Beneficial Financial I, Inc. Mortgage Lending & HMDA Data, 2007
In 2007, Beneficial Financial I, Inc. of Mettawa, IL reported 31,714 mortgage applications totaling $5.8 billion, down 16% from 2006. The average application was for $183,956, and applicants reported an average income of $68,009. 7% of its applications resulted in an originated loan and 62% were denied. Its largest markets were Atlanta-Sandy Springs-Marietta, GA (2,513), Phoenix-Mesa-Scottsdale, AZ (1,267) and Tampa-St. Petersburg-Clearwater, FL (1,188) (applications in parentheses).
| Mortgage Company & Address | Beneficial Financial I, Inc. 26525 North Riverwoods Blvd. Mettawa, IL 60045 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2009 2008 2007 2006 |
| Total Number of Mortgage Applications | 31,714 |
| Total Mortgage Loan Application Amount | $5,833,988,000 |
| Average Mortgage Loan Application Amount | $183,956 |
| Highest Mortgage Loan Application Amount | $4,300,000 |
| Average Applicant Income | $68,009 |
| Highest Applicant Income | $1,862,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Beneficial Financial I, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Atlanta-Sandy Springs-Marietta, GA | 2,513 | $ 427,879,000 | $ 170,266 | $ 71,000 |
| Phoenix-Mesa-Scottsdale, AZ | 1,267 | $ 281,514,000 | $ 222,189 | $ 75,000 |
| Tampa-St. Petersburg-Clearwater, FL | 1,188 | $ 202,008,000 | $ 170,040 | $ 62,000 |
| Orlando-Kissimmee, FL | 872 | $ 177,423,000 | $ 203,466 | $ 70,000 |
| Memphis, TN-MS-AR | 824 | $ 105,198,000 | $ 127,667 | $ 59,427 |
| Baltimore-Towson, MD | 767 | $ 149,994,000 | $ 195,559 | $ 66,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 759 | $ 122,039,000 | $ 160,789 | $ 59,000 |
| Detroit-Livonia-Dearborn, MI | 716 | $ 83,159,000 | $ 116,143 | $ 59,000 |
| Jacksonville, FL | 690 | $ 114,304,000 | $ 165,657 | $ 66,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 655 | $ 155,496,000 | $ 237,398 | $ 78,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 633 | $ 203,649,000 | $ 321,720 | $ 94,748 |
| Miami-Miami Beach-Kendall, FL | 597 | $ 128,650,000 | $ 215,494 | $ 73,000 |
| Denver-Aurora, CO | 537 | $ 100,621,000 | $ 187,376 | $ 75,000 |
| Warren-Troy-Farmington Hills, MI | 517 | $ 90,772,000 | $ 175,574 | $ 74,000 |
| Las Vegas-Paradise, NV | 509 | $ 128,603,000 | $ 252,658 | $ 76,000 |
| Albuquerque, NM | 484 | $ 82,794,000 | $ 171,061 | $ 61,000 |
| Columbia, SC | 440 | $ 57,833,000 | $ 131,438 | $ 62,000 |
