Smc Capital
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
Smc Capital 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Smc Capital 3465 Box Hill Corporate Center Dr Ste H Abingdon, MD 21009 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2004 |
| Total Number of Mortgage Applications | 469 |
| Total Mortgage Loan Application Amount | $50,669,000 |
| Average Mortgage Loan Application Amount | $114,516 |
| Highest Mortgage Loan Application Amount | $283,000 |
| Average Applicant Income | $44,000 |
| Highest Applicant Income | $296,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with Smc Capital. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Smc Capital's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down Smc Capital's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Smc Capital serves its applicants.
Each category highlights the total number of mortgage applications processed by Smc Capital, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Smc Capital's mortgage activity for 2004.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| York County Pennsylvania | 18 | $ 1,969,000 | $ 109,000 | $ 42,000 |
| Broome County New York | 16 | $ 1,251,000 | $ 78,000 | $ 50,000 |
| Lancaster County Pennsylvania | 13 | $ 1,503,000 | $ 115,000 | $ 39,000 |
| Nassau County Florida | 11 | $ 964,000 | $ 87,000 | $ 27,000 |
| Baltimore County Maryland | 10 | $ 1,282,000 | $ 128,000 | $ 43,000 |
| Delaware County Pennsylvania | 10 | $ 1,291,000 | $ 129,000 | $ 50,000 |
| Worcester County Massachusetts | 9 | $ 1,599,000 | $ 177,000 | $ 58,000 |
| Chenango County New York | 8 | $ 475,000 | $ 59,000 | $ 44,000 |
| Craven County North Carolina | 8 | $ 792,000 | $ 99,000 | $ 52,000 |
| Shelby County Tennessee | 8 | $ 669,000 | $ 83,000 | $ 32,000 |
| De Soto County Louisiana | 6 | $ 521,000 | $ 86,000 | $ 41,000 |
| Bossier County Louisiana | 5 | $ 478,000 | $ 95,000 | $ 33,000 |
| Caddo County Louisiana | 5 | $ 351,000 | $ 70,000 | $ 25,000 |
| Anne Arundel County Maryland | 5 | $ 813,000 | $ 162,000 | $ 44,000 |
| Atlantic County New Jersey | 5 | $ 701,000 | $ 140,000 | $ 58,000 |
| Cumberland County New Jersey | 5 | $ 484,000 | $ 96,000 | $ 52,000 |
| Onondaga County New York | 5 | $ 497,000 | $ 99,000 | $ 29,000 |
| Ashtabula County Ohio | 5 | $ 435,000 | $ 87,000 | $ 38,000 |
| Cuyahoga County Ohio | 5 | $ 390,000 | $ 78,000 | $ 34,000 |
| Blair County Pennsylvania | 5 | $ 384,000 | $ 76,000 | $ 28,000 |
| Cambria County Pennsylvania | 5 | $ 308,000 | $ 61,000 | $ 32,000 |
| Sevier County Tennessee | 5 | $ 599,000 | $ 119,000 | $ 47,000 |
| Hillsborough County Florida | 4 | $ 386,000 | $ 96,000 | $ 41,000 |
| Miami-Dade County Florida | 4 | $ 668,000 | $ 167,000 | $ 70,000 |
| Walton County Florida | 4 | $ 422,000 | $ 105,000 | $ 42,000 |
| Gwinnett County Georgia | 4 | $ 662,000 | $ 165,000 | $ 51,000 |
| Greene County Missouri | 4 | $ 289,000 | $ 72,000 | $ 33,000 |
| Gibson County Tennessee | 4 | $ 266,000 | $ 66,000 | $ 31,000 |
