South Central Bank Inc Mortgage Lending & HMDA Data, 2021
In 2021, South Central Bank Inc of Glasgow, KY reported 3,271 mortgage applications totaling $604.2 million, down 11% from 2020. The average application was for $184,721, and applicants reported an average income of $99,802. 76% of its applications resulted in an originated loan and 10% were denied. Its largest markets were Bowling Green, KY (773), Elizabethtown-Fort Knox, KY (614) and Louisville/Jefferson County, KY-IN (285) (applications in parentheses).
| Mortgage Company & Address | South Central Bank Inc 501 S L Rogers Wells Blvd Glasgow, KY 42141 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 |
| Total Number of Mortgage Applications | 3,271 |
| Total Mortgage Loan Application Amount | $604,225,000 |
| Average Mortgage Loan Application Amount | $184,721 |
| Highest Mortgage Loan Application Amount | $4,765,000 |
| Average Applicant Income | $99,802 |
| Highest Applicant Income | $4,069,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records South Central Bank Inc filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Warren, Kentucky | 615 | $ 100,895,000 | $ 164,056 | $ 90,000 |
| Hardin, Kentucky | 515 | $ 101,445,000 | $ 196,980 | $ 93,000 |
| Barren, Kentucky | 346 | $ 45,920,000 | $ 132,716 | $ 86,000 |
| Daviess, Kentucky | 233 | $ 41,105,000 | $ 176,416 | $ 91,000 |
| Jefferson, Kentucky | 209 | $ 58,615,000 | $ 280,454 | $ 172,000 |
| Monroe, Kentucky | 114 | $ 12,220,000 | $ 107,192 | $ 56,000 |
| Allen, Kentucky | 101 | $ 14,975,000 | $ 148,267 | $ 71,000 |
| Fayette, Kentucky | 97 | $ 21,355,000 | $ 220,154 | $ 104,000 |
| Simpson, Kentucky | 74 | $ 10,660,000 | $ 144,054 | $ 82,000 |
| Meade, Kentucky | 65 | $ 14,975,000 | $ 230,384 | $ 105,000 |
| Hart, Kentucky | 57 | $ 5,935,000 | $ 104,122 | $ 67,000 |
| Metcalfe, Kentucky | 55 | $ 5,275,000 | $ 95,909 | $ 65,000 |
| Edmonson, Kentucky | 44 | $ 5,990,000 | $ 136,136 | $ 80,000 |
| Pulaski, Kentucky | 38 | $ 5,610,000 | $ 147,631 | $ 93,000 |
| Nelson, Kentucky | 36 | $ 6,890,000 | $ 191,388 | $ 91,000 |
| Larue, Kentucky | 34 | $ 5,230,000 | $ 153,823 | $ 84,000 |
| Logan, Kentucky | 30 | $ 4,450,000 | $ 148,333 | $ 68,000 |
| Breckinridge, Kentucky | 28 | $ 4,640,000 | $ 165,714 | $ 81,000 |
| Oldham, Kentucky | 28 | $ 8,640,000 | $ 308,571 | $ 163,000 |
| Grayson, Kentucky | 27 | $ 4,125,000 | $ 152,777 | $ 84,000 |
| Davidson, Tennessee | 26 | $ 7,440,000 | $ 286,153 | $ 259,000 |
| Bullitt, Kentucky | 21 | $ 4,635,000 | $ 220,714 | $ 83,000 |
| Rutherford, Tennessee | 19 | $ 4,685,000 | $ 246,578 | $ 179,000 |
| Ohio, Kentucky | 17 | $ 2,155,000 | $ 126,764 | $ 66,000 |
| Woodford, Kentucky | 17 | $ 3,475,000 | $ 204,411 | $ 147,000 |
| Jessamine, Kentucky | 15 | $ 4,225,000 | $ 281,666 | $ 115,000 |
| Williamson, Tennessee | 14 | $ 5,240,000 | $ 374,285 | $ 120,000 |
| Butler, Kentucky | 13 | $ 1,875,000 | $ 144,230 | $ 80,000 |
| Adair, Kentucky | 12 | $ 1,400,000 | $ 116,666 | $ 63,000 |
| Shelby, Kentucky | 12 | $ 2,680,000 | $ 223,333 | $ 107,000 |