| Salt Lake City, UT | 426 | $ 80,292,000 | $ 188,478 | $ 65,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 411 | $ 79,856,000 | $ 194,296 | $ 64,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 370 | $ 80,163,000 | $ 216,656 | $ 75,000 |
| Charleston-North Charleston, SC | 343 | $ 53,894,000 | $ 157,125 | $ 62,000 |
| Tucson, AZ | 328 | $ 55,674,000 | $ 169,737 | $ 67,000 |
| Knoxville, TN | 316 | $ 42,049,000 | $ 133,066 | $ 60,000 |
| Lakeland, FL | 316 | $ 49,142,000 | $ 155,512 | $ 55,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 309 | $ 68,160,000 | $ 220,582 | $ 71,000 |
| Ogden-Clearfield, UT | 295 | $ 47,548,000 | $ 161,179 | $ 57,000 |
| Riverside-San Bernardino-Ontario, CA | 291 | $ 94,922,000 | $ 326,192 | $ 88,000 |
| Boston-Quincy, MA | 290 | $ 90,281,000 | $ 311,313 | $ 87,000 |
| Cape Coral-Fort Myers, FL | 282 | $ 60,565,000 | $ 214,769 | $ 68,000 |
| Los Angeles-Long Beach-Glendale, CA | 276 | $ 101,913,000 | $ 369,250 | $ 99,000 |
| Chattanooga, TN-GA | 261 | $ 34,714,000 | $ 133,003 | $ 50,961 |
| Augusta-Richmond County, GA-SC | 253 | $ 28,772,000 | $ 113,723 | $ 61,106 |
| Greenville-Mauldin-Easley, SC | 246 | $ 33,890,000 | $ 137,764 | $ 65,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 245 | $ 42,119,000 | $ 171,914 | $ 57,000 |
| Richmond, VA | 239 | $ 45,870,000 | $ 191,924 | $ 66,000 |
| Sarasota-Bradenton-Venice, FL | 227 | $ 43,157,000 | $ 190,118 | $ 66,000 |
| Pensacola-Ferry Pass-Brent, FL | 224 | $ 28,856,000 | $ 128,821 | $ 57,000 |
| Worcester, MA | 214 | $ 44,885,000 | $ 209,742 | $ 74,000 |
| Palm Bay-Melbourne-Titusville, FL | 211 | $ 37,351,000 | $ 177,018 | $ 74,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 205 | $ 32,915,000 | $ 160,560 | $ 71,000 |
| Grand Rapids-Wyoming, MI | 199 | $ 25,642,000 | $ 128,854 | $ 54,000 |
| Port St. Lucie, FL | 185 | $ 36,971,000 | $ 199,843 | $ 62,000 |
| Springfield, MA | 175 | $ 30,060,000 | $ 171,771 | $ 71,000 |
| Indianapolis-Carmel, IN | 168 | $ 24,361,000 | $ 145,005 | $ 57,000 |
| Birmingham-Hoover, AL | 164 | $ 23,441,000 | $ 142,932 | $ 56,000 |
| Provo-Orem, UT | 164 | $ 31,725,000 | $ 193,445 | $ 67,000 |
| Flint, MI | 160 | $ 18,113,000 | $ 113,206 | $ 57,000 |
| Bethesda-Gaithersburg-Frederick, MD | 159 | $ 47,078,000 | $ 296,088 | $ 94,000 |
| Lansing-East Lansing, MI | 156 | $ 19,538,000 | $ 125,243 | $ 54,000 |
| Ocala, FL | 149 | $ 22,478,000 | $ 150,859 | $ 54,000 |
| Colorado Springs, CO | 142 | $ 26,655,000 | $ 187,711 | $ 82,000 |
| Cambridge-Newton-Framingham, MA | 138 | $ 39,945,000 | $ 289,456 | $ 89,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 137 | $ 41,434,000 | $ 302,437 | $ 87,000 |