| Madison County Tennessee | 4 | $ 297,000 | $ 74,000 | $ 27,000 |
| Tarrant County Texas | 4 | $ 477,000 | $ 119,000 | $ 52,000 |
| Mobile County Alabama | 3 | $ 271,000 | $ 90,000 | $ 30,000 |
| New Castle County Delaware | 3 | $ 482,000 | $ 160,000 | $ 42,000 |
| Duval County Florida | 3 | $ 228,000 | $ 76,000 | $ 23,000 |
| St. Tammany County Louisiana | 3 | $ 261,000 | $ 87,000 | $ 38,000 |
| Webster County Louisiana | 3 | $ 338,000 | $ 112,000 | $ 41,000 |
| Warren County Mississippi | 3 | $ 236,000 | $ 78,000 | $ 30,000 |
| Clark County Nevada | 3 | $ 406,000 | $ 135,000 | $ 27,000 |
| Camden County New Jersey | 3 | $ 304,000 | $ 101,000 | $ 53,000 |
| Gloucester County New Jersey | 3 | $ 374,000 | $ 124,000 | $ 50,000 |
| Monroe County New York | 3 | $ 390,000 | $ 130,000 | $ 121,000 |
| Otsego County New York | 3 | $ 180,000 | $ 60,000 | $ 40,000 |
| Hamilton County Tennessee | 3 | $ 340,000 | $ 113,000 | $ 50,000 |
| Dallas County Texas | 3 | $ 376,000 | $ 125,000 | $ 43,000 |
| Wise County Texas | 3 | $ 304,000 | $ 101,000 | $ 42,000 |
| Virginia Beach County Virginia | 3 | $ 444,000 | $ 148,000 | $ 64,000 |
| Jefferson County Alabama | 2 | $ 177,000 | $ 88,000 | $ 14,000 |
| Windham County Connecticut | 2 | $ 208,000 | $ 104,000 | $ 14,000 |
| Citrus County Florida | 2 | $ 137,000 | $ 68,000 | $ 40,000 |
| Putnam County Florida | 2 | $ 160,000 | $ 80,000 | $ 42,000 |
| Columbia County Georgia | 2 | $ 214,000 | $ 107,000 | $ 43,000 |
| Oconee County Georgia | 2 | $ 163,000 | $ 81,000 | $ 12,000 |
| Cook County Illinois | 2 | $ 185,000 | $ 92,000 | $ 23,000 |
| Natchitoches County Louisiana | 2 | $ 210,000 | $ 105,000 | $ 45,000 |
| Rapides County Louisiana | 2 | $ 171,000 | $ 85,000 | $ 28,000 |
| Howard County Maryland | 2 | $ 429,000 | $ 214,000 | $ 116,000 |
| Prince George's County Maryland | 2 | $ 344,000 | $ 172,000 | $ 59,000 |
| Washington County Maryland | 2 | $ 274,000 | $ 137,000 | $ 27,000 |
| Macomb County Michigan | 2 | $ 225,000 | $ 112,000 | $ 0 |
| Wayne County Michigan | 2 | $ 144,000 | $ 72,000 | $ 35,000 |
| Lee County Mississippi | 2 | $ 178,000 | $ 89,000 | $ 45,000 |
| Panola County Mississippi | 2 | $ 138,000 | $ 69,000 | $ 35,000 |
| Pontotoc County Mississippi | 2 | $ 158,000 | $ 79,000 | $ 32,000 |
| Audrain County Missouri | 2 | $ 248,000 | $ 124,000 | $ 51,000 |
| Essex County New Jersey | 2 | $ 424,000 | $ 212,000 | $ 69,000 |
| Union County New Jersey | 2 | $ 397,000 | $ 198,000 | $ 74,000 |
| Delaware County New York | 2 | $ 240,000 | $ 120,000 | $ 85,000 |
| Erie County New York | 2 | $ 134,000 | $ 67,000 | $ 36,000 |
| Madison County New York | 2 | $ 112,000 | $ 56,000 | $ 28,000 |
| Beaufort County North Carolina | 2 | $ 163,000 | $ 81,000 | $ 29,000 |
| Johnston County North Carolina | 2 | $ 213,000 | $ 106,000 | $ 25,000 |
| Lenoir County North Carolina | 2 | $ 213,000 | $ 106,000 | $ 54,000 |
| Pitt County North Carolina | 2 | $ 200,000 | $ 100,000 | $ 58,000 |
| Surry County North Carolina | 2 | $ 203,000 | $ 101,000 | $ 36,000 |
