Smc Capital
Mortgage Loan Application
Totals and Details
for 2004

Find mortgage loan statistics, lending data, and loan application totals for Maryland.
The mortgage statistics and data below are specific to mortgage loan applications for Smc Capital.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.

Mortgage Company & Address Smc Capital
3465 Box Hill Corporate Center Dr Ste H
Abingdon, MD 21009
Tel #: available with data download
Federal Regulator * available with data download
Years 2004  
Total Number of Mortgage Applications 469
Total Mortgage Loan Application Amount $50,669,000
Average Mortgage Loan Application Amount $114,516
Highest Mortgage Loan Application Amount $283,000
Average Applicant Income $44,000
Highest Applicant Income $296,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MD, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Smc Capital by County in 2004

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
York County Pennsylvania 18 $ 1,969,000 $ 109,000 $ 42,000
Broome County New York 16 $ 1,251,000 $ 78,000 $ 50,000
Lancaster County Pennsylvania 13 $ 1,503,000 $ 115,000 $ 39,000
Nassau County Florida 11 $ 964,000 $ 87,000 $ 27,000
Baltimore County Maryland 10 $ 1,282,000 $ 128,000 $ 43,000
Delaware County Pennsylvania 10 $ 1,291,000 $ 129,000 $ 50,000
Worcester County Massachusetts 9 $ 1,599,000 $ 177,000 $ 58,000
Chenango County New York 8 $ 475,000 $ 59,000 $ 44,000
Craven County North Carolina 8 $ 792,000 $ 99,000 $ 52,000
Shelby County Tennessee 8 $ 669,000 $ 83,000 $ 32,000
De Soto County Louisiana 6 $ 521,000 $ 86,000 $ 41,000
Bossier County Louisiana 5 $ 478,000 $ 95,000 $ 33,000
Caddo County Louisiana 5 $ 351,000 $ 70,000 $ 25,000
Anne Arundel County Maryland 5 $ 813,000 $ 162,000 $ 44,000
Atlantic County New Jersey 5 $ 701,000 $ 140,000 $ 58,000
Cumberland County New Jersey 5 $ 484,000 $ 96,000 $ 52,000
Onondaga County New York 5 $ 497,000 $ 99,000 $ 29,000
Ashtabula County Ohio 5 $ 435,000 $ 87,000 $ 38,000
Cuyahoga County Ohio 5 $ 390,000 $ 78,000 $ 34,000
Blair County Pennsylvania 5 $ 384,000 $ 76,000 $ 28,000
Cambria County Pennsylvania 5 $ 308,000 $ 61,000 $ 32,000
Sevier County Tennessee 5 $ 599,000 $ 119,000 $ 47,000
Hillsborough County Florida 4 $ 386,000 $ 96,000 $ 41,000
Miami-Dade County Florida 4 $ 668,000 $ 167,000 $ 70,000
Walton County Florida 4 $ 422,000 $ 105,000 $ 42,000
Gwinnett County Georgia 4 $ 662,000 $ 165,000 $ 51,000
Greene County Missouri 4 $ 289,000 $ 72,000 $ 33,000
Gibson County Tennessee 4 $ 266,000 $ 66,000 $ 31,000
Madison County Tennessee 4 $ 297,000 $ 74,000 $ 27,000
Tarrant County Texas 4 $ 477,000 $ 119,000 $ 52,000
Mobile County Alabama 3 $ 271,000 $ 90,000 $ 30,000
New Castle County Delaware 3 $ 482,000 $ 160,000 $ 42,000
Duval County Florida 3 $ 228,000 $ 76,000 $ 23,000
St. Tammany County Louisiana 3 $ 261,000 $ 87,000 $ 38,000
Webster County Louisiana 3 $ 338,000 $ 112,000 $ 41,000
Warren County Mississippi 3 $ 236,000 $ 78,000 $ 30,000
Clark County Nevada 3 $ 406,000 $ 135,000 $ 27,000