| Peabody, MA | 121 | $ 33,325,000 | $ 275,413 | $ 103,000 |
| Omaha-Council Bluffs, NE-IA | 113 | $ 14,065,000 | $ 124,469 | $ 57,000 |
| Lake Havasu City-Kingman, AZ | 112 | $ 21,369,000 | $ 190,794 | $ 60,000 |
| Rockingham County-Strafford County, NH | 110 | $ 23,401,000 | $ 212,736 | $ 80,000 |
| Spartanburg, SC | 110 | $ 12,961,000 | $ 117,827 | $ 54,000 |
| Tallahassee, FL | 107 | $ 16,098,000 | $ 150,448 | $ 59,000 |
| San Diego-Carlsbad-San Marcos, CA | 103 | $ 36,015,000 | $ 349,660 | $ 95,000 |
| Gary, IN | 98 | $ 14,348,000 | $ 146,408 | $ 55,000 |
| Baton Rouge, LA | 95 | $ 15,017,000 | $ 158,073 | $ 59,000 |
| Fort Walton Beach-Crestview-Destin, FL | 93 | $ 14,969,000 | $ 160,956 | $ 69,000 |
| Kingsport-Bristol-Bristol, TN-VA | 90 | $ 10,879,000 | $ 120,877 | $ 48,555 |
| Providence-New Bedford-Fall River, RI-MA | 89 | $ 21,679,000 | $ 243,584 | $ 68,146 |
| Kalamazoo-Portage, MI | 88 | $ 11,634,000 | $ 132,204 | $ 61,000 |
| Oakland-Fremont-Hayward, CA | 86 | $ 36,472,000 | $ 424,093 | $ 101,000 |
| Naples-Marco Island, FL | 84 | $ 22,242,000 | $ 264,785 | $ 80,000 |
| Clarksville, TN-KY | 83 | $ 10,341,000 | $ 124,590 | $ 54,578 |
| New Orleans-Metairie-Kenner, LA | 82 | $ 14,689,000 | $ 179,134 | $ 84,000 |
| Boise City-Nampa, ID | 81 | $ 14,065,000 | $ 173,641 | $ 57,000 |
| Manchester-Nashua, NH | 80 | $ 17,742,000 | $ 221,775 | $ 99,000 |
| Prescott, AZ | 80 | $ 15,631,000 | $ 195,387 | $ 85,000 |
| Greeley, CO | 78 | $ 13,367,000 | $ 171,371 | $ 68,000 |
| Mobile, AL | 76 | $ 9,094,000 | $ 119,657 | $ 49,000 |
| Punta Gorda, FL | 76 | $ 15,271,000 | $ 200,934 | $ 54,000 |
| Hartford-West Hartford-East Hartford, CT | 74 | $ 14,737,000 | $ 199,148 | $ 67,000 |
| Louisville-Jefferson County, KY-IN | 74 | $ 9,739,000 | $ 131,608 | $ 51,337 |
| Santa Ana-Anaheim-Irvine, CA | 71 | $ 29,788,000 | $ 419,549 | $ 102,000 |
| Duluth, MN-WI | 70 | $ 10,103,000 | $ 144,328 | $ 55,000 |
| Gainesville, GA | 69 | $ 11,082,000 | $ 160,608 | $ 64,000 |
| Battle Creek, MI | 68 | $ 7,683,000 | $ 112,985 | $ 53,000 |
| Fort Collins-Loveland, CO | 68 | $ 12,236,000 | $ 179,941 | $ 83,000 |
| Cleveland, TN | 67 | $ 8,926,000 | $ 133,223 | $ 54,000 |
| Johnson City, TN | 67 | $ 8,391,000 | $ 125,238 | $ 46,000 |
| Las Cruces, NM | 67 | $ 9,688,000 | $ 144,597 | $ 55,000 |
| New Haven-Milford, CT | 66 | $ 13,495,000 | $ 204,469 | $ 71,000 |
| Muskegon-Norton Shores, MI | 65 | $ 6,860,000 | $ 105,538 | $ 43,000 |