| Hamilton County Ohio | 2 | $ 191,000 | $ 95,000 | $ 43,000 |
| Washington County Ohio | 2 | $ 172,000 | $ 86,000 | $ 60,000 |
| Dauphin County Pennsylvania | 2 | $ 209,000 | $ 104,000 | $ 37,000 |
| Cocke County Tennessee | 2 | $ 104,000 | $ 52,000 | $ 22,000 |
| Davidson County Tennessee | 2 | $ 216,000 | $ 108,000 | $ 28,000 |
| Henderson County Tennessee | 2 | $ 190,000 | $ 95,000 | $ 47,000 |
| Knox County Tennessee | 2 | $ 184,000 | $ 92,000 | $ 30,000 |
| Montgomery County Texas | 2 | $ 205,000 | $ 102,000 | $ 43,000 |
| Prince William County Virginia | 2 | $ 484,000 | $ 242,000 | $ 56,000 |
| Wise County Virginia | 2 | $ 283,000 | $ 141,000 | $ 81,000 |
| Jackson County West Virginia | 2 | $ 184,000 | $ 92,000 | $ 32,000 |
| Wood County West Virginia | 2 | $ 138,000 | $ 69,000 | $ 29,000 |
| Colbert County Alabama | 1 | $ 158,000 | $ 158,000 | $ 92,000 |
| Madison County Alabama | 1 | $ 91,000 | $ 91,000 | $ 37,000 |
| Maricopa County Arizona | 1 | $ 93,000 | $ 93,000 | $ 26,000 |
| Benton County Arkansas | 1 | $ 118,000 | $ 118,000 | $ 60,000 |
| Riverside County California | 1 | $ 124,000 | $ 124,000 | $ 57,000 |
| El Paso County Colorado | 1 | $ 201,000 | $ 201,000 | $ 69,000 |
| Pueblo County Colorado | 1 | $ 31,000 | $ 31,000 | $ 20,000 |
| Fairfield County Connecticut | 1 | $ 243,000 | $ 243,000 | $ 103,000 |
| New London County Connecticut | 1 | $ 151,000 | $ 151,000 | $ 98,000 |
| Sussex County Delaware | 1 | $ 163,000 | $ 163,000 | $ 46,000 |
| District of Columbia County District Of Columbia | 1 | $ 181,000 | $ 181,000 | $ 0 |
| Alachua County Florida | 1 | $ 119,000 | $ 119,000 | $ 43,000 |
| Bradford County Florida | 1 | $ 59,000 | $ 59,000 | $ 31,000 |
| Clay County Florida | 1 | $ 63,000 | $ 63,000 | $ 41,000 |
| Collier County Florida | 1 | $ 153,000 | $ 153,000 | $ 44,000 |
| Indian River County Florida | 1 | $ 129,000 | $ 129,000 | $ 37,000 |
| Lee County Florida | 1 | $ 77,000 | $ 77,000 | $ 44,000 |
| Manatee County Florida | 1 | $ 143,000 | $ 143,000 | $ 40,000 |
| Osceola County Florida | 1 | $ 116,000 | $ 116,000 | $ 67,000 |
| Pasco County Florida | 1 | $ 80,000 | $ 80,000 | $ 48,000 |
| Seminole County Florida | 1 | $ 75,000 | $ 75,000 | $ 28,000 |
| St. Lucie County Florida | 1 | $ 128,000 | $ 128,000 | $ 33,000 |
| Volusia County Florida | 1 | $ 87,000 | $ 87,000 | $ 25,000 |
| Carroll County Georgia | 1 | $ 100,000 | $ 100,000 | $ 28,000 |
| Cobb County Georgia | 1 | $ 176,000 | $ 176,000 | $ 49,000 |
| Douglas County Georgia | 1 | $ 151,000 | $ 151,000 | $ 51,000 |
| Morgan County Georgia | 1 | $ 93,000 | $ 93,000 | $ 29,000 |
| Union County Georgia | 1 | $ 105,000 | $ 105,000 | $ 42,000 |
| Walton County Georgia | 1 | $ 175,000 | $ 175,000 | $ 50,000 |
| Monroe County Illinois | 1 | $ 115,000 | $ 115,000 | $ 73,000 |
| Hendricks County Indiana | 1 | $ 73,000 | $ 73,000 | $ 50,000 |
| Jackson County Indiana | 1 | $ 99,000 | $ 99,000 | $ 26,000 |
| Vanderburgh County Indiana | 1 | $ 74,000 | $ 74,000 | $ 32,000 |
| Johnson County Kansas | 1 | $ 121,000 | $ 121,000 | $ 38,000 |