| Carroll, Kentucky | 11 | $ 2,025,000 | $ 184,090 | $ 67,000 |
| Gallatin, Kentucky | 11 | $ 1,575,000 | $ 143,181 | $ 77,000 |
| Madison, Kentucky | 11 | $ 2,785,000 | $ 253,181 | $ 111,000 |
| Cumberland, Kentucky | 10 | $ 1,670,000 | $ 167,000 | $ 89,000 |
| Floyd, Kentucky | 10 | $ 1,740,000 | $ 174,000 | $ 71,000 |
| Pike, Kentucky | 9 | $ 1,485,000 | $ 165,000 | $ 157,000 |
| Hancock, Kentucky | 8 | $ 990,000 | $ 123,750 | $ 79,000 |
| Taylor, Kentucky | 8 | $ 980,000 | $ 122,500 | $ 59,000 |
| Scott, Kentucky | 7 | $ 1,585,000 | $ 226,428 | $ 128,000 |
| Vanderburgh, Indiana | 6 | $ 4,960,000 | $ 826,666 | $ 0 |
| Christian, Kentucky | 6 | $ 1,080,000 | $ 180,000 | $ 99,000 |
| Clark, Kentucky | 6 | $ 970,000 | $ 161,666 | $ 64,000 |
| Muhlenberg, Kentucky | 6 | $ 760,000 | $ 126,666 | $ 113,000 |
| Todd, Kentucky | 6 | $ 890,000 | $ 148,333 | $ 84,000 |
| Boone, Kentucky | 5 | $ 1,805,000 | $ 361,000 | $ 144,000 |
| Franklin, Kentucky | 5 | $ 845,000 | $ 169,000 | $ 83,000 |
| Garrard, Kentucky | 5 | $ 875,000 | $ 175,000 | $ 103,000 |
| Mercer, Kentucky | 5 | $ 1,465,000 | $ 293,000 | $ 93,000 |
| Trigg, Kentucky | 5 | $ 565,000 | $ 113,000 | $ 172,000 |
| Clay, Tennessee | 5 | $ 585,000 | $ 117,000 | $ 52,000 |
| Sevier, Tennessee | 5 | $ 3,075,000 | $ 615,000 | $ 292,000 |
| Sumner, Tennessee | 5 | $ 1,145,000 | $ 229,000 | $ 190,000 |
| Fulton, Georgia | 4 | $ 740,000 | $ 185,000 | $ 122,000 |
| Floyd, Indiana | 4 | $ 1,050,000 | $ 262,500 | $ 149,000 |
| Kenton, Kentucky | 4 | $ 630,000 | $ 157,500 | $ 106,000 |
| Lincoln, Kentucky | 4 | $ 540,000 | $ 135,000 | $ 71,000 |
| Spencer, Kentucky | 4 | $ 2,630,000 | $ 657,500 | $ 116,000 |
| Washington, Kentucky | 4 | $ 610,000 | $ 152,500 | $ 101,000 |
| Clermont, Ohio | 4 | $ 670,000 | $ 167,500 | $ 89,000 |
| Robertson, Tennessee | 4 | $ 680,000 | $ 170,000 | $ 63,000 |
| Merced, California | 3 | $ 765,000 | $ 255,000 | $ 686,000 |
| Sarasota, Florida | 3 | $ 4,085,000 | $ 1,361,666 | $ 194,000 |
| Walton, Florida | 3 | $ 3,765,000 | $ 1,255,000 | $ 1,415,000 |
| Clark, Indiana | 3 | $ 1,285,000 | $ 428,333 | $ 39,000 |
| Warrick, Indiana | 3 | $ 665,000 | $ 221,666 | $ 139,000 |
| Anderson, Kentucky | 3 | $ 415,000 | $ 138,333 | $ 64,000 |
| Clinton, Kentucky | 3 | $ 315,000 | $ 105,000 | $ 128,000 |
| Fleming, Kentucky | 3 | $ 455,000 | $ 151,666 | $ 70,000 |
| Green, Kentucky | 3 | $ 415,000 | $ 138,333 | $ 54,000 |
| Henry, Kentucky | 3 | $ 425,000 | $ 141,666 | $ 81,000 |
| Johnson, Kentucky | 3 | $ 265,000 | $ 88,333 | $ 37,000 |
| Marion, Kentucky | 3 | $ 445,000 | $ 148,333 | $ 65,000 |
| McLean, Kentucky | 3 | $ 535,000 | $ 178,333 | $ 87,000 |
| Hamilton, Ohio | 3 | $ 665,000 | $ 221,666 | $ 109,000 |
| Greenwood, South Carolina | 3 | $ 465,000 | $ 155,000 | $ 104,000 |
| Montgomery, Tennessee | 3 | $ 435,000 | $ 145,000 | $ 92,000 |
| Travis, Texas | 3 | $ 1,485,000 | $ 495,000 | $ 170,000 |
| Hillsborough, Florida | 2 | $ 490,000 | $ 245,000 | $ 88,000 |
| Indian River, Florida | 2 | $ 760,000 | $ 380,000 | $ 789,000 |