| Sebastian-Vero Beach, FL | 65 | $ 11,211,000 | $ 172,476 | $ 57,000 |
| Niles-Benton Harbor, MI | 63 | $ 8,178,000 | $ 129,809 | $ 52,000 |
| Yuma, AZ | 61 | $ 9,489,000 | $ 155,557 | $ 62,000 |
| Morristown, TN | 59 | $ 7,148,000 | $ 121,152 | $ 61,000 |
| Panama City-Lynn Haven, FL | 58 | $ 9,664,000 | $ 166,620 | $ 65,000 |
| Reno-Sparks, NV | 58 | $ 13,975,000 | $ 240,948 | $ 74,000 |
| Montgomery, AL | 57 | $ 8,349,000 | $ 146,473 | $ 83,000 |
| Anderson, SC | 56 | $ 7,336,000 | $ 131,000 | $ 58,000 |
| Florence, SC | 56 | $ 6,959,000 | $ 124,267 | $ 57,000 |
| Savannah, GA | 56 | $ 8,778,000 | $ 156,750 | $ 71,000 |
| Gainesville, FL | 54 | $ 8,267,000 | $ 153,092 | $ 51,000 |
| St. George, UT | 54 | $ 9,471,000 | $ 175,388 | $ 62,000 |
| Tulsa, OK | 54 | $ 6,446,000 | $ 119,370 | $ 51,000 |
| Oklahoma City, OK | 53 | $ 6,537,000 | $ 123,339 | $ 56,000 |
| Saginaw-Saginaw Township North, MI | 53 | $ 6,047,000 | $ 114,094 | $ 53,000 |
| Wilmington, DE-MD-NJ | 52 | $ 11,716,000 | $ 225,307 | $ 85,230 |
| Macon, GA | 51 | $ 6,736,000 | $ 132,078 | $ 54,000 |
| Pueblo, CO | 51 | $ 7,268,000 | $ 142,509 | $ 52,000 |
| Bridgeport-Stamford-Norwalk, CT | 50 | $ 16,485,000 | $ 329,700 | $ 91,000 |
| Hagerstown-Martinsburg, MD-WV | 50 | $ 10,584,000 | $ 211,680 | $ 63,000 |
| Salisbury, MD | 50 | $ 8,708,000 | $ 174,160 | $ 78,000 |
| Fresno, CA | 49 | $ 13,592,000 | $ 277,387 | $ 74,000 |
| Lincoln, NE | 48 | $ 5,204,000 | $ 108,416 | $ 55,000 |
| Bakersfield, CA | 47 | $ 12,492,000 | $ 265,787 | $ 104,000 |
| Charlotte-Gastonia-Concord, NC-SC | 47 | $ 6,689,000 | $ 142,319 | $ 52,361 |
| Jackson, TN | 47 | $ 5,635,000 | $ 119,893 | $ 45,000 |
| Ann Arbor, MI | 45 | $ 8,849,000 | $ 196,644 | $ 68,000 |
| Jackson, MI | 45 | $ 5,985,000 | $ 133,000 | $ 90,000 |
| Columbus, GA-AL | 44 | $ 6,441,000 | $ 146,386 | $ 82,977 |
| Palm Coast, FL | 44 | $ 9,869,000 | $ 224,295 | $ 63,000 |
| Jackson, MS | 43 | $ 6,216,000 | $ 144,558 | $ 55,000 |
| Holland-Grand Haven, MI | 41 | $ 5,970,000 | $ 145,609 | $ 68,000 |
| Santa Fe, NM | 40 | $ 9,660,000 | $ 241,500 | $ 61,000 |
| Boulder, CO | 39 | $ 10,977,000 | $ 281,461 | $ 119,000 |
| Sumter, SC | 39 | $ 4,241,000 | $ 108,743 | $ 61,000 |
| Grand Junction, CO | 38 | $ 5,687,000 | $ 149,657 | $ 87,000 |
| Stockton, CA | 38 | $ 12,887,000 | $ 339,131 | $ 109,000 |
| Modesto, CA | 35 | $ 8,814,000 | $ 251,828 | $ 80,000 |
| Billings, MT | 34 | $ 5,221,000 | $ 153,558 | $ 59,000 |
| Cincinnati-Middletown, OH-KY-IN | 34 | $ 5,216,000 | $ 153,411 | $ 67,558 |
