Beneficial Financial I, Inc. Mortgage Lending & HMDA Data, 2007

In 2007, Beneficial Financial I, Inc. of Mettawa, IL reported 31,714 mortgage applications totaling $5.8 billion, down 16% from 2006. The average application was for $183,956, and applicants reported an average income of $68,009. 7% of its applications resulted in an originated loan and 62% were denied. Its largest markets were Atlanta-Sandy Springs-Marietta, GA (2,513), Phoenix-Mesa-Scottsdale, AZ (1,267) and Tampa-St. Petersburg-Clearwater, FL (1,188) (applications in parentheses).

Mortgage Company & Address Beneficial Financial I, Inc.
26525 North Riverwoods Blvd.
Mettawa, IL 60045
Tel #: available with data download
Federal Regulator * available with data download
Years 2009  2008  2007  2006  
Total Number of Mortgage Applications 31,714
Total Mortgage Loan Application Amount $5,833,988,000
Average Mortgage Loan Application Amount $183,956
Highest Mortgage Loan Application Amount $4,300,000
Average Applicant Income $68,009
Highest Applicant Income $1,862,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Beneficial Financial I, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Beneficial Financial I, Inc. by County in 2007

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa, Arizona 1,097 $ 248,237,000 $ 226,287 $ 74,000
Shelby, Tennessee 760 $ 95,644,000 $ 125,847 $ 59,000
Wayne, Michigan 716 $ 83,159,000 $ 116,143 $ 59,000
Broward, Florida 655 $ 155,496,000 $ 237,398 $ 78,000
Miami-Dade, Florida 597 $ 128,650,000 $ 215,494 $ 73,000
Clark, Nevada 509 $ 128,603,000 $ 252,658 $ 76,000
Duval, Florida 506 $ 80,374,000 $ 158,841 $ 61,000
Orange, Florida 463 $ 96,442,000 $ 208,298 $ 73,000
Hillsborough, Florida 457 $ 81,896,000 $ 179,203 $ 68,000
Pinellas, Florida 396 $ 67,555,000 $ 170,593 $ 60,000
Salt Lake, Utah 394 $ 74,693,000 $ 189,576 $ 66,000
Bernalillo, New Mexico 378 $ 63,352,000 $ 167,597 $ 61,000
Gwinnett, Georgia 375 $ 70,368,000 $ 187,648 $ 92,000
Palm Beach, Florida 370 $ 80,163,000 $ 216,656 $ 75,000
DeKalb, Georgia 369 $ 56,575,000 $ 153,319 $ 64,000
Davidson, Tennessee 341 $ 52,174,000 $ 153,002 $ 55,000
Fulton, Georgia 337 $ 63,261,000 $ 187,718 $ 74,000
Pima, Arizona 328 $ 55,674,000 $ 169,737 $ 67,000
Polk, Florida 316 $ 49,142,000 $ 155,512 $ 55,000
Baltimore City, Maryland 296 $ 40,331,000 $ 136,253 $ 54,000
Richland, South Carolina 290 $ 39,569,000 $ 136,444 $ 64,000
Lee, Florida 282 $ 60,565,000 $ 214,769 $ 68,000
Los Angeles, California 276 $ 101,913,000 $ 369,250 $ 99,000
Volusia, Florida 245 $ 42,119,000 $ 171,914 $ 57,000
Oakland, Michigan 242 $ 47,890,000 $ 197,892 $ 82,000
Hamilton, Tennessee 242 $ 32,491,000 $ 134,260 $ 51,000
Clayton, Georgia 236 $ 32,139,000 $ 136,182 $ 60,000
Pasco, Florida 224 $ 34,659,000 $ 154,727 $ 58,000
Cobb, Georgia 221 $ 40,545,000 $ 183,461 $ 75,000
Macomb, Michigan 220 $ 33,821,000 $ 153,731 $ 67,000
Knox, Tennessee 218 $ 29,318,000 $ 134,486 $ 58,000
Baltimore, Maryland 217 $ 46,232,000 $ 213,050 $ 72,000
Greenville, South Carolina 217 $ 30,538,000 $ 140,728 $ 66,000
Worcester, Massachusetts 214 $ 44,885,000 $ 209,742 $ 74,000
Brevard, Florida 211 $ 37,351,000 $ 177,018 $ 74,000
Horry, South Carolina 205 $ 32,915,000 $ 160,560 $ 71,000
Prince George's, Maryland 184 $ 53,679,000 $ 291,733 $ 86,000
Pinal, Arizona 170 $ 33,277,000 $ 195,747 $ 80,000
Utah, Utah 164 $ 31,725,000 $ 193,445 $ 67,000
Escambia, Florida 162 $ 20,122,000 $ 124,209 $ 56,000
St. Lucie, Florida 162 $ 30,912,000 $ 190,814 $ 61,000
Henry, Georgia 162 $ 29,900,000 $ 184,567 $ 69,000
Genesee, Michigan 160 $ 18,113,000 $ 113,206 $ 57,000
Richmond, Georgia 158 $ 17,514,000 $ 110,848 $ 52,000
