Chautauqua, New York 1 $ 5,000 $ 5,000 $ 35,000
Darke, Ohio 1 $ 28,000 $ 28,000 $ 70,000
Gallia, Ohio 1 $ 66,000 $ 66,000 $ 123,000
Highland, Ohio 1 $ 23,000 $ 23,000 $ 36,000
Douglas, Oregon 1 $ 36,000 $ 36,000 $ 46,000
Jefferson, Oregon 1 $ 40,000 $ 40,000 $ 44,000
Malheur, Oregon 1 $ 30,000 $ 30,000 $ 144,000
Multnomah, Oregon 1 $ 50,000 $ 50,000 $ 84,000
Cambria, Pennsylvania 1 $ 66,000 $ 66,000 $ 62,000
Centre, Pennsylvania 1 $ 188,000 $ 188,000 $ 199,000
Columbia, Pennsylvania 1 $ 160,000 $ 160,000 $ 96,000
Delaware, Pennsylvania 1 $ 60,000 $ 60,000 $ 93,000
Forest, Pennsylvania 1 $ 41,000 $ 41,000 $ 38,000
Franklin, Pennsylvania 1 $ 152,000 $ 152,000 $ 70,000
Juniata, Pennsylvania 1 $ 135,000 $ 135,000 $ 0
Lackawanna, Pennsylvania 1 $ 112,000 $ 112,000 $ 132,000
Lebanon, Pennsylvania 1 $ 108,000 $ 108,000 $ 39,000
Monroe, Pennsylvania 1 $ 238,000 $ 238,000 $ 132,000
Montgomery, Pennsylvania 1 $ 180,000 $ 180,000 $ 144,000
Northampton, Pennsylvania 1 $ 210,000 $ 210,000 $ 72,000
Philadelphia, Pennsylvania 1 $ 77,000 $ 77,000 $ 37,000
Wyoming, Pennsylvania 1 $ 71,000 $ 71,000 $ 31,000
York, Pennsylvania 1 $ 155,000 $ 155,000 $ 109,000
Aiken, South Carolina 1 $ 200,000 $ 200,000 $ 180,000
Beaufort, South Carolina 1 $ 213,000 $ 213,000 $ 169,000
Charleston, South Carolina 1 $ 417,000 $ 417,000 $ 156,000
Greenwood, South Carolina 1 $ 280,000 $ 280,000 $ 350,000
Oconee, South Carolina 1 $ 153,000 $ 153,000 $ 36,000
Richland, South Carolina 1 $ 112,000 $ 112,000 $ 34,000
Coffee, Tennessee 1 $ 30,000 $ 30,000 $ 53,000
Cache, Utah 1 $ 35,000 $ 35,000 $ 80,000
Davis, Utah 1 $ 25,000 $ 25,000 $ 56,000
Weber, Utah 1 $ 980,000 $ 980,000 $ 505,000
Botetourt, Virginia 1 $ 210,000 $ 210,000 $ 84,000
Cowlitz, Washington 1 $ 26,000 $ 26,000 $ 44,000
King, Washington 1 $ 50,000 $ 50,000 $ 50,000
Snohomish, Washington 1 $ 55,000 $ 55,000 $ 84,000
Berkeley, West Virginia 1 $ 744,000 $ 744,000 $ 351,000
Kanawha, West Virginia 1 $ 35,000 $ 35,000 $ 19,000
Preston, West Virginia 1 $ 74,000 $ 74,000 $ 29,000
Ritchie, West Virginia 1 $ 4,000 $ 4,000 $ 17,000
Dane, Wisconsin 1 $ 191,000 $ 191,000 $ 120,000

Mortgage Loan Application Detail Totals for Sky Bank C/O Huntington Bank in 2006

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 13,282 $1,323,101,000 $99,000 $7,203,000 $68,000 $4,200,000
Home Purchase 10,586 $1,136,094,000 $107,000 $3,300,000 $59,000 $2,783,000
Home Improvement 7,001 $212,884,000 $30,000 $2,461,000 $63,000 $2,303,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 24,254 $1,938,295,000 $79,000 $7,203,000 $66,000 $4,200,000
Not Provided 4,647 $549,502,000 $118,000 $2,250,000 $64,000 $1,236,000
Black or African American 1,043 $77,474,000 $74,000 $1,470,000 $47,000 $525,000
Hispanic 440 $27,624,000 $62,000 $344,000 $52,000 $424,000
Not applicable 367 $62,806,000 $171,000 $3,300,000 $0 $20,000
Asian 85 $11,944,000 $140,000 $486,000 $73,000 $420,000
American Indian or Alaskan Native 22 $2,369,000 $107,000 $400,000 $67,000 $314,000
Native Hawaiian or Other Pacific Islander 11 $2,065,000 $187,000 $417,000 $171,000 $473,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 30,869 $2,672,079,000 $86,000 $7,203,000 $64,000 $4,200,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 17,407 $1,481,776,000 $85,000 $3,300,000 $71,000 $4,200,000
Application Denied By Financial Institution 6,001 $467,778,000 $77,000 $7,203,000 $52,000 $1,200,000
Preapproval Denied by Financial Institution 3,306 $298,189,000 $90,000 $1,500,000 $39,000 $480,000
Application Withdrawn By Applicant 2,234 $248,403,000 $111,000 $1,470,000 $77,000 $1,422,000
Application Approved But Not Accepted 1,916 $175,531,000 $91,000 $1,500,000 $67,000 $1,026,000
File Closed For Incompleteness 5 $402,000 $80,000 $170,000 $72,000 $301,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

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