| Fort Wayne, IN | 30 | $ 3,272,000 | $ 109,066 | $ 50,000 |
| Huntsville, AL | 30 | $ 3,797,000 | $ 126,566 | $ 63,000 |
| Monroe, MI | 30 | $ 5,533,000 | $ 184,433 | $ 59,000 |
| Warner Robins, GA | 30 | $ 3,754,000 | $ 125,133 | $ 60,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 29 | $ 11,954,000 | $ 412,206 | $ 104,000 |
| Winchester, VA-WV | 29 | $ 6,342,000 | $ 218,689 | $ 96,000 |
| Barnstable Town, MA | 27 | $ 7,951,000 | $ 294,481 | $ 102,000 |
| Norwich-New London, CT | 27 | $ 5,593,000 | $ 207,148 | $ 75,000 |
| Shreveport-Bossier City, LA | 27 | $ 3,863,000 | $ 143,074 | $ 65,000 |
| Bay City, MI | 26 | $ 2,379,000 | $ 91,500 | $ 41,000 |
| Great Falls, MT | 26 | $ 3,988,000 | $ 153,384 | $ 69,000 |
| South Bend-Mishawaka, IN-MI | 26 | $ 3,962,000 | $ 152,384 | $ 67,538 |
| Vallejo-Fairfield, CA | 26 | $ 11,198,000 | $ 430,692 | $ 88,000 |
| Visalia-Porterville, CA | 24 | $ 5,773,000 | $ 240,541 | $ 74,000 |
| Cumberland, MD-WV | 23 | $ 2,520,000 | $ 109,565 | $ 43,000 |
| Hinesville-Fort Stewart, GA | 23 | $ 2,873,000 | $ 124,913 | $ 62,000 |
| Logan, UT-ID | 23 | $ 3,742,000 | $ 162,695 | $ 61,086 |
| Pittsfield, MA | 22 | $ 2,683,000 | $ 121,954 | $ 66,000 |
| Gulfport-Biloxi, MS | 21 | $ 3,404,000 | $ 162,095 | $ 63,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 21 | $ 7,512,000 | $ 357,714 | $ 95,000 |
| Flagstaff, AZ | 19 | $ 5,929,000 | $ 312,052 | $ 112,000 |
| Missoula, MT | 19 | $ 3,991,000 | $ 210,052 | $ 54,000 |
| San Francisco-San Mateo-Redwood City, CA | 19 | $ 8,850,000 | $ 465,789 | $ 115,000 |
| Merced, CA | 18 | $ 5,747,000 | $ 319,277 | $ 99,000 |
| Evansville, IN-KY | 17 | $ 2,105,000 | $ 123,823 | $ 61,411 |
| Lexington-Fayette, KY | 16 | $ 2,709,000 | $ 169,312 | $ 77,000 |
| Albany, GA | 15 | $ 1,461,000 | $ 97,400 | $ 58,000 |
| Athens-Clarke County, GA | 15 | $ 2,613,000 | $ 174,200 | $ 68,000 |
| Dalton, GA | 14 | $ 2,067,000 | $ 147,642 | $ 45,000 |
| Elkhart-Goshen, IN | 14 | $ 1,699,000 | $ 121,357 | $ 44,000 |
| Portland-South Portland-Biddeford, ME | 14 | $ 2,563,000 | $ 183,071 | $ 48,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 14 | $ 5,202,000 | $ 371,571 | $ 96,000 |
| Valdosta, GA | 14 | $ 2,109,000 | $ 150,642 | $ 73,000 |
| Alexandria, LA | 13 | $ 1,689,000 | $ 129,923 | $ 51,000 |
| Anderson, IN | 13 | $ 1,359,000 | $ 104,538 | $ 52,000 |
| Elizabethtown, KY | 13 | $ 2,317,000 | $ 178,230 | $ 68,000 |
| Houma-Bayou Cane-Thibodaux, LA | 13 | $ 1,625,000 | $ 125,000 | $ 57,000 |
| Roanoke, VA | 13 | $ 2,373,000 | $ 182,538 | $ 60,000 |