Riverside, California 155 $ 54,731,000 $ 353,103 $ 90,000
Weber, Utah 153 $ 23,364,000 $ 152,705 $ 52,000
Osceola, Florida 151 $ 31,996,000 $ 211,894 $ 61,000
Kent, Michigan 150 $ 19,426,000 $ 129,506 $ 55,000
Marion, Florida 149 $ 22,478,000 $ 150,859 $ 54,000
Charleston, South Carolina 149 $ 26,877,000 $ 180,382 $ 59,000
Seminole, Florida 147 $ 28,943,000 $ 196,891 $ 72,000
Hampden, Massachusetts 147 $ 24,287,000 $ 165,217 $ 69,000
Davis, Utah 141 $ 23,984,000 $ 170,099 $ 62,000
Sarasota, Florida 140 $ 27,768,000 $ 198,342 $ 65,000
Middlesex, Massachusetts 138 $ 39,945,000 $ 289,456 $ 89,000
San Bernardino, California 136 $ 40,191,000 $ 295,522 $ 87,000
El Paso, Colorado 133 $ 24,970,000 $ 187,744 $ 82,000
Adams, Colorado 131 $ 21,611,000 $ 164,969 $ 76,000
Lexington, South Carolina 131 $ 16,352,000 $ 124,824 $ 62,000
Virginia Beach, Virginia 126 $ 26,574,000 $ 210,904 $ 73,000
Arapahoe, Colorado 124 $ 22,172,000 $ 178,806 $ 69,000
Essex, Massachusetts 121 $ 33,325,000 $ 275,413 $ 103,000
Plymouth, Massachusetts 120 $ 35,398,000 $ 294,983 $ 92,000
Anne Arundel, Maryland 116 $ 30,942,000 $ 266,741 $ 73,000
Berkeley, South Carolina 115 $ 15,570,000 $ 135,391 $ 66,000
Mohave, Arizona 112 $ 21,369,000 $ 190,794 $ 60,000
Montgomery, Maryland 112 $ 34,904,000 $ 311,642 $ 100,000
Hernando, Florida 111 $ 17,898,000 $ 161,243 $ 57,000
Lake, Florida 111 $ 20,042,000 $ 180,558 $ 67,000
Sumner, Tennessee 111 $ 16,012,000 $ 144,252 $ 59,000
Jefferson, Alabama 110 $ 14,119,000 $ 128,354 $ 54,000
Spartanburg, South Carolina 110 $ 12,961,000 $ 117,827 $ 54,000
Fairfax, Virginia 110 $ 39,986,000 $ 363,509 $ 115,000
Rutherford, Tennessee 109 $ 17,555,000 $ 161,055 $ 63,000
Jefferson, Colorado 105 $ 19,225,000 $ 183,095 $ 72,000
Douglas, Georgia 104 $ 16,226,000 $ 156,019 $ 69,000
San Diego, California 103 $ 36,015,000 $ 349,660 $ 95,000
Marion, Indiana 101 $ 12,878,000 $ 127,504 $ 51,000
Ingham, Michigan 99 $ 11,550,000 $ 116,666 $ 54,000
Dakota, Minnesota 97 $ 21,162,000 $ 218,164 $ 69,000
Denver, Colorado 96 $ 17,474,000 $ 182,020 $ 62,000
Norfolk, Massachusetts 95 $ 30,706,000 $ 323,221 $ 94,000
Okaloosa, Florida 93 $ 14,969,000 $ 160,956 $ 69,000
Paulding, Georgia 90 $ 14,444,000 $ 160,488 $ 74,000
Sacramento, California 88 $ 24,431,000 $ 277,625 $ 84,000
Clay, Florida 88 $ 15,351,000 $ 174,443 $ 71,000
Bristol, Massachusetts 88 $ 21,509,000 $ 244,420 $ 68,000
Manatee, Florida 87 $ 15,389,000 $ 176,885 $ 68,000
Newton, Georgia 85 $ 13,328,000 $ 156,800 $ 53,000
Collier, Florida 84 $ 22,242,000 $ 264,785 $ 80,000
Cherokee, Georgia 84 $ 16,060,000 $ 191,190 $ 73,000
Douglas, Nebraska 84 $ 10,055,000 $ 119,702 $ 53,000
Prince William, Virginia 82 $ 29,633,000 $ 361,378 $ 89,000
Yavapai, Arizona 80 $ 15,631,000 $ 195,387 $ 85,000
Hillsborough, New Hampshire 80 $ 17,742,000 $ 221,775 $ 99,000
Dorchester, South Carolina 79 $ 11,447,000 $ 144,898 $ 61,000
Weld, Colorado 78 $ 13,367,000 $ 171,371 $ 68,000
Mobile, Alabama 76 $ 9,094,000 $ 119,657 $ 49,000
Charlotte, Florida 76 $ 15,271,000 $ 200,934 $ 54,000
Leon, Florida 76 $ 12,148,000 $ 159,842 $ 60,000
Suffolk, Massachusetts 75 $ 24,177,000 $ 322,360 $ 71,000
Lake, Indiana 74 $ 9,960,000 $ 134,594 $ 54,000
Rockingham, New Hampshire 74 $ 16,229,000 $ 219,310 $ 77,000
Montgomery, Tennessee 73 $ 9,198,000 $ 126,000 $ 53,000
Norfolk, Virginia 73 $ 11,873,000 $ 162,643 $ 55,000
Charles, Maryland 72 $ 22,665,000 $ 314,791 $ 95,000
Chesterfield, Virginia 72 $ 14,405,000 $ 200,069 $ 68,000
Orange, California 71 $ 29,788,000 $ 419,549 $ 102,000
Sandoval, New Mexico 71 $ 13,666,000 $ 192,478 $ 59,000
Citrus, Florida 69 $ 9,621,000 $ 139,434 $ 55,000
Hall, Georgia 69 $ 11,082,000 $ 160,608 $ 64,000