| Palm Beach, Florida | 2 | $ 500,000 | $ 250,000 | $ 148,000 |
| Boone, Indiana | 2 | $ 560,000 | $ 280,000 | $ 219,000 |
| Bourbon, Kentucky | 2 | $ 490,000 | $ 245,000 | $ 78,000 |
| Hickman, Kentucky | 2 | $ 280,000 | $ 140,000 | $ 73,000 |
| Magoffin, Kentucky | 2 | $ 450,000 | $ 225,000 | $ 143,000 |
| Marshall, Kentucky | 2 | $ 370,000 | $ 185,000 | $ 53,000 |
| McCreary, Kentucky | 2 | $ 130,000 | $ 65,000 | $ 53,000 |
| Owen, Kentucky | 2 | $ 290,000 | $ 145,000 | $ 50,000 |
| Russell, Kentucky | 2 | $ 220,000 | $ 110,000 | $ 125,000 |
| Montgomery, Maryland | 2 | $ 810,000 | $ 405,000 | $ 231,000 |
| Guilford, North Carolina | 2 | $ 250,000 | $ 125,000 | $ 95,000 |
| Mecklenburg, North Carolina | 2 | $ 720,000 | $ 360,000 | $ 101,000 |
| Franklin, Ohio | 2 | $ 390,000 | $ 195,000 | $ 170,000 |
| Allegheny, Pennsylvania | 2 | $ 300,000 | $ 150,000 | $ 133,000 |
| Bedford, Tennessee | 2 | $ 210,000 | $ 105,000 | $ 75,000 |
| Cheatham, Tennessee | 2 | $ 600,000 | $ 300,000 | $ 177,000 |
| Franklin, Tennessee | 2 | $ 820,000 | $ 410,000 | $ 425,000 |
| Virginia Beach, Virginia | 2 | $ 410,000 | $ 205,000 | $ 145,000 |
| Cullman, Alabama | 1 | $ 495,000 | $ 495,000 | $ 138,000 |
| Limestone, Alabama | 1 | $ 425,000 | $ 425,000 | $ 185,000 |
| Maricopa, Arizona | 1 | $ 85,000 | $ 85,000 | $ 182,000 |
| Brevard, Florida | 1 | $ 425,000 | $ 425,000 | $ 1,858,000 |
| Charlotte, Florida | 1 | $ 315,000 | $ 315,000 | $ 69,000 |
| Escambia, Florida | 1 | $ 425,000 | $ 425,000 | $ 231,000 |
| Flagler, Florida | 1 | $ 75,000 | $ 75,000 | $ 68,000 |
| Gulf, Florida | 1 | $ 425,000 | $ 425,000 | $ 145,000 |
| Lake, Florida | 1 | $ 195,000 | $ 195,000 | $ 67,000 |
| Lee, Florida | 1 | $ 195,000 | $ 195,000 | $ 56,000 |
| Marion, Florida | 1 | $ 95,000 | $ 95,000 | $ 189,000 |
| Monroe, Florida | 1 | $ 315,000 | $ 315,000 | $ 223,000 |
| Orange, Florida | 1 | $ 1,105,000 | $ 1,105,000 | $ 443,000 |
| Polk, Florida | 1 | $ 105,000 | $ 105,000 | $ 83,000 |
| Seminole, Florida | 1 | $ 295,000 | $ 295,000 | $ 120,000 |
| St. Johns, Florida | 1 | $ 145,000 | $ 145,000 | $ 74,000 |
| Volusia, Florida | 1 | $ 135,000 | $ 135,000 | $ 50,000 |
| Floyd, Georgia | 1 | $ 335,000 | $ 335,000 | $ 68,000 |
| Forsyth, Georgia | 1 | $ 155,000 | $ 155,000 | $ 71,000 |
| Newton, Georgia | 1 | $ 415,000 | $ 415,000 | $ 46,000 |
| Rockdale, Georgia | 1 | $ 495,000 | $ 495,000 | $ 0 |
| Cook, Illinois | 1 | $ 245,000 | $ 245,000 | $ 885,000 |
| Effingham, Illinois | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Allen, Indiana | 1 | $ 175,000 | $ 175,000 | $ 60,000 |
| Bartholomew, Indiana | 1 | $ 175,000 | $ 175,000 | $ 117,000 |
| Harrison, Indiana | 1 | $ 275,000 | $ 275,000 | $ 95,000 |
| Knox, Indiana | 1 | $ 145,000 | $ 145,000 | $ 78,000 |
| Monroe, Indiana | 1 | $ 125,000 | $ 125,000 | $ 91,000 |
| Spencer, Indiana | 1 | $ 155,000 | $ 155,000 | $ 128,000 |
| Boyd, Kentucky | 1 | $ 205,000 | $ 205,000 | $ 95,000 |
| Caldwell, Kentucky | 1 | $ 185,000 | $ 185,000 | $ 120,000 |
| Calloway, Kentucky | 1 | $ 85,000 | $ 85,000 | $ 103,000 |