| Santa Rosa-Petaluma, CA | 13 | $ 4,070,000 | $ 313,076 | $ 95,000 |
| Yuba City, CA | 13 | $ 3,959,000 | $ 304,538 | $ 95,000 |
| Casper, WY | 12 | $ 2,178,000 | $ 181,500 | $ 80,000 |
| El Centro, CA | 12 | $ 2,986,000 | $ 248,833 | $ 77,000 |
| Lynchburg, VA | 12 | $ 1,397,000 | $ 116,416 | $ 49,000 |
| Monroe, LA | 12 | $ 1,211,000 | $ 100,916 | $ 55,000 |
| St. Louis, MO-IL | 12 | $ 1,631,000 | $ 135,916 | $ 59,000 |
| Terre Haute, IN | 12 | $ 1,477,000 | $ 123,083 | $ 68,000 |
| Bloomington, IN | 11 | $ 1,320,000 | $ 120,000 | $ 55,000 |
| Cheyenne, WY | 11 | $ 1,926,000 | $ 175,090 | $ 60,000 |
| Coeur D'Alene, ID | 11 | $ 1,831,000 | $ 166,454 | $ 84,000 |
| Dover, DE | 11 | $ 2,392,000 | $ 217,454 | $ 97,000 |
| Kansas City, MO-KS | 11 | $ 2,253,000 | $ 204,818 | $ 63,000 |
| Lafayette, LA | 11 | $ 1,629,000 | $ 148,090 | $ 66,000 |
| Michigan City-La Porte, IN | 11 | $ 1,280,000 | $ 116,363 | $ 52,000 |
| New York-White Plains-Wayne, NY-NJ | 11 | $ 2,619,000 | $ 238,090 | $ 66,545 |
| Pascagoula, MS | 11 | $ 1,346,000 | $ 122,363 | $ 54,000 |
| Portland-Vancouver-Beaverton, OR-WA | 11 | $ 2,689,000 | $ 244,454 | $ 75,000 |
| Columbus, IN | 10 | $ 1,692,000 | $ 169,200 | $ 71,000 |
| Idaho Falls, ID | 10 | $ 1,629,000 | $ 162,900 | $ 43,000 |
| Kokomo, IN | 10 | $ 1,089,000 | $ 108,900 | $ 49,000 |
| Rochester, MN | 10 | $ 1,692,000 | $ 169,200 | $ 77,000 |
| Chico, CA | 9 | $ 2,034,000 | $ 226,000 | $ 82,000 |
| Lafayette, IN | 9 | $ 1,376,000 | $ 152,888 | $ 50,000 |
| Lake Charles, LA | 9 | $ 1,037,000 | $ 115,222 | $ 39,000 |
| Rome, GA | 9 | $ 1,154,000 | $ 128,222 | $ 46,000 |
| Salinas, CA | 9 | $ 3,751,000 | $ 416,777 | $ 90,000 |
| Danville, VA | 8 | $ 743,000 | $ 92,875 | $ 57,000 |
| Florence-Muscle Shoals, AL | 7 | $ 690,000 | $ 98,571 | $ 51,000 |
| Hattiesburg, MS | 7 | $ 934,000 | $ 133,428 | $ 76,000 |
| Muncie, IN | 7 | $ 586,000 | $ 83,714 | $ 48,000 |
| Pocatello, ID | 7 | $ 962,000 | $ 137,428 | $ 55,000 |
| Madera, CA | 6 | $ 1,028,000 | $ 171,333 | $ 73,000 |
| Redding, CA | 6 | $ 1,043,000 | $ 173,833 | $ 58,000 |
| Santa Cruz-Watsonville, CA | 6 | $ 2,154,000 | $ 359,000 | $ 156,000 |
| Decatur, AL | 5 | $ 637,000 | $ 127,400 | $ 58,000 |
| Dothan, AL | 5 | $ 525,000 | $ 105,000 | $ 45,000 |
| Hanford-Corcoran, CA | 5 | $ 892,000 | $ 178,400 | $ 110,000 |
| Nassau-Suffolk, NY | 5 | $ 1,683,000 | $ 336,600 | $ 100,000 |
| Tuscaloosa, AL | 5 | $ 867,000 | $ 173,400 | $ 70,000 |
| Asheville, NC | 4 | $ 1,116,000 | $ 279,000 | $ 105,000 |