St. Louis, Minnesota 69 $ 9,964,000 $ 144,405 $ 56,000
Larimer, Colorado 68 $ 12,236,000 $ 179,941 $ 83,000
Harford, Maryland 68 $ 14,828,000 $ 218,058 $ 62,000
Calhoun, Michigan 68 $ 7,683,000 $ 112,985 $ 53,000
Dona Ana, New Mexico 67 $ 9,688,000 $ 144,597 $ 55,000
New Haven, Connecticut 66 $ 13,495,000 $ 204,469 $ 71,000
Kalamazoo, Michigan 66 $ 8,284,000 $ 125,515 $ 57,000
Indian River, Florida 65 $ 11,211,000 $ 172,476 $ 57,000
Muskegon, Michigan 65 $ 6,860,000 $ 105,538 $ 43,000
Bradley, Tennessee 65 $ 8,743,000 $ 134,507 $ 54,000
Beaufort, South Carolina 64 $ 12,507,000 $ 195,421 $ 81,000
Rockdale, Georgia 63 $ 10,942,000 $ 173,682 $ 67,000
Berrien, Michigan 63 $ 8,178,000 $ 129,809 $ 52,000
Douglas, Colorado 62 $ 16,005,000 $ 258,145 $ 103,000
Santa Rosa, Florida 62 $ 8,734,000 $ 140,870 $ 60,000
Henrico, Virginia 62 $ 11,697,000 $ 188,661 $ 59,000
Yuma, Arizona 61 $ 9,489,000 $ 155,557 $ 62,000
Maury, Tennessee 61 $ 7,163,000 $ 117,426 $ 49,000
East Baton Rouge, Louisiana 60 $ 8,956,000 $ 149,266 $ 55,000
Hartford, Connecticut 59 $ 11,847,000 $ 200,796 $ 66,000
Aiken, South Carolina 59 $ 6,903,000 $ 117,000 $ 84,000
Bay, Florida 58 $ 9,664,000 $ 166,620 $ 65,000
Washoe, Nevada 58 $ 13,975,000 $ 240,948 $ 74,000
Sullivan, Tennessee 57 $ 6,782,000 $ 118,982 $ 46,000
Anderson, South Carolina 56 $ 7,336,000 $ 131,000 $ 58,000
Highlands, Florida 55 $ 7,548,000 $ 137,236 $ 57,000
Florence, South Carolina 54 $ 6,742,000 $ 124,851 $ 58,000
Washington, Utah 54 $ 9,471,000 $ 175,388 $ 62,000
St. Johns, Florida 53 $ 11,680,000 $ 220,377 $ 87,000
Saginaw, Michigan 53 $ 6,047,000 $ 114,094 $ 53,000
Chesapeake, Virginia 53 $ 12,330,000 $ 232,641 $ 68,000
Montgomery, Alabama 52 $ 7,410,000 $ 142,500 $ 80,000
Coweta, Georgia 52 $ 8,887,000 $ 170,903 $ 56,000
Pueblo, Colorado 51 $ 7,268,000 $ 142,509 $ 52,000
Fairfield, Connecticut 50 $ 16,485,000 $ 329,700 $ 91,000
Washington, Maryland 50 $ 10,584,000 $ 211,680 $ 63,000
Alameda, California 49 $ 22,633,000 $ 461,897 $ 108,000
Fresno, California 49 $ 13,592,000 $ 277,387 $ 74,000
Forsyth, Georgia 49 $ 10,155,000 $ 207,244 $ 79,000
Jefferson, Kentucky 48 $ 6,101,000 $ 127,104 $ 50,000
Lancaster, Nebraska 48 $ 5,204,000 $ 108,416 $ 55,000
Portsmouth, Virginia 48 $ 7,948,000 $ 165,583 $ 59,000
Kern, California 47 $ 12,492,000 $ 265,787 $ 104,000
Alachua, Florida 47 $ 7,059,000 $ 150,191 $ 51,000
Barrow, Georgia 47 $ 7,633,000 $ 162,404 $ 65,000
Frederick, Maryland 47 $ 12,174,000 $ 259,021 $ 80,000
Wicomico, Maryland 47 $ 8,176,000 $ 173,957 $ 79,000
Williamson, Tennessee 47 $ 12,253,000 $ 260,702 $ 81,000
Wilson, Tennessee 47 $ 9,203,000 $ 195,808 $ 64,000
Carroll, Georgia 46 $ 6,554,000 $ 142,478 $ 54,000
Ada, Idaho 46 $ 8,465,000 $ 184,021 $ 62,000
Madison, Tennessee 46 $ 5,446,000 $ 118,391 $ 45,000
Richmond City, Virginia 46 $ 6,668,000 $ 144,956 $ 59,000
Jackson, Michigan 45 $ 5,985,000 $ 133,000 $ 90,000
Washtenaw, Michigan 45 $ 8,849,000 $ 196,644 $ 68,000
Flagler, Florida 44 $ 9,869,000 $ 224,295 $ 63,000
Merrimack, New Hampshire 44 $ 10,312,000 $ 234,363 $ 102,000
Bibb, Georgia 43 $ 5,721,000 $ 133,046 $ 54,000
Ramsey, Minnesota 43 $ 8,763,000 $ 203,790 $ 59,000
Wright, Minnesota 43 $ 9,854,000 $ 229,162 $ 70,000
Oklahoma, Oklahoma 43 $ 5,292,000 $ 123,069 $ 56,000
York, South Carolina 43 $ 5,809,000 $ 135,093 $ 51,000
Hampton, Virginia 43 $ 6,776,000 $ 157,581 $ 51,000
Sevier, Tennessee 42 $ 6,522,000 $ 155,285 $ 62,000
Chatham, Georgia 41 $ 5,863,000 $ 143,000 $ 69,000
Spalding, Georgia 41 $ 5,580,000 $ 136,097 $ 48,000
Ottawa, Michigan 41 $ 5,970,000 $ 145,609 $ 68,000
Hennepin, Minnesota 41 $ 7,885,000 $ 192,317 $ 63,000