Camden County New Jersey 3 $ 304,000 $ 101,000 $ 53,000
Gloucester County New Jersey 3 $ 374,000 $ 124,000 $ 50,000
Monroe County New York 3 $ 390,000 $ 130,000 $ 121,000
Otsego County New York 3 $ 180,000 $ 60,000 $ 40,000
Hamilton County Tennessee 3 $ 340,000 $ 113,000 $ 50,000
Dallas County Texas 3 $ 376,000 $ 125,000 $ 43,000
Wise County Texas 3 $ 304,000 $ 101,000 $ 42,000
Virginia Beach County Virginia 3 $ 444,000 $ 148,000 $ 64,000
Jefferson County Alabama 2 $ 177,000 $ 88,000 $ 14,000
Windham County Connecticut 2 $ 208,000 $ 104,000 $ 14,000
Citrus County Florida 2 $ 137,000 $ 68,000 $ 40,000
Putnam County Florida 2 $ 160,000 $ 80,000 $ 42,000
Columbia County Georgia 2 $ 214,000 $ 107,000 $ 43,000
Oconee County Georgia 2 $ 163,000 $ 81,000 $ 12,000
Cook County Illinois 2 $ 185,000 $ 92,000 $ 23,000
Natchitoches County Louisiana 2 $ 210,000 $ 105,000 $ 45,000
Rapides County Louisiana 2 $ 171,000 $ 85,000 $ 28,000
Howard County Maryland 2 $ 429,000 $ 214,000 $ 116,000
Prince George's County Maryland 2 $ 344,000 $ 172,000 $ 59,000
Washington County Maryland 2 $ 274,000 $ 137,000 $ 27,000
Macomb County Michigan 2 $ 225,000 $ 112,000 $ 0
Wayne County Michigan 2 $ 144,000 $ 72,000 $ 35,000
Lee County Mississippi 2 $ 178,000 $ 89,000 $ 45,000
Panola County Mississippi 2 $ 138,000 $ 69,000 $ 35,000
Pontotoc County Mississippi 2 $ 158,000 $ 79,000 $ 32,000
Audrain County Missouri 2 $ 248,000 $ 124,000 $ 51,000
Essex County New Jersey 2 $ 424,000 $ 212,000 $ 69,000
Union County New Jersey 2 $ 397,000 $ 198,000 $ 74,000
Delaware County New York 2 $ 240,000 $ 120,000 $ 85,000
Erie County New York 2 $ 134,000 $ 67,000 $ 36,000
Madison County New York 2 $ 112,000 $ 56,000 $ 28,000
Beaufort County North Carolina 2 $ 163,000 $ 81,000 $ 29,000
Johnston County North Carolina 2 $ 213,000 $ 106,000 $ 25,000
Lenoir County North Carolina 2 $ 213,000 $ 106,000 $ 54,000
Pitt County North Carolina 2 $ 200,000 $ 100,000 $ 58,000
Surry County North Carolina 2 $ 203,000 $ 101,000 $ 36,000
Hamilton County Ohio 2 $ 191,000 $ 95,000 $ 43,000
Washington County Ohio 2 $ 172,000 $ 86,000 $ 60,000
Dauphin County Pennsylvania 2 $ 209,000 $ 104,000 $ 37,000
Cocke County Tennessee 2 $ 104,000 $ 52,000 $ 22,000
Davidson County Tennessee 2 $ 216,000 $ 108,000 $ 28,000
Henderson County Tennessee 2 $ 190,000 $ 95,000 $ 47,000
Knox County Tennessee 2 $ 184,000 $ 92,000 $ 30,000
Montgomery County Texas 2 $ 205,000 $ 102,000 $ 43,000
Prince William County Virginia 2 $ 484,000 $ 242,000 $ 56,000
Wise County Virginia 2 $ 283,000 $ 141,000 $ 81,000
Jackson County West Virginia 2 $ 184,000 $ 92,000 $ 32,000
Wood County West Virginia 2 $ 138,000 $ 69,000 $ 29,000
Colbert County Alabama 1 $ 158,000 $ 158,000 $ 92,000
Madison County Alabama 1 $ 91,000 $ 91,000 $ 37,000
Maricopa County Arizona 1 $ 93,000 $ 93,000 $ 26,000
Benton County Arkansas 1 $ 118,000 $ 118,000 $ 60,000
Riverside County California 1 $ 124,000 $ 124,000 $ 57,000
El Paso County Colorado 1 $ 201,000 $ 201,000 $ 69,000
Pueblo County Colorado 1 $ 31,000 $ 31,000 $ 20,000