| Campbell, Kentucky | 1 | $ 195,000 | $ 195,000 | $ 80,000 |
| Clay, Kentucky | 1 | $ 175,000 | $ 175,000 | $ 126,000 |
| Graves, Kentucky | 1 | $ 145,000 | $ 145,000 | $ 123,000 |
| Greenup, Kentucky | 1 | $ 285,000 | $ 285,000 | $ 137,000 |
| Henderson, Kentucky | 1 | $ 145,000 | $ 145,000 | $ 44,000 |
| Knox, Kentucky | 1 | $ 75,000 | $ 75,000 | $ 51,000 |
| Laurel, Kentucky | 1 | $ 95,000 | $ 95,000 | $ 57,000 |
| Lawrence, Kentucky | 1 | $ 135,000 | $ 135,000 | $ 44,000 |
| Letcher, Kentucky | 1 | $ 145,000 | $ 145,000 | $ 79,000 |
| Lyon, Kentucky | 1 | $ 195,000 | $ 195,000 | $ 123,000 |
| Menifee, Kentucky | 1 | $ 195,000 | $ 195,000 | $ 116,000 |
| Montgomery, Kentucky | 1 | $ 65,000 | $ 65,000 | $ 35,000 |
| Morgan, Kentucky | 1 | $ 105,000 | $ 105,000 | $ 38,000 |
| Rowan, Kentucky | 1 | $ 135,000 | $ 135,000 | $ 100,000 |
| Trimble, Kentucky | 1 | $ 55,000 | $ 55,000 | $ 92,000 |
| Union, Kentucky | 1 | $ 165,000 | $ 165,000 | $ 91,000 |
| Whitley, Kentucky | 1 | $ 1,005,000 | $ 1,005,000 | $ 222,000 |
| St. Tammany, Louisiana | 1 | $ 625,000 | $ 625,000 | $ 0 |
| Hancock, Maine | 1 | $ 255,000 | $ 255,000 | $ 180,000 |
| Charlevoix, Michigan | 1 | $ 135,000 | $ 135,000 | $ 42,000 |
| St. Clair, Michigan | 1 | $ 115,000 | $ 115,000 | $ 69,000 |
| Clay, North Carolina | 1 | $ 495,000 | $ 495,000 | $ 397,000 |
| Cumberland, North Carolina | 1 | $ 75,000 | $ 75,000 | $ 96,000 |
| Jackson, North Carolina | 1 | $ 275,000 | $ 275,000 | $ 120,000 |
| Wake, North Carolina | 1 | $ 145,000 | $ 145,000 | $ 66,000 |
| Lawrence, Ohio | 1 | $ 155,000 | $ 155,000 | $ 10,000 |
| Comanche, Oklahoma | 1 | $ 135,000 | $ 135,000 | $ 69,000 |
| Oklahoma, Oklahoma | 1 | $ 205,000 | $ 205,000 | $ 213,000 |
| Lane, Oregon | 1 | $ 275,000 | $ 275,000 | $ 362,000 |
| Beaufort, South Carolina | 1 | $ 225,000 | $ 225,000 | $ 91,000 |
| Berkeley, South Carolina | 1 | $ 215,000 | $ 215,000 | $ 58,000 |
| Blount, Tennessee | 1 | $ 245,000 | $ 245,000 | $ 50,000 |
| Campbell, Tennessee | 1 | $ 825,000 | $ 825,000 | $ 1,682,000 |
| Claiborne, Tennessee | 1 | $ 295,000 | $ 295,000 | $ 459,000 |
| Coffee, Tennessee | 1 | $ 135,000 | $ 135,000 | $ 40,000 |
| Cumberland, Tennessee | 1 | $ 155,000 | $ 155,000 | $ 93,000 |
| DeKalb, Tennessee | 1 | $ 125,000 | $ 125,000 | $ 90,000 |
| Jefferson, Tennessee | 1 | $ 855,000 | $ 855,000 | $ 640,000 |
| Knox, Tennessee | 1 | $ 295,000 | $ 295,000 | $ 364,000 |
| Macon, Tennessee | 1 | $ 245,000 | $ 245,000 | $ 48,000 |
| Marshall, Tennessee | 1 | $ 305,000 | $ 305,000 | $ 93,000 |
| Maury, Tennessee | 1 | $ 245,000 | $ 245,000 | $ 45,000 |
| Overton, Tennessee | 1 | $ 105,000 | $ 105,000 | $ 29,000 |
| White, Tennessee | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Harris, Texas | 1 | $ 145,000 | $ 145,000 | $ 55,000 |
| Manassas, Virginia | 1 | $ 135,000 | $ 135,000 | $ 161,000 |
| Mecklenburg, Virginia | 1 | $ 385,000 | $ 385,000 | $ 140,000 |
| Spotsylvania, Virginia | 1 | $ 225,000 | $ 225,000 | $ 70,000 |