Blount, Tennessee 41 $ 5,706,000 $ 139,170 $ 79,000
Eaton, Michigan 40 $ 5,897,000 $ 147,425 $ 55,000
Santa Fe, New Mexico 40 $ 9,660,000 $ 241,500 $ 61,000
Tulsa, Oklahoma 40 $ 4,791,000 $ 119,775 $ 48,000
Washington, Tennessee 40 $ 5,713,000 $ 142,825 $ 46,000
Loudoun, Virginia 40 $ 14,327,000 $ 358,175 $ 122,000
Boulder, Colorado 39 $ 10,977,000 $ 281,461 $ 119,000
Orangeburg, South Carolina 39 $ 4,371,000 $ 112,076 $ 84,000
Sumter, South Carolina 39 $ 4,241,000 $ 108,743 $ 61,000
Newport News, Virginia 39 $ 7,612,000 $ 195,179 $ 59,000
San Joaquin, California 38 $ 12,887,000 $ 339,131 $ 109,000
Mesa, Colorado 38 $ 5,687,000 $ 149,657 $ 87,000
Walton, Georgia 38 $ 5,596,000 $ 147,263 $ 55,000
Howard, Maryland 38 $ 11,319,000 $ 297,868 $ 97,000
Anoka, Minnesota 38 $ 8,950,000 $ 235,526 $ 76,000
Stafford, Virginia 38 $ 13,619,000 $ 358,394 $ 92,000
Cochise, Arizona 37 $ 4,355,000 $ 117,702 $ 50,000
Contra Costa, California 37 $ 13,839,000 $ 374,027 $ 91,000
DeSoto, Mississippi 37 $ 5,557,000 $ 150,189 $ 67,000
Strafford, New Hampshire 36 $ 7,172,000 $ 199,222 $ 86,000
Stanislaus, California 35 $ 8,814,000 $ 251,828 $ 80,000
Putnam, Florida 35 $ 3,674,000 $ 104,971 $ 54,000
Valencia, New Mexico 35 $ 5,776,000 $ 165,028 $ 64,000
Shelby, Alabama 34 $ 6,336,000 $ 186,352 $ 64,000
Bartow, Georgia 34 $ 5,119,000 $ 150,558 $ 63,000
Canyon, Idaho 34 $ 5,405,000 $ 158,970 $ 51,000
Yellowstone, Montana 34 $ 5,221,000 $ 153,558 $ 59,000
Fayette, Georgia 33 $ 7,653,000 $ 231,909 $ 86,000
Roane, Tennessee 33 $ 3,746,000 $ 113,515 $ 43,000
Muscogee, Georgia 32 $ 4,767,000 $ 148,968 $ 95,000
Greene, Tennessee 32 $ 3,367,000 $ 105,218 $ 54,000
Jefferson, Louisiana 31 $ 4,623,000 $ 149,129 $ 78,000
Shiawassee, Michigan 31 $ 4,415,000 $ 142,419 $ 60,000
Anderson, Tennessee 31 $ 3,843,000 $ 123,967 $ 53,000
New Castle, Delaware 30 $ 6,053,000 $ 201,766 $ 81,000
Nassau, Florida 30 $ 5,066,000 $ 168,866 $ 88,000
Houston, Georgia 30 $ 3,754,000 $ 125,133 $ 60,000
Monroe, Michigan 30 $ 5,533,000 $ 184,433 $ 59,000
Spotsylvania, Virginia 30 $ 7,953,000 $ 265,100 $ 91,000
Santa Clara, California 29 $ 11,954,000 $ 412,206 $ 104,000
St. Mary's, Maryland 29 $ 7,735,000 $ 266,724 $ 88,000
Robertson, Tennessee 29 $ 5,183,000 $ 178,724 $ 55,000
Frederick, Virginia 29 $ 6,342,000 $ 218,689 $ 96,000
Flathead, Montana 28 $ 6,216,000 $ 222,000 $ 72,000
Jefferson, Tennessee 28 $ 3,346,000 $ 119,500 $ 54,000
Madison, Alabama 27 $ 3,580,000 $ 132,592 $ 62,000
New London, Connecticut 27 $ 5,593,000 $ 207,148 $ 75,000
Columbia, Georgia 27 $ 3,480,000 $ 128,888 $ 69,000
Allen, Indiana 27 $ 2,908,000 $ 107,703 $ 51,000
Carroll, Maryland 27 $ 5,723,000 $ 211,962 $ 92,000
Barnstable, Massachusetts 27 $ 7,951,000 $ 294,481 $ 102,000
Livingston, Michigan 27 $ 5,122,000 $ 189,703 $ 72,000
Dickson, Tennessee 27 $ 3,372,000 $ 124,888 $ 53,000
Solano, California 26 $ 11,198,000 $ 430,692 $ 88,000
Bay, Michigan 26 $ 2,379,000 $ 91,500 $ 41,000
Cascade, Montana 26 $ 3,988,000 $ 153,384 $ 69,000
Hamblen, Tennessee 26 $ 3,125,000 $ 120,192 $ 71,000
Hawkins, Tennessee 26 $ 2,961,000 $ 113,884 $ 48,000
Tooele, Utah 26 $ 3,854,000 $ 148,230 $ 53,000
Allegan, Michigan 25 $ 3,752,000 $ 150,080 $ 60,000
Gallatin, Montana 25 $ 5,839,000 $ 233,560 $ 61,000
Cheshire, New Hampshire 25 $ 4,414,000 $ 176,560 $ 79,000
Cumberland, Tennessee 25 $ 2,714,000 $ 108,560 $ 35,000
Tulare, California 24 $ 5,773,000 $ 240,541 $ 74,000
Gibson, Tennessee 24 $ 2,691,000 $ 112,125 $ 50,000
McMinn, Tennessee 24 $ 3,533,000 $ 147,208 $ 53,000
Hanover, Virginia 24 $ 5,905,000 $ 246,041 $ 71,000
Martin, Florida 23 $ 6,059,000 $ 263,434 $ 63,000
Walton, Florida 23 $ 5,475,000 $ 238,043 $ 66,000