Fairfield County Connecticut 1 $ 243,000 $ 243,000 $ 103,000
New London County Connecticut 1 $ 151,000 $ 151,000 $ 98,000
Sussex County Delaware 1 $ 163,000 $ 163,000 $ 46,000
District of Columbia County District Of Columbia 1 $ 181,000 $ 181,000 $ 0
Alachua County Florida 1 $ 119,000 $ 119,000 $ 43,000
Bradford County Florida 1 $ 59,000 $ 59,000 $ 31,000
Clay County Florida 1 $ 63,000 $ 63,000 $ 41,000
Collier County Florida 1 $ 153,000 $ 153,000 $ 44,000
Indian River County Florida 1 $ 129,000 $ 129,000 $ 37,000
Lee County Florida 1 $ 77,000 $ 77,000 $ 44,000
Manatee County Florida 1 $ 143,000 $ 143,000 $ 40,000
Osceola County Florida 1 $ 116,000 $ 116,000 $ 67,000
Pasco County Florida 1 $ 80,000 $ 80,000 $ 48,000
Seminole County Florida 1 $ 75,000 $ 75,000 $ 28,000
St. Lucie County Florida 1 $ 128,000 $ 128,000 $ 33,000
Volusia County Florida 1 $ 87,000 $ 87,000 $ 25,000
Carroll County Georgia 1 $ 100,000 $ 100,000 $ 28,000
Cobb County Georgia 1 $ 176,000 $ 176,000 $ 49,000
Douglas County Georgia 1 $ 151,000 $ 151,000 $ 51,000
Morgan County Georgia 1 $ 93,000 $ 93,000 $ 29,000
Union County Georgia 1 $ 105,000 $ 105,000 $ 42,000
Walton County Georgia 1 $ 175,000 $ 175,000 $ 50,000
Monroe County Illinois 1 $ 115,000 $ 115,000 $ 73,000
Hendricks County Indiana 1 $ 73,000 $ 73,000 $ 50,000
Jackson County Indiana 1 $ 99,000 $ 99,000 $ 26,000
Vanderburgh County Indiana 1 $ 74,000 $ 74,000 $ 32,000
Johnson County Kansas 1 $ 121,000 $ 121,000 $ 38,000
Sedgwick County Kansas 1 $ 165,000 $ 165,000 $ 40,000
Wyandotte County Kansas 1 $ 93,000 $ 93,000 $ 0
Christian County Kentucky 1 $ 79,000 $ 79,000 $ 29,000
Jefferson County Kentucky 1 $ 152,000 $ 152,000 $ 57,000
East Baton Rouge County Louisiana 1 $ 119,000 $ 119,000 $ 125,000
Winn County Louisiana 1 $ 63,000 $ 63,000 $ 89,000
Baltimore City County Maryland 1 $ 89,000 $ 89,000 $ 36,000
Cecil County Maryland 1 $ 128,000 $ 128,000 $ 43,000
Charles County Maryland 1 $ 245,000 $ 245,000 $ 74,000
Harford County Maryland 1 $ 215,000 $ 215,000 $ 75,000
Montgomery County Maryland 1 $ 202,000 $ 202,000 $ 44,000
Worcester County Maryland 1 $ 37,000 $ 37,000 $ 40,000
Essex County Massachusetts 1 $ 207,000 $ 207,000 $ 73,000
Hampden County Massachusetts 1 $ 173,000 $ 173,000 $ 68,000
Allegan County Michigan 1 $ 89,000 $ 89,000 $ 23,000
Eaton County Michigan 1 $ 107,000 $ 107,000 $ 30,000
Oakland County Michigan 1 $ 173,000 $ 173,000 $ 149,000
Wexford County Michigan 1 $ 97,000 $ 97,000 $ 47,000
Calhoun County Mississippi 1 $ 70,000 $ 70,000 $ 30,000
DeSoto County Mississippi 1 $ 159,000 $ 159,000 $ 70,000
Grenada County Mississippi 1 $ 83,000 $ 83,000 $ 38,000
Marshall County Mississippi 1 $ 57,000 $ 57,000 $ 99,000
Christian County Missouri 1 $ 152,000 $ 152,000 $ 0
Franklin County Missouri 1 $ 77,000 $ 77,000 $ 30,000
Jackson County Missouri 1 $ 172,000 $ 172,000 $ 21,000
Jasper County Missouri 1 $ 45,000 $ 45,000 $ 21,000
Lawrence County Missouri 1 $ 58,000 $ 58,000 $ 20,000
Lincoln County Missouri 1 $ 152,000 $ 152,000 $ 65,000