Mortgage Loan Application Detail Totals for South Central Bank Inc in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,161 | $243,665,000 | $209,000 | $4,765,000 | $89,000 | $2,160,000 |
| Refinancing | 1,155 | $216,865,000 | $187,000 | $2,625,000 | $108,000 | $4,069,000 |
| Cash-out Refinancing | 592 | $115,160,000 | $194,000 | $2,715,000 | $106,000 | $1,858,000 |
| Other Purpose | 196 | $16,520,000 | $84,000 | $1,005,000 | $100,000 | $570,000 |
| Home Improvement | 167 | $12,015,000 | $71,000 | $445,000 | $96,000 | $583,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,686 | $467,360,000 | $173,000 | $4,765,000 | $100,000 | $4,069,000 |
| Not applicable | 192 | $59,640,000 | $310,000 | $2,715,000 | $0 | $0 |
| Not Provided | 191 | $38,205,000 | $200,000 | $705,000 | $109,000 | $792,000 |
| Black or African American | 63 | $11,405,000 | $181,000 | $545,000 | $84,000 | $372,000 |
| Hispanic | 52 | $8,480,000 | $163,000 | $545,000 | $80,000 | $396,000 |
| Asian | 49 | $11,175,000 | $228,000 | $595,000 | $94,000 | $508,000 |
| American Indian or Alaskan Native | 14 | $2,810,000 | $200,000 | $505,000 | $68,000 | $153,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,788 | $509,930,000 | $182,000 | $4,765,000 | $106,000 | $4,069,000 |
| FHA-insured (Federal Housing Administration) | 210 | $32,960,000 | $156,000 | $335,000 | $53,000 | $146,000 |
| VA-guaranteed (Veterans Administration) | 165 | $45,415,000 | $275,000 | $775,000 | $102,000 | $289,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 108 | $15,920,000 | $147,000 | $515,000 | $48,000 | $110,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,478 | $457,500,000 | $184,000 | $4,765,000 | $102,000 | $4,069,000 |
| Application Withdrawn By Applicant | 451 | $89,595,000 | $198,000 | $1,755,000 | $101,000 | $623,000 |
| Application Denied By Financial Institution | 342 | $57,130,000 | $167,000 | $1,425,000 | $85,000 | $2,160,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,929 | $547,095,000 | $186,000 | $4,765,000 | $102,000 | $4,069,000 |
| Debt-To-Income Ratio | 126 | $22,920,000 | $181,000 | $1,425,000 | $65,000 | $709,000 |
| Credit History | 99 | $12,865,000 | $129,000 | $595,000 | $65,000 | $459,000 |
| Credit Application Incomplete | 41 | $7,325,000 | $178,000 | $365,000 | $116,000 | $660,000 |
| Collateral | 28 | $5,470,000 | $195,000 | $905,000 | $84,000 | $339,000 |
| Other | 22 | $4,000,000 | $181,000 | $755,000 | $247,000 | $2,160,000 |
| Unverifiable Information | 12 | $2,260,000 | $188,000 | $495,000 | $103,000 | $360,000 |
| Employment History | 8 | $1,180,000 | $147,000 | $355,000 | $37,000 | $69,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $1,005,000 | $201,000 | $285,000 | $66,000 | $87,000 |
| Mortgage Insurance Denied | 1 | $105,000 | $105,000 | $105,000 | $16,000 | $16,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into South Central Bank Inc's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess South Central Bank Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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