Allegany, Maryland 23 $ 2,520,000 $ 109,565 $ 43,000
Calvert, Maryland 23 $ 6,061,000 $ 263,521 $ 73,000
Barry, Michigan 23 $ 3,004,000 $ 130,608 $ 56,000
Cheatham, Tennessee 23 $ 3,663,000 $ 159,260 $ 59,000
Liberty, Georgia 22 $ 2,732,000 $ 124,181 $ 62,000
Orleans, Louisiana 22 $ 3,840,000 $ 174,545 $ 75,000
St. Tammany, Louisiana 22 $ 5,204,000 $ 236,545 $ 113,000
Cecil, Maryland 22 $ 5,663,000 $ 257,409 $ 91,000
Berkshire, Massachusetts 22 $ 2,683,000 $ 121,954 $ 66,000
Van Buren, Michigan 22 $ 3,350,000 $ 152,272 $ 73,000
Hinds, Mississippi 22 $ 2,588,000 $ 117,636 $ 50,000
Monroe, Tennessee 22 $ 2,577,000 $ 117,136 $ 47,000
Baldwin, Alabama 21 $ 3,922,000 $ 186,761 $ 52,000
Placer, California 21 $ 7,087,000 $ 337,476 $ 86,000
Ventura, California 21 $ 7,512,000 $ 357,714 $ 95,000
Columbia, Florida 21 $ 2,538,000 $ 120,857 $ 41,000
Hamilton, Indiana 21 $ 4,532,000 $ 215,809 $ 75,000
Putnam, Tennessee 21 $ 2,494,000 $ 118,761 $ 65,000
Cache, Utah 21 $ 3,440,000 $ 163,809 $ 63,000
Jackson, Florida 20 $ 2,096,000 $ 104,800 $ 48,000
Sumter, Florida 20 $ 2,447,000 $ 122,350 $ 51,000
Cass, Michigan 20 $ 3,377,000 $ 168,850 $ 74,000
Ionia, Michigan 20 $ 2,460,000 $ 123,000 $ 49,000
St. Clair, Michigan 20 $ 2,674,000 $ 133,700 $ 48,000
Belknap, New Hampshire 20 $ 4,043,000 $ 202,150 $ 62,000
Bedford, Tennessee 20 $ 2,424,000 $ 121,200 $ 55,000
Dyer, Tennessee 20 $ 1,747,000 $ 87,350 $ 42,000
Loudon, Tennessee 20 $ 2,519,000 $ 125,950 $ 53,000
Coconino, Arizona 19 $ 5,929,000 $ 312,052 $ 112,000
Missoula, Montana 19 $ 3,991,000 $ 210,052 $ 54,000
Sarpy, Nebraska 19 $ 2,444,000 $ 128,631 $ 70,000
Oconee, South Carolina 19 $ 2,277,000 $ 119,842 $ 55,000
Pickens, South Carolina 19 $ 2,186,000 $ 115,052 $ 52,000
Navajo, Arizona 18 $ 2,753,000 $ 152,944 $ 78,000
Merced, California 18 $ 5,747,000 $ 319,277 $ 99,000
Porter, Indiana 18 $ 3,437,000 $ 190,944 $ 59,000
Goodhue, Minnesota 18 $ 2,926,000 $ 162,555 $ 67,000
Curry, New Mexico 18 $ 2,054,000 $ 114,111 $ 60,000
Campbell, Tennessee 18 $ 1,864,000 $ 103,555 $ 60,000
Franklin, Tennessee 18 $ 1,928,000 $ 107,111 $ 52,000
Santa Cruz, Arizona 17 $ 2,389,000 $ 140,529 $ 68,000
Jackson, Georgia 17 $ 3,066,000 $ 180,352 $ 62,000
Clinton, Michigan 17 $ 2,091,000 $ 123,000 $ 53,000
Carver, Minnesota 17 $ 4,220,000 $ 248,235 $ 83,000
Harrison, Mississippi 17 $ 2,860,000 $ 168,235 $ 62,000
Coos, New Hampshire 17 $ 2,344,000 $ 137,882 $ 49,000
Carter, Tennessee 17 $ 1,635,000 $ 96,176 $ 46,000
Hardeman, Tennessee 17 $ 1,640,000 $ 96,470 $ 52,000
Lawrence, Tennessee 17 $ 2,075,000 $ 122,058 $ 61,000
Box Elder, Utah 17 $ 2,545,000 $ 149,705 $ 54,000
Litchfield, Connecticut 16 $ 3,760,000 $ 235,000 $ 73,000
Windham, Connecticut 16 $ 3,090,000 $ 193,125 $ 64,000
Hampshire, Massachusetts 16 $ 3,779,000 $ 236,187 $ 77,000
Branch, Michigan 16 $ 2,051,000 $ 128,187 $ 50,000
Hillsdale, Michigan 16 $ 1,744,000 $ 109,000 $ 59,000
St. Joseph, Michigan 16 $ 1,967,000 $ 122,937 $ 41,000
Chaves, New Mexico 16 $ 1,646,000 $ 102,875 $ 54,000
Lancaster, South Carolina 16 $ 2,220,000 $ 138,750 $ 62,000
Coffee, Tennessee 16 $ 1,548,000 $ 96,750 $ 45,000
Lincoln, Tennessee 16 $ 1,906,000 $ 119,125 $ 51,000
Marshall, Tennessee 16 $ 1,741,000 $ 108,812 $ 51,000
Rhea, Tennessee 16 $ 1,718,000 $ 107,375 $ 46,000
Yolo, California 15 $ 5,777,000 $ 385,133 $ 90,000
Gadsden, Florida 15 $ 2,051,000 $ 136,733 $ 61,000
Gordon, Georgia 15 $ 1,799,000 $ 119,933 $ 99,000
Haralson, Georgia 15 $ 2,168,000 $ 144,533 $ 55,000
Caddo, Louisiana 15 $ 2,096,000 $ 139,733 $ 62,000
Worcester, Maryland 15 $ 2,486,000 $ 165,733 $ 50,000
Sullivan, New Hampshire 15 $ 2,782,000 $ 185,466 $ 63,000