St. Louis County Missouri 1 $ 167,000 $ 167,000 $ 65,000
Stone County Missouri 1 $ 83,000 $ 83,000 $ 0
Taney County Missouri 1 $ 55,000 $ 55,000 $ 21,000
Warren County Missouri 1 $ 75,000 $ 75,000 $ 19,000
Lyon County Nevada 1 $ 89,000 $ 89,000 $ 43,000
Washoe County Nevada 1 $ 116,000 $ 116,000 $ 42,000
Bergen County New Jersey 1 $ 150,000 $ 150,000 $ 74,000
Ocean County New Jersey 1 $ 187,000 $ 187,000 $ 96,000
Sussex County New Jersey 1 $ 232,000 $ 232,000 $ 80,000
San Juan County New Mexico 1 $ 92,000 $ 92,000 $ 51,000
Albany County New York 1 $ 104,000 $ 104,000 $ 53,000
Cayuga County New York 1 $ 66,000 $ 66,000 $ 34,000
Kings County New York 1 $ 283,000 $ 283,000 $ 0
Oswego County New York 1 $ 80,000 $ 80,000 $ 39,000
Saratoga County New York 1 $ 138,000 $ 138,000 $ 61,000
Warren County New York 1 $ 126,000 $ 126,000 $ 67,000
Carteret County North Carolina 1 $ 99,000 $ 99,000 $ 54,000
Chowan County North Carolina 1 $ 110,000 $ 110,000 $ 42,000
Cumberland County North Carolina 1 $ 88,000 $ 88,000 $ 29,000
Duplin County North Carolina 1 $ 153,000 $ 153,000 $ 47,000
Durham County North Carolina 1 $ 165,000 $ 165,000 $ 44,000
Granville County North Carolina 1 $ 87,000 $ 87,000 $ 27,000
Lee County North Carolina 1 $ 162,000 $ 162,000 $ 64,000
Nash County North Carolina 1 $ 138,000 $ 138,000 $ 65,000
New Hanover County North Carolina 1 $ 104,000 $ 104,000 $ 30,000
Pender County North Carolina 1 $ 82,000 $ 82,000 $ 31,000
Stokes County North Carolina 1 $ 82,000 $ 82,000 $ 65,000
Wayne County North Carolina 1 $ 112,000 $ 112,000 $ 37,000
Lucas County Ohio 1 $ 69,000 $ 69,000 $ 28,000
Montgomery County Ohio 1 $ 64,000 $ 64,000 $ 35,000
Perry County Ohio 1 $ 76,000 $ 76,000 $ 54,000
Portage County Ohio 1 $ 123,000 $ 123,000 $ 61,000
Ross County Ohio 1 $ 86,000 $ 86,000 $ 63,000
Creek County Oklahoma 1 $ 66,000 $ 66,000 $ 0
McIntosh County Oklahoma 1 $ 41,000 $ 41,000 $ 18,000
Tulsa County Oklahoma 1 $ 77,000 $ 77,000 $ 59,000
Armstrong County Pennsylvania 1 $ 106,000 $ 106,000 $ 30,000
Berks County Pennsylvania 1 $ 68,000 $ 68,000 $ 50,000
Butler County Pennsylvania 1 $ 49,000 $ 49,000 $ 45,000
Centre County Pennsylvania 1 $ 61,000 $ 61,000 $ 31,000
Crawford County Pennsylvania 1 $ 113,000 $ 113,000 $ 66,000
Cumberland County Pennsylvania 1 $ 137,000 $ 137,000 $ 88,000
Franklin County Pennsylvania 1 $ 152,000 $ 152,000 $ 58,000
Montgomery County Pennsylvania 1 $ 219,000 $ 219,000 $ 81,000
Philadelphia County Pennsylvania 1 $ 65,000 $ 65,000 $ 25,000
Susquehanna County Pennsylvania 1 $ 46,000 $ 46,000 $ 56,000
Providence County Rhode Island 1 $ 213,000 $ 213,000 $ 58,000
Sumter County South Carolina 1 $ 79,000 $ 79,000 $ 41,000
Carroll County Tennessee 1 $ 58,000 $ 58,000 $ 41,000
Chester County Tennessee 1 $ 112,000 $ 112,000 $ 23,000
Crockett County Tennessee 1 $ 90,000 $ 90,000 $ 41,000
Hardeman County Tennessee 1 $ 43,000 $ 43,000 $ 13,000
Hardin County Tennessee 1 $ 62,000 $ 62,000 $ 27,000
Hawkins County Tennessee 1 $ 102,000 $ 102,000 $ 30,000
Haywood County Tennessee 1 $ 80,000 $ 80,000 $ 36,000