| Sedgwick County Kansas | 1 | $ 165,000 | $ 165,000 | $ 40,000 |
| Wyandotte County Kansas | 1 | $ 93,000 | $ 93,000 | $ 0 |
| Christian County Kentucky | 1 | $ 79,000 | $ 79,000 | $ 29,000 |
| Jefferson County Kentucky | 1 | $ 152,000 | $ 152,000 | $ 57,000 |
| East Baton Rouge County Louisiana | 1 | $ 119,000 | $ 119,000 | $ 125,000 |
| Winn County Louisiana | 1 | $ 63,000 | $ 63,000 | $ 89,000 |
| Baltimore City County Maryland | 1 | $ 89,000 | $ 89,000 | $ 36,000 |
| Cecil County Maryland | 1 | $ 128,000 | $ 128,000 | $ 43,000 |
| Charles County Maryland | 1 | $ 245,000 | $ 245,000 | $ 74,000 |
| Harford County Maryland | 1 | $ 215,000 | $ 215,000 | $ 75,000 |
| Montgomery County Maryland | 1 | $ 202,000 | $ 202,000 | $ 44,000 |
| Worcester County Maryland | 1 | $ 37,000 | $ 37,000 | $ 40,000 |
| Essex County Massachusetts | 1 | $ 207,000 | $ 207,000 | $ 73,000 |
| Hampden County Massachusetts | 1 | $ 173,000 | $ 173,000 | $ 68,000 |
| Allegan County Michigan | 1 | $ 89,000 | $ 89,000 | $ 23,000 |
| Eaton County Michigan | 1 | $ 107,000 | $ 107,000 | $ 30,000 |
| Oakland County Michigan | 1 | $ 173,000 | $ 173,000 | $ 149,000 |
| Wexford County Michigan | 1 | $ 97,000 | $ 97,000 | $ 47,000 |
| Calhoun County Mississippi | 1 | $ 70,000 | $ 70,000 | $ 30,000 |
| DeSoto County Mississippi | 1 | $ 159,000 | $ 159,000 | $ 70,000 |
| Grenada County Mississippi | 1 | $ 83,000 | $ 83,000 | $ 38,000 |
| Marshall County Mississippi | 1 | $ 57,000 | $ 57,000 | $ 99,000 |
| Christian County Missouri | 1 | $ 152,000 | $ 152,000 | $ 0 |
| Franklin County Missouri | 1 | $ 77,000 | $ 77,000 | $ 30,000 |
| Jackson County Missouri | 1 | $ 172,000 | $ 172,000 | $ 21,000 |
| Jasper County Missouri | 1 | $ 45,000 | $ 45,000 | $ 21,000 |
| Lawrence County Missouri | 1 | $ 58,000 | $ 58,000 | $ 20,000 |
| Lincoln County Missouri | 1 | $ 152,000 | $ 152,000 | $ 65,000 |
| St. Louis County Missouri | 1 | $ 167,000 | $ 167,000 | $ 65,000 |
| Stone County Missouri | 1 | $ 83,000 | $ 83,000 | $ 0 |
| Taney County Missouri | 1 | $ 55,000 | $ 55,000 | $ 21,000 |
| Warren County Missouri | 1 | $ 75,000 | $ 75,000 | $ 19,000 |
| Lyon County Nevada | 1 | $ 89,000 | $ 89,000 | $ 43,000 |
| Washoe County Nevada | 1 | $ 116,000 | $ 116,000 | $ 42,000 |
| Bergen County New Jersey | 1 | $ 150,000 | $ 150,000 | $ 74,000 |
| Ocean County New Jersey | 1 | $ 187,000 | $ 187,000 | $ 96,000 |
| Sussex County New Jersey | 1 | $ 232,000 | $ 232,000 | $ 80,000 |
| San Juan County New Mexico | 1 | $ 92,000 | $ 92,000 | $ 51,000 |
| Albany County New York | 1 | $ 104,000 | $ 104,000 | $ 53,000 |
| Cayuga County New York | 1 | $ 66,000 | $ 66,000 | $ 34,000 |
| Kings County New York | 1 | $ 283,000 | $ 283,000 | $ 0 |
| Oswego County New York | 1 | $ 80,000 | $ 80,000 | $ 39,000 |
| Saratoga County New York | 1 | $ 138,000 | $ 138,000 | $ 61,000 |
| Warren County New York | 1 | $ 126,000 | $ 126,000 | $ 67,000 |
| Carteret County North Carolina | 1 | $ 99,000 | $ 99,000 | $ 54,000 |
| Chowan County North Carolina | 1 | $ 110,000 | $ 110,000 | $ 42,000 |