Claiborne, Tennessee 15 $ 1,414,000 $ 94,266 $ 49,000
Iron, Utah 15 $ 2,903,000 $ 193,533 $ 80,000
Santa Barbara, California 14 $ 5,202,000 $ 371,571 $ 96,000
Garfield, Colorado 14 $ 4,548,000 $ 324,857 $ 122,000
Holmes, Florida 14 $ 1,523,000 $ 108,785 $ 52,000
Troup, Georgia 14 $ 1,838,000 $ 131,285 $ 50,000
Elkhart, Indiana 14 $ 1,699,000 $ 121,357 $ 44,000
Livingston, Louisiana 14 $ 2,203,000 $ 157,357 $ 59,000
Dorchester, Maryland 14 $ 3,024,000 $ 216,000 $ 62,000
Scott, Minnesota 14 $ 3,111,000 $ 222,214 $ 118,000
Colleton, South Carolina 14 $ 1,495,000 $ 106,785 $ 39,000
Weakley, Tennessee 14 $ 1,159,000 $ 82,785 $ 39,000
El Dorado, California 13 $ 4,139,000 $ 318,384 $ 112,000
Sonoma, California 13 $ 4,070,000 $ 313,076 $ 95,000
Baker, Florida 13 $ 1,833,000 $ 141,000 $ 62,000
DeSoto, Florida 13 $ 1,235,000 $ 95,000 $ 36,000
Suwannee, Florida 13 $ 1,512,000 $ 116,307 $ 43,000
Effingham, Georgia 13 $ 2,052,000 $ 157,846 $ 66,000
Lowndes, Georgia 13 $ 2,079,000 $ 159,923 $ 76,000
Madison, Indiana 13 $ 1,359,000 $ 104,538 $ 52,000
Hardin, Kentucky 13 $ 2,317,000 $ 178,230 $ 68,000
Ascension, Louisiana 13 $ 2,701,000 $ 207,769 $ 84,000
Caroline, Maryland 13 $ 2,712,000 $ 208,615 $ 80,000
Lyon, Nevada 13 $ 2,301,000 $ 177,000 $ 69,000
Hardin, Tennessee 13 $ 1,655,000 $ 127,307 $ 56,000
Warren, Tennessee 13 $ 1,142,000 $ 87,846 $ 42,000
Fauquier, Virginia 13 $ 4,336,000 $ 333,538 $ 94,000
Imperial, California 12 $ 2,986,000 $ 248,833 $ 77,000
Fremont, Colorado 12 $ 1,542,000 $ 128,500 $ 41,000
Monroe, Florida 12 $ 4,864,000 $ 405,333 $ 89,000
Okeechobee, Florida 12 $ 1,979,000 $ 164,916 $ 54,000
Wakulla, Florida 12 $ 1,451,000 $ 120,916 $ 52,000
Johnson, Indiana 12 $ 1,902,000 $ 158,500 $ 62,000
Kenton, Kentucky 12 $ 1,738,000 $ 144,833 $ 60,000
Franklin, Massachusetts 12 $ 1,994,000 $ 166,166 $ 98,000
Otero, New Mexico 12 $ 1,246,000 $ 103,833 $ 42,000
Georgetown, South Carolina 12 $ 1,401,000 $ 116,750 $ 102,000
Cocke, Tennessee 12 $ 1,272,000 $ 106,000 $ 40,000
Tipton, Tennessee 12 $ 1,684,000 $ 140,333 $ 50,000
White, Tennessee 12 $ 1,381,000 $ 115,083 $ 43,000
Natrona, Wyoming 12 $ 2,178,000 $ 181,500 $ 80,000
St. Clair, Alabama 11 $ 1,635,000 $ 148,636 $ 52,000
Gila, Arizona 11 $ 1,973,000 $ 179,363 $ 59,000
Kent, Delaware 11 $ 2,392,000 $ 217,454 $ 97,000
Hendry, Florida 11 $ 1,805,000 $ 164,090 $ 61,000
Kootenai, Idaho 11 $ 1,831,000 $ 166,454 $ 84,000
LaPorte, Indiana 11 $ 1,280,000 $ 116,363 $ 52,000
Rapides, Louisiana 11 $ 1,532,000 $ 139,272 $ 52,000
Rankin, Mississippi 11 $ 2,132,000 $ 193,818 $ 71,000
Lewis and Clark, Montana 11 $ 2,329,000 $ 211,727 $ 67,000
Nye, Nevada 11 $ 1,819,000 $ 165,363 $ 54,000
Lauderdale, Tennessee 11 $ 1,364,000 $ 124,000 $ 68,000
Culpeper, Virginia 11 $ 2,690,000 $ 244,545 $ 76,000
Suffolk, Virginia 11 $ 2,099,000 $ 190,818 $ 54,000
Laramie, Wyoming 11 $ 1,926,000 $ 175,090 $ 60,000
Broomfield, Colorado 10 $ 1,947,000 $ 194,700 $ 116,000
Bonneville, Idaho 10 $ 1,629,000 $ 162,900 $ 43,000
Bartholomew, Indiana 10 $ 1,692,000 $ 169,200 $ 71,000
Howard, Indiana 10 $ 1,089,000 $ 108,900 $ 49,000
Bossier, Louisiana 10 $ 1,551,000 $ 155,100 $ 74,000
York, Maine 10 $ 1,662,000 $ 166,200 $ 43,000
Mecosta, Michigan 10 $ 757,000 $ 75,700 $ 52,000
Montcalm, Michigan 10 $ 997,000 $ 99,700 $ 50,000
Hall, Nebraska 10 $ 1,094,000 $ 109,400 $ 47,000
Scotts Bluff, Nebraska 10 $ 822,000 $ 82,200 $ 50,000
Carroll, New Hampshire 10 $ 2,030,000 $ 203,000 $ 72,000
Grafton, New Hampshire 10 $ 1,744,000 $ 174,400 $ 69,000
Laurens, South Carolina 10 $ 1,166,000 $ 116,600 $ 50,000
Carroll, Tennessee 10 $ 979,000 $ 97,900 $ 52,000
Henry, Tennessee 10 $ 971,000 $ 97,100 $ 36,000