Montgomery County Tennessee 1 $ 76,000 $ 76,000 $ 21,000
Sullivan County Tennessee 1 $ 80,000 $ 80,000 $ 31,000
Sumner County Tennessee 1 $ 87,000 $ 87,000 $ 38,000
Collin County Texas 1 $ 173,000 $ 173,000 $ 66,000
Coryell County Texas 1 $ 76,000 $ 76,000 $ 28,000
Polk County Texas 1 $ 63,000 $ 63,000 $ 36,000
Smith County Texas 1 $ 140,000 $ 140,000 $ 60,000
Travis County Texas 1 $ 168,000 $ 168,000 $ 73,000
Fairfax County Virginia 1 $ 128,000 $ 128,000 $ 41,000
Greensville County Virginia 1 $ 117,000 $ 117,000 $ 35,000
Henry County Virginia 1 $ 129,000 $ 129,000 $ 42,000
Montgomery County Virginia 1 $ 98,000 $ 98,000 $ 25,000
Norfolk County Virginia 1 $ 82,000 $ 82,000 $ 0
Pittsylvania County Virginia 1 $ 64,000 $ 64,000 $ 33,000
Spotsylvania County Virginia 1 $ 143,000 $ 143,000 $ 46,000
Stafford County Virginia 1 $ 255,000 $ 255,000 $ 100,000
Suffolk County Virginia 1 $ 98,000 $ 98,000 $ 44,000
Spokane County Washington 1 $ 83,000 $ 83,000 $ 32,000
Brooke County West Virginia 1 $ 58,000 $ 58,000 $ 33,000
Cabell County West Virginia 1 $ 82,000 $ 82,000 $ 35,000
Marshall County West Virginia 1 $ 63,000 $ 63,000 $ 58,000
Ohio County West Virginia 1 $ 67,000 $ 67,000 $ 34,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Maryland, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Smc Capital in 2004

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 344 $36,094,000 $111,057 $275,000 $48,057 $172,000
Refinancing 125 $14,575,000 $119,360 $283,000 $38,320 $296,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 290 $29,523,000 $113,931 $275,000 $45,310 $296,000
Black or African American 78 $8,371,000 $111,235 $236,000 $46,529 $149,000
Not Provided 65 $7,648,000 $113,571 $255,000 $47,666 $125,000
Hispanic 27 $3,874,000 $136,470 $283,000 $35,882 $89,000
Asian 5 $675,000 $126,750 $177,000 $37,500 $87,000
Native Hawaiian or Other Pacific Islander 3 $423,000 $141,000 $172,000 $35,000 $51,000
American Indian or Alaskan Native 1 $155,000 $155,000 $155,000 $172,000 $172,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 449 $48,317,000 $114,694 $283,000 $46,194 $296,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 19 $2,233,000 $119,166 $223,000 $31,166 $81,000
VA-guaranteed (Veterans Administration) 1 $119,000 $119,000 $119,000 $28,000 $28,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 366 $38,427,000 $112,235 $283,000 $48,852 $296,000
Application Denied By Financial Institution 67 $7,868,000 $113,652 $245,000 $36,739 $81,000
Application Withdrawn By Applicant 21 $2,349,000 $110,076 $227,000 $39,384 $68,000
Application Approved But Not Accepted 12 $1,608,000 $137,600 $181,000 $43,600 $104,000
File Closed For Incompleteness 3 $417,000 $139,000 $242,000 $48,666 $62,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 1 $165,000 $165,000 $165,000 $40,000 $40,000
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MD, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Maryland, and search similar information at your convenience.

Download the Maryland Lender List