| Auburn-Opelika, AL | 4 | $ 774,000 | $ 193,500 | $ 89,000 |
| Bangor, ME | 4 | $ 598,000 | $ 149,500 | $ 57,000 |
| Carson City, NV | 4 | $ 758,000 | $ 189,500 | $ 65,000 |
| Charlottesville, VA | 4 | $ 939,000 | $ 234,750 | $ 71,000 |
| Eugene-Springfield, OR | 4 | $ 906,000 | $ 226,500 | $ 62,000 |
| Grand Forks, ND-MN | 4 | $ 487,000 | $ 121,750 | $ 72,250 |
| Lawton, OK | 4 | $ 367,000 | $ 91,750 | $ 44,000 |
| Lewiston, ID-WA | 4 | $ 494,000 | $ 123,500 | $ 75,000 |
| Raleigh-Cary, NC | 4 | $ 972,000 | $ 243,000 | $ 59,000 |
| Anniston-Oxford, AL | 3 | $ 316,000 | $ 105,333 | $ 56,000 |
| Brunswick, GA | 3 | $ 373,000 | $ 124,333 | $ 68,000 |
| Farmington, NM | 3 | $ 525,000 | $ 175,000 | $ 64,000 |
| Pittsburgh, PA | 3 | $ 276,000 | $ 92,000 | $ 67,000 |
| Sioux City, IA-NE-SD | 3 | $ 277,000 | $ 92,333 | $ 41,000 |
| Anchorage, AK | 2 | $ 283,000 | $ 141,500 | $ 78,000 |
| Blacksburg-Christiansburg-Radford, VA | 2 | $ 335,000 | $ 167,500 | $ 37,000 |
| Bowling Green, KY | 2 | $ 230,000 | $ 115,000 | $ 45,000 |
| Chicago-Naperville-Joliet, IL | 2 | $ 1,345,000 | $ 672,500 | $ 269,000 |
| Fargo, ND-MN | 2 | $ 431,000 | $ 215,500 | $ 66,000 |
| Fayetteville, NC | 2 | $ 143,000 | $ 71,500 | $ 68,000 |
| Harrisonburg, VA | 2 | $ 297,000 | $ 148,500 | $ 49,000 |
| Lewiston-Auburn, ME | 2 | $ 445,000 | $ 222,500 | $ 60,000 |
| Newark-Union, NJ-PA | 2 | $ 116,000 | $ 58,000 | $ 52,000 |
| Rochester, NY | 2 | $ 544,000 | $ 272,000 | $ 78,000 |
| Salem, OR | 2 | $ 621,000 | $ 310,500 | $ 86,000 |
| San Luis Obispo-Paso Robles, CA | 2 | $ 822,000 | $ 411,000 | $ 75,000 |
| Sioux Falls, SD | 2 | $ 315,000 | $ 157,500 | $ 77,000 |
| Springfield, MO | 2 | $ 244,000 | $ 122,000 | $ 29,000 |
| St. Cloud, MN | 2 | $ 593,000 | $ 296,500 | $ 82,000 |
| Wilmington, NC | 2 | $ 378,000 | $ 189,000 | $ 94,000 |
| Winston-Salem, NC | 2 | $ 482,000 | $ 241,000 | $ 31,000 |
| Bismarck, ND | 1 | $ 245,000 | $ 245,000 | $ 114,000 |
| Cedar Rapids, IA | 1 | $ 123,000 | $ 123,000 | $ 70,000 |
| Davenport-Moline-Rock Island, IA-IL | 1 | $ 144,000 | $ 144,000 | $ 50,000 |
| Fairbanks, AK | 1 | $ 280,000 | $ 280,000 | $ 144,000 |
| Fort Smith, AR-OK | 1 | $ 180,000 | $ 180,000 | $ 90,000 |
| Fort Worth-Arlington, TX | 1 | $ 320,000 | $ 320,000 | $ 121,000 |
| Gadsden, AL | 1 | $ 117,000 | $ 117,000 | $ 44,000 |
| Goldsboro, NC | 1 | $ 145,000 | $ 145,000 | $ 300,000 |
| Greensboro-High Point, NC | 1 | $ 80,000 | $ 80,000 | $ 75,000 |
| Greenville, NC | 1 | $ 139,000 | $ 139,000 | $ 65,000 |