Unicoi, Tennessee 10 $ 1,043,000 $ 104,300 $ 45,000
Arlington, Virginia 10 $ 4,119,000 $ 411,900 $ 108,000
Manassas, Virginia 10 $ 3,370,000 $ 337,000 $ 97,000
Butte, California 9 $ 2,034,000 $ 226,000 $ 82,000
Monterey, California 9 $ 3,751,000 $ 416,777 $ 90,000
San Mateo, California 9 $ 4,259,000 $ 473,222 $ 131,000
Teller, Colorado 9 $ 1,685,000 $ 187,222 $ 88,000
Tolland, Connecticut 9 $ 1,645,000 $ 182,777 $ 64,000
Dougherty, Georgia 9 $ 728,000 $ 80,888 $ 61,000
Floyd, Georgia 9 $ 1,154,000 $ 128,222 $ 46,000
Habersham, Georgia 9 $ 1,200,000 $ 133,333 $ 58,000
Henry, Indiana 9 $ 963,000 $ 107,000 $ 47,000
Boone, Kentucky 9 $ 1,779,000 $ 197,666 $ 84,000
Fayette, Kentucky 9 $ 1,500,000 $ 166,666 $ 80,000
Calcasieu, Louisiana 9 $ 1,037,000 $ 115,222 $ 39,000
Lafayette, Louisiana 9 $ 1,311,000 $ 145,666 $ 62,000
Terrebonne, Louisiana 9 $ 1,099,000 $ 122,111 $ 58,000
Jackson, Mississippi 9 $ 1,107,000 $ 123,000 $ 58,000
Madison, Mississippi 9 $ 1,348,000 $ 149,777 $ 49,000
Lake, Montana 9 $ 1,386,000 $ 154,000 $ 51,000
Kershaw, South Carolina 9 $ 983,000 $ 109,222 $ 41,000
Haywood, Tennessee 9 $ 835,000 $ 92,777 $ 49,000
Henderson, Tennessee 9 $ 1,478,000 $ 164,222 $ 53,000
Caroline, Virginia 9 $ 1,667,000 $ 185,222 $ 83,000
Harris, Georgia 8 $ 1,100,000 $ 137,500 $ 51,000
Lamar, Georgia 8 $ 1,299,000 $ 162,375 $ 87,000
Pickens, Georgia 8 $ 1,335,000 $ 166,875 $ 44,000
Monroe, Indiana 8 $ 952,000 $ 119,000 $ 54,000
Vanderburgh, Indiana 8 $ 939,000 $ 117,375 $ 50,000
Ouachita, Louisiana 8 $ 895,000 $ 111,875 $ 59,000
Lapeer, Michigan 8 $ 1,265,000 $ 158,125 $ 58,000
Rice, Minnesota 8 $ 2,017,000 $ 252,125 $ 81,000
Eddy, New Mexico 8 $ 1,309,000 $ 163,625 $ 84,000
Fairfield, South Carolina 8 $ 788,000 $ 98,500 $ 47,000
Fayette, Tennessee 8 $ 1,251,000 $ 156,375 $ 65,000
Giles, Tennessee 8 $ 714,000 $ 89,250 $ 38,000
Macon, Tennessee 8 $ 811,000 $ 101,375 $ 40,000
Augusta, Virginia 8 $ 1,426,000 $ 178,250 $ 77,000
Marin, California 7 $ 3,445,000 $ 492,142 $ 117,000
Yuba, California 7 $ 1,996,000 $ 285,142 $ 72,000
Sussex, Delaware 7 $ 1,389,000 $ 198,428 $ 55,000
Gilchrist, Florida 7 $ 1,208,000 $ 172,571 $ 47,000
Hardee, Florida 7 $ 892,000 $ 127,428 $ 50,000
Clarke, Georgia 7 $ 1,013,000 $ 144,714 $ 47,000
Murray, Georgia 7 $ 1,005,000 $ 143,571 $ 56,000
Stephens, Georgia 7 $ 831,000 $ 118,714 $ 46,000
Whitfield, Georgia 7 $ 1,062,000 $ 151,714 $ 34,000
Bannock, Idaho 7 $ 962,000 $ 137,428 $ 55,000
Delaware, Indiana 7 $ 586,000 $ 83,714 $ 48,000
Hancock, Indiana 7 $ 971,000 $ 138,714 $ 71,000
Shelby, Indiana 7 $ 1,294,000 $ 184,857 $ 51,000
Campbell, Kentucky 7 $ 1,053,000 $ 150,428 $ 67,000
Olmsted, Minnesota 7 $ 1,091,000 $ 155,857 $ 77,000
Cleveland, Oklahoma 7 $ 859,000 $ 122,714 $ 58,000
Benton, Tennessee 7 $ 803,000 $ 114,714 $ 49,000
Crockett, Tennessee 7 $ 694,000 $ 99,142 $ 43,000
Fentress, Tennessee 7 $ 623,000 $ 89,000 $ 36,000
Hickman, Tennessee 7 $ 658,000 $ 94,000 $ 41,000
Lewis, Tennessee 7 $ 724,000 $ 103,428 $ 79,000
Marion, Tennessee 7 $ 845,000 $ 120,714 $ 51,000
Sevier, Utah 7 $ 836,000 $ 119,428 $ 43,000
King George, Virginia 7 $ 2,086,000 $ 298,000 $ 96,000
Roanoke City, Virginia 7 $ 1,062,000 $ 151,714 $ 48,000
Warren, Virginia 7 $ 1,001,000 $ 143,000 $ 76,000
Washington, Virginia 7 $ 1,136,000 $ 162,285 $ 67,000
York, Virginia 7 $ 2,013,000 $ 287,571 $ 101,000
Colbert, Alabama 6 $ 504,000 $ 84,000 $ 39,000
Madera, California 6 $ 1,028,000 $ 171,333 $ 73,000
Santa Cruz, California 6 $ 2,154,000 $ 359,000 $ 156,000
Shasta, California 6 $ 1,043,000 $ 173,833 $ 58,000
Sutter, California 6 $ 1,963,000 $ 327,166 $ 123,000
Logan, Colorado 6 $ 595,000 $ 99,166 $ 57,000