| Cumberland County North Carolina | 1 | $ 88,000 | $ 88,000 | $ 29,000 |
| Duplin County North Carolina | 1 | $ 153,000 | $ 153,000 | $ 47,000 |
| Durham County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 44,000 |
| Granville County North Carolina | 1 | $ 87,000 | $ 87,000 | $ 27,000 |
| Lee County North Carolina | 1 | $ 162,000 | $ 162,000 | $ 64,000 |
| Nash County North Carolina | 1 | $ 138,000 | $ 138,000 | $ 65,000 |
| New Hanover County North Carolina | 1 | $ 104,000 | $ 104,000 | $ 30,000 |
| Pender County North Carolina | 1 | $ 82,000 | $ 82,000 | $ 31,000 |
| Stokes County North Carolina | 1 | $ 82,000 | $ 82,000 | $ 65,000 |
| Wayne County North Carolina | 1 | $ 112,000 | $ 112,000 | $ 37,000 |
| Lucas County Ohio | 1 | $ 69,000 | $ 69,000 | $ 28,000 |
| Montgomery County Ohio | 1 | $ 64,000 | $ 64,000 | $ 35,000 |
| Perry County Ohio | 1 | $ 76,000 | $ 76,000 | $ 54,000 |
| Portage County Ohio | 1 | $ 123,000 | $ 123,000 | $ 61,000 |
| Ross County Ohio | 1 | $ 86,000 | $ 86,000 | $ 63,000 |
| Creek County Oklahoma | 1 | $ 66,000 | $ 66,000 | $ 0 |
| McIntosh County Oklahoma | 1 | $ 41,000 | $ 41,000 | $ 18,000 |
| Tulsa County Oklahoma | 1 | $ 77,000 | $ 77,000 | $ 59,000 |
| Armstrong County Pennsylvania | 1 | $ 106,000 | $ 106,000 | $ 30,000 |
| Berks County Pennsylvania | 1 | $ 68,000 | $ 68,000 | $ 50,000 |
| Butler County Pennsylvania | 1 | $ 49,000 | $ 49,000 | $ 45,000 |
| Centre County Pennsylvania | 1 | $ 61,000 | $ 61,000 | $ 31,000 |
| Crawford County Pennsylvania | 1 | $ 113,000 | $ 113,000 | $ 66,000 |
| Cumberland County Pennsylvania | 1 | $ 137,000 | $ 137,000 | $ 88,000 |
| Franklin County Pennsylvania | 1 | $ 152,000 | $ 152,000 | $ 58,000 |
| Montgomery County Pennsylvania | 1 | $ 219,000 | $ 219,000 | $ 81,000 |
| Philadelphia County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 25,000 |
| Susquehanna County Pennsylvania | 1 | $ 46,000 | $ 46,000 | $ 56,000 |
| Providence County Rhode Island | 1 | $ 213,000 | $ 213,000 | $ 58,000 |
| Sumter County South Carolina | 1 | $ 79,000 | $ 79,000 | $ 41,000 |
| Carroll County Tennessee | 1 | $ 58,000 | $ 58,000 | $ 41,000 |
| Chester County Tennessee | 1 | $ 112,000 | $ 112,000 | $ 23,000 |
| Crockett County Tennessee | 1 | $ 90,000 | $ 90,000 | $ 41,000 |
| Hardeman County Tennessee | 1 | $ 43,000 | $ 43,000 | $ 13,000 |
| Hardin County Tennessee | 1 | $ 62,000 | $ 62,000 | $ 27,000 |
| Hawkins County Tennessee | 1 | $ 102,000 | $ 102,000 | $ 30,000 |
| Haywood County Tennessee | 1 | $ 80,000 | $ 80,000 | $ 36,000 |
| Montgomery County Tennessee | 1 | $ 76,000 | $ 76,000 | $ 21,000 |
| Sullivan County Tennessee | 1 | $ 80,000 | $ 80,000 | $ 31,000 |
| Sumner County Tennessee | 1 | $ 87,000 | $ 87,000 | $ 38,000 |
| Collin County Texas | 1 | $ 173,000 | $ 173,000 | $ 66,000 |
| Coryell County Texas | 1 | $ 76,000 | $ 76,000 | $ 28,000 |
| Polk County Texas | 1 | $ 63,000 | $ 63,000 | $ 36,000 |
| Smith County Texas | 1 | $ 140,000 | $ 140,000 | $ 60,000 |