| Harrisburg-Carlisle, PA | 1 | $ 75,000 | $ 75,000 | $ 54,000 |
| Houston-Sugar Land-Baytown, TX | 1 | $ 320,000 | $ 320,000 | $ 54,000 |
| Huntington-Ashland, WV-KY-OH | 1 | $ 78,000 | $ 78,000 | $ 137,000 |
| Jacksonville, NC | 1 | $ 141,000 | $ 141,000 | $ 110,000 |
| Jefferson City, MO | 1 | $ 90,000 | $ 90,000 | $ 55,000 |
| Joplin, MO | 1 | $ 191,000 | $ 191,000 | $ 106,000 |
| Longview, WA | 1 | $ 263,000 | $ 263,000 | $ 109,000 |
| Medford, OR | 1 | $ 535,000 | $ 535,000 | $ 110,000 |
| Rapid City, SD | 1 | $ 189,000 | $ 189,000 | $ 70,000 |
| San Antonio, TX | 1 | $ 171,000 | $ 171,000 | $ 32,000 |
| Sheboygan, WI | 1 | $ 95,000 | $ 95,000 | $ 40,000 |
| St. Joseph, MO-KS | 1 | $ 143,000 | $ 143,000 | $ 50,000 |
| Toledo, OH | 1 | $ 200,000 | $ 200,000 | $ 76,000 |
Mortgage Loan Application Detail Totals for Beneficial Financial I, Inc. in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 31,687 | $5,829,661,000 | $183,000 | $4,300,000 | $68,000 | $1,862,000 |
| Home Purchase | 27 | $4,327,000 | $160,000 | $428,000 | $79,000 | $180,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 20,206 | $3,660,162,000 | $181,000 | $4,300,000 | $70,000 | $1,862,000 |
| Black or African American | 5,827 | $956,803,000 | $164,000 | $1,129,000 | $61,000 | $1,101,000 |
| Hispanic | 2,869 | $611,869,000 | $213,000 | $1,500,000 | $65,000 | $1,200,000 |
| Not Provided | 2,068 | $428,743,000 | $207,000 | $1,520,000 | $68,000 | $1,007,000 |
| Asian | 426 | $105,970,000 | $248,000 | $1,200,000 | $83,000 | $780,000 |
| American Indian or Alaskan Native | 184 | $33,534,000 | $182,000 | $715,000 | $66,000 | $346,000 |
| Native Hawaiian or Other Pacific Islander | 134 | $36,907,000 | $275,000 | $714,000 | $83,000 | $720,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 31,714 | $5,833,988,000 | $183,000 | $4,300,000 | $68,000 | $1,862,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 19,631 | $3,767,451,000 | $191,000 | $4,300,000 | $67,000 | $1,613,000 |
| Application Withdrawn By Applicant | 9,205 | $1,624,254,000 | $176,000 | $1,600,000 | $71,000 | $1,862,000 |
| Loan Originated | 2,261 | $347,459,000 | $153,000 | $700,000 | $63,000 | $323,000 |
| Application Approved But Not Accepted | 617 | $94,824,000 | $153,000 | $1,125,000 | $68,000 | $720,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Beneficial Financial I, Inc.'s 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Beneficial Financial I, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.
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