Middlesex, Connecticut 6 $ 1,245,000 $ 207,500 $ 78,000
Baldwin, Georgia 6 $ 775,000 $ 129,166 $ 54,000
Colquitt, Georgia 6 $ 917,000 $ 152,833 $ 41,000
Polk, Georgia 6 $ 762,000 $ 127,000 $ 59,000
Walker, Georgia 6 $ 664,000 $ 110,666 $ 59,000
Twin Falls, Idaho 6 $ 760,000 $ 126,666 $ 47,000
Montgomery, Indiana 6 $ 573,000 $ 95,500 $ 46,000
St. Joseph, Indiana 6 $ 585,000 $ 97,500 $ 46,000
Tippecanoe, Indiana 6 $ 914,000 $ 152,333 $ 44,000
Wayne, Indiana 6 $ 506,000 $ 84,333 $ 56,000
Tangipahoa, Louisiana 6 $ 1,048,000 $ 174,666 $ 62,000
Newaygo, Michigan 6 $ 752,000 $ 125,333 $ 33,000
Sanilac, Michigan 6 $ 792,000 $ 132,000 $ 50,000
Sherburne, Minnesota 6 $ 1,445,000 $ 240,833 $ 69,000
Washington, Minnesota 6 $ 1,701,000 $ 283,500 $ 73,000
Jackson, Missouri 6 $ 892,000 $ 148,666 $ 55,000
Ravalli, Montana 6 $ 1,644,000 $ 274,000 $ 87,000
Washington, Nebraska 6 $ 990,000 $ 165,000 $ 62,000
Douglas, Nevada 6 $ 1,855,000 $ 309,166 $ 71,000
Rogers, Oklahoma 6 $ 785,000 $ 130,833 $ 60,000
Washington, Oregon 6 $ 1,664,000 $ 277,333 $ 73,000
Johnson, Tennessee 6 $ 726,000 $ 121,000 $ 37,000
Smith, Tennessee 6 $ 739,000 $ 123,166 $ 50,000
Stewart, Tennessee 6 $ 680,000 $ 113,333 $ 58,000
Union, Tennessee 6 $ 663,000 $ 110,500 $ 58,000
Summit, Utah 6 $ 1,745,000 $ 290,833 $ 61,000
Wasatch, Utah 6 $ 1,841,000 $ 306,833 $ 103,000
Louisa, Virginia 6 $ 1,845,000 $ 307,500 $ 83,000
Prince George, Virginia 6 $ 1,194,000 $ 199,000 $ 92,000
Tuscaloosa, Alabama 5 $ 867,000 $ 173,400 $ 70,000
Walker, Alabama 5 $ 733,000 $ 146,600 $ 67,000
Glenn, California 5 $ 1,233,000 $ 246,600 $ 41,000
Kings, California 5 $ 892,000 $ 178,400 $ 110,000
Delta, Colorado 5 $ 1,005,000 $ 201,000 $ 62,000
Montrose, Colorado 5 $ 714,000 $ 142,800 $ 73,000
Morgan, Colorado 5 $ 591,000 $ 118,200 $ 44,000
Gulf, Florida 5 $ 1,161,000 $ 232,200 $ 84,000
Levy, Florida 5 $ 677,000 $ 135,400 $ 59,000
Taylor, Florida 5 $ 470,000 $ 94,000 $ 46,000
Laurens, Georgia 5 $ 750,000 $ 150,000 $ 77,000
Oglethorpe, Georgia 5 $ 1,160,000 $ 232,000 $ 106,000
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Mortgage Loan Application Detail Totals for Beneficial Financial I, Inc. in 2007

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 31,687 $5,829,661,000 $183,000 $4,300,000 $68,000 $1,862,000
Home Purchase 27 $4,327,000 $160,000 $428,000 $79,000 $180,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 20,206 $3,660,162,000 $181,000 $4,300,000 $70,000 $1,862,000
Black or African American 5,827 $956,803,000 $164,000 $1,129,000 $61,000 $1,101,000
Hispanic 2,869 $611,869,000 $213,000 $1,500,000 $65,000 $1,200,000
Not Provided 2,068 $428,743,000 $207,000 $1,520,000 $68,000 $1,007,000
Asian 426 $105,970,000 $248,000 $1,200,000 $83,000 $780,000
American Indian or Alaskan Native 184 $33,534,000 $182,000 $715,000 $66,000 $346,000
Native Hawaiian or Other Pacific Islander 134 $36,907,000 $275,000 $714,000 $83,000 $720,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 31,714 $5,833,988,000 $183,000 $4,300,000 $68,000 $1,862,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 19,631 $3,767,451,000 $191,000 $4,300,000 $67,000 $1,613,000
Application Withdrawn By Applicant 9,205 $1,624,254,000 $176,000 $1,600,000 $71,000 $1,862,000
Loan Originated 2,261 $347,459,000 $153,000 $700,000 $63,000 $323,000
Application Approved But Not Accepted 617 $94,824,000 $153,000 $1,125,000 $68,000 $720,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Beneficial Financial I, Inc.'s 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Beneficial Financial I, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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