| Travis County Texas | 1 | $ 168,000 | $ 168,000 | $ 73,000 |
| Fairfax County Virginia | 1 | $ 128,000 | $ 128,000 | $ 41,000 |
| Greensville County Virginia | 1 | $ 117,000 | $ 117,000 | $ 35,000 |
| Henry County Virginia | 1 | $ 129,000 | $ 129,000 | $ 42,000 |
| Montgomery County Virginia | 1 | $ 98,000 | $ 98,000 | $ 25,000 |
| Norfolk County Virginia | 1 | $ 82,000 | $ 82,000 | $ 0 |
| Pittsylvania County Virginia | 1 | $ 64,000 | $ 64,000 | $ 33,000 |
| Spotsylvania County Virginia | 1 | $ 143,000 | $ 143,000 | $ 46,000 |
| Stafford County Virginia | 1 | $ 255,000 | $ 255,000 | $ 100,000 |
| Suffolk County Virginia | 1 | $ 98,000 | $ 98,000 | $ 44,000 |
| Spokane County Washington | 1 | $ 83,000 | $ 83,000 | $ 32,000 |
| Brooke County West Virginia | 1 | $ 58,000 | $ 58,000 | $ 33,000 |
| Cabell County West Virginia | 1 | $ 82,000 | $ 82,000 | $ 35,000 |
| Marshall County West Virginia | 1 | $ 63,000 | $ 63,000 | $ 58,000 |
| Ohio County West Virginia | 1 | $ 67,000 | $ 67,000 | $ 34,000 |
Mortgage Loan Application Detail Totals for Smc Capital in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 344 | $36,094,000 | $111,057 | $275,000 | $48,057 | $172,000 |
| Refinancing | 125 | $14,575,000 | $119,360 | $283,000 | $38,320 | $296,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 290 | $29,523,000 | $113,931 | $275,000 | $45,310 | $296,000 |
| Black or African American | 78 | $8,371,000 | $111,235 | $236,000 | $46,529 | $149,000 |
| Not Provided | 65 | $7,648,000 | $113,571 | $255,000 | $47,666 | $125,000 |
| Hispanic | 27 | $3,874,000 | $136,470 | $283,000 | $35,882 | $89,000 |
| Asian | 5 | $675,000 | $126,750 | $177,000 | $37,500 | $87,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $423,000 | $141,000 | $172,000 | $35,000 | $51,000 |
| American Indian or Alaskan Native | 1 | $155,000 | $155,000 | $155,000 | $172,000 | $172,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 449 | $48,317,000 | $114,694 | $283,000 | $46,194 | $296,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 19 | $2,233,000 | $119,166 | $223,000 | $31,166 | $81,000 |
| VA-guaranteed (Veterans Administration) | 1 | $119,000 | $119,000 | $119,000 | $28,000 | $28,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 366 | $38,427,000 | $112,235 | $283,000 | $48,852 | $296,000 |
| Application Denied By Financial Institution | 67 | $7,868,000 | $113,652 | $245,000 | $36,739 | $81,000 |
| Application Withdrawn By Applicant | 21 | $2,349,000 | $110,076 | $227,000 | $39,384 | $68,000 |
| Application Approved But Not Accepted | 12 | $1,608,000 | $137,600 | $181,000 | $43,600 | $104,000 |
| File Closed For Incompleteness | 3 | $417,000 | $139,000 | $242,000 | $48,666 | $62,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 1 | $165,000 | $165,000 | $165,000 | $40,000 | $40,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Smc Capital's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Smc Capital's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet
with aggregated HMDA statistics today.